and maintaining lean muscle as you lose weight. (katie) golo worked for me when i thought nothing would work. what a change it made so fast. (jason) i was 424 pounds. so when my doctor told me i needed weight loss surgery, i knew i had to make a change. i don't ever want to go back to wearing a 4xl shirt or not being able to climb up stairs without taking a break. so i'm committed to golo for life. (announcer) whether you need to lose 10, 20, 50, or over a hundred pounds, lose it the right way with golo. go to golo.com. that's g-o-l-o.com. >> we need somebody in a platoon to make sure diversity equity and inclusion is being honored. >> i never dealt with a group of goldstar families that are so angry and feel so betrayed as this group does for the most insulting thing is they haven't heard from the president since

the withdraw and hear him declare this as an outstanding success is a knife in the back read we are a big winner in decreasing, bidenomics equals war against fossil fuel and equals total failure. >> there are a lot of things in the headlines that people conveniently ignore that tell me we still are on very shaky grounds. i s say were on recession islan. i say it's going to happen ♪ ♪ let's get on with it, 11:00 o'clock eastern time it is tuesday august 8, i want to show you what's going on in the markets, first stocks, the dow down over 400 points the nasdaq and over to her points.

a loss of 1% of all three of those indicators. show me the major banks, here's where the problem starts all of them are down after moody says it's good to take a look at the credit worthiness of ten banks, big and small, they are all down in percentage terms, that hurts the overall market the ten year treasury has been coming down this morning your at 4% on the tenure. that is the markets, now this. here's a question on climate policy, are you prepared to pay up to go green when environmental rules picture wallet in your lifestyle, which way will you vote, were getting some answers from europe of all places. they're probably greener but things are changing, they are not happy with the far-reaching green rules. in britain the "mine and they

have to drill for oil and gas again, the prime minister says why should we buy foreign oil, don't you wish biden would say the same thing. dutch farmers cut the size of your herds and sell land. they are not happy. francis president macron calls for a regulatory break, no new green rules maloney objects to old buildings inspected and renovated to meet drastic climate rules, he said the europeans are asking why the standard of living should suffer while china, india and russia about co2's. here at home biden has forced a radical climate policy down our throats. you have to go electric no gas cars, we cannot get her own oil and gas we go begging to saudi arabia, forget the home appliances in the name of climate reinforce into an economic revolution how long will we be willing to pay for it. the third hour of varney starts

right now ♪ ♪. stuart: edward is waiting for this, jimmy failla is here onset with us all. i can't believe i'm saying this, when will america follow europe's lead. >> hopefully soon when they get their first taste of how this has impacted the quality of life, right now were at a place where the climate change goals are high in the sky and they have been implemented on the scale that the government wants them to meaning the scale that will reduce our ability to do everything that we enjoy in this country, the frustration lies in two parts one is a reality that nothing we do is going to impact the climate and the overall things because china is the biggest polluter by a margin of five. if you look at the planet as a

swimming pool we have created and no ping section but guess was going on on the other in the same thing that will wind up to take it there but that's the reality of where we are, what they're finding out in europe is number one, they're not kidding the benefit in terms of reduction but number two most of the things that impact the consumer are not impacting the person with the regulation of we talk about admissions we laugh at john kerry flying off in a private jet and when we talk about increase cost that is something the consumer bears the brunt of. i think we will wind up following europe's lead and hope it's sooner rather than later if that makes sense. >> i hope so. >> i didn't mean to get analytical people expect me to make balloon animals, scorch you with my lapel. >> this isn't bad i'm going to defend my fashion and designer and his senile dog there both first-class. >> stay out of this. stuart: i had to show you a new

pool, only 24% of republicans would prefer a candidate who is focused on fighting will. 65% one candidate used focus on law and order so was the war on woke dead. >> i don't want to say instead desantis is out there fighting it but what we are learning the average person feels like they have bigger fish to fry in this moment and that's exactly what is going we are all annoyed disney is putting out films called snow white and the seven genders. at the same time is more concerning that you might get mugged on the way to the movie theater then they'd outsource the doors work. >> you always make me laugh. >> stop complementing i'm good have to get my drug dealer arrays let's stay on message. stuart: i'm going to follow up on a story, the single ne-yo came out against parents allowing young children to transition then he made a public apology that he walked back his

comments and now we have another reversal, what is this? >> from the horses mouth not the publics computer i'm entitled to feel how i feel you entitled to feel how you feel if i get canceled for this, you know what maybe it's a world where they don't need ne-yo anymore i don't have a problem i'm a hustler all figured out. stuart: i am with neil on this. >> all the way to the bank you know why he went from an apology to a non- apology he quickly realize you don't gain anything from apologizing anyway you are betraying your honesty points to placate people that can't be placated they're not here for the cause they're here for the control shut up to what we say or will ruin you they don't go out and make a positive impact on the lives of anybody they're trying to defend because i'm a

parent. every rational parent who had the privilege to raise a child will tell you they go through so many stages of development that in fairness to that you should let them grow into who they're going to be in support them being whatever they want, the idea that were forcing a gender change on a child for the time and somebody different conflicts is barbaric it's abusive i am with neil. how about that, that is amazing. >> i did not know i was a dad until i went on mari povich last monday. stuart: jimmy, stay there i have more in a moment, check the markets, this is serious stuff we have a selloff we're going to bring in mike murphy, dow is up 400, dow down 200, s&p down 51, 1.1%, that is a selloff murphy is with me for the hour how did you manage investment money in the political climate we have toxic politics, how do you manage money. >> the important thing a longer-term picture into block

this out. if you're trying to trade around potential laws that are coming in are certain agendas at the current administration is going to focus on and will they be replaced if a new a administration comes in, you cannot handicapped it is hard to have an edge for people watching the one thing that you stay on the market over history. the only thing that i know that's betting a thousand it's worth every single time if you stay invested in the markets never failed. stick with it. >> i want to talk about microsoft and apple both have pulled back not just today but before today and are they the canary in the coal mine for the big tech. >> a lot of pros are talking about that so they have been the leader for the whole market in the pros are saying a 10% pullback could this be the beginning of the end of the rally in am here to tell you absolutely not to have these cavities pullback they ran up 10% and then they sold off after microsoft good earnings, apple

not so good earnings, the fact that they're selling the argument was only a few stocks that are leading the market higher now you want to focus on these two cannot keep the market going, the market is doing just fine no monies coming into the market in the market as a whole the investment is broadening out apple and microsoft can correct as amazon did and googled it and facebook don't read into much and try to time the market and pull out stay with the game plan we've been talking about. >> you're making me feel bad. looking at the movers, eli lilly is a significant mover up 17%. >> the market is down 400 points in eli lilly is up almost 18% a record high of $500 billion market cap now thanks to the obesity module doctors are prescribing more than they can make it.

overall they reported $980 million in bond euro sales in the quarter from 16 million a year ago and is expected to get fda approval to be used for weight weight loss medication as well. stuart: zoom. big news yesterday, the employees have to go back to the office two days a week, the stock is down 4%, they are being forced to rock back there a.i. data training program. if you're in a zoom meeting you would collect data on all of us to summarize the meeting users threatened to boycott they did not want their voice and video being used, how does zoom go forward with training there a.i. systems without everybody's consent. stuart: i say two words, krispy kreme, that means something in this business they have released the pumpkin spice donuts before summer before summer is close to over. look at the stock. >> starbucks is waiting until the end of august and here is

krispy kreme pumpkin squirrel cheesecake donut other pumpkin donuts just in time for fall it is early august. >> the last 20 years every time you bring krispy kreme into the show they delivered dozens of donuts, there always on the show. >> i love that the rolling out donuts in august and were wondering why the fat loss drugs. [laughter] the market is down eli lilly is up. stuart: we're going to head towards a commercial break, we may take a bite during the commercial break, we will see. listen to this, a car dangling from the roof of the home after crashing into the second floor, police don't think it was an accident. we will explain. new photos exclusive shows a cartel gunmen crossing the border armed with rifles dressed in body armor none of them have

been arrested, what is chipper i think about armed cartel members in texas. he is a texas congressman and he is next. ♪ with a majority of my patience with sensitivity, i see irritated gums and weak enamel. sensodyne sensitivity gum & enamel relieves sensitivity, helps restore gum health, and rehardens enamel. i'm a big advocate of recommending things that i know work. there are currently more than 750,000 unfilled cybersecurity jobs in the u.s. the google cybersecurity certificate was made to fill that gap and help grow the workforce

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photos. what they show a group of suspected cartel gunmen caught on drawbridge cameras as they cross illegally into the front of texas area, that is a heavy cartel area with significant drug smuggling and as they move through the brush there armed with rifles and some wearing body armor as they move into the united states. i'm told elite border patrol were called out to the area and they search for the men but were unable to find them this happened days after an arm smuggler was seen at eagle pass, take a look at the images texas dps release and the photos from the drones showing an armed human smuggler with a rifle guiding illegal immigrants across the river right here in eagle pass after bringing the illegal immigrants across he then went back to mexico where he was able to escape, gop presidential candidate and north dakota doug berger ms. here in eagle pass he met up with us and what's happening at the border

is a national security crisis. the national security cost of the open borders would be around for decades in our country of the failure of the biden administration right now. >> down in the rio grande valley border patrol reports what are the border patrol stations encountered over 1100 illegal immigrants in a 24 hour period that happened near lead grill yet texas, they saw 4600 illegal crossings this weekend alone. then we will talk about the fentanyl, lastly take a look at the images, novalis arizona, cbp at the port of entry announcing a single day last week, the officers seized over 870,000 fentanyl pills in three separate bust as well as 14 pounds appear fentanyl powder, the pills were hidden in roofing paper, and a car and strapped to a human body. back out here like to put that

into perspective for you the single port of entry has seized over 40 million fentanyl pills and sent october 1, there are 328 of them in the united states. we will send it back to you. bill melugin, got it again. thank you. congressman chip roy republican for the state of texas joined me now. you just all this, armed members of cartel members with rifles and body armor coming into our country, the democrats are mad that governor abbott is using river boys and razor wire, do you want to respond to the cartel with rifles. >> my reporting and joining from the fire department because we've been dealing with 400-acre fire in southern texas so that's where i am and i want to give a shout out to those guys for fighting the fire but we have a fight that is bigger right now they were having to fight in

texas and you're showing it right now in a shout out to bill melugin for all his great reporting but the cartels are emboldened and empowered by a president hu does not care about our southern border, he is allowing to become completely run by the cartels and if anybody has not seen the frond sound of freedom, go see what's happening in the world and who has the power and who is abusing the young girls, the young children we are allowing to let that happen on our watch, no more, that is my message governor abbott is being sued by the department of fullness security for by this a administration because he dares to try to stop the flow at our border into stop the death, the fentanyl and stop poisoning and arm intruders the president is a administration can go straight to hell, we have a job to do and congress my message to all republican colleagues, we are not we defund the government

that is at war with the people of texas. were not going to find a government that is perpetuated the lawlessness of the cartels allowing fentanyl to kill americans and little girls to get raped in texas. and off, this is our fight, and i'm tired of republicans giving lip service and for years have been supporting it because they want cheap labor we need to re-control our border even robert f kennedy junior gets it we have an obligation to have a secure border. stuart: you want to remove or use the power of the purse to reign in the department of justice in the department of homeland security, you want to cut the funding. would that help the border would help her credit rating? >> our credit rating is in the toilet because we've been spending money that we do not have. we've been saying all year we need to spend at a responsible level and fund the priority of government. one of the priorities is to secure the border of the united states into secure our country, that is the truth. i'm not saying we want to cut

funding but we will hold funding back until this president comes down to the other pennsylvania avenue and walks into the office and says yes we get into her job and secure the border and we're going to sign hr two in the law and pay taxes back $10 billion in because texas does the job of the government and we're going to make sure that we go after the cartels and get the tools necessary to do it and we're going to spend responsibly while we do it. what we had in september republican should have one simple message, no border security, no funding and you will stop spending money that you do not have to continue to fund dhs and d.o.j. that is at war with you making people. stuart: thank heavens for fox that put it on the air and thank heavens for bill melugin who discovers the outrage at the border, congressman chip roy, thank you for being with us, always appreciated. thank you. the uk has been struggling with an influx of migrants as well they were previously being housed and expensive hotel ro

rooms. had they have been moved? and if so where to? >> they have been moved onto a barge in a place called portland port in southwest england, the floating hospital will ultimately house up to 500 men from other sites around the country. uk authorities to your point trying to reduce the number of asylum-seekers housed in expensive hotel rooms that will requisition on an emergency basis as a number of migrants has surged in recent years in the uk. the cost is moved to $2.4 billion last year, that is remarkable. the barge has three stories of closely packed bedrooms along with the kitchen, dining area, common rooms even laundry facilities. no one is happy, local residents are worried about the impact of the community and immigrants rights group say is it appropriate to house asylum-seekers in such

accommodation. uk authorities say people who arrive illegally cannot expect to s stay in a four-star hotel. that is the bottom line. stuart: thank you very much indeed. we're going to check the market we were down over 400 points on the dow industrial, now it's a mere 362 points and that is still 1% down, 200 and for the nasdaq, that is 1.45% down. next case, the heir to the anheuser-busch fortune i should say, the company needs to learn after the marketing mess with transgender influencer dylan mulvaney. rowley. >> trying to push a political agenda in such a way, obviously not the way to learn what sells in america understand what the beer businesses like and sell to those people in that way. beer company should stay out of

the way. big financial story of the day, booties cutting the credit rating of several banks. up next jory wiley the smooth southern accent, let's see what he think about the banks. ♪ this thing, it's making me get an ice bath again. what do you mean? these straps are mind-blowing! they collect hundreds of data points like hrv and rem sleep, so you know all you need for recovery. and you are? i'm an investor...in invesco qqq, a fund that gives me access to... nasdaq 100 innovations like... wearable training optimization tech.

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♪ ♪. stuart: that santa monica, taylor swift, let's point out that is taylor swift and that's also santa monica, california, 68 degrees. taylor swift performs six sold-out shows in los angeles over the weekend. ashley, you have to tell me how much money taylor swift brought into los angeles? >> a boatload, back to you. an estimated $320 million. can you believe this all to l.a.

county gdp according to the california center for jobs in the economy this is a financial windfall came through direct, indirect and induced impacts after her six nights of the 70000 seat sophia stadium in inglewood. the money being generated by the shows to local and state government and the tourism industry and local businesses. a recent survey said concertgoers were spending $1300 per show with a total economic impact of $5 billion that will be generated by the end of the heiress to her previous survey also shows remarkably of taylor swift were an economy she would be bigger than 50 countries. she is an economic. stuart: season was as big as the beatles i don't know that for sure. i am on dangerous ground, don't ever say that. check the markets were down 300 on the dow.

187. still a selloff. let's talk disney. reuters reports the company is working on an a.i. task force that will help cut cost. mike is this what disney needs to turn itself around, a.i.? >> the consumer has spoken in the consumer does not want to be associated with disney's politics in disney's waukomis, that's why the theme parks are empty and that's why people are not going to the movies because parents are choosing to not have the kids watch shows give it a political agenda. stuart: that big of a response from ordinary everyday people. >> that is the only reason the stock is at 86 simply. stuart: i did not realize the reaction was that bad. >> it is a groundswell across the united states were people don't want to be associated with the brand disney they ruined the brand that took so long to build they ruined it in a couple of months. stuart: that's a disaster i did

not realize it's not that tell me about volunteer down 7%. >> they came out with earnings and earnings were good in line in the instituted save a lot of cash $3 billion in cash and they have a $1 billion stock repurchase program and the key story is a.i. this is artificial intelligence play the co covered a lot on the conference call. a little bit of selloff because it wasn't a big beat traders were looking for but watch this with the cash that they have an a.i. push i think there's a lot more upside. dip buying. >> i think there is a lot of upside. stuart: the delivery ups, fedex, ups is down and fedex up, there is a story. >> ups announced their contract with their drivers and their pain a large number of people are questioning whether that

number works $170,000 by the end of the contract per year to full-time drivers. stuart: by the end of the contract, full-time drivers ups gets $170,000 per year. >> correct if you look at fedex, there still demand him or shopping from home working on packages being delivered but at some point when unions push in companies given at some point it's too much and the no longer at it. will see the consumer is going to have to pick up a lot of the cost but fedex not having a higher on the news. stuart: moody's is cutting the credit rating of several smaller u.s. banks putting some of them on a credit rating watch, they warned they may cut the ratings of big things as well. dory wiley the man with the accent joins us now, let's get serious are you concerned about the strength of our banks, big and small? >> i would say this is a continuation of the fear trade with several banks fell in april and all banks hold off until

july and financials are up even big check in july, booties upstate and legitimate claims credit issues that they're worried about, funding pressures continue, new capital ratios but at the same time a lot of this was factored into the banks, the banks have done a good job of managing their credit risk so far and i'm not sure the moody's models is capturing all the risk particularly on the capital side and it's creating investment opportunities. stuart: would you say were not about to see another run on the banks that we saw in the spring? >> not yet not unless we've seen two things a major event that kicks us off into a big recession and to because banks are the fear trade and do we have to save a wave of refinancing commercial real

estate create problems in banks and we have not seen that yet. stuart: thank you very much for jeopardy and in the last minute. we will see you again real soon. dory wiley i'm sorry i do apologize. this is mike murphy, do you have any concerns over moody's downgrades. >> not at all, you look at where this, this is a good headline. if you're sitting at home and you own j.p. morgan stock there is no reason to sell or think about selling or that have any impact on what you doing whatsoever. stuart: let's move on growing calls to boycott harry's razors they have a wave of criticism after partnering with the transgender social media influencer. it sounds like bud light all over again. we are on it. a story dealing with angry customers there fed up with the energy efficient machines, they don't get the job done. jeff flock reports after this.

hi, i'm stacey, and i've lost 60 pounds on golo. (guitar music) i decided to try golo when i had an international flight coming up, and i realized i couldn't fly being the size that i was. my sister-in-law tried golo and had lost 50 pounds, so i thought i'd give golo a try. i didn't expect the results i got on golo. i was hopeful, but i did not expect it to be like this. golo just makes sense. this plan works. (announcer) change your life at golo.com. that's golo.com.

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♪ ♪. stuart: my all-time favorite. john lennon sings it in a voiceless rerun dream, new york city right there. 77 degrees. customers are not happy with the new efficiency standards for household appliances washing machines, refrigerators, a lot of folks are not happy jeff

flock adding appliance store in new jersey. how many complaints as owner received from the new machines? >> a lot more than he used to. this is abc discount appliances discount is one of your favorite words. rich super has been in this business for 35 years. the new appliances, less water, water consumers telling you. >> they got into a point where they used to a half gallons of water for a wash and are trying to make it work to be met used to be 20 or 30. >> early pretty efficient. they wash very well, the fear each time they try to make it lower and lower is going to wash less efficient and have to run it through another wash that's what people are complaining about. >> stewart will be interested in this the thing that they're most concerned is the price and the

prices go up the more efficient they get. the claim on the part of the government you going to save money on this. >> you will, for instance a refrigerator this is not an energy this is normal refrigerator, 899. to get the same thing with the energy logo $250 more in price, your return is not there. >> it could take forever to get the money back on anything you might save on. >> the average life of an appliances tenders so it takes some time to make that up. >> to people choose the energy star because it's more efficient or do they go for the when it's cheaper. >> nowadays with what's going on the go for less expensive most definitely. >> i guess you can sympathize with that because i don't think i've seen a bargain you have enjoyed. >> i snap up bargains, it's my policy. >> can i sell you a refrigerator

cheap. >> no i'm all up to speed on refrigerators new or old i'm done. thank you jeff, see you again soon. look at that can you imagine that is a car stuck on the second story of a pennsylvania home. the small toyota hit a little ramp and it launched onto the top of the home. investigators think the crash was intentional. we still don't know why it is still a mystery but great video. next case lucid the electric car people reported yesterday afternoon the stock is up 5%. i thought it was a disappointing report card. >> on the surface, yes, lucid reported second-quarter revenue that fell short after delivered fewer of the air luxury sedans and expected during the . . . lucid's net loss was 764-point

to million or 40 cents per share but the company says it has delivered 1404 air sedans in the second quarter that again 600 fewer than the streeters expected i know how much you put in store for the street expectation. another $3 billion capital raise in may has extended the cash wave for a year into 2025, the company this is interesting said it's begun to ship vehicles to saudi arabia that has agreed to buy 50000 and up to 100,000 dvds from lucid over the next decade. that could be helping the stock today. stuart: i would say so, expensive machines. got it, thank you. president biden is going to sit down for an interview with the weather channel during his trip to the grand canyon or the interview will air tomorrow. i believe he'll be talk about climate change. show me the dow 30 as we say get

a sense of the market there is a lot of selling we only have five winners out of 30 the rest are losers in the dow is up almost exactly 1%. the university of north texas stepping down the diversity equity and inclusion office they say they're following a new law. is this the beginning of the end for gei on college campuses. we'll deal with it next. ♪

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after taking release, that stopped. with release, i didn't feel that hunger that comes with dieting. which made the golo plan really easy to stick to. since starting golo and release, i have dropped seven pant sizes and i've kept it off. golo is real, our customers are real, and our success stories are real. why not give it a try? stuart: new calls to boycott harry's razors over and add future in a transgender man. could this be another bud light fiasco? >> it could be based on the reaction so far the razor company has put out a video featuring luke pearson a transgender man to promote its products. the reaction is been pretty swift conservative blogger matt walz jumped in saying on x we taken on bud light now it's

harry's turn. others accused harry's a claim arising self mutilation to sell razors, also calling for a boycott of the brand much like to your point people have done for bud light and target. we're going to see but the razor company has maintained and we said this in the past it supports an all-inclusive policy. we will see how this plays out. stuart: i'm going to turn to mike murphy. do you think we could see a bud light situation developing around megan rapinoe? it was advertising various companies and not very popular. >> you could soon and i take a lot of people i heard from were not rooting as hard for the national team as they normally would. i think joe rogan who is well known podcast host, he came out last week on his podcast and said he opened a can of bud light any setting to drink this because i don't agree with the

ad that they put out i'm knocking to follow the group think because everybody is telling me i can't drink it, i like bud light some going to drink bud light. i would like to get back to that point if you enjoy dairies razors you can like the commercial or not like it but i think you should buy a harry's razor if you want, if you don't go by a different razor. the idea let's get our groupthink to go against your groupthink and you cancel me so i'll cancel them let's get away from. if you as a consumer, talk with your wallet and keep politics out of that part of the business. stuart: good sense from mike murphy all over again. thank you mike the university of north texas is shutting down the gei office to comply with the state law which bans them. charice trump is with me you are a critic of the ei programs. why is banning these programs necessary? >> let's not forget gei stands for divide, exclude and

intolerance. the type of behavior. >> you think it does but it doesn't. >> they said diversity equity and inclusion but most of the policies coming out of the department are incredibly exclusive of most students and they do shutdown students free-speech rights and a weaponize harassment policies and biased reporting systems to target and investigate and discipline students for the constitutional labor protected speech this is good news for the university of north texas with a long history of corrupt gei practices that speakers have been shouted down and sometimes physically assaulted and it's a very unfriendly campus to speech and is a good sign to see texas is taken a stance on the issue we went into pull shows republicans are losing interest on the war on the woke only 24% prefer a candidate whose main focus is taken on woke culture. 65% want a candidate whose go for law and order. are the republicans losing their will to fight woke is him?

>> is important republicans amplify the fact that law and order issue is directly attached to the cultural issues that are happening in the country today. when were talking about woke we can't throw the word around we have to define what it is we talk about the ei departments what ideas are they espousing their espousing a concept that we call woke looking at the world through the lens of oppressor and oppressed its marxist ideology and pushing people into the divisive behaviors which are leading to an increase in crime rate if we want better law and order and we need to address the cultural issues and is up to republicans the community that properly. stuart: woke is him is actually in decline, would you agree with that? >> that is the hope we see states like texas pushing back but we need to make sure we keep going all the way we could not stop at a limiting the ei departments we need to investigate universities and other institutions that have

these insidious practices that are built into the policies. stuart: is going to take a wh while. charice trump are you any relation? >> no relation. stuart: i have to ask. no relation, thank you for joining us this morning. we appreciate it. >> thank you for having. what are the heirs of anheuser-busch is a company needs to learn from its partnership from dylan mulvaney. billy bushey says it has no contact with management but offered advice while speaking with hannity last night. >> i had a chance to talk to them i would say understand who your beer drinker is and who your audience is with your brands because trying to push a political agenda in such a way obviously is not the way to go you can tell it hurt sales and sales have plummeted. stuart: bud light sales fell 10% last quarter and lost the title of america's best-selling beer.

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cabinet are there? mike, you've not looked it up, so have a guess. >> i'm going to go number four, 29. stuart: really? ashley, what you got? ashley: that was my guess base on purely the fact that it's so is painfully long. >> that's what i was thinking, ash. stuart: i'll go with 26. oh, how disappointing. [laughter] 23, we all lost. ashley: it feels like 29. mike, thanks for being with us. "varney & company" is done. coast to coast starts now. cheryl: and moody's is in a mood, stuart, thank you. the agency downgrading a bunch of small banks and and putting big banks on notice; generate capital or get a rating cut. our market gurus are here to break down what this means for your money. plus, teamster takeover,