stands. allstate is going to benefit from the hurricane season. >> gary, bull or bear. >> here is my hands. >> here is good insurance for you. watch cavuto on business. captioned by closed captioning services, inc. well, they say that cash is king but when it comes to union spending green in wisconsin is might not be enough to take the crown. welcome. i'm neil cavuto and fox on top of the money in the badger state. three days away from republican governor scott walker's recall election. reports are are that union groups have already poured more than 8 million bucks to get it out. walker actually widening his lead in the latest polls. and with unions poised to pump 400 million bucks to help get democrats across the country elected in november, is wisconsin their waterloo showing us is that money might hot be everything? to ben stein and charles payne along with michelle and

charlie. >> the union money cannot compete with the enthusiasm going on in wisconsin from the grass roots groups. if you look, governor walker 70% of his political dough nations are under $15. this is just like $10 from regular folks. $20, $15 and there is just a lot of enthusiasm there which is great because unions is are basically exhausting their resources and energizing the conservative movement out in wisconsin. >> you know, polls are one thing. the actual vote is tuesday. but if it goes that way that they lose, a lot of union members who were sort of chasing their dues going to do this might start nationally rethinking things. >> absolutely. you. >> know what the democrats are probably going to be really -- they made a big mistake and they thought this would be their moment and they would win this and the union movement would somehow be reenergized. michelle is right about the

money thing. look at the mid term. and wisconsin we are are seeing union membership fall completely apart and it is the same unions that put millions and millions. borrowed months of private sector any and still couldn't buy the mid term election. this is frightening stuff. they have the money and they control the democratic party but they don't control the outcome. >> i look at this not really as liberal conservatives or conservatives winning out and grass roots tea party. i think there is a referendum on what is going on in the country right now. right now people are scared to death about debt. not so much taxes but really about the mottes of debt and there is -- mountains of debt and there is runaway spending. and this is why i believe the obama administration is going so far hard left on the social issues because they have a real problem with sort of meat and potato issues like debt. the country right now is worried we are moving towards greece. this is a purple state. remember, democrats usually win this state.

>> since 1988. >> and this is a referendum. >> neil: ben stein, the union money involved if it fails to get the result it wants then what? >> i think we see an inflection point to use charles' extraordinarily good phrase against the unions. union membership is falling apart only not only in the private sector but you starting to collect downward in the public sector. union money has never won an election. i think mr. obama should be extreme le worried. union support is not going to pull him out of the fact, the painful truth that he has been in office now for 40 months and the economy is still in a terrible, terrible dive. he has not been able to achieve anything like what he said he could achieve. he said, yes, we can. no, we can't. he said change. no, not change. it is the same democratic wild deficit spending. i think this election is going to show that even with the unions pulling out all of the stops people see the truth that

the democratic solution is not working. >> neil: adam? >> i think we are having a horribly lopsided conversation here. >> neil: we always do. >> first of all, money isn't the only factor in an election. i don't have the numbers at my finger tips, i wish i did. we haven't said anything about what the other side is spending in favor of walker. one more point. no surprise that the unions would "pull out all of the stops against scott walker." he pulled out all of the stops against him. >> how many union -- >> they went right after him -- hold on, i'm not finished, charlie. >> but you are saying something. >> right off the bat, it isn't a national thing. it is a wisconsin thing. >> he didn't pull out all of the stops. how many people has he laid off from public sector unions. zero. that is pulling out all of the stops. >> he made some marginal changes to collective bargaining. he has taken steps to rein in

the fact that if it you are fearman, i love firemen but after 0 years you shouldn't get three quarters salary in guaranteed pensions. >> neil: i just want to again a little off subject here. many say scott walker went too whether allowing people to vote whether they want to be part of a union damaging or not is in eye of the beholder. is it your sense if unions do fail and we don't know yet that they will look a little bit like a paper tiger. in other words, nationally they looked like a bullet proof entity that they pour money in and they can bring out the resources to bring out the vote but they might look vulnerable. they might look like the end of the wizard of oz and you realize it is an old dude behind a curtain, not the threat that people made it out to be. >> certainly and people talked

about how much money scott walker is getting and these are small dough nations. regular folks. >> he is getting a lot of big money. >> but a lot of young folks. >> they are both getting beg months of private sector in i so that tells you something about how big a deal this is. >> that is my point. >> i think it is going to have a huge effect on unions and exhaust their resources and this is great for the gop and for romney because now unions won't have the resources to throw all into the obama campaign. >> neil: the one thing -- one second because this is a crucial point. i think there is the assumption that union votes are always democratic votes. the fact of the matter is scott walker's popularity has surged. new jersey, chris christie about's popularity has surged. but i am saying charles is something that to that maybe we treated this as a monolithic liberal bastion and it is not?

>> what people are staying in wisconsin how many people are leaving the public sector unions. are it is amazing. he has given them something that we all enjoy. democratic choice. and i can toolly lead the union. i'm not forced to pay dues because i have a specific job. be that is amazing. >> neil: and leave it up to them. you don't have to be part of the union. >> absolutely. >> the assumption that the union vote will always be liberal is completely wrong. remember back in the '60s and '70s when george wallace as extreme racist and not a great person morally won enormous majorities of the union membership vote in states as diverse as wisconsin, oregon and massachusetts. that cannot be assumed that the union vote is a liberal vote. >> i think you you have to delineate between private sector union. my dad was a construction worker, not a racist. voted for richard nixon. public sector unions are never going to move to republicans

never. they may not matter but they will never move -- >> i totally disagree. i never met a democratic policeman or fireman never in my life. >> they keep putting jerry brown in office and guys like that. >> adam, a final point here. >> i'm from chicago where are there are are plenty of democratic firemen and policemen. we can't have it both ways here. either they are on death's door or they are the most powerful interest group in america. i don't think either one is true and i don't think one election is going to be a referendum on union power. >> neil: i find it interesting, adam. a little more than a month ago a lot of prominent democrats were saying this was a crucial battleground and then when they started seeing the polls it isn't that important, really not that big of a deal. you have to admit. that is what i do. i say well, this wasn't important. >> or sort of a moment of silence in a show. then there is this. >> a fun feeling to be part. and everybody wants to be in your position.

>> always had a sense of believing in each other. >> he leads the game and i know you think everybody does but they don't. >> he really does. >> and i really do. i do love the game. and in fact i live the game and i'm not talking about winning the stanley cup. i'm talking about our winning coverage of the wisconsin recall election. we already told you about the big money that is at play in the state. but this election is going to be about big money attack on the entire country and we are there to cover it all live on monday and tuesday from madison, wisconsin. we will hear from wisconsin governor scott walker and likely his democratic challenger and all of the union officials trying to end the governor's rule. you can catch it at 4:00 p.m. eastern time on the fox news channel. in case you didn't know on fox business network as well. speaking of which effective monday we move to 8:00 p.m. from 6:00 p.m. so naturally that puts us up against bill o'reilly. i know what you are thinking.

neil, why are you teaing on "the factor." because i want to. and bill is nervous. bill, see me. looking at you. you getting nervous. me. >> i'm betting on you. >> watch the irish guy. all part of our new fbn lineup starts up at 5:00 p.m. with melissa francis and throughout the night. the name in business news, fox. when we toppled some legends as you know it. first anderson cooper and then o'reilly and away we go. up next, millions still out of work but many on extendedts unemployment benefits.'m n we're on it. ons. i'm making the most of my money. and seven-dollar trades are just the start. i'm with scottrade. i'm with scottrade. i'm with scottrade. and i'm loving every minute of it. [ rodger riney ] at scottrade, we give you commission-free etfs, no-fee iras and more.

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live from america's news headquarters i'm kelly wright. president obama using his weekly radio and internet address going on offense after yesterday's dismal jobs report saying there are several bills that would help jump start the economy but congress needs to act.

>> now, is not the time tore congress to sit on its hands. the american people expect their leaders to work hard no matter what year it is. that is what i intend to do. and i expect democrats and republicans to join me. >> meanwhile, texas senator john cornyn delivering the republican response blasting president obama and congressional democrats for neglecting potential year end tax hikes of nearly $500 billion that some have called tax mageddon that he says could push the nation's economy back in recession. i'm he kelly wright. back to cavuto on business. for all the latest business headlines log on to fox news .com. >> time is running out for the 99ers. the extended jobless benefits for 70,000 jobless americans set to expire next month. the total level to 500,000 so far this year. job openings at the highest level now in four years. charles payne finds a disconnect. the jobs are there but what is

going on? >> listen, we have haded a situation where people have actually been encouraged not to go look for work. wait for the perfect job be to come around. we will take care of you and you will get extended benefits. we created a society where people have been encouraged not to go out there or wait for the perfect job. the bottom line. human beings have a survival intent and especially in america. i do worry about the occupy crowd and some people who might have been sitting on a sofa for too long. to your point there are jobs out there. people looking for work becomes a self-fulfilling prophecy. things will get better when people believe they are getting better. >> don't you feel smarmy penalizing people who are are being penalized by obama economics. my dad bar tended, drove a cab, did what he had to do.

we have an economy where people are falling out of the work force. unmany ployment rate going up. a really nasty economy. why are we penalizing people hardest hit. >> historically, people have been on unemployment for six months. do you penalize someone by telling them to get off the sofa? >> sometimes you are. >> the data doesn't back you up. the data doesn't back you up, charles because the benefits have been expiring in various states. it is the last ones that are finally coming up and we saw this horrible jobs report last week. we will pay for this one way or another through extended unemployment benefits or various safety net payments direct payments. >> i. >> neil: i think the point of this was and maybe i wasn't clear and i apologize but ben stein i think that all of the existing programs to extend the benefits what have you provide a buffer to keep people at home p and that the margin leads

them away from the help wanted ads because they don't need to. >> we are paying people not to would work. my heart totally goes out to people who don't have jobs and worried about paying the mortgages or grocery bill but we are paying people not to work and they are taking it and not working. i only see my anecdotal evidence which is all over malibu and rancho mirage we see help wanted signs and people come in and hear it is a minimum wage job and they don't fill out an application because they could do better getting unmany ployment benefits. they must go back to work even if it is a poorly paid job. it is a mat aer of dignity. >> neil: a snap shot of malibu i guess. >> providing unemployment benefits removes incentive for people to go out and work hard. you are delaying people from making the tough choices they need to make which is perhaps

moving into a different industry or taking a lower paid job. instead they are like i will just get unemployment benefits. >> if there were so many of those lower paying jobs outside of malibu the wages would go up. >> that is not true. >> why not? >> wages have not gone up sense '7. >> people aren't taking the jobs you raise the wages. >> that is what they should do. >> and so they are not responding to good paying jobs. i find that. >> they are not good paying jobs. charles they are not good paying jobs but there is a certain imperative in the human spirit to work. >> there must not be enough for them or people would be paying $15 an hour at mcdonalds. when you don't have people working there the wage goes up. >> the economics is way off. >> my economic economics is ofn there is 11 -- >> people should take the jobs because it is a matter of human dignity to work and not to be

on the -- >> neil: a lot of the people take the jobs by the way for the health benefits. >> my point is that if there were so many of these jobs that could not be filled if they were the wages would be going up and wage rates are not going up. >> neil: you see the 4 million help wanted jobs. >> where are they? what are they doing? >> on the top end of the spectrum with you have the jobs where you need a great education and don't qualify. the bottom side the mcdonald's job in no one fills it, it will be empty. it is about young men in america staying home and sitting on the sofa and afraid to go out into the work place. >> i did get one interesting fact that malibu has a mcdonaldeds if. >> we have one. >> how cheese go in malibu. i will have one large big mac. >> i once met eddie murphy at that mcdonald's.

>> the white house present the -- up next, ny see you later. mills fleeing the state for one money reason. why washington better be watching. at bank of america, we're lending and investing in communities across the country. from helping to revitalize a neighborhood in brooklyn... financing industries that are creating jobs in boston... providing funding for the expansion of a local business serving a diverse seattle community... and lending to ensure a north texas hospital continues to deliver quality care. because the more we can do in local neighborhoods and communities, the more we can help make opportunity possible.

coming up forget about being in a new york state of mind. more people in the empire state in a florida state of mind and it is not just the weather. it is t

will, if you tax them they will leave. about about new york sized tax bills nearly 3.5 million new yorkers packing up in the last decade and took 119 billion bucks with them. many heading to places like, florida, which has no income tax at all. charles payne, lesson? >> absolutely.

the rolling stones fled for tax reasons. u2 bono fled for tax reasons. in greece they just quit paying them. people understand there is a sort of commitment but once you cross the line until it doesn't make sense for me to get up every morning to pay for people who don't have to get up i'm leaving or i'm going to stop working. >> why not flee to a state that individual income taxahead revenues and estate taxes. >> andrew cuomo approvallings are at all time highs and the unions whether cops, firemen, teachers, paper pushers up in albany keep voting for andrew cuomo and policies that keep benefiting them neill an. >> neil: and hurt the state. >> and hurt the state. >> we have cruelly high income

taxes. there is no climate like the climate of california. but it is cruel. i have to say charles your gift for phrases today has been unbelievable. people waking up and working to pay for people who don't wake up and work. that is exactly the story of america reit now and it is very sad. >> neil: adam? >> this isn't a new development. there is all sorts of ways to tax people and all sorts of reasons for people to stay where they are. we tax the rolling stones when they have concerts and they have to pay for all sorts of things when doing their concerts. this is going to keep happening. it is not the end of the world. >> nobody said it was the end of the world. >> yes, we did. this is terrible. it is the end of the world. >> we need to reduce taxes and we are concerned about jobs, reit? why not reduce the burden on entrepreneurs. >> and then everyone benefits. >> it is not happening in new york because the public sector union will keep voting for democrats who want to tax and spend.

>> give it up. give it a rest. >> i actually covered those fat cats in albany. >> neil: well, i'm glad you are leaving we are done with you. michelle, i'm not glad you are leaving. you were great both of you in the show. but glad to be done with you. stocks so far this month having investors shouting mayis day but our gang is here ready to rebound and lead the market out of this mess. 21 years old. each kid has their own path. they grow up, d they're out havingheir life. i really started to talk to them about e things that are important that they have to take nership over. my name's colleen stiles, and my kids and i did our wills on legalzoom. [ shapiro ] we created legalzoom to help you take care of the ones you love. go to legalzoom.com today and complete your wil in minutes. at legalzoom.com, we put the law on your side.

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