threatened. lou: we will continue the conversation after we say goodnight and it's time for that thank you for being with us good night from new york. neil: many say they owe more than what they thought. if you're in obamacare enrollee let's just say and more than half have signed up for the affordable care act and they are not having subsidies that they thought are coming they are not coming.

>> this is why people should be able to make their own health care decisions, they know what they need and they know what they can afford. half of the people will now have to pay some subsidies back. they maybe got a raise had income that they didn't figure on. when they filled out the forms and enrolled, now it's going to hurt them in the long run they will have to pay that money back to the federal government and that's not something are planning on doing. lou: neil: if they say that this doesn't make sense according to the supreme court then the administration comes back and says congresswoman millions of people will be without health insurance and they are pointing the finger at you guys republicans, what do you do and what do you plan in that event to help those folks out? >> that's a very real possibility. in my state of south dakota we did not set up a state on exchange. so they are some of those individuals that could lose their health care coverage. that they have through that

exchange. we have a plan that we are coming forward with what we think should be a good mechanism that would tie over that gap making sure that both individuals who sign up on obamacare have some kind of a bridge in place where they are not left with no insurance at all and that would be another hardship on them that they amply can't sustain after all of the trauma that we have been through >> there is friction with how to proceed. and you suspect that. >> w ne on thaertaly not only that we make sure that

their nuclear program book untrained to go forward, but that they have the missile system that could develop into weapons of the future. >> up to a dozen or two dozen republican candidates. and we have a complete revamping of social security, paving it out for those the make over $85,000. what you think of that end essentially gutting social security.

>> i believe that we have many senior citizens in a been counting on social security and paying into the program over the years and we need to honor the commitment to them. neil: what age do you grandfathered and? there's some talk that maybe those 55 and over that is part of it. >> you have to give at least nine or 10 years out there for them to plan and to know that some of those payments made our different. neil: could you make it about 15? >> there are lots of different proposals. >> they have been paying into that program every year we make

wise decisions that will keep them protected in the future. >> and lenny davis says hillary has no backlash to fear and especially with a lot of americans find out that they end up owing more taxes than they thought, and if the supreme court rules against it and is that an albatross for hillary clinton? >> there was an expression sometime user go saying that they don't end there. and i do think that we have to amend obamacare in some respects but i support the principle is the former secretary of state. and i'm here cannot speak in officially. the one thing that could mend if it's going to sound conservative view is actually right where

obamacare should've been in the first place, using these public exchanges as a backstop in using the private sector which has private exchanges and i represent one of them as a way for the people to get private insurance. >> look at the millions that have coverage who presumably would vote democrat. and then all the other folks that are complaining about paying higher premiums who might be left predisposed to vote democrat. and do you think that republicans make this a signature issue to say that this is what democrats do, they leave you with a financial albatross? >> i think the answer is the way that this is.

>> she said we need a bridge to phase out people that are going to lose insurance is the supreme court could overrule the federal exchanges but she didn't say what hurt conclusions were. and i represent e-health. neil: do you know whether she supports such a thing? >> i have no idea and i don't speak for her. hard as this vocabulary, we believe the private sector is the engine of growth and jobs. and we do think that the private sector needs regulations. and in this case, private

exchanges are subject to federal regulations. the state of california spent a billion dollars building its exchange when it had for free in silicon valley, a private extrinsic could've been used to sign up tax subsidies. >> i did want to talk about this idea that some on the left are just not keen on her. they want an alternative to run. that she has got to be very aware of this conundrum when she is trying to satisfy her financial backers many who the left hates. and still attack those individuals at the same time. is that going to cost her and is that the prescription for trouble? >> i can only tell you that i don't know what they are talking about because you never name an

issue that she's wrong on, you talk about senator warren, they don't i an issue where they differ. they talk about the rhetoric been anti-wall street, she believes that this private sector of growth which he believes in regulating and she believes in the financial services protection bureau. and she knows that the broad center of this country, the left of center and the right-center, is where elections are won or lost. as someone who governs you reach across the aisle john mccain was one of her best friends in the u.s. senate, lindsey graham hillary clinton cosponsoring legislation that gave health insurance. neil: do think that she will be better than barack obama? >> i think that her record is bipartisan purple solutions. why she is a progressive

democrat. and that is why she will be a successful president and i believe she will be will. neil: i'm going to put you down as a maybe. okay always good to see you. >> thank you. neil: hillary clinton may avoid the mainstream media but she is a hit on twitter. no roman candidate has nearly as many followers, not even jeb bush, not even from someone online or on air. so the whole new social media ballgame. what do you think of this way matt this is getting to be a trend. >> let me comment on your interview. he said amanda don't speak for hillary clinton, for the last four minutes of the interview. i think that if hillary won

he'd be a perfect press secretary. neil: what you make of the idea that maybe it is a whole new ballgame and hillary clinton is taking it to the next level. >> i think she learned from 2000 and one her campaign looked old and slow and so 1990s, she said okay 2006 is going to be different, have to rebrand myself the way to do that is to announce my presidency and obviously that wasn't done very well and she was was supposed to announce it at noon, didn't come until 230 there were typos in the announcement. so while the means was the right way to go i did not necessarily agree with the execution. >> in the jell-o in the bathtub.

neil: that's right. is that going to be the blueprint going forward? >> hillary clinton will speak to who she wants to speak to. i heard on fox news that megyn kelly really wants to do a interview with her. and she is not going to be able to script your way through 19 months that she's going to have to do tough interviews. and it's all on your terms because you can control the message. whenever you want to get something out she can just type something out, have some people approve it, then it goes up to 3.3 million followers. the problem is a gives off an impression and the critics think that she's above the law. and i will reach you who we heard about in "the new york times" anyone who tries to hold her accountable those are

liberal critics saying that about her. and so she needs to be more forthcoming. i think that this allowed her not to have to do a press conference afterwards or have to deal with this this will try to be as scripted as possible. but i think that that will be impossible she really wants to connect with people. neil: what about republican candidates. do they overdo it and can they take a cue from the president or hillary clinton? i say you have nothing to lose. >> rand paul is probably the most brave. but he gets a bad rap because apparently he's tough with female reporters i think that he is tough with a lot of reporters and he bites back a lot. but now it's being turned back into a gender issue. neil: if you call them on anything he just gets this

uproar. >> he is showing that this is his first time doing this i think all of them would like the attention. they are going to reach out from the media more than hillary clinton well. the pie is going to be split 500 ways probably about 12 ways to my it's incredible that no one can say okay then person is going to announce this may 4 in detroit. neil: we figure that it's going to be very easy. it's just enough time for them to say hello. and it could be the entire crew. >> when she scripted it, she's fine whenever she goes into impromptu land then that's not a good thing. remember when she said i was broke when i left the white house. when she goes off script she's not a good candidate and you always see the poll numbers drop the minute that she has to speak on her own.

and it's the exact opposite of bill clinton, great instincts to do good interviews with people that you may be disagree with she is no bill clinton and that showed in 2008 and i don't think you can teach an old dog new tricks. i have a feeling that it's going to be a problem again in 2016. neil: in the meantime the third time is a charm. here it is now 2015. any difference? why the third time will not necessarily be the charm. and some of them say no big deal if it does

people ship all kinds of things. but what if that thing is a few hundred thousand doses of flu vaccine. that need to be kept at 41 degrees. while being shipped to a country where it's 90 degrees. in the shade. sound hard? yeah. does that mean people in laos shouldn't get their vaccine? we didn't think so. from figuring it out to getting it done, we're here to help.

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neil: what is greek for this? it could be all but ready to pull the trigger on all of that data. maybe it is time to let greece do just that. so steve what happens then? >> welcome i'm having a déjà vu. haven't we done this story year after year two. [laughter] fee i they have never performed pensions or their entitlements, they have never done this front window to where other industrialized countries are headed. but as i look at the situation, nothing has been warned in the last four years it's no surprise that they keep bailing it out. neil: let's say that it happens

that they do default where they can't meet whatever arrangements which would essentially be the default. >> that is going to be tough on the banking system in your because they're trying to hold onto bonds. but they're also making the stronger because of the shortage of euros similarly to what happened in the united states. and this will be the banking system. we have been leveraging this up dead after that it kicking the can, which is now right in front of a. if the european situation where they default now you get a shakeout which comes to our shores, because people will be buying our treasuries. and remember, if they do this it will run the treasury market up which will cause a problem in the repo market because there is beginning to be a shortage of treasury and this is what jamie

dimon was kind of alluding to. and rates were dramatically lower. >> i do not think it would be the end of the world at all and it may even be a healthy thing if one of these industrial countries defaults. the problem with the debt market is that investors are not taking into account fully the kind of financial shape these countries are in. >> but by your record this would go away and default. and you know this. >> what would be the repercussion about that. to force these governments to do what we would talk about, forcing them to cut their spending. >> if greece does default the

other countries started to fall, like steve is saying that these countries will have to pull back on a sturdy measures, they will have the top spending and that's going to add to a slowdown in the economy is really going to get the money from the taxes. >> or government spending is a negative for the economy. if they start going down the spending indicated the tax revenue to pay back this debt that has been piling up, eventually this has to pile out. of course it could be very bad. >> i think it would force the government to pull back and i'm so sick of hearing it government spending, they don't need more spending, they need a lot less. >> the problem is they have gone too far with the spending and as they pull back, companies that rely on government money and funding in the gdp numbers are

going to be a part of it. neil: coming up next why scott brown says this says everything about this man.

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♪ help join a continent with nearly 3 million rugged square miles with a single broadband connection. when emerson takes up the challenge it's never been done before simply becomes consider it solved. emerson. neil: i want to show you something, boys and girls and let me just say look at this runner with his arms raised. he's probably thinking that he had was in the bag. and look at the guy behind him. and you guessed it.

it is the latest reminder that you should never get ahead of yourself literally or figuratively. for that matter politically. these presumed individuals with their arms already raised, no one has more money or is off to a faster start. each is enjoying the inevitability and you would almost think that there's no one else in the race and certainly not anyone who stands a chance of remotely winning that race. but take it from the runner down the stretch, it's not over until one crosses the finish line. he did not. in politics, who will be max scott brown knows of what i talk about. this relative unknown conservative taking ted kennedy's old senate seat. massachusetts liberal lion

scott brown as well. we learned something there. >> the picture on that runner's face is priceless. and he should've known that it's not over until it's over until the fat lady sings, the bottom line is that this race is far from over and it actually just beginning. neil: but you know how it goes. they put their early deaths on long before the race has started and that is how they handicap it. >> that is fine, they can do whatever they want. let's not forget why hillary clinton is waiting a couple more months like she was going to do. always a because of the e-mail scandal in april and the fact that she seems out of touch there's a lack of trustworthiness, she's having to spend money that she didn't want to spend and then it has been lackluster then you throw in the foreign policy problem

serious, pressure, and oh my goodness. neil: scott walker, all of these individuals. you remember quite well. but to be fair, you were going for history here. and talk about a hail mary pass and you did it. but how is a candidate to that effect you knowing that so many people were dismissing you and even the republican party saying no chance. >> you always feel like you're in quicksand. >> did it hurt your ability to raise money? >> in the beginning time frames yes. once it was clear that we were on a roll we raised almost $2 million a day online. we ended up with a surplus. we were literally going town to town and door to the wire. >> what i remember you hit this

either on the internet or the people that watched it. >> the 40 for senator to stop obamacare. neil: in this sea of candidates how did someone stand out from that automatic cocky winning crowd? >> it's going to take full leadership and ideas, defining a vision i like what marco did, i like what rand paul is doing it, they're making it cool to be republican. neil: what you think of chris christie? >> is interesting and challenging. mom was on welfare working since i was 14 years old saving and saving and now you're saying because i'm doing well we are not going to get a penny. neil: it explains what the governor is proposing. pushing back the retirement age, what do you think?

>> i think it's good to have a conversation about this. it is a budget buster. he needs to make a decision about what separates him from others, he's not afraid to take on the establishment buck the system, i think it's a good conversation to have on social security, medicare, a military budget and things that are traditionally budget busters we need to have that conversation because we do have an affirmative obligation to make sure that teeners have that safety net and the nest egg as they get older and retire. however there has to be a mechanism where we can hold those people harmless and then they actually create a newer and more modern system. neil: good luck on that. thank you very much. in the meantime, chuck schumer relating these protests. comments that are going to leave you gasping for air.

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neil: chuck schumer saying that if his state doesn't raise the minimum wage, it will return to the east and west economics of the great gatsby. and so some say that this could avoid income inequality highlighted in the novel. and so you look at this. what do you say? >> come on the "great gatsby" takes place in a time long time ago chuck schumer is linking it to "great gatsby" elevating its 90th anniversary on friday the. neil: i had no idea that everyone was singing like in the movie. what do you make of this? >> i think that we are returning

back today's were inequality is bigger. if you give someone a little bit of extra money. and whatever we come up with so everyone does this they are going to go spend that unlike a rich guy on wall street you are just going to throw it in the bank. >> chuck schumer has very close ties to wall street. secondly what we need is to have economic growth in the united states. we saw this 2.6% growth in the gdp and we are seeing a stagnant job market, the wages are growing. so just to say that raising the minimum wage is going to solve the problem of poverty, which we know when you look at this what it does is create more job loss and i think that it impacts on our economy for many ways.

neil: we are seeing wages that were above the federal level maybe we don't even need to be debating right now. >> what you see is the people at the top getting wealthy that's the people in the middle people are sick and tired of being sick and tired. if you want to give someone a boost let's put this back into the economy. neil: would you take a pay cut or tax hike support people getting this minimum-wage? >> what i would support is 46 cents on the dollar and exxon is paying 15%. the guy who is toting this all let's give some back to the workers. neil: the little guy won't he be the first to feel the pinch of companies and say this? >> it does put the pressure on the businesses. we know when we have obamacare

in place businesses are taking the calculation whether they want to hire more people or less people they are having a reason the federal minimum wage, all of those our couch awaited. so it does produce a problem when you look at study after study showing that when you raise the federal minimum wage it does lead to job loss. neil: it hasn't yet come i don't know what the trigger level is. i don't know what that level is but i think that we are too fixated on hiking a rate and not easiness tax burden on everyone. neil: letting the states decide if it is in their interest. and it's not arbitrarily ordered >> and get indexed, i think the you can tell there's even to republicans and the american people are already onboard. there has to be a common than solution. if you leave it up to america, there's never going to be a raise.

neil: let's get this out of the national debate and index something. >> then let's leave it in the hands for them to make decisions for their environment and their sake. seriously thank you, great job. in the meantime, do you think that virtual reality glasses look stupid? and tonight strange inheritance will have you biding for more

neil: the film festival kicking off, and individuals putting it up goggles on.

giving virtual reality demonstrations showing what high-tech capabilities can do. peter says this is what could save the movie industry. do you think so? >> i don't know about saving the movie industry. and it's not 3-d it's inside and the difference is not the producer in charge, you are in charge, just like real life he leaned forward, you look at people next to you you are completely bare and there can be millions of people right there with you. the magic is that it's as simple

as that. >> i love 3-d these classes make them look cheap you look ridiculous. >> yes, but how about this. neil: i want to show this to you. so okay, it's a little bit smaller. it weighs about 2 ounces and you're off to the races. and who am i to question. i'm telling you. people like going to movie theaters, they like seeing events, and this is never ever going to be a part of it.

>> it will absolutely work. and wait wait let me tell you what it does it puts you in the front row seat of the basketball game. >> i don't buy what you're saying for a second,. [laughter] >> you will be buying it. [laughter] neil: switching gears on all of these blockbusters that are coming out you have a new iron man and are we overdoing it this summer? >> more of everything is the appetite of the audience. the american marketplace is the smaller part of the world. and these films do so robust and so big that these american companies have to make these

films. they are not competitive in any other way to any other product because they own the market place. unless you are making a large franchise. you can make the smaller ones but it's hard to make these companies run without the big one. neil: you don't even know and you know everything. [laughter] neil: there's only one way that that will do well. >> i think the bottom line they seem to do enormous business, even when they don't work terrifically well, they explode overseas. neil: you might have a future in this. neil: this one i am convinced. unless they shrink those things

down no way. and there's a wendy's right across the street here. [laughter] neil: peter, always a great guy. when we come back, here is why getting a bad deal with iran is maybe even more difficult when the iranians just made a deal with this guy. ♪ ♪ ♪ (under loud music) this is the place. ♪ ♪ ♪ their beard salve is made from ♪ ♪ ♪ sustainable tea tree oil and kale... you, my friend, recognize when a trend has reached critical mass. yes, when others focus on one thing you see what's coming next. you see opportunity.

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neil: after a new deal with us iran is making deals. anni to play $800 million. for the russian missile defense system. many say that this is not we need right now but that is what we are getting and it makes you think twice about making any deal with either party.

>> this is not only just a bad deal, but it is emboldening iran. they think that the u.s. is demands. they are getting to do it without any consequences whatsoever. they know that president the president obama to this point throughout his president has helped foreign nations and held them accountable. neil: timing is everything. i am alwy hinkg hat eve f y'regoin tomak adeal wi ussia, wouldn't you hold off until they signed the deal and got it done? >> they are calling the shots

and it's also interesting that russia is all about jumping in trying to get a head start on trade with iran not only are they selling the missile system to iran which the original thing made back in 2007 they are looking to continue with this now and they want to get in on this oil for trade deal where they have hundreds of thousands of dollars which opensre military equipment sales. neil: that was then this is now, what do we do way matt. >> i would come in in terms of saying that we are not caving in terms of what we want out of this deal.

>> president obama says this is a once-in-a-lifetime deal. that the united states is desperate for a deal the u.s. does not want to walk away that's obvious with what we have seen out of the administration but i think that they are willing to meet halfway and iran knows that essentially the u.s. military operations are off the table. but israel is never going to allow them to do this. >> they can't do it anymore, we have constructed it in such a way that you can't bomb vest

bombs away. >> that's why you can't let them get away with these sales. when someone like israel needs to go in and iran has broken these nuclear deal was and continues to work towards building a nuclear weapon, it is real and needs to be able to bomb those facilities. neil: it might be too late. >> if iran has those systems in place that's bad news for everyone. neil: amber smith, thank you so everyone. neil: amber smith, thank you so much. it's a good campaign about the kickoff. america, we are ready to discuss this next

the real question that needs to be asked is "what is it that we can do that is impactful?" what the cloud enables is computing to empower cancer researchers. it used to take two weeks to sequence and analyze a genome; with the microsoft cloud we can analyze 100 per day. whatever i can do to help compute a cure for cancer, that's what i'd like to do. people ship all kinds of things. but what if that thing is a few hundred thousand doses of flu vaccine. that need to be kept at 41 degrees. while being shipped to a country where it's 90 degrees. in the shade. sound hard? yeah.

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neil: would you vote for a president, neil cavuto? yesterday at this time no

goodies for me, no bridges to nowhere for you i imagine that that many do the same thing. i say let's just say judging from some of your reaction, it's like maybe. jessica says are you serious? yes, why are you surprised at this financial superhero that might want to be president. and sally says the subject is too serious to even joke about. we are in a world and that is what one individual says, you are a tyrannical idiot, get lost. i'm putting you down as a maybe. and alan at first i saw what a

ridiculous side you have on a teleprompter. and every on-air person seems to think that he's qualified to be president oh really? i have some news for you and i was also a manager. so what do you think of that? let's just say that you were the one that sounds fishy, my friend. and judy says we are ready for you, kudo, what can i say? all we need to get through and all the problems is you. so true. and finally sorry no i would hate to see your head explode because of all of the bills they send you to sign with all of

that attached. it's a lot and they might try. >> a see you tomorrow would die for. >> almost too much barbie for a girl. >> a house full of dolls from all over the world. jamie: you couldn't walk into the room. theres were thousands. >> about what makes this so strange? say hello to the heir. >> my either, why -- mother, why, me being a boy why was it dolls. >> she had a dying wish. >> don't throw these dolls away, find a home for them, that is what i want to do. >> does the man have a plan? >> they call my the doll boy. >> how is that working out for you. >> you can call me whatever you want. i have a pretty good inheritance here