head into this next tase phase depending what prosecutors put for them. lizs, david? david: molly line. great description what happened. we appreciate it. liz: more on fox business but for now "the willis report" is next. gerri: hello everybody i'm gerri willis and this is "the willis report," the show where consumers are our business. get a bigger insurance discount by giving up your privacy. is it good for consumers? the company behind the new deal is here. google takes on angie's list. what are you really getting when you search online for a handyman? we'll investigate. also user's guide to taxes. don't pay uncle sam a penny more than you have to. >> deductions and credits help lower income that the irs taxes. gerri: we'll go through commonly overlooked deductions. a 12-year-old scoring a near perfect bracket. but espn won't let him collect the $20,000 prize. >> i think it is tacky.

i mean it is embarrassing. if i'm at espn right now i'm ashamed of myself. this is ridiculous. gerri: all that and more coming up on "the willis report," where consumers are our business. a jury convicted dzhokhar tsarnaev of all 30 counts stemming from the 2013 boston marathon bombing. cheryl casone is live at the breaking news desk with the latest on what turned out to be less than two days of deliberations. cheryl? >> it was, gerri. the jury only deliberating for only 11 1/2 hours. dzhokhar tsarnaev as you mentioned guilty, yes on third federal charges. some of the counts, conspiracy to use a weapons, resulting in death. use of weapon resulting in death. aiding and abetting guilty. with his brother. possession and use of a firearm during in relation to crime of violence resulting in death, guilty. 17 of these 30 federal charges do carry with them the death penalty. this was phase one of the trial

up in boston. now we're moving on to phrase two. the jury will have to decide whether it is life or death for dzhokhar tsarnaev. the defense attorney came up with interesting defense yes he did it, was part of it but was under the influence of his brother tamerlan. the jury didn't buy it whatsoever. we heard from family members after the verdict was read. look, he was 19 years old at the time. he knew what he was doing. he deserved everything he got. we got a snapshot what he was like during jury reading verdict. dzhokhar was very still, not stoic. looking down. fidgiting a little bit. not showing emotion whatsoever on his face but looking down also. a few things. this was a 19-day trial. these charges, again in federal court, what is interesting if he does get the death penalty we think that the second phase of the trial could begin next week at the earliest. if he gets the death penalty what is interesting, if it you look at federal system, since 1964 only three convicted people that have been convicted and

given the death penalty under federal charges have actually been executed. we've only had three executions since 1964. what does this mean? he could indeed be convicted and given the death penalty and rot in a jail cell for years and years. one other thing i mentioned here jury asked for a lot of questions, about the conspiracy charge. maybe they wrestled with issue whether he was completely conspiring with his brother or as his defense attorney says was not so involved. real quick, gerri some of the jury pool. we got a snapshot. we have air traffic controller in there. a cake decorator, living in rv right now. 18-member jury. 10 women eight men. you have to have backups. you had retired telecommunications worker. believe it or not someone a part of coast guard. a real mix of americana in the jury. again, 30 charges, all guilty.

now we move on to the next phase. will he or will he not get the death penalty in this incredible case that really gripped the nation and in particular gripped the city of boston. a lot of emotional testimony gerri by the way too. they had more than 890 witnesses the prosecution did. some of it was really tear jerking stuff. this will be a second phase trial that will be interesting to watch as well. gerri: share, thank you for your terrific reporting on that, we appreciate it, thank you. another story out of the boston area tonight. we want to bring you the latest on another big trial, the case of former new england patriots player aaron hernandez now in the hands of the jury. jurors asked for and received a list of more than four hundred exhibits they have to sift through. the jury has to decide whether to convict him hernandez in 1930 shootings death -- 2013 odin lloyd who was dating sister of his fiance.

another top story out of the federal reserve. retirees getting slammed by the fed's ultralow interest rates. officials are as divided as ever when you should expect rates to rise. we have analysis from john fund columnist at "national review." john, welcome back to the show. good to see you. do we have you there? can you hear me? >> i will. ask them to wait for you. gerri: having issues here. john can you hear me? all right, we'll move on. maybe we get back to john in a moment. we want to talk about the federal reserve story. in the meantime, would you trade your private health data for an insurance discount? that is what john hancock is offering. the company is launching a new life insurance program that can save consumers as much as 15% off their annual premium. with that hefty discount comes with a price. you have to share your personal information. here to explain, the john hancock financial president. great to have you here, craig.

thanks for coming in. >> thanks for having me. gerri: we're very clear just about this product. i heard a lot about it. explain to me what you're doing? >> we launched this product today. i'm really excited to be transforming the life insurance industry here in the u.s. i guess what do i mean by that? first of all john hancock is already one of the major sellers of life insurance in america. but if you look at the market over the last 20 to 30 years, actually insurance ownership has been declining in the united states. gerri: down pretty dramatically about 30%. but you have a plan whereby people can get discounts on this product. ifthey share health information so tell me what your company is asking for? >> he will well first to describe why i think insurance ownership has gone down. we haven't really kept up with the times. if you think about the trends, people are much more interested in their fitness, much more aware of healthy eating diet fitness, et cetera and much more knowledgeable about it. secondly, people are looking for

a very customized, personalized experience out of products out of all products. this is really the internet driving it. they're looking for engagement and technology. everybody has smartphones and fit bits. gerri: you have one on right there. >> exactly. gerri: so i understand that if i buy your life insurance product, you're going to give me a fitbit? >> that's right. gerri: what will you expect me to do? >> well, you know i guess, the first thing that we're going to do is, we already take a tremendous amount of information about you, when we underwrite you for insurance. >> sure. gerri: we have access to tremendous amount of data. we don't use it for your benefit. we use it for making an underwriting decision. from now on what we'll do, we'll tell you what our assessment of you and your health is. we'll tell you who how to improve your health and do it on continuing basis. very personalized and engaging. gerri: i think it is fascinating you take the information, put it into the computer and pop out with information what i should

pay and what kind of a risk i am. you have interesting partners in this program. whole foods rei, know that company from the west coast hyatt. what are they doing? >> we want to also on top of trying to help you live longer and, give you the tips that you need to do that. we want to reward you for actually taking steps to be more healthy. these are little steps, doing a little more exercise. getting health screenings. all things that you should do anyway. gerri: flip side for that, you say it will help me. you can also price better, right? if you have this information. it helps you figure out what you should be charging me for the life insurance plus let's say i slide. let's say i'm a five-day a week exerciser right now and i get married and i kind of slow down. you're going to charge me more, aren't you? >> that is not really the principle. this is very positive experience. you can get the product without this benefit or with this benefit. if you choose to get it with this benefit and -- gerri: get discount. >> you get a discount.

gerri: 15% is what i read? >> up to 15%. can save thousands of dollars. and all these reward partners, whole foods you can get fun rewards. people need prodding to get out of the bed to go to the gym. gerri: yes you do. maybe not you but i need prodding. one interesting fact out of your research, most persons are five years older physically than their age. >> that's right. gerri: so that is not good news. you're trying to help people get more physically fit. and then price your product accordingly. craig, thanks for coming on the show tonight. great to have you here. >> thank you very much for having me. gerri: now we want to know what you think tonight. here is our question. would you be, would you be willing to release your private data to lower insurance rates? log on to gerriwillis.com, and vote. i will share results at the end of tonight's show. back now, i think we have john fund columnist at "national review." we were talking about the fed. i got to tell you john board of governors are completely

divided when it comes to raising rates. seven years into zero rate environment or near zero rate environment. what do you make of that? >> the chair of the federal reserve, janet yellen, basically controls the board. the other members can carp but they can't really move against her. they never have in the past. i think we're trapped. i think that we're going to continue to see zero interest rates because for a while, because they're too scared of what the market does. every time the fed signals they might change interest rates the market might go down four or 500 points. i'm really worried we're in, we're in what japan went through for 20 years and still is. that we can't get out of this trap. gerri: let me ask you this though so if the fed is too scared to implement maybe a quarter point rate hike, what does that say about our economy? i mean if it is so, you know as atlanta fed said 0% growth, is that where we're at?

is that what is going to happen here? >> no. i think we'll continue -- any economy increases population with some productivity increase will grow 2% a year. this is half of what we did in the 1980s and half of what we did in the 1990s. i think this is permanent stagnation. that means lower living standards for americans. no pay increases. and entitlement crisis that will come much faster than we think because most of our entitlements will come due 10 to 15 years as baby boomers require. recipe for fiscal crisis in about 10 years. gerri: i think you have got that dead on. i think you're absolutely right. but i want to bring up one other concern about long term zero interest rates here. seniors are getting killed. i mean -- >> anyone who saves is getting killed. gerri: people who were doing the right thing, people who are putting money aside for their retirement, college savings people who are trying to get by under their own steam do it themselves, not relying on the government, they're getting penalized here.

>> we used to encourage people to save for their children's college education. now we're encouraging to take on way too much debt. federal government has monopoly on that debt and it's insane. you do right thing you get punished. you do the wrong thing somewhere a federal program will bail you out or put you out of your troubles. >> i completely agree. we've been talking about for some time. presidential contenders are shaping up. you know, there is a lot of conversation about what should be done next, right? there is everything from audit the fed to get rid of irs. is it, is it baby steps we should be taking here? or should it be something as dramatic as, what rand paul is suggesting? >> well, comprehensive tax reform, everybody agrees in principle that we need it. we have highest corporate tax rates in the world. it is hurting our economy. should bring down rates and close loopholes like reagan and democrats did in bipartisan way in the 1980s. as for the fed, the fed

continually failed. the fed was put in place to make sure we didn't have boom and bust cycles. well, maybe we don't have boom and bust cycles quite as often but stagnation lasts much longer. i think we need to take a searching look at the fed and whether or not after 100 years, it passes the test of whether or not it stablizes our economy. clearly it hasn't. and clearly some adjustments need to be made. only person talking about it in detailed way so far is rand paul. so kudos to him. gerri: a long way to go. john, thanks for coming on the show tonight. appreciate it. >> thank you. gerri: still a lot more to come this hour including latest trend in grocery store shopping. but will it cost you more? next our users guide to taxes with advice getting deductions you're due and any other strategies to help you avoid taxes legally of course. stay with us. ♪

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e*trade. opportunity is everywhere. ♪ gerri: april 15th is a week away. we are in the homestretch of this year's tax season. for those of you scrambling to file quickly, don't make the mistake of leaving money on the table by not claiming all the deductions you're owed. here with the most commonly-missed deductions is the contributing editor to j.k. lasser tax guides, including this one. look at this. 1001 tax deductions and tax breaks. exactly what you need. barbara is here. welcome. >> thanks, gerri. gerri: tell me, you are a big advocate of filing the long form because you want people to get de, its. tell us about that. what money are some people leaving on the table? >>%well, taking the standard deduction instead of itemizing can cost you writeoffs that are

due. think about itemizing, for example, if you own a home, you live in a high tax state, you make a lot of charitable contributions. as long as you have the records to back up your writeoffs. but recognize if you're 65 or older, or blind, you're entitled to an additional standard deduction a higher, a higher, which makes it a higher standard deduction amount. gerri: all right. so, bottom line here what we're talking about is, to get all of the deductions you might be due, fill out the long form. do the work. you can either do it with a pro or do it with accounting or tax software, which will ask you all the questions you need to know. now we know about mortgage interest deduction. i'm assuming, we've got a pretty savvy audience out there. they know about that they know about charitable deductions, state and local tax, real estate taxes. they get that but there are some things that people might not know about. let's start with student loan debt. what portion of that is deductible? >> well a student can deduct up

to $2500 in interest each year as long as his or her modified adjusted gross income isn't over a threshold amount and they're not a dependent. they can take this deduction even if their parents or their grandparent, for example, pay their debt. so that's a way for parents to help a recent graduate financially. and again the student, the graduate, gets the tax deduction. gerri: don't you have to make sure though, that your parents aren't claiming you on their tax forms? >> precisely. you can't be their dependent. gerri: you can't be their dependent. they can't take exemption for you. talk about the sandwich generation. i get this question all the time. what kind of tax benefits are there out there for boomers who might be supporting mom and dad at this point? >> well, you may be able to claim your parents as a dependent. take an exemption for your parent. and this can, this gives a

writeoff of $3950 on your 2014 return. you can do this for example, as long as pay more than hatch of your parents support and they don't have gross income over that exemption amount. and you meet certain other requirements. or if you and others, perhaps siblings, are paying more than half of your parents support and you have a multiple support agreement. but you know even if you don't qualify for the exemption amount because, let's say your parent has income over 3950 you may still be able to take medical expenses that you pay for your parent as your own itemize medical expenses. you have to pay more than half the parent's support. gerri: what is the limit on that because president obama has changed that, on the medical expenses that you can deduct? as a percentage of your gross income. he moved it up, right? >> could you repeat that, because i didn't hear? gerri: quite all right. i was just asking saying that you know, if you're trying to

take medical expense deduction on your taxes, president's changed baseline number on that he has moved it up. >> right. gerri: i think it has to be 10% of your gross is that right? >> 10% of your adjusted gross income, or if you're 65 or older, it is still the old 7.5%. gerri: okay. and, quickly we're kind of running out of time here, if you're a teacher, you can deduct the stuff you spend for your little tykes. how much? >> well, you're exactly right. your out-of-pocket classroom expenses up to $250, it's a writeoff from gross income. it is an adjusted gross income deduction meaning that you don't have to itemize. but even if you're out-of-pocket expenses are more and, the national average is over a hundred, you can claim the balance as an -- $500. a miscellaneous itemized deduction on schedule a 2% of

the grossed a just the income floor. gerri: well-put. there is deduction out there for you. that's for sure. we appreciate your help tonight. >> pleasure. gerri: coming up tomorrow, our users guide to taxes continues with advice on how to avoid the audits. what to do when the irs sends you that letter. you know what i'm talking about. later in the show, is the left to blame for the california water crisis? next, more and more americans are filling their grocery carts with specialty foods. we'll have details, after the break. ♪

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>> more americans are buying specialty foods. i don't know what that is. what does that -- that's like a jargon from the industry. it's according to the specialty food association. they say they're selling specialty foods that are 19% higher rated than last year. impressive. what does that mean? we're bringing in phil, the supermarket guru himself. you say specialty i say gourmet. you say craft, what are they talking about? >> basically what they're talking about, gerri, anything that is unusual. usually more exotic. something imported. when we go back a couple of generations, getting a mustard from france was a gourmet product. >> now, it's a staple my friend. that's the only mustard i want. you have siracha sauce. this is the new normal. what else is on that list?

>> it is. take a look go at the globalization of food. whether it's our kids in school being exposed to more ethnic foods than ever before. it's being led by that millennial generation. when they wake up in the morning, they say you only live once. i can't afford rent. i'm living at home. i have high college debt. but i can go to a food truck. do something really fun with food. >> i beg to differ with you. i think there's plenty of boomers who are on board the food wagon and looking for new and interesting things. places to go. things to eat. you know, it's the boomers who have the money who are giving the millennials the dough. >> it is. but also keep in mind gerri, that as the boomers get older they use their sense of smell. therefore, they use their sense of taste. seriously. so the reasons we're seeing hot

sauces and salsas the more spices to break through those membranes going on. >> you're kidding me. >> no. gerri: that's why they eat them. that's fascinating. some of the categories we're talking about where you see these sales booming. poultry. chips. snacks. bread and baked goods. it's that mix of fresh and unusual and new. it's almost like it's the new fashion. right? >> it is. it's -- it's basically the new norm. cheese is number one. and also you pointed out that specialty foods have gone up 19%. now, compare that to regular conventional food it's only gone up 2%. clearly we're seeing a lot of growth. then if you take the sales both at supermarkets and at restaurants of gourmet or specialty or these exotic foods 109 billion-dollar business. so you know, this is not just a mom and pop

making mustard or jam in their basement. >> okay. all right. [laughter] so you look at this stuff all the time. i know you go to a lot of conferences. talk to a lot of smart people. and you're a smart person yourself. what's the next best thing i'm going to be buying? what's the next interesting product out there? >> i think it's everything ferm fermented. rise in sauerkraut. kim chee. fermented foods from asia. we're trying to balance digestive health with taste. that baby boomer generation having lousy taste buds we'll see more intense flavors than ever before. more smoked products than ever before. >> i'll keep in mind you insulted my taste buds in this segment. >> no, no, i didn't insult your taste buds. they're just not as good as they were a year ago. >> that's reassuring. it's good to see you.

thank you for coming on the show. speaking of those specialty foods mcdonald's trying to prove bigger is better when it comes to burgers. who can argue, the fast food giant is introducing a trio of cirillosirloin burgers. the sirloin burgers will have the biggest beef patties and will cost five bucks each. mcdonald's plans to expand a program allowing customers to build their own burgers by tapping a touch screen. interesting. and coming up, is russia behind the white house hack attack? and next potential presidential candidate carly fiorina pointing fingers when it comes to california's water crisis. is she right? i'll ask wayne rogers coming up.

♪ >> welcome back to the willis report. in a moment, wayne rogers weighs in on finger pointing and the

california water crisis. time for a look at other stories in the news. the south carolina police officer who killed a black man in self-defense has been fired, he claims. he faces murder charges after a bystander featured him shooting a man eight times. the city mayor has ordered that body cameras be worn by every single officer on the force. stocks higher as traders digested the news from the federal reserve. alcoa sent the stock down after hours. parts of indiana and missouri have seen thunderstorms today. even more violent weather is on the way for the central u.s. moving eastward later today and tomorrow. it will bring large hail damaging wind and even tornadoes. the highest chance of tornadoes stems from the kansas oklahoma border to the st. louis area. the highly anticipated u.s. airways merger is one step closer to reality.

the faa gave two airlines the authority to operate as a single carrier. eventually the u.s. airways name will disappear. those are the stories in the news tonight. back to the california drought, former hewlett-packard ceo carly fiorina is catching heat from liberals today for saying the water crisis in california is man made. desperately needed water is being washed out to sea instead of being channeled to the people who need it. with us now from california is wayne rogers the chairman of wayne rogers & company. good to see you. >> does she have this right? is this a man-made crisis? >> i'm not so sure about that. you know predicting weather is a hazardous job in any case. nobody can predict it. weather is one of those things. it's -- all climates are impossible to predict. mathematically you can't do it. too many variables. when the butterfly flaps

its wings in india, you have a storm in america. there's a lot of truth to that. nobody knows. carly for incarly fiorina is looking for an issue in this case. >> well she'll run for president my friend. >> exactly. so there are politics mixed up in this. >> but wayne, she has a point. she has -- >> well, she may have a point. >> i think she has a point here. in california, you guys have not filled a dam or a reservoir in 45 years. that's a generation ago these things are aging. there's not enough vessels out there to capture the rainwater to save it for use another day. you're behind the times. i think of you as a young state, but come on now. >> if we never had a drought, this wouldn't have occurred. i used to own a vineyard. i know about water conservation and how we

had to treat it. and the aqua filters that run under the ground that are generated by the snow pack each year yes. there's a trend. you can't predict the weather. if someone said, oh, we're going to have a drought, you know, at this time in 2015, nobody can say whether you are or not -- therefore you have to build a dam. if you had expended eight zillion dollars on a dam everybody would be crying about that. she has invented this issue. it's not an invention on her part. she's using this issue for political purposes. i don't blame her, by the way. you have to have something you have to argue about. that's what she's done. gerri: well, last year the republicans of congress passed a bill to get more water into the cities in southern california, my friend. you poor actors and businesspeople out there

struggling with these -- are people taking this seriously? what's their reaction to this? >> i don't think people are taking it seriously enough yet. because it hasn't affected them. the guy goes over and turns on the hygiene hydrant and water comes out. when the water doesn't come out you'll hear screaming. politics responds to things that are immediate. look at the case with the debt. nobody thinks about the debt because it hasn't immediately hit them yet. gerri: i agree with that. >> so you don't think about it, you know. gerri: wane,wayne are people going out and turning on their sprinklers in their lawns? is there cheating? >> i think people who take this take it seriously. we're trying to conserve it. and i think jerry brown oddly enough has done the right thing going forward. >> i have serious questions about california, as you know,

wayne. thanks for coming on. they're pretty wacky out there. >> we're all a lot crazy somewhere. good to see you gerri. gerri: when we come back, first amazon now google is trying to take business away from angie's list. has russia claimed cyber war against the u.s. live report on the accusations that kremlin is behind the hack attack at the white house. here's your consumer gauge with the numbers that mean the most to you.

♪ >> google is planning on getting even handier for consumers according to the wall street journal. the company is looking to launch a service that would connect users with plumbers, electricians and roofers. will this be a deathblow to sites like angie's list. we're asking the pros. good to see you andrea.

thank you for coming on the show. what is it they're trying to do? explain. >> well google is going to be announcing later this spring a new product in which they will connect search users with local home service providers. and so they're going beyond the format of simply providing a link to a local home service provider by actually connecting an engagement between the search user and the local home service provider. it's not yet sure how that communication will occur. we'll find out soon enough. >> they already have something called google compare. right? this allows you to compare -- the shopping basically. it helps you look at auto insurance. credit cards. tell us a little about that. so they have offered a new way to shop for auto insurance and credit cards where they actually present you with rates across a few different insurance providers so that you can compare instantly

locally. you don't have to go to a different site. they're retaining search users on their site. they're making it easier for the user to compare instantly. >> so what do you think is the attraction for google to really go at a consumer business like this? i think it's so interesting that it's not just selling yourself online. doing a search for you. now it's hooking you up with vendors. are you surprised by that? >> right. well, i mean, the local home service industry is $400 billion, according to angie's list. >> wow. >> and amazon recently announced the home service similar where they're linking home service providers to their customers who maybe purchased a product and then send them to a related service provider to help them with that installment. a tv mount or so for it. and so google is trying to retain their search users on their site. and there is some advertising dollars in it for them as well. >> that's actually my

next question. we've seen in the past, some of these providers what they do, they either kind of fix the list of providers that you -- that you get in touch with. right? angie's list has been accused, not been proven yet, but they've been accused of selecting certain providers who advertise on their website. will they just promote people that give them ad dollars, google? >> unfortunately, that will be the biggest struggles for google, to find enough local businesses to sign up for the service. to find local small businesses, and these self-contractors to provide the data to their system. so i think that's going to be their biggest challenge. and certainly those that are paying top dollar might get the higher results. >> wow. so it might be cooked. but i think it's fascinating what you say, that that's the hard part of the job. because it's super micro and they're an international business. andrea, thank you for

coming on the show. so good to see you. russia today was denying reports it was behind the recent hacking of the white house. obama officials reiterating today no classified information was stolen but did admit president obama's schedule and policy announcements were hacked. fox business' blake has the story. blake. >> hi there gerri. according to reports as you mentioned a spokesperson for vladimir putin is denying any russian involvement whatever. hackers from russia are believed to be behind the october intrusion. they were able to get to his schedule and policy announcements. classified information was not comprised. josh earnest said the hackers did get close to sensitive information. take a listen. >> there's not evidence at this point to indicate that the classified system was comprised. but certainly there is sensitive information that is transmitted on the white house network. and that's one of the reasons that we describe the activity that we saw on the network as

concerning. >> now, as for the timing here, a source tells fox news, hacking efforts out of russia ramped up as economic sanctions were being levied against that country. >> it's not just the white house that was hacked. right? >> that's right the state department has been targeted as well just last month. they shut down large parts of their email system after a cyber attack believed to be from russia. this has impacted the private sector and consumers. some of the big name companies include sony jpmorgan, home depot cyber attacks have affected tens of millions of users. >> it's frightening how many users have gotten ensnared in these nets. there are concerns about infrastructure. electricity being attacked. things that will affect millions of americans like that. >> this has always been a concerned for counterterrorism individuals. there are mixed reviews. the fact that the power

grid hasn't gone down yet shows how hard it is to sabotage the grid. another expert we spoke to felt that a damaging attack was a huge inevitably. just under 50% of respondents in the energy sector were dealing with destructive cyber attacks. gerri. >> oh, boy. blake, thank you for coming on the show tonight. good to see you. a 12-year-old boy has done the impossible. completed a near perfect ncaa bracket. really? so how come he can't collect his prize? his story after the break. ♪

♪

>> listen to this. is it fair or is it foul, a 12-year-old boy is tied for first place on espn's bracket challenge. but with his near perfect bracket, he can't collect the prizes because of his age. he's 12. julie bueller. host of bueller's day off. this poor fellow, sam he was first out of 11.57 million people. look at that young boy. why aren't they giving him the money? it seems like it's only fair. >> well it's a 20,000-dollar gift card to best buy and a trip to the maui invitational invitational. for espn to foot the bill for a 12-year-old to go to maui, that's a lot of liability for them. >> you mean to tell me, it's the lawyers that are stopping this. is that what's going on?

>> absolutely. eighteen years old or older need to enter these contests in order to win the prizes. this is a fascinating caveat. the legalization of gambling. we're seeing so much more online interaction and prediction with fantasy sports and it's leaning toward online sports gambling. we have a 12-year-old boy winning it all for espn. letting us know some of the people participating in these online games are very young and could be at risk. gerri: so this kid beat out a bunch of college basketball analysts. a lot of professionals. the president of the country. president obama had a bracket. he didn't win this. >> he didn't do very well yeah. gerri: so how can -- how can espn not give this kid the money? how can they not do that? you say he can't travel on his own. that would be terrible. but the money, they

could give him the money. >> well, it's not just money, it's a 20,000-dollar gift card to best buy. gerri: and the problem with that is what? >> some more regulations. i don't know how many basketball cards the kid would want to buy with $20,000. gerri: i bet you, he had buy the biggest tv -- this kid would know how to spend that money. >> he'd get the latest samsung for sure. but it's fascinating for sure, we know how difficult it is. the odds of a perfect bracket are beyond 1.4 trillion to one. gerri: it's amazing. >> this 12-year-old pulled it off. fourteen of the sweet 16 right. and didn't miss a game in the elite final four and picked duke to win it all. >> they should hire him as a commentator. not 20,000. let's give him $600,000 a year. right? as a commentator. >> that's the thing too. he's probably gotten more love at his local elementary school for being on tv than that

$20,000 at best buy could buy. >> something tells me he'd like the money. they're working on a special prize. what would that be? >> well, espn said they can bring him out. give him swag. co-host too. >> swag. smag. i say give him the dough. >> it's fox business. you're looking for the dough, gerri. >> we'll be right back with the answer to our question. would you release your personal data for lower insurance rates? stay with us.

>> and in the spirit of the masters kicking off jack nicklaus thrilled the crowd today at the par three contest. you know this. take a look, my friends. yeah, baby. scoring a hole in one on the fourth hole. a hole in one. that's what's happening right now. beautiful.

so fun. well, back to our poll. life insurance company john hancock willing to give a discount to consumers if people tell their intimate details of their life. would you release your data? 85% said no way. that's hilarious. log on to gerriwillis.com for our online question every weekday. here's our kicker story. sarah thomas will be the first full time referee. she'll be a line judge for the upcoming season. the 41-year-old is a trailblazer. she became the first woman to do college games in 2007. and the first to on efficient a ball game in 2009. advice on avoiding the audit. what to do when the irs sends you that nasty letter. (?) and that's it for tonight's willis report. thanks for joining us. don't forget to dvr the show if you can't catch

us live. "making money" with charles payne is up next. have a great night. we will see you right back here tomorrow. ♪ ♪ charles: i'm charles payne. you're watching "making money." breaking news. the verdict has been reached in the boston marathon bombing trial. dzhokhar tsarnaev has been found guilty on all 30 charges. let's get to fox news' mollie with the details. >> dzhokhar tsarnaev convicted on every charge. all 30 counts. including conspiracy to use a weapon of mass destruction and a multitude of destruction charges stemming from the rampage of terror that began with the boston bombing on april 15 2013 and then moved off into the suburbs. jurors affirming today dzhokhardzhokhar tsarnaev's intentional participation with his older brother tamerlan who was killed, run over by tsarnaev as he