money mobilely. i will be at harvard exclusively. david: the idea of currencies will change. we may not know exactly how or may not be bitcoin but it will not stay the same. liz: we pay for things. guess what, "the willis report" is next. gerri: hello, everybody, i'm gerri willis and this is the "the willis report," the show where consumers are our business. the polls close in a very tight election in israel. we'll examine the impact for u.s. relations in the region. >> we have companies constantly buying israeli startups. apple buys companies. google buys israeli companies. gerri: ultimate guide to social security. the reknowned author of a new book, get what is yours. secrets to maxing out social security is here. apple in talks for a new web tv service. will this be the cable tv killer. >> one box, one remote online tv on all of your apple devices. >> "consumer reports" is here with its annual report on the best and worst used cars. all that and more coming up on

"the willis report," where consumers are our business. two breaking stories this hour. first another big hack at a health insurance company. this time blue cross-blue shield, an affiliate of that company. millions of folks are affected. social security and bank records exposed. we'll have all the details later this hour. we begin with a critical election in israel and the crisis in the middle east. world powers reportedly making headway with iran on historic nuclear deal as israelis vote on the fate of prime minister benjamin netanyahu, one of obama's biggest critics in these negotiations. one exit polls, two exit polls, show benjamin netanyahu with a slight lead. we have security analyst, kt mcfarland and former u.n. ambassador john bolton. they are tied in two, netanyahu

ahead in one. he appears to doing well. he is tweeting what a great victory he has. kt, to you tell us a little bit how the system works there. it's a parliamentary system. are we headed towards a coalition government? >> of some sort. the difference in our system the guys who gets the most votes win. in israel the guy who gets most votes doesn't necessarily win because he probably doesn't have 51% of the electorate. that will happen this time. they both do well might even tie. but what has to happen now, each of the two leading parties have to scramble around with other minority parties to see who can form a government. we may not know who the new prime minister of israel is for weeks. gerri: wow. could go on for a while. ambassador to you, what kind of consequences could this have for the u.s.? >> well depending on what coalition emerges it could have a pretty important impact on israel's foreign policy. and, there are really three possibilities that the israelis have been discussing. one is, netanyahu wins, and is

able to put together a coalition. the other is the labour party candidate herzog wins, and it is more of a center-left coalition of the third possibility is a government of national unity which is not something we have had experience with before. so it is very uncertain. this is obviously very close. and it is important to understand in israeli terms, a lot of this election turned on domestic economic issues, not on repudiation if it that what happens on netanyahu's foreign policy. gerri: i hear there is a lot of concern about the economy which is stunning to me because their economy has done so much better than ours frankly but kt, to you i'm most interested in these nuclear negotiations with iran. what effects might this election tonight have on that? >> well, i was in israel in december and talked to people of all the political parties and what seemed to be case they seemed to have pretty much agreement on iran. they may have a disagreement on how to deal with the

palestinians and whether to negotiate with the palestinians or not but with regard to iran almost everybody agrees a nuclear iran is an existential threat to israel. can not be allowed to happen. so, let's fast forward to the end of the month, with potentially secretary kerry has a nuclear deal with iran. the president, our president will say it is all great. secretary kerry will say it will stop iran's nuclear program but reality what do the countries in the region say? what do they think? how are they judging it? if countries in the region, egypt, saudi arabia gulf arabs turkey, if they this nuclear deal iran doesn't dismantle anything but unplugs everything for a period of time they could get nuclear weapons of their own. israel is in the middle of an nuclear arms race in the most unstable part of the world. gerri: consequences could be tragic. ambassador, you've been highly

critical of these negotiations. what is your take tonight? kt mentioned the end of march deadline they're facing. what will happen? can anything good come from this. >> no. if they sign the deal today, it would simply be an open path for iran to get nuclear weapons and it doesn't much matter how much longer they negotiate. i just think we'll be making more concessions which iranians get sort of more and more every day. the real issue though now, this is why the outcome of the elections in israel is critical, is if netanyahu wins and if this deal goes through, will israel strike iran's nuclear weapons program as it has twice before in its history, struck nuclear weapons programs in the hands of hostile states? so there are a lot of ifs involved but that is the key decision that israel faces. >> we talked a lot on this show about the letter that the gop sent to iran about the agreement. people who are very upset at the president negotiating this.

kt to you, i want you to hear what josh earnest had to say in reaction to this. get your comment. here is josh earnest. >> there will be ample opportunity for members of congress to both evaluate the political agreement in the short term, to consider the technical agreement, that it is supposed to be reached by the end of june. then, not over the course of weeks. not over the course of months but over the long term evaluate iran's commitment to complying with terms of the agreement. gerri: all the time in the world kt. what do you say? >> well, that is exactly the opposite what secretary kerry just said last week. a year ago secretary kerry said congress has a role in this. congress was the organization that put sanctions on the table. but now secretary kerry said last week, we don't have to go to congress. congress does not have a role. maybe we go to the united nations instead of the u.s. congress but at the end of the day the problem with the deal a deal is much worse than a bad

deal. why? if the united states lifts sanctions and iran is considered a nuclear weapons threshold state, iran rices to the table. they have a superior economy. they have an economic boom. liker the california gold rush. international companies rush to do business with iran. iran will be a threshold nuclear weapons state. gerri: ambassador quick thoughts before we go. >> i think the outcome of the israeli election is the most important issue before us. i think obama will do almost anything to sign this deal. i think if he does it is singsly a guaranty that iran will have nuclear weapons and many other states in the region saudis turks, many others. if netanyahu wins he has a very hard decision to make whether or not to attack the iranian program. if he does not, iran will get nuclear weapons. gerri: disturbing thought. kt ambassador bolton, thank you very much for your thoughts. if we get any news on the election we'll bring it to you straight away.

nuclear deal with iran set to have impact on your bottom line over here. easing sanctions could unleash millions of barrels of oil from iran into already flooded marketplace. in fact our next guest says the price of oil could drop to 20 bucks a barrel. joining us now patrick dehaan senior petroleum analyst for gasbuddy.com. good to see you, patrick. how much oil would be unleashed on the markets if this deal goes through? >> you know iran is really having trouble finding any customers that want to deal with them right now because of the complexities of the black market and currencies. iran is smuggling in dollars on planes. this is all you know, very hard for them, very illicit to do. >> hard for them? you know they earned those sanctions. they're not, they are not under sank schuss there are the nicest people in the world that treated everybody good, let's be honest here. >> absolutely. if you see any sort of deal that relieves the sanctions it will be a game-changer for oil.

suddenly you're amidst the highest levels of production in the u.s. you've seen since the '80s. brimming inventories already. and suddenly you're throwing another several million barrels a day into the market, it is going to really depress crude oil prices even more. certainly to the joy of motorists who are going to be planning road trips this summer. >> let me ask. we're at 2 heroin $42 right now. i see different estimates -- $2.42. they're really way off-line. a lot of their fields are not pumping oil at all. some is going to the black market. largely this a country that has stopped producing. how long would it take to get back in the marketplace? what does it do to gas prices in this country? >> it could take months to fully restore things. you know we've seen libya take its time with the struggles they have there. so i'm not expecting those to show up on the market tomorrow. i think the psyche of any sort

of agreement would start to show up in the market much quicker than the barrels would. what will it mean for consumers? right now you're obviously having issues across the country with not crude oil access but refining crude oil. look at the west coast. look at the great lakes. disconnect right now even if crude prices dropped overnight to 20 customers will not notice to the summer months. that is when the crude oil gasoline direct connection happens. if anything happens with iron motorists won't notice until may or june. if something like that happens we could test the $2 a gallon mark. gerri: we're at 2.42 right now. oil prices down 59% since last june. this has major economic ripples throughout our economy everybody else's economy. what happens if we do have this glut? we don't have enough places to put the oil we have right now? what are unintended consequences? what could happen? >> well, you know, you run out

of places to store it. you look at china and low trying prices you know haven't really gotten things going yet. although looking at department of transportation numbers, motorists are driving more. will they drive more enough during the summer to absorb some of those barrels? contingent on refineries processing enough of it. you could run into a wall where there is not enough very large crude carries to store it at sea. there are not enough storage tanks at cushing. that will be an interesting situation if it plays out. gerri: lots to watch for, that's for sure. patrick, thanks for coming on the show. still a lot more to come this hour including details on the hacking of a blue cross-blue shield affiliate. we have the secrets to maxing out your social security. in another segment we have the ultimate guide you can not afford to miss. the federal government keeps handing out money to people don't need it. but this time they set a new record. details after the break. ♪

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gerri: a new federal audit shows the shocking waste across dozens of government agencies. congressional budget office says federal agencies paid out, get this $125 billion last year by mistake! the waste is equal to a quarter of the entire budget deficit. with us gop strategist brad blakeman. thanks for coming in. the president is asking to raise the debt ceiling. we have $18 trillion in debt that you and i and our kids and grandkids will have to pay off. what is your reaction to the waste number? >> it is an outrage and the fact that is, remember what the president said in 2011 when he stood there were joe biden called him sheriff joe. he will be czar to root out waste corruption and czar. he is not a sheriff.

more like barney fife. he couldn't catch a criminal if in front of him. the fact of matter democrats here in washington, this is really telling gerri, look it is cost of doing business. we have to accept there is a certain amount of fraud waste and abuse in a 4 trillion-dollar budget. that is an outrage. every agency is responsible for every dime they spend. and we shouldn't send the message that is certain amount of waste, fraud and abuse is tolerated. >> crazy. the president himself has said that cutting waste is a priority. really? it's a priority? then why it is up 18% year to year. up neverly 20%. are you kidding me? 124-point$000 million. money just frittered away. nowhere wasted more than earned income tax credits. 27% of that money fraud. as you know, how this works brad. basically what happens is that people apply for it. it's a tax credit. this isn't a deduction. you get the money in your hot little hand. it gets abused mercilessly.

what should we do with that. >> we shouldn't have a policy of catch me if you can. they shouldn't have the ability to get a tax credit or government entitlement they're not entitled to. in the age of computers you would think this administration especially by genius use of their computers in their interest in a campaign would be able to develop a computer programs that would be able to tell us who is committing fraud, waste and abuse. gerri: wow. we're relying on technology to you know take pictures of dresses we're wearing saturday night. we're not detecting fraud in the government. that would be too much. medicaid fraud almost $60 billion. that is really the biggest number in the whole thing. have we lost complete control of the nation's finances here? >> under this president, this administration, the answer sadly is yes. by having less transparency in government, by, admitting at least telling agencies, certain amount of fraud, waste and abuse will be tolerated, send as

terrible message. we need a new sheriff in town. hopefully that sheriff will arrive in 2017 and start doing the business of the people that should have been done in this administration. gerri: we have a long way to go. we could waste so much money, brad. >> absolutely. gerri: this could go on and on. i have to ask you we had a story yesterday, frankly i think teed everybody off. the foia, freedom of information requests, the white house's administrative offices saying we'll not comply with that anymore. it is over. we were the presidency of clarity. sharing information. not anymore. what was your reaction? >> totally unacceptable but the administration, remember, promised to be the most open and transparent in history. it has turned out to be the most clandestine. their modus operandi, sue us. we do. suing health care epa, irs. gerri: waist of time though. >> waist of time of course. money. gerri: should do things right the first time. >> you bet. gerri: pleasure to have you on the show tonight. thanks for coming in. >> thanks, gerri.

gerri: now we want to know what you think. here is our question tonight. has the federal government lost its ability to control spending? log on to gerriwillis.com to vote. i will share the results at the end of tonight's show. coming up we have another big, big cyberattack. it exposed over 11 million folks personal information. could you be one of them? the secrets the government doesn't want you to know about. a new book shows how you can max mize the social security benefits to earn up to thousands of dollars more every year legally. the coauthor of that book is here to explain coming up.

gerri: social security is a major source of income for most seniors in america, no surprise there but my next guest says

too many of them are leaving money on the table and don't even know about it. here with how to get the most out of your social security is boston university economist and author of the book, hot new book, "get what's yours." secrets to maxing out social security. thanks for coming on the show, lawrence. before we get to the book we were talking about the fraud in the system and people levering money out of entitlement programs but here we're talking about not fraud, but getting what you're owed and what you paid into the system. now you say the folks leave money on the table. how so? >> well, people first of all paying 12-point herstheir pay. that is the combined employer-employee tax paying our entire working lives. we should get back everything we paid for and a lot of people don't know about many of the benefits to which they're eligible. they know about the retirement benefit but don't know about their spousal benefit or divorcee spousal benefit, married more than 10 years and

divorced. divorcee widow benefit and spousal benefits. benefits for the parents and passing away we're taking care of them. child benefits for disabled children. young children. survive benefits. all the benefits that people don't know about are being left on the table. and so part of the book is helping people get those benefits but also we're trying to get people to understand the real value of waiting to collect because, if you start your retirement benefit at 70, it is going to start at value, 76% higher than if you start taking it at 62. so social security has an enormous return from waiting to collect. and you're potentially live to 100. you could be opening checks every month that are 76% higher. gerri: 76% higher? wow. that is a very big difference. so you're saying people don't understand what they're due or what they're owed. you list ad laundry list of kinds of benefits people may or

may not know b tell us in broad terms what the modus operandi is behind the social security rules. how should i be thinking if i'm trying to figure out if i'm do more than just the basic benefit? >> well, the, three rules that we prescribe in the book are to be patient. the second rule is to understand all the benefits available to you. the third rule is to time your benefit collection so that you take one benefit first, let the other one grow then take it. because if you try to take two benefits at once, you get larger of the two and wipe out the other benefit. but social security has a whole lot of traps, gotchas that we list for, there are 25 gotchas in one of the chapters of the book. 50 secrets in one of the chapters. so you really need to understand how the system works. really the most complicated thing anybody could really put together. it is our basic retirement

system. nobody really understands it. gerri: right. >> i have friends that i have made, in the course of two minutes my coauthor paul, who is pbs news hour correspondent, pretty smart guy phil mulder, a long-term personal finance columnist, $50,000 in two minutes with a conversation. he knew nothing about spousal benefits. i had a friend whose wife spas away knew nothing about widower benefits. i made him $120,000 in two minutes. >> the takeaway here is that you can really miss out. you may be due money that you have no idea. >> yeah. gerri: tell me first of all, how many, what proportion of folks leave money on the table, a? b, tell us more about the traps. people out there really need to know about the things you could inadvertently do to rob yourself of money. >> well i would say, the vast majority of baby boomers, there are 10,000 retiring every day, are probably making mistakes

when it comes to collecting their benefits. whether they're single, never married divorced widowed kids, without kids, it is really very specific what you should do household specific. we try to lay that out in the book. the biggest gotchas, well, first of all try to take two benefits at once, you lose one of them. the second big gotcha try to take spousal benefit early, will force to you take retirement benefit early. they have a traps where you take two benefits at once. you have to be careful about what you file for what. there are ways, the book does lay out a clear map how to get what's yours. gerri: sounds like millions of people are leaving money on the table. this is money they're due and owed. we're talking about money that you paid into the system, right? this is money that you, contributed already and that you can go back in and claim yourself? >> yeah. you know, for example, there's a

63-year-old man that i know who is thinking about taking his retirement benefit early. and that is actually the optimal thing for him to do, rather than wait until 70 because he can activate disability benefits for his son and also, a child in care spousal benefit for his wife who is taking care of the son. they can collect on his record. he can give up benefits on his own record but get more benefits for the family as a whole. that is optimal strategy for them. not apartment mall for everybody to wait -- optimal for everybody to wait until 70. my coauthors are not economists. they have senses of humor. the reading is light. >> lawrence, thanks for coming on. remind people, the book is called, get what's yours, the secrets to maxing out your social security. i know a lot of our viewers will want to read that thanks for coming on the show. >> my pleasure, thank you. >> thank you. coming up tonight on "strange inheritance," it is

about a real estate developer who fills his model homes with weird and quirky furniture. his kids inherit it. they discover the once obscure furniture-maker became a world-renowned craftsman and artist. >> a hard-charging real estate mogul ahead of his time. >> he was a real visionary. >> the meet as cutting-edge furniture designer. >> there was a lot of synergy when the two of them came together. >> fills one home with ultramodern piece. then another, then another. >> they jumped on it. puked on it. came from the swimming pool and sat on it. >> when he is gone his heirs are in for surprise of a lifetime. >> 22,000. >> it ratchets up. >> 32,000. >> it ratchets up. >> i'm sitting there next to my son slapping his leg, going, matthew matthew matthew! >> also tonight, the great, great-grandson of confederate general george picket is swindled out of his inheritance

of civil war artifacts. find out what happens tonight on "strange inheritance," tonight at 9:00 p.m. eastern time. it's a great show. later on how to know if a used car is worth buying or a lemon. a major health insurer is hacked. millions of folks medical information. talking about social security numbers, bank records exposed to the bad guys. what you need to know coming up. the lightest or nothing. the smartest or nothing. the quietest or nothing. the sleekest... ...sexiest ...baddest ...safest, ...tightest, ...quickest, ...harshest... ...or nothing. at mercedes-benz we do things one way or we don't do them at all. the 2015 c-class. see your authorized mercedes-benz dealer for exceptional offers through mercedes-benz financial services.

♪ ♪ gerri: welcome back to "the willis report." in a moment, new details on that breach of primera blue cross, but it's time for other stories in the news. the federal reserve kicked off its two-day meeting traders waiting to see if it's moving closer to its first interest rate increase in nine years. february housing starts plunged 17% from a month earlier. analysts pointing to the harsh

winter weather for the weaker demand. and nfl player chris or borland is retiring after just one season over concerns of the long-term impact of concussions. the san francisco 49ers' linebacker signed a $3 million contract last year. the 49ers have the right to recover about $500,000. and rory mcilroy is replacing tiger woods as the face of the popular pga tour video game. goodness gracious. ea sports used woods from 1998 but it ended that rich with him in 20 -- thatwomen with him in 2013. and those are some of the stories in the news tonight. braching news this hour, we've been talking about it, hackers have hit yet another health care insurer. potentially exposing the personal information of 11 million customers. the company is called primera blue cross. joining us by phone with important information, adam levin, founder and chairman of identity theft 911.

adam, sorry you couldn't be here on set. so the details here that we're just getting our arms around just tonight primera discovered january 29th that's six weeks ago that there was an attack on its systems, and that attack occurred ten months ago, may 5, 2014. folks' information at risk here, isn't it outrageous we cannot get this information to consumers faster? >> no it's a real problem. part of the problem is that there may have been a lag time that was caused by them trying to determine the size of the breach, the amount of people involved, the finishing bi is involved -- fbi is involved, mandian is involved and, you know, law enforcement sometimes will say to a business you've got to slow down. you and don't agree with it but unfortunately this is one of the facts where if law enforcement says you've got to hang on they've got to hang on. gerri: but every day they wait,

every day, every week every month, people can have their information hacked, and they're not even watching. they're paying no attention to their accounts. i think something has to happen. i just want to remind people though, here are the brands that are impacted. if you're worried tonight you're involved, primera blue cross primer blue shed vivacity and connection insurance. those are the names. if you're covered by one of those brands you may be getting a letter over the next couple of weeks. i just want folks to know about this. the real adding insult to injury here adam, that i want people to know about, yes, they got names, date of birth, e-mail address telephone numbers but they also got social security numbers and bank account information. >> gerru, the real killer is social security number. once they have your social security number, they've got an option on your life. you're going to have to spend the rest of your life looking over your shoulder. and when i read like, the letter from the ceo saying

well we have no indication that any of this information has been used improperly, truth of the matter is when someone has your social security number they can afford to wait as long as they want to. it's when it's convenient for them to pull this option on your life. they will. gerri: so the company's giving out free credit monitoring identity theft protection services for two years. i've got to say, who cares, you know? the horse is out of the barn. you've already been damaged potentially. how does this really help? i think people -- there needs to be a better solution, and these companies need to make sure that the doors are closed and shut firmly so consumers aren't at risk. >> no, the problem -- now, again, we don't know if premera had the same problem that anthem did in terms of the information -- anthem was not encrypted. we do not know, i haven't seen anything where they say whether or not the information was encrypted or not. we know hipaa, the federal

private law, encourages encryption, but it doesn't require it, and that's a huge problem. i think anytime any company has the slightest morsel of personal identifying information, they must encrypt it and use strong encryption. gerri: well, i think they should all get on the bandwagon this very minute. the fbi, by the way is investigating this so it's really being paid attention to. now, ten months after it happened. so we're just going to have to wait and see. i'll tell you if you are a client of one of these companies' products, i would be taking precautions right now, getting on line, making sure that somebody hasn't stolen your information, isn't taking out credit cards in your name. we'll revisit the story tomorrow night. adam, thanks for coming on the show tonight. we appreciate your time. >> thank you, gerri. gerri: and still to come, apple has another game changer, this time it's how you watch tv. but will customers be cutting their cords? and next we answer the question how do you do that?

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gerri: cable prices are always on the rise, right? people are looking now for cheap alternatives to cable, and apple thinks it may have the answer. ceo tim cook propses the new apple tv -- promises the new apple tv will reinvent the way we watch television, and sam slaughter joins us to, plain. i want to know what it's going to mean for me. how -- what are they offering us or what do you think they will? this is not a done deal yet right? >> yeah. so "the wall street journal" reported today that they're working on a deal that's, it's called a skinny bundle which is really just a smaller version of what you get from your cable company now. 25-30 channels that you'd be able to get on any apple device. gerri: and while cable costs $90 a month, apple's going to come in at about 30-40 that's the

selling point, right? >> that's right. and it is a much better price point than your general cable bundle. >> absolutely. >> that being said, they're still bundling services together, it's not what consumers i think are really looking for. gerri: you can't totally pick and choose. obviously, missing from this is nbc. apple had been negotiating with comcast that didn't go so well. so is that why nbc isn't part of this? >> i would love to be a fly on the wall in the meeting at apple and at comcast/nbc where, you know, where this didn't get done. but again, i think it's probably a matter of numbers, you know? they just couldn't come to terms on something that would work. but, again, it'd be silly to speculate what goes on behind closed doors. gerri: there are other cable alternatives out there, obviously, everybody's trying to break the back of this. and what i think consumers really want, though is to be able to say i just want hbo, i want xyz show. is that day ever going to come? >> you know, i want that.

i don't think it's coming anytime soon, but i do think you're starting to see little pieces of the bundle iceberg, as it were like, chipping off, you know? you go from 150 channels to maybe 25 and you've got, you know maybe you have netflix and you've got hbo, so you don't use any of these things. i don't see the a la carte thing happening anytime soon. gerri: and each this, what we're talking about today and we were showing basically the elements of it, $30-$40 a month, official announcement june of 2015, this is all till very much up in the air -- still very much up in the air right? >> nothing's confirmed so far. ii think it's a good window as to what apple sees their mans as being. but, again, it hasn't happened yet, you know? we'll know more when it roms out. gerri: sam, good to see you. >> my pleasure, thank you. gerri: on to cars. are you looking for new wheels on a tight budget? consider buying a car that's been around the block.

tonight we have auto experts that give the best and worst models and what to do before taking it home. here with me now is consumer reports cars deputy content editor jeff bartlett, who grew a beard. who knew? [laughter] good to see you jeff. >> thanks for having me on. gerri: is it a good idea to buy used in the first place? >> buying a used car is a great way to save money. a new car do depreciate almost 27% in its first year. so by buying a nearly new car you avoid that initial depreciation hit. but you want to aim new enough you get all the latest safety features and protection. gerri: what are first steps to choosing the right used car? >> well, you want to do your research just like if you were looking for a new car. find a car that's performed well in road tests, one that's got a great reliability track record of course, and one b that gets good safety marks. and then -- gerri: go right ahead. >> start to look at individual

cars, you realize you also want to have the professional help of a mechanic to inspect the individual model to make sure everything is looking good. gerri: so i can hire a mechanic just to look at my used car pick? >> that's right. you could bring the car over to an independent mechanic or conversely, you may be able to bring the mechanic to the car. and for a fee usually around $100, they'll give it a bumper-to-bumper inspection. jr. jr. huh. all right, i'm used to people talking about car fax, but that's not always perfect either, right? >> well, vehicle history reports can give some great insights. however they're only as good as the information that makes it into the system. in some cases, especially as state rules differ not all of the information may make it into these national databases, so it's possible something may be missed. so a useful tool but it doesn't replace an individual inspection. gerri: so best case scenario, you bring in your own mechanic. now i'm going to test you, jeff. are you ready? what's the best used sedan if i

want to pay $15,000-$20,000? what to do you recommend? >> there's some great sedans in that price range. you could take a look at a 2008-2010 honda accord. you can look at a 2010-2012 toyota camry, or if you want something a little nicer equipped, you could look at a lexus es from 2007-2008 would fit that budget. gerri: you know make and model is important, but it looks like you're saying the year the thing was produced is also key. >> that's very important for numerous reasons. the year determines the equipment including the power train, may impact the fuel economy, the safety equipment and also cars tend to get better over their life span meaning the manufacturer tends to make little tweaks to improve it. so you want to do the research so you know what are the sweet years in reliability. gerri: so you don't necessarily buy the make and model the first year it's out it sounds like. i want to talk about some of the worst cars. what are cars you don't buy

used? >> sure. so the cars that you want to avoid are those that have multiple years of reliability troubles. some that made our list include the jeep wrangler four-door, the bmw 330 and 335i and the mini cooper s. all of these have been shown to have more trouble than their peers. gerri: so what's going on here though? these are highly popular cars. these are highly popular vehicles, like the bmw, really? what was wrong with that thing? >> well, just because they're popular doesn't mean they're great. of course, we can look to top 40 music for that example. but with individual cars things can crop up whether it's something with the engine, could be with the suspension, could be with the infotainment problems. gerri: you had a couple of shortcuts for looking at cars. even if you're not a mechanic, there's a few things you can do on your own. >> that's right. bring a magnet with you.

if a body panel is suspect if you hold the magnet against it -- assuming it's not aluminum -- it would indicate if the magnet sticks, it's sheet metal. if it momentum, perhaps there's been a bondo type repair. you also want to look at the tires. you want even wear on the tires. if the tires are brand new, that may be masking an alignment problem. and also you want to simply give the car a sniff test, especially with so many major storms in recent years. flood-damaged cars are out on the market and one telltale sign is they may smell a little bit moldy as well as show water lines in inappropriate places. gerri: jeff, thanks for coming on the show. i don't know about that beard my friend. does your wife approve? >> it's gone in the spring. gerri: hope it comes soon. thanks for being on. >> thank you. gerri: and still to come, my two cents more. and next, it's st. patrick's day, right? think twice before you post anything on social media.

while it could help you find a job, it could also sink your chances. details coming up after the break. ♪ ♪

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♪ ♪ gerri: no doubt social media plays a key role in the job hunt process. in fact 90% of employers study candidates on various social media outlets. here with the no-noes to avoid is tony batchish -- bashar, that is from babbitt and associates. sorry about that, tony. >> quite all right, gerri. gerri: 90% of employers looking at this, what are some examples of things that people have done that you just shook your head at? >> yeah, i can't believe that with all the publicity this gets that people still do this stuff. i've seen mug shots on people's

social media when they're trying to get a job, i saw a guy, a guy was trying to get a job, and he wrote, he wrote a story about why he's divorcing his wife because she shot him in the head. gerri: oh, my gosh. >> i mean, absolutely crazy stuff. a recent poll of more than or 2,000 employers by career builder found that 46% of employers eliminate candidates because of goofy pictures 41% eliminate candidates for doing for advertising stupid social stuff that they do -- drinking and drugs. [laughter] 36% of them will eliminate candidates because they bash their previous employer and 28% of them will eliminate candidates because they talk derogatorily about races and sexes and things like that. it's absolutely nuts. gerri: tony, what's left to talk about, my friend? [laughter] you've got to tell me, what is

okay? let's say you know you're going to be in the jobs market. what should you -- what can you post? >> it's real simple. first of all, you've got to remember if you walk away with nothing else, remember this: people are looking for just as many reasons of not to hire you as they are reasons to hire you. it's got to be professional. you have got to have everything on there that's positive no negatives about anything. you've got to promote yourself consistently with all your social media. if you're linkedin and -- your linkedin and your resumé don't agree, you're going to have a problem there. you're going to be eliminated people are going to wonder about that. you're branding yourself. you're advertising yourself. you've got to be consistent and conservative and tell people this is a real -- i'm a real good candidate. here's why you ought to hire me. gerri: who are these people who bad mouth their employers on social media? that is nuts to me.

>> it's stupid. and they justify it. i had one the other day he said, well,st the truth. -- it's the truth. i said, really, that's great. [laughter] well it may be the truth but it sure as heck isn't going to get you hired. gerri: tony, i'm sorry, we're out of time. you've got to come back sir. appreciate your time. >> i will. thank you so much. it's always a pleasure. gerri: always a pleasure. we'll be right back. you can't breathe through your nose suddenly, you're a mouth breather. a mouth breather! well, put on a breathe right strip and shut your mouth. cold medicines open your nose over time, but add a breathe right strip and pow, it opens your nose up to 38% more. so you can breathe and do the one thing you want to do sleep. add breathe right to your cold medicine shut your mouth and sleep right. breathe right. and look for the calming scent of new breathe right lavender in the sleep aisle. ♪ help brazil reduce its overall reliance

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gerri: has the federal government lost its ability to control spending? is we asked the question on gerriwillis.com. 96% said yes. 4% said no. it's st. patrick's day, right? be warned, the holiday has become a deadly one. according to the ntsb 40% of crashes last st. patrick's day weekend involved drunk drivers. the night of march 167th was -- 17th was especially bad. so enjoy your beers but get a

designated driver. that's my two cents more. and that's it for tonight's willis report. thanks for joining us. don't forget to dvr the machine if you can't catch us live. "making money" with charles payne is coming up next. have a great night. ♪ charles: i'm charles payne, and you're watching "making money." hey, the stock of the day dsw, you've heard of it, it's a shoe retailer. they carry everything under the sun, and yet they still provide these amazing discounts. the stock beat the street on the top and bottom line. it had a great session up 20% since i gave it to you in november, but here's thick: more importantly, you are seeing examples of how money is being made off cheap gas and a cheap dollar. and i though that some of you are bored with the fed, but how can you be bored? $4 trillion poured into the economy. guess what? none of it landing in your economy. be frustrated be angry be bored, ip -- indifferent? no don't be that.