♪ from now on ♪ ♪ our trouble will be out of sight ♪ t-mobile won't raise the price of your talk, text and data. plus, families get over $225 dollars in benefits every month. ♪ i'm so glad we did this. i'm so glad we did this. i'm so glad we did this. i'm so glad we did this. i'm so... ...glad we did this. [kid plays drums] life is for living. let's partner for all of it. i'm so glad we did this. edward jones

neil: in four days all this music ends, the special graphics we have been working on all these weeks and months just go away. i am going to use them weeks and months later and save them into the presidential election. we have coverage four days until the big day with grady tribble, battleground state of wisconsin, brian has been in pennsylvania so long he has a comedy there. hillary vaughan, the battle wasn't supposed to be but grady in green bay, wisconsin where the president is sending a message to get out the vote and get it out now. >> reporter: except he's not sending it here. president biden be in illinois just south of wisconsin but he has yet to come to the badger stayed in the days leading up to the election.

i asked democratic senate candidate barnes if he asked president biden not to come to wisconsin and i didn't get a straight answer but last time president biden was here was over labor day joined by governor tony evers who is up for reelection but not mandela barnes who blamed a scheduling conflict. today the president one state away campaigning for a couple of congressional candidates in illinois but in wisconsin president biden is nowhere to be found. do you want the president here between now and tuesday? >> anyone who wants to rebuild the middle class is more than welcome. >> reporter: barnes is trailing senator ron johnson in the latest fox news poll. 8% of voters are undecided. obviously they could determine the outcome of this election. >> inflation, gas prices, skyrocketing crime, open border, drugs, i could go on

but most people recognize these things were caused by policies, democrat governors, why would anybody want to vote to keep those folks in charge of things. pretty clear choice. >> reporter: senator johnson just wrapped up a campaign event at the brown county republican offices, 70 people in attendance. i asked why he thinks biden is staying out and i think he gave the answer you would expect, he's an unpopular president, johnson says his policies are unpopular, most of the battlegrounds. neil: let's move to pennsylvania, talk about some tight races. >> reporter: no doubt. those graphics you were talking about you might have to play longer in pennsylvania because if this is supposed to be close, all indications are it

will be a dead heat, jump off between fetterman and dr. oz, a race that is not called for weeks or days if not weeks. one of the reasons we could have a delay is the implications. there's litigation, there could be litigation over recent court decisions. a memo by the department of state to all counties yesterday ordered all mail in ballots missing a handwritten date on the outside of the envelope will have an incorrect date and must be segregated from the pilings will not count. election workers now have 2 scrutinize ballots more carefully and that takes time and if this race comes down to a few thousand votes we can expect lawsuits. we have a behind-the-scenes look at how these ballots are processed in pittsburgh and top of mind for election officials is incorrectly dated ballots. whatever that means. >> we know what wrong date is

but it doesn't contain the year and we don't know what that is or make that determination. >> reporter: than there is processing. one. 4 million mail in ballots can't be processed until 7:00 a.m. election day. this requires more time taking ballots out two envelopes. in a race this close everything could matter including key endorsements. last night oprah winfrey spurned dr. oz who she helped make a tv store by endorsing his opponent. >> it is up to the citizens of pennsylvania but i will tell you this. if i lived in pennsylvania i would have already cast my vote for john fetterman for many reasons. >> reporter: the doctor oz campaign released a statement that doctor ausley loves oprah and respects she has different politics than he does. it is interesting that dr. oz

reportedly asked oprah not to involve herself in this race saying they were friends and didn't want her to endorse him because of the back lash she could receive and now with four days before the race we are talking an endorsement not for him but against him. it was supposed to be a dead heat. neil: let's go to hillary vaughan where there wasn't supposed to be a tight contest but one has emerged. >> reporter: the race is neck in neck. politico moved this race to tossup as retired general don baldup has bit into maggie hassan's lead. senator elizabeth warren behind me has a packed schedule through the weekend with a star-studded lineup of democrats from dc.

>> back in 2016 i won this seat by 1017 votes. i am out and about talking to granite staters, listening to the people of new hampshire and delivering results on issues that urgently matter. >> reporter: senator hassan knows it could be close for her this election cycle. over the weekend labor secretary marty walsh and pete abu judge --buttigieg will be stumping on the trail. the race is growing more competitive by the day. republican nominee don bolduc considered a tour of the granite state, a grassroots style campaign. he says it helped him win the primary and it will help him win in the general. >> i proved you can do a grassroots campaign, your

campaign, in worthiness or seriousness as a candidate isn't based on money but hard work. i have $2 million. she has ads. the ads are all lies, people are catching on to that. it is inflation. she doesn't get it. that is what this election is about. >> reporter: remember in the primary republicans were reluctant to endorse bolduc because they didn't think he could beat her but he has a shot the past two weeks, they have been rolling out a roster of endorsements from republicans backing bolduc. neil: thank you for that. hillary vaughan in new hampshire. governor chris sununu, are you surprised the race is as close as it is? >> i'm surprised senator hassan even has a shot because she

hasn't shown up for 5 or 6 years. this is a grassroots politic state. you've got to talk and listen and you have general bolduc who has done many and she has done 0, she is the incumbent. people are feeling the pinch of bad policies. it will be a tight race. it will be a very tight race but no doubt he will pull off in the end. neil: you are supporting donald trump's choice, and election do denier, you have reminded people there are more issues than a single one. the guy you are supporting as your candidate for a variety of reasons, the economy and inflation and member of the senate, tackle these issues but at his core his claim to fame is he denied the results of the presidential election. >> let's be clear.

his claim to fame is ten deployments, war hero, wounded, one of the first individuals to speak out on mental health issues, in the military. he is a war hero. that is his claim to fame. do i agree with every republican on every issue? of course not. that is why we have a process. what we do agree on is limited government, local control, individual responsibly, allowing individuals to have personal freedom to do what they need to do and importantly showing up, listening, caring, the interest of the state, we haven't had that in a while so even though he hasn't had a lot of money and didn't have a lot of name id people are excited to have something new and fresh and different in washington changing the paradigm. he's beholden to no one so he is running a very good new hampshire style race that will serve him well tuesday. neil: we will see how things conclude but all of this occurs

at a time we are told donald trump is readying an announcement to run for president a little more than a week from now. how do you feel about that? >> okay. nobody is thinking about that at all. we are focused on tuesday. after tuesday that presidential truffles rolled out and if he wants to run great. a lot of people are going to run against him. a dozen candidates on each side. i don't think president biden is going to run. it will be very exciting. new hampshire is the first election primary. my job is to be a good referee through the process and we will see how it bears out. neil: i will be labor this but you're coming remote so you can't do that physically. let me ask about that. the former president thinks it would be an act of disloyalty for anyone else to run if he intends to run. your thoughts on that. >> of folks want to support the

former president they can. i am a believer that as a party as americans we are looking to move forward. we never settle. that's the beauty of america. we are always trying to innovate, come up with the next thing, move things forward, get the better version. you can't tell me the best leadership options for leadership in the future is the leadership of the past. i don't think a lot of people buy into that. it will be a robust primary process on both sides. it will be a nice talking point for the national media but folks care about inflation, how to pay for things, the politics in front of them are what can benefit themselves and that is changing washington because washington hasn't done anything and that is the opportunity and driven to take a breath, no one wants to care about politics from november to december and late winter or early spring people start getting back into it and start reengage especially new hampshire when town meetings come up and

that's part of the localized process. we will take a long breath, people will enjoy the holidays the best they can and then get back to politics early next year. neil: to your credit, you've taken on this notion since the attack on paul pelosi republicans have been silent on that attack, you have not and many others have not but that has been the tone and temperament of the mainstream media attack on republicans, endorsing this which is not the case. for a lot of people there is an argument however you view the subject, the rancor has got to ease up a little bit and it doesn't. i wonder whether the attack on the speaker's husband could continue to be a preview of coming attractions. there have been attacks on lee zeldin in new york and elsewhere, we remember the attack on before softball game

a couple years back, a bipartisan threat here. what do you think? >> there is no doubt, the temperature is too high. people take every issue incredibly personally answer issues can be personal but not to the level of i disagree with you, i don't like your politics so i am going to physically attack you. that's one of the most un-american things i can imagine. that's a threat to democracy. what you're doing is telling folks you don't agree with you better not run for office. one of my key jobs in terms of leadership whether it is in the state or the country or wherever we go is to inspire, show the positivity of public service because it is a service, not a career and try to get the young generation thinking differently than how they currently see the political atmosphere. you and i have seen it work really well. it doesn't mean we agree on everything but you can agree to disagree, disagree without being disagreeable type thing and bringing that back. i'm an engineer by trade.

i believe in cycles. we are in a down cycle. good leadership in a variety of levels, good leadership can change that on, set the new standard. president biden had a shot to do that. he has blown it. we need better leadership not just in the white house but locally to say we are going to be responsible and make sure everyone has a voice. i may not agree but that is okay, we can still get along. neil: you lead by a margin in the polls but your mind to be the polls, the day that counts is next week but your opponent has said that your support for public schools shows you are not really representing the interest of students and their parents, that is a figure leif and you are not putting money where your mouth is and that they are in danger because of it. could you answer that? >> that is absolute nonsense. we have the best public schools in the country and new hampshire.

i came up through public schools in new hampshire, first governor in 25 years in this state to do that and i can speak well to it. more dollars per child behind public schools than we ever have before, we have our education freedom account, 300% of the federal poverty level and below so lower and middle income families have a choice, they have an option, they can use that state money because it is there money, not our money, they have options. my job as governor is not to tell you that. my job as governor is to set up as many doors of opportunity for you, your family, your business, your kids or whatever. neil: you are advocating choice for parents. >> absolutely. neil: understood. >> good to see you. neil: we did reach out to senator tom sherman but not heard back but we try to get to everybody. these are heated political times. more after this.

can he stand on his own... once he's all on his own? this is financial security. and lincoln financial solutions will help you get there. as you plan, protect and retire. ♪

jeff baezzos jeff baez and jay-z in the news, the money is reale and

what the owner could get for the team is unthinkably ridiculously high but the market is what the market is. the money managing editor and cohost, this guy when it comes to sports is a walking encyclopedia. i think snyder bought it for $800 million. what to go for today? >> a little less than $50 million of cash on the balance sheet. a little cheaper. neil: how much could he get today? >> we value the team at 6. $5 billion but he but he owns 460 acres of real estate around fedex field and where his headquarters is in virginia another one hundred 50 acres so i don't know. my calculations all in he will

get close to $7 billion if not more. neil: doesn't matter the team stinks. it is where it is and the fact there aren't many opportunities like this that come up. >> it is trophy asset located in one of the nation's richest demographics that has 3 markets, dc, virginia, maryland, the nfl in general is doing exceptionally well. tv ratings are high, and it will get a huge deal when it comes to market with its sunday ticket package, the next deal will approach $2 billion. there are other media assets, nfl plus is a streaming apps and the team itself hasn't been doing great the last several years.

you and i go back as big baseball fans, we remember the cubs hadn't won the world series in 100 years and a great time to buy a team sometimes with its upside. neil: people forget this is a great franchise with a story with a history. jay-z working with jeff bezos, he could change under his couch cushions but obviously if he goes this route he will do it with partners. this interests may. >> could be a smart move because jay-z's company does business with the nfl. and bring some diversity into the ownership that the nfl has been doing that. bezos could write a check for everything.

he may be bringing byron allen, an investor, into the team. neil: always good catching up with you, thank you. by the where, when you go to a starbucks, making money hand over fist, percolating there. this is all free, you're welcome, america. ♪ ♪ i promise to be a careful steward of the things that matter to you most. i promise to bring you advice that fits your values. i promise our relationship

will be one of trust and transparency. as a fiduciary, i promise to put your interests first, always. charles schwab is proud to support the independent financial advisors who are passionately dedicated to helping people achieve their financial goals. visit findyourindependentadvisor.com

[coughing] hi, susan. honey. yeah. i respect that. but that cough looks pretty bad. try this robitussin honey. the real honey you love, plus the powerful cough relief you need. mind if i root through your trash? robitussin.

the only brand with real honeyand elderberry. (fisher investments) it's easy to think that all money managers are pretty much the same, but at fisher investments we're clearly different. (other money manager) different how? you sell high commission investment products, right? (fisher investments) nope. fisher avoids them. (other money manager) well, you must earn commissions on trades. (fisher investments) never at fisher. (other money manager) ok, then you probably sneak in some hidden and layered fees. (fisher investments) no. we structure our fees so we do better when our clients do better. that might be why most of our clients come from other money managers. at fisher investments, we're clearly different. neil: you can make more money if people will still buy the

stuff you're making, that is what is happening at starbucks. these are incredible numbers. >> 8. 4 billion us same-store sales up 11%, pricing power, spending on everything at starbucks. one pump of that fancy syrup or flavor will cost you and starbucks says if there's a deep recession this is what we are going to do, so custom cold drinks on the apps to the young people, millennial's and jen's the which are half of their customer base and they will pay it. last thing on starbucks, up 7.5%, prices did rise by 6% in the past year and invest 70 -- negative say they don't plan as of now to raise prices any further. thank goodness because there is a limit to how much we spend to be caffeinated.

we are starting to christmas shop, the national retail federation says holiday retail sales will rise between 6% to 8% to between $942 billion, and $960 billion, a record which they describe consumers as steadfast in their spending despite inflation, higher interest rates and they note in order for it to be a happy holiday shoppers are going to lean on savings and credit gifts and that is a sign of the times. they can get two coffees. neil: no idea what they are spending. good seeing you. i don't know if he's a coffee drinker but is good economic numbers, university of chicago economics professor, this is what you've got.

so good to have you. what's interesting about the starbucks story is people willingly pay the higher prices, might not flip over it. a lot of people have a coffee fix but i'm seeing that in a lot of industries, not everyone but there is a price people are willing to pay and as much as the price goes up when it comes to starbucks coffee and a lot of other items including ticket prices on planes and hotel bookings they will do that. >> there's more prices for higher prices and costs are going up whether it is starbucks, more than before and costs going up, prices going up, the concern is people get so used to it that prices continue to go up. neil: you follow this data more closely than i but some companies take advantage of it,

don't want to sound jaded or cynical. alexandria ocasio cortez, i wonder if some use a window or an opportunity like this to raise prices, we had no choice. what do you think? >> we see costs going up all over the map. labor costs, input costs, to cover their costs prices go up and certainly may be some companies that push things further. if there's a lot of competition they won't push it too far. neil: the federal reserve raised interest rates again and troubled the markets by hinting this doesn't end soon, the rate may not be as dramatic, prices are still on and how far does this go?

>> the markets are taking them seriously as will keep at it until flechette and debate inflation comes down in a convincing way. neil: to bring it down to 2%, not there by a longshot. >> not thereby a long shot, jay powell, chairman of the fed understood that, and said we had a long way to go in raising rates. a lot of hope that they would just stop, inflation is still there, prices rising and important inflation is under control and bringing it back down, they will raise rates, 50 basis points and continue to raise it until rates are similar between 5% and 6% and they take a pause and see what the consequences are.

neil: another half point hike, and then around the 5% or 6%, whether the fed risks overdoing it, that is something you worry about. we see little indication inflation is coming down, the rate of increase is still pretty serious after a quadruple of rates from essentially 0. how does the fed know this is working? >> that's the challenge. as milton friedman famously said 70 years ago and it still applies today, monetary policy has long and variable lags. it has a quick impact on the bond market, and stock prices but takes a long time to have an impact on housing,

employment, and 6 to 18 months is when the main impact comes. the fed started tightening in march so probably going to see the impact in the labor market at the beginning of next year. the impact will go up. the challenge is the fed needed to move quickly, for expectations to get out of control but by moving quickly they did not see what the consequence would be for the economy. of they gone too far? it is important they need to move, not to lose that credibility. that happened in late 1970s, the fed raised rates to double digit levels. if you could get a mortgage at 12% you are happy. today when i mentioned people think i am crazy.

neil: my wife and i are first mortgage, staff gets tired of hearing this. 13% and we thought we were nostra dominus but that was the time. fascinating. always good seeing you. thank you very much. in the meantime in new york where i sit right now they are worried about higher prices and interest rates but what worries them more in this city where i am reporting from his crime. it is a big one. after this. ♪ ♪ i want to be a part of it ♪ new york new york ♪ i'm so glad we did this. i'm so glad we did this. i'm so glad we did this. i'm so glad we did this.

i'm so... ...glad we did this. [kid plays drums] life is for living. let's partner for all of it. i'm so glad we did this. edward jones ♪ have yourself a merry little christmas ♪ ♪ let your heart be light ♪ ♪ from now on ♪ ♪ our trouble will be out of sight ♪ t-mobile won't raise the price of your talk, text and data. plus, families get over $225 dollars in benefits every month. ♪

municipal bonds don't usually get the media coverage the stock market does. in fact, most people don't find them all that exciting. but, if you're looking for the potential for consistent income that's federally tax-free, now is an excellent time

to consider municipal bonds from hennion & walsh. if you have at least 10,000 dollars to invest, call and talk with one of our bond specialists at 1-800-763-2763. we'll send you our exclusive bond guide, free. with details about how bonds can be an important part of your portfolio. hennion & walsh has specialized in fixed income and growth solutions for 30 years, and offers high-quality municipal bonds from across the country. they provide the potential for regular income... are federally tax-free... and have historically low risk. call today to request your free bond guide. 1-800-763-2763. that's 1-800-763-2763.

neil: in this year they expect political earthquakes, perhaps the biggest seismic event could be of the bluest of blue states called new york votes for a republican as governor, would be the first time in two decades to see it. the issue that could define it and see it happen. >> who would have thought the gubernatorial race could be the biggest upset possibly of tuesday night. former governor george pataki was spot on drawing parallels between his rate in the 90s where crime was then and is now the driving issue. zeldin kept the pressure on governor hochul went on the west side of manhattan, a jogger was attacked yesterday morning and had this. >> we don't want to be told this is just perception, nothing to see here, just look away.

with regards to the crime we are hearing about, what happened yesterday, this was nothing about guns. kathy hochul does not want to be here talking about these issues. she wants to send her supporters to make sure we aren't talking about fighting crime. >> reporter: protesters heckling zeldin. hochul is joined by clinton admits there is a crime problem facing new yorker but accuses zeldin of using as a scare tactic. when asked if hochul would repeal the bail reform law, she had this to say. >> always want to look at it again but data is not showing that is the cause of this. that doesn't matter. someone working in the trenches, rolling up sleeves

and getting the job done and not just running around the state saying, repeal the bail law and crime will disappear. people are smarter than that. >> reporter: if you need further proof that democrats are worried about this race the white house moments ago and announcing president biden will traverse blue yonkers to campaign with hochul. neil: we want to go to the jogger who was attacked in new york. >> reporter: he was known to the police suspected and two assault including one last month and the homeless man with a rap sheet, with two police escorts, 29-year-old walks by reporters never responding to shouted questions. he was arrested at the port authority bus terminal, trying to board a greyhound bus several hours after he was suspected of sexually

assaulting a 43-year-old woman out jogging in the hudson river park. the woman was left blood he and shoeless. police tract him doubt after he used a stolen credit card in midtown to buy $39 of red bull energy drinks. was charged with rape, larceny, sexual assault, and invalid use of a credit card and also charged with attacks on a woman october 6th and last march and been busted at least 21 times mostly for petty larceny, assault, drug possession and drug dealing. reacting to the front page arrest story, gubernatorial candidate lee zeldin tweeted this is the reality of life in kathy hochul's new york, vote like your life depends on it because it does. news of an arrest for people who frequent this scenic area, take a listen. >> i was afraid to go by myself. >> i go to the gym, live in

charles street and out of the door at 6:45 every morning, could have been me. it is horrifying. >> reporter: reports have been looking for banner since the attack in march. is expected to be arraigned within the hour. neil: in the meantime the emails are coming out and a lot of people have been confirmed they will lose their job. how many after this. ♪ i got into debt in college and, no matter how much i paid, it followed me everywhere. so i consolidated it into a low-rate personal loan from sofi. get a personal loan with no fees, low fixed rates, and borrow up to $100k. sofi. get your money right.

what if there was a community of like minded people ready to support you when you need it most? christian health care ministries is an organization with over 40 years of trusted care who understands the importance of family. a group that sees you for who you are regardless of your health history. offering values-based affordable health care cost solutions for people just like you and me. learn more today at your chm.org about healthcare that puts you in control.

is it possible the only thought that comes to mind is... ♪ finally? this is financial security. and lincoln financial solutions will help you get there. as you plan, protect and retire. ♪

neil: is there no nice way to say you're gone, you're toast, you're fired, those are four ways you can do it but to do it by e-mail is the way it is going down on twitter right now. what is weird about it. >> tough to confirm all these numbers in real time because it

is possible the people you reach out to are affected by it. we do know the layoffs are underway and that elon musk came out and made headlines by saying twitter had suffered a massive drop in revenue so that could give a hint of why this is happening but what a week for elon musk, he took the company over week ago and the wall street journal is confirming 50% of the workforce, roughly half is out, talking thousands of workers in the company that had 7500 employees when this year began. musk started today with a tweet about the revenue decline, then spoke publicly about the whole thing at an investor conference a short time ago. >> activist groups have been successful causing a massive drop in twitter advertising revenue and we've done our best to appease them and nothing is working. this is a major concern, frankly an attack on the first

amendment. charles: number of advertisers like general mills and audi on the right side of the screen pausing their ads on the platform. in terms of details it is a massive round of layoffs, we are learning it in bits and pieces, 50% of the workforce, the email didn't specify which departments would be hit hardest in terms of workers losing their jobs and the ones who do will get one month's base pay that will come in 45 days after their termination date but that could vary based on the employee. some of the termination dates were out of date in february, others in january, depends who the person was but until that date, keep your salary going or benefits going, that is where it is today. the safety of employees, i will

end by saying there's pushback, employees who have been fired before these announcement accusing twitter of violating federal and california law by not providing enough warning for mass layoffs. neil: the general counsel professor of internet law, let me ask about what connell was mentioning, employees protesting this, what the company was doing, what elon musk is doing is illegal, has to give them a warning. >> look at facts on the ground. what you are seeing is a new owner trying to pivot this business away from the trajectory for the past several years and a profitable business.

50% or so were being let go. in 1988 congress passed a law called the worker retraining and notification act. putting my lawyer hat on with respect to the lawsuits that law says if you have 100 employees and let go of too many of them, you have to give them 60 day advance notice. that's a situation where looking at. did elon musk give enough advance notice to the terminated twitter employees to be in compliance with this law. the attorney bringing this lawsuit trotted against elon with action he took in terminating some employees in texas from tesla. what ended up happening is the court said go settle this your selves, adjudicate it and that is what we are expecting. this case will be dismissed or

sent for adjudication and what the parties figure out, the best conversation package for those terminated employees. neil: no nice way to fire someone, everyone would appreciate more notice but the company, what little we know about the details of severance packages, a month's pay or more than that depending on service, don't know if that's the case but is that addressed by doing things like that? whatever legal challenges you have, what are you whining about? i am providing that timeframe in your severance? >> one thing that often happens when you get severances that is conditional on you accepting the terms of your termination. i expect a lot of the termination contracts, as part of the severance package that is being provided but taking my lawyer hat off for second, look

at the underlying basis of this lawsuit, from 1988, the came for the brainchild of people like john kerry, ted kennedy and al gore. it says you as a ceo can't decide what is best for your company, that includes getting rid of a certain percentage of your workforce and as a lot of people i talked to are stunned the ceo can't get rid of a bad employee or an employee they don't like. when elon musk took control of the company a week ago there was a lot of twitter employees out there who were actively antagonistic, actively trying to make sure he did not take over the company. imagine being the boss of the company with employees who don't want you, who don't want you to have the opportunity to turn the company around or make the changes you think are best, you as a business owner should have the right to terminate any

employee like that not to mention the quiet quitting problem we are seeing across the country let alone at twitter. number of twitter employees don't want to come back to the office. elon musk has big visions for this business. neil: is there a difference, very quickly, you have the right to fire workers, a new guy taking over the you can't fire half of them in one fell swoop? >> the law says if you are taking over big business or running a big business you can't just fire more than half of the people without giving 60 day notice but back where you started there is no good way to tell people they are fired, don't know what 60 days does. i look forward to what elon musk has in store for this business. charles: no telling how many workers are impacted. expectation that 3700 jobs,

half the workforce at twitter. elon musk warned it would be a huge departure via email, more after this. the internet is telling me a million different ways i should be trading. look! what's up my trade dogs? you should be listening to me. you want to be rich like me? ... yeah! it's time to take control of your investing education. cut through the noise with best-in-class education resources that match your preferred style of learning. learn your way. not theirs. td ameritrade. where smart investors get smarter℠. some things are good to know. like, where to find the cheapest gas in town. and which supermarket gives you the most bang for your buck. something else that's good to

know? if you have medicare and medicaid, you may be able to get more healthcare benefits through a humana medicare advantage dual-eligible special needs plan. call now and speak to a licensed humana sales agent to see if you qualify. depending on the plan you choose, you could have your doctor, hospital, and prescription drug coverage in one convenient plan. from humana, a company with over 60 years of experience in the healthcare industry. you'll have lots of doctors and specialists to choose from. and, if you have medicare and medicaid, a humana plan may give you other important benefits. depending on where you live, they could include coverage for dental, with two free cleanings a year. plus, dentures, fillings, crowns and more. vision, including eye exams and eyeglasses. and hearing coverage, including hearing tests and hearing aids. you may also get rides to plan-approved locations. home-delivered meals after an in-patient hospital stay. an allowance of up to one thousand eight hundred dollars

a year to help pay for essentials like groceries, rent and utilities. even an allowance for health and wellness items. plus, if you qualify, you could pay nothing for covered prescriptions all year long. even the brand name ones. and zero dollars for routine vaccines, including shingles, at in-network retail pharmacies. so, if you want more from medicare, call now to speak with a licensed humana sales agent. learn about humana plans that could give you more healthcare benefits, including coverage for prescription drugs, dental care, eye exams and glasses, hearing aids, and more. a licensed humana sales agent will walk you through your options, answer any questions you have and, if you're eligible, help you enroll over the phone. call today, and we'll also send this free guide. humana. a more human way to healthcare. when you're through with powering through, it's time for theraflu hot liquid medicine. powerful relief so you can restore and recover.

theraflu hot beats cold. (vo) while you may not be running an architectural firm, tending hives of honeybees, and mentoring a teenager — your life is just as unique. your raymond james financial advisor gets to know you, your passions, and the way you help others. so you can live your life. that's life well planned. neil: all right, i wish i could stick around but i have to run in a marathon sunday, so to charles payne, to you, my friend charles: watching the market is like running a marathon. thanks a lot, neil. good afternoon, everyone, i'm charles payne, this is "making money." breaking right now, stocks, we came out of the gate much higher but here is the problem. we're trying t