the plunge in the price of oil. at least that's the main reason that i can think of thus far today. oil plunging, same story with stocks. my time is up. neil, it's yours. neil: all right. thank you very much, stuart, we're following that oil situation too because this has a pervasive affect. not too long ago we were up to $37 a barrel, regardless 37 something, 38 something, you're looking added seven-year lows and really tanking the entire energy sector, anything that has to do with energy sector, they're down about 13, 14% respectively, others are following suit here with the belief that opec ramping production may be killing off the fracking production, they have nowhere to go but down, some reading this might be a sign we have a global recession on our hands and the middle of that the federal reserve could complicate things by raising rights. it's hard to say this is extending over into the dow.

remember two prominent components, exxon mobile and of course chevron are very promptly featured in the dow and also weighing in on the s&p 500, which is also taking on the chin. one of the safest places to go for the time being, those prices have been going up and the yield coming down, that's a safe place to park, i think we have the ten-year note to show you, five basis points to just under 2 and a quarter percent. phil flynn follows all of this stuff very constitutely, what's happening, my friend? what's going on? >> well, i think the market is still shell-shocked from that lack of a decision by opec last week. to have any quota at all and that markets don't know what that means. does it mean it's every opec producer for themself? and to be honest with you, we don't know.

right now we have a supply and any fear that we could add to that glut and going to weigh on prices. but look to what's happening to these exploration companies, neil. you mentioned they're all getting crushed today. these companies that have to go out and look for oil and build pipelines, there's not going to be a lot of that going on in the future and that could create a problem down the rho he. but in the near term this is ugly. we may like it he gas pump but these high paying jobs they're going to be getting pink slips and that's not good and that's why the market is taking at the negative today. neil: all right, flynn, they very, very much, we are learning more about syed farook and tashfeen malik, the attack in san bernardino, california, but what's interesting about syed farook is that he wasn't this placid character he's been deemed to be from neighbors and those who knew him, his own father

is saying that not only did he never meet his son's wife, but the two different sharply on ideology and his son was becoming much more sharply on the united states but b israel and more supportive of isis, particularly baghdady of course, the key isis leader. jeff flock more on those warnings signs. hey, jeff. >> i think there were clearly signs there, neil, that no one picked up on and perhaps evidence 1 i want to show you a photograph that was obtained by abc news of syed farook and tashfeen malik his wife as they gathered together the first time in u.s. this was u.s. customs in chicago, dated 2014 and we've seen a lot of pictures of mr. farook in western garb, but this gives

you another picture, he was interviewed by an italian publication and just said to just quote it, he said that the son agreed with the isis leader idea's for creating an islamic state. his father knew that and also said his son was quote obsessed by israel and the notion of fighting against israel. this is in direct contravention from the mother, of course the mother and father were separated but it just goes against what she had to say and she of course lives in this townhome behind me with the couple. she says she had no idea. she didn't see this at all coming, she had no idea that he was radicalized in any way. kind of a conflict of parents there. neil: thank you very much, jeff, it was not baghdady who was killed in that strike last month we're learning from the pentagon, but the head of isis in libya.

he is the one who died. goes by the forme formal name is saying he's an iraqi national before assuming much grander posts with the islamic state, but he's dead, but there are plenty more of these guys crawling around. so we keep on to be of that. also a lot being asked now about the signals that we knew ahead of this attack. but if you're finding a pattern here on the anniversary of pearl harbor, keep an mind this has been an age-old problem, 74 years ago ahead of the pearl harbor attacks remember we were not aware of maybe seamen monitoring in things what appeared to be a large arsenal of planes heading toward pearl harbor not communicated and how many incidents since did you hear the same thing? antiterror robert on what we can do to correct this because

every time you and i talk on a tragedy, it's the one consistent theme, isn't it? >> yes. it's all about information, it's all about intelligence, it's all about trying to stay one step ahead of what's happening. and, unfortunately, with the changes and the terrorists, the changes in the way they're dealing with the united states, it's becoming very difficult. they're using encryption, they're dealing with less communication and social media, and it's becoming a huge problem for enforcement and for intelligence all across -- neil: well, how much do you rely on family members? if the father was notifying that his son was expressing allegiance in isis, then the wife's family would often hear her speaking arabic over the phone, they didn't know arabic but they said she was becoming more distant, do we just live in a vacuum or what? >> yeah. of course they have an obligation and the family here should have done something. clearly they knew something was wrong and that's really going to help us. you go across the big cities in our country and pockets in

our country in michigan, new jersey, take a look at the muslim community, take a look what's happening, they've got to help us police this system. we can't do it from the outside in. they've got to be able to give us information, tell us when something is wrong and work with us. and about because we're not picking it up any other way. neil: do national agencies -- i ask this with a preconceived answer, convey that to the local police forces. we learn certainly in london that was not the case in two separate attacks, we learn in paris that local were not made aware of the presence have some of these later on assailants. and i'm wondering why that happens. that was the case in boston with the brothers, but in california that's another theme. >> it is another theme, and i can tell you speaking with the counterparts across the country, most of this information is developed locally. most of it is done on street level informants, done on

relationships with your local police department and the local community -- charles: who is monitoring the possible bad elements, though? if it involves terrorists, that's that's the fbi; right? or the. >> but i've got to tell you, if you look at the fbi or, much of the good information we get in the federal system is coming from right here in our own local neighbors. neil: so why is communication a problem? i mean i guess one agency deems it less than important than some other info so it holds back, what happened. >> well, that's why you have to have something like the task force. you've got the fbi separate from the homeland security, the u.s. department of justice, you have your state agencies, all of your local police departments, and then step back for a minute and take a look at the nsa, our military intelligence, this state department. it's complicated. it's complex, and it's big. and we have to be able to combine all of that information, work together at every level and really we've been very lucky and been able to do that through task forces

and other types of law enforcement corporation. it's not easy, and it is still happening as we speak today. but at the end of the day whether it comes from nsa or military intelligence agent in the middle east or comes from right here in brooklyn, new york, it could be the same bottom line. good information that has to be used to prevent an attack. neil: all right, robert, thank you very much. >> thank you, neil. stuart: well, he was mentioning in the nsa a big effort to put out real authorized the nsa's acts like to go after and get the information it needs but not necessarily whenever it wants to get. scott, former navy seal on what he makes of that. there are a lot of free speech groups saying no. no. don't try this. what do you say? >> well, neil, it's great to be with you as always. i think it's very important that some of the pro ram obviously needs to be kept in place and other parts need more oversight, i think it's somewhere in between to thread

the needle where i've heard a couple of presidential candidates some are opposed, some are completely against, and because of those folks who are against the program itself has created more oversight which is absolutely needed, we need to be cognizant of our fourth amendment rights and we can never have 100% security, so we can't trade all of our liberties in hopes of guaranteed security. neil: all right. but the way things stand now in the nsa and other government authorities want to get some information let's say from facebook information that might have been realized on any number of pages, they have to go through facebook; right? they can't leap in there and get them themself. >> yes, absolutely and because of folks that were against it have brought about page if you will and the public has brought about change too and rightfully so. in fact, i would take one further there are numerous different surveillance programs and some of those programs are under different

legal authorities, so quite frankly i think we need to take a look at the whole apparatus and ensure that the public has transparency on what can and can't be done and they're brought under one legal authority umbrella to make sure that the government isn't stepping outside of its boundary intentionally or unintentionally. so i think we need the tools to combat terrorist activities of course but at the same time we can never give our liberties away in the hopes that we're going to have guaranteed security and there should be transparency, and there should be all those things pulled under one legal authority. neil: you think in this heightened scrutiny we've avoided the attacks we saw last week or would we still be facing them because something always slips through the cracks? >> well, i think there's an argument to be made on either side. i think you're absolutely right, something does slip through the cracks, just because you have massive amounts of data doesn't mean you can use it in a practical way, but at the same time,

yes, it could mean that. so i think there's an argument to both sides. but what i'm most interested and what i want to see happen of course is not us give up all of our liberties and hopes that we're going to have perfect security, which we won't have but at the same time given those folks who were there to protect us, the ability to do their jobs. neil: thank you, my friend, and thank you to the service to our country, unique breed of men right there. by the way, we've been finding out we're taking out quite a few or prominent terrorists, getting indications not only the top isis operative taken out last month but just a couple of days ago a senior leader, this was taken from senior operative top leader went out as well, went by the name of ukash, i don' i don't know any longer name than

that, but anyway he's dead. either would have influenced what went down in california last week? hard to say. we'll have more after this you totalled your brand new car.

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for a free quote today,call liberty mutual insurance at see car insurance in a whole new light. liberty mutual insurance. neil: all right. a quick peek of the dow shows it's down 141 points, within the s&p you can understand why a third of the energy stocks in the s&p 500 have just hit their lowest levels in more than a year today. we've got oil in and out of a seven-year low, and sort of selling injury here growing expectations of those stocks will continue to slide is oil continues to slide. now a little bit north of $38. it had touched down as low as 37.50, others say it could easily get to 30 in this, we have opec boosting production.

some say that's a goal on opec to choke off our own fracking industry so that they can be in the driver's seat again, they're hurting themselves while doing it, but we'll keep an eye on it in the meantime. mobile and chevron are energy components, so they account for about a third of the selloff there. liz with some other terror related reports that are focusing particularly on tashfeen malik. she is the wife of the bomber -- syed farook who might have had a more prominent role in this. but what's interesting in her case, liz, and you've been following this very well is how she got in here. how she got into this country. explain. liz: yeah, so the worry is in the part of law enforcement intelligence officials that terrorists are gaining the visa system and here's how. malik got into the united states via what's called a fiancé visa, also a marriage visa. it says if you get married within 90 days to a u.s. citizen, you will get

permanent legal status, she did get a temporary green card as well. so there have been about 512,000 fiancé visas issued since 2014 and basically terrorists are using our immigration system as a weapon, a new weapon in their terrorist activity. so she arrived in july 2014 and then married her husband in august of 2014. she passed two rounds of criminal and intelligence security background checks, neil, and then basically was asked a series of questions that is sort of a box checking exercise that was examined, for example, if she had any terrorist activity in her past or any terrorist affiliations and that box was checked "no." so there was nothing red flagged to u.s. intelligence or authorities that this was an individual who should have been on a terror watch list.

charles: does anybody answer "yes" to that question? >> that's a good question. we know the president does last night says he wants to have more scrutinize paid attention to the k-1 v visa process, the fiancé visa process and also cruz out of alabama sent a letter to u.s. attorney general lynch asking more scrutiny of this system. we know congress is now debating a funding bill for federal agencies. whether or not this comes up in the debate is remain to be seen. back to you, neil. neil: incredible reporting as always. thank you, liz. liz: sure. neil: when you go to the airport have these bags ever left your sight, do you ever say, oh, yeah, there was that time when a guy was rifling through them? incredible but that's wait this procedure goes to retired general who says that this whole attack line and this woman got in here without too much inquiry may have us rethink our system.

general, good afternoon. >> good afternoon, neil. neil: obviously no would be terrorists is going to answer any question like that voluntarily or with a "yes." >> right. neil: having that said, pakistan wrote off on the general and said essentially she's good to go, no problems here. we had the same doubts being about the turks and how loyal they are to our cause and they're supposedly friends. >> right. neil: and i'm defending to think more about our friends than our so-called stated enemies. >> well, we need to make sure we're engaged with our friends and allies and those we have some common purpose. but our channel we can execute. in my experience in my 34 years largely done through the military channels as well. i'm sure they're very active right now between us and pakistan and so forth. but things politically on the surface that can get in the way can't interference what we're trying to do. that's one thing with the 9/11 commission back in the events in 2001. neil: right. >> showed that we need to not

only shore up our relationships inside the united states but also across a whole spectrum of our international friends and allies and those who we would want to be friends certain into your, well, to your point, general, i can specifically remember pakistan put dragging response to our noting to, you know, conducting aggressive war on terror. they were not willing or happy to comply. mainly money changed hands. but it does raise an issue here because you hear this woman might have been radicalized in pakistan or family members were talking about she would be speaking on the phone in arabic with god knows who. so whether that started in pakistan or somewhere else, it does make you wonder about the countries we know of the people arriving here let alone the swarm of refugees from syria from there is no one to recommend or have a paper trail. >> it's going to make us have to adapt. all good nations adapt -- well, for instance, one is in

the virtual world, in cyber. we have to make sure we're much more effective in tracking, you know, social media and cyber wherever -- neil: but if what did if she left no social media prints? he did on facebook. >> well, that's where we've got to now increasing the diplomatic relationships of these other nations intelligence communities as well. see, you have essential elements of information, it's not just one certain thing, it's not just one nation but we've got to have much more capable effort to then integrate all of those essential elements of information in order to put the entire picture together. not only that but we have to do it in a timely way to make sure we can track, fix, and target and in case we have to kill. now, that doesn't sound defensive, it sounds offensive, and that's another area as well. neil: you know this region very well. >> i do. neil: i get the feeling not trusting them, i don't trust pakistan, i don't trust the turks, do you remember that soccer game halftime the moment of silence they didn't honor, but, again, i see a lot

of this evidence that the love for us isn't exactly overwhelming. >> it's not but flust certain parts of government, you can find them in my experience in the military. neil: yeah, but oftentimes that's as a result of money. >> it does. neil: and we can buy our friends, i don't want to put a down payment on our enemy. >> right. but also where we can build trust or confidence is leadership in the region. neil: yeah. >> the fact that the united states needs to not back off and we need to show that we're offensive that we are committed. that won't necessarily build trust but some reliability on our part and sense of demand that we can have on those nations as well. that's the way ahead of this. neil: thank you, general on this. >> sure. neil: i do want to show you, stock's getting hit, oil doesn't getting hit, guess what's not getting hit? right now treasuries. a nervous world seems to think that our treasury notes and bonds are a good place to park

money. so whatever is happening with stocks, i always like to remind you someone is making money somewhere, and right now it appears to be in treasuries. that's a safe haven in dangerous times. happens all the time

neil: all right. i do not know how this cool by jan relationship between donald trump and ted cruz will continue. crews surging ahead of trump and carson in iowa. first time we have seen something like that. family relations can wither on the vine here. that confirms what a lot have shown. shown by senator crews. he is surging in this race. he does ignite and excite crowds. it's very much appreciates

friends being wowed. if you get 250 bucks or more to a political cause or one that may have tax exempt status, max emanuel says the irs, what will that be? >> good afternoon. targeting conservative groups. the idea of giving more and authority or more power is just crazy. >> a big caution here. a big yellow light that should be flashing. the irs is not demonstrating their capacity to hold this kind of information from a confidentiality and security point of view. there is also some thought if you tell donors to give your social security number two churches, charities or colleges.

some just say, forget it. >> it would have a dramatic effect on whether or not to contribute. 249 contributions to every charitable organization in america. >> there is also the issue of protecting that private information. high-profile hacking situations we have seen. is it realistic to understand profits are charities? after all, big businesses like target, sony pictures and home depot have all suffered breaches of their computer systems. the task collection agency is calling this an alternative way of substantiating donations. the irs emphasizes there have been some major miss impressions about the purposes of these proposed regulations. it is important to keep in mind

no mandatory changes to existing rules to have charities substantiate donations to donors. go to regulations.gov and search for irs. comments must be received one week from wednesday. neil: thank you very much. within seconds of his report, he was audited. [laughter] this is weird; right? as he said, charitable endeavors. judge andrew napolitano is here. charities. keeping their administrative costs down. seeing their cost rising. >> think how wrong it is for the irs to interfere with the charity. whatever the purpose is. it has been characterized. the most important deal.

they cannot go to mcdonald's and use the property of that to run their charity. if you make it more difficult for the contributors, you will diminish the charity. my fear is even greater than that. i am not concerned about irs agents. most of them are doing their job. i give them credit. directing people to exercise this authority to further the polluted goal needs of whoever the president may be. >> you are going after church donation. what are you getting? >> suppose you went after citizens united. also the name of the charity. able to educate the public. >> they are thinking and choosing. what is the basis on how they pick and choose. do they pick tea party, libertarian, conservative?ear.

that is why the irs should not have this discretion. republican republican presidents can have the irs format professor organizations as well. the irs should be absolutely neutral. should enforce laws across the board. >> is it a compliance issue? you are claiming you are getting all of this money to charity. we may just follow up on this. >> that is why it is unnecessary. to further what mike said, that irs does not come to the donor. the irs comes to the charity. don't you dare accept that check without his social security. >> it is weird. unless this regulation stops, it is bad.

it is coming. they will decide how to enforce it did. >> it is an effort. we will have more after this. ♪ does it make the short list? yeah, i'm afraid so. it's okay. this is what we've been planning for. knowing our clients personally is why edward jones is the big company that doesn't act that way. at ally bank no branches equals great rates. it's a fact.

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♪ neil: chipolte continuing to hit. going from bad to worse.

late friday indicating that sales will be often the latest here. you do not have to be a rocket scientist to figure out those shares will get pummeled. the shares continue to kareem. the offer to go private. a lot of people are into this. is that what it is? the stock is doubling today. that is a hefty premium. i don't know. a lot of people are into it. that is fine. always trying to scare me away. that is very good. did you see this new poll that is out today? something that a lot of people have been sensing.

folks are right. ted cruz has a search going. in the state of iowa. he leads donald trump. the former new york state gubernatorial candidate. very successful. for that matter, the buffalo bills. we all cannot be perfect. what do you make of the cruise numbers here? >> they stopped at san bernardino with the two perps in it. twenty coughs auntie their clips into that car. our president, picture him on the scene. hold on. maybe they had a bad childhood. let's talk to these people. president tries to calm the nation. what are we doing calming the nation? donald trump about a year and a half ago.

a gun rally up in albany. 10,000 people. 10,000 guys in flannel shirts and jeans. what they want is somebody to react and punch this i can punch back at these people. now, they want to talk about gun control. >> front-page editorial "new york times." confiscate those that are out there. >> you will not take that in the name of the american people. it will never happen. >> trump was mentioning this as well. almost as many guns as people. >> don's, they are tools. people want to defend themselves. they want to defend their families. they want to defend their kids. >> the bottom line is, tell them you will get back to them. do you get a sense, the

president had an opportunity. these are really bad guys. he did spend more time talking about gun control. he is tuned out. >> he is clueless as to what the american people feel every day. all of whom are very sympathetic. valerie jarrett was born in iran. what are we doing? nobody wants to report on this woman. >> you like donald trump. he reports on this issue. >> i think that ted cruz will make a good vice president she had. neil: marco rubio? >> i think he needs a little more seasoning. maybe it is the boorish look that marco has. i think that he is very articulate and very smart.

he needs a little bit more. >> the jaws of victory. what do they have to do? >> all the people that buy into the establishment mentality, they have to realize that they are becoming their own. the republican voter isn't revolution right now. a political revolution taking place. they have to come to grips that the establishment has become very irrelevant. treating the people fairly. without this greed that goes on in washington, d.c. which people find onerous. they are so wasteful. they are so off the page. they are letting this president marginalize america.

apologize for us. being the savior. the protector of humanity. the protector of human rights. we have to get rid of these wimps. i just told the judge, i will consider it. neil: thank you very, very much. say what you want. whether you agree with the stuff that car was saying. he was same way before any of these popular candidates, again, whether you agree or disagree. isis and tried to go after their money. what if i told you it is too late. orchestrate. they are cheap. this one that was orchestrated in california.

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>> it is always the good and the bad news. it means more cash in the pocket for you. investors generally do not. it is disproportionately waiting on stocks. including the dow. the selloff in oil in and out of seven-year lows. leaving to anything oil related. andy on how much more we will see this decline. i cannot believe i am seeing that number. i think it can drop to $35 a barrel. opec is really in complete disarray.

>> when you say it is disarray, too clever for the own words. i got an effort to strangle our own fracking industry. strangling themselves as well. >> they have definitely been doing that. on the other side, you have countries like venezuela and ecuador and nigeria that really need every cent that they can get. you have this sense between the opec members and those that can survive a couple of years. the others i cannot. >> we have an environment where we are poised to raise interest rates. they have negative interest rates. it feeds on itself.

>> if we raise interest rates, the dollar will get stronger. putting pressure on commodities worldwide. when we talk about $30 a barrel, this could just be another factor that drives us to the lower level. the oil market is completely oversupplied. we are now expecting a run to return to the market next month. neil: i am wondering, the spillover of the lower oil and gas prices on those that go to the pump and they realize they're saving some money. that leads to a boosting consumer spending here. >> the lower oil prices are as translating into people hopping in their cars and driving more. we're seeing record miles traveledround the country. wherever you go, there seems to be tremendous traffic jams.

the lower prices are really taking a bite out of the economy. especially down in the service sector. neil: cheap gas prices. andy, thank you very, very much. under more scrutiny than ever. especially when you learn learned that the mastermind behind last weeks california tax were big utilizer's of facebook. facebook is under pressure. google is under pressure. instagram is under pressure. what they could know and what they will be sharing. we debate, you decide. ♪

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neil: limited days ahead of christmas and everything else. we have a lot to do and we will not get it done. indicating that congress will hit the friday deadline. tax breaks or not. not necessarily get them done. both sides can prevail. congress has until friday the 11th to pass a spending bill. to pass for a government shutdown. we shall see. former lieutenant commander. greg on this latest focus on the westside facebook premier. actively using the site. only now just recently taken

down. where he was blabbing about a lot of the things they alternately pulled off. when you look at this, greg, what do you want to see out of facebook and google's and some of these other sites? >> neil, good to see you. neil: savior. >> fundamentally, the issue is some other islamic terrorist groups have weapon eyes social media. they really have just turned their guns on us. they have the tools at their disposal to pool the islamic terrorist recruiting, fundraising, etc. etc. it is a conscious decision. facebook has been one of the more proactive in recent months. probably the worst culprit. you think back to the beheading of the journalist fully, those images were on twitter. neil: you know this stuff very well. i know that there are outer rhythms for this type of thing.

you see the word terrorists or attack or isis and these outer rhythms work very quickly. you can punch out lists of people or people that have used them and target them. it is unforgivable language anyway. free speech or not, i would think. >> let's say child pornography or child exploitation. they use the algorithms. a microsoft scraper to pull that information. >> why can't we do the same with that? >> they absolutely can. they do not have the will. all of this talk about who should be legislating this and who should be legislating that. legislature way out of getting your butt kicked on the side of

the battlefield. this is up to these companies to step up and be good corporate citizens. >> they let something go by. a pile of lawyers on them. >> maybe if there is any legislation. congress or any regulation congress considers may be protection for these companies. right now, we have seen, just yesterday, hillary clinton go to the brookings institute an urge i can't twitter to do more. doing it just yesterday. facebook and twitter doing more. calling for a campaign against islamic terrorism. launching a campaign against isis. yet we seem to be sitting here and doing nothing. it is really an comment on these media companies. >> you make a lot of sense compared to what some do in a lot of hours. all right. oil.

about a seven-year low. how low is low? stick around. ♪

>> authorities finding out about something far below what did down in california last week. we are finding information about syed rizwan farook and his wife tashfeen malik. we are learning of a bigger connection. a global collection. crossing the t's and following all of them. >> you are still right about this. things just trickling out. sort of a heads up. local media has just interviewed one of mister syed rizwan farook's friends. he was told that he planned to leave the u.s. because he could not practice islam how he wanted

to. also concerned that by paying taxes to the u.s. government he was going to support the u.s. war on muslims. again, this took place before. the whole see something say something. maybe not such a bad idea. as you point out, the government continues to look at overseas blanks for both maleic as well as for rukh and how they became radicalized. we have a press conference here in about two hours time. we will put those questions for the fbi and get some answers. >> thank you very, very much. former operations officer. if you will indulge me on a couple of things that i thought were strange, family members think that tashfeen malik would often be on the phone talking to someone in aerobic. they did not know arabic themselves. others saying, the husband, syed

rizwan farook, had gotten increasingly radicalized. others say, politely, different. the united states. we are all sort of coming together roughly at the same time. is there any way for authorities to get a handle on this? to know this? >> it is incumbent on everybody to share this. i think it is going to come out that the family knew a lot more than they have been talking about. more than they have been leading us to believe. neil: that they were not oblivious? >> they definitely were not oblivious. there is a deeper connection here with the family. from at least a support role. either passively or implicitly. there was some support here by the family.

we will find that out. >> i was reading in europe as well. the father had said getting very nervous about the sons temperament and behavior. the father never met his son's life which struck me as odd. the father in the son differing dramatically on ideology. the sun showed a strong adherence to and a fondant for the ideology. the key, big isis sub. that would warrant and raise eyebrows. altogether, more than that? >> absolutely. we're seeing a lack of communication. there is a lack of communication with law enforcement. there is still a lack of communication among local to

federal authorities. lack of communication to the authorities. i think the see something say something, nobody really understands what that means it what they should do with it. >> thank you, my friend. i appreciate your expertise. a new low for oil, at least in this cycle. $37. $65 a barrel. i can remember showing my age here. well north of 100. it was not that long ago. look at it now. a prominent component in our markets. you may like it when you go to the pump. there is that from the markets. sort of like a matthew. making money very, very tough. issues are so disproportionately weighted in these markets in averages. we have jeff barton. how bearish development is this?

what is going on with oil and explain why. >> markets are great forecasters of the future. oil by itself, not the biggest. it is copper, aluminum, tin, nickel. for me, compelling that china is worse than everybody is saying. mobile growth, there is not any global growth here at i am thinking this is forecasting a significant slowdown. a pretty good recession around the globe going forward. >> raising interest rates. won't that make a bad situation even worse? >> you are raising interest rates. usually it does not slow down inflation. we are in a very deflationary. on commodities across the board. it could have an effect that is really pouring gasoline onto that.

>> who you think that the fed is weighing that now? it is on. >> they really have a tough scale to balance here. the deal is, remember last time we were talking about it in october, they could be raising rates. i say not raising the rates would give us some uncertainty into the markets that would cause the negative responses well. >> the more you hear about the shootings last week and how authorities seem to be looking, they are talking to somebody. how can the markets just gloss over that? maybe today is an example of that? >> you remember the paris attacks happened on a friday night.

up as well as european markets. as long as these are one-off events, i think that markets pretty much run them off. you've got it. unless it really changes the psyche of the country. god for bid we get hit in malls or airports and in places that really change what they do. i think it is just one-off events. markets go along with their merry way. neil: 900 active investigations going on along the u.s. they could just change the complex of terror in a huge way. i would imagine troubles for wall street. >> i have to agree again on this one.

>> terror attacks. lenny give you some secure numbers. we have had 19 terror attack since 1922. fifteen of those, this includes san bernardino in paris. the markets were higher one or two days after the attacks. do not underestimate the resilience of the human spirit, the resilience of the human market in dealing with these things, neil. >> i do not dismiss it, i just think we can forget about it for a little while. >> the markets will definitely go down. a matter of persistence or whether it is one-off. as you said, probably a lot of bad people in this country right now that would like to repeat what just happened in california. it does not happen again. if it does and it happened in a short period of time, markets

will take a pretty good hit feared especially in some of these places like the airports are the mall. theme parks, god for bid. neil: thank you very much. do you ever wonder how isis continues recruiting? we took out another terrorist. having nothing to do with isis directly. how do they manage to still recruit in the face of a lot of their prominent guys dying left and right? we will tell you. ♪ ♪ is it the insightful strategies and analytical capabilities that make edward jones one of the biggest financial services firms in the country? or is it 13,000 financial advisors who take the time to say thank you?

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neil: the french are following up on a prior attack. a french recruiter from isis.

believing we were back in january. eighteen years. six sentenced to two. eight years in prison. the latest attacks in paris. charlie have no attacks earlier this year. the wheels still move fast. at least compared to our own. blake bergman. looking at this isis brett and how it is evolving here. blake, what is the announcement? >> started off by talking about how one may imagine. first in five years. the first three during his presidency. the successes that his administrations have had veered how they will be able to disrupt safe havens. how they decimated al qaeda leadership here at there, the president pivoted to the

evolution of the threat of terrorism over the last few years. the quote that he used last night, the threat "has evolved into a new phase." what the president said last night was he felt we are better equipped at stopping multifaceted types of attacks. he also said the terrorists have turned to less complicated attacks. giving a few examples. pivoting into that. war in iraq and syria. some critics would say that happened under the president's loss. pointing to the chaos there. terrorism, the recruiters have been able to "poison the mind." san bernardino from there. the timeline goes with all of this, the president has said as

recently as september, this is something that could take years and years to deal with. as he heard from the president last night, dealing with this for a special median and how they would like the companies and entities to play games, play ball with them as well. >> he had a novel idea. take a listen. >> i think we need to put out counter propaganda. telling the truth about isis life under isis control. the effectiveness in the minds of their potential troops. part of every conflict we have ever been involved in. i think it needs to be a part of this one. >> they are acting out. >> sure. i would have back. propaganda is not a bad thing.

it will be very limited. it is not like the people think, they end up seeing these videos of them chopping off heads. they know this. they are joining in spite of it. they're joining because of it. somehow, this is appealing to them. isis is trained with this vision of an islamic utopia once they win this battle. that is what needs to be challenged. unless we crush them, nothing else will help. >> hardaway why isis exceeds the way it does, it takes advantage of impoverished young males. they seize on the frustration. done looking at it, those that have been behind the other attacks. out right now wealthy families. what is the strategy?

>> that is true with al qaeda. it is true with isis. most of the people commit all middle-class. fairly well educated. a religious appeal to states. an appeal that they can be successful. the reason they are so good at recruiting compared to out qaeda and other islamists is it actually controls territory. it has actually one. it has actually beaten its close. the only way to stop the recruitment. it is to show that this cause is a futile cause. >> if you are going to meet your maker and you will take yourself out of the process, there is nothing futile about that. in their eyes, they are dying for a good cause. >> they are dying for a good cause.

in an attempt to further a bigger cause. if they have a notion that it is impossible, the west will really stand up for itself. really defending itself. i think that it reduces the appeal of dying. people are willing to sacrifice themselves if they believe there is some bigger cause to be achieved. the rest have done nothing to put any doubts in people's minds about the success of islam. >> a compelling reason why it is not a reason to stick with it. >> how easy it is to come to this country. something that is very popular through these marriage visas. you take them back. eventually within six months. all is right with the world. of course, in that case, that is

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neil: all right. how much lower oil could go. a couple of support levels are ready today. the next would be 3680. that is what they say is the next support level. right now, we have oil in and out. 6% slide of seven-year lows. we will keep an eye on just how low is it. the mobile slowdown. meanwhile, more tension as to how tashfeen malik got into the united states. the wife of syed rizwan farook got in originally on one of

these marriage be says. you can get these things granted in six months. you have to get hits. you have to get married or you go right back from where they came from. there was nothing unusual in her background. indiana republican congressman said that is wrong. so are we. we want to crack down on these marriage visas. what would you do? >> the american people are waking up to what terrorism have known for a long time. weapons of terror. i think we now need to have a examination of our entire visa system. we need to re-examine. in light of the very new real terrorist threat, we have to look at the k-1 visa. jo ling: was it a k-1 visa that she was supposedly granted?

that involves more than the husband to be. saying this is fine. several people have to write off on it. >> essentially, she came here through that visa. engaged to be married through that husband. clearly, they did not set off any alarm bells. prior to this terrible massacre. i think what we have to do, the serious refugee we were talking about last week and now the k-1 visas and elsewhere. time has changed. we need to examine our entire system and look at what loopholes are there. i was glad on the k-1 visa to see the president calling for review in his address to the nation. >> you have to trap people that say they will be here for a few days or weeks or months.

they are back, you know, showing up somewhere before hand. a lot of these things get lost. >> we need to enforce them. we need to require them to leave when you expire. manpower is a part of preserving our national security. this week what you will see is legislation that deals with the visa program. citizens of those countries can come to america without having a traditional visa. the legislation will fix that. i am hoping we can look act k-1's as part of that debate. we will need to do with deal with it quickly as we move into the new year. neil: she got into this company doing everything with a proper paper record. where we had followed through. on match in what happens.

all of these serious and refugees coming here with no such background, no such paperwork. just kind of a hunch and a prayer. >> no perfect way to deal with this. we can be a lot smarter. legislation that is detail proved. k-1 marriage visas as well. on life support after united healthcare said we have had it. they did not quit. they are threatening to camille. forget about repealing it. it may be dead because of it. ♪

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neil: well don't say that gerri willis didn't warn you and us that when a major insurance company was saying no mas. we had it with these exchanges and how much it is costing us. we discovered unitedhealthcare might not be alone. gerri willis with the push to end this obamacare thing once and for all, not through legislation but through its own weighted expense, right? >> there are lots of problems right now. my question is this. if unitedhealthcare pulls out because they can't make money on this what happens next? i have a study from that prices

will go up again. if you're on the dole, getting assistance paying obamacare premiums, prices go up 6%. if you're unsubsidized, prices go up 19%. neil: if one company pulls out or they all? >> impact of united. why is it so important? neil: they're the largest, right. >> they're biggest. they're on half of exchanges. in many cases many counties across the country they're the lowest-cost provider. as soon as you pull that rug out from underneath the pricing structure it goes up. let me show you actual examples. here is the full screen. here is what agile said, if you're 30 years old, silver, popular plan, pay additional $26 a month. at 40, pay additional 29. at 50 pay additional $41 a month. at 60, pay additional $63 a month. broader ranges won't happen this year. next year will be the year when pedal hits the metal. hear with one expert told me

about longer term impact. >> 2017 and 2018 is key year. if united pulls out, cignas, aetnas of the world look at their balance sheet say we're not making profits we thought we would be in this market, still not getting premium increases to we need to make those profits i could see some other peoplep fromming out. >> could see some other people dropping out and that could be the domino that really forces the hand of administration to find some kind of a solution which is leak syive for health care. neil: will they make room? many people would oppose i had but some people would certainly go that way. we already done it. we had risk corridors. that's what that was. neil: you're right about that thank you very much, gerri willis. meantime you would think with the overall health issue and health thing falling apart and

republicans saying i told you so and trouble with isis, republicans saying we told you so that their political ship has come in. freedom works ceo would how this on paper would help them. adam, i'm always reminded how adept republicans have been grasping defeat from the jaws of victory. how does it look now. >> thanks for having my. i want to quote james carville, he was actually asked too long ago, what a great myth in american politics today. he answered there is myth of swing voter. there is not that many swing voters anymore. you're either republican or democrat or leaning republican or leaning republican democrat. often when you see the little surges it is likely republican voters going home or likely democratic voters going home. these issues continue to build. you watch the response whether it was the shooting or the news you just reported on with obamacare, this is going to fire up conservative republican base,

there is no doubt about it. neil: fire up the base. more inclined to vote, if you don't more inclined to stay home. >> correct. neil: sometimes you can have combination of the two. i think of ronald reagan in 1980 where he, a new coalition developed. we called them the southern democrats at the time, bow weevils in the capitol at the time, helped get a lot of his legislation and tax cuts through but he wedged sort of a new way. do you see any republican candidates doing that now? a lot of times people say donald trump is doing that with blue-collar type voters who typically might vote democratic. >> over the weekend freedomworks held a large event, couple thousand people in the stay of iowa. we got to hear five different presidential candidates and one of the themes was emerging what happens with growth? i think that is going to appeal to a lot of folks because it is a very optimistic vision what you can do if you just get government out of the way, whether energy policy or

obamacare. neil: who spells that out better? who came and who sold that case better? >> i would say ted cruz did a great job. carly fiorina did a great job with it. other candidates saying something similar. neil: was trump apyour gathering? >> trump was not at our gathering. neil: you see cruz in the polls, has him leading in iowa, not mr. trump, senator cruz. what do you make of that. >> when we saw him on stage he was really connecting with people in the audience. you can see this crowd, they want someone to come in, people in iowa are taking this so seriously, we're going to vet these guys and send this out to the nation. here who we think will be the best person carrying our banner. folk very practical. they want the most conservative candidate who can win. iowa is great place to start sorting that out. i believe when these candidates start getting down here is how we grow the economy by four or

5%, growth will solve a lot of our problems. neil: that's interesting. we'll watch very, very closely. thank you very much. >> thanks for having me. neil: you know no mystery isis is at war with us. you know technically we're not at war with isis? there is no authorizing a war on isis. the president calling out republicans on that. republicans saying it's the president fault on that. the truth after this. ♪ (vo) rush hour around here starts at 6:30 a.m. - on the nose. but for me, it starts with the opening bell. and the rush i get, lasts way more than an hour. (announcer) at scottrade, we share your passion for trading. that's why we've built powerful technology to alert you to your next opportunity. because at scottrade, our passion is to power yours. ...one of many pieces in my life. so when my asthma symptoms kept coming back

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>> i'm connell mcshane, time for fox business brief. big market story continues to be oil. selloff seems to have a impact in the stock market. price of oil first, trading below 38. the headline earlier this hour we hit a low not seen in more than six 1/2, seven years. that's where we are right now. the stock certainly pressuring energy stocks as it has been some time and are they down, boy, they ever down. worst performers in the market this year. look year-to-date for the numbers. worst year for the stocks since 08. s&p 500 energy index with the biggest drop since 2000. these are, 52 week lows for many of these stocks including eqt that we're showing right now. neil comes back with more "coast to coast" in just a moment.

neil: a lot of people were dumpings on the president's speech last night but did he get something very key and very right that could prove embarassment to republicans, you know, you guys never authorize ad war on isis. remember this. >> for a year i have ordered military to take isis thousands

of airstrikes against congress. i think it is time for congress to that the american people are united and committed to this fight. neil: who better to talk about that, republican congressman lee zeldin. congressman he does have a point, doesn't he? if everyone is enraged about this and everyone has the right to be enraged congress should have gone ahead and called his bluff or that you're not bluffing the concern about isis, what do you think? >> earlier this year the president submitted a request for authorization use of military force. the way it was worded is actually limiting his powers. you would think the president would come into congress to ask for additional powers to defeat isis but the way he worded his authorization, kind of like asking congress to tie his hands behind his back. we have to defeat isis. we have to destroy isis, wipe them off the face of the earth. when we send our servicemembers into harm's way which have to set emup this to succeed, not fail.

we can't have rules of engagement that tie their hands behind their back. we can't have commanders on the ground that don't have flexibility and resources to accomplish the mission. it is important when we send our troops in harm's way, we're sending on a mission we're being honest with them and being honest with the american people. the president says no boots on the ground, and at same exact time he places more and more boots on the ground. neil: does he want to put you guys on the defense? the first move in syria, the line in the sand move, you know what? i think this is so important i will leave it to congress to decide knowing full well there was skepticism about this, so you could argue the president shirked his duty as commander-in-chief but he more or less said i have 435 other commanders in chief? the. >> well the president should have a strategy to win. he was the one who ran to be the commander-in-chief. he ran to become the leader of the free world. that is the position that you,

if you want to become president of the united states there are inherent duties and responsibility. you are in charge of the military. neil: no, i understand, sir, what you were saying. i think what he was saying at time, i remember this at the time, republicans are all against what i'm trying to do in syria. they think it could be a quagmire. they don't want to get bogged down so i will throw it out to them to decide. he is hiding behind that. that is the view of republicans, hiding behind that. to justify doing essentially little to nothing. what do you say now, and what do you propose doing? >> if congress is going to be passing a resolution authorizing use of military force, it should be expanding the power. it should be giving the president, the powers that he needs -- neil: power for more troops, congressman? power for more boots on the ground? power for more arsenal over the skies of syria, over everything? >> exactly. so the -- neil: you would be okay with that? you would be okay granting him

that no matter where it went? >> i have a problem with the fact that this president will send troops in the middle of a war zone, will send special operations forces to the ground in syria. at same exact time saying they're not there on combat mission. divorced from reality of what they will face every single day on the ground. i'm okay with signing off on authorization for use of military force as part of a strategy to win. i'm okay for, we need to declare war against isis, all of us, whether you're in congress or out. neil: you just need a strategy. give us a strategy? >> give us a strategy to win. because you're putting our servicemembers in harm's way, risking everything. need to set them up to fail, not win. that is what is holding them up. neil: thank you, congressman. good to see you again. the dow is down again near session lows. down about 183 points. the problem is oil, as i keep stressing here. it is slip-sliding away, i mean really away, down to lows we've

not seen essentially through the entire barack obama presidency. a lot has to do with slowdown worries in the global economy if might get worse as federal reserve hikes rates and oil-related issues, you can take my word for it here, they're all tanking on belief they will not be able to reverse themselves anytime soon. boat line demand for crude oil is not what it was. even at these levels doesn't seem to be justified at even 37 or $38 a barrel. some saying more like 30. go figure. we're all over it. you're watching fox business. it is you.

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>> these are people devoted and tireless in working against violence. so to introduce the idea which frankly, the white house is now done, that, silicon valley is many so how not doing enough is

just preposterous. neil: that was former facebook communications director telling our stuart varney, look we're during our part on social sites like facebook, doing part in wake of intelligence snafu and the et al. lizzie, are they doing enough? >> no. here is what law enforcement is saying. when facebook see terrorist at it being it, when you unplug the account, we unplucked it and there is terrorist at activity on the site. that is new senate intelligence bill quashed by silicon valley would have asked. it was not saying monitor. it was not saying monitor at all when you do something like that. a lot of free speakers, like judge andrew nap -- andrew

napolitano. >> did i predict it. neil: was i talking to you? i was talking to connell. >> fan of edward snowden. all these republicans and democrats became fans much edward snowden. >> no i'm used to this. you're right though, if you go back to, somebody like a ran pal gets hurt something like this being in the camp for so long. the pendulum is swinging. go back to the conversation you had on the show last hour where you guys were talking about the how, you crack down on this comparing it to child exploitation and child important if i. neil: they have rules in effect for that. >> "wall street journal" it is much easier to crack down on child exploitation or child pornography. there is database in place and don't have that for terrorism. >> you could build one. >> a lot on terrorism, a lot of news stories come up. >> that is pleading stupidity, oh, really, because they can't point out a terrorist or it's a

news headline there they are so ignore ant and inept? >> i take issue, i take issue what that gentleman was saying. facebook by the way has gotten a little bit more aggressive, thely gotten more aggressive. they don't want to broadcast it because they don't want to alienate users. twitter draws particular ire. twitter is a breeding ground and gathering place for isis sympathizers. neil: they tweet more than they do facebook? got to finish. got to finish or it will get ugly. >> let me finish my thought. last year twitter only started taking down videos an photos of beheadings and other atrocities because they got called out on it by media including fox news channel and fox business network. they were letting this stuff stay up there. >> they were. >> saying it is not our job to police it. >> when that reporter got shot

they saw it on twitter. they took it down pretty quickly. >> isis not command-and-control. they are using twitter for battlefield commands and to radicalize. neil: they start on their own proprietary sites. they graduate to the youtubes and face books, right? >> you can start, people basically being attracted to, to isis -- neil: why can't you get algorithm with words like isis or terror or beheading. >> they are doing that. >> a number of young people in new jersey and new york basically charged with trying to go overseas and join isis. they are picking these people up. the issues is, are they -- neil: who is doing the algorithm though? is it facebook in this case? >> facebook is taking, they don't disclose how they cover this. >> seems like that happened last week. >> what law enforcement is saying, when you unplug a terrorist account, tell us. that's all.

neil: that is good idea. >> facebook terms of service allow it to notify the government when there is specific set. >> allow to is different than doing it. >> it allows to. >> law enforcement says it doesn't do it enough. in fact when lee rigby was killed in the united kingdom, streets of london, law enforcement was notified. neil: they telegraphed that on twitter. >> they said let's kill soldier on facebook, they telegraphed it. neil: made good on it. guys, thank you very much. meantime this is pearl harbor day, right? we're 74 years out from pearl harbor. something that brings it back today, after this.

neil: they say that jamie colby is great on strange inheritance. she really does bring out the best. some of them are a little quaint.

i will leave it at that. a couple of things she is pursuing in these latest episodes. people that get a little bit too much into their hobbies. my mother did throw out my toy soldier collection. now, i am furious. what is the deal? >> this gentleman who lived out on southhampton has a collection that is not to be believed. someone that takes this much time to hand paint, there are many that are valuable. they are in perfect formation, neil. a desert scenario. >> where was this? the basement of his home? >> his southhampton home. they could cash in.

they could break up the collection. you will fall in love with this family. they want to keep the collection together. it is not that easy to get them to take a collection. what it takes for a family to preserve something. >> started already. a lot of time in bed. he actually had a hearing disability to get into the war and serve. he came back and hejust continued to the day that he died. neil: amazing. >> they can take the money and run. that is not what they want. neil: winston churchill. >> he was teased as a kid because of they list that he had. only on the radio. we had unprecedented access into

the rooms. i sat in his actual chair. the war going poorly. twenty-four hour call. he even ripped up his papers because he broke a lot of dentures. he wanted to give comfort to people. let him know that the voice on the radio was his. >> i was in his chair. in that room. >> how did you get it? >> most people it is blocked off. i am not most people. people are starting to open doors for us. they are writing us about our inheritance. she knew the people. she knew this incredible inheritance. >> you pull some great interviews. you get the stuff out. >> i am so curious about this.

i am fascinated by tonight's shows. neil: putting it into perspective. seventy-four years. wow. jamie colby. we have trish regan taking it into the next hour. >> the san bernardino family members are beginning to talk. killing at the name of radicalized islam. i am trish regan. more details emerging of those terrorists. tashfeen malik, they believe that syed rizwan farook was radicalized by tashfeen malik. the rampage was financed from individuals overseas. senator lindsey graham. worried that isis has stepped up its sophistication and is where marrying off its support. >> one of the concerns has been an arrand