20 other service providers does not allow them to for the future. >> speaking up for potential mergers. >> you can catch all the interviews on foxbusinessnetwork.com. >> thanks for joining us. the willis report is next. this is the willis report, where consumers are our business. >> isis claims the first attack in america. >> isis, now claimings responsibility for the attack. >> were they sympathizers or op practicetives? we -- operatives, we investigate. >> i am a candidate for president of the united states of america. >> and more diverse. >> the truth is, president obama always provides us with a false choice. gerri: we'll assess the candidates. >> the feds shut down a phony diet supplement ring complete with fake celebrity endorsements. >> also panera dropping

artificial ingredients from its food. >> the promise and the ingredients. gerri: is it about a healthierier you? >> and our user guide too real estate how to get the right loan at the best rate. all that and more coming up on the willis report, where consumers are our business. >> tonight isis reportedly taking credit for the sunday night shooting in garland texas. if true it would be the first attack in america by the group. and isis vows it would not be the last. with us now former new york homeland security director michael bal bony. and steve moore with heritage foundation, michael with you. so isis claiming

responsibility we don't know if that is the case or not but we do know that republican chairman of house homeland security committee saying that they at least inspired this attack. what is your take? >> isis is really developed this global messaging they have gone out to try to recruit. and their measure of success is when individuals whether trained or not take up armed and do something. they are an opportunist organization they see this, they will see yep that is our guys whether they were or were not. this could appreciably be the game changer for so many people there was the question, you can put the message out but will people respond. they did respond, a lot of elements. the attack are equally disturbing. gerri: steve michael said this could be a game changer that encouraging local people here on the soil in

america to do this would really change the equation for u.s., what is your reaction? >> it makes me nervous. i was here in new york on 9/11. and a lot of americans they are very worried about these kinds of terrorist incidents hitting our soil again this is one of the first we've had -- now we don't know for sure whether isis really is responsible for this or not. we don't have confirmation. but i will say i was fascinated by that poll, we always think this that this job is in the economy those ranked highly but people are nervous about terrorism this could turn out to be a national security election. gerri: it could be a national security election, let me show you the fox news poll results what is the most important issue facing this nation? terrorism, now 14%. a year ago it was just 3%. economy and jobs continuing to rank number one. but you see this terrorism

issue, michael issue creeping up the list in people's consciousness even the presidential candidates are talking about it. will it be a national security election as steve said? >> in my experience, when i was in public was on the we would talk with voters and see where this raised up in term their consciousness the concern was just below the surface. whenever you had an event it would spark the fears of something happening again. that is where we are. it is just below the surface, that is why any candidate out there had better have a really good security platform. gerri: to that -- >> one point, you know, this is an economic issue too. terrorism is an economic issue. if we have these it going to have a negative effect on the american economy.

>> you bet, i want to bring in sound from mike huckabee, former arkansas governor announced his plan to run for the white house today listen to about what he said about this issue. >> we have down size the military and left our borders opened and uncontrol, yes we need to address the immigration issues but not with amest in we need -- amnesty but we need to start with taking control of our own borders as americans we need to get on our knees every knight and thank goodyear still living in a country that they are trying too break into. gerri: mike huckabee with big response. his point michael there is a link between terrorism and border security, do you agree? are immigration and national security linked? >> i believe they are but not to the etengt everyone

the extent that everyone says from boston bombing to this. we have folks that are here. the trick is when they go from aspirational to operational. that is key. that has nothing to do with the borders, it is folks who are sitting at home, and watch television, then all of a sudden they i'm going to get involve and travel perhaps and learn the trade craft of war and bring it home. gerri: i want to move to brother g.o.p. list of candidate -- the broader g.o.p. list of candidates. steve to you all of this diversity in this field. who has the best plan for homeland security? for immigration? who is out in front on this story. >> you used a really important word diversity for first time the republican party that is party of diversity. and democrats have 1.5 candidates this a great thing, as a republican this is great.

i love carly fiorini and ben carson in the race, i said if the republican party wants votes of american people it has to be a vote that looks like american people that is a broad them that will play to benefit of republicans. you know i was at a breakfast this morning with jeb bush, in town in new york. i would not be surprised in next couple of weeks he officially throws his hat in the ring. once he does i believe he will be one -- >> the front leader. >> yes. gerri: it is a topic they will have to address and in detail. we cannot just keep on keeping on and hope it will be okay, garland texas shows us that, thank you men for joining us. >> thank you. gerri: warren buffet, getting a lot of attention in the press today for saying that best way to solve income ineqaulity he wants to boost the earned

income tax credit, not raise minimum wages i say neither of those policies are great fixes for lifting lower middle class raising minimum wage kills jobs. economist pretty much agree on that, and so does buffett, here is the problem with boosting the earned income tax credit that averages $3,000. the credit is not a deduction, it is free cash from federal government, for that reason it is abused. according to treasury department inspector general, improper payment rate is 22 to 26% a quarter of payments are fraud. a minimum of 16 billion every year squandered, your tax dollars government should focus on getting out of the way of the private sector so most folks with lift their own boats. >> just had to get that in.

gerri: we'll turn to a ftc story, federal trade commission halting a diet pill parketter saying -- marketer saying they used fake news sites and bogus celebrity endorsement, we have details with dr. pat founder and host of the doctor weighs in. great to have you here. all right let's start, you tell us what sale slash of the doing that ftc down offensive. >> they were actually master marketeers but they crossed a lot of lines as you said, they were using stolen e-mails to send out spam, e-mails to people, and banner ads as well, all of them promoting dietary supplements that have not been prove then work. they sent people to fake

news sites where there would be news stories breaking news, oprah says whatever, it is the greatest thing since sliced bread. gerri: breaking it down. you covered a lot of territory there. great job. i think the thing that people would find amazing is that they are spamming people they get list of contacts from people. so, let's say you spammed me you might be able to find my contact for my husband, and send him an e-mail that say it looks like it coming from me, and that e-mail has a fake news site. consumer a copy of the news site there is a picture of kim kardashian on the cover of ok, they took celebrities and just you know ripped off the pictures, stole it put it on the fake news site

pros moting the -- site pros sites promoting the products. i tell you who would eat that, what to you make of these products, is there any benefit to them? >> well, you know there has been a lot of studies that look at these products, and none of them support the use of any of them, i am talking about the supplements that are sold that are not prescription drugs. so that is not a problem in and of itself. when it is a problem when it keeps you from using something that would work or there are actually harmful side effects or say are so expensive you put a lot of money into it. gerri: let's talk about you know, there are in weight loss drugs that work?

you buy this kidney bean extract? but, do weight loss pills work generally? >> there are prescription drugs that have gone through the process to get fdas approval, and that means they had to to studies that prove that those pills cause weight loss, there is a number of them that are out there. they all have some kind of side effect. a lot of medications have side effects. some are more serious than others, some are just unpleasant like one of them causes you too have oily stools. gerri: oh, boy. that is yucky. so before you go, quick advice if you can it up about what people should be doing instead of buying this noun sense. >> well, i know it is boring but, exercise. and portion control. watching your calories are really foundations of losing weight. so there are no quick

fixes, it could be hard work but when you top change your habits you have enduring weight loss. gerri: thank you so much dr. pat, a voice of wisdom. >> thank you. gerri: now we want to know what you think our question do you think that diet supplements work? do you use them? let us know, log on to jerries willis.com -- jerry wig it dogerriwillis.com let us gln andnext panera is latest it clean up, is to for your yield or just pres. we'll be quite back.

excellent looking below the surface, researching a hunch... and making a decision you are type e*. time for a change of menu. research and invest from any website. with e*trade's browser trading. e*trade. opportunity is everywhere.

gerri: panera bread saying

it is getting rid of more than 150 ingredients mostly artificial sweeteners, colors flavors and preservatives. they say they want to use food that is clean. peter, welcome good nutrition, good marketing? >> a little bit of both, i find. eating clean that gained a lot of popularity, involves eating one thing bread it means you avoiding bread. >> panera is known for your bread. >> i think there is some marketing, it is great to get rid of evil stuff. gerri: we'll get to that, look at ingredients, some of them a sugar that appears in beer. look at this one. pro poe lean --

>> a thickener in a lot of food and a food dye. it makes the bread white. they are getting rid of a lot of stuff. i want to know is it going to taste different. >> the real question, what is going to happen with taste. people who go to panera might be healthier than people who go to mcdonald's for instancing, it is still fast casual food my rule is, if my grandmother would not recognize it as food, i will not eat it. >> the new standard is different, would consumers even care? >> i don't think they care there is nothing wrong with going a little bit healthier, but there is a pres component with this.

gerri: and what about the standards. >> that is it, there is stuff a don't know what it means,. gerri: gmo ? >> they don't know, how is this corn different from this corn. gerri: and all of these companies that is what you are expert in, they are trying to cut the artificial ingredients, is it going to work? and continue to grow? is it a fad. >> it is the salad bandwagon, remember when mcdonald's came out with salads, hey they had a huge growth this a fad we're being healthier and everyone in world considers

themselve a food blogger now, they talk about how they know best. so, yes, it is a fad we'll see it go next. there will be color brown or whatever it is people will get rid of food that brown or turn purple, it will go on and on. there nothing wrong with making food healthier, but how much healthier are you making bread. look the me, don't think i hate bread, but the point is it is not a chicken breast. gerri: thank you peter. appreciate it. >> and still to come, hidden dangers surrounding your work out a new lawsuit hits wells fargo. they are accused of putting greed in their sales customers ahead customers details coming up after the break.

when cigarette cravings hit, all i can think about is getting relief. nicorette mini starts to relieve sudden cravings fast. anytime. anywhere. i never know when i'll need relief. that's why i choose nicorette mini. you drop 40 grand on a new set of wheels, then... wham! a minivan t-bones you. guess what: your insurance company will only give you 37-thousand to replace it.

"depreciation" they claim. "how can my car depreciate before it's first oil change?" you ask. maybe the better question is why do you have that insurance company? with liberty mutual new car replacement, we'll replace the full value of your car. see car insurance in a whole new light. liberty mutual insurance. ♪ ♪ ♪ ♪ ♪ ♪ the ones with the guts to stand apart - join a league all their own. ♪

gerri: wells fargo slapped with a major lawsuit accused of unlawful, and fraudulent behaviors accusing the employees of opening credit cards for customers without telling them, and charged them huge fees. this is a fascinating study wells fargo is dismissing, this file by 73 of los city of los angeles. >> this is a lawsuit asserting a massive multiyear fraud encouraged by the bank pushing their sales people into knowingly unrealistic expectations and commissions to force them to

close multiple new accounts on a daily basis people were forced into new accounts sometimes they were lied to and told they had to bundle the accounts, or not told anything, they were fraudulent signatures that opened ghost accounts or there was pinning they would get the pin number, breach data on computer, and open up accounted with pin number of customer. gerri: as a customer you would not know if it was done reason it was done, you help me understand this, that the employees were required to hit certain goals by wells fargo. you had to open so many accounts that is what pushed these people to do it what was the penalty for not getting job done. >> well, you know the penalty was really people losing their jobs, on the flip side, the penalty for people who were outed for

committing fraud was little to nothing as far as allegations, they were pushed into it, it was a slap on the wrist. and really when you draw that into defense that is asserted in the case, wells fargo saying this is a group of rogue employees that were just marching off. gerri: let me read that statement. the bank said, culture focused on best interest of customers, and creating support and caring environment for our team members members. but let me show you now what the law the is a ledges -- lawsuit alleges saying that wells fargo generated virtual fee generating machine, that is amazing. through which its customers are harmed, expesmies and its employees take the blame and wells fargo reaps the profit.

so who is to blame? >> at the end of day it falls to the bank, the defense they are rogue employees is a legal equivlent of a dead end. the bank is responsible for the fraud and illegal activities these employees allegedly did. it is really on the head of the bank, and will know very difficult for them to not only avid these penalty but it opens up a new can of worms. they allegedly took money out of accounts to stuff to new ones. gerri: so what could be the impact of this, if it goes forward? >> it is a complaint just filed. bank will be filing an action, a defense i doubt they will be successful in dismissing it. the bank will be in my view,

real walking on a tight wire if they don't try to set them case, you will have criminal allegations that might be flowing upstream they will ask people what did you know and when did you know it, don't be surprise if u.s. attorney office will look into criminal allegation, the case is based in california, but it has broad implications. gerri: i don't' my bank with their hands in my accounts issue thank you seth. >> you bet. gerri: a flash back to the flash crash. has anything been done to prevent another crash? >> and you decided you want to buy a home, now what? that it takes to get a mortgage in this housing market and what to do if you don't have that 20% on hand, stay with us.

♪ gerri: welcome back to the willis report. in a moment, bankrate.com's greg mcbride will share about what it takes to get a mortgage. time for a look at other stories. crude oil hitting a new closing high for the year. pricing jumping over $60 a barrel. stopped exports in saudi arabia is raising prices. california falling short of its water saving target. the golden state is experiencing a drought. water use only fell by less than 4%. they're looking for cuts of up to 20%. they're considering sweeping mandatory drought regulations. the nation's biggest cable provider now an internet company. comcast now has more internet users than it has cable television customers for the first time. and a rematch of the

fight of a century? floyd mayweather says he would be willing to fight manny pacquiao again rather than retire in september. meanwhile pacquiao is facing a class-action lawsuit for concealing a shoulder injury before saturday's fight. saturday's fight was worth $500 million. those are some of the stories in the news tonight. well, it's day two of our special user's guide to the spring real estate market. all this week we're covering everything you need to know about today's housing market. whether you're buying selling or staying put. mike is here with his best secrets for selling your home tomorrow. how do you get a loan? the lending landscape is changing dramatically. the big players in the market aren't necessarily the big banks. greg mcbride chief financial analyst for bankrate.com. greg welcome back to the show. so good to have you

here. let's start with first things first here. the lending market as eased somewhat. it's not as tight as it was. how would you describe the tone of lending right now? >> well the pendulum that had swung way too far to the side of easy credit in 2005, 2006, 2007, and then swung all the way to the other side toward very tight credit in the aftermath of the financial crisis i think now it's pretty close to the middle for most borrowers. those finding tight credit are those that particularly small business owners. people that have a difficult time proving their income. they're the ones on the outside looking in. at this point. >> all right. talk about on the outside looking in. low-income folks out there who may qualify for government programs. it seems like 2006 all over again, in my view. take a look at fha's mortgage qualification requirements. you can get a loan of 580 and a down payment of 3.5%. does this feel like

looking over your shoulder in the rearview mirror. >> it doesn't sit well with me at all. when you intersect low down payments with low credit scores, it's a recipe of problems. i don't have problem with someone with a 720 score making a low down payment. we've seen this movie before. you're right. it feels like deja vu. >> the credit score you mentioned this is fannie mae and freddie mac. down to 3%. put down 3% if you have a great credit score and great history of paying off your debt. otherwise prove it. speaking of debt there's a whole category of companies that are originating mortgages. we willwells fargo number one. some of these companies i don't even know. greg, what happened?

where are the big banks? >> a lot of the big banks have retreated simply because of all the risk involved with it. multibillion-dollar fines they're paying as a result of loans that were done during -- prior to the financial crisis. and also, the buyback risk. the risk that a loan they issue, they could be forced to buy back with fannie mae freddie mac if the borrower defaults. if an i is not dotted. >> is that a result of the new mortgage rules. they're suddenly facing this buyback risk. >> partly. more broadly, that's a vestige of the aftermath of the financial crisis. even before dodd-frank went into effect, that buyback went way up. >> so there's a silver lining perhaps. if you thought you would get your loan from a big bank. they have reduced their stakes from 61% to 33% today. you may see them again. they'll probably service your loan.

there's that. the big banks are definitely involved in that business. so tell me now, greg, you were so expert on this. what's your advice to people out there who were trying to get a loan. what's the one two, three step. how do you do it,. >> good credit. proof of income. good down payment. if you have those three, you're in business. you know i'd start early by pulling copies of your credit reports. make sure everything there is buttoned up. no errors. then get prequalified for a mortgage. then when it comes time when you put that offer on the place, you're not necessarily married to the lender that gave you the prequalification. shop around. apply with three different lenders on the same day. that's the important thing. then you can truly compare the terms top to bottom. not just the interest rate but the fees being charged and you can pick your dance partner from that group. >> i'll pick my dance

period of timener any way i like. go to bankrate.com. greg thank you for coming on the show. good to see you. >> thank you gerri. gerri: we covered buying. now it's time to look at selling your home. coming up tomorrow, on our user's guide to the spring market. hgtv's mike aubrey shares his secrets about how to get out of your house. how to upgrade. he'll tell you. this is advice you won't want to miss. tomorrow. coming up later, airlines are raking in billions. how to stop getting nickled and diamond to dimed to death. how safe is that treadmill in your basement? what you need to do before your next workout. how your smartphone could be a dangerous distraction. here's your consumer gauge with the numbers that mean the most to you. ♪

♪ gerri: if you love to work out you'll want to hear this. the recent death of entrepreneur and husband of facebook's chief operating officer cheryl is anberg is shining a spotlight on the dangers of treadmills. david suffered brain trauma after falling off a treadmill and hitting his head. joining me is pat davidson. pat, thank you for coming on the show. you know, we've read that treadmill-related injuries are some 19,000 a year. seems to be very high. in your experience, do people often get hurt? and how do they get hurt? >> well it's a great question. it does seem like a high number of injuries that take place. most of these injuries are taking place because people are falling with treadtreadmills. something will happen where they miss the belt with a step. they fall. we have a belt that's moving them and

potentially pushing them off the back into something. a number of things can go wrong with this. >> if you put your foot wrong, you're moving backwards. broken bones, amputated fingers. concussions. a lot of people have been injured on these things. you know, it seems to me there are a lot of distractions when you use these machines. and the machines themselves have distractions. they have tvs on them and all kinds of programming. do most people know how to operate these machines? >> you know, i think that even the people that work at gyms full-time we have to learn each new piece of equipment as we get it. every piece of equipment is individualized and has its own buttons associated with it. but overall, you know, what happens it seems as though we have all these tvs that are located in the front of these treadmills. and people are locking their vision and sight into one object. gerri: what's wrong with that?

>> whenever you do that you're losing your awareness of what's taking place around you. gerri: okay. so you're zoned in on that tv or maybe even your cell phone. >> you got it. so any time you're completely locked in on one object your awareness of what's taking place around you is reduced. so most of these injuries that are taking place with treadmills are that people are missing a step. losing their sense of where they are on the device. if that's taking place, a potential disaster could, in fact, happen. gerri: i have to tell you. these machines. these treadmills are the most popular device that americans use. 50 million americans use them. super common. this is a call to reason. this really unnecessary death. mike tyson's 4-year-old child died on one of these. you just have to know what you're doing and make sure you understand the equipment. pat, thank you for coming on and talking to

us about it. fascinating conversation. thank you. well, nearly five years ago, the flash crash rocked the financial markets. the dow suddenly dropping a stunning thousand points in five minutes. remember this? we covered it. questions still remain on whether regulators are properly supervising high-frequency trading firms which account for half of all trading volume. with me now with the latest is peter barnes. peter. peter: this is important to the folks at home because before the dow rebounded by 700 or 1,000 points after the flash crash, it had cut the value of stocks by nearly a trillion dollars. and if you sold any of your stock at that very short temporary bottom you lost money that day. since then, regulators have been wrestling with how to stop another flash crash. last month, authorities charged a man in london for using his computer program to place and

cancel thousands of investment orders in million seconds. so-called high frequency trading. (?) the authorities alleged it sent the market in a tailspin. they need more money in congress to hire more people and buy more technology to catch more market manipulators. >> our budget request is focused on enhancing our surveillance program. we must have highly skilled professionals, as well as high-powered data and technological contains to monitor for the types of sophisticated manipulation that can occur today. >> improvements to technology and operations have made the agency more efficient and effective but to fulfill our mission, we must keep pace with the size and complexity of our markets and the entities participating in them. >> now, they asked the senate appropriations committee to support the administration's request for $1.7 billion in funding for the fcc in 2016. a 15% increase from this

year. they are also -- the administration is also seeking 320 million for the cftc. >> they always ask for more money. it would be better if we had all the money in our budget that we needed. what are they doing besides that? anything else they're doing to try to figure this out and fix it? >> the secc is trying to make firms that do it register with the agency as so-called broker dealers. that would subject them to regulation. it's proposing new trading rules. the cftc is kicking around additional ideas as well. critics say the regulators have not been moving fast enough. gerri. gerri: peter, thank you for that. and, next, airlines profit's are sky-high because of nickeling and diming us to death. we have ways to avoid paying for all those fees. solutions coming up. ♪

you total your brand new car. nobody's hurt,but there will still be pain. it comes when your insurance company says they'll only pay three-quarters of what it takes to replace it. what are you supposed to do, drive three-quarters of a car? now if you had a liberty mutual new car replacement,

you'd get your whole car back. i guess they don't want you driving around on three wheels. smart. new car replacement is just one of the features that come standard with a base liberty mutual policy. and for drivers with accident forgivness,rates won't go up due to your first accident. learn more by calling switch to liberty mutual and you can save up to $423. for a free quote today,call liberty mutual insurance at see car insurance in a whole new light. liberty mutual insurance.

♪ gerri: all right. you know what i'm talking about here. you plan your vacation. you book your plane tickets. all of a sudden those tickets you scored aren't so cheap when you add in all the fees. so why are airline fees so high? how can you avoid them? fair compare ceo rick has his tips. we'll give advice tonight. rick welcome back to the show. lets the go go over the numbers first. baggage fees up 5%. collecting 3.5 billion. last year, tickets were changing. fees were changing your ticket up 6%. on and on it goes.

bilking us every day. a little bit more here. a little bit more there. you know oil prices their inputs are down. why do they have to increase our fees? that's what i want to know. >> sure. well there's a couple things gerri. immure referring toyou're referring to data -- of that seven and a half billion. about 6.5 billion in two fees the bag fee, and the change fee, it goes to show you the airline business model, the plane ticket is break even. we make our money on fees. a couple things i would note. there's an entire working class folks that don't know what it's like to fly without a bag fee. they're almost used to the fee. the airlines are taking advantage of that for one thing. on the flip side of things the airlines every year getting better at what to do with these fees. airline tickets, you could be sitting next to

somebody who paid four times more or four times less. now you could be sitting next to somebody who paid a little bit less for their fee depending on when they bought it. airlines are charging more for that as we go. >> they're inventing new fees altogether. if you look at the ticket, it is so -- >> the bean counters have looked at the entire process of travel, down to whether or not they can charge you a fee for air-conditioning on the jetway on the way down to your actual flight. >> oh, come on. >> they have every fee known to man on the books. now the question is to get you to pay for those fees. the one that hits people the most is the change fee. so if you book your ticket and you have to change your ticket, that's $200 domestic. $300 for a fee if it's an international trip. there's a couple things you can do to mitigate that. every one of the airlines are required to have a 24-hour guarantee policy. you can either hold the ticket for 24 hours and get rid of it at no cost

or they have to refund it. if you make plans and you have to change them, no change fee involved in that later in the day. >> you have other suggestions for people who want to keep their travel costs low. they will sometimes wave fees. i have these branded cards. do i show the gate agent? how do i cash in on that? >> the branded credit card is usually tied to your loyalty account. so when you book your ticket and you have a brand card they'll automatically wave the fee when you actually have your bag fee. gerri: i don't have to do anything? >> you actually get that fee waived. and american express has a couple of cars that will reimburse you two to $300 in fees throughout the entire year. including precheck which is $85 for ten years. and global entry which lets you get through security quicker.

if you're flying internationally, get back through customs faster. >> but it costs you money. quickly overweight baggage fees. what i'd like to do is take my bag with me to the gate. they say they don't have enough room then they check it for me without charging me anything. >> that's what a lot of people do. they sneak it through security. airlines are putting bag cops trying to catch people. i haven't checked a bag in almost ten years. except for when i play golf. if i could carry my golf clubs on the plane, i would. >> those overhead compartments, they don't fit them. >> they don't. i see people with fishing rods. fold them up. they have to invent the golf club. >> i like the idea. lots of great ideas. thanks. now we want to hear from you. the regulators are

cracking down on a phony diet supplement thing. do diet supplements even work? rick tweets this: good eating habits and exercise work better than supplements. who knows what's in most of those. agreed rick. on facebook, mel says, no way. nearly all of them contain some very fine small print. in addition to following me on twitter and facebook like fox business on facebook. we'll be right back.

♪ gerri: do diet supplements work? that's the question we asked you. most of you say hey, no way. 79%. here's good news. get ready for more bart simpson and the rest of his family's crazy antics. fox is renewing it for a 27th and 28th season. i've outlasted letterman jon stewart and mcdreamy, i have something they don't a costly 200 doughnut a day addiction. that's so cute. coming up tomorrow, insider tips to selling

your home. that's it for tonight's willis report. "making money" with charles payne is next. we'll see you back here tomorrow. ♪ ♪ >> good evening, everybody. i'm tom sullivan in for charles payne. you're watching "making money." we have some new records on wall street. disney and netflix went to all-time highs. the race to 2016, what candidates are the most popular? we have the new poll information on who the frontrunner is for the g.o.p. plus, just how likable is hillary clinton? that's not a trick question. we're really going to ask that question. looking to buy a new home? that may be the easy part. gerri willis will join us later on why finding a mortgage could hold up your move. all that and more. let's meet our investment pros.