calling them. >> i do like to drive in connecticut and new jersey and long island to see the beautiful leaves but to see this shot from space. >> it's amazing. i don't know how that happens with the gallo and read from miles away but it's beautiful. >> spectacular. a beautiful time of year. mother nature putting on a show. >> a couple of second tier, any thoughts on the fed meeting and what you want to say in terms of market reaction? >> it's a big deal and it matters for all of us because if the fed gets any inkling they might maybe slow the price of rate hikes, the rest of us spend our time trying to figure out the stock prices, we can say thank goodness, it's not rates going up forever. >> adam johnson, always a pleasure. great day, everybody. see you tomorrow. >> good morning. i know, it is that state and we

will cover the big decision but honestly, i find the election far more exciting. a significant shift to the republicans. the gop has momentum, the political report shifted ten house races to the republicans. all ten districts biden one in 2020. fox power rankings consider for key senate races to be tossup's. in all, four. republican candidate coming from behind. across the country swing is to the gop, democrats and panic. president biden isn't giving much help. a campaign rally in florida last night he made more gas in the new york times pointed them out. not like the times to be critical of the democrat president just before a crucial election. sounds like they are saying joe, don't run for a second term. let's return to the federal

reserve, working overtime. seventy-five basis points hike is expected. jay powell answers questions at 2:30 p.m. eastern, that's where they will try to figure out if he's a dog or a hawk. forty-five minutes ago we got a strong report on the private sector jobs. the pushed stocks down a little. the opening bell we expect the dow to be down about 80. nasdaq and 80 down about six. interest rate moving up a littl. 404%, for ten here. the two-year coming in about two and a half -- four and a half%, 454 right now. oil getting closer to the 90-dollar level, 8852 right now. the president burned oil companies with punitive taxes if they didn't cut gas prices. average price for a gallon of regular went up 1 cent over overnight. 376 right now. diesel 5.31, 50 cents from its all-time high. wednesday november 2, 2022, 40

company is about to begin. ♪ ♪ ♪ stuart: now i know. [laughter] turn the music down. we're going to start with president biden, he made a new series of gaffes in florida yesterday, good morning to you. i'm surprised to see the new york times pick up on. >> they are not making fun of a liberal president, the broke paper calling attention to this saying biden fumbled twice. he concerns the tough question of where he went to college. >> i'm a big fan of hbc you.

[cheering] i got my start at one of those other hbcus, delaware state university. >> as the president said delaware state is a historically black college university. joe biden didn't go there, he went to university of delaware. he doesn't know where he went to school. number two involves the death of his own son. >> inflation is a worldwide problem right now because of war in iraq and impact on oil and what russia is doing -- excuse me, the war in ukraine and i think iraq because that's where my son died. >> both biden died at walter reed and not iraq. he attributes it to burn pits in iraq but the location of his death was walter reed in the united states. stuart: not a strong performance last night. will cain is with us, he's at

the diner in allen texas. even the new york times calling on the president, it surprised me the times would do that. >> i love english unders understatement. not a strong performance. i'd say that's right. maybe even understated. you won't get that here in texas at a diner, you will get straight blunt as of this. he didn't simply go into the diversity of texas, as i get older, i slip up but he said he went to an hbc you, historically black college. he did not go to historically black college. that's not a verbal slip, that's something much worse. by the way, i've been talking, it's embarrassing invest the leadership on the world stage in united states, it's not unnoticed by russia, saudi arabia, china and our world adversaries, it's an embarrassment for american

leaders. stuart: one of the things this morning is the momentum republicans picked up in the last week or two. are you seeing that toward the republicans in texas? >> i lost you in-and-out for a moment but i believe you asked me whether or not i've seen the momentum shift, the building and the answer is yes. what i think is legitimate concern some might have held for some time is what everyone is talking about, is texas turning purple? voters moving to texas, or does it mean for our future? at least for 2022 midterm elections right now is the opposite. texas doubling down on conservative politics on republican candidates and south texas with latina candidates on the republican ticket strong on immigration winning historically blue districts, you see the

opposite texas turning purple, you see a red wave so i am seeing building momentum on the ground. a multi- allen café, a lot of enthusiasm here. [cheering] stuart: give them all -- >> i'm glad they can jump on your show here. everyone loves varney and company. stuart: wish them all luck. see you later. republican congresswoman from texas florist will join us 11:15 a.m. eastern, she's a republican, latina from the border. president biden heading to california tomorrow. this is kind of a last-minute arrangement. >> in california? you don't get much bluer than california but at least three democrats are in jeopardy of losing their seats so the president is headed to san diego, district 49 is where mike levin has a slim lead over bryan

marriott. the gop is confident they can flip the seat and they spent one and a half-million on this race friday. i looked at local polling. issues important to the area according to survey usa, inflation and abortion are tied. number one issues at 26% among all voters. climate change comes in second, immigration third. but biden is going to the san diego area, his approval rating is 38%, less than the national average so i don't know if you will work on convincing anybody on either side. stuart: you would think you go to california, you can mop up votes like that but maybe not. washington post, they report president biden is quietly preparing for reelection. i don't see it. which democrat wants the president to run for a second term? >> call me skeptical. i looked at the article in the article seems like a plant article, an article put their, the way it's written it seems to

perfect with facts lined up nice and neat, it seems like it's an effort by the white house to say i'm still here, don't discount the democratic party because joe biden will still be your president and i don't want you to think i'm doing anything after the morning terms to undo that but we know there's a likelihood will do something after the midterms or he announces he's not running in 2024 and that the democratic party -- rat race, shark eating shark begin. stuart: that will happen and pretty sure. check futures, 22 minutes until the opening bell, dow is down about 70, nasdaq up five points. let me look at different scenarios here, what happens to stocks pay if we get 75 basis points hike expected and powell comes on hawkish in his comments at 2:30 p.m.? if those two things happen, what

happens on the market? >> six to 8% pullback in quick fashion in my opinion because coming in to today, i think the narrative switched where they expect him to make a dovish tail and if he does it will go the other direction but i don't think they are going to because they are not going to admit on tv is the fact is the only way they get the inflation data down his they need the job market to cool off, they need demand destruction and recession. they will say that but that's the only way we'll get to where they are trying to get to so it reminds me of the jackson moment with the market ran up in the summer and did speech and it killed dovish tilt so it's dangerous to be fully invested coming in to today betting on a pivot from the fed. stuart: if there's any rally in the future on the fed's comments or whatever, any rally, would

you sell it? >> i would and if he does make a dovish tilt, as some of the media tries to get him to say that, you could see another six to 8% move over the next two to three weeks on the upside and he's selling out because the bottom line is it doesn't matter what they say today, it cannot stop the trend of this economy slowing down and growth slowing down and the dollar staying strong. here's what the market doesn't have price, rates will stay higher for longer pit of time regardless of what they say today. stuart: and that's the rally killer, the market killer. >> it is and when you hear companies like microsoft on their earnings call, they talked about margin compression and dollar continuing to hurt them and those two things are not going away anytime soon so that's why we continue to say the best buying opportunity in

the equity markets will be the first quarter next year going into the second quarter because if we rally here, we will test new lows before we hit new highs in my opinion. stuart: we will just have to wait until the new year. see you again soon. check the futures again. a little bit of the fed chairman's statement. democrats hoping president obama's return to the campaign trail will tip the scales in battleground states. here's what voters say about that. >> getting their first, he was all right but -- >> pretty persuasive. >> i know who i'm going to vote for and he's done enough damage already. stuart: our question is, does obama still have clout on the campaign trail? stephen moore calling out people responsible for closing schools and businesses. i'll ask him, who's to blame? stephen is next. ♪

xfinity rewards is a program whose sole purpose is to say "thank you" with experiences big, small and once-in-a-lifetime.

sometimes it's about cheering hard enough to shake the stadium! sometimes, it's as simple as movie night right here at home, on us. you mean the world to us. so we're bringing you closer to what you love. kinda like this. welcome to 30 rock! join xfinity rewards for free on the xfinity app today. our thanks, your rewards.

♪ stuart: listen to the music. that's in michigan, 33 degrees. play the beatles because everybody loves the beatles. if you like music, follow us on spotify, varney and company or

scan the qr code on the screen. check futures, opening and 13 minutes. opening down, not much. everybody's waiting until the 2:00 position. get at 2:00 p.m., expected to raise rates by 75 basis points. edward lawrence, come on in from the white house without the leaf blower i hope. what are economists saying happens to the economy if we get a hawkish fed? >> and we do have a hawkish effect that indicates the fed will remain hawkish on this. president joe biden for what it's worth is talking around the edges of elation and economy, talking about helping costs for some people while everyone else deals with rising prices on inflation but the fed will make a decision that handles inflation directly, head on. more than 92% of the market

believes recorders hike from of the fourth rate hike of this size in a row, a record for the federal reserve. when you listen to speeches from fed members, the reserve will likely have sizable rate hikes in december and january, president biden in florida yesterday say republicans will make things even worse but embers of his own party saying because of inflation, the president campaigning doesn't help. >> historic record level inflation with crime in urban america up across the country, where is he going to go to help anybody? i don't see his approval numbers at historic lows, him being able to help any where in the cou country. >> the president announcing rebate for homeowners to make homes more energy-efficient but solar panels example, a homeowner would have to spend 30,000 dollars for solar panels to get a 2000 to 4000-dollar rebate back. the cross don't add up when everyday americans pay much more for meat, eggs and cereal. these are cross americans would like to calm down. the white house is saying to

handle the cost, they are just blaming others for that. stuart: make you, we will be back to you shortly. check out this op-ed. who really shut down our businesses and schools? stephen moore wrote that and stephen moore joins me now. who is responsible? >> good to be with you, i'll answer that in a second but stopped calling the fed hawkish. if we had a hawkish fed, we wouldn't have eight to 9% inflation i object to this and that's it conventional wisdom. we've got to get the inflation rain rate down or our economy will implode. you were talking about the democratic candidates retreating from biden, they are retreating rhetorically from what they did in 2020 during covid where you have democratic governors and democratic mayors all over the country shutting down businesses, restaurants and

churches and most catastrophically shutting down our schools and we saw the test scores last week how damaging it was to our kids so it's become a real issue and i think there's something like 28 gubernatorial races this year, the house and senate races but who will control governors will make a big difference in terms of policy in the country. democrats are on the defensive on the lockdowns so we have people like governor whitmer of michigan why think is in bad shape from of the governor of wisconsin and minnesota, hochul in new york where you are, all running from lockdowns they imposed, it's almost comical. they say lockdowns, we didn't do that. you did. stuart: i think it was one of the worst public policy mistakes in the generation. had we not done what we did, i

think we would have a better performing economy right now. >> i couldn't agree more and i'll just say what you said, in a generation, i think was one of the most worst mistakes done in half a century because the evidence is clear very few lives were saved from lockdowns for the damage it did to businesses, increase drug addiction and depression, we saw -- we will be seeing, we will be paying for it for years. stuart: a disaster. thank you for joining us this morning. student loan handout checks are now being sent out. who gets the first checks? >> not stuart varney, student loan hours are getting refund

checks from the government even as president biden's forgiveness plan is tied up in court. these are two separate things. the government sends money to borrowers who pay down student loans out of the pandemic pause took effect when payments were suspended and they are part of a little-known provision of the covid stimulus program by the pandemic pause estimated 8.8 million people made at least one payment march 2020 in december 2021 will they are eligible. stuart: the money coming back again. anybody here know anybody no -- >> my brothers wife continued and i will check in with her today. >> when i'm talking about things we talked about on the commercial break? [laughter] stuart: lawrence relatives again. thanks, everybody. the dow is down 70, nasdaq down two. not much movement at this time. we'll be back. ♪

tiny bit of red ink on the screen, nasdaq down a very small amount. mike lee is with us. used to be two people, what will

it take to get you back there? >> who got to go through some pain economically with the markets. roughly april, may of this year housing turned and its decelerated quickly right after the manufacturing did the same, we are about to see it in earnings and hopefully unemployment will spike and troop of it from the fed, not just slowdown so i think it will take time. stuart: you are talking well into next year before you see a bounce. >> first or second quarter, somewhere toward the end of the first quarter because the economy hasn't felt the full effect of the fed rate hikes, three to six month lag with every one of them, only started hiking march of this year so by january, february of next year is when you will feel it and if they raise into the end of this

calendar year end maybe pause beginning of next year going into april and may of next year is when will hit the economy hard as housing is collapsing, earnings falling off a cliff and the state was manufacturing. typically at the ugly moment when it looks like armageddon, that's when you want to switch from defensive. >> i can see why you are not a super bowl. you tell me, 45 seconds, can you tell me which defensive stocks would allow me to write out the rough patch coming up? >> i own energy xl he, util utilities, xl you and heal healthcare, that's all the stocks i own right now. energy, more upside and a lot more volatile than other sectors but it's a good place to hide and short-term treasuries pay 4%. stuart: short-term treasuries, pays you more than 4% with a tax

break at the far end and no risk if you hold it. i've been saying that for a long time and seems like it's working. mike lee, see you again real soon. we open and literally 40 sec seconds. there's not going to be that much price movement probably in the early going today. we've got this big decision at 2:00 p.m. and that's more important, fed chair powell was speak at 2:30 p.m. the fed watches, they are all over he's got to say. they will fed watch, tea leaf reading, is he a hawk or adults? interpreting his language -- sorry. >> they don't care what he'll say now, they care about december, the step down or dial back, 75 now. fifty, maybe december and 2 252023. stuart: this endless speculation of what's next. it's always the same, what's

next? it's never sorted out. the market this wednesday morning, november 2, a few stocks on the upside, not many. the dow is down about a quarter, where is the s&p opening this morning, up, down or sideways? i call it sideways, down 1.16%. the nasdaq, i think it's the same, not much movement. down .11%. let's look at big tech, mixed picture merging, no serious movement. the biggest loser is apple, back below 150 a share, the amazon of nearly 1%. some companies reported earnings before the opening bell, cbs 2%. >> the largest drugstore chain and they are up because they raise annual profit forecast, seeing recovery in elective procedures, following covid

cases which help keep costs and control. strong performance from pharmacy benefit unit and i saw this. they are paying 5 billion to settle all opioid lawsuits. stuart: their share, 13 billion total. they've got to shell out 5 billion. >> that puts it behind them in another reason the stock is gaining today. stuart: young brands, taco bell, kfc, pizza hut and others. >> a decent report card. store sales rose 5%, customers are drawn by their value offering, so they increase prices but is cheaper to go to taco bell than a restaurant. positive comments from management, we are not seen concerns from the consumer standpoint, that just came out on a conference call but it's only up the 2% since. stuart: record revenue, while

they're down 5%? >> the growth is slowing so to be technical, look at the keep metric that came in it 99.7 million the past three months, growth of 25%, that's good but wall street was looking for more like 100 million so came in short. also preference, where are we going? back to cities. during covid people would go to a suburb around the big city and looked for space and privacy, that is changing so it was not a bad report card but there is a slowdown in growth and shift. stuart: show me this match online dating service, why are they up 13%? >> they own tender. that was hinge -- tender swipe, you just swipe right and left. people are paying to use tender, different subscriber tears, $20

a month more or less, they pay users don't like 20%. it's considered a cheap date, the prospect of finding a date and a lot of people are doing that. stuart: why is everybody in the studio smoking? >> you need your own dating show for your moderator like the dating game, forget monday nights. tell the bosses here you are your own dating show. >> is a job open at tender, the ceo. >> steve varner stuart varney, new ceo of tender. >> they are not out of the woods you know i gave you good news. >> you would be so blunt. >> the left-hand side of the screen from match group and then something else. they are trying to get me off the match group dating story. >> investors like the forecast because it's better than the

rest kind of idea so and he says sales are going to rise 14% fourth-quarter, intel predicting a client. bubbles. better than the rest and shifting focus to service data centers, big roast, 45% expected to outweigh weakness in the pc business down 40%. stuart: the dow slipped a little bit, one third of 1% but before we finish this, with got tupperware, not a good day. what happened? >> they are trying to negotiate credit agreements with their lenders if they cannot and i'm quoting, substantial doubt about the company's ability to continue. they did report earnings, they were not good, the ceo spoke of challenges in the third quarter, the quote eroded our business economics. stuart: who uses tupperware? everybody i know uses old

take-out food containers as their tupperware so nobody is buying tupperware, they getting chinese the night before and washing it and there's their tupperware. >> a workaround for inflation, i still like tupperware. stuart: get on the dating site. make a people and i don't know why -- i think they've got china down 60%. >> you can go to the store as much as you want, a seven-day lockdown today around the fox plan with the workers means. china is about a third, a little more than a third of sales and they noted here in the u.s. big retailers who buy their product cutback inventory, a fear of a sharp slowdown, a fear of recession, they don't want to keep the supplies that they can't sell it. stuart: check the market again, down over 100 and now 88. a strong adp report to cut back on hopes the fed might pivot toward less aggressive interest

rates and that's why the dow is down. eighty is not much. walgreen, mcdonald's is on the list, just a fraction, not much price movement. s&p 500, dupont, amd, solid movement. seizures, another game issue on the upside. the nasa composite, which we've got? i'll finish with that. andy at the top. i want to know ten year treasury yield, just over 4%, 4.03%. price of gold, 1658. coin still in the narrow range, $20300. oil up to $88 a barrel. net gas 6.13. up 7%. the average price for a gallon of gas up 1 cent overnight,

3.76, back up again and diesel cost to 5.31 on average. coming up, what's mask for a long musk and twitter? want musk to bring it to texas and show make her case later on the show. a new "wall street journal" poll finds white suburban women have significantly shifted support from democrats to republicans. i'll talk to florida congresswoman next. ♪

check those markets after 11 minutes worth of business, dow down 100, nasdaq down 30. more democratic candidates turning to president obama for help on the campaign trail. lucas tomlinson at the white

house. obama visited georgia, michigan, wisconsin, just in the past week. where next? >> he's heading to arizona this evening, the former president doing the lion share of the campaign and critical swing states, not the current president joe biden, approval ratings so underwater. obama speaking last night in nevada. >> feeling cynical is not an option. the only way to make this economy fair is if we, all of us fight for it. the only way to save democracy is if we, together, fight for it. >> in recent days of almost visited georgia, michigan, wisconsin and ended in nevada, tonight in arizona. this shows which party controls the senate and confirm or block the biden supreme court pick. the white house fired up air force one and flew to florida. since air force one got the jobs

from a they've use it to crisscross the nation storming for candidates giving the boost from the sitting president but not this year. the only swing state biden plans to visit is pennsylvania alongside obama's former boss, former obama fundraiser not sounding optimistic about biden's itinerary. >> florida is out of reach and the fact that he's coming here is indicative of unfortunately, the candidate in a mode of desperation. >> biden heads to new mexico in california tomorrow and then pennsylvania with barack obama. stuart: thank you. president biden livered a couple more gaffes while campaigning in florida. >> we are dealing with inflation is a worldwide problem right now because of the war in iraq an impact on oil and with what russia is doing -- excuse me, the war in ukraine.

thinking of iraq because that's where my son died. but that's why it's up, we have the lowest inflation of any major come country in the world. stuart: republican from lora joins me now. congresswoman, a difficult question, is president biden an asset or liability to democratic candidates? >> good to see you and before i jump into that, i want to put my 2 cents in, i think you'd make a wonderful ceo of match.com. [laughter] pat: stuart: you should be listening to that but thank you. [laughter] >> that moment was necessary especially equipped like that. words have consequences and when the commander-in-chief is mumbling, it sends a message around the world america is weak. he's clearly confused, the press corps picking up on every single

one of these in his press office has to play cleanup every time he opens his mouth. these are dangerous mistakes he's making because when the top leader of the united states is stumbling like he is, it's dangerous for national security, the stock market and the eco economy, you name it, we got to get a strong congress in place to balance out the narrative playing out on the world stage. stuart: we got a new "wall street journal" poll that shows white suburban women favor republicans by 15 points in august, democrats were up 12. that's a huge swing. what's behind the momentum? >> i think it's anybody who's in everyday american can go for one day and realize the last 22 months under 23 months -- excuse me, hunter biden's regime is detrimental to every aspect of

your life if you are a mom in the suburbs, cuban labeled domestic terrorists by the d.o.j. because you showed up at pta meeting or school board meeting, you go to the grocery store and pay upwards 13.7% for groceries, hugh philip at the gas station, national average $5 for the gallon of gas. everything is collectively worse in common sense, people look to washington and realize you spent $10 trillion in the last 23 months, what did you think would happen? economics 101 and most suburban women are college educated and can draw the correlation between over spending in washington and a hyperactive administration that wants to meddle in every aspect. it's not just what we experienced during the pandemic, it's not a global phenomena, it's the fact that this

government overreached and overspent and we are paying for it. stuart: one last one, the president was in miami last night, i think he was down there trying to save miami-dade county for the democrats. you don't think he can say that county? >> absolutely not, hispanics are flocking to the republican party because we are about faith, family and freedom and that's what they want. stuart: thank you for joining us, good stuff. i like that bit about dating, thank you. [laughter] return to seriousness. university of florida announced ben sasse, a republican, a finalist for the schools next president by protests and students and faculty, did he go through? >> it went through unanimously. back ben sasse as the next president, a move pushed by school trustees but opposed by faculty members and students at the university of florida.

this gives the school a new conservative leader is florida's gop continues to fight against liberal bias in higher education. he's asking the community to separate him from his political past. he was known as a frequent critic of former president trump but a conservative, not popular in college towns. they are doing something about it. let's see how it goes. stuart: time hotel. coming up, don't get to send feedback, e-mail critiques on fox.com. >> i am taught, not will. stuart: did i say that? no i didn't. >> yes you did. i'll write it during the break. stuart: this is ageism. ted cruz calling out from the president trump not supporting republicans in tight races. watch this. >> i will say, by the way, i wish trump was spending his money, trump has 100 million spending almost none of it to

support them. stuart: should mr. trump be doing more to help the republican party? we will get into it. ♪

xfinity rewards is a program whose sole purpose is to say "thank you" with experiences big, small and once-in-a-lifetime. sometimes it's about cheering hard enough to shake the stadium! sometimes, it's as simple as movie night right here at home, on us. you mean the world to us. so we're bringing you closer to what you love. kinda like this. welcome to 30 rock! join xfinity rewards for free on the xfinity app today. our thanks, your rewards.

thanksgiving dinner more expensive this year, todd still with us. >> you okay with that? [laughter] stuart: young people, what are they doing? no turkey? >> no turkey and i'll draw out because i want to go this that. initial advisor personal capitol says one in five americans doubted whether they would have money to cover the cost of thanksgiving, that sad. they said they cut back but hosting smollett dinners, eliminating at least one dish and asking guests to bring the own alcoholic beverage. genesee, the demographic that feels financially constrained, opting for meals of soup, salad and pizza. at any story about pizza hut earnings going well and willing

to ask rent to pay to be part of the tradition. stuart: willing to ask friends to pay? okay. >> every year farm bureau without forecast for dinner for ten for thanksgiving and the toys like $50 ready to find this food? i wish it was $50 thanksgiving dinner if you're hosting will be very expensive this year. stuart: this is a good story, stores will make it difficult to return items this holiday season. i'm not surprised. >> this was bound to happen, retailers, a to the shortening refund and exchange windows charging restocking fees as they expect customers to send back 17% merchandise they purchased in 2021 looking back to 2021 and the ended up 761 billion, that's up 11% in 2020, 10% of returns are fraud, many items that can't be resold costing companies a lot of money so imagine they

don't want to leave 761 billion on the table in this environment so they are stopping return thing, will it hurt sales? i know a lot of people in my life by eight items and return seven keep one. stuart: is not stable, i believe they are junk, trash, they go away. >> they just keep the items. >> a company like amazon at scale but a smaller retailer i agree, i don't know how they could have done that in perpetuity. it's catching up. >> they now charge you to return items online. stuart: $3.95 for each item? >> for each item. it used to be free. stuart: todd, thank you for joining us for the entire hour. you are all right. check the markets fast because

we are in business half an hour, the dow is down 140, nasdaq down 47-point everybody is waiting for the fed this afternoon. ms. peake, jason smith, texas congresswoman myra flores, jason chaffetz of the 10:00 hour which is next. ♪

during walmart's black friday deals for days. every monday is a huge deal. get a $79 hp chromebook... plus other hot deals.

join walmart+ and you can shop online 7 hours early! head to walmart's black friday deals for days. new projects means new project managers. you need to hire. i need indeed. indeed you do. when you sponsor a job, you immediately get your shortlist of quality candidates, whose resumes on indeed match your job criteria. visit indeed.com/hire and get started today. ♪ we all have a purpose in life - a “why.” maybe it's perfecting that special place that you want to keep in the family... ...or passing down the family business... ...or giving back to the places that inspire you. no matter your purpose, at pnc private bank, we will work with you every step of the way to help you achieve it. so let us focus on the how. just tell us - what's your why? ♪ ♪ (cheery music) - they get it. they know how it works... and more importantly... it works for them. - i don't have any anxiety about money anymore.

- i don't have to worry about a mortgage payment every month. - it allowed me to live in my home... and not have to pay payments. - [narrator] if you're 62 or older and own your home, you could access your equity to improve your lifestyle. a reverse mortgage loan eliminates your monthly mortgage payments and puts tax-free cash in your pocket. call the number on your screen. - it was the best thing i've ever done, and- - really? - yes, without a doubt! - just like these folks, aag can show you how a reverse mortgage loan uses your built-up home equity to give you tax-free cash. - it's a good thing. - why don't you get the facts? like these folks did. - [narrator] call right now to receive your free, no-obligation info kit. call the number on your screen. muck finish it's such a good