troubled stock trying to turn it around. tough day today. [closing bell ringing] david: bells are ringing on wall street. everybody expected much better day than it ended up. last hour of trading something spooked the market, liz. you silts went down as a result. -- utilities. even the dow which was holding on to slim gains ended up in the red. looks like they will all stay there. as nicole just said, look at the russell 2000. small and mid-sized caps getting hit hard. liz: dan ses stitch, make hitting three days in a row. higher oil prices may have done the trick. either way. "after the bell" starts right now. liz: from green evergreen to red, let's get into today's action the ron weiner said global diversification which didn't work last year will definitely work tore this year. that is key to your portfolio.

where should you allocate more capital? ron will tell us. mike sorrentino here to give us his outlook on first-quarter earnings. and larry shover in the pits of the cme. larry, you get a crack at this. why did markets lose all of their gains. >> took a little while, liz. march 27th, the fed is dovish rally where bad must be good. this time it didn't jell. from friday, we had yields bounce back. we had the dollar rally. right now it is losing its physician. bad isn't necessarily good. consensus very, very complacent. almost ambivalent to growth. so we're going to have a tough road to hoe with earnings season coming up. that is the reason for today's selloff. david: larry, use the "g" word, growth. and there is a question about whether the jobs figures that we got, half of what they were supposed to be, was a harbinger what we'll see with the gnp. that we may have another

negative quarter. what do you think? >> so what? david: so what? does it affect profits? does it affect value? >> the truth of the matter you can't go quarter by quarter. you have to look at the longer picture and make your bets now. i think the bet right now u.s. companies, especially those internationally-based international sales, they will slow a little bit, fine. but ceo's have done a great job of managing this the. david: no doubt. >> we can have a little bit of a slowdown but we're still hoping for close to a double-digit return in the u.s. but -- david: wow. >> as liz said, we think alpha in your portfolio will come from emerging markets a little bit and europe and japan especially. we think that is a place to add some alpha because the, all of metrics are working in their favor right now. liz: all you have to do is look at recent history. exactly what our central bank did, mario draghi is doing. mike, perhaps that means, never a guaranty, but perhaps means we might see same type of gains in

europe we saw past couple years in the u.s. when we had very easy monetary policy do you agree with that? do you say there is still real opportunity here in the u.s.? >> i completely agree with that. the one thing about qe we know it works. it inflates asset prices. it doesn't fix structural problems in the economy. it does inflate asset prices. we're seeing it already in europe and somewhat in japan. look at shanghai index. it is up, what double in a year? just on a sheer notion they may see some easing over there. liz: dax in germany is hitting new highs. >> exactly. exactly. i think there is opportunity here in the u.s. still. but you have to be very careful. i would not buy broad-based index exposure in the u.s., nothing even close. i would pick very specific sectors and stocks. instead of going broad based. like i said earlier, go over to the europe. go to japan. get some of these currency-hedged etfs. that is where you make index money going forward. david: larry, there was a time, when the phrase inflating assets

was indication of a bubble. why is it not one now? >> well, i think it could, eventually be one but we're in the middle of it right now. we have to keep in mind, this is a policy experiment that has never been attempted before in 300 years, even before then. we don't know how it will end up. we're hoping for growth. europe is doing wonderful job. very fragile in the emerging markets especially. some pockets of eastern europe and south america especially. that could be a big problem that one is thinking about now. david: good point. >> for us, our industrial base is shrinking a little bit. some of our metrics, wage growth is definitely on the increase, but the broad-based factors, not on the increase. this could be a very troublesome year here in the u.s. liz: which brings me back to ron. ron, you're saying pick some names that might at least have exposure to europe. let's get to the favorites in this space, opportunities, not necessarily european stocks, but names that might benefit from

that. >> sure. we've been out of emerging markets for a couple of years. we're down to 10% foreign up until this year. now we're back up to 20. and what we did in the emerging markets was be strategic. i don't think you just want to buy an index. liz: okay. >> we bought the thing called econ. it is dow jones titans. 30 dow jones of consumer staples of emerging markets. the simple discussion there, we don't want volatility of emerging market,s so we bought the staples. the third large companies that sell toothpaste, that sell beer, things like that. what you end up with is a consumer is who supposed to be spending somewhere in the neighborhood of $30 trillion by 2030, they're only spending 15 trillion now. so it's a growth area. as far as europe is concerned, for that we're using either funds or etfs. we're not buying individual ones and they're broad behave. we think we'll based.

we'll let managers do that. not pick european stocks ourselves. david: mike, talk about the consumers, no bigger consumer market than you have in china. alibaba is slowing down. they have tremendous market share. david: impenetrable market share, market share we can't get into. the stock is way off its highs. the highs in november was 120. flat just about at 80. 82.21 is where it closed today. is that a pie? >> i think it's a major buy. rarely you get opportunities, you said it yourself, they have a great position what could be one, two, three decade consumerrization story in china. high margin business, great valuation. this is the type of stock you buy, you don't have to think about it. let it sit in the portfolio. doesn't require a lot of work. for a long termer, sorry, long term investors take advantage of short-term concerns in the stock and get in now. liz: thanks so much to all of

you. great to have the discussion. ron weaners, mike sorrentino, larry shover. good advice, guys. david: thanks, nice. vowing to quote, defeat the republican machine, senator rand paul announced he is running for president. liz: the former eye surgeon from kentucky taking aim at rising national debt and his own party in his speech. listen. >> as i watch our once great economy collapse under mounting spending and debt, i think what kind of america will our grandchildren see? it seems to me that both parties and entire political system are to blame. liz: what would rand paul mean for american business? that is what we're about. joining us now, anthony scaramucci, skybridge capital, cofounder and managing partner and fox business contributor. mr. rand paul struck a very energetic note today. he took a couple of swipes at

his own party and took swipes and barack obama. what do you think about the business community and tiny window he opened to his plans? >> he is an interesting guy. like version 2.0 of his dad. he is populist. what happens when you're a populist, saying nerve-rattling things like you will audit the fed you're leaning hard on wall street, things like that, a lot of sophisticated business guys will pull back from that i don't dislike him. he is very smart. super hard, liz, to run against the washington machine when you're one of sitting senators and you have been for several years. david: sophisticated business machine must like a little bit what he said of repatriation of capital which he wants done. >> his policy stuff is little out there. david: foreign policy we'll talk about in a minute. what about money? he is up against big money-raisers in the form of jeb bush, others, even scott walker i understand you know a little bit about. >> yep. david: what does he do to get money because he will need a lot

of it. >> full disclosure with viewers i'm with scott and raising scott money. scott will have enough money to compete. president bush's son will have most money. 40 years of bushes running. a lot of favors. david: rand is a long shot. >> i like jeb but you need enough money to get on the podium to be in the competition. i think what we're learning about the republican party right now, is that every time we pick the establishment candidate, it has not worked out well for us. bob dole, governor romney, which you know i'm a big fan of. the establishment candidate is not really worked for us. so now you're seeing, in the polling numbers, scott walker, not really the establishment candidate, at 15. jeb, really the establishment candidate at 12. and rand sees an opportunity there. he thinks he can slip himself in there. his policies are different. he is going to straddle the line beating the washington machine and being part of washington. i think that will be difficult for him in that party. liz: he has bitcoin on his side. a couple of things he announced

today. he would be tweeting a lot. he did a little town hall on facebook. >> super likeable. liz: super likeable. energetic. >> i totally agree about the republican party. has to go at it in the inner cities. got to tell the story. has to be approachable. liz: that doesn't seem a problem for him. i would look at him and, one of the things he said, both my sons have minimum wage jobs, working their way through college. that strike as tone with bolt older set and younger set. that, can he straddle the line get both younger vote and older vote. >> that is his play. i'm a ronald reagan republican. 11th amendment is not say anything negative about another republican. i'm not here to rail on rand paul. just saying his path to the president, he does have one is little more tenuous. he hasn't run a state. hasn't coordinated with legislature. doesn't have record as executive. we have sorely need of executive competency right now in the

united states. david: sounds like what you're saying we're also sorely in need of somebody who can identify with the person running? that was one. hits -- romney was a great manager. he managed businesses. he managed the olympics. he managed a his state. he was so rich. born into wealth people couldn't identify with him. scott walker is somebody perhaps you could. perhaps also rand paul or no? >> listen, if jimmy fallon was mitt romney's campaign manager would have been a lot better. see him on jimmy fallon how relaxed he was. rand paul has that approachability. scott walker has that approachability. scott walker is more scary to the opposition because he won three elections in four years in a very, very blue state. david: he is a governor. >> and he is governor. david: not first-term senator. america had experience with first-term senator. >> this narrative is super compelling. going to blue colorado lar democrats. things are unfair. working 35 hour week. public union workers. i want to right size it.

republicans will come out stronger than people predict. if secretary clinton running on her own, she has nobody to sharpen her up for big battle ahead. david: very quickly, does rand have any big money, like you for example? >> not that i'm aware of in new york. that is not to say he doesn't have big money in kentucky and other places. >> peter schiff likes him. he has lots of money to put behind him. david: gold. not cash, gold. not even bitcoin, gold. >> give you the math. it is about 15 million u.s. dollars to get into the game. it is 100 million u.s. dollars to win the primary. it is one billion u.s. dollars to compete for the presidency. liz: that's a problem. >> can he -- david: ante into the game, 15 million. >> you see what you just said? that is the normative thing. truth of the matter how it works, liz. you have to have money to show up in the game. david: fascinating stuff, anthony. we're not done with rand paul. we'll be talking about that with

our panel coming up. for example, silicon valley, we didn't mention that with anthony. could he perhaps be one republican silicon valley could get behind? all those young entrepreneurs? there is a lot of money there. liz: huge advantage possibly. the administration continues to search for ways to make housing more affordable. how much easier can they make it? but could these policies do more harm than good? david: starbucks, did you hear about this. they're partnering up with arizona state university to give employees four years of college. that is online institute. that could be up to $60,000 per employee. how many employees could they put through this? we'll be talking to a member of this new plan. liz: a massive power outage hits capital hill. simultaneously smacking some of our most important buildings. there it goes. who did it hit? what is behind it? we've got the latest.

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xfinity watchathon week. now through april 12th. perfect for people who really love tv. david: did you i think the worst when this happened? massive power outage in the washington, d.c. department of homeland security, justice department, state department, house office buildings were all affected. state department's briefing was among several events to feel impact. white house press secretary josh earnest saying it was not an act of terrorism.

there you saw the blackout. >> i do understand my colleagues over at department of homeland security indicated they do not currently see a nexus to terrorism or anything like that. david: that is good news. d.c. electric company pepco, experienced a dip in voltage in the area that cause issue with a transmission line in maryland. they're working to repair the line. even oprah winfrey was stuck in the dark when power went off during her speech in a packed d.c. theatre. you can only imagine what happened then. liz: disturbing especially when it was simultaneous in many buildings. there is new tv based app helping to make it easier. search for what you want, click, instantly it connects you with realtors and loan originators all with your remote. it is move tube. two of creators are friends of this program, brian stevens,

frank garay. hello. >> how are you doing? liz: david, check that out. they are co-host of the national real estate post. before we get to the technology, gentlemen, we need to talk about the state of the market when it comes to housing. administration speaking about its efforts to make housing more affordable. there has been support but also criticism about its approach. what do you make of the government's efforts so far to get people back into the housing market? >> brian? >> well, i mean, you know, dropping the pmi with fha was that pretty good move. as far as making housing affordable, really what we have to do, we have to make it more a abundant. we have real liquidity issue. lenders don't want to lend. they have a ton of overlays on products they're offering. essentially only people with the best of the best credit. liz: right. >> high reserves and full doc loans are getting deals. we're looking lending volume basically goes back to the same

volume in 2008 when the housing market was on fire. so the market has fundamentally changed but we might not be in a housing recession but we're in a lending recession if not depression right now and that's big problem. liz: frank, we've got new home sales, highest rate in seven years after the housing implosion. wouldn't this stand to reason some of these plans that the government put into place are doing well? or is brian right? i know i had trouble getting a mortgage. bernanke had trouble refinancing. come on. >> well, you mentioned it was new home sales, is that what you said? liz: yeah. >> yeah, new home sales, with that you will get a lot of the buyers that do fit into the higher credit profiles still. where we still have a lot of problems with the low to moderate incomes. for example, right now, with the launch of dodd-frank and cfpb, we have 3% cap rule where lenders only make certain amount of money. you start getting into lower valued homes. homes out there 50,000, 60,000,

with 3% cap, lenders simply can't afford to lend on those. so they have a still a big problem they're looking at. that has not been addressed in our opinion. liz: you're in the business of solving problems. that is with your app. brian, talk about this app. only through row cue right now. >> right. liz: explain why, and what does it get me? >> this is really cool. when people want to search property right now they're using mobile devices or using their computers. liz: right. >> but your televisions right now, they will all be smart televisions. they are basically becoming computers. when you stream on any streaming device, apple, roku, amazon, it is essentially receiving information. you watch your netflix. you watch your amazon prime or listen to pandora, whatever the cases. we figures why can't we have volley of information back and forth? why don't we leverage what we understand about properties and our relationship with multiple listing systems out there. why can't we create a search portal for consumers on their

televisions, but what we do differently, you're not just digesting that information. so consumer, in any city in the country can search properties already preloaded on there. if they want to speak with a real estate agent or get a quote to speak with a lender, with quick from the remote, they can communicate back with their television. liz: that is the issue, frank, the lenders. >> it is not the issue. it's a great thing. they can talk to lender or real estate agent. it is wonderful, liz. liz: only on roku, what up? >> we'll get to the other platforms. we chose roku right now because they are the best. they have more units out there than apple in the united states. they have much more powerful platform. if you were to google what is the best streaming device they come up as number one all the time. we want to start with the best one. we'll go to the other platforms as soon as we can. >> yeah, we're looking android, which is what our smart tvs are developed on. that is something we're looking into. we're working on amazon. apple is kind of a hard nut to

crack. they're not answering our calls as much as we would like. but once this thing starts cranking they will be knocking our door down. liz: yeah. >> we're looking for you guys. liz: what he said. i will. who needs the property brothers. you guys are dress like twins. that is what matters. >> there you go. >> i went without the played today. i don't know why. >> solidarity for the black out in d.c. we had this whole thing planned. coincidence? i think not. liz: i think not. come back, brian stevens, frank garay. david: tim cook should take their calls. no doubt about that. rand paul going where few republicans have gone before, for money. talking silicon valley. why the newest presidential candidate think his message will sell to big tech. will his gamble pay off? our all-star an nell has answers next. the big debate could shake up your diet. is the federal government

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liz: a federal jury beginning deliberations today whether dzhokhar tsarnaev is guilty of caring out the boston marathon bomber two years ago. the jury will eventually decide whether he will be put to death or life in prison. david: in federal court we have molly line with the very latest in boston. molly. >> seven women, five men will decide the fate of dzhokhar tsarnaev. they have been deliberating a little more than seven hours. this is the first phase of his trial. if he is convicted on any of the charges it will go to second penalty phase. it is likely we may see guilty verdicts here, largely because we think that, because the defense attorney, literally in her opening and closing statement acknowledged that he was involved in the bombing and the rampage that followed. frankly it was him. despite that, we can't count on the jury to finish their job

quickly. the indictment is very long and complicated. there are 30 federal charges, 17 of which carry possibility of the death penalty. there are three conspiracy charges in the mix which the government alleges tsarnaev and his brother committed these acts. the overall arching events of that week, to bomb, terrorize and destroy. defense attorney judy clark push ad different narrative that dzhokhar was a teenager, manipulated by his older brother to committees inexcusable acts. there are a multitude of weapons counts. there are six bombs and one ruger 9mm named in the different counts. they will have to determine whether or not they were used or whether or not they were brandished. there was discussion whether the jury retired about certain exhibits. they do in fact have a lot of exhibits they could very well be looking at. there is a large monitor the jury can use to bring up various sixths. they can look at various physical items brought in over the course of this trial. looking back on weeks of

testimony, could take some time. there were 92 witnesses called by prosecutors, just four by the defense. david, liz? liz: the fascinating but very touching and worrisome. molly line, thank you very much. >> today with we have the news, rand paul is tauping to engage a younger broader group of voters than republican usually get. will his libertarian message resonate in silicon valley? let's ask our panel. we have a representative from silicon valley, rich karlgaard, "forbes" magazine publisher, sabrina schaefer. and rich, we've known for a while silicon valley leans to the left but have strong libertarian instincts. do you think rand will go over there? >> i think he could have very well. one of the better known billionaires of silicon valley, peter thiel, who create ad fortune from paypal, various

other invests, big supporter of rand paul. the leftism from the silicon valley the ceos of apple and google lobby a lot. the real beating heart of silicon valley is still very libertarian. david: sabrina what do you think about rand and silicon valley? >> rich is on to something. silicon valley, left-leaning and culturally progressive. they will be attracted to so one like paul than more establishment gop contenders. what is interesting, silicon valley in recent years has become a lot more politically motivated, a lot more politcally organized and engaged. we're seeing this on social size with religious freedom issues, like net neutrality and privacy. i think rand paul is on the right side of history with those. david: anthony scaramucci, the ante to get into a a race is $15 million. one of these silicon valley billionaires could write a check without thinking about it. there is a lot of cash there. >> they may have business

motivation. look at previous statements from rand paul, one thing he said i thought very interesting, asked about cuba and our new open door policy with them. obviously isolating the cuban government is not working so let's overwhelm the castro regime with iphones, ipads, american ingenuity. maybe if he supports silicon valley pushing gadgets to cuba, they will support him, sure. david: a number of knew businesses actually decreased in recent years. people from all over the world still flock to the united states to start new businesses. so, sabrina, we obviously could do a lot more to make this a more entrepreneurial place but aren't we still the best at it? >> i like this think so. i think it runs deep in the american social fabric, entrepreneurship and self-improvement. that being said there is a lot of things in washington that can stand in the way. if we look at something like obamacare. this is causing businesses to contract. it is causing other businesses not to start. if we see the micromanaging of

wages and benefits, these are all the kinds of policies that will prevent the creative minds out there from wanting to take the rks that are associated with entrepreneurialship. david: cheryl a little an neck coat. i know a anecdote doesn't make case for anything. in new york i meet a lot of parisians, we can't deal with the taxes in paris or new regulation, et cetera. new york is our kind of place and it is easier to start a business. >> to start a business, sure. i think other side of being entrepreneurial or developing new things i heard health care mentioned for just a moment. look at what the israelis are doing with regards to new therapies for different cancers and brain diseases, the french as well, the germans, when it comes to cancer research, they're way ahead of us. i have to say maybe we're better to start a business, if you want to start a dry cleaning business. if you want to make some changes to the world and do some good, i'm not so sure america is really best way to do it because of regulations. david: wow.

that is not optimistic. rich, what do you think? >> i would put silicon valley up against israel any day although i'm a huge admirer of israel. i think israel has steeper problems. if you want to be lawyer or accountant you go to accounting. now they're forced to be accountants and lawyers to run their business. that is hurting small business. david: there is still a lot of people, both smart people and uneducated people dying to get into the united states right now. thank you, gang. more coming up. the fed says we need more inflation but is it much worse than what the government is letting on? the shake down on salt. is salt good or bad for you? liz? liz: can't wait for that one. always something different, isn't it? get a job. then go to school? how starbucks is turning the old model right on its head. that is coming up. plus samsung scoring glowing reviews already for its new fall lax sys-6 phone but could a new phone be enough to rattle

apple's expanding product universe? keep it right here on fox business. we'll answer that coming up. i am totally blind. and sometimes i struggle to sleep at night, and stay awake during the day. this is called non-24. learn more by calling 844-824-2424. or visit your24info.com.

actually, knowing the kind of srisk that you're comfortable sure thiwith,ight? i'd steer clear. really? really. straight talk. now based on your strategy i do have some other thoughts... multiplied by 13,000 financial advisors it's a big deal. and it's how edward jones makes sense of investing. david: struggling middle class keeps getting punched in the gut with job losses and higher prices even though the fed says we need more inflation but do we really need? isn't inflation a lot worse than

the government is letting on particularly for the middle class? >> sure below the middle class, basic supplies like food, so forth, inflate at higher level than discretionary items, particularly technology items which come down in price. the poor and middle class end up paying a lot more. they're paying for the cheap dollar. david: cheryl, the fed is actually doing more to make life tough for the lower rung than anybody else? >> correct. the wage situation with the jobs report last week. look at wage growth and add it in combined with inflation we haven't seen anybody get a pay raisins 2005. we're sieveliving the same way we were live since 2005 on doll already per dollar basis. that will not cut it in 2015. that is 10 years later. david: sabrina imf came out with a report, saying get used to it. we can't expect any improvement in living standards for decades to come. >> i would add to cheryl said,

wages may have inched up slightly but hours were contracted. means even less than it would have otherwise. i mean i think that some of the regulations that we're seeing, again here in washington are making things like buying regular household goods and food more expensive but having a free society means you have to have affordable goods and services. that is something we're finding is more and more difficult for average americans. david: our colleague "forbes on fox," john tammy, just came out with a book, i give him a plug we can snap back in no time. i think imf grim assessment is too much. after years telling us we eat way too much salt. a lot of researchers claim salt is good for you. should we buy into anything the government tells us about our health? cheryl, i want to quote one of the researchers, this is woman of great importance. she is the former president of the american heart association. she said the current salt guidelines are based on almost nothing. some people really want to hang

on this believe system on salt but they are ignoring the evidence. so do we believe anything the government comes out with? >> well, look, go back to the word guidelines, for instance. these different bodies, the american heart association and the government are arguing over milligrams of salt. i mean the average salt we should have today is teaspoon of salt. that is what the government says. a few milligrams hess are, a few milligrams more. that is what we're arguing about salt. i will take the guidelines from the government as far as healthy living because salt and blood pressure you can not ignore that correlation. david: hold on a second, cheryl. i read some of the reports leading up to this and there are big differences what the government used to recommend and what a lot of people are saying is necessary. very different. there is a very wide divide between the two. >> yeah, you know, i think this just comes down to common sense. if you avoid junk food, avoid a lot of excess salt, so avoid junk food and happily salt, whatever is left. david: sabrina, should we avoid

advice from the government on our health? >> yes. that is what is settle thed here. study on salt is not settled but imf has a report on culture of alarmism. the government uses studies and fear to initiate new regulation which drive up the cost of goods. it makes living more difficult. makes us less free as society. all of this is very bad. i wish the government would get out of the way. david: cheryl, makes you wonder in the era of obamacare where the government is more involved in our health care i feel cornered by these people. >> it will cost them. why do you think that some american corporations now have gyms and weight watchers meetings internally? they want their employees to stay healthy so they don't end up at the doctor facing heart attack and stroke, i'm sorry horrible things in your life and very costly thing when it comes to health insurance. david: makes business sense to keep people healthy. let's not take advice from the government to do that.

sabrina shaver, rich carl guard. don't forget to see rich and sabrina and myself on forbes on fox every sate day noon eastern time. liz: viacom shares surging online competition. parent of mtv, nickelodeon, and lay off as many as 400 people and take a pretty significant charge of $785 million. viacom blaming the rise of online streaming services in part for a huge drop in first quarter ratings. both nickelodeon and mtv plunged 34% from last year. bring back snookie. david: even when they're competitors you don't like to see layoffs. never like to see layoffs. how about a college degree with the cup of joe? starbucks is teaming up with arizona state university to pay for the full cost of a degree for employees. we'll talk to the head of the

program at the university. that is coming up next. liz: signs of life at samsung as profits decline slow down but they're still there. is it the new smartphone, the galaxy 6, that will be the secret to revamping sales and taking on apple? the valentine reviews and investor reaction are on its side. stay tuned. [ male announcer ] some come here to build something smarter. ♪ some come here to build something stronger. others come to build something faster... something safer... something greener. something the whole world can share. people come to boeing to do many different things. but it's always about the very thing we do best. ♪ it begins from the secondt the pursuiwe're born.ier.. after all, healthier doesn't happen all by itself.

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liz: starbucks is doubling its free college tuition offer for employers. it will cover the entire cost of an employees online bachelor's degree with the partnership with arizona state university. david: how do they do it? we have phil revere, head of ed plus at arizona state university. congratulations. i really don't understand how it is possible for starbucks to do this because an average four year education at asu is $60,000. how many employees can they put through with a program that costs 60 grand? >> the coal is to have between 10 and 20,000 students once we hit steady state per year through the program. and i thinke can do it. the program exists financially because of generous scholarships

provided by both arizona state and starbucks in this regard. the good thing about online education we're at a point now, where scale does yield some efficiencies and starbucks is one of the first companies to realize that. liz: phil, we're interested in the genesis how this came about. did howard schultz, the head of starbucks call you? where did the negotiations go? what is the exciting part of all this? >> president crow of asu met howard through a markel initiative, markel foundation initiative. i remember going into a conference room in president crow's office and we had a phone discussion with the vice president of strategy for starbucks and vice president of public affairs. and, about five days later i was on my way to seattle. liz: wow. >> we sat down with leadership at starbucks. and it was clear that what they were doing at that time to is

reviewing schools. they had the idea that education was a 21st century benefit in the same way health care had been important benefit in the 1980s. they were trying to figure out how they could provide that benefit to their employees. i think we had, both organizations, both arizona state and starbucks are committed to a certain vision, on the partf their partners at starbucks. for us, it is about providing access to the maximum number of people we can to begin reversing a trend around adult degree completion in the u.s. david: phil, comes at an interesting time though for for-profit institutions like yours because there are these new federal guidelines, something called a gainful employment rule, that some people say blocks access for students to federal scholarship programs. have you heard anything from the federal government about this? maybe there will be waivers that won't be applied to this

program? >> well, just to be clear, asu is not a for-profit institution. david: right, i understand. >> we're a not-for-profit public university. david: but still an online course. those are the kind of programs that have been targeted. night is. so the gainful employment rules are really designed to insure that the funds that the university is expending and, that the fund that we're receiving in tuition are good investments on the part of the students. and we'll put our online programs in the, outcomes of those online programs on par with what we're doing in the face-to-face programs as well. our students are getting out. they get good jobs. the difference about online programming with our population of students, is that these students already have jobs. they're already working part time. david: true. >> what they're trying to do now is level up into a position. they have hit a point in their career. they're 25, 30, 35 years old.

they hit a point in their career where they can't apply for jobs without undergraduate degrees. liz: arizona state university's phil regere. good luck. that is great. david: good sounding program. >> thank you very much. david: thank you for coming on. great partnership. >> you bet. liz: samsung suffered at the hands of industry giant, oh, yes, it is apple, for years now but is the smartphone maker reaching a turning point with that thing, the brand new pending release of the much-anticipated galaxy s6? >> i'm gerri willis. coming up on my show, i will speak with the ceo of h&r block. we'll talk about tax season and fraud, some. big issues with the taxpayers. that some coulding up on "the willis report" in just a few minutes.

people ship all kinds of things. but what if that thing is a few hundred thousand doses of flu vaccine. that need to be kept at 41 degrees. while being shipped to a country where it's 90 degrees.

in the shade. sound hard? yeah. does that mean people in laos shouldn't get their vaccine? we didn't think so. from figuring it out to getting it done, we're here to help.

gerri: samsung is forecasting disappointing sales for the march quarter. this could be sixth consecutive quarterly decline, but with this thing, new galaxy s6 smartphone expected to be released this friday could it be the game-changer the company needs to make a come back. joining me "laptop" magazine editor-in-chief. we have the edge version of the s6 in our hand. i will turn it slowly to see first the front. then how thin it is.

this side part, hence giving it the name the edge. will this be a winner that this company needs? >> yes. based on our review, even our head-to-head with the iphone 6 i would say yes. because it actually beats the iphone on a few counts. this is first time i've seen a samsung phone where it is sexier than the iphone. almost makes the iphone plain. grass on front and back. that is nice job with the design. that is how you get people in the door. gerri: i think it is sexy. you have it. you have it. this is so exciting. >> yeah. gerri: can that swamp these very weak numbers? operating profits are expected to decline 31% for q1. sales expected to decline 12% for q1? >> right. think not only what samsung is doing but also the competition. we're reviewing the phones like what htc has and lg. that is better than they have. samsung, a thing people don't talk about they make their own chips. with new profits on inside,

better performance and battery life versus qualcomm. that is why you're seeing qualcomm dip in terms of their stock. as far as this device goes. couple reasons why we like it. two, the camera is better in some respects than iphone. the design. and lasts longer on a charge. gerri: we it -- liz: we put it up against the competition that is the issue. that gravitational pull of apple's solar system. >> yes. liz: you've got everything that apple, people say it all syncs together. why do i need this if i have this? >> that is the biggest challenge. not just about the device itself. everything that it connects to. say my mac book for example, i get text messages on my macbook, or with the apple watch, they expected to sell 15 million of them. but it doesn't work with samsung products. its with the suite of system that everything connects together. that is what is missing from samsung's puzzle. liz: but can the phone beat

numbers out there, also competitors? everything from the lower-priced japanese offer chinese cell phones out there? >> sure. igned to compete with that part of market. this is -- liz: 299 with a contract, right? >> the essex edge is priced 299 as opposed to 1899 for sx. i think they sell a lot of edge people like the look and aesthetics. they can pad the profit margins because of that delta. liz: they have to figure it out. it has gorilla glass. so if you drop it, david, this is not an easy thing to hold. david: can i trade in my old samsung? this is ancient history right here. can i trade that in and keep the contract? >> yeah a lost carriers -- there you go. david: thank you, liz. liz: mark, thank you so much. everybody read "laptop" magazine. david: i can't he will you the difference. this is the oldest version you can probably get, right mark? >> one of them. it is up there. david: the battery lasts about

10 seconds. this one lasts all day? >> they're getting better with efficiencies. liz: all about the battery. all about gerri willis with a big tax show to help you coming up. david: this is exciting stuff. don't want to miss it. stay right there. we'll see you tomorrow. gerri: hello, everybody, i'm gerri willis and this is "the willis report," the show where consumers are our business. miserable, crummy and delayed. it is the worst tax season in years. >> the word delay is across the board. possible delays in refunds. gerri: rush users guide to taxes with our special guest the ceo of h&r block. also starbucks expands free college plan to cover the full cost of a bachelor's degree. >> free on-line college for their employees. gerri: we'll break down the plan. why starbucks is doing it now. rand paul makes it official. >> that i am putting myself forward as a candidate for president of the united states. [cheers and applause] gerri: we'll examine the centerpiece of his