the gate for earnings season. shows you investors might be disappointed what they get. [closing bell ringing] david: energy sector, way up, halliburton, which i own a little piece of, up 4%. they're respectable. not clapping, cheering, not shouting, a respectable clapping at close of today's session. let's look at all indices if we can. only we sign in the red. that is small and mid-sizeed stocks, russell 2000. all indices were up significantly from last hour of trading from the flat area. doing pretty well, nasdaq largest of leaders. less than half a full percentage points. we've seen greater moves many times. liz: russell struggled. this was not a day for small and mid-caps but "after the bell" ready to start right now. liz: when the dow crosses the flat line more than 65 times, the market was desperate for

real direction here. let's get it from. >> durant, united capital advisors -- joe durant. one worry driving his investment decisions. craig johnson pro piper jaffray, telling us if the bull market run has room to run and bob iaccino in the pits of cme. bob, the field started off being negative, positive, then all of sudden we shot up with most of the indexes. what was the at the heart of driving this movement? >> i think prevailing sentiment goes back to the fed and idea that some of the weaker numbers we've seen lately especially the jobs number on friday got status quo out unemployment claims. i don't think you saw anything that really changed the view the market. toward the end of the day we saw some short-covering. we saw it out of institutional clients. i think what you saw, that up and down, liz, looked very much like a sideways day.

it is impossible to go sideways but the way a sideways market goes. we've been in that picture for some time now. david: craig, every time we see that move in the market, usually, not always, but usually, past couple months and years has something to do with a fed. you don't think the fed hike will affect the markets. you think it might have have a positive effect on the markets. how so? >> yeah, you know i think it's a vote of confidence that is what it is being betrayed as. fed little raise rates in any shape or form, they will not be early to the party if they do some. david: some people would say they're already late by a couple of years but go ahead. >> they don't know how to deal with deflation. they know how to deal with inflation. from my perspective if we see rates raised by the fed, that will be a sign that the economy is on the right track, things are moving in the right direction. they will not raise rates and run the risk of snubbing out any sort of economic recovery. liz: joe, if you look what is

going on here in the u.s., we're coming off a multiyear bull run. we're coming off, finished with the taper tantrum. wasn't too much of a tan trump. all we saw was markets continuing to go higher. are you looking at countries where we were you will couple years ago and capitalizing on a bull run? >> if you look we've gone three years without a 10% decline that is historically incredibly unusual event. that is driven by all the money the fed provided in the system. you will see that, europe which we've been talking about for half a year is a very interesting, sort of 18 to 24 months behind the u.s. it is not as centralized as we are but still a really interesting opportunity. another really fascinating area is emerging markets. if the dollar has stablized which appears to be back in trading range between one and

1.10 that is really good sign for the emerging markets. what you see is a lot more actual breath and more reasonable valuations because they have not participated the way the u.s. has in this huge rally. so i think that you have to look now, when you're this far along in a recovery for areas that everyone else is kind of avoided. david: we'll get to those areas in a minute but, bob, i have to push you on a point craig made, unlike craig you think the markets are going to take a fed rate hike hit, right? how big a hit do you think they're going to take? >> well i think they're going to take a hit but if you read further into my comments, by the way, david, you always push back, i expect no less, if that dip comes, okay, you need to buy that dip because i agree with the underlying theme of both guests a 25 basis point rate cut which is all it is going to be, if it is anymore than that william dudley said it will be shallow. there may be months and months in between the next one it is

not indicative of negative economy. it is indicative of the fact the economy is strong enough to take it. 20 five basis points, i'm buying that dip when it comes. liz: buying that dip when it comes. joe, what are you buying at this point. you said regions with better opportunity. where and what? >> europe as a whole. interestingly enough for us we think megacaps which capitalize, if you want to be closer to home, large megacaps take half the earnings from rest of the world and emerging markets directly. buy eem or ewo as examples of etfs. you will have a little more currency risks. we think we've stablized here. for us more reasonable valuation. this is valuation story. i'm very surprised we didn't see a little bit more turbulence given what we've seen in earnings pullback and expectations. >> sure. >> i think this will stop the fed from doing anything.

they just don't look at what is happening in the labor markets. they look what is happening to earnings and we are going through an earnings recession right now. it is six months of earnings declines expected. and even the recovery in the third quarter looks very anemic. so i think you will see the fed, i'm not sure they're actually even going to act this year. there is no proof when you look at japan they can actually create any level of inflation. we're in a global recessionary environment which makes, excuse me, no inflation, and it's very hard to create inflation when your growth is not there globally. we think -- david: mention by the way, joe, we should mention that zero interests have not done a lot for japan over the past 30 years. in fact if anything, zero interest leads to zero growth. that is one of the peoples concerns about the fed not being very active to raise rates but, craig, one of the key areas that is affected by interest rates are homebuilders.

you are bullish on homebuilders right now. why? >> i look at homebuilders charts right now and they all look absolutely fantastic and what i'm starting to see this entire group is starting to put up very good relative strength and very good outperformance and stocks like lennar are starting to break out to new highs. in fact in our work the home group is 26-week high now. what does that tell us about confidence? there is confidence in individual investors and individual homebuyers at this point in time they're willing to step up and step into a longer term contract. i also mention if rates are going to get moved up by the fed this year, perhaps this will be a bit of a stimulus to see corporations step up, so m&a activity and see individual homebuyers really step up to start to buy some homes. david: the journal had a great piece today on all the m&a. there is a lot of it going on. craig johnson, joe duran, bob iaccino. great to see you. thanks very much.

liz? liz: david, some of the biggest investment themes in 2015 include oil price, how low do they bo, the global economic recovery and next move for u.s. equityies and american recovery. are investors believes totally wrong? our next guest, a market maven thinks some legendary investor and blackstone advisory investment partners vice-chair, byron wane. byron, you take four of these, you said these are myths, you said don't believe them or invest around them. let's tackle them first. the old adage, lately past couple years, american exceptional system over. it's a thing of the past. >> there are a lot of areas where we're not strong as we used to be. if you look at economic parameters they are very positive. the u.s. economy is having a tough first quarter.

i think this year by end of the year we'll be growing 3%. our stock market, our economic performance, our corporate performance, all all these things since 2009 have been stronger than almost any other developed country. liz: what do we glean from that as far as investment, way to go is? stay in the u.s. stocks or at least pick the best in the in class? i hate when people say, american exceptional system over. look what has been created in just the past couple years. >> yeah. liz: names like uber and parker, robotics, scientific breakthroughs. pharmaceutical names coming up with drugs that save lives here in the u.s. >> in terms of economics, america is truly an exceptional ace place. so the real question is, is this going to be if the market is this year this will be the 7th year. most people, i don't think we ever had seven years. liz: but how long does it last, byron?

>> that's why people are skeptical. what i'm saying this could be another good year for the u.s. markets. >> let's get to oil. we're already put as banner up but you look for oil to rise at this point. there is that myth that the prize of oil is likely to stay low for a long time. goldman sachs calling for $40 a barrel next couple months. you say no. >> price of oil is off the bottom. 44. people are worried about the fact that iran is goes to come on after the agreement is signed and put another million barrels into the market and the price will go back down. oil tend to make a double-bottom. it has made a double-bottom. it looks like it is headed higher. liz: you're saying no triple bottom? >> i'm saying no triple bottom. i'm saying the price will bep 0 before end of the year. -- 70. liz: price of oil $70 before the end of the year. that is definite stand against what a lot of people are saying.

europe's economy, number three, europe's economy is in slow growth, deflationary trap. you don't think so, hey? >> no, that one is really working. european stock market has been terrific this year. that is one of the best places to invest. so the weak euro, the low oil price have been terrific for europe. and europe has benefited and its equities have benefited. there are a lot of good, quality cheap stocks out there. liz: you say things like a cease-fire that seems to be holding in ukraine with the russian-backed militants looks like better situation. greece won't be catastrophe? what if it exits the eurozone? >> if it exits the eurozone in 2010 it would have been a disaster. now most of that debt has been transferred to international institutions so the banks won't fail. so in greece, greece leave something not as big of a deal as it would have been four years ago. >> the last of your four myths, david asman was talking about japan, zero percent rates for so

long has done nothing for that economy. they're calling it abe-nomics, the shinzo abe, leader of japan. you say abenomics is working and myth of falling back into recession but would you commit and investment money with japanese stocks? >> there are a lot of cheap stocks there. there are a lot of very innovative companies. japanese market has done all right. it benefits from low oil prices. it benefits from a weak yen. i think the yen will be weaker still. think that will be good for japanese exports. i think you can make money there. liz: great to have you, byron. >> great to be here. liz: thank you so much. byron wein, always a pleasure to have you. david: jpmorgan jpmorgan jamie dimon arguably the most powerful man in the banking world has a warning. we'll debate what it is and break down the call. liz: the resume' is a gateway to getting a job initter view and

nabbing the job itself. new recruiters are dispelling ideas how your resume' should look and what should be in it. the contest of what you are doing wrong with your resume' but how to fix it. that's next. david: our economic system is built on the idea of self-interest but when it comes to investing someone else's money, how does that work? do advisers interest not matter? we'll debate that coming up. the future of the market is never clear. but at t. rowe price, we can help guide your retirement savings. our experience is one reason 100% of our retirement funds beat their 10-year lipper averages. so wherever your long-term goals take you, we can help you feel confident. request a prospectus or summary prospectus with investment information, risks, fees and expenses to read and consider carefully before investing. call us or your advisor. t. rowe price. invest with confidence.

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david: tensions are rising in the middle east with iran now sending two naval ships to the waters off yemen and iranian official says the ships were dispatched to quote, safeguard naval routes for vessels in the region, what every the heck that means. comes two weeks after saudi arabia and arab allies launched airstrikes against iranian backed shiite rebels fighting supporters of yemen's embattled president. iran's leader ayatollah khomeni condemned the strikes calling them genocide, liz? liz: shifting gears, david. resume', tough transition. david: it is. liz: if you plan on changing jobs at any point in the future you have to listen to, or if just joining the job market, a college grad, a new survey is

challenging long-held beliefs what your resume' should look like. outplacment firm challenger, gray & christmas surveyed 150 top recruiters. what did they find? thanks for vice president andrew challenger who has the results. andrew, thanks for being here. >> hi, liz, thanks for having me on. liz: you checked out 150 recruiters and their opinions what resume's should look like. widely-held beliefs, number one, resume' version of what we did with byron wien, number one how long should your resume' be? everybody says keep it to one page. is that true? >> this is a long-standing belief. common knowledge you're supposed to condense your entire career down to single page. when we conducted this survey, not one single recruiter said that you need to limit yourself to one page. and reason for, behind this, we moved into near era of applicant

tracking systems. when you hand your resume' into a company, the first line of hiring is now a piece of software that scans your resume', looks for metrics, and key words and things about your history, that helps cull it down. by the time it gets to hiring manager there may only be 25 to 1000 resume's yet. liz: when you look online, nobody knows what a page is. it keeps rolling. doesn't really matter. >> so true. so that myth is busted. do not need to stick to one page anymore. liz: forget that myth. it doesn't have to be one page. let's stay with sort of the software and techie and.com part of it. should you include your linkedin url? >> yeah. so, linkedin is another way the job application process has been affected by technology. today, in our survey over 70% said that they did want a linkedin url on the resume' because everybody checks it

today. in some ways your linkedin information is more valuable than what is on written resume' because it is verified by the community in some ways. you know, you're not going to lie about your work history information or job titles when your friends an colleagues and coworkers will all be able to see it. liz: well, here is what do people tend to fudge a bit, i will not say lie but tend to fudge. that is about salary. do you put salary or salary desires on there? i would assume if i'm recruiter, i'm getting this. that can't be possibly verified or/true. >> so true. at some point in the interview process phone screen they will ask but the salary. don't need to include it up front. only 40% of respondents asked for it right up front in terms of recruiters. something you can leave off until it comes up later. then it is, okay to provide a range of salaries that are acceptable to you for that

position in the area you're looking. so worth doing research. liz: how about this one, which is always touchy? how much history should you include? we get you include your last couple of jobs. do you go back to the high school debate team or? i mean if you won a great award there that ended up being champion, that that might be interesting. >> list all your accomplishments. that sometimes help you get through the tracking system. great to have full story of your career. however for jobs you had more than 10 years ago i would limit it to two or three bullet points. condense it a little bit but still include it. part of narrative of your career and worth including. >> i put in sixth grade i was first girl to get av license, audio visual greek the but it tell as pattern. >> tell as great story about

you. liz: thank you, andrew. we'll put all these on facebook.com/afterthebell page because i think it is really valuable. thanks for the great work, an drew. >> thank you for having me on. liz: you bet. david: jamie dimon warning wall street that the next financial crisis could hit us harder than the last one. when was the last time a presidential candidate admitted he has got a problem with gop hopeful, rand paul did exactly that. find out how the senator thinks he can improve his style. that's coming up next. [announcer:] what if one stalk of broccoli could

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s. david: the world's best banker arguably, sounding an alarm about how prepared we are for the next financial crisis of the should we be worried? time for our panel. veronica daguerre, "wall street journal" columnist, former indiana senator evan bayh

and. "reason" magazine editor. all-star crew. veronica, i start with you. we all know eventually something is going to happen and perhaps we are less prepared now than we were in 2008. that's a problem. >> that ace scary thought. there is always possibility of something happening, whether black swan event. because of investor. because of added regulations it could be more difficult for banks to react. could take them longer to do so. i think he is doing a really good job pointing out risk in the shadow banking system. whether it is the hedge funds or etfs, the mutual funds. they're carrying a lot of that risk that used to be on the banks. that is a risk we need to think about. david: senator bayh, all this stuff with dodd-frank, took months if not years to arrange it, we're not sure what is all means that was designed to prevent another financial crisis. he said not only will we have one but he says the regulations will get in the way. >> we're always fighting last

war, dade. david: that's true. >> dodd-frank was designed to stop problems that existed before. as the previous guest said before, derisked banks some. they're not involved behaviors. the risks haven't gone away, but moved them to the shadow banking system where problems may exist if the future. he is right about that. one final thing, taxes regulations settlements, made banks less profitable and had ironic effect for harder for people to get who really need it. david: good point. sec powered by dodd-frank, and through the sec they will create a uniform standard for banks. e theone si fit a ing li obacar thadoest ncessily wo in our system. >> in fact that's right. what you wind up is with a situation where you have ton of efforts on parts of banks complying with regulations or more likely finding a way to get around regulations that are still technically legal and less effort than should be put toward

minimizing risk and making good decisions. david: moving on to politics which we like here as well. senator rand paul appeared on megyn kelly's show last night and took a little heat. take a look. >> it will for predential debates you will get pounded. it will get ugly. that is the way process works. people accuse you of being too thin-skinned. >> people can get better. i am not perfect. i lose my cool and my temperature sometimes and i should be better at that. david: does rand paul have a liablability problem and stand in the way of him being president? senator? i hate to focus on ronald reagan, even when he was angry there was something likeable about him. there is a way to handle that. looks like rand is having a problem finding that way, doesn't it? >> yeah. i think it is too early, david, to say he has a problem of the question is, can he grow, can he

be authentic and spontaneous which the american people like. they understand if you have a flash of anger from time to time. sometimes that is warranted. can you avoid saying silly things or things that don't seem to make sense. this is work in progress. seems like good person to me. we'll see whether he projects that to the american people. and more importantly whether he wears well over time i was trying to say. david: but, catherine, he is likeable? >> you know i actually think, i like him because he is a little grumpy. i think the american people are in the mood for a little bit of anger. and, you know, of course, i would rather see a directed it at some kind of serious issues, not at media criticism. but at the same time, you know, i don't mind seeing a little bit of righteously grumpy rand paul. david: veronica i remember saying, i paid for this microphone. that was the righteous anger that the american public bought. >> right. david: i guess what we're hearing from catherine.

>> it depends who you ask. some people resonate with the angry fiery brand of politician. other people find it alienating. it is too soon to say. we need to see more of him. david: evan bayh, i will stick with you. isn't that something you're born with. either you have it or you don't? >> david, there is some truth. the old test was which candidate would you sit down have a beer with. david: exactly. >> we'll only know that in the fullness of time. i would say this. looking at announcement if the anger and frustration is directed at washington i think a lot of americans can receipt to that. david: i think that is his message exactly. evan bayh, thank you very much. ladies. could your financial advisor's bias be losing you money? we'll ask our panel about this. liz? liz: they create every seven to 10 jobs? the u.s. are they optimistic? are they hiring now? what do they see for the year ahead?

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david: capitalism works on principle of self-interest but should self-interest take a back seat to your client's financial interest? "new york times" editorial board

thinks some does our panel? catherine what do you think? >> there is already just an incrediblely powerful incentive for financial managers to do right by their clients. there is this sort of delusion in washington if we make a rule that says, you should do the right thing for your clients that will somehow be more powerful than already very competitive marketplace. of course there are times when there will be conflicts of interest. but idea that can be fixed in washington is a mistake. david: veronica, indexes performing crazy, 12, 15, 20, 30% for a year in the s&p. of course indexes do better than individual advisors. that will not happen every year. a lot of that happens because of a fed fueled rally. >> fed fueled rally has a big part. people move to passive invests. don't see argument for active investments as much as they used

to. investors need to realize there will be often conflicts of interest. investors need to be smart and ask questions of financial advisors. how they are getting paid in total, whether commissions, fees, what is the bottom line number? investors need to take onus and become educated. david: not their right. it is buyers beware? >> like you would be buying a car. david: senator, like the government getting involved in the internet. the regulators are always behind what is happening in the marketplace. the marketplace moves much faster than regulators or politicians irside of beltway. >> that is absolutely right. the point making sure that investors have as much information as possible so they can inform themselves and protect themselves is the important thing to do because, the market is always going to be ahead of regulators. so we have to empower the market to make sure that the, interests, self-interest you were talking about, of advisors and their clients is, one and the same. think very first point was

excellent one also. in the long run, the most successful advisors are ones that do best for their clients. david: right. because it makes them successful as well. the shooting in south carolina, will end up as a lawsuit. is this another expensive liability that strapped cities across the nation have to deal with? senator bayh, it is an awful shooting. there is a witness in the form after video of the occurrence itself. is this going to just really bankrupt a lost cities that will face a number of lawsuits now? >> well i think it is going to cost some money, david. i think it is inevitable. hopefully it won't lead to bankruptcy, that kind of thing. there are lawsuits here. there are lawsuits in other jurisdictions. assuming as i do policemen and women do right thing most of the time, having video evidence of that will enable these communities to defend themselves against unwarranted suits. david: veronica, we live in new york city. you live in new york. there are countless examples, i

don't know how many tense or hundreds of millions of dollars spent by the city settling cases probably if they went to court, the people complaining wouldn't win but easier to for the city to settle it. this will present a lot of extra money i think for cities. >> it could, if you have things on tape, you can see what actually happened. it could add costs to the cities, especially data storage costs. i think question is will officers be able to use the cameras all the time if the cities can't pay to keep cameras running and can't pay to keep all data storage. that could be budget issue. david: catherine, i'm bottom line, i'm happy to have video evidence of takedowns, whether they're proper or improper. it is important to have that on the record but isn't there a cost involved? >> you know, there certainly is a fiscal cost. i think particularly if you you've seen the video walter scott shooting it is a much greater cost if police are behaving that way and there are no repercussions.

david: absolutely. hopefully that video, as tragic as incident is and was will lead to better behavior. thank you very much, gang. veronica daguerre, senator evan bayh, catherine ward. great panel appreciate it. liz? liz: the convicted boston bomber facing the death penalty. is the federal government doing all it can to track down other homegrown terrorists just like him before they strike? we've got that story next. plus a revolution in pain relief. do you suffer from migraines? the ceo behind this new drug, that little tiny piece of paper, will tell us how it is helping to fight migraine headaches in just seconds. when the moment's spontaneous,

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liz: you heard us say this before. america's small businesses are the backbone of the economy. employing more than half of the country's private sector and, accounting, listen to this, for seven out of every 10 new jobs. are the engines of job creation hiring now? joining me now somebody who knows. the sea biz payroll president. you have done a survey thati% involves thousands of small businesses who employ what, 300 people around there or more?

>> or less. liz: what have you found out? give us the headline to start. >> sure, what we're seeing active trend from 2013 going into 2014 and on into the first quarter of 2015 where the small business owner is reenpaging and purchasing labor. the bls statistics for 2014 would have you believe we all have two jobs. what we're seeing as small business owner is later to the game, a little more reluctant to engage in new labor. liz: we don't blame them. they went through a terrible time in the recession. >> that's right. liz: sound like we're in early stages of what could be a hiring cycle. am i reading that correctly? >> exactly. you mentioned small business owner is a lot more intelligent about things that can affect them. that is probably why they delayed a bit. what i'm see something trend of small businesses re-engaging. when that happens, that will be fuel to reinvigorate the labor recovery. liz: a tightly-wound spring waiting to extend at this point but let's talk about the labor pool out there. are there enough people that

have the correct skills? that is the problem we always hear, the skills gap? >> if you look at the nfib survey they're looking at a skills gap as number of one issue for small businesses today is finding talented people to fill the open positions. >> those open positions. we got the jolts number which was the best number in testify years, job openings and turnover. looking at small business, what do they want from the government? do they want loan and help or getting that from banks because small businesses do sometimes need to borrow money? >> yeah. i think the credit crunch is notes over for them. liz: that ace big statement. >> if you look at surveys they're not experiencing lack much credit as they were three years ago. but their biggest issue when we talk to our clients, getting prepared for reporting aspect and regulatory aspect of the affordable care act has been the number one issue in the first quarter. liz: why? it is costing them money to deal with this? >> there is a number of

headaches that come with this new law that come into effect in 2015 in terms of reporting. there is w-2-style reporting that takes place end of this year and look-back period and preparing employees to make sure they should or should not have health care coverage for those employees. liz: sounds like we're still in the adjustment stage. >> absolutely. liz: for the affordable health care act. looks like there is more optimism at this point. do you feel there are more headwinds that might derail that optimism? >> there was more optimism going into the begin of this year but the small business owner is more intelligent than they are in 2006. by that i mean they're attuned macro forces that affect number of times the bell rings as the customer comes into the door. they're looking to keep their powder dry, to make sure when they engage in new employment and capital spending doing so in a way that keeps risk at level they can tolerate. liz: do you sense a dark cloud somewhere lurking, their biggest worry, perhaps?

>> i think the biggest worry is probably another financial bubble or type of crisis that might impact their ability to access capital again. liz: hence conservative behave year when it comes to hiring? >> they don't want to creature moyle because small businesses are in terms of families in terms of employee, implier relationship. they went through that releasing some of those folks in 2009. liz: when you poll a numbers and you're getting a good cross-section and mostly positive. >> thank you. liz: phillip noftsinger of cbiz payroll. david: we're following the boston bombing trial of dzhokhar tsarnaev. he was found guilty on all 30 counts? how do we prevent something like that again with number of homegrown terrorists out there? fox business's blake bergman joining us live from d.c. how, blake. >> hi, david. battle for counterterrorism

officials is twofold. trying to track those that leave the united states and head overseas and trying to track down the people that leave their couch and head-on line. over the weekend, jeh johnson said his agency said they are able to track down people that leave the united states and come back but he admitted, quote, you can't know everything. earlier this year, in february the head of the fbi, james comey also said, at that point as it related to isis there were active investigations in every single state in the united states. now one counterterrorism official we spoke with earlier today said there is pattern that these terrorists try to detect. they're looking for people who aredown trodden and able to communicate with online and social media. >> terrorists will continue to prey on the individuals that are the most disenfranchised, younger segments of our population. this is who they go after. these types of individuals and tsarnaev was exactly the type of individuals that the ideology

seeks to exploit. it was successful in this case. >> there is a fresh reminder just this morning. the department of justice announced they arrested last night a 34-year-old man from madison, wisconsin. his name, joshua ray van half ton. they picked him up at chicago o'hare international airport when he flew from and to turkey trying they say to help isis. david: blake best of your memory man, thank you very much. appreciate it. liz: rumors continue to swirl whether former hp ceo carly fiorina will throw her hat in the ring. bartiromo asked her point blank this morning. what did she say? we'll let you hear it next. david: millions of americans suffer from migraine headaches. it costs the u.s. $20 billion a year. one company has a way to get fast relief for economy and migraine sufferers. ceo will tell us how it works and when you can get it.

>> hi, everybody, i'm gerri willis. coming up on my show at the top of the hour our user's guide to taxes. how to avoid the dreaded irs audit. that is one of the big stories coming up on "the willis report" in just a few minutes. ♪

david: in the u.s. 36 million people suffer from migraine headaches. that is 12% of the population and it is estimated that migraines cost the u.s. more

than $20 billion every year. one company is hoping to change that with a new drug that can start relieving migraines, listen to this, in 30 seconds. with me now is the the ceo of the company behind the drug. thank you so much for coming in. we should say in terms of how it work, it is not only the miracle of the drug itself but it is the delivery system. tell us about both. >> thank you for having me and you're exactly right, it is the delivery system. you may be familiar with these breath leafs that have become very popular. the stripping bean one example. we take these thin films and load them with drugs, amongst, that is with, anti-migraine drugs. what that does is several fold. first one is these leaves or films distint great rapidly in

the mouth, making active available for rapid absorption in the oral cavity and what that does is, it builds relevant blood levels of the active drug very, very quickly. and, by doing so, the patient typically does not have to suffer from headaches, nausea, particularly nausea because, the patient doesn't have to swallow anything with light sensitivity. david: right. >> and other capsules. david: not only good in terms of relieving the pain and discomfort but it is good for the workforce because a lot of people have these migraines at work, when you have the combination of the severe headache and gnash shaw, almost impossible to get any good work done. >> that is absolutely right. there is another advantage coming with this novel delivery

system and that is, you're talking about the work place. it doesn't require that usual glass of water that people require when swallowing a tablet. so it is very convenient. you just pull the leaf out of your pocket and deposit on your tongue and that's it. david: now i would think it is also a perfect delivery system for kids. i'm even told animals, veterinarians are -- anybody tried to give a pill to a dog knows what i'm talking about it is tough. but if you have one of these strips it is a lot easier. >> you're absolutely right. there is another area we're focusing on. we're catering, if you will, special need patient populations. small children as you rightfully mentioned as well as elderly people as well who often times have to take many pills per day by the handful literally, speaking. and, they are very happy about any pill that they do not have

to take. and so film comes in handy. david: we're running out of time. i've just got to ask, anything that is this strong to react in 30 seconds, i worry about side-effects. bus this -- does this kind of delivery system accelerate any side-effects? >> no. just the opposite. it removes side-effects that typically are experienced when swallowing tablets. from a side-effect standpoint it is very advantageous system. david: tell us, quickly about your company. is it, i imagine it is not hard to get investor with a product like this? >> well, there have been great interest in the, in this delivery system. investors are interested, you're absolutely right. talking very briefly about intelgenix. we're a small delivery company based in montreal, canada, but

we're listed in the u.s. we're a delaware company. investors are keenly interested in these novel drug delivery systems. david: okay. >> for example -- david: i would love to hear more. i would love to have you back. we're literally run out of time. i'm afraid i have to cut you off there. thanks very much, doctor. >> love that. two announced candidates seeking republican presidential nomination. rumors are flying that former hewlett-packard ceo carly fiorina could run and shake things up. bartiromo got a chance to speak to her earlier today on fox business, to find out whether she is running? >> not right yet, maria. i'm very close to making a final decision and formal announcement. i think to your point on republican side there will abroad, qualified field, if i jump into the race i think i bring something all together different, a different

experience set, a different perspective, a different voice, a different approach. and i think on the democratic side i think we'll clearly face hillary clinton. david: best of luck to her. "the willis report" is next. liz: have a good night. gerri: hello, everybody, i'm gerri willis and this is "the willis report," the show where consumers are our business. a warning about a new financial crisis and how the government will make it worse. >> what we're going to see now out of jamie dimon is a guy that who is going to resume his mantle as the spokesman for responsible banking. gerri: america turning its back on the stock market despite record highs. we'll investigate the real reason folks are not investing. also, our users guide to taxes. tonight how to avoid the dreaded irs audit. the reviews are in on the apple watch. >> with digital touch we developed a entire new way for you to connect intimately with others. >> it