research and called coventry direct. they explained life insurance is a valuable asset that can be sold. we learned we could sell all of our policy, or keep part of it with no future payments. who knew? we sold our policy. now we can relax and enjoy our retirement as we had planned. if you have $100,000 or more of life insurance, you may qualify to sell your policy. don't cancel or let your policy lapse without finding out what it's worth. visit coventrydirect.com to find out if your policy qualifies. or call the number on your screen. coventry direct, redefining insurance. >> the big news today, this is the first day that we are not at that elevated fire warning since january 7th when those fires broke out. >> it's really preventing the fire. there wasn't even water in some of these reservoirs that just, you know, just icing on the cake for a disaster.

>> we have a spending problem in this country. so not only do we want to see tax cuts, we actually want to see lower spending. >> the reason hamas came to the table is because of donald trump, that he said there'd be hell to pay if the hostages were not released. >> i have so many friends and family, folks at church that say, hey, you know, we've been up so strong so long, i want to get out of here, and that is not the thing to do. >> i saw a guy at the end of not just his presidency, but his political career who essentially is saying i have nothing to show for this, and it's all your fault. >> the reason donald trump won is because he provided a 180 alternative to the last four years. ♪ if finish -- i won't back down. ♪ hey, baby, there ain't no easy way out ♪ stuart: ah, yes, the late, great tom petty. i love this. they're all hits, you know? and there's new york city. cloudy, a little misty, but

nonetheless, that that's new york. 11:00 eastern time. it is thursday, january the 16th. let's get at it. to the markets. a very narrow loss for the dow and the nasdaq, just a couple of points down, and the s&p just a couple of points up. mixed market, not that much price change at this point. show me big tech. we've got a mixed picture there. we do have nvidia, microsoft and amazon up. alphabet is down. apple down $60 the $231. here's the key to a lot of things, the yield on the so 10-year treasury. oh, down, 4.63%. if okay. put this on the screen. do we have those pictures? [laughter] okay. all right. it's time for my take. i thought we had something else, but we don't. here we go. 3, 2, 1. covering donald trump is a daily exercise in surprise. he is the disrupter in chief, and you never know what to expect. in 2019, his first term, trump floated the idea of buying

greenland. we didn't hear anything about it for another five years. then right after he won a second term, he announced he is still wants it. and he wouldn't mind taking back the panama a canal. [laughter] can you imagine what that did to the foreign policy establishment? they'd all been focused on nato or russia or iran. but suddenly greenland was big news. now, that's disruption. it threw the whole world off balance. perhaps the title disrupter in chief should really go to elon musk. he's become trump's go-to guy for just about everything. he's going to reorganize government. he vets cabinet appointees. he conducts foreign policy. when someone like musk gets into the very center of government power, you can expect serious disruption. can't wait to see what's in those 150 executive orders that are promised for day one of the trump presidency. now, during the campaign trump frequently vealed some ideas we just weren't used to -- revealey can't expect. no tax on tips? where did that come from?

no tax on overtime? no tax on social security benefits? the media didn't know what to make of it. he'd thrown them off balance too. the border, you'll certainly see some disruption with mass deportations. and just wait until he calls a halt to migrants flying in at taxpayer expense. his cabinet appointees are designed for real change. rf fk jr. wants to change the food we eat. chris wright is the drill, baby, drill guy at the energy department. isn't that a little different frommed biden and his green dream? the thing is, america is ready for this. during biden's years, 70 of voters came to believe that america was on the wrong track -- 70%. way want change, and -- they want change, and they like what they've seen so far. 52% approve of his handling of transition. there is a feeling let's see what this guy can do, because we really didn't like what biden did. if third hour of "varney" starts now. ♪

♪ stuart: okay. now we've got it. [laughter] we just received, these are the official portraits of president-elect dump and vice president-elect vance -- president-elect trump. a serious look from president trump and a smile on vance's face. those are the official portraits. this is just coming at us as well. according to new york times' reporter or maggie haberman, tim cook will also attend the inauguration. they're all playing nice with trump these days. my, how things change. brian brenberg joining me now. we're four days away from trump's second term. >> yep. stuart: do you think he can hold on to his popularity? >> i can. i'm trying to think of this in real estate terms because this is trump, a real estate guy. americaen wants a teardown rebuilt. that's what they've asked him to do. and you make a great point. this time he's brought in his

people, the people who on the ground can actually rebuild his vision for maga. and the blueprint, it's not brand new, it's the constitution. free speech. capitalism. borders. things that you ought to defend, you ought to build with. he's got the people, he's got the vision. we're talking about a constitutional disruption, and that's exactly what america needs. stuart: during his farewell address last night, i'm sure you saw it, president biden blamed climate change for the massive fires in california. watch this. >> so much is at stake. right now the existential threat of climate change has never been clearer. just look across the country from california to north carolina. that's why i signed the most significant climate and clean energy law ever, ever in the history of the world. and the rest of the world is trying to model it now. it's working, creating jobs and industries of the future.

stuart: wait a second. is climate change policy working? >> this is, this is such a good reason why biden is gone and harris didn't get into office. you can look across this country at what's happened. it is not climate change that's the problem, it's the people who who run our cities and our states, who refuse to take reasonable steps to prepare for whatever happens, stu. california is a failure of leadership, okay? north carolina, western north carolina is a failure of leadership and fema at the government level to get down there and help these people. don't tell me about a climate change because it's just an excuse for leaders who are there to gratify their own desire to be woke paragons and not their respondent to help -- responsibility to help people live their lives in america. stuart: brian brenberg, good stuff and we appreciate the passion. see you soon. >> okay. stuart: let's get back to the markets, please. there's not that much price movement at the moment. look at this, the dow is down

15, 14 points, s&p's up 10, nasdaq dead flat to just a fractional gain. so not much price change there. can we put up the 10-year treasury, please? if that is an important indicator for the market. the yield on the 10-year has been going up, and and it's up a little bit today. you're looking now -- down a little bit. 4.62%. there you have, that's the 10-year. ryan payne watches the markets for us thissen -- morning. we're seeing very strong bank earnings. does that set the stage for very strong profits in the next couple of weeks from the rest of the corporations? >> i think it does. very, very strong. that's the a way to put it. 50% increase in income for jpmorgan, double profits for goldman sachs, bank of america. and, you know, what they're telling you right now is the ceos of america, they're a back in action. you've seen deal making. they're looking to finance a lot of their investment in their own companies when it comes to, like, whether it's artificial

intelligence with, whether it's infrastructure, data centersment all of that is happening. animal spirits, i think is the best way to put it, are out. stuart: if we get good profits, good earnings reports, the market goes up, is it that simple? >> it's hard to believe. profits go up, markets go up over time. that's my whole job right there, stuart. figure that out. [laughter] stuart: i mean, could -- if the yield on the 10-year treasury went up a lot, i mean, back to 4.80, 4. 90, 5 president, would you tell a different story? >> not necessarily. i think inflationary pressure is real. let's face it, we're up to 4.6, 4.7 on the 10-year treasury. in september it was at3.7. it's come up a lot. it's telling you inflationary pressure down the line here is probably going to be more persistent than not. but some of that is because we have more growth. think about this, or right, if your company has more profits, you're more efficient because of using artificial intelligence, automation, what are you going to do with that money?

you're going to pay your labor with more -- workers more because we have a lay labor shortage. if everyone's spending more money, that that's more demand which pushes prices higher. that's' a 2.0 policy, more deregulation, lore corporate taxes. you're probably going to have more inflation, that's the nature of the beast, and it's normal. 3% is what it's been since world war ii. and the 10-year at 5%, these are normal rates historically. stuart: a return to normalcy. it's taken a while. stuart: there's a development coming at us. capital one customers having problems accessing their money. ouch. what's problem? lauren: i just tried doing it. i can get on my account, but it flashes we're currently experiencing technical issues and are working to fix the problem. cammal one around 5 a.m. this morning many customers particularly on the east coast were saying, look, we can't get

on to our accounts, we can't access our money, we can't send payments and make deposits. this could be a problem. the bank says they're still experiencing a technical issue, i'm quoting here, with a third-party vendor that is tearily impacting some account -- temporarily impacting some account services and payment processing for some of our consumer businesses and commercial bank. there you have it. stuart: we'll take it. thank you, lauren. according to a new report, los angeles fire bosses withheld 1,000 firefighters in the first hours of pal a said fire. critics call that a major misstep, and we're going to report on it. president biden is refusing to give credit to trump for the israel-hamas ceasefire. watch. >> thank you. >> -- credit for this, mr. president, you or the trump? >> is that that a joke? oh. thank you. stuart: seemed angry.

biden's state department says trump was key to getting it done. kyron kiron skinner reacts to all to of this next. ♪ if you're living with dry amd, you may be at risk for developing geographic atrophy, or ga. ga can be unpredictable—and progress rapidly—leading to irreversible vision loss. now there's something you can do to... ♪ ( slow. it. down.) ♪ ♪ ( get it goin' slower.)♪ ask your doctor about izervay. ♪ (i. zer. vay.) ♪ ♪ ( gets ga goin' slower.) ♪ izervay is an eye injection. don't take it if you have an infection or active swelling in or around your eye. izervay can cause eye infection, retinal detachment, or increased risk of wet amd. izervay may temporarily increase eye pressure. do not drive or use machinery until vision has recovered after an eye injection or exam.

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stuart: okay, now this. listen to what the9 state department said about president-elect trump's involvement with the ceasefire if deal. watch this. >> when it comes to the involvement of president-elect trump's team, it's been absolutely critical in getting this deal over the line. and it's been critical because, obviously, as i stand here today, this administration's term in office will expire in five days. stuart: you see that? that's the state department,

biden's state department saying trump had a role in the ceasefire. kiron skinner joins us now, former foreign policy adviser to mr. trump. i think biden got the people to the table with long negotiations for a ceasefire, but it was trump who pushedded netanyahu over the edge to get the deal done. finish do you see it that way? >> i do see it that way. and, first of all, happy new year. it's good to be with you again. stuart: good to see you. >> and these issues are so critical as we face january 20th, the u.s. inauguration. this 15-month war has been devastating on every possible level. but when you have a hostage crisis like what jimmy carter faced, it takes on a whole different level. and when you have americans in particular being held hostage. so the biden white house took this seriously. everyone was working on steroids. numerous trips to the middle

east. the cia director, the secretary of state, the national security adviser, the secretary of defense. but they weren't quite getting there. and i think the election in november with donald trump winning a resounding victory sent a signal the all parties that a new chief would be in town. and it moved everyone along. but we have to give some credit to the biden administration as well. it did evolve in terms of its understanding and diagnosis of the problem. it started in a horrible way, believing the biden white house that iran did not have its fingertips on this crisis. we know that there was no possibility for hezbollah, hamas, the houthis to move if without iranian involvement, direction, support and resources. once the biden administration began to understand the truth,

it opened up the possibility for a better deal. but trump's actions are critical. he's known as the deal maker. stuart: yeah. >> he is unvan isished in his statements. he said there will be hell to pay if the hostages aren't out soon -- stuart: and they were listening. >> i think everyone took him seriously. [laughter] stuart: yeah. you have got to take this guy seriously. the trump team is reportedly preparing foreign policy strategies involving oil sanctions. this is according to bloomberg. trump could use oil as a way the try to end the war between russia and ukraine. he could also use oil to put more pressure on iran and venezuela. what do you think of trump using oil as a political bargaining tool? >> this is really kind of back to the future. if you look at the first trump term, the maximum pressure campaign on iran which included oil sanctions as a central pillar is about to come back. but it's going to be expanded to other countries.

that's one point. second, remember early in the trump administration, the first trump term, trump talked a lot about maduro, about venezuela, why is this happening, why is he still there. this will be one of his number one priorities, dealing with the crisis in venezuela which is unimaginable, and it's right in our own hemisphere. so i think we'll see oil sanctions, maximum pressure campaigns expanding not just the iran, but to other a malign actors. and trump has also said, and you've heard him say it many times, he wants the war between russia and ukraine to end. he wants a deal soon. so this is deal making at a international level that we haven't seen in a very long time. i think the first few months of trump's presidency will be the most exciting because we will see a new map in terms of the

middle east and europe, a new gee ogg if my will take place -- geography will take place that'll be marked by the ending of wars. stuart: you've got us excited. i've got one more. new photos showing mayor karen bass attending a cocktail party in ghana just as the wildfires exploded. you live in los angeles county. what are your neighbors telling you? do they want bass recalled? >> they do. this is so sad. i took a red eye are from los angeles to d.c. just to be on your program. and to escape los angeles, by the way. it's a horrible scene. it's like a war zone. so many friends and colleagues have lost their homes. they have to start all over. and they're dismayed. many of my friends and colleagues are democrats, liberals, just californians, good americans, and they believed in karen bass, and they believed in the governor. they didn't understand the depth

of their globalist instincts and their globalist ties. the mayor said when she campaigned, if she won, she would not do international travel. i think she's done about five trips. and she's much more tied to transnational elites than she is to her own county. and we're just devastated by the lack of preparedness for something that one can expect in southern california, win, the santa ana winds, and fires which are just part of the culture. stuart: i'm glad you took that that red eye to get to d.c. to be on the program today because you've added real value to the show today, and we appreciate that. kiron skinner, everyone. we're going to see a lot of you, i can tell. see you later. >> thank you. stuart: now this. we're learning more about the initial response to the fires in los angeles. lauren, the fire chiefs were holding back resources? were they? lauren: according to internal

fire department records released to the los angeles times, absolutely. the fire department said five engines to the palisades fire. they have 40. they have 40, they sent 5 reportedly. and the department held back 1,000 firefighters. fire chief kristin crowley says, look, my department had to make decisions based on limited resources because of budget scuts. we had to -- cuts. we had to manage everybody in the city and respond to a fire that could break out. well, the los angeles time spoke to former fire chiefs, and they all said this was mismanagement. more fire engines should have been pre-deployed where they kneaded to be. -- needed to be. mismanagement. stuart: check those markets, please, not that much price movement after big gains yesterday. dow down 70, nasdaq down 32 points. coming up, president-elect trump raking in the cash from wealthy donors. he can't run for president again, so what will he do with all that stockpiled cash?

if the stockpile remains. [laughter] voters really seem the like their incoming president. polling shows trump is the most popular now than he's ever been. can he keep up the momentum? we'll hear from kennedy on that. she's checking her phone at the moment, but she's going to walk towards the set. [laughter] ♪ ♪ you'll hang with the right cohorts, you'll be good at sports -- ♪ know the slang you've got to know ♪ ♪ only servicenow connects every corner of your business, putting ai to work for people. pfft ... every corner? every corner, nick. ow! so kate in hr ... hey kate. can focus on people, not process. oh actually, i have a question ... keep up, nick. do you have to be sick to take a sick day? patty in it is using ai agents to deal with the small stuff,

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stuart: here's an important programming know. fox sports just announced a multiyear deal with liv golf. starting next month, fox sports will provide live to coverage of liv golf events throughout the united states. more than half of the league's schedule will air on fox and fox sports 1. other rounds will be available on fox sports 2, the fox sports app and right here on fox business. liv golf coverage will be streamed on the fox sports app. believe me, folk, you're going to see a lot of liv on fox. more sports news. fox sports is taking over tubi, the free streaming service. featured content will include a life preshow titled the tubi red

carpet of super bowl 59. of course, you can watch the big with game live on fox on sunday, february the 9th. lots of news there. check the markets, please. not much price movement. dow's down, nasdaq's down, s&p up 6. lauren's looking at the movers, and you are starting with -- lauren: symbiotic. stuart: okay. lauren: they make robotics, and they make them right now for walmart, and now they're acquiring walmart's entire robotics business, the stock up basically 20%. this will expand the use of a.i. and automation in the walmart supply cheap, can and symbiotic has a big piece of that. stuart: southwest airlines. are hay being sued? lauren: by the transportation department for chronic delays. this happened over two years ago, and it was on two routes. now the lawsuit. we'll see what the trump administration does -- stuart: take a lot of money a off them two years after the event. what good is that going to do?

the latest fox news poll shows trump the most popular he's ever been. he got 52% approval on how he's handling the transition. alexis mcadams joining us from west palm beach, florida. what do you think is behind the boost in support for trump? >> reporter: well, it's interesting, stuart, just to see all of these people flock here to south florida because they're bending over backwards now. they want to meet with him, they're asking for meetings, donating to his campaign, and now that he's going back to the white house, they're hopeing he's going to let them into the inner circle. take a live look at mar-a-lago, people have been coming and going for days. these are some of the most important business people not just in the country, but all across the world that are heading to the south florida. some of them have been coming and going. elon musk, jeff bezos, mark zuckerberg and sam altman are all coming in and out of there, and they're going to be sitting front row at the president-elect's inauguration. the chief execs of tesla, amazon, meta and openai have

been meeting with trump, zuckerberg's even throwing trump a party in d.c. before the inaugural ball which is interesting because he previously banned him from facebook and instagram. so how quickly things change. trump used social media sites like tiktok to boost his popularity during the election. young americans learned about his campaign specifically from that site. now he's considering an executive order to save tiktok from a potential u.s. ban, and a source familiar confirming to fox this morning that the head of tiktok could also be at trump's inauguration. this as the incoming national security adviser says trump's looking to make another deal. >> he's going to protect their data. there's people out there who don't want the u.s. government seeing data and passwords. we certainly don't want the chinese government seeing it. he's a dealmaker. >> reporter: companies like coca-cola are also trying to align with the incoming administration. the chairman and ceo of the koch company giving the president-elect this the

inaugural diet coke bottle, and it is his favorite drink. i was reading an article, stuart, that said how he had a button the oval office that he would press, and diet coke would be brought right to him. the world economic forum, as you know, is also going on at the same time as the inauguration, but a lot of these big names in tech and business are skipping davos and heading to d.c. stuart? stuart: skipping davos, oh, the horror. [laughter] >> reporter: i know. [laughter] stuart: alexis -- >> i've never been, by the way. >> reporter: me either. stuart: now is the perfect time to bring in kennedy -- >> hello, darling. [laughter] stuart: welcome to the show. you're not going to davos, i'm sure. >> i go every year on my private jet. stuart: yeah, right. [laughter] can i get to the first question? >> please. i've been waiting, stuart. [laughter] stuart: it seems that america really likes the new president. he's more popular than ever. why do you think that is? >> because they've seen both

versions of the trump and the anti-trump, and they like the trump version better. people have had a hard time over the last four years with the biden administration, and, you know, i was watching his farewell address last night, and it was pretty delusional. it really didn't acknowledge the pain that people are going through which forced a lot of independents and some democrats to -- they felt they had no choice. they want a different way of life are. they want more choices. and, you know, they have been so hamper filed this add administration who's telling them -- hamperedded by in this administration who's telling them everything's great, what's wrong with you? you're so thankless. a lot of people are grateful that they get to turn the page. turn the page. [laughter] stuart: this is just coming at us. you'll like this one. abc news reports that nancy pelosi will not be attending trump's inauguration. >> what? [laughter] stuart: he's going to be heart broken. she's not going. michelle's not going. >> that's actually more

interesting than nancy pelosi because i think michelle obama is more of an intriguing person the people outside of politics. and, you know, she skipped jimmy carter's funeral, which if she were doing that for spite, i think it's kind of lame because i know that the obamas were close and had a nice relationship9 with the carters. and that's when you should put politics aside. the inauguration, i get it. i'm not even wasting my time on donald trump. like, he is just nonexistent to me, and i'm going to goly my best life on nantucket or martha's vineyard or war i am. stuart: we used to call that valley girl. >> yeah. in my mind, anyone who uses that sort of rationality is a val. gag me with a spoon. you're so gross. donald trump? i'm to not even spending any time with you. i can't believe barack obama sat and made jokes with you with. disgusting. stuart: that was very good. [laughter] and i'm not going to attempt to imitate it. that would be a ratings

disaster. listen to what karine jean-pierre a had to say -- >> oh, kjp -- stuart: yes. when asked if biden was planning to issue more pardons. watch this. >> i'm not going to make any commitments, lock ourselves in into a potential, another opportunity to ask questions about the pardons. but what i can say is stay stay tuned, and there'll be more to share, and i'm sure the president's going to want the continue to engage with all of you in the next couple of days. stuart: kennedy, do you think we are going to see a list of pardons still to come? >> i think we will. everyone has checked out. dana perino made a great point last night, the speech writers have checked out. she mentally is already at msnb- [laughter] you know, if that's where she's going. everyone's boxes are packed. i'm sure there'll be -- i'm sure liz cheney is peeking through the windows like, sir, are you in there? can i get the pardon now? sir? [laughter] so we'll see. stuart: you're a great

performer, kennedy. >> thank you, stuart. it's all i've got. stuart: don't be such a stranger. >> i love being here with you and lauren. you guys have a tremendous show. you provide a great service to people, investors like me who don't have a dime but want to be filthy rich. stuart: time's up. the gnatly section is -- flattery section is over. thank you, kennedy. >> thank you. stuart: donald trump's getting a very big infusion of cash from corporations and wealthy donors. when you stop laughing, lauren, tell us how much -- lauren: half a billion. money keeps coming in even after he won, and this is the sum, you're looking at it, that they expect to have by the summer. so he can't run again, obviously, but he could use the money to help republicans keep control of congress in 2026. and, you know, the treasury secretary nominee, scott bessent, he said, look, what i know about trump is unlike other politicians, he really likes to get into the financial side of things. he likes to talk about it.

and axios is reporting that when people, when all these executives come to visit trump at mar-a-lago, he's literally e pulling their balance sheets and saying, oh, look, and talking about their business and saying i can make you more money -- [laughter] and that's part of the way he's getting the donations. stuart: really? lauren: yeah. stuart: here's how you make more money, tie up with me. lauren: well, it's not a negotiation like that, but he understands their business, and he's showing them that he does. he's a business guy. stuart: so business and the billionaires are funding future campaigns by republicans over the next few years. that's what they're doing. lauren: partially, yeah, because j.d. vance just held a huge palm beach fundraiser, 250k a plate. stuart: not bad. remember this terrifying video of gang members terrorizing a colorado apartment complex back in august? a judge has just ordered the emergency closure of that building. what took so long? we'll ask cynthia with romero.

she took that video , and she joins me next. ♪ if. ♪ ♪

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stuart: three venezuelan migrants including a high ranking tren de aragua gang member are accused of selling guns in new york city. they've all pleaded not guilty in court. c.b. cotton joins us. how many guns are we talking about here? >> reporter: 11 guns from september up until just last week. a source tells me the three migrants each entered the country illegally sometime in 2023, and for at least two of them this is just their latest arrest on a growing rap sheet. so investigators say suspected high ranking tren de aragua gang member stefano is the the youngest of the group and called the shots for the illegal gun sales. we learned he has four priors, a bench warrant out for his arrest and was previously stabbed according to his attorney who

described his client as a modest man and an asylum seeker. the judge snapped back saying just because you come are if venezuela doesn't make you an asylum seeker. she ordered him held without bail. another has a previous conviction in new york city and was arrested in connecticut. the judge said in court that while serrano has not been in the country for long, his criminal record is lengthy. bail was set at $50,000 for the third. his attorney says his client was working as a delivery driver for doordash. prosecutors say he was helping to sell the illegal guns also up until last week. this 31-count indictment shows messages the men exchanged telling potential buyers about gun specs, prices and meet-up points. investigators say cash was exchanged for these high quality weapons including semiautomatic pistols, shotguns, rifles and ghost guns. court docs say one of the guns

had a switch to turn it from semiautomatic to an automatic weapon. new york city mayor eric adams met with incoming border czar tom homan last month saying this city will not be a safe haven for migrants who commit violent crimes. adams said just this week he plans to meet with president-elect trump and his team, and all of this is in the works. stuart: the c.b., thank you very much, indeed. a judge in aurora, colorado, just ordered the emergency closure of an apartment complex which had been overrun by migrant gang members. the judge called it an immediate threat to public safety, immediate threat. cindy proromero brought this problem to light when you shared that doorbell video of the migrant gang. explain to me, why did it take so long for something to happen? >> i really wish i understood. it's, it's been a problem since august of last year. the city knew about the problem

way before that. i don't know why it was allowed to stay open for so long. stuart: one of the -- now we know that one of the migrants from the video that you shared was arrested and released four times before that break-in. he also had a deportation order against him. who do you blame for really a gross failure of holding these people accountable? >> that was the previous administration, the city manager, the entire city of colorado. the governor's complicit. they were all covering this up. and they continue the cover up and gaslight and downplay it. and these people are committing crimes repeatedly, getting released on bond or not, and they're right back into the community creating more havoc. stuart: does it continue to happen in aurora? venezuelan gang members? >> oh, yes. this is, unfortunately, mine was just the first that was, you

know, publicized because i put a face to it. finish the people that they interviewed after my video, they all said that there were no gangs there. so everybody, everybody was many disbelief. nobody believed that it was really happening. so it made it really hard to convince anybody to go in there and, you know, confront the crime. stuart: yeah. i remember when it broke out, people deny believe you. cindy romero, thank you very much for coming on the show. thank you very much, indeed. >> thank you so much for having me. have a good day. stuart: the california fires have burned over 40,000 acres, destroyed more than 12,000 structures. this destruction is shaping up to be a reckoning for the insurance is industry. our next guest specializes in property insurance solutions and catastrophe-prone areas. he says the fires should not have been a surprise. ♪

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let's go boys. the way that i approach work, post fatherhood, has really been trying to understand the generation that we're building devices for. here in the comcast family, we're building an integrated in-home wifi solution for millions of families, like my own. connectivity is a big part of my boys' lives. it brings people together in meaningful ways. ♪ ♪ stuart: all right. let's go to the fires back in california. the santa ana if winds have eased for now helping firefighters contain more of the flames. bill melugin joining us from pacific palisades. what's the forecast, bill? how long before the winds pick

back with up if. >> reporter: stuart, it's supposed to look good going into the weekend before the winds potentially pick up next week. this palisades fire first broke out over a week ago, and they are still looking for and finding bodies here in the rubbling of these destroyed buildings. we are now up to 24 confirmed dead as a result of this fire and the eaton fire. in the meantime, fire officials say despite active flames being put out here, they're still mopping up hot spots and containment lines, dealing with all sorts of hazards and power lines down. the cause of this fire still under investigation, but the atf says they're running down 150 different leads. take a listen. >> some of these leads is have come from homeowners, witnesses and videos submitted. we have investigators scouring video from state-owned cameras that were in place in the area. from residents in the area and social media posts.

we don't start at the time of the fire, we look at hours and sometimes day before the start of the fire. >> reporter: and as for l.a.'s mayor, karen bass, she is in all sorts of hot water politically. she was at a cocktail party in africa when this palisades fire first broke out. she's also getting criticism of her handling of the la afd budget. she spoke at a disaster assistance center last overnight where she said she wants to cut red tape and help people get back on their feet. as for the eaton fire, the death toll in at a dean that continues to rise -- altadena, at least 16 bodies found so far, more people missing, and last night attorney ben crump announced a wrongful death lawsuit on behalf of one of the victims of the eaton fire. he's claiming socal edison was the cause of the fire. take a listen. >> we filed this the wrongful death lawsuit in l.a.'s superior court based on negligence and

violation of some of the california codes that are all e fume rated in our complaint. enumerated in our complaint. in layman's terms, it was negligence. >> reporter: well, the cause of the eaton fire has not yet been determined but, stuart, you were mentioning we are expecting more santa ana winds arriving sometime next week. forecasters say it shouldn't be nearly as bad as what we saw out here last tuesday. back to you with. stuart: thanks very much, indeed. my next guest specializes in property insurance solutions in catastrophe-prone areas like los angeles. he's the founder and ceo of green shield risk solutions. patrick, why did the fires take the industry by surprise? if there's nothing new in wildfires in californiament -- california. >> no. and thank you, stuart. there is nothing new. santa ana events have been going on since, you know, as long as

any of us can remember, and we know that the areas that were impacted are in the wildland-urban interface. this is not the like a category four hurricane hitting chicago. these are events that we model and could have been predicted. there are some elements that are a bit of a surprise, so this is supposed to be the rainy season in southern california, so the timing of this event is a little bit of a surprise, but we know that there was virtually no precipitation in l.a. county over the last 90 days. we expect santa ana events, these were particularly tough events, probably the toughest in 20 years, but the conditions in the area were absolutely areas of high risk so should not have been a surprise. stuart: odds are if i owned a home that was damaged in the fires, i wouldn't get fire insurance in the future, would i? >> well, you will for 2025. and so, you know, the california department of insurance has put in a moratorium, and so there won't be cancellations, there

will not be non-renewals for the balance of this year, and i think that's important, and that should provide some stability to the market. i'm certainly a supporter of that. i think longer term, i think we have some deep challenges, and i don't think this is just a california issue, i think this is a western u.s. issue, but, yes -- stuart: bottom line, insurance is going up. the premiums are going up. there's no way they come down, is there? >> undoubtedly. undoubtedly, we need to do two things. number one, we need to start thinking about vegetation management, ask and we need to to start thinking about risk mitigation and home hardening. yes, i think insurance premiums have to match the risk. stuart: patrick, thank you very much for joining us, i know it was short. but you gave us some vital information, and we appreciate it. >> thank you. stuart: change the summit. let's give you the thursday trivia question. who was the so 10th president of the united states? john tyler? james polk? zachary taylor? william henry harrison? the answer when lauren and i return. ♪ ♪

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will plunge into disarray. ♪ stuart: and here we go who was the tenth president of the united states? lauren? lauren: john tyler. stuart: i'm guessing polk. you got it right. the answer is john tyler. he was the tenth president of the united states when president

henry harrison died in april 1841 first vice president to succeed to the presidency after the death of his predecessor. there you have it. don't forget to send in your friday feedback, for this week. remember, varneyviewers@fox do.com.tomorrow our 15th annivey share your favorite memory from the show with us, we like short messages send them to varneyviewers@fox.com and don't forget "making money" with charles payne special unbreakable investor in the new guilded age today at 2:00 p.m. eastern with charles. that's it for "varney" & company. cheryl it's yours. cheryl: stuart, thank you so much appreciate it. happening right now, everyone, we've got a gaggle of trump nominees in the hot seat making their cases for senate confirmation. front and center is the confirmation of scott bessent. he's trump's pick for treasury secretary. plus, an 11th hour hold-up in the israel-hamas cease-f