there is the dow industrials just turned negative. [closing bell rings] it is more than 950 point swing. that will do it for "the claman countdown." what started as all green on the screen, now red. ♪. melissa: connell, you will have to take it away here, i'm looking at a market just turned negative, down 34 points. connell: yep. melissa: this is "after the bell." i'm melissa francis. connell: i'm connell mcshane. welcome, everybody. we lost a lot of momentum in the last few minutes of trading. what looked like a big day to the upside turned into quite the opposite with the dow down 30 some points. nasdaq also moved lower. one of the big things we were watching was the s&p 500, broader measure of the market whether it would exit bear market territory and be up 20 some points t would be up 20 plus percent from the recent

low. that didn't come close to happening. even though looked like a sure thing earlier in the day. that is a weak close, that is the bottom line. we'll get into it in detail. fox team coverage of our top stories with our reporters first and blake burman on the big meeting with the bank ceo's that wrapped up moments ago. lauren simonetti covering the gyrations in the markets. edward lawrence is on small business duty reporting the loans out of washington. blake, we begin with you. that meeting has wrapped up, right? reporter: that meeting wrapped up between president trump, secretary enough, larry kudlow, ivanka trump. that meeting at the white house just moments ago. at the beginning of it, larry kudlow, president's top economic advisor talked up the possibility maybe the economy can open up again the coming weeks. that is a theme we heard throughout the trump administration throughout the day. even at one point at the beginning of that meeting as

well, president trump echoed that timeline as well. listen here. >> so when we open up, hopefully short, very short period of time, we just, we're back into business. that is what we want and we have lots of stimulus. so i think we can actually with the stimulus and with the pent-up demand i think we can really do numbers that are equivalent, and maybe even better than we were doing before within a fairly short period of time. reporter: speaking to maria bartiromo earlier this morning the treasury secretary steve mnuchin said the president is looking to reopen the economy but he also acknowledged that it might have to move at different speeds. >> i think certain parts of the economy you're going to see come back immediately. certain things are going to take a little bit longer but i have every expectation we will kill this virus soon and when we do that you're going to see a very big bounceback. reporter: connell and melissa, when i was talking to

larry kudlow about the very concept of reopening the government a couple weeks ago i asked him what can the executive branch do about this? what can the federal government do about this considering a lot of the decisions when it gets to that point will likely be made by the governors in the states and potentially even by the mayors within the different areas in those states? kudlow told me at that time they feel what they could do is issue guidance. clearly there is a little bit after limit even for all of this stock about reopening the economy exactly how much the federal government might be able to do if and when it gets to that point. back to you. connell: yeah it's a good point, blake, something we should think about when we talk about the timeline and how it will be handled. let's get to edward lawrence. you've looking over numbers given to us on the small business loans we've been following. what's the latest there? reporter: the latest there, community banks are really leading the charge on these paid, the payroll protection

program. the big banks are accepting applications but they really haven't processed through the money yet. in the latest numbers, $70 billion worth of loans have been processed through, we're talking about 260,000 loans written. that is 260,000 small businesses. one number the small business administration official is telling me is 5.7 million jobs is the amount of jobs that this money has saved. that is the amount of total amount of employees on the payroll for the these small businesses getting these loans. now the small business administration saying maybe not all of those folks would be laid off. but that is a gauge for it. administration saying the program will set up small businesses to come out the or the side of the economic issues. >> if we execute this gigantic relief assistance plan, okay, $2.2 trillion of spending and tax cuts and another 4 trillion plus in federal reserve assistance, i mean, basically, it comes to almost 1/3 of gdp.

there has never been a package this size in american history. reporter: senate majority leader mitch mcconnell says he will schedule a vote for thursday to add more money for that program. treasury secretary steve mnuchin is asking for $250 billion more. house speaker kevin mccarthy saying this in a statement, quote, i support the secretary's request, following the senate approval the house should move swiftly to do the same to provide confidence to small businesses across the country that their government will be there for them. house speaker nancy pelosi indicating she would support the fact that small businesses need some more monetary help. she said it should be part of a greater phase four package. back to you. connell: whatever the numbers are, edward, there are still number of small businesses still frustrated by rollout. we'll try to match up those two things.

edward lawrence in washington for us. melissa? melissa: connell, you're absolutely right. that is the theme. let's bring in today's panel, liz peek, foxnews.com columnist. gary kaltbaum, kaltbaum capital management president. they're fox news contributors. i only heard from people who can't get the loan, can't do the paperwork, they're saying wells fargo turned them down, bank of america turned them down. but then you look at these numbers, 260,000 loans have been made from 3200 different lending institutions. so how do you sort through that, gary? is the glass-full or is it half empty? >> let me put it best. first off, i think it is a miracle what they have done and how fast they brought this out. that's number one. this is a gargantuan task to do but every dime counts and every second counts and if the pipes are clogged they need to unclog them. everyone of us, melissa, we all know people that own small businesses and they are basically on their backs right now. so it is incumbent upon them to

make sure, it is never going to be perfect but just to do better and better and better and better and there is a long way to go and tons of businesses to take care of. we don't want to have to talk about six weeks from now somebody getting money because a lot of people will not be automobile to last six weeks. melissa: yeah. i mean, trying to look for the common thread, liz. as i talk to people, i haven't talked to anyone who had their loan successfully go through yet but again i keep saying to them, go to the community banks. even if you're used to banking with one of the big banks. they really got beat around in the financial crisis, they got a lot more regulations on them and they took a big hit so i would expect them to be cautious and move a little slower because they will not be that eager to jump back in only to get backlash down the line. what do you think about that, liz? >> i think you're absolutely right. the big banks, let's face it are

trying to triage, they have big clients and companies coming to them wanting cash. the good news, the commercial paper markets, credit markets are open again, successfully generating money for large corporations, so big banks can turn their attention i think a little more readily to small businesses. but remember, melissa, they're not really geared up to be making 50,000-dollar, 100,000-dollar loans. that is not really their strong suit. a lot of them came under criticism for prioritizing little businesses that they already had a connection to through a credit card relationship or a small business loan relationship but the reality was they were just trying to fast track. i mean they can, they have credit information available on those businesses it was easier to process the loans, get them done then a whole lot of people they never heard of. gary is right. this is the financial equivalent

after financial d-day. nothing like this has ever been tried before, and it is incredibly important. half of workers in america work for small businesses. unlike big corporations that have other accesses to capital, this is it for these small guys. they need a loan to tide them over. i think this will work. it is just obviously everyone is doing the best they can. it is just an incredible challenge right now. melissa: yeah. it so frustrating for small business owners like you said, they're on their back right now. all right, thanks. stick around, guys. connell? connell: let's talk, melissa about the stock market here for a moment. we saw some wild moves especially at the end of the day as the market fell into the red. the dow was up 900 plus points earlier in the session. so we have given lauren simonetti nine 1/2 minutes after the close totic out the whole thing for us. i'm fully confident you've been able to do that, right, lauren? lauren: i got it. connell at the high, dow was up 937 points but we started to

lose the gains in the final moments really when the oil market closed. we saw a big plunge in the price of oil. a lot of uncertainty that opec an russia can really cut a deal to take supply off the market. then you also have to remember we went from bear market to bull market or potentially bull market for the s&p 500, really, really fast. investors started to say, you know what? we're dealing with most of the economy being shut down because of the coronavirus. maybe the s&p 500 isn't ready to start a new bull market just yet and it did not happen today. the s&p closed lower by four points. so closing in the red. however two themes i wanted to talk about today. the first theme eagerness to by beaten down names. look at kss, kohl's, they have gained 50% in two days. up 20% today. other names sharply in the

green. they have been beaten up badly during all of this. the other theme, this idea what the return to normal looks like. nobody knows, but we're trying to get there, as we see number of infections and deaths in other countries leveling off. new york state showing signs of promise. hospital rates are slowing. as we look at travel stocks, whether airlines like american or united. cruise lines, believe it or not, hotels and travel companies, all of these stocks, most of these stocks in the green and in a big way today. connell, back to you. connell: well-done, lauren. liz and gary back with us. on the second theme lauren brought up, you almost feel it, liz, market of investors the desire to get back to normal. any little thing whether on a medical curve in another country, some little sign here in new york, sign much another stimulus, whatever it may be that we might be getting there. what do you make of it? >> i think that's right.

the big rally yesterday predicated we've seen the peak on growth rate, this is incrementalism i guess, of number of cases, number of deaths, that is very promising. obviously nothing good can happen until we control this virus, until we see the numbers really go down. we're all hoping, as president trump is hoping that over the next four weeks we'll begin to plot out some sort of return to normal. but that can't happen if this thing is still accelerating. so, i think, you know, i think we're all kind of guessing, people are trying to figure out is that the low? have we seen a low on the market? values in some stocks have been incredibly attractive. today we saw profit-taking amongst people who don't know whether, yes, new york is getting better but what about detroit? what about what is going on in some other cities and out west? will we see the same kind of controlling, flattening of the

curve we saw in new york finally? it is just still a very, very uncertain climate but look, the good news, again, capital markets are functioning which i think is huge. and people are beginning to look at these stocks as on going enterprises. you know, trying to figure out what they're worth. connell: yep. there was some of that to lauren's point. retail, we're seeing it, gary other industries. liz is right. we're planning things out next month or so, and the stock market making its way through there. we went almost -- to 18 and change on a monday where at least i think you thought you saw some sort of a low. how important that we hold that in the market through this period? >> look, the most important thing i think that is already happened, i think there is a chance that the march 23rd low is a real darn good low and we can work off of that. but i think what we saw today as we went up 2,000 points since

yesterday morning, on two 900 point gaps. you want just continue that route especially when earnings are going to fall off a cliff. remember earnings come out next week. i can promise you they are going to be horrible. there will not be any guidance whatsoever. something liz said that is important. i think this is pretty easy to say, every day gets us hopefully closer to some sort of normality where we can start thinking about a normal world going about itself. we can put some numbers to things. right now i got to tell you, i'm booking a cruise for three months from now but i don't know if i will be able to take it. all these things have to factor in. then we have to factor how business is going to be once we get up and running because there are people i think will be v-shaped and there is no chance because human nature says, once we move back up, companies will have to reassess what type of demand there is and then move from there. so far so good.

i'm not so sweating today but i have a sneaking suspicion we have more scare days to come but hopefully the low has been put in. i have to see some more cards come out of the deck. connell: first guy i heard in a long time talking about booking a cruise, gary. we'll take that for what it is worth, hope for the best. liz and gary, following those markets. guys, thank you. melissa. >> thank you. melissa: yeah. i don't know if i believe about that cruise but we'll see. more than 1.4 million cases worldwide and 379,000 cases right here in the u.s. at least 42 states and the district ever columbia, issuing statewide stay at home orders or similar guidance to help curb the outbreak. we have the latest on the dan dem i can this hour. businesses under pressure. millions of americans applying for relief to stay afloat. where do things actually stand on getting the help they need? we'll dig deeper to talk to

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small business the engine. they need a little help and we're going to give them a little help and it will be good for you all. it will be good for the country and that makes it good for you. melissa: president trump just wrapping up meeting on the white house efforts to help small business across the country. here is john solo, owner of two restaurants in new york and, john, i understand you have been trying to get through this loan process and it hasn't been easy. tell me about, tell me about how you have done so far? >> yeah, it has been really difficult because after going through it with my accountant and my partner, we're realizing a lot of these sba loans and ppp programs are great for companies with 300, 400, 500 employees but unfortunately as a mom-and-pop restaurateur we fall under the same category with them, and we have completely different needs as mom and pops.

melissa: i understand one of the problems is, and you own two fantastic restaurants, cantina taco and tequila in white plains, i have actually been too, that is fantastic. >> that is awesome. melissa: the grand. part of the problem, is your supposed to retain your wait staff in order to get this loan but if nobody is coming in, and you're just doing delivery, your wait staff is not earning tips because they don't want to come back to work so it makes it impossible for you to comply? >> exactly. that is some of the issue as mom-and-pop store again, we're having a difference between the big corpse under the same category. we have waiters and bartenders, come in and have the minimum wage or the we could try to pay them what they were getting but at the same time they will not be retaining tips. so they probably stay home and collect unemployment. so it makes it a little bit hard for us to understand to decipher

what makes sense for us. melissa: we've been told, part of the loan can go for either your rent or your noter on your actual restaurants. does that part work for you? >> not really and that is sort of my gripe again for a smaller restaurateurs, that i wish it was where some of the landlords were alleviated some of their pressures because they're not, the mom-and-pop restaurants underneath are the ones that will really feel the pain because at the end of the day the landlord expects their rent because they're not being alleviated. for mom-and-pop restaurants for us it would make sense for the landlords to be alleviated, top down, sort of help them and govern them where they could curtail the rent because it is hard costs of our business that really makes it difficult to survive. will it last two months, three months, four months? we're not sure. so we're running on fear. so we have a skelton staff. we're trying our best to

accumulate some funds to pay the hard costs including rent that the landlord expects. >> how long do you think it is, how long can you hang on the way things are? >> we're hoping at some point by the mid-summer we'll be back. and again we're hoping that business comes back. we're hoping that people feel comfortable, and they come back to their favorite restaurants but we're not 100% sure of that. so hopefully by mid-summer because the truth is, unfortunate part of all of this, march, april, may, june, are probably the best months for restaurants like us. we wait for them and expect them. usually by the tail end of the summer people go away and do other trips. maybe they will stick around and we'll get some of their business. melissa: yeah. john solo, thank you so much for coming on. we certainly wish you the best. i hope you keep us posted. we hope you're able to figure it out. >> thank you so much. we'll keep you posted. and, we will be here every day until hopefully everything

simmers. melissa: we're on your side. good luck. >> thank you so much, i appreciate it. thank you. connell: thank you, melissa. we talk all the time about, you look at the numbers as they come in, there maybe we have reached a plateau in say the new york numbers. last couple days that has come up a lot. if you're watching earlier you probably saw the governor said there is a new high in terms of the number of deaths in a day. that was announced today. however looking at some other numbers officials say there are signs that the spread might be slowing. we'll get into that in more detail. we'll head overseas. british prime minister boris johnson has been receiving oxygen support as his battle continues with coronavirus. he remains in intensive care. details on his condition as we learn them later in the hour. but not for your clients. that's why we're a fiduciary,

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♪. melissa: hitting a troubling milestone, new york state surpassing italy in the number of coronavirus cases but the state's governor still pointing to some signs of encouragement. fox news bryan llenas at the navy hospital ship in new york city with details. bryan? reporter: melissa, good afternoon. new york governor andrew cuomo talked about being possibly near or at the apex of the coronavirus crisis here in this state and look, hospitalizations are down and discharges are up. that is the good news. take a look at the numbers. over 17,000 total hospitalizations in new york with covid-19. 656 new hospitalizations. that one day number is up but again the three-day average for hospitalizations is down. 89 new icu admissions is also the lowest we've seen in new york in 17 days but the bad news, the deaths. 5489 people have died in

new york to covid-19. over the last 24 hours, 731 new yorkers have died. that is the largest one-day increase we have seen but the governor did say that that is a lagging indicator. many of those deaths accounted for people who were hospital sized last week. back here at the comfort though we know they are accepting covid-19 patients and they have done a lot of reconfiguration to do so. now it is only 500 beds as opposed to 1000. so there is room for social distancing and to make sure that the ship does not become contaminated in an outbreak of covid-19. also much of the medical personnel will be in hotel nearby and bused directly to the ship from now on, to make sure there is no outbreak on board. melissa? melissa: bryan, thank you for that. connell? connell: bridging the gap, front line heroes is a group, grassroots group has been able to get personal protective

equipment directly into the hands of american heroes, health care workers and the like. they have donated 25,000 n95 masks just in the past two weeks. the man behind this initiative is ben hunt and ben joins us now. he in his normal life, the second foundation partners chief investment officer. you're an investment guy. you have a popular newsletter a lot of people follow. here you are, seeing, i suppose, you tell me, you must have seen a need or something that wasn't being done efficiently enough, and figured you could do it better so tell me how this all developed. >> it is an enormous need, connell, as you know. first of all, let me tell you what we're not doing. we're not trying to compete with the federal government, with the state emergency authorities. we're not out there bidding on millions of n95 masks but i'll tell you this, we're also not waiting, we're not waiting on the federal government and the state emergency management

authorities to make these enormous purchases and then trickle them down into the hands of, as you said american heroes. these are the health care workers, these are the doctors, the nurses, the emts, first-responders, who have an urgent need for this equipment, certainly in new york, new jersey, connecticut but all over the country now. so what we're trying to do, we're trying to acquire this material in small amounts, tell you how we do that. then what we're trying to do, we're trying to get it straight into the hands, the last mile, if you will of the people on the front lines who are fighting this war for us. connell: that's really interesting to me. so you're doing it in a way, you're more nimble essentially? you're able to buy, sounds like a lot of masks, it is, it helps people, governments are trying to buy far more in bulk. are you buying from the same people or a totally different system? >> it is a totally different system, connell, that is really important. we call us the underground

railroad of ppe, particularly these n95 masks. so what we do, we have about two dozen people on the ground in singapore, mainland china, where this equipment is very plentiful, quite inexpensive and so what we are doing, is we're buying it in very small lots, shipping it, mailing it over here to the u.s., where we repackage and we reship it to get it right into the hands of these first-responders and health care workers. connell: wow. >> it is, we're not there to give 10,000 masks to one department. but what we can do we can get 50 masks, we can get 100 masks, we can get 200 masks. connell: sometimes that is really what they need now today. how can people help if they want? >> website, front lineherosusa all one word,.org.

frontlineheroes you that is the web site. health care worker, first responder, someone on the front or you know who is and let us know who you are, we'll get equipment to you. connell: frontlineheroes.org. they are really heroes. maybe next time we help you back we'll talk about markets as opposed to this. terrific work. keep it up, thank you for coming on. melissa? melissa: stepping up in a time of crisis, how one restaurant chain is raising thousands of dollars to donate food for families most in need. plus the coronavirus task force is set to give a briefing just a few moments from now. we'll bring you any breaking headlines from the white house this hour. prepare to see the biggest and brightest supermoon of the year tonight, april's full moon, also known as the pink moon.

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millions of jobs amid the outbreak. one sub shop jersey mike is trying to help those hard hit by the pandemic. joining me founder of jersey mike's. before we get to your initiative, how is business? how are you guys doing? >> hi, melissa, thanks for having me. we're one of the fortunate companies that continue to be open and continue to serve. we were hard hit that first week and the second but then we seemed to rally back as people heard that we were still open for take-out, the third party delivery companies and again pick up at the door. melissa: yeah. what advice would you give to other business owners hanging in there right now? >> so we had to do a shift. we looked, as we were going down to communicate out to local community, get out there, let people know that you're still open and by signage, by

grassroots tactics, you can't go outdoor to door anymore. so our shift was, fortunately we were able to do some marketing and let people know, i had a message out on national tv. it wasn't really a coupon or anything, just saying that we were here, that we were caring about our communities and kind of calling on people to go where their heart is drawn to, look at people in need. we hear about the hospital teams, first-responders but just the other day my aunt passed, 90 years young. so we gave her a senior citizen facility, like 200 people. we gave subs to them. just incredible words of joy she had to express thank you, for not forgetting about them. melissa: oh, that is so sweet. i know one of the things you're doing is the million sub sandwich. tell us about that. >> so we went out to the owners and they're all constantly out

there doing something already, giving out to so many groups and kids in need, senior citizens, hospitals, but then we challenged everybody to keep going. actually now it is over two million sub sandwiches that are actually being donated. it started out to be a million. now it is two million. and it is just not stopping. the need out there is so great, that we're fortunate to be able to just keep pushing and giving. that is really our mission statement as a company. is giving, making a difference in someone's life. and the power of the sub sandwich we like to call it. melissa: you know, i mean the things that you're talking about doing, would be very scary, you know for a small business owner that is facing this. you spent money on advertising to get the word out. then you also started doing something charitable as well. both things cost money, before you know there is going to be more money going in. what would you tell a small business owner that might be

afraid to do something like that? >> so, when people, communities hear that you're doing something like that, it just sort of rallies people up. they all kind of want to help each other. at at time where we have to rise up together. so, when they hear we're doing something without any fanfare, without us telling people about it, people rally like you wouldn't believe around their local business. it is happening more and more. so they have to have the courage to get out, do some things, again, not advertise it but just do it. give to give. kind of like what we like to say. melissa: yeah. it comes back to you, peter. thank you so much for coming on. maybe somebody will be inspired watching this, do something you can tweet at us. maybe we can tell your story. kind of keep it all going as people rally together to try to get through this. >> thank you. melissa: jersey mike. we love it. >> thank you. melissa: connell? connell: a lot of people doing a

lot of good things in the middle of all of this. meantime also a lot of people looking for relief, we'll have new details how millions of americans keep track of the stimulus and the status of their checks as they wait for them. that is coming up. plus live to the white house. the coronavirus task force will be giving us an update on the pandemic. we gotten used to that about this time of day. that is a few minutes away as they set things up in the briefing room. we'll take you there once guitguits -- it gets started. stick around.

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♪. melissa: millions of americans are waiting for relief checks from the federal government. they may soon be able to track the status online. gerri willis has more on this. gerry, we love this idea. reporter: yeah, sounds like a great idea, you know what, giving away money is harder than you might think. with so many retired americans the irs is struggling to figure out how to get their money to them. aarp had this to say. >> we don't want people to have to file. we already know from the serious number of questions we've gotten from people, how do i get this, where do i file, what do i do,

there is a lot of confusion out there. we want the payments done automatically. in most of these instances either the irs or va or social security administration already has your information. reporter: now last week treasury secretary steve mnuchin said they don't want seniors to have to file online, right, he hinted at a web portal. listen. >> the president authorized me to say that anybody that has social security recipients won't need to file a new tax return and we'll have that. if we don't have your direct deposit information, we'll be putting up a web portal so that you can put that up. it is a very large priority. the president has made clear we want to get this money quickly into your hands. reporter: so on the same day that mnuchin made his comments, irs on their website, on their free file page put up this for seniors to read. don't file now.

we're going to be back to you with details what exactly to do. now, some are speculating, what they will have them do is use possibly pre-file or some applications irs already has to get them money more quickly. there is other speculation about another app at the irs, that is called find my refund. guess what? this could be the new find my stimulus. i have to say, this is one of the most popular things the irs has ever done. it will be interesting to see if we get that info to seniors pronto. back to you. melissa: well, it is free money. it will not be easy. gerri, thank you. connell? connell: all right. let's move overseas. he is the most powerful political figure to contract coronavirus so far, british i'm boris johnson. sew intents sieve care unit in london. max joins us, london-based

reporter for "the wall street journal." let's start with basics as you know it, as we move into the evening in london what is the condition of the prime minister tonight. >> boris johnson is spending second night in a row in intensive care at london hospital. his aides say he is stable. he is not requiring mechanical ventilation to help him breath. he is receiving oxygen. doctors are giving regular updates through the day and through the night as to mr. johnson's health but people at the moment can wait and hope for the best at this stage. connell: everybody is, obviously. when they hear stable condition, they you know, now they start to think that is not only hope for the best but, what do you know about the functional nature of the government of the united kingdom? i saw comments made by the foreign secretary dominic raab earlier. he has been deputized if you will by johnson and is running

things on a minute by minute, day-to-day basis, that how it is working? >> exactly. the uk doesn't have a vice president. it is much more ad hoc. mr. johnson nominated the foreign secretary raab to be his replacement should he fall ill. so mr. raab has taken up the reins of government, however, mr. raab doesn't have any real executive authority. essentially the cabinet is run as a committee, they have to agree together to any major decisions and that will create a big headache here. because we're coming up to the peak of the virus in this country and the government is going to have to make a big decision, does it continue the big lockdown measures it put in place or start to slowly wind them down? incredibly britain is in a wages where the man who should be making that decision is in intensive care. so this throws up huge problems here. connell: that decision would have been a unilateral one,

right? i know the british system can be a little different so just making sure, johnson would have been able to decide that, right? he is not able to then it is dominic raab, no? >> well it is left up to the cabinet as a committee to decide. so it will be up to the members of the british cabinet to decide among them based on the scientific evidence what would be the best way forward and dominic raab will be chairing that meeting. sew thrill will be a collective -- so there will be a collective decision. connell: collective decision. timing will matter. we'll continue to say heap for hope for the best of the prime minister. melissa. melissa: offering major coronavirus refunds. several car insurance companies are taking actions as more americans are stuck at home. what you need to know next. plus we're awaiting an update from the task force on the pandemic. we'll bring you the white house

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force. connell: the pandemic is forcing main driver to keep their cars parked. they could get relief from of all places insurances companies. sometimes people might not think of this. but what do are some of the insurance companies doing. >> traffic down nearly 50% nationwide, that means less accidents, and less pay outs on premium, all state and american family will give some back. combined 850 million in form of refunds, all state customer that is a reduction shu reduction ofr

premium. and couple auto insurers will give extended grace periods. and they are willing to talk to you about reducing your rates. connell: all state program, you don't really need to do anything. with the other some other companies, what should you do call them up? >> you have to give them a call, talk say, i'm drive my car that much less. if you working from home that is 2000 miles a month left, that could lead to a reduction. you can ask for a suspending the policy. and then worse to worse you could reduce policy to bare minimum that would cut costs a little bit. not a ton but it is something. you want some insurance, you

need the cars in an emergency. connell: to think of it times is tough for people, they don't know. some people might be back to work before they know it. then they need the car, i guess. anything eselse from the companies? this is something i first thought of, any advice for people and drivers? >> these companies, know there is an end -- a light at the end of this tunnel, they know that insurance is not going away, you will probably stay with them, they don't want to give that up because you have a couple bad months, i think a lot will be ready to talk. as far as blanket programs. insurance commissioner from connecticut asked rest of the companies to do the same, keep an eye out. connell: thank you gary. good information. people can look into this. fox news.

automotive editor, white house briefings begin in a few minutes, we'll take you there live once it begins, melissa and i will see you with after the bell tomorrow this time, it "lou dobbs tonight," right now. lou: good evening, deadly spread of the wuhan virus goes on. worldwide, 1.4 million people have been infected. the virus has killed over 81,000 people. the number of americans infected has risen to more than 386,000. and the virus has killed 12,000 of our fellow citizens, tonight, as we enter period, president trump and all of his administration public health experts tell us will be the deadliest two weeks, there considerable reason to hope the number of americans who will die from the virus will be lower, much lower perhaps