term rates are going up. here is the part that no one sees coming but me. long term rates are going down. you can play that and the highest interest rate that you can buy i have clients up in 50 percent up in six months. if you think about it he seemed to be living the american dream. now the suspect and his wife have them facing a nightmare. syed farook lived in a nice neighborhood and had a college education and a nice job. the next time that poverty moves it, don't buy it. ben stine will be back next week. mr. payne. >> i have been saying this for so long. we see it over and over and there was a guy worth $300 million, but it's really more to a certain degree more amazing when they're born in america. they have a pretty good job.

went to college. the guy in the tennessee shooting, same sort of thing. there's a resentment that you're not born with, but in the house. there's no such thing as social radic r radicali radicalism. it's amazing. cannot say someone did not have a job or global warming created terrorism. >> yeah, i don't know what caused this guy to do what he did. poverty closes a lot of bad things and people do stupid stuff or stuff that's antisocial when they're and stupid stuff. >> yeah, but they steal and rob but you that to eat or whatever. >> i understand. i am saying that there's no

correlation on evidence that we have in terrorist in poverty or terrorism. some of them are rich. >> to call him an extremist and one when president obama comes out after the paris attacks and says that this is an attack on all humans. no, it's not. isis is a well organized call to believe that it's a key agent in bringing about. they will do anything members of this cult will go to any extreme. you will have woman going the extremes, and until we ablg knowledge that and ignore the prove erargument, we can not ge away. >> having said all of that adam i am trying to give people the benefit of the doubt. one possibility is that it does

ring over those that are from the wrong side of the tracks and might be one over with a more promising argument. what do you make of that? >> well, the puzzling part of this to me is why these well off or relative people do what they do. first of all, this is not new. you think of castro and these are all rich kids and kids that were radicalized. just to finish my point, it makes sense that the prove erty stricken people are are going to be acceptable to arguments and we should pay attention to that. >> that does not explain. >> why should we sit there and say we should fell story for them because they're poor? >> i did not say anything about.

>> i don't think that it should. it's a good life. >> people that over threw the ones that were holding them back was a lot different. look at the faces of the people that were massacred in paris and then massacred in san bernardino.

they're trying to kill every person and there's a rage and then a belief. the excuse of the poverty is just really -- >> so maybe it's climate change. the one thing that came to mind is that they will not assign it for what it is. it's not the rising oceans and the more deserts. we're going see more of this when we just don't step back and look. >> look at the ideology and the cult that they practice. it says if betalk about poverty and it's drought and global warming, that we're trying to find a reason that we can be to blame somehow and that other people are are not radicalized. >> yeah, i object that to sound that way. >> yeah e it's like saying that we can understand what hitler did because germany was in dire straights in the 1930s. that's absurd.

>> i am not disagreeing with any of you, but i am not suggesting that there's one cause. in reverse, don't suggest that certain things can be causes of radicalization. if prove erty is one of the cause, by all means go after it. >> i'm saying it's not a cause. >> yeah, that's one example. it's always the nonone here. >> it's not. >> what can we do? we're going to rat kate around the world? >> it's a guilt trip. we do a lot for people around the world. i mean we can not stop everything and end all poverty. we do m and yet they want to kill us. a lot of these folks. >> he is part of the bigger thing. i touched on it and the head is

counsel and affectively blaming us for this that we provided for this and very similar to the arguments after 9/11 that we're to blame for this. >> yeah, and it gets old. on that adam, i am not -- i am saying that argument from the head of a major islamic group in the united states is fuelling all over again. >> that's why we should object that poverty is -- >> it's crazy. we look into the mind of mass murders and say that we can get into his head to see why he did it. they're nuts. >> maybe this is just evil. we're atributing real crazy lunatics with people who hear voices in their head and those that don't. >> could impressible people be

the ones that are recruited? >> that's the ones that they're arguing. >> that's not that. >> it's lone -- >> i do not buy the argument. the argument is that among the leader for whom this is not an issue, it's ameans by which you can bring the recruits the make it an issue. >> i know in america the muslims faith itself really gains a lot of to the prison system. what we saw there was not isis. nerd, it was not people coming out and blowing up buildings and workplaces. i still reject that neil. what you're say to go a guy like this guy is you know what, even though that you're born here and

you're doing well and 70 grand a year, you're still not accepted. someone said that as beard grew up, he did not like it. they know how to take the slights and build on them and say that these people don't like youchlt it's time to strike before they strike you. >> what were the sees that we saw? >> well the policy and the dictator and we took the side of the dictator. that was tkind of the thinking. >> why don't we look at the reason why timothy took out in oklahoma city. >> we lose sight of what is an issue here.

we have to talk about the climate change and wanting and doing what they want to do. we're pointing to egypt and then siting with people that ended up being abusive. we're finding all sorts of reasons for things that are clearly explainable that there are some jerks who are just intent on killing people and are evil. >> hold on. he is asking me. e i think the way that i hear what you're saying is that in fact we're grasping and this is not clear. this is not clear -- we don't know the answers. we should pursue everything. >> quit assigning voters that are not there. >> the motives are there. >> yeah, the motives want people. >> yeah, that all of them. >> the agenda is social justice. >> to blame them and everything thatment obama said is left to

one thing. >> there's a back story to timothy mcveigh. we should not. we should -- >> no, there's a back story. it's called the evil. he is a sick evil sob and deserves to die. >> that's not sufficient. >> yes, it is. >> it's not economic. >> there are plenty of poor people that don't go out killing people. in the meantime we're going to look at isis to recruit radicals. mark saying that it can be done, and he knows how to get it done. will it work? >> i think that we need to put out truth on what it's like under isis controls and

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[bassist] two late nights in blew an amp.but good nights. sure,music's why we do this,but it's still our business.

we spend days booking gigs, then we've gotta put in the miles to get there. but it's not without its perks. like seeing our album sales go through the roof enough to finally start paying meg's little brother- i mean,our new tour manager-with real,actual money. we run on quickbooks.that's how we own it. killed others. beating isis at it's o own game. senator mark rubio saying that there's a way to start right now. >> we need to put out the counter part and saying what life is like under the isis control and that undermines them and the recruit. it's been a part of every conflict, and it needs to be apart of this one. we need to cut off the flow of joining isis and being radicalized and offering information. >> in a fox news alert adam

agrees with mark rubio. explain my friend. >> well, i think that he is making a reasonable point. we have always engaged and this is a conflict. getting the truth out about the evil people will help. it does not have to be government propaganda. >> speaking of it -- >> the miserable conditions and the cheating and then suffering and so the truth is a powerful weapon agreed. >> i felt that the arrest was the one isis guy and whining and crying. i thought it was affective. this is what you're afraid of. >> if you put it out, they're going to use it as a recruitment tool.

they use it if isis is a video game and helping to bring about the apocalyps apocalypse. >> well, when i thought that the chinese were hacking, it was like hack back. >> yeah, mark is i guess his parents were born in cuba. i wonder how much it worked. it really did not work. i think that prop gan at thagan getting the truth out. >> don't talk about it. that's the cia. you do it covertly. >> what are you going to leek stories of isis. >> you know what i mean? >> my point is that it's much propaganda. you have to bomb the you know what out of them. you have to bomb the hard targets and civilians and

destroy them. >> yeah, whatever else v evidence that we do have of isis is a marketing strategy. they're good on the internet and social sites and connecting with the youngs on the site. we better wake up to that. >> yeah, there's a tool and ironically there was a report that said that we should shut down the propaganda efforts because they suck. if we find out the right bay to do it, and you certainly fight fire with fire, and the girl that just said -- real beautiful girl that was left and killed. she was a western er that went over there. >> that and bombing the crap out of them. >> yeah, there's the planning adam. [ laughter ] >> unlike you charlie i talk about the topic that neil wants to talk about. >> there grow. >> anywhere --

>> i would not use crap but the otherwise. we're going to take a break here. we're teaming up with turkey to fight isis. that has me wondering. turkey, does anyone remember what happen in the moment of silence for the paris victims? remember this? why that silence is definite and it's not silent. at ally bank no branches equals great rates. it's a fact. kind of like playing the boss equals the boss wins. wow!

at ally bank no branches equals great rates. it's a fact. kind of like ordering wine equals pretending to know wine. pinot noir, which means peanut of the night.

i trust turkey less than atrust russia. the turks have always played both sides. i think erdogan has said one thing and done something else privately. >> it makes you wonder after how the turks were during the moment of silence for the paris victims. there they are. given the fact that turkey lets vehicles filled with black market oil go through its country, maybe he's onto something. maybe these folks we are trusting aren't folks we should be trusting. >> increasingly radicalized country which once was the most modern of the islamic-dominated countries. very westernized. has now become part of the fear that is attracting -- >> who do you hate less? vladimir putin or turkey?

>> that's why i think, turkey is part of it. >> i disagree with that. >> why. >> if they are a part of nato, we are a member. there have to be ties that bond. vladimir putin is trying to test that. the cohesion of nato, to use a phrase. let me finish this quickly. and russia, before that fighter jelt was shot down violated it again and again. attacked the turk men in syria. i agree -- >> we are talking about two different situations. this is why turkey is scary. russian people generally don't hate americans. their leader -- >> and the turks? >> increasingly yes. they are radicalized. >> it makes you wonder who's less trustworthy, doesn't it?

>> we should be careful about ascribing national policy to the behavior of people at a soccer game. >> i could go on to mention their behavior for 9/11. the off and on treatment. i'm not even talking the jackets, you know. >> there are parts of the country they don't control. it's a messy part of the world. for the second time today i agree with charles. they are our ally. >> they're not friends. you are sucking up to the wrong people. >> i will say this. ergogan is struggling. he's trying -- we can no longer rule the world. forget about the ottoman dreams. we'll try to be as western as possible. he's facing re assistance. do you want to go back to that? >> i beg you not to mention it. >> i want to thank charlie and dagan. next time, try the tie.

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all right. any stocks in the unsteady market? >> kroger. everybody's got to eat. >> there's that. adam? >> splv, the hundred lowest volatility stocks. it's an etf. >> worried about things being

rocky next week? >> we're on the verge of a mayor breakout. the place for business, fox and only fox. this very hour the fbi is digging further into the california shooters' digital trail for more terror ties. this coming on the heels of a new report uncovers hundreds of isis supporters in america. they are fwraggressively using social media to attract jihadists in america. sit time to spend whatever it takes to take this recruitment effort down? welcome to "forbes on fox." let's go to the panel. doesn't san bernardino put this argument in a different context? >> it puts the nsa argument in a