happened in four years, you just heard the closing bell sound. get this, though we've had the nine days of triple digits. we're about where we were, liz, about nine days ago, about exactly the same on the dow. after going through all the trials and tribulations, we're ending up just about where we were two weeks ago, and all of the indices are up today. only thing you see a red arrow on is gold. we're going to get to oil soon, that is a huge story. very light volume but a good day for the markets. liz: that's right, we've got you covered on the major stories. standing by at the cme, todd horwitz with bubba trading.com. right back down to the new york stock exchange, the closing bell has rung. ashley webster, what are you seeing? >> interesting and to david's point, nine straight days of triple digit moves, either up or down today positive, is this a santa rally? who cares. we're up 183 points. on the dow, finishing --

we're at 17,601. have to get back to 17,823 to be level for the year. not to be a downer, but we still are losing on the year. however, on the s&p, we've actually posted gains for the year. this is the intra-day for dow as you can see as it moved generally in the afternoon session moving nicely higher. a lot of technical trading i've been told because the volume itself was low. but the s&p, there we go, at 20 -- well, at 2064, 2058 is where we began the year, after all the trials and tribulations we are turned positive on the s&p, the nasdaq also, as you can see the intra-day moving higher towards the end. that too higher, but not higher for the year at 5045. you mentioned all the turbulence on the markets, take a look at graphic. nine straight days. down 300, up 400, everyone is cheering, they got the boys choir to make it feel like christmas, which is always nice, but very volatile, and

quickly, there you go. check that out. wednesday today, you can put in plus 184. triple digit swing would be big news at one point. now it's just ho-hum, guys. liz: back to normal markets off of the fed dialysis machine, right, david? >> crazy ups and downs, but you see more of it in oil, climbing as much as 4%. todd, what's driving crude right now? >> hi, david. hi, liz, crude is much higher price into next year. we found a base or bottom here, the commodity has been totally trashed, the bloomberg index is about 18 year lose. it's going to catch the bottom. especially when the big banks start telling you it's going to 20. that's usually a signal they're ready to get long, hard to buy it down there. the formations, the levels, we'll start to go higher from

here. >> how many times have traders caught a falling knife on oil over the past year? it's a risky bet, isn't it? >> very risky bet and, of course the best way to catch it is wait until it stops and wait until it starts to turn over and find the chart, but the other way to get energy is through stocks, they'll bottom first and give you an opportunity. but certainly, trying to catch a flying knife is not a good place to be. >> what kind of stocks? right into oil, or related stocks? >> i think i'd look into oil stocks. i think you take a look at rig down here at 11.50 or $12, it's a great play on oil directly. it's cheap. remember halliburton last year? i called for it 35, it went to 48, now back to 43. i think it's a play down here. good fundamentals and a good buy. >> have a wonderful holiday and great weekend. >> merry christmas.

>> merry christmas. liz: joining me with his take on the markets, james freeman, the assistant editor of the "wall street journal"'s editorial page. what are you hearing about the outlook for 2016? >> i think certainly you look at markets today. people thought the durable goods orders are a little better than we thought. consumers are spending, this is a ho-hum, 2% growth economy, and i think that's going to continue, and i think you're going to have a hard time getting to the s&p 2500 unless we get a pro-growth message out of washington. liz: you talk to the wall street analysts james, be happy the roof didn't fall in. we're in a slow motion gimpy economy now. bank of america, merrill lynch put out an important point, strength in the market could give way to a real wacking because they're seeing the pockets of risk in the market where single asset classes could be wiped out. we saw the etf fiasco in

august, are you hearing the same thing that investors really have to watch out for pockets of risk in a market that no longer is hooked to the federal reserve? >> i'm not sure it's not hooked anymore because i think part of what you're seeing now is people doubting whether they go for a bunch of rate increases. but what's interesting is politicians like to talk about a lot of systemic risks. this has been a theme for them. now people are looking at the systemic risks in government, whether it's the federal reserve being the washington whale operating in the treasury market, whether it's sovereign wealth funds. a lot getting whacked by oil, you've been talking about, maybe they have to sell big positions. who knows where that hits the market. i think those government created risks are starting to be more top of mind for investors. liz: interesting, six years now with the federal reserve now or away from that, now back to what a normal market, how it behaved. and i think investors are tuning out the noise now,

tuning into the noise in the market, getting more jittery, don't you think? >> i think we're starting to get back to a normal market. the fed has a $4.5 trillion balance sheet. fed has not raised rates anywhere close to normal levels. i think this is still very much a fed-driven market. liz: thank you, james freeman, top editor at the "wall street journal." >> to the 2016 race, presidential candidates speaking out against donald trump's derogatory comment about hillary's failed 2008 run, take a listen. >> everything that's been involved in hillary has been losses. you take a look. even a race to obama, she was going to beat obama. i don't know who would be worse? i don't know. how does it get worse? she was going to beat. she was favored to win and she got [ bleep ]. she lost. >> don't know he has any boundaries at all, and his bigotry, his bluster, bullying have become his pain and. >> i don't think you can insult

your way to the presidency. i know that for a fact. every time he does that, it makes it harder for the eventual nominee to win, that's my goal is not to be the big personality on the stage and to insult people. liz: his ratings keep going up. >> donald lashing out in the tweet -- he claimed his use of yiddish word for a body part was not vulgar. when i said hillary got it, that meant beaten badly. democratic candidate bernie sanders is sticking up for hillary after trump said this on monday. >> where did hillary go? they had to start the debate without her. phase two. i know where she went. disgusting. i don't want to talk about too t. >> i don't know what his relationship with women has been in his life. but he has discovered that women go to the bathroom. [laughter] >> but i got to be honest with

you, got to lay it out on the table, i also went to the bathroom. [ laughter ] >> he's talking about the bathroom now. despite it all, maybe because of it all trump still maintains his lead in the polls, here's how he stands out in new cnn poll. 21-point lead over cruz, in stark contrast to a quinnipiac poll released yesterday, showed the two front-runners in a dead heat. here to discuss it all with us, ed rollins, campaign strategist and fox news contributor. so folks know about you, every time the media says that trump's out, he's gone too far, you say look, don't count him out, he's going to come back and every time he comes back, what about this time? >> obviously has a strong base of support, until voters get on cast votes, the only thing we measure people by are polls. february 1st, start with the caucus, the caucus is a very complicated thing. 1681 precincts.

every precinct, like a fire house, what have you, people walk in, they don't vote like a normal thing, you stand on a corner, fill out a blank. organizational effort. you pick delegates to go to the 99 county conventions and have to go to the six congressional candidates and the delegates aren't picked until june of next year. all do you is get a little momentum and get a little publicity and donald trump has had all of the publicity can you want. >> most of it for free. we'll talk about the money angle. his outrageous comments. does any of that help him? he is known as the anti-establishment, the anti-politically correct candidate. so maybe the more anti-politically correct he talk, the better off it is for him. >> he needs to be careful. no filter there and says things that are outrageous, at the end of the day getting strong points for being a leader. people think he has the best skills to handle the economy. isis is one or two problems in

most polls. people view him as a strong leader and contrast to the president, he's viewed more so. so i think at the end of the day here, someone like cruz is on the movement cruz has great organization at skills, articulate. rubio is articulate. another big debate that fox will sponsor, that's going narrow it down to six candidates on the stage. it will have a big impact. >> of all the candidates ben carson is anti-establishment, and cruz is too, though he's part of the senate, he does have the anti-establishment moniker, doesn't he? >> the country is -- particularly republicans frustrated with washington, they don't think it works. they elected a congress, they elected a senate, tea party people and evangelicals did, they see the president winning over and over again. my sense is cruz may not be liked in washington but liked in the country and he's going to be a strong candidate. >> in the end will it be cruz-trump? >> cruz, trump and rubio.

all three have the money and resource and organization to go. possibly bush can get in and christie at tail end of that. they've got to win and obviously that's iowa or new hampshire, somewhere close. >> stay with us, we're not through with you, liz? liz: a new year's resolution for a republican presidential hopeful. make it to the fox business debate main stage. the criteria announced for the first debate of the new year and the pressure is on for some of the candidates. we have our very own blake the discotheque is on january 14th as you mentioned first of the year here on fbn. it could potentially include a more concentrated line up. there will be two debates. but to make it to the later one, candidates must accomplish one of the following. either place in the top six in an average of national polling, or place in the top five in an average of polls from iowa.

anything from this election cycle that polls can change instantly and dramatically, however, i just wanted to give you a look at how things stand right now as we head into the christmas and holiday break. the top six according to the real clear politics.com polling average where they take the recent polls. it's trump, cruz, rubio, carson, bush, christy. in iowa there's no change among the top five. though, paul and fiorina just missed that cutoff for the moment. in new hampshire, it's much of the same group, however, kasich is just decimal points away. those earlier debates propelled christy and fiorina in the past but there might be a more sense of urgency to gethd as the iowa caucus will be two and a half weeks liz: yeah, good point. there could be a january surprise here. you saw in 2008 huckabee, romney neck and neck four days into the iowa caucus and the

same in 2012. it was, you know, romney, it was, you know, a bunch of other candidates as well. so within four days of the iowa caucus, you may not even know who the lead is. thank you, blake berman, really appreciate it. we've got the fox business debate rules right now this morning. senator rand paul is already weighing in. >> i won't participate in any second tear debate, we've got a first tear campaign, i'm not going to let anybody tell me we're not a first tier campaign. >> what did you make of -- >> unfortunately, he does not have a first tier campaign and he doesn't have a very successful campaign. he hasn't raised the money. a lot of people thought he was going to be a very serious candidate because he was following the footsteps of his father, but he clearly has not done well, way, way down on the polls and also what happens when you're way down on the polls is you don't get money money. and if you don't get money, you can't run a campaign. donald trump can run a campaign because he's on tv 70% of the time.

but these other organizations have to put money together and the last quarter you won't see those numbers until january 15th. this is a difficult quarter to raise money because of christmas and everything else. so the four five there they're going to have money, organization, all the things it takes to win. and comment of huckabee, i was huckabee's chairman. huckabee was making momentum prior to the debate he was at 30% four or five weeks out. or 1% today. so the look like hood of him making it back to the finals is not very good. liz: yeah, good point. and came on strong in 2012. do you remember that? breaking news last hour ben carson's campaign, ben carson telling the associated press there may be a campaign shake up, top eight may be pushed out of his campaign. i'll tell you something. who besides ben carson do you think is strong enough to stay in the race. what do you think falls out? >> well, i think obviously christy has to do well in new hampshire. there's nothing beyond new hampshire for his campaign. jeb bush has been the biggest disappointment of this campaign to both his donors,

and i think the public, they wanted him. and he's got a -- he's got to do something, win some place and my sense is this three or four that we talked about earlier, they're going to be in it, and i think what happens when a campaign starts losing, you have chaos in it, and that's obviously what's happening. liz: all right., ed rollins, one of the sharpest minds on politics. thank you, ed. >> my pleasure. thank you. liz: now, tune into the first presidential debate on january 16th. this is the debate you need to watch. it is so important for you, your family, your economic security and your wallets, and all issues covered at this debate. david: it's going to be fun. meanwhile candidate and senator marco rubio has an answer for the question everybody's been asking him. why did he miss that vote on the major spending bill last week? all the other senators running for president managed to work it into their very business schedules. here's what he told on fox news last night. >> that bill is a typical washington move. they went behind closed doors,

this cut this deal, they sprung it on everybody, here's the take it or leave it vote, the outcome was predetermined, and i'm not running for president so this never happens again. we're in iowa and we're working hard and we're going to win this election so the american people are no longer subjected to these kinds of votes. david: not running for president? i don't know. we'll see. you just wonder how the people in florida think about him an. liz: yeah, true. good point. david: well, iraqi forces say they have made the most significant gains to take back the key city ramadi from the isis terrorists since that city fell back in may. but u.s. officials aren't celebrating quite yet. we'll tell you why. liz: another story coming up. law enforcement scrambling. how a computer glitch allowed for the early release of 3,000 inmates by mistake. david: uh-oh,. liz: what a story. and beetles fans rejoice. the fab four coming to a streaming service near you.

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david: well, iraq is winning the fight against isis in ramadi according to the iraqi prime minister. but u.s. military leaders have a very different progress report of the u.s. led iraqi coalition saying it's going to take more than just a couple of days. terrorism national security expert and steven yates, former vice president security affairs. gentlemen, good to see you. richard, we are using in f-16s, we and the iraqi coalition are using in f-16s to strike isis in ramadi. they've got 10,000 men and only up against 350 isis terrorists. one would think that they would be winning this battle not losing it. or at least not stalled.

what do you say? >> well, first of all, the iraqis do seem to be making progress in ramadi, which is about 70 miles northwest of baghdad. they're not operating far from their base but having to creep along hand maje bridges and through alleys to the main part of the fighting force. they've had months to lay in booby traps. so it's slow going. another thing is since the u.s. pull out in 2011, the ability of the iraqi arm to train its sergeants, noncommissioned officers has fallen apart and become an untrained arm like the u.s. -trained army that it was. meaning it's less effective in small unit tactics given the training they've had received earlier. charles: next stop if they're successful in ramadi is mozal. is it possible with all of these problems? i don't want to diminish the

negative effect of 300 terrorists, they can make a big mess if you're going from house to house. but still if they're so slow in going after the isis terrorists, how about mozal? >> that's true. those two areas are going to be much of a strategic region, just look at what those cities would require. i absolutely agree too with all of this time the embedding of the isis terrorist forces is a significant challenge. i think the tide has to turn somewhere. it's vital that it starts somewhere like ramadi it's close to baghdad, it appears the iraqi forces seem to be taking the initiative but we'll see how this turns out. david: the elephant in the living room here is iran. some say iraq is controlled by iran now. if it's not far, iran has a lot of influence. we spend a lot of energy, we've lost a lot of people

defending iraq from the bad guys. i still consider iran to be one of the bad guys. did we waste all of that time and effort to just let iran take iraq over? >> well, i don't know if we did but certainly the obama administration was -- has taken a victory and turned it into something that looked more like a defeat. i mean the iranians were responsible for paying for about 80% of the attacks against u.s. and allied forces and the attacks were paid for by the iranian revolutionary guard, many bomb designs came from the iranians. we know the iranian mafia have taken over large chunks near southern iraq. so if you're going to have a responsible iraqi government, to really make good on the promise that was begun in 2003, they're going to have to clean out a lot of corruption and fight off the iranian influence. that said even though the iraqis and the iranians share a version of shi'a islam, there's also a lot of entity between them.

a lot of family members were lost world war i style combat, and it's very bitterly remembered. also a lot of the iraqis spend time on the ground there. so i think there's an opportunity to turn this situation around. but that would require leadership from president obama, and so far we haven't seen that. david: richard, steven, thank you both no for coming in. appreciate it. liz: well, it's a bird, it's a plane, is it a comet, or is it a ufo? it's none of the above. we've got the surprising details of what exactly lit up the sky over parts of the united states last night. we also have rare temperatures heating up the northeast this christmas. where else in the country, though, it is creating a dangerous threat for tornadoes. live from the weather center. that's next

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like a white christmas, right? if you're dreaming of a white christmas on the east coast, forget about it. [ laughter ] >> on christmas eve new york city can expect to shatter records. get this, highs in the 70s! when have we seen that rick reichmuth, in the weather center. santa is going to show up in shorts? >> did you see the girl skating in short sleeves. that's exactly what it's going to be. it's going to be warm but a little gloomy with a lot of rain, lots of problems with it. airport delays, minneapolis, both the airports in chicago, and the airports around new york city over an-hour delay. that's going to have big problems across the eastern seaboard, but the worst of it is some severe weather we're seeing across parts of the central area here in the country. here's temperatures, so while we're watching warm temperatures in the east, there is cold air across the west. that's where it's been so far all winter or fall along, and that's where it still is. right along that area, we have a front bringing us a lot of

severe weather, today might be the worst severe weather we've seen all year long, normally that's what you see in may, we're seeing it right before christmas. all kinds of tornado watch boxes in effect. across mississippi and western tennessee is a particularly dangerous situation. we could see long lived and large tornadoes, potentially destructive and that's going to go on through the overnight hours. just starting to see those form with tornado warnings here, the next couple of hours, including overnight tonight, we have to watch. this yes, tomorrow another warm day, not the severe weather as much but liz, we're going to be into the 70s in new york city. liz: wow! maybe i'll buy you a christmas umbrella cocktail in new york city. david: the cocktail with a little umbrella in it. live it. nine straight days of triple digit swings for the dow. the first time we've seen the dramatic moves since october 2011. despite it all we're only 28

points above where we began nine days ago. liz: after all this? david: we could have wiped out all the trading and been back where we were. the dow, the year down over 1% for the year, i think we're up on the s&p. liz: we almost had the worst year since 2008 for the s&p. we could be turning that around. a close call for a skier in italy. take a look at this, a drone -- did you see that? narrowly missing him in a crash on the slopes. more on that story on the way. david: wow, and spend baby spend. 2016 presidential candidates are spending almost three times the amount on ads than counterparts did in 2012. guess who is shelling out the most? details coming up. proud of you, son. ge! a manufacturer. well that's why i dug this out for you. it's your grandpappy's hammer and he would have wanted you to have it.

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how else do you think he gets around so fast? take the reins this holiday and get the mercedes-benz you've always wanted during the winter event. hurry, offers end january 4th! . david: candidates in the 2016 race are sparing little expense. campaign ads spending totaling over 111 million dollars. we're a year away! compare that with 35 million in total same time during the 2012 election. is any of it effective? hear to weigh in heritage foundation steve moore and fred barnes and democratic strategist julian epstein. good to see you all. thank you for coming in.

fred, the prime example for me of the ineffective spending is trump versus bush. trump is spending very little, and he's unstoppable in the polls, and bush has $100 million and can't catch a break. >> well, let me quibble with you a little there. you called trump unstoppable. i think he is stoppable. i think he has been slowed. obviously, the bush ads. david: he's still way ahead, fred. >> he hasn't spent money, trump hasn't, but bush has spent 37 million. hasn't helped bush, the ads are attacking trump, and trump has some polls fallen into second place in iowa. a new poll out this week, brand new today, actually in new hampshire, showed him only six points ahead and, of course if he loses in iowa, say, to ted cruz, who is doing very well there, i think that will hurt him in new hampshire. i think the ads may have hurt trump, haven't helped bush but haven't hurt trump. david: the opposite side,

steve, could it be, every time there is an ad against trump, he uses it against the person who puts it up. sometimes he is successful, very oftentimes successful. are people fed up with the ads that it has the opposite effect? . >> i used to do a lot of political advertising, david, if anything looks to the consumer like it's a political ad, they completely tune it out and don't listen to the ads anymore. the trick is, you know how to cut through that and come up with something clever. i agree with your premise, david. i think the more trump has been attacked by the establishment, by the other candidates, you see a bumpup in numbers, because it plays into what he's saying, washington is corrupt, incompetent, everyone in washington is against me, i'm the anti-establishment outsider. i would agree with your premise. for the most part these ads have had very little effect and maybe a positive one. david: julian, in the democratic party, i'm wondering

if bernie hasn't caught a break with the anti-establishment feeling? >> there's no question. people are spending more money on ads and getting less impact, for a couple of reasons. i think as steve said people are starting to tune out, especially in the digital age, so much noise out there. secondly, voter profiles are so elaborate, and what candidates are doing is finding direct ways of getting to the potential voters. we know so much information about potential voters, and i think thirdly, the democratic party is moving to the left, there's no question. the republican party is moving to the right. i think a lot of the candidates are looking for the red meat kind of rhetoric that bernie sanders is putting out there and donald trump is putting out there. i agree with fred, i think donald trump has a ceiling. negatives in the republican party are as high as -- david: i know what you're saying julian, everybody keeps saying it and pushing the ceiling higher. >> hold on a second. david: we've got one more subject.

a new quinnipiac poll finding in a head-to-head match donald trump trails both bernie sanders and hillary clinton. sanders leading trump 51%-38%. that's a bigger lead than hillary polled in matchup where she polled 47 compared to trump's 40. if trump's the nominee how does he close that lead with hillary? >> look, i don't put any credence in the polls head-to-head right now. i think the key, if trump is the nominee, and increasingly it looks like he's got a shot at it. if he become the nominee, the key to him winning is to win back, fred, i think all of the old reagan democrats. those middle class voters disgruntled with both parties and have to reach out to a lot of independent voters. i think there is a potential victory path for trump but i don't think he's the candidate by any means.

david: you either love him or hate him. i'm wondering if there are more people that love him than hate him. what do you think? >> more people that hate him. to me, i'm neutral. david: you're the one neutral guy in the whole country! >> i'm the one. so pay attention. david: all right, i am. taking notes, go ahead. >> the poll -- i agree with steve, a poll that pits bernie sanders against donald trump at this point, a national poll, absolutely meaningless. david: okay, all right. >> i agree with steve and fred. the one poll that is useful, the "wall street journal" poll, donald trump's negatives are 56% nationally, democrats if you were the nominee, they would push the number up high. there is no way you with reach out to independent swing voters. that's why you hear democrats talking about donald trump. david: everybody has been wrong in the expectations. steve, go ahead. >> no, no, no.

david: steve, go ahead, quickly. >> just trump is also defied all of the conventional wisdom about politics, so i rule it out. i say this is a new age of politics, and the fact he's not a politician is a plus. david: new age, steve moore, fred barnes, julian epstein, thank you very much, appreciate it. liz: watching the other stories for you, they are on radar screen, a computer glitch in the state of washington's department of corrections caused over 3,000 prisoners to be freed from jail before their sentences were up. problem spanning over the past 13 years, an investigation has now been launched. officials are scrambling to reincarcerate them. in the state of virginia, the state is cracking down hard on gun laws. the state announcing that concealed handgun permits in 25 other states will no longer be valid when entering the state of virginia. in what is truly a

miraculous story, a 21-year-old man emerged as a survivor of the deadly landslide in southern china. look at the images there on the screen. he was stuck under debris, get this, for 67 hours. coming up, a football player who took it to the streets to get a shot on an nfl football team. it actually worked. and in other news, the beatles are spreading christmas cheer. how one of the greatest bands in the world ever is making waves on christmas eve. don't go away. ♪ i built my business with passion. but i keep it growing by making every dollar count. that's why i have the spark cash card from capital one. i earn unlimited 2% cash back on everything i buy for my studio. ♪ and that unlimited 2% cash back from spark means thousands of dollars each year going back into my business... that's huge for my bottom line.

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. david: take a look at this. the fireball seen by people all over nevada, arizona and california was debris from a russian rocketship re-entering the atmosphere. dozens took to social media to share the footage of the spectacle. some suggest a shooting star,

meteor breaking apart or flying saucer. liz: merry christmas from one of the greatest bands ever! starting on christmas eve, the beatles music will be available on streaming services worldwide. we've got jo ling kent joining us for the details. >> reporter: a white album christmas emac, the beatles slow to roll out streaming capabilities but at midnight tonight they'll be on amazon and apple music and spotify, a bunch of different platforms and the idea here is to make 224 songs available. 13 studio albums just in time for the holiday season. this is a big move here for the beatles. long anticipated, and it may move the needle for some of the crowd that are beatles fans. emac? liz: we'll make you a beatles fan, jo. >> i already am. liz: we'll see you at the top of the hour for "risk & reward." david: new generation of beatle fans, i like that.

the nfl is known for raking in big money. what about college football? which teams are named the most valuable this year. and first it was the pay gap, now the price gap. a new study showing consumer goods for women may be priced higher than identical goods marketed for men.

. liz: whether it's on wall street or main industries, here's who's making money. starbucks execs gift card sales to break record of 2.5 million dollars on christmas eve as customers scramble for gifts to stuff stockings. beach, city and state winning first prize and share of $470 million in spain's traditional lottery.

it's called el gordo. the winning number appeared on 1600 tickets in the town with each winner taking home almost 485,000 bucks! wow! college football programs making money at the universities of texas, notre dame and tennessee named the most valuable teams in college based on key earnings. in spite of five in seven record, texas' team is up 67% in valuation to $152 million. david: college is make money. and sticking with sports. nfl wide receiver joe anderson taking tryouts to another level. six weeks ago he held up a sign outside of the houston texans stadium stating i will run routes for food. the picture went viral on social media. now anderson, believe it or not landed a deal with new york jets. and 43-year-old nhl veteran jaromir jagr took a shot to the mouth. lost four of his front teeth

during last night's florida panthers game. he joke about it tweeting about santa claus, apparently all he wants for christmas are my front teeth! take a look at this, a drone crashing and nearly hitting an austrian skier in italy. the crash caused the international ski federation to ban camera drones from world cup races. you can see why. wow, that almost knocked him on the noggin. liz: that was a heavy drone too. back to business, listen up ladies, call together pink tax, a new study shows retail products that are market towards women are actually more expensive, more costly than the exact same products for men. joining us now to weigh, in we've got independent women's forum senior fellow patrice lee, and carrey sheffield and the "wall street journal"'s veronica dagher. thank you for joining us. what did you make of the study,

veronica? >> interesting study, but if you look at what's behind it, i think women need to take ownership, too. saying some companies charge more for goods for women versus men, but if you look at it, women have a choice in this too, they don't have to buy everything the company is selling. you need to vote with your wallet. if you don't like the price of a good or service, go somewhere else, there is so much competition, shop around and vote with your wallet with, your feet. liz: here's the thing, shampoo and things like deodorant, same exact ingredients but cost more, what do you think? >> part of that comes with marketing, there is more marketing spent to target women. i got to say it's not exactly the exact same product with, women we've got a multitude of offerings. go and see the offerings for a woman. liz: we're showing razors, that's pretty much the same product. >> if we're talking about the gradations, the level of quality, style, marketing, different levels for women that are much more differentiated

and specialized for men. it's not apples to apples. liz: i hear what you're saying, patrice, getting down to the products, this is irritating, it could result in thousands of dollars in extra costs for women, what do you think? >> that's very possible. what we're seeing is this is a free market system where consumer choice is driving what we value products at and the price we're willing to pay for it. i agree, yeah, we have the power to vote with our wallets and can vote with our smartphones or vote with pens by letting companies know what we're willing to pay for and not willing to buy for it. i think there are interesting hashtags going online right now driving that point. liz: interesting, veronica, do you think it has been going on sometime? >> it could be, women need to speak up. the last thing the companies want if something on twitter starts that shows hey, this company is charging more towards women versus men.

if that goes viral and companies's name gets dragged through the mud, that is a pr nightmare for companies. if you see this happening, you need to speak up. liz: what do you think, carrey? >> it is hysterical. i don't buy the concept of the pink tax. we are empowered, we can make choices of what we're consuming. i think the laws of economics, supply and demand, that's what it comes down to. liz: it comes down to, an important point, it comes down to information, right? as all of the panelists have been talking about, patrice, now that you have the information, do you think things will change? >> i hope so, we have the ability to choose when we want to spend money on. what i want to make the point is government should not be the answer here. it should entirely rest in the hands of consumers. i do think there are some states like california and i think the motive behind new york with the study is to impose government regulation on

pricing. that's not the right motivation, that's not the right move. we should allow consumers to make choices for themselves and we will. and you'll see the market respond. online companies that are creating the same types of products for men and women. liz: thank you, patrice, carrie and veronica, and very merry christmas. >> to you, too. david: sometimes i'm forced to use my wife's razor. it works fine. liz: i'm sure that goes over well. david: that's true. there are problems. how many times have you seen "star wars," one guy has you all beat? he's seen it nine times back to back. more on the winner of the "star wars" marathon right after the break. >> nothing will stand in our way.

liz: welcome back the dow with 9th straight day of triple digit moves.

the dow is still just barely positive for the past week and a half, an air tight trading range is going on in the market. s&p 500 is now officially positive for the year. we'll see if they hold on. david: who knows what is going to happen. >> you will be th the king or queen of star wars in the universe if you can take this challenge, maybe a new world record. a world record may not have been set, a winner from alamo draft house star wars marathon, jim bratton from texas, came out on top after sitting through episodes of the entire trilogy for 46 hours straight, including 9 back-to-back viewings of "the force awakens."

liz: i think he is going back christmas eve to watch more. david: have you sign it yet. liz: i'm excited hoping to see it 3-d. david: have a wonder full holiday, "risk & reward" starts now. thank you for coming. liz: thank you david. jo ling: protesters are moving to it is run holiday travel, welcome to "risk & reward," i am jo ling kent in for deirdre bolton, plaque lives matter protesting at the mall of america today. they were rebuffed by police, now on the move to minneapolis st. paul international airport much to release video footage of a 24-year-old unarmed plaque man -- black man jamar clark of minneapolis. ahead of the planned protests,