there we were up 150 points. here's the deal. we had a big rebound from the middle of february. looking for direction. you always get it from the man come in neil cavuto, it is yours. >> all this is happening is another big bank and wall street just doesn't -- whatever. it's bizarre. thanks, my friend. the latest. goldman sachs will have to cough up another $5 billion. look at that.because the attorney general would come down harder on the financial terms and in case you're counting, north of $110 billion. some of the biggest pains to fork over since this sort of post-meltdown. not one themselves. let's get things cracking right now with blake burman. >> $5.06 billion is the price tag for goldman sachs. the justice department announcing a little while ago a

settlement with the bang for what it describes as golden as quote, unquote conduct of the sale of residential mortgage-backed securities between 2005 in 2007. the breakdown nearly half of the 5 billion is a civil fine. the rest distributed out to underwater homeowners, borrowers, affected community, other claims is all from federal and state entity. this adds to the running portfolio of five senate back to the financial meltdown. major banks have been fined include bank of america, morgan stanley, wells fargo, jpmorgan, citigroup. the most recent figure comes from last month "wall street journal" which tallied up the mortgage related find them ... to some $110 billion. this goldman sachs $5 billion at bat total. but it's also less than a third for context of the record

$16.6 billion bank of america. a justice department attorney working on the case said the settlement, aubrey chuluota bay. they said the resolution holds goldman sachs accountable for serious misconduct and falsely assuring investors securities were backed by sound mortgages. when it knew they were full of mortgages that were likely to fail. that's from the justice department a little while ago. the new york attorney general is scheduled to speak about an hour and a half from now. back to you. neil: thank you very much. you always wonder with 110 billion today, where does that money go? not to worry think it might. the goal of this is to make whole -- may partially whole lot of investors who supposedly got out. mortgages they could ill afford. at least some partial closure. doesn't work out that way.

gary wonders why. >> look, by the way, the real story for me on goldman is they actually invented products, sold them and shorted them at the same time back in 07-oa. i remember you and i talking about it to the other part of the equation is nobody's going to jail. they make tons of money, much less than bank of america, much less than jpmorgan. to find out where the money goes i have no idea except to say some people made whole lot of mortgages underwater are better off over the last few years. let's hope we get closer here but there may be more to come. neil: you know what's weird about this and i'm not an apologist of the big banks. i do notice they're relatively nonplussed reaction on the markets today despite their downgrade this year. the fact that no one in washington gets punished. none of the regulators who didn't see this coming or ignored it when it was for the

vegas politicians who are making getting a home their birthright. no punishment for that. >> they get promoted. ben bernanke was overseeing all of this and is the big hero. he is writing books and getting quarter million dollar speeches even though for years he was saying everything was fine. housing was fine. subprime lending was signed and we found out differently. unfortunately it's more of the same. i do worry is repeating itself right now. have more leverage and debt than we had in 07-oa. that is why i think you are seeing central banks continued to ease even know were in negative phrase. i think they are trying to prevent some real nasty stuff going forward. >> when i look at the details of this, how much the various

culprit comment that is the washington class i government private agencies collect it even after the fact. i noticed that fannie mae and freddie mac, the government chartered lenders. they get a lot of the money funneled directly to them to the treasury department getting $49 billion. that is like rewarding the fox. >> as far as i can earn, fannie mae and freddie mac committed criminal committee back then. just asinine, giving out of money, ridiculous cronyism. this is all about welcome to washington. no matter what happens, how bad it gets, how good a guess, washington goes unscathed. people that were running the show are still running the show now. the same thing going on at the banks right now. people that were culprits back then are still running debate bank and let's hope they learn the lesson. i'm not so sure they did. time will tell as markets get hit again.

neil: i'll just leave on the snow. up to $110 billion in the banks doesn't include the extra 5 billion for goldman sachs. take a wild guess how much you think, the intention of this went to consumers who were directly affected. the total does not includethe goldman back some today. more like 115 billion. how much do you think went to consumers? >> ilec s. maybe 25%. i notice i didn't get anything. i don't think you did. i'm hoping it's a decent amount, but i doubt it. washington was the day when it comes to things like this. >> it was supposed to be 44 billion. it's worked out to be 15 billion. where did the rest of the money go? thank you my friend very, very much. we are on top of this throughout the next two hours. we will be awaiting the new york attorney general. i have a feeling the punishment door is not closed.

there are others that do this in the justice department looked at doing something else on a grander scale. that is a little bit later. for now the fallout on the delicate rollout. how much do you want to say the delegates in your state? let's say your state doesn't have a primary or caucus and all bets are off. donald trump found out the hard way in colorado while 35 delegates were awarded to its opponent. the kid is reaction. >> what kind of a system is this? i'm an outsider and i came into the system and then one in that millions of us. the system is rigged. it's crooked. neil: she might mean greater cricket, but the rules are the rules and they allow them to stay where they don't have a contested battle before the voters that the party delegates meet in you can sort of woo them to your fancy this past weekend in colorado. that's exact to what ted cruz did and that's exactly what donald trump did not.

we see after the fact. gina, what do you think? >> i think it's an ominous sign, neil. before republicans could sort of stand on their high horse or maybe sit on their high horse and say that democrats have superdelegates. to a lot of people looking at this, this is tantamount to that. it is the establishment. it is rigged. voters don't have a say. are people who were kind of like i'll support whoever the nominee is, it is pushed some people little further into the antiestablishment, anybody who's not the establishment campaign for better or worse, ted cruz, this marries thomas took the establishment. neil: she does make a good point when you hear the colorado republicans, which is supposed to be unbiased suddenly puts out a tweet that says the crew's big

tree at the convention, we did it. what you think about? >> yeah, that was rather telling about some insidious plot going on there. look, it is true the system is rigged. guess who's running primaries and conventions? if the establishment. here's the problem. we've known since last august that the republican party of colorado are going to kick the voters to the curb. the truth is there is no excuse. you've got to fight and fight state-by-state and you've got to fight within the party's rules. look. i understand. >> later on the colorado party disavowed those remarks saying that it wasn't nice. the last was the result of unauthorized access. no way represents the opinion of the party. the party itself was cool to donald trump and what is cool to his nonresponse to me but delegates over the weekend so i

can understand the frustration of one prominent candidate is that the delicate and another does not. but where is all this going? >> look, trump has to get smart, tough and open up the check book. you've got to go into the states, fight them on their turf, fight them within their bullpen get tough and play the game ted cruz is winning. ted cruz is beating him at this delicate game post primary or state convention in the case of colorado. get tough and fight them. neil: by the way, that's why she's not here. do you know whether this has been a file player that ted cruz and forces are working within the rules because you could argue, wait a minute, this is an uncontested result. >> it plays to the caricature, about ted cruz playing dirty politics. but look.

he is playing shrewd politics. this is smart politics. the charm people got beat in colorado and they can allow it. he's brought on new talent. he's going to spend a lot of money so after the primaries they go when and fight these skirmishes going on on a county by county or district by district basis. there's no other way we can win this thing. he's got to win the delegates in new york and after that he still has to win 59% of the delegates. he could do if they go when a put up a real fight against cruz on the skirmishes. neil: thank you, my friend. i don't know what happened but the satellite feed went blank. by the way, in the case of colorado, that means ted cruz hit the additional 35 delegates. you can see how playing this out and states and territories were

the sort of thing is allowed. you can close the gap. some say you can do it by upwards of 170 delegates. in the meantime, this is not a unique situation where republicans, democrats, democratic backers of bernie sanders wonders what the deal is with 10 winning wyoming caucuses over the weekend. but at best, likely splitting the delegates they are. it doesn't make sense or does it? democratic strategist with us. their woman to gloat, we won six of the last seven contests. state after state we've won appreciably, we have been split the delegates. new hampshire comes to mind. wyoming comes to mind when they are crying foul. should they? >> no, of course not. they need a better understanding of the system which is not rigged. it is quirky and not us for a reason which is this happen

after mcgovern was happening by the party and lost in a landslide in the fall. the reason democrats do it differently is to give more say to the party establishment so we don't have a situation like republicans might have been donald trump which is someone we expect will be unelectable. neil: you are sounded like we don't want those dopey voters making a mistake. we'll intervene if we have to. >> i hear which are sane. keep in mind this is in fact a party nomination. again -- >> i'm critical of republicans, too. they have no impact. >> to that point, superdelegates have never actually tilted the nomination. they've always gone the same direction as the voters, the person they would've nominated in the fall as well. >> seven out of the eight contest of bernie sanders has won by double digits.

he has essentially split or actually lost sometimes delegates to hillary clinton. you are smart enough. i'm savvy enough having done this to know average americans come back and say why. >> there's a couple different reasons for that. one is not all states are creating equal rights and there's a certain amount of delegates more or less given the population of different states. there is going to be a certain amount of weight given to establishment. >> because listen -- bernie sanders is not even a democrat. he's an independent socialist to caucus as a democrat. he has not spent a decade. neil: he is running for your nomination. he's done very well. wait a minute. i'm hardly an apologist for bernie sanders.

who are used to all of a sudden say, you know because we have these trepidations and doubts, we don't think that you are about necessarilyshould translate into delegates awarded. >> the system is the system. bernie sanders should've done more for the support of his own party establishment. maybe he should have given more money to the dnc. i don't know. neil: listen to how you are sounding. if only you had a little more aggressively, you foolishly decided to the voters. >> that is certainly not what we are sane. neil: you are certainly implying. >> i'm not in anyway. the the party has about as well. we live in a two-party system. if donald trump wants to run as an independent that's also his right. neil: when you run the party's nomination on their public insider democratic side, you

should have a safe assumption that roughly your vote will translate to the delegates were awarded. the republican party we've seen in a couple cases not the case. in your party not the case. what is to stop someone sitting at home listening to us from saying it's all a sham. >> i hope they don't feel that way. there does have to be education about the rules of the nominating process. keep in mind this that hasn't always worked and hillary clinton's favor. back in 2000 issue took an early lead in superdelegates. neil: they are insulting relics of the past. deciding to say because voters are too to know what's good for them. on the writer the left, you've got to find out wrong. >> i don't find out wrong. it's a two-party system. neil: we will see what happens.

christie, thank you very much. something else you might find wrong. a drug company that willy-nilly hikes the price of its life-saving drugs ,-com,-com ma doubling, tripling them. and wall street likes this. prosthetic feet. now they want to talk to the company had.

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on your latest masterpiece. timing's important. comcast business knows that. that's why you can schedule an installation at a time that works for you. even late at night, or on the weekend, if that's what you need. because you have enough to worry about. i did not see that coming. don't deal with disruptions. get better internet installed on your schedule. comcast business. built for business. neil: all right. they wanted and it looks like the get the outgoing ceo to explain what was behind the jacking up of some life-saving drugs and the like. both parties now to charlie on what is going on. >> this was a stock at $250 a share back in april or so of this year. it is now trading at $32 a

share. it is largely owned by one of the majority of shareholders come a very controversial activist investor named bill ackman. the business model is largely predicated on buying farms and local companies and somehow, you know, basically jacking up prices of the goods. it looks like it was legal under current laws. neil: how is this different from that other kid? >> that's a good question. the other kid, martin shkreli did not get charged. neil: but it's legal. it's a little insulting. >> it looks legal, but we don't know. there's been a lot of investigation with their relationship with the distributor are some of the drugs. so as we first reported, they

are discussing selling off assets, including no matter what they say, no matter what bill ackman says, they are talking internally about selling either all of it or piece of bausch & lomb. they all met eye care company. neil: the issue about how far a drug company can go. is it ascends that these kind of incidents -- >> it does. here's the thing with the company. if you set a company not to go on and do r&d, if you set up a company rolling up other companies in jacking up prices. neil: we are the new guys in town. we take over the cancer drug. >> by the way, we will hear what michael pearson has to say, the ceo. if you do something like that, you'll come up with a lot of pressure. drugs is highly regulated industry.

>> there is a bull case for the stock, by the way. they are going to sell off, even partially bausch & lomb. it's not worth 30, maybe it's worth 60. the headline risk seems insane. >> thank you very much. michael pearson, the outgoing ceo, looks like they will make that happen. that should be a pretty good review. a lot more including the latest on the bank settlement, now goldman. a billion, 2 billion, 3 billion.

neil: goldman sachs has been fined another 5 billion bucks for the new york attorney general during the honors here. out of that, what is remarkable is goldman sachs was out, but of course this comes in the face of what has been a pretty pathetic started the year with all of these issues.

what are we looking at here. >> we are looking at potentially the worst start of the year for earnings since 2007, 2008, according to thomson reuters, you can see the analysts on average expecting a 20% decline in earnings this year. you can see 20%. also expecting to see how the overall global concerns are waiting on earnings in the first quarter talking about the chinese economy slowing down. potentially oil prices very low end of course near zero interest rates. on that note, janet yellen meeting at 3:00 today to discuss the broader economy, but also talk about wall street reform. as for the banks ahead in who is reporting this week and next, take a look right now. jpmorgan dowd. wells fargo down 13%. bank of america down 23%. pretty weak year. jpmorgan chase down 12%. these guys reporting this week

and next week with god city, morgan stanley and goldman sachs. the big one here, morgan stanley down 24% year-to-date. neil. neil: jo ling kent, thank you very much. i don't know about you, but this gets mesmerizingly numbingly weak. the argument is that she do it intentionally? bushy intentionally doing fab day that would bridge the security laws that are national security laws. it turns out intentional or not, it is a big boo-boo and it is the kind of stuff that can land you in jail. take it from a former attorney general who spells it out.

.... 3 i continue to believe

that she has not jeopardize america's national security. what i have also said, and she has acknowledged, there is a carelessness. >> hair and teeth. no one gets treated differently when it comes to the justice department. no one is above the law. neil: what i understand, what

the distinction that the president was making was intent. she did not intend to do anything. your argument is, negligence or stupidity is not an excuse. >> that is not my argument. what is in the statute that general betray us played guilty to, which was only a misdemeanor, putting the stuff where it should not be. it does not require you intentionally do damage. >> first of all, he was not charged with that. she had top-secret clearance. none of that information got out. the issue was that it was in his home and it was shown to somebody that did not have clearance to see it. >> the distinction with hillary clinton is what? >> there is no distinction.

hillary clinton put classified information on a server that was not sick your beard she caused it to be put there. there is no distinction at all. going further, if it is information that relates to national defense, whether she reacted with gross negligence is not a defense. that is a felony. >> you raise this in the past, gross negligence, handling classified information related to the national defense is enough. >> correct. >> by that definition, she is in hot water. >> he did not do her any favors by saying she was negligent. neil: nothing was compromised. i am paraphrasing.

do we know that? >> no. we do not know that. i would like to ask his press secretary if he is getting regular briefings. if he is not, then he is talking through his hat. he does not know whether national security was compromised or not. >> it already it very large. it could very well and with the bringing of one or more charges. neil: the way it would work is that the i would recommend justice taking action. justice does not have to take action, right? >> correct.

if that is the way it plays out, i seriously think you will get a lot of weeks from the fbi about what is fair. perhaps one or more high level resignations. simply people that will not put up with that. the fbi, even at this point is working with people on the justice department. i think that we, in essence, cross part of that bridge. neil: was it eight out of 10 democrats? how do you break? when you explain it to friends on the left and the right? how do you explain that what is at stake here? >> simply the rule of law. >> only to some people. the laws are very clear. they are very clear about what happens to you. it you allow information relating to the defense where it

shouldn't be. very clear on what happens to a few destroyed federal records, which he very well may have done. neil: why are you putting this on a private server? the rap against hillary clinton when she wasdoing so so that nothing could get out. that, of course, has become a point. where are the check and recheck people that say, no, no. you cannot do that. >> you have people working on your staff that are unwilling to say no to you. you do not get that. neil: what if they were stupid, too. >> a were not. they knew better. there was ample evidence about e-mail exchanges with at least one of them saying i need to

wait for a secure fact. her saying converted onto paper and just plan it. she knew how it worked as far as taking the classification off. he did, too. neil: a sitting secretary of state. secure and sensitive material. >> you would think that nothing would make its way to the secretary of state that was at least sensitive. >> stuff on there that clearly came from human intelligence forces. twenty-two e-mails that the state department is saying they will not release. never release. people should not see them. that is not what determines their mark. they are not classified. neil: thank you. the former u.s. attorney. getting deeper and deeper. scarier and scarier.

i want you to take a look at the boston globe markup. you heard a lot about this. i want you to flip it around. the "wall street journal" had done something similar about hillary clinton. tripling tax rates for all the rich. now, what are you thinking? now, what are you thinking? after this. ♪

nicole: i am nicole petallides with your fox business brief. has been up over 150-point today. off the earlier gains. look at the s&p 500. the nasdaq up 12. of roughly one quarter of1%. consumer names hitting highs. coca-cola for example. lifetime highs. pull back off that high. other names would be chesapeake, domino's pizza, estée lauder. look at american airlines now. traffic grew in march. lower oil prices. going forward. narrowing the revenue forecast. up 2% right now. all the airlines have up arrows. we are weighing on earnings. keep it right here.st cavuto coast-to-coast continues right after the break.

♪

neil: maybe some of you have seen this before what would have been a couple months then to the presidency with donald trump. i want you to step back. whether it is just a republican hack job for whether those on the left would apply for the same thing. if it were hillary clinton. criminal activity that was

raised or something otherwise outrageous. media research center rich snow is here on that. more to the point, what to make of this. the fact that the globe is kind of defending it. >> as a political hit job, this is pretty absurd. you know, the massachusetts primary was five weeks ago. when the boston globe had a chance for impact, they editorialized in favor of john k said. he got beat by 30 points by donald trump in that primary. now completely out of their region. coming out with another one of these attack editorials. it does not make any sense. some of them are really silly items. they got pulled the city for it. it looks like he is on the high ground.

you are right. what would a president sanders would be like. the markets would crash 30, 40, 50%. businesses would fold. >> leaving that aside. the idea ofit being a legit paper, a legit story, at first you might just say woe, woe, woe. that broadcast ended midway. it was also sought. unexpected people who think all of her stones rendition of the assassination to be true. that is what worries me. the people that leap on this. >> yes. this was perhaps around the front page. you know, it was not the news.

it was what their own people made up in their own imagination. neil: legitimate news stories. i know that there is this fire wall between editorial and opinion. when they are blurred like that, it makes a habit of constantly, constantly going after donald trump in ted cruz. not quite the same deal of going into the other side. >> no. that is exactly right. we have this campaign where the new york daily news does a nasty cover story. they want to display that cover. it becomes news on abc, nbc, cnn. they all want to promote it and discuss it. a sober liberal editorial.

neil: i think that you hit the nail on the head there. more right then it is wrong. there must have been an increase in newsstand sales. these over-the-top interface covers. the boston globe took a look at that and said, you know, we could do the same. >> right. this certainly get some buzz. i think that this probably helps donald trump more than hurt him. neil: senior editor, research director. in the meantime, we talked about the new york attorney general manning $5 billion. goldman putting out a statement that we are pleased to put these legacy matters behind us. we have taken significant steps to strengthen our culture. of course, the charge at

goldman. we have seen similar finds to this. mortgage-backed securities that they were buying were good. we know in retrospect that they were not. goldman or any of the other bank that have been roped into this. i noticed no one in washington was pointing the finger, the magnifying glass added. some of these institutions that changed homeownership. these firms included goldman. more than happy to play ball. they are the one striking out. washington is just going striking. is that fair? is that right bush or mark more after this. ♪

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>> absolutely i would not have. i would not agree to any cia officer -- neil: all right. the president of the united states at a suspected terrorists. something horrible. we would not do it. former congressman. what did you think of that? >> first of all, it is good to be with you, neil. he is the cia director under the president. releasing unlawful enemy combatants then detaining them. he does not have to worry about that order coming down. i think the real concern that we have are twofold. how do we protect our cii agents.

going after them for any decisions that we make about domestic american security. intelligence gathering. you see an incredible story. the past seven-10 years. how do we define the disposition on the battlefield. right now our men and women on the field are not allowed to kill them. even if we do capture them, then we are not detaining them. those other two are the two big points that we have to look at going forward. neil: you have always patiently done so over the years. is waterboarding illegal? >> i think you should ask demi moore. we know that in our surveillance -- >> that was a pretty decent movie.

that is something that is used to teach them to withstand. >> other ways to distract inspiration. >> it is torture. >> playing rock music very loud. i do not know what people want to see happen. >> 247. >> let me ask you about the fallout from all of this. you know the scary world far better than i do. i am wondering if, they are cutting off heads in doing god knows what, just over the weekend, killing more than one dozen kids. just playing soccer in iraq. the world must know when it

comes to the united states, they will do squat. do whatever the hell we want. >> those tough decisions to make. do we want to see another paris. do we want to see another san bernardino? they do not have any rules. first of all, how do we even defined them. what type of treatment should they get. it comes to retribution in the united states. you will have your miranda

rights read to you. >> we are looking at this as a law-enforcement endeavor. not a war. not a conflict. that is something that has to be defined. the dispositions and how we will deal with it. >> thank you, sir. i appreciated always. did donna tromp, mr. art of the deal, just get outsmarted, out business savvy to buy that guy he says should not even be a u.s. citizen? this cruz just one of the donald on how to do the business of politics? after this. ♪

neil: all right, woe that will show him. the new york turning the -- attorney general slashing a fine on goldman sachs. you know how much they are being fined? $5 billion. [laughter] elizabeth macdonald, added to the list, i guess. >> that is right, neil. nobody is making the government accountable for how they are spending the money. we have a lot of housing areas still in really do press conditions. right down to mortgage release. take a look at the rates that the journal provided last month. consumer really fair. a lot of money went to housing

agencies. some 5.3 billion went to the states. that is the issue. a lot of the money is not going towards housing relief or anything to do with the housing sec or. rehabbing the tappan zee bridge. new horse stables at the state fair. things like renovating port authority and albany. high-speed internet access to rural communities. nothing to do with housing. nothing to do with mortgage relief. government officials want to spend the settlement money on. we have been to the government files here on this. we made the phone calls. even government officials themselves cannot tell us how and where they are spending this money on. insiders tell us the inside joke that jaynes is that the banks themselves are considered a

budget line item for government for state and federal. neil: thank you very much elizabeth. where is it going today? former chairman and also much more. i was shocked. how little money goes to consumer release. >> 5.1 billion is not going to influence muchat all given the magnitude of what happened. >> the young lady talking about the government. no one is holding the government accountable. neil: that is what i was saying earlier. >> forcing fannie mae to lower credit standards. no one holds them accountable. neil: it always sounds cruel when you say it.

my point was, they changed owning a home. all of a sudden, that made that anyone could get a loan. absolutely. i was try to give them a little bit of rope. beyond the pale. >> those securities that ended up getting slipped, dipped, sliced and diced. >> investors were duped. i find it in the proceeds for duping them. fannie mae and freddie mac are getting billions. 39 billion going to chile and fridays, from the treasury. they are the large reason why we have the problem. >> they constitute the moral obligation. put in that position to be the conduit.

guaranteeing loans. 97%. i think that they are embedded in the process. stepping back and saying what do we have do to get better regulation and better standards. >> banks have had a tough quarter. it was largely expect it. a $5 billion settlement. moving on. >> they were adequately reserved. all of the banks and all of the financials are under pressure because of net interest. when interest rates are so low, it shrinks. also the result of regulation. what is happenedhere is the smaller banks, 41% of all bank assets are down to 22.

they are not lending money to sole proprietors. >> private folks that are looking at getting loans and still find it difficult for their banks to cough it up. what reasons would the banks have to improve that business. >> if they were not tax with the regulation like they are in tax with reserves, the whole issue of too big to fail is the wrong approach. it is not the size of the institution. the size of the position that can create a systemic risk. asking the right questions and putting in the right safety points. it could be one individuals. the issue is, are you leveraged to the point where that concentrated position can cause a systemic response.

>> leverage is the enemy. neil: you are very cheap. you do not like that. >> i do not like that at all. neil: we told you about what happened in colorado over the weekend. ted cruz. the colorado gop chair. very good to have you. the party put out a statement or tweeted out that it was a big treat for the no-trump movement. it was not. >> it definitely was not us. someone had unauthorized access to our account. we're doing an investigation.

we will get to the bottom of it. >> that was not any of your guys. >> absolutely not. >> donald trump was not happy >> it is not true. we are a caucus state. some people think that you should have a primary. the legislator decides whether you do or not. they voted all along the way until last week. >> they had an opportunity to participate at that level. donald trump said that he did not or his supporters did not. what do you say. >> they are complicated. you have to know how they work. the donald trump campaign has not done well in caucus states. we were as helpful as we possibly could be with them.

i think that ted cruz is the only one. >> he was. he was fantastic and gave a great speech. your focus is new york and pennsylvania and other places. you have a complicated system like we do. absolutely by the rules. maybe that was not the best place for him to come. neil: yours was a unique case. others to begin with. even pretty committed trump delegates. all perfectly legal, i am told. it does. that cynical view that their vote does not count. the rewarding of delegates does not mirror that. >> if you run a caucus system,

in most states you get five, maybe 10% of the republican membership. whether you vote in caucus or do it like we did. that is not enough. i would much rather have a million republicans in this state to have access to vote in the primary. it needs to be looked at and we are pushing for change. neil: steve, thank you very much. i want you to look back at this cover. it is rather have stored. when the city was great. making pavements. i will not help you. it is a slippery slope. he ended up losing the state to jimmy carter. now, let's go to ted cruz and donald trump fighting for new york state. ted cruz's comments regarding new york values.

the dropdead moment. bert, what do you think? >> i think that you have a point there. president ford did not want to bail out new york city. that bailout would have been at the taxpayers expense. had he done that or had he been willing to do that, it would have cost him the 1976 primaries. president reagan would have done much better in the primary. >> when jimmy carter was riproaring along, a lot of people .that henry jackson mabie a maybe elizabeth cabal shone it or others. they were not able to. that sealed the deal. jimmy carter came and did visibly well enough upstate. the scoop was all but history.

>> right. jimmy carter ended up pursuing the same program that ford did. ending up with the same deal which was loans to get them through the crisis. that then took care of the problem. >> you are right about that. the one person they hated, the other guy did the same thing. >> we look at new york is been the chance for brenda gave candidates. the challenges that bill clinton was facing. it could be a do or die moment. slowly in the campaign season, it does not matter. >> california is even later. when california does matter, when barry goldwater defeated rockefeller, the governor in that state, in that case, it made a huge difference.

it is true that new york and california both come late. because they are such big states, they can have a decisive impact on the nomination process. neil: new yorkers awarding these delegates in colorado and elsewhere. what if we get to a convention? wordy for delegates shy. all of those colorado delegates. >> right. i think that trump decided that his time was better spent in new york and pennsylvania. in any case, that could happen. ford was a few delegates short. he was able to pick them up at convention. others have a lot of uncommitted members. trump would still have several delegations to sort roof to try to get 30 or 40 delegates if he comes short of that number.

neil: do not get me started. presidential extraordinaire. thank you very, very much. >> thank you, neil. neil: for those of us that work in new york, it does not get any better than this. controversy or not. did you hear about the expert that takes we will get $90 a barrel. enjoy your lunch. ♪

thank you. ordering chinese food is a very predictable experience. i order b14. i get b14. no surprises. buying business internet, on the other hand, can be a roller coaster white knuckle thrill ride. you're promised one speed. but do you consistently get it? you do with comcast business. it's reliable. just like kung pao fish. thank you, ping. reliably fast internet

starts at $59.95 a month. comcast business. built for business. shoshow me more like this.e. show me "previously watched." what's recommended for me. x1 makes it easy to find what you love. call or go online and switch to x1. only with xfinity. ♪ neil: wail over $40 a barrel. it has been slowly climbing. jeff flock at the cme. what do you see? jeff: i do not feel good so i'm

going to dispute everything that bill flynn says. he says that we may be approaching a multiyear all market. >> i think that we are. 1998, 1999, people told me i was out of my mind. jeff: goldman sachs just said this week, we're going to 35. we're not going above 40. >> if you look at the history of all whale, things that are happening now are things that have not happened ever before. energy companies cutting billions of dollars. all over the world. we're seeing billions of dollars of projects in norway. in the north sea. shutting down forever. what about demand. like in china. china's demand number.

importing a record amount of oil. over 8 million barrels a day. youknow what, everybody said that that would fall off the map. it is not happening. china is going crazy. >> they are already producing at huge levels. >> it will do a lot of good did we have some type of restraint in the market that we have not had in the last couple of years. jeff: the saudis are going to get along? >> they are going to get along. they are desperate. >> i still do not feel well. >> you old angry guys. get off the porch. thank you guys very, very much. it is enlightening. self driving cars. they have been causing a lot of problems on the road during the

daytime. now they thought, let's try them at night. ♪

>> welcome back. i am jolene kant with business headlines. moving full swing i had. successfully driving cars at night. one of the first companies to begin driving on snow a rhodes. one of its self driving cars hit a city bus. meanwhile, it has almost been a year since they went public. that downward trend has not been good. shares are down more than 70% and slippers they are trading. expected to release quarterly earnings in may. yahoo! receiving yet another offer. this time from the daily mail. early talks with half a dozen private equity firms.

forty from interested buyers ahead of that april 18 deadline. stock is up over 2% today on the news. >> they should have a separate account for anyone that is not interested in buying. >> i agree. the new york state primary, it is a big one, next tuesday. all eyes are on donald trump and ted cruz. ted cruz's being bested by john kasich who is visited late campaigning in upstate where you will find our very own peter barnes. >> troy new york. a catholic prep school. by the way, ted cruz is not here. he is in california. you are right. let's take a look at these poll numbers over the weekend.

kasich is continuing to make his pitch to voters here. he is the only one in the field that can beat hillary clinton in the fall. that is the strength to try to collect some delegates. he has since selected none. his strategy is to try to get to this contested convention. it is what cruz wants as well. trying to pick off some delegates here. you get over 50%. he is hoping to get a few, it seems. what he said yesterday about all of this on one of the sunday shows. >> at the end of the day, i am the only person that consistently beat hillary clinton in the fall. are we going to pick somebody that cannot win?

that would be not. >> trying to hold trump. he may pick up a delegate here, a delegate there. the 95 that are up for grabs. really liked 27 many primaries up here in the state of new york. >> peter barnes, thank you very, very much. bill clinton comes to mind. a lot of folks, a little scared. he was in the famous chokehold. later died. >> getting the gist of it. that is the risk with bill clinton. more after this.

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neil: all right. hillary clinton not only has to win new york but to hear even her supporters tell it, win big. that is why she is taking full advantage of her husband, the former president. bill clinton pushing hard in the same state. adam shapiro in long island with more on the push to get out that clinton vote. hey, adam. reporter: hey, neil.

and she is going to be having a conversation with hillary clinton regarding gun violence here in port washington, on long island in about 40 minutes. when you take a look where she stands already in the polls in new york, you can see why she is turning her attention to fund-raising not only here in the state of the new york but going to florida and california. the polls, 53% she is scoring big with everybody except men who favor sanders. fox poll says clinton has 53%, sanders has 37%. wyoming count, if you total everyone up, 1736 for hillary clinton and 1038 for bernie sanders. mr. sanders launched an ad campaign he was native son, he was born in brooklyn. he represents new york values. clinton has been on fund-raising trail. this morning have aing fund-raiser sponsored in part by a member after law firm

prominent in new york, represents, morgan stanley goldman sachs, citibank, citigroup, wall street ties and that is kind of thing person bierne -- bernie sanders attacking hillary clinton on. >> she has several super-pacs, largest pac in last filing report indicated they raised $25 million from special interests, 15 million from wall street. as many of you know, secretary clinton has given speeches behind closed doors to large wall street financial institutions. [booing] for a tidy $250,000 a speech. reporter: so, mrs. clinton is turning her attention to donald trump. the ads she is running in new york go after mr. trump. don't even mention mr. sanders. just to wrap this up, neil, that fund-raiser, this morning, the breakfast conversation with hillary clinton, cheap ticket were 500 bucks. midlevel was 1,000.

$2700 got you premier seat at table. neil: that is adam shapiro kind of money. thank you, my friend, appreciate that. bernie sanders's folks are not taking all of this and saying they're being treated fairly. they cite the fact that the senator won in wyoming in a caucus there over the weekend and comfortably by about 12 points. in the end he will have to split the delegates with hillary clinton largely because of the role of those superdelegates. one of those superdelegates, a big clinton supporter with me now. democratic congressman emanuel cleaver. congressman, very good to have you back with us. >> good to be with you. neil: do you think the sanders folks have a legitimate beef, sir? by that, they have won six of the seven last contests including wyoming, all is said and done, most of the states they won by double digits, they will be lucky to draw even with hillary clinton and that ain't right. you say what? >> well i think there is legitimate reason to be concerned.

the superdelegate system is not fair but hillary clinton didn't put it in place. it was put in place by the hunt commission way back in 1984 and so i think, both parties, frankly should look at what is going on here and if there is anything good to come out of what i consider to be one of the worst presidential elections during my lifetime in terms of all the vitriol, it is that we now probably need to take a look, good look on both sides at this whole system of running primaries. and maybe even, it is time for us to look at electoral college. i think, most people don't realize that they don't actually directly elect the president of the united states. neil: no, you're right about that. you're right about that. on both sides, since i was raising with a democratic strategist earlier, congressman, this frustration again on both sides, that voters are not really deciding where this is going, not across the board but

in states like wyoming where they argue, wait a minute, bernie sanders wins big but he doesn't win the delegates big. he won new hampshire big, but doesn't win delegates big. conversely republicans look what went down in colorado weekend saying one-way contest, uncommitted slate of delegates that ultimately committed itself, 34 strong all there to ted cruz, not donald trump. this frustration with folks who long recognize we have this electoral college that elects the president. now apparently we have a party system that chooses who its nominee is. what do you think of that? >> it's wrong. you know, i know probably some of my democratic colleagues would like for me to say it is fine and so forth. it's not. it's wrong. neil: but you're a superdelegate. >> i am a super delegate, and i'm superdelegate by virtue being member of congress. neil: understood. and most of us had nothing to do with designing this system.

neil: i understand. >> good news for democrats we never had a election determined on basis of superdelegates. i don't think it will be this year. that is no reason for us to leave it as it is. i think we are now in a situation where the american public is beginning to express outrage at that and i think it is going to even expand to the electoral college. something needs to be done as soon as election cycle is over. neil: if you had it your way, congressman, would you get rid of the superdelegates? >> i would. winner-take-all in every state. neil: in other words you win by one vote you get all of that state's delegates? >> that's right. that is the what democracy is. keep in mind, when democrats tried to put this in place back in '84 it was designed frankly to provide more input from the grassroots activists, grass root

activists because, before that, a member of congress would go into some fire station where they were electing delegates and end up overwhelming some activists, and so, this was put in place, let's remove all of the elected officials out of the elections and -- neil: you're quite right on that history. then elected officials say we can't have these ne'r-do-wells try to influence this process and come up with some bozo who will get tanked in an election. i'm paraphrasing here. now we end up with this, where at least this democratic strategist whom i chatted seems to be of the opinion that, it is a better system than that old system because at least, it insures the party hierarchy put as stop to that kind of nonsense. does that trouble you? >> it's a balloon, the whole water in the balloon scenario. you squeeze one part to try to fix something and water goes into another and still imbalanced. so that is why i think we have

to ultimately come down to democracy, pure, undistilled democracy. neil: congressman, you're a good man. i always enjoy talking to you. thank you very much, sir. >> good to talk with you. >> meantime we have candidates crisscrossing the key states including heidi cruz who is campaigning in new york while her hubby is in california. connell mcshane following that. hey, connell. reporter: hey there, neil. i think this event speaks more than any other events what is really going on with this presidential race. it is really as you're talking about on your own show today become all about the delegates. candidates out west. wife of the candidate here in new york and heidi cruz moments ago, opening what they say is long island campaign headquarters. a basement of a law office. speaking to a group of couple dozen reporters who gathered here. think about ted cruz's position in new york state. fox poll shows him down nearly 40 points in third place, trailing john kasich.

why does he put effort in why he is out there and reason becomes simple. you have the 5 delegates in -- 95 delegates in the state of new york, a week from tomorrow. of those 95 only 14 are statewide delegates. that means there will be a real fight congressional district by congressional district for delegates. there are 27 congressional districts here in new york, if you're ted cruz you can break off even one or two of those districts or prevent donald trump from getting 50% in district like we are in long island then you pick up delegates. saw what happened over the weekend in colorado. thought it was interesting, neil, saw ted cruz addressing campaign workers. a lot has said about her husband and quote, unquote, new york values, comment he made about that, one thing she was careful to say at end of her remarks. she had her first job here in new york. she loves it in new york. she is happy to be back in new york. the goldman sachs connection

gets you in trouble in some quarters. in others she likes to sell that at least campaign workers partied here today. heidi cruz is out here with another event. delegate by delegate, event by event fighting for every last delegate. neil: they are good at that. been effective in the ground game. thank you, connell mcshane. the administration likes to tout up properly so 16 million signed up for hello insurance. they leave out details that people are may paying more for their health insurance. then comes news nighted health care is equaling it quits for some. exchanges. so are we the taxpayer about to be set up?su after this. understands the life behind it. for those who've served and the families that have supported them, we offer our best service in return. usaa.

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most common side-affect is nausea. life as a non-smoker is a whole lot of fun. ask your doctor if chantix is right for you. >> very good afternoon from floor of new york stock exchange. lori rothman with your fox business brief. stocks rebounding after a week of losses. one reason you do have oil back up little bit by about 1%. look at dow, up 68, off the best levels. but we still have a few hours to go before the session in the books. nasdaq up .3 of 1%. shares of under armour struggling a little bit. guess who under armour sponsors? justin spieth. he had that fantastic meltdown, if you want to call it that at the masters this weekend. shares down 5%. here is the real reason why. you may recall on friday, under armour split its talk two for one. jordan spieth.

i got the name wrong. shifting class-a shares to b with a dividend. pretty common for shares to fall off a couple sessions after that happens. "coast to coast" continues after this.

>> "chart of the day." neil: we spare you no expense to bring you this sort of news. coca-cola, bow whiched report by

value stock, those being used around the world, products used around the world. mcdonald's seeing it in coca-cola we were there showing this chart, in and all of all-time highs as was mcdonald's. keeping with some of the juice a lot of american companies are enjoying of late. keeping an eye on something that could cost you more if you have health care coverage through any one of these obamacare exchanges, particularly when it comes to two very important states, georgia, and arkansas. gerri willis with more on that. gerri? >> that's right. united health is dropping out of exchanges, health care exchanges. the obama care exchanges in georgia and arkansas. and as you know, as you were mentioned before, 1.7 million people signed up for obama wear this year. 73,000 in arkansas. and here is what is going on in the background. the company is failing to make

money. unitedhealthcare said we'll lose half a billion in 2015 and another half a billion in 2016. one billion on the exchanges. why? blueblue cross-blue shield study explains. it says medical costs for people newly enrolled in program, they probably haven't had coverage for a while is 18.7% higher than people who would be in the average program, sponsored by an employer, say fox's health care program. so, much more expensive for these companies to operate. in this arena. and i am hearing, i've been talking to analyst this is morning. i am being told that there is an expectation that if united health can't wrangle some increases in pay, i.e., premiums, from regulators in the industry they may drop out of more states. we'll keep an eye on that. right now the united health, the largest insurer in the country with 42 million customers, can't make money on obamacare

exchanges, dropping out of georgia and arkansas. neil? neil: all right, gerri, thank you very, very much. by now you heard the collapse of jordan spieth. three-day winning streak, when he had the masters comfortably in hand when suddenly he didn't. tells you something about favorite. tells you something about history. tells you something maybe we're getting ahead of ourselves looking at political race when anyone can choke amount anytime and hit the rough. after this. >> we still have the confidence that we're a closing team, that we can close. i have no doubt about that ability. i just think it was a really, a, a very tough 30 minutes for me that, hopefully i never experience again. so what else is new? how's your mother?

umm..she's doing good. she needs more care though. she wants to stay in her house. i don't know even where to start with that. first, let's take a look at your financial plan and see what we can do. ok, so we've got... we'll listen. we'll talk. we'll plan. baird.

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[shouting] [groaning] >> bunker. scare him if he goes long. oh, my goodness. this is -- neil: oh, my goodness is right. the collapse of one jordan spieth, in supports circles, one of the greatest collapses of all-time. speaking in a low voice in case they're still playing but they're not. i'm thinking. which happens sometimes. but dagen mcdowell, charlie gasparino, a lesson in heavy favorites. dagen, take night are you doing your queen elizabeth imitation? neil: english guy did win, right? thank you. >> willet. neil: this is golf we're talking about, thank you. not bocci ball. i'm sorry. >> are you implying --

neil: he was heavy favorite. he was ahead by five or six strokes. >> making analogy to trump. neil: making analogy to anything, at anytime. >> to hillary versus trump which polls show him down tremendously. neil: insert your local historical comparison. microsoft, could be apple. >> segways into dr. evil. see how smooth that was. neil: that is my lesson here. i'm sprinkling the crumbs. >> i don't think donald trump can choke in that fashion because he would never admit he was actually choking. neil: really? he just lost 34 delegates in colorado. >> you but know what? they spin it other way they say that the voters of colorado have been disenfranchised. neil: i -- >> that was bernie sanders. neil: i don't know what was going on. >> well, i don't think donald's problems, since we're bringing this back to politics is necessarily of the choking type. neil: you don't think he has hit the rough? >> no, he has but for other reasons. neil: he is in the sand.

>> donald did not spend money. we've been talking about this forever. when is he going to start spending money on organization. neil: to avoid that surprise, that is what he has to do? >> the surprise in louisiana and more surprises coming up. neil: neil: louisiana, a state he won but will not win delegates. >> you would think afy worth 10 billion would spend money on his campaign now. you would think a guy worth 10 billion would easily raise 6 million for vets. neil: you would also think a guy led by five strokes on the 12th hole which is the golf analogy would win. >> not necessarily the guy. jordan spieth got in his own head. he psyched himself out, that was the classic choke, meltdown, whatever you want to talk about but i think, when i think of choking, i think of rick perry, where he is in a debate, like the three departments that of government i would close and couldn't remember the third one. commerce, education and -- that is kind of your classic choke.

i think that, it looks like, to your point, and i'm agreeing with you, so don't yell at me. neil: i will. >> that he come to the final round and he really doesn't have a really good game. >> gameplan. >> a gameplan to close it. that he didn't, how do you run for the presidency and not know it is about gathering the delegates. >> here is one thing i would say, i remember early on we reported on fox business he wasn't spending a lot of money, by the way "the times" and everybody followed us, i got tons of criticism of his followers. you don't know what he is knows. he is saving his resources to the end. guess what, it's the end and he ain't spending it. that is a real problem. neil: do you think he has to start spending it or is it too late for that, with the cruz campaign? >> i will say this again and again and if he doesn't get 1237 on first ballot he, then he will not be the nominee. neil: what do you think of that, dagen. >> increasingly -- >> that is my prediction. >> i don't want charlie would yell at me. >> like that ever stopped you. >> i will come across the table.

>> please do. >> to that point about him not planning in advance, you know, when cruz got the 10 delegates ahead in louisiana, despite losing that state, they, the trump campaign apparently found out about that from the "wall street journal" calling them to tell them that. they didn't know when the journal called them. neil: is that right. >> according to the journal reporting. but that's -- >> that is priority. they should spend less time worry about reporters, whether they're, whether they're going to ask a question or not where the campaign manager gets nutty and other criticisms of and more time on sort of really important logistical stuff. neil: which they're not. which they're not. >> and they're trying to blame the process. you know what, when you got into the race -- >> process is the process. >> right. that's my point. >> end do you think. neil: i'm moving on. i'm moving on. real quickly, goldman sachs will pay 5 billion to the attorney

general adding for its hoodwinking investors buying mortgage-backed securities. what did you think? >> well, you know, it is like a day without another settlement is day without sunshine. neil: like $115 billion. >> eric schneiderman, the new york attorney general led this one. they're kind of stuck to pay these things. neil: a fraction of it goes to helping supposedly people -- >> these aren't criminal charges. these are civil charges. the bar is lower. it's a cost of doing business for goldman sachs. >> can't throw them in the hoosegow. neil: where does the money go? i thought it would help those apparently hurt. >> look at fine print on this, and i bet you, and i did not look at the fine, but i will, the fine print -- here is the thing. neil: how would we know what is in the fine print. >> i've done these stories 100 times. i've actually been in this business for a while. neil: why didn't you look at fine print at all? >> let me finish what i'm saying. those are not quote, unquote,

fines, are disgorgements that are tax writeoffs. neil: tiny little punishments. >> they will write it off in taxes. >> i'm waiting for to you finish. >> that is loophole you should be plug, president trump. neil: charlie has finished commenting. we'll have more after this. hi...i'm pamela yellen. you may have read my bestselling book "the bank on yourself revolution". over the last 25 years, i've researched more than 450 financial products. i found that one of the best-kept secrets to help you plan for your retirement is the home equity conversion mortgage. it's a line of credit for homeowners age 62 or older. and it's offered by a company you can trust- one reverse mortgage, a quicken loans company! call one reverse mortgage now to get the details.

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neil: all right. less than a minute away from trish regan. a relatively open meeting. up about 72 points on the dow. mcdonald's in and out of the all-time high. keeping an eye on the fallout. we have been adding that with 110 billion in fines. how much do you think it has

gone to consumer relief? how much has landed in consumer hands? where is all that other money going? not to the folks that supposedly need it. trish regan. >> thank you so much, neil. a four-day break. being cheated out of delegates. this is a rigged game. donald trump, watch this. we have a corrupt system. this is not right. we are supposed to be a democracy. we are supposed to be, at u-boat in the boat means something. we will explain. the democrats are