tv Cavuto Coast to Coast FOX Business September 30, 2022 12:00pm-1:00pm EDT
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stu: so who was the youngest british monarch ever? henry iv, edward iv -- >> king edward iv. stu: it was henry iv. he suspen succeeded the throne e the age of 1. stu: we're following the hurricane and that's getting the attention and nerves building again in the southeast of the united states barreling towards charleston, south carolina and could make landfall in the next couple of hours. let's go to robert with the latest in fort meyers. >> reporter: yeah, neil, good afternoon from downtown fort meyers as governor ron desantis calls this area down to the
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barrier islands ground zero of hurricane ian, and to think that the power and the energy, it's still going and about to hit charleston, south carolina, but look at where i'm at right now, neil. if rick, my photographer, can zoom in at the depth and layers of the disaster here. these big vessels, boats that have been pushed in by the storm surge, and you can see the piers, concrete piers whipped around like dominoes as the boats collided and crashed into each other. downed trees everywhere. up and down this region. the road leading to the barrier islands, neil, down to fort meyers beach, and sanibel island and pine island full of boats and debris like you're looking at right now. the aryl aerials that we are seg coming over fort meyers beach are devastating. according to officials, nearly 80% of structures are in ruin and i believe it. that's where we started out our day on wednesday morning
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covering hurricane ian. we retreated, went over the bridge because storm surge was coming in, sure enough to get here to downtown to see hurricane-force winds like i've never experienced whip through the buildings here and storm surge coming into downtown fort meyer and thankfully that's receded and this is the aftermath we're looking at right now as governor ron desantis says that thousands of national guard are here, and they're going to be setting up check points to give out water and provisions over 40,000 utility workers, neil, are on the way or here from states all over the country, and unfortunately according to to officials, 21 confirmed dead and hundreds of people have been rescued as search and rescue continues to go on 24 hours a day down in the barrier islands from the air, from the ground, and from waterways, neil. this is an absolute disaster
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like no other and hurricane ian will be required and this area and geography changed forever at least in the short term, neil, a very tough scenario. neil: yeah, and you've been stellar at giving us a real eye view of it. it's interesting too, you mentioned the known deaths but you've also reported there's so many people unaccounted for because there's no way to reach them with power out in lots of parts with service down. i get that, but have they whittled down at least the numbers who are unaccounted for and that makes you fear and wonder, oh my gosh, what else could we be looking at? >> reporter: that's exactly right, neil, and they have not. it's so fresh still in the aftermath of this storm and because of the lack of access down there, they -- officials according to their -- ron desantis' team a couple hours ago, they can't even speculate as far as how many people are still in need or how many people are missing at this point.
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they have received thousands of check ins into fema. people that have filed those transcriptions already. they've had many, many of those same with the states so they know that, but i mean we heard one of the officials in the press conference talk earlier about the fact that the coast guard flew in over one of the islands into a house that was submerged. he dropped down, he went underwater, swam into the home and saw unfortunately human beings that were casualties and though they have to go back in as the water had receded, they're going to go back in and see how many people were actually in that home according to officials. this is graphic, gruesome stuff and anyone that stayed on the barrier islands, i fear for the worse and hope that some of them survived and they're going to get rescued or they have been rescued, but it is just not good
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at all. we'll wait to continue to hear the updates from the governor and coast guard and others as the hours and days are coming, but this is just -- it's really tough to traverse. there's no power still and no running water, and as the days and hours go on, things will begin to unwind and not in a good way, neil. neil: it's amazing, rob, when i look at boys behind you, it's as if they were toys in a bathtub thrown around and i can't imagine when or how they'll handle the cleanup there. it's a herculean task. >> reporter: i know, neil. and it's, by the way a chopper above hearing a lot of that activity and to your point, i want to show you, i mean, neil, what i'm standing on, and this is just amazing to me, is these are the piers, concrete piers that were just pushed around and, you know, all the debris down here and you look at this, neil, this boat on its side here
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like this on another boat and then there's another boat and another boat. so how do you e kansas city chis variety this at -- excavate this at some point? they'll have to bring in cranes and all the vehicles too. the vehicles stuck in the storm surge. it's the same thing. i mean, i've been talking to people whose vehicles were caught in the surge and some of the newer vehicles with the electrical systems, you can't even open the doors once the computer system goes down. you can't even get in. there's so much logistics going on right now and it's almost hard to process and that's why the press conferences are being held so frequently and often because the information flow has got to keep coming so at least people know and understand that something is being done. it's just such a complex situation right now, neil. neil: you explained it very well. tragic but very, very well. robert ray in fort meyers,
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florida. it really cuts to the chase and cutting co-the chase is not ovet over. even though the devastation is behind in florida, we're not expecting that nearly now in the carolinas and parts of georgia, but we are expecting a category 1 storm to hit the areas, particularly charleston, south carolina, where it seems to be doing a b line. let's have guidance on all this with steve bender, fox meteorologist. steve, what do those in south carolina what are they likely looking at? >> good afternoon. heavy rainfall they've seen through the morning time and triggering flash flooding and the storm surge threat from charleston up through myrtle beach and the on shore flow in southwest florida, that'll happen again, albeit a calmer condition. we're looking at 85 to 90 miles an hour gusts pushing in the water leading to 4 toe 7-foot storm surge from really charleston to the north state line into north carolina. this is the latest advisory still sustained winds at
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85 miles per hour meaning gusts north of that. the direction is changing and going due north at 14 miles per hour and it sped up and the treasure dropped and that's an indication it's strengthening and it's the warm waters of the atlantic and once it spilled out off the east coast of florida, it's gaining intensity and this area has not been tapped by any storm this season. fiona was hundreds of miles east towards bermuda and looking at it on radar, notice the green, that is going to be the boxes, flash flood warnings in effect and we have that up into north carolina shows you how broad this system is. this is that center of circulation. yeah, we're waiting for landfall and it won't be long from now as it starts to push in and it's going to be right in between charleston and myrtle beach. this area is called winyah bay and these areas are flood prone and this portion of south carolina is low country and elevation is at sea level and
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some spots inland are 20 feet below sea level. we're seeing the flash flood warnings for hours and they'll continue for hours, significant concern for charleston as they've stacked up the rain through the morning time and we'll broaden it back out because of the rotation of the wind, it's not the storm surge threat for charleston right now. actually it's pushing it back out but this is the rain that's falling over the past six hours and you'll notice it's north of 5 inches of rain for those coastal areas driving inland along the interstate, you're getting that significant rain and we have hours to go. major concern. we'll show you live visuals. this is foley beach so this is an area where, yeah, the waves were crashing but the winds changed direction and this storm system lifts north of here, it's getting pushed ba ba out but you can see how dense the rainfall is. this is tropical rain that's coming down hard and fast. we'll take you to merle's inlet where it's been active. inlet absorbs water and we expect that and you can see it
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getting towards the edge of the road right here. plenty of debris in the water and the concern is we'll continue to see high tide. they just hit high tide about a half hour ago that will continue into the early afternoon. if that overspills its bank, that could close this road. check in with the local law enforcement and they've already closed 15-19 local roads that are flood prone because of the rain falling from the storms, the thunderstorms. not even from the storm surge itself. as we bring out the exclusive fox model, you'll see this pushes inland and it's the concern for areas like columbia, charlotte, raleigh and up towards roanoke and those coastal areas will feel the tropical-storm force winds through the day today and then it's the eastern slopes of appalachian mountains and roanoke and spilling into areas like west virginia where they're trying to recover from one in one thro thousand year flood mos
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ago and now looking at all this rain. notice how far inland it moves and encompassing the i-95 corridor and spill the mid atlantic and we're looking at several in inch of rain and blustery conditions over the weekend and not even close to being done and we're looking at land fall coming in here in about an hour or two for somewhere in south carolina neil: steve, you warned us and said it would be a monster and gosh darn if you haven't been right on the money on that. thank you, steve, much appreciated. steve bender following all of that and landfall expected in charleston? the next couple of hours. they've been braced and not forced to evacuate, but they've been warned that they'll be looking at storm surges of anywhere from 4 in some places . remember, charleston is about as low as you can get to sea level. any up tick in those watereds is
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going to be -- waters is going to be very, very tough in that state and city. we'll keep you posted on that and keep you posted. we're ending september pretty much how we dominated september with heavy, heavy selling. this stands to be the worst september we've seen since 2008. by the way, for the first nine months of the year, the worst such first nine months since 2002. i could go on but why don't i let our expert doss do that aftr this.
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mark tepper, is this reflective of the real market world or is it done? does it get any better? >> look, i don't know if october gets any better or not, but, look, i think there's still a heck of a lot more downside, neil. if you think about it, 100% of the draw down year-to-date is all because multiples have come down and none is reflective of earnings coming down and earnings are kind of in the ballpark and mostly because companies have raised prices and volume is down and because they raised prices, top line, bottom line looks okay as of now. however, typically when you're in a recession, earnings drop 30% or so. you know, look, over the course of the next few quarters, i mean that could be the next shoe to drop and earnings dropping 10, 20, 30% and the market could go
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even lower and to your point about this rough start to stock so far this year, i read somewhere, i don't know if it was 1936, 1938, this is the worst performing year for a balanced 60% stock 40% bond portfolio since 1936 or 1938. just absolutely horrific because bonds are down 20% too. neil: dan, i'm looking at that and i understand that we're trying to catch up the multiple math with the reality now, and there are a lot of folks who look at it and say, you know, stocks are still rich even at these, you know, banged up levels and that we do have a ways to go. really to what mark was mentioning, people like ray dalia saying you get that fed fund rate up to 4% or better, we have another 20% to fall. are you in that camp? >> yeah, i think so, neil. i think most investors are clearly signaling we are not at the bottom yet so as ugly as
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it's been, it could actually get a lot uglier. i want to point out a couple things i was looking at. take meta for example. first drop in quarterly revenue in their history so what's happening, cutting costs, layoffs, how about nike. nike sales are up 4% yet their net income down 22% but here's the other thing, their inventory is up 44% so what's happening is their moving product at a discount. what does this signal to me? that signals inflation and recession. just as all the investors are seeing out there right now. neil: you know, i'm looking at it, guys, i wonder how you guide particularly young investors who were dabbling back in the market, you know, through covid and experiencing, you know, maybe as rough as things are with us cooped up in our house, we're going to commit more to
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stocks just maybe like their parents or older folks who also saw the market come back from all of that. now all of that is off the table for the time being. how do you advise that. age is everything and perspective is everything and one man's version of a long term is another one's version of anything but. for you, mark, talking to young people, what do you tell them? >> that is an awesome question. so, look, what i tell them is come up with a rule book. book come upwith a play book. a rule book, five, six, seven rules and my discipline process for entering a stock, exiting a stock. you come up with a set of rules and you buy stocks that fit those parameters and don't buy anything that doesn't and sell when it makes sense and don't ever violate your own set of rules. if you do that, if you come up with a set of rules and you stick to them. arkansas, there'll be good days and bad days and over the long run, you'll be fine.
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>> dan, flip around to you and older people retiring and thinking about retiring and now thinking about pushing it back. what robin lou yo arkansas you telling them. because of covid, they have an issue. i'm telling them, don't sell. hold on because selling right now isn't going to help. you got to ride out the storm and you got to look for ways to supplement your income, particularly if you were planning on living off of these investments and that goes even beyond people who are at that age, neil, you're seeing a lot of people in other categories that are looking at their retirement and saying, wait a minute, i'm not going to be able to retire on this.
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again, you have to stay the course. i think what mark said is accurate. off plan and have to stick to it and it's based on a long-term outcome. neil: guys, don't wander too far. i'll need your expertise on a subject and the subject is the push right now. the timing where electricity is down through much of florida and a lot of people lost power and they can't power up electric car ifs they had them. but california is pushing with a compromised grid and new york is doing the same. is that wise in a environment where power goes out a lot. i mean, quite a lot.
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happen or that a shutdown is on and you never know. i have to certify this with the guy who knows. chad pergrim who's on capitol hill with more. are we going to have a shutdown? >> no, no alarm today% a government shutdown in the wee hours of saturday morning and joe mansion decided to withdraw his provision on energy permitting and that unlock add number of democratic and republican votes for the bill. >> my commitment to senator mansion and look who blocked it, the republicans. my commitment with democrats and we had good democratic unity, senator mansion and he will be the first to admit this and you saw it in his speech was supposed to get and wanted to get and thought he could get on permitting reform the requisite number of republicans to get 60, he didn't. >> the senate overwhelmingly approved the bill yesterday and the house aligns today. >> we in congress have a responsibility to the american people to keep the lights on.
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in addition to preventing the furlough of thousands of federal employees, averting a shutdown will also ensure that our constituents will continue to receive the vital government services they they need. >> republicans say the democrats could have okayed the bill earlier and avoided tension the a the end of the fiscal year. >> my friends can't pass important bills and they're left toolinger and they cometous at the very last minute and say, gosh, you have to help us here in this emergency. we're going to pass the bills, the government's not going to shutdown. nobody here has the illusion that it will. >> the bill funds the government through the middle of december and if republicans win the house, senate or both, they'll demand another short-term spending bill and they want to implement their own spending priorities next year and that's why democrats aim to approve a longer bill in december while they have control of the house after the midterms.
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neil. neil: khat chad, thank you for that. there is that good news. kelly o'grady with more news. i don't know if you call it good if you have a fossil fuel car or electric car and wonder how long you can guy bars. in new york like california, apparently there's an exit on this. what's going on, kelly? >> yeah, neil, looks like new york is taking a page out of california's book just a few weeks ago, they did the same thing. now the empire state they announced all new vehicle sales will need to be zero emission by 2035. that may seem far out, but there's some significant mile posts coming up i want to highlight just four years away, 35% of sales have to be zero emission and it's going to be 68% by 2030 and yesterday governor hochul emphasized that this green push is really full steam ahead. >> i signed this goal last year, we had to wait for california to take a step because there's some
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federal requirement that california had to go first. that's the only time i'm letting them go first, that's all right. once they made that decision, we were able to step up immediately and say now there's nothing holding us back. >> but the drivers we've talked to, neil, are skeptical. new yorkers will get up to a $2,000 rebate on top of federal tax credit, these cars are still expensive and the cheapest tesla over $48,000 and a nissan leaf that doesn't have a ton of range starts at $28,000 and energy experts emphasize that frustration isn't from the green push but the aggressive time lines when so many holes exist like the charging stations are lacking and building that infrastructure is going to take time and upkeep and by the way, when you go to a charging station, many of them are out of order. now, when you do find a charger that's operational, it takes on average 4 to 6 hours for a full charge and that gets you only 230 miles on average. normally in california, we're a big driving state and you new
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yorkers don't drive as much, but that 230 miles figure causes anxiety and even the toyota president said yesterday that 2035 deadline will be difficult to achieve and i heard you talking earlier about the fact that the power is going out so, neil, this feels like an optic deadline versus a viable plan yet. neil: they're trying to push us into these things. i have nothing against the automobiles but let us decide. let the market decide whether it's a good idea or not but, man oh man, especially with some of those instances you referred to. kelly, thank you. great j job as always. i want to go to mark tepper and dan on this. dan, i take nothing from the vehicles and looking at power outages in florida. you're a electric vehicle there, you're not going anywhere. and if you were stuck on these highways evacuating and you ran out of charge, you ran out of luck as well. then i'm thinking in california where they would try to ration this stuff out and urge folks with those fancy cars maybe
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don't charge them as aggressively or as much or at all. thinking to myself, self, this is not a great idea. >> it may not be, neil. i think there's a lot of hurdles to get over to make this realistic, and i agree with the report there saying that can we really make these deadlines and the answer is i don't think so. we simply don't have the infrastructure to be able to achieve these types of goals. a lot of people don't buy electric vehicles simply because of the anxiety of running out of a charge and if there's no charging stations nearby, what do you do? plus, how long is it going to take you to get back on the road? so i think a couple things have to happen. we have to have a lot more charging stations, have a grid that can handle it, and we need to be able to get more miles out of these batteries in these cars otherwise we're not going to make it. neil: what i'm worried about,
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mark, is the nation is going to get fat in the process. while you're charging you're just going to eat. there's a screen to play with but you're going to eat and people will get fat and die early and we don't want that. my biggest thing here, seriously, is given these latest examples and the hits to power in the country to say nothing with the grid or nothing what's going on in florida, those are acts of god, i discovered something about acts of god, they happen a lot and maybe that's god's way of saying, you know, cool it. what do you think? >> yeah, and i think it was tesla talking about super charger station they were going to build in arizona and that's awesome, it's sunny 363 days a year in arizona. but, you know, for the other states like -- in new york, how are you going to power that? are you going to use solar and wind? probably not. you're probably going to need fossil fuels so seems like all of this stuff is geared toward the elimination of fossil fuels
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because they're so evil but at the end of the day, you need fossil fuels for pretty much everything. to produce the cars, to get the power to the grid and charging station and so on and so forth. the charging -- look, for me, i don't know how i'd be able to sit and wait for 45 minutes for my car to charge at one of these charging stations. i'd go absolutely crazy. neil, like you said, i'd sit there and eat and be on social media too much, and that's not health rey either. neil: no, dan, it's coming at a time where we're assessing if the grid is up to speed and learning in parts of europe it is not. in parts of europe they're welcoming back traditional energy sources, you know, like natural gas, like oil, like even coal. it's an all in approach because all are desperate and i get that. that's probably the way it should be and ultimately let the market decide the future of this and not governments.
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your thoughts? >> neil, there's a government of elections going on and government changes people and so does policy. if you have other states that try to get some of these policies through and they're successful, who's to say they're not going to get reversed somewhere down the line so do we really get to the finish line. neil: this is not to be facetious and whatever california is doing, i don't want to do it right away. i'm concerned. i wonder if we follow that sort of blueprint, we could be in
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real trouble, couldn't we? >> yeah, well, i mean this seems to be the democrats go-to play book. whether he ever there's a crisis, they shift the focus back to climate change over and over and over again. like dan already mentioned, a hybrid approach is what we need for the foreseeable future and, neil, like you mentioned, let the free market decide when we're driving evs. it probably will happen but will it happen by the arbitrary date of 2035? no, no way it happens by 2030. maybe 2075. you know, maybe longer. but dan brought up a great point about two states carrying a load. america can't carry the low when you got russia, china, india who contribute 50% of the world's pollution and they're not playing ball right now. it seems like the government forcing this whole ev thing down our throats is probably going to impede our economic growth and
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allow our adversaries to grow faster than us. that's not good policy. neil: yeah, i liked your approach or the hybrid approach and hybrid vehicles are fine by me and you have the gas option and the battery option but you're not wedded to one at the expense of the other. last time i checked, they get good miles even with me driving a car, which would slow it down dramatically under this but i'm telling you, there are options out there. gentlemen, you're the best and i appreciate it. thank you very, very much. even took a bit of a selling pressure off the dow now down only 93 points but don't want to get ahead of myself. still an awful week for stocks. really bad september, really bad quarter, and a really bad first nine months of the year but outside of that, it's not awful. by the way, we're getting a heads up that charleston might not be the main story in its path. according to our brian norquisf following all of this, the latest track of the storm has it
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>> i watched this building for five houser just the roof lift and sat down and lift and sat down and each time a little piece would do it. >> it's an entire community that's affected. how do we recover. neil: it could be among the worst storms that florida has seen and the country has ever seen. certainly the most expensive no matter what you're talking about.
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the state or the nation. maybe $100 billion hurricane when all is said and done. now it's barreling toward the carolinas and in particular if we're told by the latest tracking point and myrtle beach, south carolina, we're noter gnat enough to have the mayor of that beautiful city brenda bathune and that's the word is that it's heading right towards you. what are you hearing? >> well, good afternoon, and that's what we're hearing as well. we are as prepared as we can possibly be. neil: so what do you do? i mean, i don't believe an evacuation order is in place, what do you do? >> our crews were out this week lowerings levels of our storm water retention ponds and that will give us the capability to handle a lot of water that's coming our way. they're handing out trash cans
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and benches and being on alert for what happens after the storm. as soon as we k w can, we'll bet to help our residents. neil: it's a monster storm and it's down to category 1 but it's still a big deal. it's been a while since your state had to deal with something like this. how are people reacting. >> the number of new people who have moved into our state. myrtle beach is the fastest growing area in the nation. we have so many new residents that have never experienced anything like this so i hope that and just encourage them to be aware and stay inside. this is not a time to be out
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looking to see what's taking place and not just the safety of ores don'ts but the first responders -- residents but first responders. neil: mayor, i asked this to some florida mayors in beautiful locals like your own and florida and lower taxes and lower crimes and this gives that pause. they sometimes get nasty storms like this and do you worry that that put as crimp in things. >> the storms are few and far between and i think the good outweighs the bad and thankfully we have so much support from our governor and our state, and we just have a great atmosphere here and you mentioned it and the low taxes, the weather, our government, we have much more
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people that move here that are positive than we do negatives. neil: i think you're right about that. mayor, hang in there and my best to your constituents and fellow south carolineans. you'll get through this. you always do. again, we're monitoring the storm right now and it is due to hit the south carolina coast in short order. but it will not necessarily be doing a b line for charleston and charleston could be included on that and it's not a direct hit so for that city. some relief there but not entirely, certainly not for the state. we'll have a lot more after this.
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but with golo, it wasn't. the weight just fell off. i have people come up to me all the time and ask me, "does it really work?" and all i have to say is, "here i am. it works." my advice for everyone is to go with golo. it will release your fat and it will release you. >> all right, even though it's a great deal of controversy about the president's plan to give up to 40 million americans former students debt and $10,000 each. they're looking at making that even bigger. elizabeth warren is lead ago charge right now to have all of their debt forgiven and in the process for the federal government and putting it mildly and my next guest is among many suing over this and saying a, a
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president didn't do it and he's considering doing it and leslie rutledge is the attorney general kind enough and thank you very much, attorney general for joining us. your arguing on the basis that the fact that the president legally can't do this and constitutionally can't do it; right? >> well, that's right, neil. the president does not have the authority to arbitrarily sign an executive order wiping out this loan debt taken on by adults voluntarily. these were all adults that chose to take on this debt and he is instead wanting to cater to his liberal left base and the elites who have these high dollar degrees from iowa ivy lee schools and put it on the backs of the plumbers and electricians and time and time again the
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president overreaches the authority he has as president. neil: so the difference here, i know presidents can alter a timetable or stagger the release of funds or, you know, restructure loans and all of that when it comes to corporations for the bailout of chrysler, this is a different beast; right. i mean this is something that the president alone is deciding he's going to wipe away and you're worried about precedent. can you explain that? >> well, sure, the president has essentially wanted to put 400-$600 billion worth of debt onto future generations for the next 20 to 30 years using the act that was put in place during the iraq war to provide relief for our service members, our brave members of the military to have relief or in the sushes of a national -- su circumstances a national emergency but perhaps president biden said the pandemic was over a month or two
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ago and the president declared the pandemic was over and wants to use something such as the heros act designed to offer assistance to our brave men and women in the military for again these colleague edge ated elite that are not willing or able to pay back the college loans. neil: i'm not a lawyer and i think i qualify because i watch a number of legal shows and i'm up there with you and what i want to ask you, i suspect and again, you're the expert here that maybe the president knows he's in legal kind of slippery ground here. your suit along with six others hopefully will stop it and by then the money has been dispensed ands the loans will be forgiven and how do we claw back? do you know h what he's thinkin? he'll do it and by then it'll be done and they'll figure out the
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details later. >> i gave up a long time ago thinking what this president thinks and -- neil: if it happens, you can't unclaw it back. >> we expect this loan forgiveness cancellation program of his was set to go into effect as early as this coming week and that's why we filed this lawsuit and we'll be asking for that injunction to stop it from moving forward. we're asking the court, the eastern district of missouri of the federal courts to stop this loan cancellation program from moving forward because it is beyond the scope of the president's authority and even nancy pelosi and i agree on this issue. she said our speaker of the house nancy pelosi even said the president does not have the authority to do this and for once, i agree. neil: she said that earlier before when he wanted to push this through conveniently forgetting that statement she made. and i'm told politically, i know this goes out to you that you're a lawyer and very good attorney
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general. this is popular with the president's base and democrat's base and whatever you say about people who aren't keen on it and feel they've been left out or worse are paying for something they're not getting. it will bring democrats to the polls. what do you make of that? >> never should we make a decision just to bring people to the polls. this is bad public policy. it's against the law if we want to do -- what it has and they need to take that to court and not violate the law. when you're putting a tax burden back onto hard working and they're catering to the wrong folks. i want to make sure that we're taking care of all our americans and adding more financial murder on them and the height of this
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>> that was my house. my house is gone. >> it took everything from everyone. just devastating. >> reporter: the 3 little pigs, built out of sticks, didn't last as long. >> a lot of damage. everything, most of it in the water. we haven't sound -- found things we are looking for. >> it's not going to be that bad, worst mistake of my life. >> very numbing. it is not my first hurricane but my first total loss. stuart: neil: that's an understatement, total loss, $100 billion in losses in that section of the state. that's an estimate that analysts have done, it is one of the w
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