board. oil in europe seems to be the culprit. [closing bell ringing]. lori: the bells ring on wall street. adam: the dow closing down 324 points. hasn't settled yet. s&p down 37 points. nasdaq down 73 points. russell 2000 also down today. "after the bell" starts right now. lori: i about the way, quick mention, coca-cola was slightly hower as far as dow components go. much lower market a are you session. let's get into it with our market experts. joe keating, center stage bank. he says there is good opportunity to plate energy sector right now. brian pierce from hennessey fund will tell us how to profit from increased consumer spending a joining us phil flynn and dan

stesich. dan, we begin with you. the oil continues to be story. >> absolutely right. the price of oil has been hit so hard but what i have to look at net effect what oil is going to do and i think in the long run i think it will be very good for the economy. right now a lot of people are a little bit scared not only of oil but stocks themselves. they're looking for the opportunity to take some profits of things they have had on over the course of the year. this gives them a great opportunity to do so. i don't think this is big issue in the long run. you might have to ride it out a little longer but probably good opportunity to buy stock in here. adam: brian is this good for the economy short term or long term because oil prices eventually will go up, are they not? >> i don't know. i don't see the catalyst to turn them around really quickly. i heard people talk about back up into the 70s or 80s. we have great increase in income to the middle consumers. i think those are where you will see some shining coming into 2015 as they have been laying

off their spending for the last few years. i think there is pent-up demand there. and then the companies that cater to the middle income will do really well this year. lori: joe, now to you, dow's worst day in three months. not so long ago we had snap back from october to november. do you think the market has same potential it did in the october lows? >> lori, i think it does. the key for the stock market at these levels, valuations are fairly full. the economy will continue to grow and earnings will continue to grow. we happen to think we're in the midst of a very long business cycle. the economy will continue to grow, particularly given a boost by lower oil prices and therefore earnings will grow. we will see stock prices over time grow with the growth in earnings. adam: phil, how low can oil go? how much more can the oil market continue to fall? >> adam, we got into the $30 handle there. right now the big target we have

is $44 once we close below 50. i think you can see, people are thinking it is not all good news for the economy. what is happening the way prices are falling it is doing some damage to the economist. listen, we saw it in rig counts today. we saw a big drop in oil rig counts, natural gas rig counts. when i see the production start to fall is loss of job, loss of capital expenditures and i think market is starting to get it. but i think it is a bigger issue. 70% of the reason why oil prices has fallen because demand is falling globally. look at china. look what is happening in europe today. i think market is starting to get it. it is not all good news. that is why the market is reacting today the way it is. lori: dan, what should we watch for in terms of investors when oil prices would stablize? >> you have to just pay attention to fundamental economic growth in this country for now at least for starters because we have been the one leading the charge so far.

we have a lot of economic data coming up ism last friday. non-manufacturing tomorrow, that will show a good number. we have you been emmoment on friday. these are things will have to pay attention to. i will contradict phil a little bit. i do agree with think cause some job losses but overall net effect of it is not big you've to affect the overall economy. adam: joe, you think the 2015 markets might see stocks up anywhere from three to 5% but you think it is time to be defensive to buy high quality stocks that pay a good dividend. give us some names you think we should be looking at given what you expect for the year's returns? >> sure thing, ad today. we're dividend buyers and two really dividend-paying stocks, one would play rebound in the labor market, paychex which yields 3.3%, looking to grow the dividend 30% over next four years. the other would be dupont. decline in natural gas prices.

lower input costs. yields 3.7%. basically should grow its dividend 20% next couple years. the best single sector in the market right now given collapse in oil prices is midstream pipeline segment where you get tax advantaged yields tweep five 1/2 and 7%, with growth rates over next few years in the 15 to 30% range, probably single best place. adam: some of those names you like, enbridge energy partners, starring ga resource and energy transfer partners, right? >> three high quality names. what is key about them, adam, largely the revenues are contractual. their revenues are not based upon the price of the commodity. they're based upon contracts in place. it is a really good opportunity for investors, particularly those that want income. lori: speaking of dividend players, brian, talking about interest rates, it is fascinating to me when rates stayed so low when we were expecting rates to rise this year this is play on u.s.

economy maintaining momentum compared to international economies. there is look at 10-year yield downtown to 2.11%. we know that the fed said it was going to be patient about raising interest rates and that sparked a market rally. how do you think the fed is looking at this selloff in recent trading sessions? >> conscious -- cautiously, obviously. when the jobs numbers came out a couple weeks ago and really looked like they might move the timeline forward a little bit that kind of put some, there has been some news that kind of may have delayed that a little bit. i think the strong dollar, keeping pressure on inflation, i think that is going to delay them a little bit. i think there is enough good news coming out of the u.s. economy that they should raise rates, you know the latter part of the year. my concern is really around the eurozone in china slowing. i think there is enough news out there and with the global oil demand showing you weakness in those areas, there is some concern out there moving too

quick limit i think they will be cautious in their approach. i expect to see a couple of moves later on in the year but nothing really dramatic. adam: brian, let me ask you a quick question. i know you think cheap oil is good. i don't want to say cheap stocks but stocks that might be a good value for an investor especially on a day where we lost 331 point on the dow? >> pilgrim's pride is one we like. if you look at the market multiples you may want to take cover in consumer staples. pilgrims pride, nobody will stop buying chicken. think they will do really well. jetblue i like. jetblue will be benefactor of lower prices as time prevails and oil heads out in a longer time frame in six, 12 months, they will get even better. i don't think their prices will come down nearly the way oil did they're also moving upstream to that kind of mid-tier marketplace that should do

really well. another name that really like is mohawk industries. you know consumers deferring on anything major last six or seven years. we saw great auto numbers come in. we were expecting to spend on their houses in the last couple years and they really haven't done some i think that changes this is year as house prices continue to increase anomaly. no longer are they sitting on depreciating assets. think think he start to spend there. lori: dan one last one to you, we have a boatload of economic data coming out this week. the markets have not had a lot of data to chomp on the trading session sessions and what is that sentiment could turn on a dime? what happens if data and good jobs report on friday is solid? >> despite all the woes out there in china and europe we're still performing reasonably well. so you really do have to look at this data closely and see what

it is telling you about the u.s. economist. i think story will be good. i could be wrong but i'm hoping for the best. lori: we all are for sure. thank you so much, gentlemen for the conversation. joe, brian, and phil flynn. dan stesich we'll come back to you shortly when s&p futures close. >> thank you. adam: it is a dangerous freeze and it is going to blanket the u.s. this week. we head live to the weather center for the latest. lori: speaking of the weather, 49% of the u.s. households use natural gas to heat their hopes. will these frigid temperatures heat up natural gas? adam: 2014 was not a blockbuster year for the movie industry. the worst since 2011 but with huge movies set to hit the screen this year is the picture looking brighter? and can you make some money off of it? lori: new congress could mean new tax laws. up next we tell you how to prepare yourself and your business for tax surprises that could be heading your way. ♪

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>> wow, slam the book on session. s&p futures are about to close. dan stesich is in the pits of cme. we saw buying into the close although looks like that attempt failed miserably. where do things stand for tomorrow's open? >> carried through a little bit here. i don't like using the last trade to dictate it. when you ask what might move the market, earnings season will start next week. that will be a ultimate driver as well. lori: dan, thank you very much. >> you're welcome. adam: safe to say 2015 is not getting off to a good start on wall street. is this merely investors readjusting portfolios for the year or start of something bigger? we have bob rise, tangent capital contributor. alan knuckman, and of course lori rothman. lori: thanks. adam: bob, let me start with you what we're witnessing right now is this correction people have

been expecting for the last four years finally here? >> market has been ahead of itself for some significant period of time, headwind like deflation that asia and europe. fed saying they will raise rates over time. people are waking up saying we're at historically high p-e ratios. maybe it is time to take our foot off the gas a bit. adam: okay. lori: i will contribute with this. it was a broad based selloff today. we saw most of s&p industries close lower. therefore i think that is a trend for most bottoms where you do see such a broad range of industries losing ground andsind compounded upon a couple prior sessions of declines we could very well, this wasn't the bottom today, we're awfully close to it. adam: alan, we had guests on today that said the it could be down 10 to 15%? >> you had guests every day

saying same thing. one analyst said, one day does not make a trend. this is the first trading day of the year. see how the markets react. what was interesting we came back above the midpoint of action from the december low to the high, if you look above s&p. we closed above that. pretty important that we tested 50% support level. we finished above it. see what happens over next few sessions. we saw divergence meaning we didn't see new highs in the vix or new highs in bond when we made the lows in the session. that is somewhat encouraging but we need a couple of days of stabilization. adam: let me start with lori on this one. top i can two, dollar getting stronger. euro hit a nine-year low the euro as well as greece possibly having elections to which a new government could say you know what? we want to renegotiate the deals we renetted a few years back. lori what will happen? lori: what will happen. let me look into my crystal ball. like 2012 all over again we have to deal with this.

it would be scary if greece leaves the ue. my goodness, if you didn't take a trip to europe over the holidays do it. we're $1.20 versus euro. axel merck is bullish on euro. he sees this as tremendous opportunity for euro. we're seeing huge diverge an sys in these trends, bob, german finance minister said we can live without greece. the fact is the greeks will not renegotiate and will stay on euro and eurozone, are they not. >> depend who wins election. if the leftist party who are leading in the polls they will definitely try to renet the debt that is not only problem. the dollar versus euro. you have the fed saying hey, we'll back off qe. we'll start to tight enwhile the ecb, the european bank is saying hey, we're going to loosen. that means the dollar will get

stronger and stronger. that has all sorts of implications for us here at home. don't forget, half of s&p earnings come from overseas. currency devaluation has big negative potential impact for u.s. stocks. adam: alan, will that be a negative impact or a good impact as the dollar gets stronger? >> markets are forward-looking. i think that is why the dollar is where it is. people are calling it king dollar. remember a few years ago everyone was so concerned about debasing and devaluing the dollar. didn't happen. i don't see this being an issue in the big picture. it is hurting resource stocks. really putting pressure on oil and actually gold has held up relatively well considering the dollar had the biggest move last year it has seen in nearly i guess in a decade. so i think it is just reality and the euro currency around this 1.20 level on weekly, monthly basis is something to keep an eye on. there may be a bounce. it has gone straight, straight down. adam: brutal act tick chill many are calling dangerous is moving across the country. we'll go live to the weather

center for the latest forecast. as nat-gas plummets to a new two-year low could the cold weather turn this investment into a hot one? lori: coming up, mcafee founder, john mcafee tells us how he thinks the hacker got into sony. ♪

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cold dipping as far as south as deep south. now temperatures overnight tonight and into wednesday and thursday are going to be dangerously cold. minus 14 for minneapolis wednesday morning. minus 12 in chicago on thursday. indianapolis, minus 7. green bay, minus eight. that is air temperature not the windchill. windchill makes you feel colder than. that in some cases we could feel windchill in minus 40 to mine must 50-degree range. current temperatures were the cold core of that air is across the northern plains and upper midwest and windchills dangerously cold. minus 17 what fells like in minneapolis, minus four in green bay. this is first shot of cold air on wednesday. another one coming into the weekend. temperatures will plummet today. minus 4 overnight. wednesday thursday, minus 12.

the average high, 31. way below average. i know this is january this is really incredible cold moving southward. i also want to point out we have a winter storm a clipper system diving in from canada, powdery light snow. we don't have a lot of moisture associated with the storm system with you it will cause some commuter problems if you live across regions where the see the pinks and whites on your screen where snow is falling and will continue to do over next 24 to 48 hours. six to eight inches with the pinks. winter storm warnings three to six inches in lighter shade of blue. that include chicago. this cold air will stay with us, seven to 10 days. we'll get a reprieve later on next week. back to you adam, back to you, lori. lori: talk about happy new year, janice. thanks for the warning, appreciate it. adam: the weather may be bad news for americans. it could be positive for nat-gas and gnat gas stocks. we're back with bob rice, alan

knuckman and lori rothman. a lot of people were saying nat-gas, nat-gas and price fell. they were saying oil is not so bad. what do we do here, still go with nat-gas, right? >> i think there are pressures on all energy. i'm a price action guy. we can see that moving lower with the cold-snap. we'll see how it reacts. a little bit of a nudge but not much reaction. at these levels there are ways to play energy stocks. look at chevron or exxon. they did not make new lows. xle is nowhere near the lows as far as tracking etf. there are single digit beat up energy stocks you could look to vent you are into if you put them in your portfolio for the long term. got btu and pbr. these are $7 stocks come down from very high levels and you could add them and hold hold ono them for the long for the redown and when that happens. adam: bob, won't you hold on to them for a long time, are

natural gas stockpiles pretty high right now? >> i'm not a fan of playing pricing game for average investors. i would look toward the mlp market which has gotten beaten up a little bit and providing steady income. mlps make money by leasing pipelines. you still will have to move the oil and natural gas no matter what the commodity price of that oil and natural gas is so you continue to make money even if price is low. adam: bob you have, seal of approval, lori nodding her head in agreement. why is that? lori: as we looked at 2014 and now as we begin 2015, oil, natural gas, that is the problem, weak demand, overwhelming supply. adam: move to something everyone loves, but 2014 not a blockbuster year for movie ticket sales, falling to the lowest level in three years but with some big movies hitting the screen this year, we might see a rebound. lori, i'm going to start with you. lori: "star wars," that's my answer. adam: because you're a space geek i know that. lori: yeah.

adam: how big is this? lori: everybody is concerned that box office numbers were down this year. it is simple. i think the products or movies were terrible or average at best. next year we not only get the latest "star wars" installment, we get "50 shades of grey." the latest "hunger games." there are big blockbuster films about to be released. i'm chomping at the bit. adam: bob, let me ask you. hollywood has ups and downs. is this a permanent thing because of transition to digital or are we making too much of transition to digital? >> i think that long term will be a problem. short term i think lori is right, the movies were not real good last year. we have big movies coming up. the question for investors, how do you play that. it is kind of tough. companies like sony and disney have massive other corporate type activities. if you want to play movie attendance will be up, look at movie theater chains like amc which could benefit from lower gas prices. more people go to the movies.

pays a nice dividend. that is kind of an interesting one. adam: alan, ask you a two-part question. first i was at the movies, every trailer seemed to be a disney film. the second thing is, aren't movie theaters yesterday's news given the fact we saw in the inter"view," everything will go into digital distribution? take first one. >> too cold to go to the movies in chicago. i don't think anybody will leave the house. that is disruptive technology. they get entaintment on their terms with some choices and so many movies. old style of paying money and sitting next to someone in movie theater, someone you don't know, i think will be ancient news. i don't think movie company stocks are in the future. i think technology will be displaced like it was in the brokerage business. just like it was in the banking business. better for the consumer. consumer has more choices to bring down costs but doesn't help movie companies. adam: give lori the last word on this one. lori, you know, whole generation of people miss out on joy of

having your feet stick to the floor at movie theater. >> and throwing your peanut shells on the floor like you do at baseball stadiums. there is still so much fun going out to the movies. i don't think we'll be seeing that. adam: bob, alan, lori, you're stuck with me. billion, alan, thank you very much. >> thank you very much. lori: the president could be set to unleash more than 2,000 new regulations in the coming year. what sectors could see the biggest impact? adam: plus it is not just regulations that could change. we can and will we see some tech surprises headed your way. how you and your business can prepare. >> may say good-bye to remembering tons of passwords. all you will need is your face. details ahead. ♪ these ally bank ira cds really do sound like a sure thing,

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administration proposed 2300 regulations in 2014. could be in line with what this white house's predecessors put out though critics argue that president obama pushed far more consequential and costly ruse. this year they are advancing regulations for carbon emissions from power plants, river streams and wetland, railcars carrying oil and food production and packaging and ceo pay disclosures. while the new republican congress vows to try to curb these and other administration rules, its first order of business, approve the keystone pipeline. >> his own administration has done five environmental impact statements would say it would have minimal impact on the environment and his own state department said it would support 42,000 jobs. good for jobs and economy. >> i'm not prepared at this point to issue a veto threat related to that specific piece of legislation but we will take a careful look at it. >> though president obama has been downplaying the pipeline's benefits and said he prefers the resolution after nebraska court case before deciding the fate of

the pipeline. senior congressional aides say lawmakers begin considering a bill this week approving the project. back to you. adam: rich edson, in washington, d.c., thank you. lori: tax season around the corner as you collect receipts and statements for taxes there may be law changes you may not be aware of. adam: how can you help your sell lower the tax bill? we have a joseph ferry a business tax services partner in charge. you should have city point should have been planning beforehand but we didn't get tax extensions and what congress did until the very end. what things can people do to take advantage of what congress has done? 3.8 net investment income tax, how do you turn that into your advantage? >> that may not be one an advantage. adam: you will owe. >> but with all extenders at end of the year it was terrific because many of them were friendly for taxpayers. two really for businesses and individuals. you could take advantage of

accelerated depreciation, 179 deduction as well as the bonus depreciation. both allow excess depreciation and deductions in the current year, versus depreciating over a period of time. lori: that is likely due to the big run-up in the stock market. it was a banner year for stocks. people are counting their winnings. if you're mutual fund owner and paid dividend you're paying more tax. >> absolutely. that is one of the biggest surprises our clients had at the end of the year, the fact they had larger dividend payouts because mutual fund have to pay their dividend out so they're not taxed in the year. and since the run-up in the market there was a larger amount of payouts than were in previous years. adam: so you mentioned section 179. there is a cap on that, greater, less than it has been in the past? >> it was supposed to be $25,000 last year but it went to the 500,000 that it was in 2013. adam: so that will be a plus. >> it definitely will be a plus.

adam: so -- lori: go on. adam: you know, one of the mistakes that people have made, i'm sitting here thinking i have no idea about taxes as i said. i send my taxes -- lori: you're not in jail. so you must have a little clue. adam: i know to be honest about it. we're talking about business people and people who might take advantage of section 119 with $500,000 cap but what about the rest of us? will we be impacted by this stuff this year? >> definitely. last year's tax rates are continuing for this year. so with run up in the market last year unlike today's downturn, people look to rebalance their portfolio. in doing so you want to do it in a way advantageous taking tax into considerations. so if you have gains that you have that are short-term, you may want to turn them into long-term capital gains. those are ones that you hold for a year. so if you have a stock that you hold for, let's say 300 days, okay? you hold it for 365 days, your rate of tax could go from 20% to

40%. or from 44% to 30%. so you want to make sure that you're reducing that. so a couple of days worth of holding could make a big difference. lori: are you at all optimistic washington will come through with the promise corporate tax reform, repatriation, any other big talking points we're covering through the year? >> i'm not very optimistic. i think presidential election will turn that into any consideration. i think there are three points have to be made with any major legislation. one has to be simplification. it is on everybody's agenda. second is, what will create economic growth. that is very important. and the third really is a balance in facialness. that is were the sticking point is. >> i wanted to jump in. i hope this isn't a curveball but obamacare, how has that tweaked some tax filings you've been work on? >> it will be very interesting this year. many people will be surprised they will pay extra tax because they don't have health insurance. i think many of prepares are

shocked with this new legislation as well because they're trying to get their arms around the forms just recently came out. it will be very difficult for taxpayers to understand the effect of that. shouldn't be that much this year but going forward it will be quite a bit. lori: joseph perry. send all the tax questionses to joe. adam: he will even pay them for you. >> not that far. thanks very much for having us. adam: do you have a hard time remembering all passwords for social media, email, banking sites, intel has a cool tool to help with that. lori: number one on the dow last year. we're day five of the new year and many of you broke your new year's resolutions. speak to curve's jenny craig wait loss ceo. and how his clients keep their resolutions. ♪

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forego traditional passwords by uses facial recognition software. users take a photo on the app. instead of opening sites with a password they will use your image. they debuting it at consumer electronics show in las vegas. seeking of ces, liz claman is out there in interviewing biggest names in tech trying out most futuristic gadgets on the planet. this is not just interesting eye candy. this is must-see for tech companies and social media. stay tuned. adam: they call it a big fat industry. companies that focus on weight loss raked in $2.4 billion in 2013. lori: with more than 78 million americans now obese that number is expected to grow. number 1:00 new year's resolution of losing weight you have to recipe of success. joining us curves and jenny craig enterprise ceo, welcome to you.

>> thank you very much. lori: this is big time of year for you. how many more subscribers and customers sign up in first quarter and rest of the year. >> this is the biggest quarter we always have. so goes the first quarter goes rest of the world. over time what we're noticing not only quart they're are important. people are joining the program throughout the year as they realize they need to do something about their weight. those moments are different for different people. different triggers lead them to weight loss. we see more plateau where people join over time. adam: talk about jenny craig. it is not just in the united states. it is global. you have latin america, asia pacific. where, we're still the largest market, are we not? >> united states is largest market for weight loss. we like that. curves is a global company. we have 6,000 locations around the world and 2,000 in the u.s. mostly overseas. whereas jenny craig is primarily a u.s., australia-based business. we're primarily focusing on

these markets. lori: i'm sure you follow your competitors, weight watchers in particular. shares are crushed because investors are not satisfied with the company's rebranding. there is a new magazine and i think one-on-one schedule now of appointments and things like that. what are you doing with jenny craig and curves to stay current? there is a lot of competition as well. there is part of the weight watchers problem, that free fitness apps along with the fitness wearable technology, are really becoming, adding to the competitive nature of your space? >> we're very different from other app-based, do it yourself, track everything programs and call us in case you need us. our program is really centered on the power of one-on-one in person consultations. we believe our consultants, really who are our coaches take personal responsibility to get members through the goals and through that journey as a partnership with you. during that partnership we'll

help you modify behaviors so you can have successful and healthy relationship and happy relationship with food when you get to your goals. what we see with apps and app based programs, initial engagement falls off rapidly after the first month. our program, we keep it simple. we make sure the outcome is there over a period of time. adam: ultimately if you're successful don't you put yourself out of business if everyone loses weight and gets in shape. >> look, a number of people overweight in the united states are huge. we have huge numbers. really not making a -- adam: one out of every three. >> we have a long ways to go. we think our approach is critical to continue to improve, to continue to help people improve one at a time. lori: jenny craig, another competitor of yours, nutrisystem, i mentioned weight watchers, when you see the $147 billion price tag against what obesity is costing this country, why, is it a fair question to wonder why all of this fitness culture isn't making a more, bigger impact to improve the obesity crisis in

the country? >> i think people have really busy lives. life gets in the way. people take kids to the school. there section interest supplycalories always going to be there. calories are cheaper than water. lori: you don't have to tell me that. >> people are consuming these. you will always have people in these circumstances particularly in our culture have obese issues and overweight issues. yes, there are a lot of apps out there. people are trying to do it themselves. we're trying to differentiate ourselves. people try it and fail. look, we'll partner with you and make sure you're successful and stay successful. lori: monty, thanks so much i did you have a quick one? adam: partner with kirsti alley. she is looking good. >> we revealed her 50-pound weight loss journey. excited to see what she accomplished and hope she inspiration to many others. adam: continues success. lori: car manufacturers are smiling after reporting best december in nearly a decade.

adam: plummeting gas prices helped make trucks and and suvs the biggest winners for the december's best sellers. >> lori, adam, this just in, we have a winner in mercedes-bmw luxury playoff. last year it was mercedes taking over from bmw. this year her said takes it back. latest numbers. looks like they won, bmw won in december an won for the year overall. so that crown changes hands once again. take a look at numbers for rest of automakers. indeed it was a great december, one to remember perhaps, if you like that ad. fiat chrysler led the way up 20% in december and up 16%, double digits. only one up for the year that much. fm had a good year. -- gm. ford not so much. ford f-150, back-off on sales more in a minute. toyota good. fuel-efficient cars did not do

so well. think of the ford fiesta, toyota prius was down 8% for the month and 12% for the year. chevy volt way off. new chevy volt coming at auto show next week. gas-guzzlers did particularly well, for a number of reasons. trucks, perhaps. chevy silverado up 37% for the month. ram as well. f-series was down. leave you with a picture of best-selling vehicle for 2014. what do you think that was? only been for the past 33 years, ford f-150. even though sales were down, it sells more vehicles by far than any other one out there. guys? lori: adam knows his rigs. adam: we're showing a dodge durango. we got the f-150 up there. >> the ram did well. there you go. win all around. >> thanks, jeff. good to see you. >> thanks, guys. lori: oil price, free-falling oil a barrel. that is our story again today.

more than five years old, oil ts what he think is the cause and whether prices will remain low. adam: founder of security company mcafee explains how he thinks hackers got into sony. lori: we have number one thing you need to watch tomorrow with bob rice next. >> hi, everyone. i'm gerri willis. coming up on my show at the top of the hour, internet extortion. families forced to pay a ransom or have all their personal and financial info erased. one family will be here to share their incredible story. that is one of the big consumer stories coming up on "the willis report" in just a few minutes. how can power consumption in china, impact wool exports from new zealand, textile production in spain, and the use of medical technology in the u.s.? at t. rowe price, we understand the connections of a complex, global economy. it's just one reason over 70% of r mutual funds beat

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adam: here's a look at today's highlights on fox business. we start with mcafee founder john mcafee and how he thinks sony was hacked and was not complicated as some are saying. >> impersonation of some company agency or internal control nature. this is how hacks of this nature are perpetrated. no one tries through electronically or computer technology, to find out password and safeguards are, we go straight to the people. go straight to the people through simple tricks like this. if i'm on your contact list a contact that seems to be somewhat of authority. sony headquarters or fox headquarters seems to be an authority i call you from that

number and, the rest is a piece of cake. >> we completely missed on demand this year. demand was a million 300,000 barrels a day addition to the 92 million barrels that we use. and that was about half due to europe and other places around the world that are experiencing some recession. and so it was about 650,000 barrels. so your 650,000 barrels is a lot of oil a day to count, to think you're going to sell and not have the market for. so, you're going to, the, demand is with lower priced oil, demand will come up. >> catch all of today's interviews on foxbusiness.com. now time for the number one thing to watch. let's bring back bob rice, tangent managing capital partner and fox news contributor.

sir? >> tell hello. something to watch that i don't think everyone else is looking for and that is real important. i guaranty people in europe and hedge fund managers are watching. polling for greek election. we have three weeks to go before the greek election come up. you want to watch the party on the hard left-wing party which is currently leading in the polls with a pretty healthy majority right now. that could really cause some huge problems in the eurozone. adam: the problem is because they will want to renegotiate the debt of the already the statements we got other weekend which are intended to calm everybody from the germans saying we can deal without greece really may be perhaps preparing people for a greek exit which would then start a domino effect? spain, portugal? >> what you really worry about the way politicians like to look at other politicians. see what works and copy it. what people are worried about, this will inspire a bunch of other left-wing politicians in italy, spain, portugal, to say,

that's right. national sovereignty. tag with the germans. we'll not listen to them. we want control of our currency back again. remember in old days we were in control of our destiny? that is what we want. that resonates with people especially after years and years of hardcore austerity they're sick and tired of it. this is playing into a theme that might work. >> interesting, when the news of the vote last week broke everyone was quick to write it off, there is no threat of contagion. we've been down this road before, 2012. that was a big to-do. there was market volume at this time related to it there is no reason fast forward u.s. markets canned handle ripple effect. what do you think reaction will be for u.s. markets? >> you're right and they're right in terms of math. greece is small. by itself you can handle the contagion. the problem if other people start to get that fever it really spirals very, very quickly. >> sure. >> i do think that you have

long-term risks to the u.s. market if greece goes the wrong way. adam: bob rice, thank you very much. >> we do want to let you know, want to know how you will be talking and interacting with your car say in the not-too-distant future or what uber-cool-time saving gadgets hit the market this year. gerri: hello, everyone, i'm gerri willis and this is the "willis report." the show where consumers are our business. the first full week for the markets gets off to a bad start. >> you are seeing selling across the board. gerri: after a record run, is this bull market over? investing advice tonight and where to put your money in 2015. advanced new credit and debit card. they're used all over the world to keep your money away from criminals but american banks are saying no to the new technology. why is that? we'll investigate. it is going to be a trickier tax season thanks to obamacare. we're going through the new tax forms you will have to fill out. if you think you can call th