cruz brings two aisles closer together he will win. the nominee have to be tolerated -- we haven't seen a lost toleration last couple years. >> called politics. that's it for us. but guess what? david: "the willis report" is next. we'll see you back here tomorrow. gerri: hello everybody, i'm gerri willis and this is "the willis report," the show where consumers are our business ted cruz becomes the first republican candidate to announce his run for president. >> i believe in you. i believe in the power of millions of courageous conservatives, rising up. to reignite the promise of america. >> we'll examine cruz's strategy what that means for other gop hopefuls. obamacare turns five. we'll investigate how it changed your health care and where it fails to deliver for millions of others. >> obamacare is to a large extent responsible for why we're having the poor economy we're having today. gerri: the feds give the go

ahead for genetically modified foods. we'll look at which ones and when they will be available in stores. brand new way for parents to keep tabs on their kids driving. >> teen driver is a technology i think many patients will -- parents will appreciate. gerri: will this electronic report card for teens make the roads safer. gas prices fall four cents in the past two weeks. will the decline continue as we head into the spring and summer driving season. all that and more with "the willis report" where consumers are our business. ♪ obamacare enterses the record books, five years ago today president obama signed the affordable care act into law. remember that? since then it has been five years of broken promises long doctor waits and high out-of-pocket costs. here to break it down, doug holtz-eakin, president of american action forum who has been following it closely ever since and fred barnes executive

editor of "weekly standard," fox news contributor. guys, i have to tell you, i went to the white house website, to see if they were bragging about it, five-year anniversary and indeed they were. measure last five years, more affordable care my higher quality care and better health. doug, to you, true or false? >> false. if you look at litter of broken promises range from economy, to budget to health insurance especially to health care. we were promised higher quality care at lower costs. obamacare didn't bend the cost curve. indeed many people can't see the doctor they used to see. they have limited networks to go to with their insurance and the quality of care they actually receive diminished as a result of this law. >> the list goes on and and on. do you think minutes look at big picture? they will be voting in short order on new president, are they going to like it or hate isn't. >> there are two groups. the one people didn't have

insurance and they have been helped by expansion of medicaid in particular. so they're better off, no question about it. but then there is everybody else which is what, 80% of the country. and they're, and they have exactly what doug was talking about. they have higher co-pays and higher premiums that they have to pay. so they're not going to like it. and it proves once again, that what they should have done in the beginning was would solve the problem that existed and that was people without health insurance who couldn't afford it. not bring the rest of all people with health insurance in the country into, into this program that they didn't want to get in the first place. remember most people were happy with their health insurance prior to obamacare. gerri: now they can't even keep what they had, that's for sure. hundreds of thousands of people actually lost coverage. i want to hear doug, to your point the promises made about this law from the president himself. listen. >> we will keep this promise. to the american people if you like your doctor, you will be

able to keep your doctor. period. americans who already have health insurance, this thing is already happened and their only impact that their insurance is stronger better, more secure than it was before. if you like your health care plan, you will be able to keep your health care plan. this law means more choice, more competition, lower costs for millions of americans. i've insisted from the beginning that health care reform will not add one dime to our deficit. >> all right. you heard it there, promises keep your doc, keep your insurer, willower costs, bend the cost serve, i think there is one more in there. doug how well did they do? >> 0-3 on keep your health insurance, keep your doctor not add a dime to the deficit. i do think the affordable care act when it came across the president's desk was height of budget gimmickry. there wasn't one trick that congress learned over the years it left out. it never really added up.

we're seeing how little it adds up today. right now as you know, gerri, this country's budget left on autopilot runs us into the ditch inside of 10 years this is one of the reasons why. gerri: that's right. price tag of obamacare over next decade, 1.2 trillion. fred? >> i think you left out one of the biggest promises of all, remember how we were all going to save $2500 in our health insurance? >> i can't find mine. >> the check must be in the mail or lost in the mail for me. >> 2500 per family. there was a point where the president, where the administration made the point, you wouldn't pay anymore than you would for your cell phone bill, doug. that didn't turn out to be true, either, did it? tell us what is happening right now to the premiums under aca, under obama care for people trying to pay? darn hard, right? >> oh, yeah. we saw a big premium spikes. double-digit increases for everybody the first year. now we're seeing big increases in the out of porkkets, co-pays,

deductibles this has been very hard for people to swallow and i want to emphasize one of the points art laffer made in the clip at the outset. this is really bad economic policy. this is $500 trillion in new taxes. it is $430 billion in new regulatory costs according to the folks at my shop. this has been one of the reasons our economy has grown so poorly. because we haven't been seeing people get raises they can't afford their health insurance, much less anything else. this is the root problem of as well. gerri: economic repercussions for sure. we've definitely seen that. fred, to you, ted cruz jumping into the presidential fray today. he is a fellow who wants to strip out obamacare from the roots. is this growing to be part of his platform? will this be a talking point in the election? >> well it will be a talking point for every republican candidate in the election. think we're approaching 25 separate republican presidential

candidates. that's a lot. they will all be saying pretty much what ted cruz said today. they want to kill the internal revenue service. they want to get rid of obamacare. they want to restore constitutional government. what i was looking for actually from ted cruz i didn't hear. that is what is his big idea? if you're running for president and you just have the same ideas that most conservatives have i mean there is nothing wrong with that but i think if you're growing to win you need a big idea. gerri: big idea. >> differentiate you from other candidates. i didn't hear that maybe we'll hear later from ted cruz but haven't heard it yet. gerri: doug, is a full repeal of this law even possible? >> not at the moment. certainly it would take, you know veto-proof majority in the senate. that is not probably in the cards in the foreseeable future. a lot of damage has been done simply will not be reversed. the way i like to think about this is roll the clock back to 2008-twine. republicans and democrats alike

believed health care reform was important. we have to simply take what's on the books and reshape it, remold it. call it repeal and replace, call it whatever you want but we have to get to an endgame with market-driven health care reform, that actually gives people to make choices themselves, lowers costs. we have to get there one way or another whether it involves repeal or modifies what is on the books. gerri: it is such a mess now finding a way to find a solution may be tough. doug, fred, thank you for coming on today. thank you to both of you. >> thank you. gerri: some relief for your wallet. gas prices are down to $2.50 a gallon. gasbuddy.com petroleum analyst patrick dehaan is here. what is going on? down four cents over last two weeks? i say hooray. >> absolutely. not all areas are smelling the roses. here in chicago we're waking up

to three to six inches of spring prices are going up. rest of the country minus great lakes, prices are are in decline. west coast prices skyrocketed two or three weeks ago based on refinery kinks. california down 10 cents a gallon. not everyone is smelling roses. chicago up 40-cent a gallon. a lot of different moves going on in different areas of the country. gerri: why aren't gas prices getting cheaper? >> you know a lot of it is certainly plentiful cheap crude oil. we saw crude oil prices last week touch a new six-year intraday low to 42. now they have rebounded. cheap plentiful crude is the name of the game. gerri: what role does the weaker dollar play in all of this. >> weaker dollar gets and lower gas prices bo. a strong dollar goes a long way keeping oil prices lower and

lower for countries outside of the dollar. gerri: bring out your crystal ball, what happens to gas prices next few months and what happens to oil prices? >> absolutely oil prices will stay low. though they are showing a little bit of a sign of a mini rebound here they will stay low. cushing inventories are surging. we're seeing crude oil bottled up everywhere. gas prices come down as refineries finish maintenance. those who haven't hit the road for spring break it is certainly good news. another thing for spring break cheapest prices certainly in the south. gerri: all right. patrick, thanks for coming on the show tonight. appreciate your time. >> thank you. gerri: and still a lot more to come this hour including a look at new technology that allows parents to keep a close eye on their teen drivers. next on the fifth anniversary of obamacare one of the law's staunch opponents announces the occasion by running for president. what does the ted cruz campaign mean? tweet me @gerriwillisfbn or send

me an email through our website gerriwillis.com. we'll be right back. the

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>> today, i am announcing that i'm that i am running for president of the united states. [cheers and applause] gerri: that is texas senator ted cruz becoming very first major candidate to announce a 2016 presidential bid after posting a midnight tweet to his followers. we're asking "national review"'s editor rich lowery. thanks for coming on. i was surprised by this twitter announcement. is that the new world? >> it is the new world. i think this was shrewd by ted cruz stealing march from everyone else. a month or two from now we'll be so sick of presidential announcements from all the republicans. there is a little novelty to it. he owned the weekend with mystery what he was doing and got a fair amount of coverage today too.

gerri: how many more republicans can we expect to enter the fray and will be as large as last time around? >> probably larger, eight, nine, 10. a lot of impressive people. three senators maybe four right off the bat. a bunch of governors, former governors. so it will be an impressive and crowded field. cruz in particular, there is some chance he could win iowa. he wins iowa, one of last two or three standing. it is a very crowded field especially among populist religious right conservatives. gerri: he was at liberty university in lynchburg virginia home of evan fell call christians to, sure. fifth anniversary of obamacare. cruz calls for repeat -- complete repeal. listen to this. >> instead of joblessness instead of millions forced into part-time works, instead of millions who have lost their health insurance, lost their doctors, have faced skyrocketing

health insurance premiums imagine in 2017, a new president, signing legislation repealing every word of obamacare. [cheers and applause] >> so a big applause line right? i bet this will be a theme sounded by a lot of republican. >> absolutely. it will be like opposition to the iraq war was in the democratic primaries was in 2008. the person who is most convincingly against this law, is going to have a leg up on others. ted cruz was in on the ground floor with this made his national reputation with a shutdown fight over obamacare funding. with his filibuster related to it. >> what is the strategy going on now for other republicans who might want to get into the fray? what is your mind-set, what are you thinking if you're a strategist planning this? >> there is an inside game and an outside game. inside game is all about money and jeb bush is just trouncing everyone else in that game.

but money doesn't necessarily directly translate to the votes. then you have the outside game who can get the attention of sort of grab the mic winner so far last two months in that regard is scott walker. he has a lot of good feeling for conservatives out there. cruz going so is probably in part a reaction that it is hard for him to get oxygen in terms of attention because walker has been dominating the conversation. gerri: has been so dominant. yeah it is fascinating really. i have to ask you about cruz who is a junior senator, right? does he have the profile to make a difference here? >> there the upside and downside there. the upside if you're fresh and new on stage. something new and different. saw it with obama in 2008. you can run on hope and change, all rest of it. what makes it different this time around we had the experience of president obama. you will see governors and people who have been around a little longer, look can we afford to have another freshman senator president again, whether it is cruz or rubio or paul?

after the disasterous foreign policy -- gerri: might want somebody with a little street cred or a few gray hairs. he is both canadian, born in canada, american now -- >> he is not canadian. but he can run for president. gerri: he can run for president? why? >> absolutely. under the rules he is an american-qualified to run for president. this will be persistent thing that comes up. it has been coming up in the past. both folks on the far left and far right probably aren't going to give this one up but it is not going to be a major issue. gerri: his dad was cuban, right? which is interesting as well. >> right. two of the most promising senators who are going to run cruz and rubio, are latinos. and it's a different look and a different feel for the party and that is going to be part of their selling point going forward. ted cruz when he, one of his first ads, did one in english, did another in spanish.

gerri: very interesting. we'll continue to watch this rich, thank you for coming on the show tonight. >> thanks, gerry. gerri: later in the show, a warning what everyone needs to hear when it comes to their child's social security number. something to help the teen who gets behind the wheel but is electronic babysitter going too far. stay with us. ♪

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the deal is exposed. now he is suing the city to keep it. fox business's jeff flock is in chicago. jeff? >> gerri, this is tough one even by standards in this state which is sometimes a little bit spotty. look at man talking about. there is actually a second person as well but i want to show you david, who is, used to be a lobbiest for the illinois federation of teachers. and, the state passed a law which said, if you worked for the union and you substituted for just one day you could get full pension. take a look how this all broke down. actually, he was formerly a state legislative aide. sew get as pension for that, a $30,000 pension for that. because he worked one day as a sub, he get as $31,485 additional pension. then, if all of his union service is figured in, he would get an additional $36,000. that is what they're trying to take away. he has taken the state to court over this, to recover that.

get the full pension. here is what he is arguing. this is why this this takes on added sig caps because of state constitution. benefits of those pensions shall not be -- diminished is the word or impaired. if he was to win this, it would keep the state from restructuring in any way, its pension system right now which is $100 billion in, short of money. so, this becomes a kind of big case this is bad enough to start with. it could get even worse. >> unbelievable story. here's what i don't get. how did he get this deal? did a lot of other people get it too? >> well, they stopped it before a lot of other people could have gotten. the weird thing about, this gerri, this passed state legislature with both republican and democratic support because

it partly reformed the pension system but threw the other little curveball in there. they tried to correct it but when they went back to correct it the guy said, wait a minute. i followed the law. the law said i could do that. that's what i did. so i should get a benefit. gerri: unbelievable. i heard a lot more people tried it too. >> crazy. gerri: jeff, go to see you. >> not bad for one day's work. gerri: i can't do that. that is impressive. thank you. >> see you gerri. >> coming up tonight on an all new "strange inheritance" tonight at 9:00 p.m. eastern time, a montana cowboy inherit as ranch that is bust until he discovers ancient fossils that may bring in millions. >> a montana cowboy inherit as barren patch much prairie. >> this place isn't big enough to starve to death on. >> but beneath the parred soil he finds prehistoric treasure. >> this is one of the one of most important discoveries in this century.

>> i have a year to see if i survive on the ranch and selling dinosaur fossils. >> will this cow poke's "strange inheritance" lead him to boom? whoo. >> or bust. >> lightning doesn't strike same place very often. maybe never. ♪ >> then at 9:30 another amazing story about a wife who inherit as struggling wildlife sanctuary in florida. find out what happens on two all new "strange inheritances," tonight beginning at 9:00. you don't want to miss that. coming up a warning to look up your child's social security number. we'll tell you why. new technology allows parents to monitor their teen drivers. we'll have details coming up.

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for a lack at other stories in the news. chuck schumer adding his name to the list of those calling for an investigation into lumber liquidators. schumer wants them to investigate the safety of the laminate flooring made in china. he wants to make sure they see if lumber liquidators marketing was deceptive. many people are turning to prepaid cards to get their hands on tax returns early. many regulators are wondering if people know about the fees. twenty and a half million last year. up 17% since 2011. starbucks bar east as will no longer write race together on the cups. it was part of the campaign to get customers to have an open dialogue about race. the ceo says the initiative will continue more broadly including holding forum discussions and putting more starbucks in the

communities. the nfl will broadcast its game on the internet internet. the nfl also says no games will be blacked out on tv this season. those are some of the stories on the news tonight. a new group of identity theft victims you're probably not aware of. kids of the age 18. (?) one in 40 households with minors under 18 will experience child id theft at some point during the kid's lifetime and most aren't even aware of it. what parents can do to protect their kids. former white house chief information officer teresa payton. welcome back. what do these kids have to steal? >> they have everything to steal as far as -- somebody is not minding the store, so to speak. the cyber criminals are looking for a way to smash and grab. they can use their identity, open up credit

and then run off leaving the kid with the bill and the bad credit. >> or mom and dad. >> yeah exactly or mom and dad. you're exactly right. >> so this is on the rise. this is unbelievable increases. my question, how are people getting access to kid's social security numbers? it's not like they have credit cards or debt out in their name. >> well you have a couple real high profile breaches. the recent health care breaches, for example puts the kid's data out there. you also have what we share on social media. a lot of people don't realize you have cyber criminals combing social media taking that full address full date of birth full name and putting that in the deep web the dark web and matching it with the breaches. putting the information together, bingo, they have your identity. whether it's your medical identity or identity to apply for credit in your name. >> the minors impacted estimated at 24 million might be at risk.

we don't even know the numbers with the anthem data breach in which 80 million people had their information comprised. we don't know how many of them are kids. if this is more prominent than ever, mom and dad need to get involved. what should they be doing? >> you're right, gerri. this is one of the fastest growing area of identity theft. people under the age of 18. a couple of telltale things you can do, is your child under 18 getting marketing material in the mail offering to give them credit cards? that could mean someone else already applied for credit in their name. the second thing bring your kids in on the act. look at their social media profiles. encourage them to share information in a private way. also, when they're asked for their information whether it's school or at the doctor tell them to ask why before they hand out their social security number. bring the kids in. >> let's talk about how you prevent this, what you can do. set up search engine

alerts with your kids names in them. >> there are a couple of things you can catch. one is there a post about them online that's sort of out of their norm of what they're posting. you can see if somebody has been arrested under that name. and then you can dig a little bit deeper to see if they're using your child's identity. that's the identity they got arrested under. that google search with your kid's name can tell you a lot of information. >> can can i get a credit freeze on a kid's social security number? >> you can. people don't realize. you can actually write call or go to the internet. all three credit bureaus. and if you know for a fact that you've been a victim of a breach in your family, whether it's the anthem breach, you can talk to them about putting a freeze on your children's account. mention they're minors. this should be a free service offered to them. >> free means free. that's a good idea. if i'm getting marketing

offers for my kid's name i'm calling those folks and saying, good lord almighty, this person is 12 years old or whatever and trying to get them to stop. is that the right thing to do? >> it is the right thing to do. if you're getting those mailers. if you're getting two or three, you do want to write them or call them and say please don't send this to a minor. and do that do not track or do not call for your children. that could be the telltale sign where you want to call the bureau and find out if there's credit that's been applied for in your kid's name. get it nipped in the bud and cleared up. >> is there any point where i contact the law if i'm a parent? >> yes. if you believe you've been a victim there's a couple of different resources that you can use. the first is the fbi. and if any of it happened online you can go to their website which is called

isavethree.com and file a report. the ftc you can file a report. the third is the identity theft research center. they have a free service you can call. they can give you a plan of action and help you figure out what your course of action needs to be for your child. >> teresa, great advice. thank you for coming on the show. >> always great to speak with you. >> when we come back, why the fda says why some gmo foods are okay. why you may want to consider planning your own demotion from your own company. we'll explain. first, here's your consumer gauge with the numbers that mean the most to you. check it out. ♪

♪ gerri: demoting yourself. it sounds crazy. sometimes it's necessary especially for entrepreneurs. how do you know when to

step down and how do you structure it so you'll benefit the most from the move in the new issue of ink magazine covers this exact topic. eric, i don't get it. why would i fire myself? >> you might want to fire yourself before someone fired you for you. you have to realize that entrepreneurship is kind of a high attrition profession. >> it is. how many people leave? >> a lot, gerri. so look at these numbers. after four years about half of the founding ceos are gone. >> really? >> only 25% have the founding ceos still in place. >> why is that? >> it's a tough thing to scale a company. it's a different skill from having the vision to start a company and the drive to get it out. >> once you get through the start-up and all the brilliant creative things you're doing, running it day-to-day maybe you're not good at that. >> they're talking about bringing in adult supervision.

[laughter] >> let's say you'll sell your company to somebody else. how do you fashion that whole thing. how do you work it out and make it happen? >> the one thing you want to do is make the move before someone else makes the move for you. so the statistic shows, the study shows that if you make the move decide hey, i'm really not great at this, i'll become chief technology officer, then you have a much better chance at keeping the job. do that. the other thing is, position it as something good for the company. position it as good for you so nobody gets upset. i like the way this woman did it with nasty gal. great consumer products company. the way the announcement was made with the video. so she went on and she looked happy. she talked about how she she had been thinking about this a couple of years. she praises the chief officers that she's promoting. it looked very happy. she got to keep the job as brand and creative

chief. >> how many of those people go on to found another company? how many of these are serial entrepreneurs? >> oh, a lot. a lot. this is what entrepreneurs are good at. they're good at having the vision. they're good at getting something out off the ground. >> so does it make more sense ultimately to go on and do something else to move on and up instead of trying to stay in place and serve as a resource for a company that might be on a different page. >> it depends on what your options are. a lot of people become chairman. >> well, a lot of smart people do that. linked i know. jack of twitter. that's what they became. chairman of the board. >> thank you. very interesting. great stuff. all right gm as we were talking about earlier getting in the teen sitting business. they're launching a teen driver system on its 2016 chevy malibu. it will allow parents

see how well their teenager drives the car. hey lauren good to see you. well by telephone my friend. we had a little technical difficulty, i think. how does this work? >> it's called my link. it's coming on the 2016 malibu. iknowing gm, they'll bring it out across their line. it's kind of like my key. this takes it just one step further. it's really nice because it creates a report card that can tell when the stability control was engaged, whether the details were used. it opens up all the safety features that are really important. the teen driver doesn't pay as much attention as someone who is more experienced. >> teens are more likely to have a crash having a fatality than adults. some of the information

that they put out there distance driven. that's not really about safety now, is it? >> no. >> maximum speed traveled. but maybe parents want to know. >> i had boxes on my kid's car to know if they went out a certain area. hyundai offered that as well. this offers an audio and visual alert. it doesn't allow them to make the maximum volume of the radio whether it's the actual audio system or connected some sort of smart device. that's good. it's a distraction. it allows stability control. anti-locks. maybe they decide to drag race you'll know about that. one thing i would love to see is the report texted or emailed to the parent. i would love that. i had email alerts that would tell me they're speeding and i would say, slow down, or i'm

coming to get the car. >> i think it's so hard for mom and dads today. there's so much trouble teens can get into. how much does this cost? >> it's free on the base model which is the premium trim and the lt model if you purchase the convenience package. that's for the 2016 malibu. they'll debut it at the auto show. kids can drive their parents car, you want to control the safety. >> here's my worry so we're collecting all this data. yeah, it helps mom and dad. couldn't it help the insurance company too they could charge higher rates if they like the information they were seeing. >> they have to get that information. it stays within the computer of the car. the only way the insurance company would access that information is if you would allow them to be to put the module on the on board diagnostics. then that information

would not just be your driving but your teen's driving. before you go and opt for that thing, think about who is driving and they're driving techniques. if they're speeders. it will cost you when it comes to your insurance policy. >> is this something all makers will offer at some point? >> i think so. many of them offer something like that. ford and hyundai. you'll see it with kia and other manufacturers. once one does it, they jump on the bandwagon. they don't want to lose the sale because one manufacturer offers it and another doesn't. >> we want to know what you think. should teen drivers have an electronic babysitter? log on to gerriwillis.com and vote. i'll share the results at the end of the show. a government that has been cracking down on all kinds of food approved some genetically modified apples and potatoes. what that means at the grocery store next.

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frankly to kill disease from unsanitary farming conditions. if you at china which is the number one producer of hogs, more pigs live in china than any other place in the world. >> really? >> yeah, they use more antibiotics than any other country. a lot of it has to do with sanitation. but the problem is short-term. you can use antibiotics but as you point out, as we do more and more with antibiotics, we'll have more resistance to them. we already have strains ofy coli and salma nilla. >> and we're fighting off superbugs across the country. i want to talk about gmos. genetically modified foods. we're seeing this in apples and potatoes. tell me what this means. >> the funny thing is this story is more important today. tomorrow morning at 10 o'clock in washington the full ag community starts open hearings

about whether genetically modified foods should be labeled. the apples first of all, don'tned off four genes to prevent browning. also the benefit is the browning kills ant oxidants. this is a, quote, unquote, healthier apple as a result of it. >> wait a minute. healthier, but i don't know when it's going bad. maybe i want to know when it's going bad when i cut into it. >> apples are curious. most apples have been in storage for about a year unless you're picking them off a year yourself. >> they're not that fresh. >> they're not that fresh, number one. number two, there is some benefit to it. but what i like about gmos is when they actually have a health benefit to it. >> like what? >> well keeping more polyphenyls are active. they don't brown.

>> not every gmo is good though. right? >> well, from a science standpoint no gmo has been proven to not be safe, number one. it's more of a philosophical issue that we deal with. that was going into the apple turning off four genes. if you look at the potato altogether different. that's taking genes from other potents and potatoes and putting it in these potatoes. the apple is called arctic apple. not appealing. and the potatoes are called innate potatoes. >> all right. marketing controversy aside, what's on the horizon is scary. someday they'll try to swap genetic material between produce and animals. >> cross species. that's not allowed by law. but the question has always come up, whether you know philosophically, whether or not emotionally, whether or not from a

safety standpoint, once we breed across species what happens next? >> soiled breed aso i would breed a fish with what? >> well, anything that is imrerveous to water. whether or not a product should be labeled so you and i can make the choice we want. >> you can see it and buy it if you want to or avoid it if you want to. phil great to see you. we want to hear from you. thanks to new technology from gm, parents can preset a car to give visual and audible warnings to mom and dad. should teen drivers have an electronic babysitter? rick writes this: no, just more big brother watching. and on facebook, joseph posts, if this system can report to the parents, it can report to the insurance companies law enforcement, government officials. they will probably use it to their advantage

and our disadvantage. yes the accident rate, tickets and death are the highest for teens. in addition to following me on twitter and facebook, be sure to like fox business on facebook. and here are some of your emails on the hillary clinton email scandal we talked about so much last week. gerri writes this, if it were not for the media president obama would know absolutely nothing that is going on in his administration. and gene says this, just what this country needs is the preeminent presidential candidate an incompetent liar. how far we've come. i'm a fox news fan, having spent a lot of time on fbn, i love your show and i'll be back. find aid friend. send me an email. gerriwillis.com. we'll be right back with our question of the day. should teen drivers have an electronic babysitter?

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>> general motors will introduce new technology into their cars. should teen drivers have an electronic babysitter? we asked the question on gerriwillis.com. 46% said yes. 54% said no. hmm. and finally tonight we didn't have much of a chance tonight to talk about the newest scam on taxpayers. refund anticipation loans. the new part of it is that some tax preparers are offering these loans on prepaid debit cards complete with a usually set of fees. whether on debit cards or on checks, these are never worth the hefty price because they carry hefty fees. these tax preparers take disrank of theadvantage of the fact that you want your money quickly. that can mean a lot to a family that needs a tax credit. maybe thousands of dollars. file online. you can get your refund in as quickly as two weeks and not pay a fee to the sharks out there.

that's my "2 cents more." thanks for joining us. don't forget to dvr the show if you can't catch us live. "making money" with charles payne is coming up next. have a great night. ♪ charles: i'm charles payne, and you're watching "making money." the rally effort well it failed just at the last minute. head back by biotechs and also waiting phil on news. the drive-inrestaurant chain. a youthful hopeful america. the current success of the company speaks to today's youth in the notion they only want tail burgers. come on. the bacon double cheeseburger with mayo. 1200 calories. 790 from fat. almost 700 milligrams of sodium. 42% of your daily iron from this bad boy. management announced earlier this month, they were