only pay for what you need. ♪ liberty. liberty. liberty. liberty. ♪ stuart: here it is, the wednesday trivia question. who was the youngest vice president? john calhoun? dan quayle? ehrenberg? john breckenridge? what have you got? ashley: don't know. dan quayle number 2. >> i will go with dan quayle as well. i know he was younger. stuart: i would go with dan quayle. the answer is john breckenridge. what do you know? james buchanan's vice president at the age of 36, enough information 57-1860 one. after he left office he served in the confederate army as a general during the civil war. that's it for "varney and company". thanks to mark tepper for being with us for the hour. neil, it's yours. neil: thank you. we are focused on developments

front and center and what's going on in florida of course, the imminent hit we are going to be seeing very soon from hurricane that has gone in and out of four in five back-and-forth over the last roughly 18 hours but it is a monster and milton will be an even bigger monster. we've got you covered with candles sniff in naples, florida. fort myers mayor kevin anderson is back with us and democratic laura congressman former fema director jared moscowitz, what he makes of this and our hurricane specialist brian norcross. we got a lot to get to so let's get to it. first with kindle in naples, florida. how are things looking? >> we are experiencing the wrath of milton's out of rain bands. heavy, torrential rain, gusty wind and tornado warnings. we've artie had multiple tornadoes that have been produced so far today.

one tornado crossed i 75 which is located just behind me. we are located in naples at the golden gate area of naples and just off from i 75 and we are in right now zone d, evacuation zone d but we are six miles away from the coastline in this direction so we've been watching throughout today as folks have been finishing up those last-minute preparations and getting to shelter. we are in a hotel parking lot here in naples and taking shelter because we are under a tornado warning right now, until 12:fifteen p.m. . the area of rotation is located just to the north of us so it's moving away from our location to the north at approximately 55 miles per mph so we are saf right here, however, that is not the case for every one. across the area, across south central florida we are dealing with the same situation and this is several hours ahead of milton's landfall which is

still expected to occur late tonight or early tomorrow morning as a major hurricane, one of the most dangerous and destructive hurricanes this portion of florida has seen in decades. this is a significant concern. when you thing about the fact that here in naples we got nine shelters open to the general public. we have mainly middle schools and i schools. a couple of them 5 miles away from where we are located right now but we are still seeing people on the road. we been checking in with area gas stations. a lot of gas stations are out of gas entirely. they shut down. they've closed their doors, boarded up, they say we are done, that's it. there's a waffle house in this direction, a burger king, they both closed as of 11 am eastern time so this is how it is going. this has been a situation we watched conditions continue to deteriorate throughout the morning. as i've been on the air, motorists, notice how hard the rain is coming down at this

time. in some of these intense downpours we can see rain rates 1 to 3 inches in some cases and the issue is the fact the ground is already soaked saturated, within the last nine days we picked up in naples just about 3.5 inches of rain, there's nowhere else for the water to go. the ground is saturated. you would just think right in. don't want to get too far back. the situation where in naples we are more concerned with storm surge and tropical storm force winds getting stronger, winds gusting 58 to 65 miles an hour, not out of the realm of possibility. we could see storm surge up to 8 feet above normally dry ground in naples. think back two years ago when we had hurricane ian make landfall, immense destruction across southwest florida especially fort myers. we saw 8 foot storm surge

during ian here in naples. this is the situation that a lot of folks are taking very seriously. good to see a lot of individuals are heating those evacuation orders, we are having mandatory evacuations. neil: as your report went on it was getting bad and you were as cool as a cucumber through that. thank you for your reporting, try to stay dry though it might be impossible. updating you on what is happening as a result of this pending storm we just got news that air canada has canceled flights until friday, good luck finding an open airport. most will be closed, probably for the next couple of days. the public in a disney world has done something it has only done 11 other times in its long history dating back to the early 1970s.

it is shutting down following see world and universal, not only some of the more vulnerable larges, all the major theme parks shut down today, see world and universal have done pretty much the same. foxley 6 meteorologist from orlando, how are things looking? >> reporter: it is escalating pretty quickly. when we got here earlier this morning, 7 or 8 hours ago, there was no wind whatsoever. a couple light showers around but it was the calm before the storm, completely quiet. the main event still hasn't gotten here yet. that's not going to be until overnight tonight into tomorrow. we are getting some sustained wind, 10 to 15 miles per hour in and out of some the squalls, heavy rain at times. overall mostly the rain has been pretty light, we've in downtown orlando, heavier rain around but here's the deal with this storm. here in orlando we are further inland, we don't have to worry

about the storm surge like they have to along the coast in your hearing a lot about the storm surge because the storm surge is basically going to be of a historic level. it will be a historic type of thing. bottom line is once we get into the middle of the state, the number one concerns are going to be strong wind, the storm is going to be like a buzz saw, strong wind that could cause long-lasting power outages which that's what most people here are worried about. when you are in a situation where there's not mandatory evacuations, the officials just say have a way of getting to higher ground if you run into flash flooding because that's another big concern too. as you can see, it's not a ghost town here like you are seeing in parts of the coast but this is going to be a very significant storm. even with the latest forecasts coming in of that center of milton coming in pretty well south of orlando, still going

to be a storm that has a very northheavy wind field. it is deteriorating once we get to the overnight and tomorrow morning, that will be the worst of it. stuart: be safe, great reporting. in the meantime i want to bring in the mayor of fort myers, florida, telling his constituents to evacuate if you can, kind enough to join us there. how are you holding up, how is your community holding up? >> kind of like a ghost town. an hour ago i was telling people if you haven't evacuated you still have time, get to a shelter. now that the rain and wind has come and the tornadoes are out there i'm no longer telling people to leave. neil: don't know how widespread it is i hear that a lot of people, a lot of traffic, gas stations are close, don't know how many in your area, run out of fuel. what are conditions like for those who are evacuating?

>> i stayed in the downtown area. i imagine some of the major arteries have been clogged. we hope to they would be clearing up by now i is people get off the roads. is not a safe thing to be out there traveling around right now. lauren: 20 how do you look at it in terms of what they are anticipating from the beautiful city. it will be a shaky night. >> as i have that i have lived through plenty of storms in southwest florida including ian which was by far the worst one which this one has me concerned because that storm surge, potential for it to be very high and we saw four feet of water, 8 feet of water downtown we are going to see twice that. it is going to be devastating. neil: our thoughts are with you. you have a lot on your plate

and you've been working diligently to make sure constituents get out of dodge as it were. thank you. would love to check back with you. we have jared moscowitz, florida democrat you know quite well, house oversight many member but also has the distinction of being the florida director of emergency management so he knows whereof he speaks. always good to see you. sorry under these circumstances. how is florida dealing with this, how are you dealing with this? >> thanks. i represent south florida, live in south florida, we will be fine, my friend on the west coast, here we are again not just heleneve from literally two weeks ago buddy and as well. hurricane ian hit a little to the south of where this storm looks like it is going. everybody from tampa bay all the way down to naples paying attention. this storm seems to have been very similar things where it

takes south and tics south. hopefully everyone heated the warnings, they lived in flood zones abc and were evacuated, hopefully they listened. so everyone needs to pay attention, 60 mile waffle here or there can make a real big difference on impacts in tampa bay or into sarasota. i'm really worried, a strong storm and the wind field is expanded as well through those i replacements. neil: i was looking even where you are on the east coast it is not as if you won't have a lot to deal with. not as much is on the golf side but you could be looking at 50, 60 mile-per-hour winds, a lot more rain as if you need any more of that. on that side of the state where you are how are folks reacting? >> people in florida are well accustomed, they have gone out, gotten gasoline in their car, they have gotten 7 days worth

of supplies, used to be 3 days in florida, we changed it to 7 when i was the director so they've gotten there 7 days worth of supplies, schools are canceled, businesses are close, people are paying attention. neil: are all schools canceled throughout the state? i read that somewhere. schools and colleges are closed today and tomorrow, is that right? >> don't believe it is closed throughout the state but a significant part of the state, when talking about closing schools from orlando south you are talking populationwise, 2 thirds. so businesses are closed. we are seeing tornadoes in my county over here in broward and other places. people are paying attention. i am worried about folks on the west coast at the moment. they have really just gotten battered over the last 2 or 3 years with these hurricanes. neil: there is a back and forth

whose right on this about whether fema is up to the task, not the politics of it that interests me very little but whether it has the funds to deal with this. what's the skinny on that? >> i'm not interested in the disaster politics either. as former emergency management director we have to tune that out. the answer is the drf, the disaster recovery project which they used to respond and reimburse had no money of it left in the 24 budget. there was $10 billion put forward in the first cr that failed, the second cr came forward that $10 million was taken out. they did put language in there that allowed fema to drop down their 2025 budget early which gave them $20 billion to access. 8 billion of that 20 is for a backlog of previous storms people are still waiting to get their reimbursement so they have 12 billion to play with is

my guess in the response to hurricane ian and hurricane milton. they have the funds to respond. if there's another hurricane they probably won't have funds to respond and they probably also don't have the funds to deal with all the reimbursement cities and counties put out to respond and cleanup during these disasters. i'm worried about that reimbursement being slowed down. we can't afford to have millions of dollars out for longer periods of time, fema can expedite the funding but i'm worried they have to watch the dollars because we still have a month left of hurricane season. it is also true that sba is out of money. those small business administration, they have community disaster loans they give out to businesses so when a community is impacted and there is no business or the business is destroyed, the family that owns that small business can make it through and rebuild we knew they had no money when we left on break. i filed a bill to get them 1 billion more dollars to deal with hurricane helenian hurricane milton so that will be a problem.

i'm worried about those community disaster loans not going out. neil: tight for time but i'm curious, full disclosure i own a place in your wonderful state but the fact of the matter is you've got millions more like me who descended on your beautiful state who know nothing about this, they are not aware of the preparation and everything else like hardened floridians are and i'm wondering, a lot of my thinking i came to this place for the sun and the lovely weather and low taxes and all that and now high homeowner insurance fees entire condo fees. how are folks dealing with that? >> this is going to continue to break the homeowners insurance issue we are having in this state. if you look at seniors specifically who live in senior communities who have ho as or condominiums, they have older buildings, community centers where the insurance has doubled, these folks can't have their hoa fees go up because

they are on fixed incomes so it's a real problem in the state and it is not just going to be here. this is coming to other states, louisiana, mississippi, texas, the gulf coast and when it becomes a national issue will require national response was what got to do is figure out how to take these events and figure out a way where people don't have to worry about reinsurance or insurance coverage don't have to worry about reinsurance on those events because that's driving up the cost 25%. not add to the debt or deficit but figure out how the government -- i don't believe government is always the solution but in this case it will be an affordability issue. . 20 good idea, it is done in other states but it is always great having you. your any crazy world. be safe, just be safe and all your fellow florida state

residents. the congressman touched on it, hurricane specialist extraordinaire. this looks like a doozy, that's probably an understatement but how does this rollout tonight do you think? >> it is already happening here. take a look at where the storm is over here and you can look and see that it is moving in the direction of tampa bay. there's been a lot of talk on social media, tampa, it's going to miss tampa, it's not going to miss tampa. might not get the worst surge in tampa and the worst search might be farther south of chama but tampa bay metropolitan area will take a very hard hit but look what's going on over the state of florida already today. there is the core of the storm. we tend to concentrate on the core of the hurricane and the i wall and so forth but there is this intense outer band, another one over here already producing extremely strong

tornadoes for florida, some of the starkest i've ever seen in a tropical system coming here by lake okeechobee over the fort myers area and this is going to move up and swing across the state through the day today. before we ever get to the effects of this which are going to happen somewhere around midnight tonight plus or minus. we also have what's going on in north florida, because this is bumping up against a cold front and we have torrential rain potential extreme flash flooding from about tampa to melbourne and north. all the stuff going on is underway right now. there's a calm, tampa is in it, bradenton and it on down to the center. extreme storm surges south of the cone. all areas on the florida west coast south of the cone are prone to have the water go over the barrier islands into inland areas. the latest computer models,

notice they don't take tampa out of it. the european model, don't want anyone in tampa bay to in the least way relax here. there's a long way to go with those bands, tornadoes, flooding today. than the storm surge comes, then we deal with more flooding and heavy rain and extreme winds tomorrow across the state, orlando, jacksonville, daytona beach, gainesville, ocala, northern part of florida during the day tomorrow until it exits late in the day. neil: unlike helene which went north, georgia and carolinas, this one just after it batters florida goes out into the atlantic. >> goes out into the atlantic and becomes a nor'easter storm and moves away but this is going to have an effect on both coasts, storm surge on the west coast will be the highest, but flooding, room but the cold two years ago the battered the

northeast coast of florida. this one is going to put water back on that coast. they haven't recovered in all areas from that impact. both coasts of florida are wounded at this point and this storm unfortunately will attack both of those coasts. julie: are a weather encyclopedia. bryan norcross on all of that. we are focused on florida particularly the florida keys, vulnerable beautiful part of florida but right now everyone was told to get out, don't know how many ultimately did but it is, shall we say, in danger after this. where ya headed? susan: where am i headed? am i just gonna take what the markets gives me?

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chad program -- chad pergram, the folks who have attended to this, whether they have no money for this doing a lot of talking back-and-forth in washington. >> there should be enough money to respond. even a memo from republicans on house appropriations committee says fema has enough money for now. congress gave fema more than $20 billion before the double whammy. >> i have funding and sufficient resources to support the ongoing responses to hurricane helene as well as hurricane milton. we thought we would go into immediate needs funding in december or january. i need to assess that every day to see if i can wait that long. >> reporter: house speaker mike johnson surveys damage in north carolina today. he refused to summon lawmakers back to washington. some conservatives are willing to spend more money but demand offsets.

>> we will be back in washington, this will be the first order of business but we should definitely take it from other places the government doesn't need to be spending money and. i got a list of stuff i could go through but there are areas how government is spending money and that should not be. it is really just political pet projects. >> reporter: a dhs watchdog reports fema has billions of unused dollars from old disasters it could apply to the current crisis but that requires congress to act. harris oversight chairman james comber wants a complete review of what fema. >> i plan on bringing the fema director in in mid-november. we don't want to do anything to hinder the efforts that are ongoing now but i think a lot of these questions will get answered in the middle of november. >> reporter: when it comes to offsets a senior house republicans source tells fox, quote, that is not going to happen.

it's about the math. the source says offsets lack the votes. the sources the storms, quote, will go on the federal credit card. neil. neil: there's a shocker. thank you very much. chad pergram in washington. to the political storm, shelleye. states that are looking vulnerable if they start thinking that means fema won't help me, fema is not going to get here, can you allay their concerns? >> yes i can. as a state who has had flooding issues and devastating flooding, nothing like we've seen with helene, but we are going to be there for our fellow states and fellow citizens. we are all one disaster away from us being that. the speed with which fema can spend the money is essential because we know that a lot of the needs are immediate.

those are immediate needs that need to be satisfied. that's what you see fema spending now. we will come back and provide the funding to make sure these areas hit by these storms are able to recover and to recover in a good way. i really think that there shouldn't be concerns that they are going to be left behind because we are not going to let that happen. none of us have an appetite for that. neil: similarly, i don't want this to be a political issue but donald trump was raising the concern that fema isn't up to the task of the biggest disaster response we've seen, he was referring to helene but in preparation for this going so far as to promote this narrative that fema is only interested in helping democrats are dealing with this, seemed kind of nutty but i wanted to get your take on that whether that was proper. >> i do think disaster response is so personal. we saw that most magnified in

katrina. if things go sideways on you wear something extremely unexpected happens and you can't get the aid you need as quickly as you can it provokes a huge negative feeling. we want to prevent that from happening. what we should be doing is supporting fema in this response, spreading our military who's helping with response, the national guard, we sent west virginia troops to help, we have churches going, communities going and i think in times of need like this, the after assessment time is the time to come back and say was a particular group favored? was a particular area favored? that can happen. in this case it is so widespread i don't see that happening here. florida has been bashed. i think florida is all over the map in terms of where and who gets hit so we want to save lives and property as much as we can. . 20 no one checks your political allegiance in a storm, you need help and you have the right

priorities. good talking to you again. hopefully we get through this. i trust we will. thank you. in the meantime, we were talking around the sunshine state how widespread this is. i was doing a color map of florida this morning. i get in very early. the fact is if you include tallahassee to naples to miami, two thirds of florida is dealing with tropical storms. when you throw in the population and concentration of it, virtually 80% of floridians are under severe winds and worse. the likes of which we have not seen in quite some time. some floridians would tell you ever. after this.

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neil: take a look at milton from space, images from the international space station. the space coast, the rocket launches, private and otherwise on the eastern side, 2.5 hours, to the other side of the state. a lot of these missions, people buying homes to witness all of this. may be less so these days but clipper which will study the

life hosting potential of the jupiter ocean moon europa delaying its launch. another mission hurricane milton has affected, this is the crew sent to bring down those astronauts and return them to earth, pushing a number of days. the fact is this is some of demand and unmanned missions put off as a result of serious winds from much of florida. in excess of 50 miles an hour and that will be dominant for the sunshine state, nothing as severe as the gulf side but it's get a read on how things look, with michael estine which is also a net cone for severe wind. >> reporter: let me tell you about these winds. i measured them up words of 40

to 50 miles an hour but later today we are talking 60 to 70 mile-per-hour wind gusts possible. look what it's doing to the ocean. we got done speaking to a couple surfers out here and they were like it is like a washing machine is how they described it pulling up all kinds of seaweed and all of that seafoam as well. it is early, tough sort of go of things and we expect to see storm surge too. storm surge flooding is a huge problem especially in florida. i want to show how high the storm surge could get. we are talking about five feet in height in terms of the storm surge. that will washout a lot of the sand and that will lead to some erosion problems. the storm surge issues we are facing, the winds, the rain as well, though not to a huge extent was there are flood warnings toward saint augustine we are tracking. even on the east coast of

florida, hurricane milton's affects will be felt. neil: you mentioned the wind is pretty bad already and it will get worse. >> reporter: worse before it gets better. by tomorrow morning, thursday, that will be the height of this storm. they expect to see numerous power outages here too. folks are hunkering down. got done speaking with a gentleman behind me with a hat on, told me he drove in from tampa and he was not able to find a hotel reservation. he is sleeping in his car where we are just to ride out the storm. lauren: 1 is it with you fox weather guys, you go out in the middle of, for me i would be looking for a restaurant, looking from glass enclosed, amazing stuff. be safe. thank you very much. meanwhile we told you about the troubles they ran into in north carolina and south carolina and georgia with the last storm,

helene. people couldn't make cell phone calls to say nothing of electricity but looks like the fcc granted approval for starling, part of the space x venture to provide this satellite provided service. brendan carr, sec commissioner, what he makes of that. it is a sound idea. a lot of people are taking advantage of it. i wonder why we didn't have more of this before. >> reporter: interesting new technology. rather than going from a satellite with flat-panel dishes people see, it goes straight to your cell phone. the reason you haven't seen it sooner is it is cutting edge technology. the technology, the service wasn't scheduled to be launched until months from now because we needed additional satellites to guarantee the best quality service. a lot of companies would have waited until they had all the satellites, really thankful to starling they are launching this but they are giving it a go with their best efforts,

already seeing a difference with people collecting to 911 the services, getting emergency alerts. in western part of north carolina the communications network was hit hard. lauren: 20 this is a whole new technology. we had the satellites for a while. this is a lifesaving matter and a lot of people saying i can bypass the traditional route and go the satellite root. i am wondering how the fcc grapples with this as the promising new technology takes hold. >> it is cutting edge technology. it's not a substitute for traditional cell phone service or wired internet service but has the potential to offer high speed service once we get these constellations up and running. we are doing our best to support this and we gave a waiver to let them get this going immediately in north carolina, doing the same thing right now in florida. it is a good thing to see making a difference.

other carriers doing the same thing. at&t working to launch one. apple iphone has service that connects as well. direct to sell from satellite service is the new frontier of connectivity. neil: right now providing that for free to help people in distress. we will see how it works out. so good seeing you again. brendan carr. fcc commissioner. we do know this storm is a biggie. by some numbers, something like one hundred $75 billion storm. i don't know how they crunch those numbers but it would make it among the five most expensive natural disasters in american history. following up on that and wall street that is confident there will be rebuilding after this. in an economy that is steady as she goes that could be among the reasons we see stocks moving up. some of the big worries coming down. we will see. in your local community. see what i did there? hey, jackie!

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it's our son, he is always up in our business. it's the verizon 5g home internet i got us. oh... he used to be a competitive gamer but with the higher lag, he can't keep up with his squad. so now we're his “squad”. what are kevin's plans for the fall? he's going to college. out of state, yeah. -yeah in the fall. change of plans, i've decided to stay local. oh excellent! oh that's great! why would i ever leave this? -aw! we will do anything to get him gaming again. you and kevin need to fix this internet situation. heard my name! i swear to god, kevin! -we told you to wait in the car. everyone in my old squad has xfinity.

less lag, better gaming! i'm gonna need to charge you for three people. hi, i'm rashod and i've lost 118 pounds on golo. before golo, i had a very unhealthy relationship with food. i put sugar on everything. i had no concept of portion control. since i started golo and taking release, i don't have sugar cravings anymore. golo versus other programs out there made it very simple. since losing weight on golo, i just absolutely love how i look in my clothes. i feel like i'm 15 years younger. i just feel like a new person. visit golo.com to get started today. neil: but president biden is addressing, saying everything is copacetic. if you are in harms way you have to get out of harm's way because what is going on in florida can produce not only a massive hurricane but a lot of

early tornadoes and tornado activity. a number of other areas where these pop up. lydia hu is looking at how expensive this could get because they are already calculating this will be one of the costliest storms ever. lydia: they are cautioning its early to be offering these estimates but we have analysts from jeffries saying we can see damages between 50, and one hundred $75 billion, this , this is from analysts at jeffries to say if this hurricane, hurricane milton, lance closer to tampa where it is projected to go, could cause closer to one hundred 75 billion in losses. if we see it moving further south towards fort myers, we will see damages closer to $70 billion. for comparison, analysts are

looking at hurricane neil two years ago, category 4 that hit the fort myers area. losses that amounted to $50 billion. hurricane ian considered a one in 20 year event. hurricane milton considered a one in one hundred year event. morningstar is pointing out if we see losses of one hundred billion dollars in that neighborhood, it would put milton on par with hurricane katrina from 2,005 which is still considered the most costly natural disaster in us history. analysts at morningstar described to these losses by today's standards substantial but not catastrophic. moody's estimates taking a look at commercial properties in the path of hurricane milton may estimate 235,000 commercial properties in the path of this hurricane that could be exposed to damaging winds, retail buildings, offices, hotels, apartments. the total estimated value of these properties, one.

one trillion dollars. i want to note this comes after hurricane helene. we saw devastation from florida and georgia into the carolinas and tennessee. moody's is saying of our insured losses from helenthe could be as high as $14 billion. i want to note the estimates are based on the insured property claims. moody's is pointing out a large sum of those losses from hurricane helene where it was more inland, a lot of property not covered by flood insurance was we expect a total economic loss to property far outweigh from heleneither insured property values. adding to the devastation. neil: people can't afford it too. great job, thank you for that. the citizens property insurance president and ceo, tim, i'm reading about floridians who find out they are not covered for flooding or this or that, if they are covered at all, homeowners policies in that state have essentially tripled, premiums have tripled over the

last year and a lot of people saying i will go without. what is going on their? how bad is this getting? >> reporter: this is an example you hear a lot of folks not just in the industry but leaders in government say it it's not a good idea to go there. one of the things that folks raised an eyebrow several years ago was when the legislature passed a requirement that folks in the citizens property insurance have flood insurance. now that we've seen the last few storms with debbie and helene areas are getting flooded that are not in flood zones. it is tough but so important to have flood insurance, not to go bear. neil: a lot of people look at this. if you have a mortgage of any sort, homeowners insurance is required but a lot of people try to find ways around that are get simplified policies such that they are not covered for something like this. >> there's a lot of effort and a lot of energy being put into

not just dropping coverages but creative things we can do, can community banks do a little more? be more flexible? the bottom line is you can pay less if you drop content coverage but you might save a little bit. if there's a storm and you lose everything, was it worth it in the end? it's a tough call and a tough situation. we think the market the we've seen a lot of recovery. we hope the recovery doesn't slow because of milton, but that is something we are going to watch and see what happens. neil: i heard someone mentioning, might -- feel free to correct me, there might be a way to make -- to issue bonds or something that can help folks, and fund some of this insurance that is desperately needed. >> again. there's a lot of ideas being floated around.

i think at this point all ideas are on the table. there's an idea about creating, making citizens the statewide wind only source for coverage. the price tag was too much. we need to explore different ideas, take a fresh look at them but some ideas we have to realize may make the problem worse. may be more expensive. we have seen the market recover. we've seen companies come back into florida. we 've seen a lot of rate filings even decrease in addition to saying the same, a lot of decreases. we've seen a lot of improvements but mother nature is doing what she's doing. we have to see when milton passes how companies are faring. neil: a lot of companies, not citizens, but they hold off from offering policies in the middle of storms. what happens after the storm?

>> you do sort of freeze signing up new business during a storm but once that is lifted, again, we hope the companies that expressed an interest in expanding their writings in florida will continue to do that. governor desantis, our insurance commissioner, they've all done a lot of work to try and do what they need to do to bring interests in a market back to florida. we've seen more capacity and hope that keeps up even after milton. neil: do you worry, florida is a beautiful state, that this is giving people wait a minute, i love it in the winter time, i love the sun and the low taxes but i don't love this, getting second thoughts? >> sure. you do worry about that obviously. but it is a wonderful state, a wonderful place to live.

there are a lot of issues all over the country right now. trying to get through this storm. neil: thank you for joining us. a storm getting ready to hit florida after this. at harbor freight, we design and test our own tools... and sell them directly to you. no middleman. whatever you do, do it for less at harbor freight. save even more at our parking lot sale this weekend. (♪)

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with t-mobile's reliable 5g business internet. employees get the information they need instantly. this is how business goes further with t-mobile for business. neil: key west, florida, southernmost point of the united states of america. it is getting rocked right now. the odd thing when you look at key west and what is happening on the west coast of the state, the east coast of the state, not that wide if you think of it before you get to all points north in the panhandle, about two and a half hours to drive across the state east to west. therein lies a substantial difference in the conditions and the wind. having said that, most of the state will experience at least 50 mile-per-hour winds which is why so many parks are closed. brian brenberg and his colleagues get is going.