power. we don't need to fix stuff. the only thing broken is a crony political system you and your liberal buddies areetod one. "the willis report" is next. david: see ya. gerri: hello, everyone, i'm gerri willis. is your stroller a danger? that is now the fear for parents and for grandparents. more than four 1/2 million graco baby strollers are being voluntarily recalled. they are being recalled for pinching or even cutting off a child's finger, horrible. with more on this attorney debra broom bloom. great to have you here. describe for us if you could what is the safety hazard? how does the stroller work or not work? >> well, graco recalled the strollers, approximately five million strollers have been recalled. due to the fact that the safety hinges are defective of the so let's keep in perspective, less than 1% of children have been

injured due to these defective safety hinges. gerri: we've got a slow motion video of actually what happens. i want to show people, we're seeing it right here. so this stroller, when it comes apart can grab a child's finger and smash it. that is the scary part. so now graco, and federal regulators are saying for the love of god, if you have a child with one of these strollers get them out prompt toe. don't let them linger in the stroller, if it folds up it will be a hazard. they have a kit coming i out, right? they will help parents get the situation fixed. is the kit a real solution? >> the kit doesn't come out until decent 2014 which i find. they should have the bring the stroller into a repair site. to me that is not enough. gerri: the repair is just a cover for the hinges. i'm wonder if that will actually work? >> there is no proof that it will work.

they have issued a statement that the repair kit has been tested. we don't know the result what that will be. gerri: graco has history of problems with recalls. i want to show you history, problems with glider rockers, the harness buckles. a lot of different things that haven't worked. what is going on here? and why aren't there goodness, more obvious things coming out from the government, the consumer protection safety commission, saying goodness, avoid these at all costs? >> in 2005 graco had to pay $4 million for belatedly reporting the defects in their products. so they do have a history in the past of not reporting the issues with their products. and the government should perhaps take better control of this company because children are most important. and they're -- gerri: look can they fine them? can the company be fined? >> the company can be fined. and company can be sued by these

families whose children suffered. gerri: so they have voluntarily done the recall which is interesting because they're doing it on their own accord. what should parents be doing if they have one of these strollers? be clear, these strollers have been around since 2000. you may have one sitting in your garage and not realize it. >> good thing, online, you can see if the stroller you have is one of the strollers being recalled. even if you don't have the serial number or product name you may be able to determine if that the is stroller you have. now what the families can do use extreme caution when concern children are put into it. make sure the safety hinge is locked and be very careful. >> want to tell you on our website, gerriwillis.com you can find a complete list of models and model numbers. you find the model numbers by going underneath the stroller looking on the model there and match to numbers on our website.

we have all the details. gerriwillis.com. get the complete graco recall list. that is where you would be looking on the stroller to find the number. you need to know because not all of these are a problem but some of them are. made in china, thank you very much. gerri: thank you for having me. gerri: thanks for being here. from your stroller getting recalled to your recalled airbag, the japanese government is ordering takata to investigate what went wrong. the defective airbags killed at least six and injured over 100 people. one of those injured is 26-year-old cory. cory was blinded in one eye. this is the picture here, when a piece of metal shot out of takata airbag from his 2001 civic. with more on this, rich newsome. thanks for coming on the show tonight. before we talk about cory, i have to say the japanese government will launch an investigation. meantime people could get hurt? isn't it time takata recalled

these airbags? >> you know it has been a moving target since back in 2009 when this, what they call rolling recall started. the thing they have been trying to get their arms around it. they have recalled a lot of these. senator nelson's hearings talked about yesterday, it is a still debate which one of these need to be recalled so yes. gerri: i want to talk about your client, cory, has two children. of the six months ago, it wasn't even a horrible car accident, was it? it was a fender bender and his airbag blows out and he gets injured. tell us about that. before you do, i want to tell our viewers i have graphic images we'll be showing. if you have small kids in the room you might want to take them out. this is really a story worth hearing. rich, go ahead. >> cory was on his way to work. he is a forklift driver. he left his house that morning. was going through an intersection. his car stalled. there was a fender-bender as you

can see some of the pictures you show your viewers. should have been something he walked away from. instead when the airbag blew, like you said, a slashed of metal 3 1/2 inches long went into his face and destroying one of his eyes. he has a pretty serious, not only lost his sight but disfigured. he will have to live with that the rest of his life. gerri: he said in a story i read about cory, you can see the stitches here. you can see the extent of the damage, he said i thought i was going to die as he sat on the sidewalk waiting for help to come. this is going to affect him forever, right? this is an accident that could, cap his earnings. it could inhibit his ability to interact with his family. the ramifications are pretty big. >> you're right. for his little family, cory works for a living to support his family. as i said he drive as forklift. he is typically loading ballots -- pallets 35 feet up in

the air. when you lose sight in one eye it affects your depth perception. it makes it harder. his company has been great. he is still working. it has been hard and obviously affect continue to doing that for a long time. gerri: so what is the status of his case? what kind of damages are you seeking? >> well, it is early. obviously in this case we filed it recently and we're still in the early stages and we're going to try to get compensation. i think one of the things that cory has said, and was underscored yesterday by senator nelson, maybe, maybe this case gives opportunity we can make the process better. it really helped spark a conversation about the problems with our recall system in the wake of of course not just this case but toyota and general motors ignition. this will continue to happen unless we take this opportunity to change the rules. gerri: that is my next question for you. >> yeah. gerri: which is this. are there going to be lots more cases filed? this is a problem according to "the new york times" is 10 years old. and the folks at takata knew it.

>> right. gerri: and have done nothing. do you think thrill will be more cases? are you filing more cases? >> you know we're looking at cases for a few other clients. you know, i'm not sure how many serious injury cases are still out there that haven't already been resolved. as typically happens, when ever there is very public recall like this, clients who didn't realize they had a case may come forward. so you know, that still has yet to be seen but, the good thing, like i said, is that, it is going to hopefully lead some change so we're not here again six months from now with another company, with another defective product and more people being needlessly hurt and killed. >> we'll continue to cover this story, rich. let us know of any developments. it is a tragic story for cory but, maybe we can see some changes long term to nhtsa and regulators and companies themselves. thank you. >> thank you so much for having us. we appreciate it. >> takata airbags and gm ignition switches, we covered them a lot, right?

they are far, far from the only problems on the road these days. the government is cracking down on chrysler, telling the auto maker to speed up its recall of 1 1/2 million older jeeps. chrysler says the gas tanks can rupture in a rear collision. nhtsa sent a letter saying only 3% of the jeep grand cherokees and liberties fixed more than a year after the recall began. jeep owners complain turned away by dealers due to lack of parts. at least 51 people died in crashes due at problem. meanwhile toyota is recalling nearly 420 lexuses to repair leaks. some of lexuses were also recalled in 2009 for similar problems. -- 423,000. still a lot more to come this hour, including your voice. your voice is important to us. during the show we want you to sent me an email. go to gerriwillis.com. at the bottom of the hour i will read your tweets and emails.

first another arrest. a night of protests as people of ferguson, missouri, await the grand jury decision whether to charge darren wilson for shooting michael brown. we'll cover it next.

gerri: as the town of ferguson, missouri awaits a grand jury decision in the death of michael brown, his father, michael brown, sr. and officials are preparing. >> destroying property is not the answer. no matter what the grand jury decides i do not want my son's death to be in vain. >> if there are protests, we expect some protesters will be disruptive. they will likely try as they did in october, to inconvenience people to make a point. if protesters are northern violent -- non-violent, police will not be aggressive. but in some protesters turn violent and threaten, or are threatening police will respond to keep everyone safe. gerri: joining me from ferguson is jan lalani, his store was ransacked by looters in august

when this all began. welcome back to the show. great to see you. what is the mood there and how are people feeling as we await for this decision to come down? >> well, it is a tense situation and people are just kind of waiting to see what is going to happen. a lot of people are just talking about, it might be crazy and, i even have people coming in that are still hoping and praying for peaceful protesters. gerri: are you worried, nervous, anxious, about what might happen? >> yeah. i mean, of course. i mean, i don't want anything to happen like it did back in august. and, we're just kind of, preparing ourselves for good or bad. we're just kind of hoping that nothing is going to happen and that, we can get through this peacefully and let the court system take its course. gerri: august 9th, your store was hit, looted, with and we have unbelievable video of it because your security cameras caught it.

i think a lot of people have seen this video, of the looting that went on at your store. we're seeing it right now. i can't imagine that, are you going to be open all weekend? will you keep your doors open? will you serve the clientele? will you serve the community? will you be confident that you can stay open? >> well, as it is right now, the plan that me and my dad made was we'll stay open until the verdict comes out about what is going to happen. and how it turns out and then, just kind of take it from there and if it, if it turns bad, we're not going to open and we'll have to stay closed until the situation has calmed down. we don't want to go through all that stuff that we went through back in august. gerri: fingers crossed but you're showing some confidence in the community by staying open. at least until that time. are you seeing more evidence of increased security on the streets? >> we, i'm a little bit, i'm about a mile 1/2 from ferguson.

i'm in delwood which is neighbor city. up there where my store is, we don't have any, there is not a lot of people or security in the streets right there. and to be honest with you, i haven't even been down ferguson or down there because i wanted to stay away from it. gerri: so you're staying out of any potential harms way. what are your fellow store owners tell you? what are they doing? are they staying open? >> i think a couple of the people that i have talked to, they want to stay open for the community and, just kind of hoping that nothing is going to happen. but i also have heard a couple of guys talking about, might even just close down from tomorrow and then wait until, if it is going to happen this weekend, then don't open until it is over. if it is not going to happen this weekend, maybe open again on monday so. gerri: how much money have you lost, having to be closed or shuttered part of the time because of all this violence.

>> well we had our stores, the store windows boarded up with plywood for two months. that brought down sales about 45 to 50%. so, it is a lot of money. we're still just kind of, trying to build up from what happened last time, so. >> jan, thanks for being on the show tonight. we really appreciate your time. we're thinking of you and your dad this weekend an praying everything goes well. >> thank you so much. appreciate it. gerri: thank you. and later in the show congress is ready to take president obama to task, not over just immigration but obamacare too. next a consumer alert about debt collectors as a new york prosecutor talks about a epidemic of abuse practices. what to look out for after the break. @?

gerri: now to a consumer nightmare. imagine answering your phone and hearing this on the other end of the line? >> what is wrong with you man? are you lowlife piece of [bleep] >> if i don't hear from you i will have the sheriff's department at your door. >> that is a real call from a real debt collector and though they may seem intimidating they're breaking the law. so what are your rights? here with the dos and don't of debt collection is fox news legal analyst bob massi. bob, welcome to the show. great to have you here. >> thank you. gerri: are those calls legal? >> no, they're completely illegal. both civilly and criminally by the way. they violate federal law and violate state law and violation of a criminal code. assuming they ever find who did that, there is no question they

could be prosecuted for that kind of activity. gerri: so, it is coming up because there is a recent case here. i want to know what you make of this case, the feds cracking down on thieves who posed as debt collectors, saying they were debt collectors. in fact they were not. they just wanted to con people out of money. what happened? what do you make of it? >> you know what, actually, gerri, these kinds of things going on for years, particularly through the real estate crisis we saw a lot of collection agencies doing things that were illegal but in this case they're not even real debts. goes to show you vulnerability of people when they're contacted by somebody saying, you owe me $100. that is what they do, by the way. go after $50, 150, oh, gees, i didn't owe that debt. gerri: why do people pay? >> because people are afraid. they will absolutely grow exploit senior citizens. they will exploit young people that are vulnerable. they know what they're doing.

these people are pros. as a result out of fear and anxiety and idea of credit the idea of having good credit, gerri, absolutely close to who we are as people they pay and it is a numbers game for them n this case, finally the feds have gone after these people. i think they were out of georgia. they will prosecute it. good for them. gerri: they will prosecute it. >> yeah. gerri: i have to tell you there are also people in the cross-hairs of legitimate debt collectors. >> yep. gerri: in fact i'm astonished at this number. i covered this stuff for a long time. one in three, one in three adults have debt that is in collections. that is astonishing. how could that be true? >> well, look, i sort of look at the way you and i covered everything that happened in the last several years with real es stay and all the bankruptcies. i just think when this real estate crisis hit, people got in over their head. they borrowed against credit cards. as a result never thinking that things would go bad, figuring to save their home.

there are a lot of different reasons for it. but the bottom line is, they just built it up. then they lost their job. as a result, they either go bankrupt or just don't pay the debt. so there is a lot of different things that happened in the last seven or eight years resulted in the amount of debt, billions of dollars worth of debt. gerri: billions of dollars. >> that people have. and wrung people, young people which is ridiculous. gerri: talk about guidelines on debt collectors. what can they not do? what is ten stepping over the line? >> they're not supposed to call you before 8:00 a.m. or after 9:00 p.m. in the earning. not supposed to call you at workings if you give them notice you don't want them contacted at work. can't contact you continuously during the day. they can't call neighbors, masscy owes x-amount of dollars. they can call neighbor to say, hey, does he live out at home. they can't give out proprietary information unique to me, call coworkers friends, family members. those are violations. and what happens is this.

when those type of violations occur, what we, today want to let our viewers know, which we'll get into, they have rights. and even though it may be a legitimate debt, if those debt collectors cross the line, that is their leverage for the debt that's owed. gerri: of course as we close here, just reminder to viewers out there, if somebody calls you and says you have a debt and you don't, do not respond to these people. >> absolutely. gerri: a lot are just out and out criminals trying to collect money from people. bob, thanks for coming on the show. thanks, good to see you. >> thanks for having me. take care. gerri: for stories you're clicking on foxbusiness.com. online streaming service aereo filed for chapter 11 bankruptcy protection of the company blaming a june supreme court ruling that said aereo was violating copyright law unless it paid broadcasters licensing fees. ceo says that ruling was to difficulty to overcome. federal reserve will review how it overseas big banks amid

criticism it has grown too cozy with the financial institutions. the central bank says the review will examine whether decisionmakers get decisions they need to make good decisions. it will look at the fed internal culture and whether dissenting views are being stifled. dow chemical will add four new members to its board of directors after pressure from hedge fund activist, daniel lobe's fund third point. they are looking to increase shareholder value. hertz named john tagg as its new ceo. the car return tall company's former ceo stepped down in september for personal reasons. the new ceo steps into the job and this is a big move by hertz to correct past accounting problems. those are some hot stories right now on foxbusiness.com. coming up next, the white house says obama's immigration plan will will boost the economy and expand the workforce.

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gerri: president obama immigration overhaul shields 5 million undocumented immigrants from deportation giving them social security cards and work permits. but they also have to meet the tax man and a pledge they have to pay their fair share but at what cost? with the american taxpayer -- taxpayers we have steve more from the heritage foundation. i am fascinated of the net to net impact. what kind of taxes are they likely to pay? >> first of all, i am pro immigration for their good

for the economy and it is good to have people working here. here is the positive i have the big problem for constitutional reasons as an economist what is the cost to the american taxpayer? i will give you a couple of examples. he said specifically they will not be eligible for obamacare but i don't believe that for one second. gerri: but he said that. [laughter] >> once they get legal status. >> i will make a bet if you have me on the show is into years he will say it is of big success i just signed another 5 million people for obamacare now eligible like medicaid and medicare and benefits that will be extremely expensive. i estimate in the first

couple of years this will cost $30 billion to the taxpayers. gerri: but we're told they will pay taxes. >> they do. but the point is a lot of them are here already paying taxes right now. most of them but now they are eligible for the programs. so why would you take though were skilled workers and? went we need now are the abreact the engineers and mechanics and those with high a skills you had people on the show but what makes people so angry is the people that came illegally are now first in line. gerri: and not fast indoor even stand in line. so that turning earned income tax credit they get money off the bat maybe in their mailbox right away.

they pay the payroll tax speesix of them income-tax is withheld but because of the underground economy we don't know that much but these are lower in, they don't have a lot of skills. they're not paying a lot of income-tax. gerri: but how many will come out? they have been living in the world for all longtime. what is the pay off? caller: that is a good point. there are fees and fines you have to pay if you come forward and the lots are living on limited budgets they don't have the money. it could be much less. gerri: the other question is the government could not run obamacare and they tell us they will find documents going five years on billions

of undocumented? really? >> know they will not. by the way the number could be more than 5 million over time because people will say i have been here since the cut off. we don't have records and you will start to see people climbing over the border to parachute, because basically it is open season. if you live in the united states you will get the of these the. gerri: everybody know someone like that. >> that is why my position is first do border security. and all think the american people have a huge problem with the legalization if it is done in a sequence like getting the border under control first. gerri: always a pleasure. from immigration to obamacare criticism continues against the

president for repeatedly sidestepping congress. house speaker gators sues the administration on behalf of the house republicans saying the president has overstepped his authority to implement parts of obamacare but do they have a case? we have our guests. is the president over stepping his balance? >> not legally he has great authority talking about executive order to deal with deportation. lin case goes back through 1988. the court failed looking a deportation the orders are very broad. so legally he has the right to do this. gerri: republicans say there are two aspects of unconstitutional.

what are they? >> basically the president's delay of the mandate forces employers to provide health care has been delayed and there is no provision. and they say the appropriations for medication expansion will not be appropriated by congress but through health and human services to use $175 million. >> also let you talk about is that this is how congress can fight back. that if it is legal now congress can come back to say we don't have the money to go forward with this program. >> in terms of the obamacare situation comedies cases usually don't work on behalf of congress because it is not the entity that is hard with the person industry who

was not getting what they want. congress does not have a standing to do this. the reason the courts stays out is the very reason the case is brought. republicans really don't want the employer mandates but they hold the president accountable for the enforcement. >> john boehner had some comments. we don't have his statement. i will read it. >> he can make is no loss of future presidents will have that ability as well it cannot stand up to the constitution that is what we are pursuing in this course of action. >> it will take forever. it will take along long time to be decided after obama is

out of the office by the way the next president can sign the executive order to say exactly the opposite. gerri: it to be now but not later? >> of course, . with the enactment to promulgate regulations with those agencies that is the point to the administration with that discretion under it is in place of those running the agencies of the approach will change. >> but the word is discretion the whole reason is because of a broad prosecutorial discretion of food to deport and who'd not to.

>> we are talking about obamacare not immigrants. if this winds through the courts obama will be long gone. even if it is all true the court has no jurisdiction. gerri: we will be that there. thanks for coming on to buy. now we want to know what you think. we'll another lawsuit change obamacare? vote on the screen and will share the results. here is what you were tweeting me. the leasing -- the only thing is to scrap it is due scrooge to be written. and don facebook, it is more political theater.

>> in addition to following me on twitter and facebook. like fox business as well. here is some of your emails on the hot topic of voter identification. >> a photo identification should be required for voting with early voting going on is too easy to ski in the system will to times in different jurisdictions. >> yes. you should be required to prove who you are to cast a vote to someone impersonates me at the polls i cannot be allowed to vote. >> in this stage voter i.d. firstly i get offended when those sales stop the elderly from voting. because i'm elderly and disabled. gerri: we love to hear from you send me an e-mail from gerriwillis.com.

making the most of your frequent flyer miles and reforming the disabilities as a security program but here is your consumer gauge. we will be right back. go ahead and put your bag right here. have a nice flight! traveling can feel like one big mystery. you're never quite sure what is coming your way. but when you've got an entire company who knows that the most on-time flights are nothing if we can't get your things there too. it's no wonder more people choose delta than any other airline.

gerri: when the hour social security disability program was created it was to be a lifeline for the severely disabled but today it serves 11 million of 20% but the last several years has been focused on oversight and investigatory efforts to the disability programs that this system is filled with waste fraud and abuse sandy's reform. it is great to have you

here. this is a topic you have delved into. why such a ramp up for the numbers the last few years? >> congress did not do its job. there was of backlog give legitimate claims and when the new secretary was confirmed the only thing he heard was get it cleaned up. he did. gerri: get rid of the backlog. >> can we had a tremendous economic downturn and a lot of people whose option was to apply for this benefit which was never intended them as you are truly disabled 97 that is not what happened. how does this get fixed?

>> if the legislators would pay attention first talk to the representatives of the truly disabled. we have been working with that group of people. now we protect the system from those of virtue of the disabled? and how to make sure those who have short term disability get covered? also so we're not filling it. gerri: so break that down. so the people that come off the rolls is low, less than 1%. >> we have the disability review by the social security system is to send the post card that says are you still disabled? most people say yes i am so they continue. gerri: so they stay on and

nobody ever questions them and the czech will continue to come it is also the attorneys. 1.2 billion dollars? >> but we have set up the system for the attorneys to gain and it is congress' responsibility to change that. gerri: but they are not. >> they will. but don't lose sight of the reason we have a disability system is for the disabled. in oklahoma last year we took 318 people that were truly disabled better full-time employed today paying social security taxes paying for their own health insurance, independently living because we invested in a jobs program in them

rather than say you're on a system we will not worry about you anymore. gerri: now you take people who legitimately could claim the benefits to turn into a taxpaying citizen. that is whole other level. i know you are retiring what you going to do? william pound said drum on waste fraud and abuse? you said yes. >> i think have a greater impact outside of the senate because i can say things that senators would not say. i think we need more transparency in government and i plan to try to create a couple of operations to will do that. gerri: senator coburn we appreciate having you. coming up my $0.2 and there's so much with the frequent flier programs we will show you the loopholes

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gerri: you already know airlines have gotten stingy could become the new year they will be even stingier in those to get the most of the most loyal customers. good to see you. start with what they're doing the big changes to the frequent flier program they're not good for us syndicated the bad news week and united had the of one, to punch the announced he will have to spend more to maintain your status.

but spend a 25% more. it is of war on the frequent flier middle-class. those who fly first class are fine with the business travelers to have to book though low fares. gerri: harder to upgrade and cutting points benefits. it's not the miles long but the amount of money that you spent. >> exactly they will stop awarding miles on how far the only on how much you spent if you fail he economy fares you'll turtled lot less now is the perfect time to evaluate your loyalty to make sure you're in the right program to setting give some examples i want people to see this. seven cisco to singapore from san francisco it would

be 16,000 now it is just 4200 the current program is 69 the net space is 36 come on like they don't want to do business with the. >> on the flip side if you spend $800 this new program could be good for you but you will get a lot less miles if you stay with the program. gerri: what is the loophole? bivouac. >> even if you fly on delta you can bank said delta flights to their partner airlines don't have to bank and into the airline that you fly.

gerri: so singapore will give you a lot more miles than the domestic flyers to make exactly foreign carriers based on miles flown see you could bank it choose singapore airlines just make sure that the fare class gives miles. there is some fine print but it makes sense to make sure you maximize the plane's. gerri: they will probably close that. >> probably. gerri: good tear talk to you. we will be right back with the answer to the question of the day will another lawsuit to change obamacare? yo, bro, you on woo-woo? are you kidding me? everybody's on woo-woo! [elevator bell rings] woo-woo?

lock and load, people! we're going all in on woo-woo! ok? mark! comp us up a profile page! copy! susie! write us some posts! ready! grace! upload some videos! uploading! i want sponsored woos. i want targeted woos. we want to be all up in your woo-woo feeds! gordon! register our woo-woo handle! janice?! we need an ethnically ambiguous woo-woo mascot. we're cashing in the q4 budget, people, and we're buyin' some followers! hahaha! yeah! [applause] woo! woo! woo! woo! woo! woo! woo! woo! woo! woo! woo! woo! woo! woo! woo! woo! o! yeah! [laughing] dude. are you still on woo-woo? naaaahh, man, my mom's on woo-woo. ♪

gerri: house republicans

accusing the president of overstepping his legal authority when it comes to obamacare. you think that this lawsuit will change the law? we asked the question on gerriwillis.com in the 59% said yes and 41% said no. be sure to log onto gerriwillis.com for our online question every weekday. finally, not all bad news tonight. the stock market set another record high today after the announcement of a potential interest rate cut in china. the dow jones and s&p 500 celebrating a fifth straight week of his stock gains. china made baby strollers are in three children in the country. the social security stability fund will run out of money shortly and airlines are charging us more for less. 401k balances are rising and the iras are probably doing better today and we will retire someday soon, hopefully. that is my "two cents more" and that's it for tonight "willis report."

don't forget to ddr the show if you can't catch us live. have a great great weekend and d night from new york. single mongo. ♪ ♪ neil: welcome, everyone, this is "cavuto." a shout out to republicans. the president won't budge. you can say it more, but i'm telling you that he won't here and this is why he doesn't care. do you know why he is all but writing off these next two years? we are getting anything done with you guys these next two years because he is done. he is done. he said that he's got enough done in the last 60 or so nothing has to be done in the next two years. he is already consequential. so he doesn't need yougu