this easy-to-understand guide will answer some of your questions and help you find the aarp medicare supplement plan that's right for you. captured navy s.e.a.l.s take down one of the most wanted in libya. the s.e.a.l. part of a one-two punch in bolivia and somalia. live team coverage with jennifer griffin with analysis from four-star general. the government shutdown is now into its fifth day. rice freda, chairman of the republican national committee joins us life. and we'll talk to two very outspoken republican members of

congress, representative ls who are on opposite sides of the debate. undercover police officers may have been in the pack, riding with the bikers and did nothing. live from the nation's capit capital, we begin this hour of america's news headquarters on terror raids. the first captured a senior al qaeda operative in libya a. >> fox news has learned this it was actually u.s. army delta force operators -- predawn hours

saturday to target a villa south of mogadishu where top leaders of the al qaeda affiliate al-shabaab were captured. libby is now being held on board on a ship at sea. libby's family said he had just pulled up to his house after prayers. wanted by the u.s. government for more than a decade for his role in the 1998 east africa bombing. >> we hope that this makes clear that the united states of america will never stop in its effort to hold those accountable who conduct acts of terror and those members of al qaeda and other terrorist organizations literally can run but you can't

hide. >> libby has been wanted for 15 years. >> u.s. officials tell fox libby will eventually be held in the u.s. but could be held and interrogated for weeks before being turned over to u.s. law enforcement. libby is alleged to have done surveillance on the u.s. embassies before the 1998 bombings. he returned to libya during 2011 during the uprising. the uprising carried out by s.e.a.l. team 6 was -- at least one somali was killed after a firefight broke out, but the s.e.a.l.s could not retrieve the body to make a positive identification. back in libya, government officials are complaining they were not told about u.s. plans

to carry out this commando raid against libby. fox has learned the president signed off on these two operations attend of september. >> turning now with more on the raids is fox news analyst general jackson. what is the significance of the capture of al libby? >> i think it's very significant because he's part of the original movement of al qaeda itself. the fact that he's alluded us all these years, and now we finally got him. as jennifer pointed out, this manage has a huge amount of information for us, not only about the past, but also about the current and he was trying to put together an operation in libya. certainly we have had huge problems with al qaeda in eastern libya and he's had his hands on all of that. so i think we're going to get some very valuable information from him. >> i wanted to ask you about that process because there are

limits on the ways we get that information. it looks like he's not going to go to guantanamo bay, it's going to be a traditional route, a criminal court. disea does that impact the amount of information we get from him? >> the atmosphere is different -- we're not going to use torture or anything like. that's not the case and would not be the case. we'll get information from him because there are persuasive psychological techniques that we're permitted to use under the current laws that we have. we'll see, it will take some time. >> what about the other raid that was aimed at the group that's taken responsibility for that deadly massacre in the kenyan mall, what kind of message does it send that those -- >> al-shabaab is a significant organization, we really had our

way with them a couple of years ago, and it surprised many people the degree to which they have risen again and the impact they have on nairobi. so the goal sent, the operation did not meet expectations, not all operations well. but the fact of the matter is that it sends a clear unequivocal message to them that we're after you and we're going to be on you. so we have intelligence focused. >> does this represent for you any shift or any change in the obama administration's strategy in going after terror suspects? is this something new? >> i'm not sure, shannon, it's a great question. i felt for a long time, al qaeda's been on the rise and we really do not have a comprehensive strategy to defeat it, quite frankly. and i'm hoping that this is a renewed commitment to go after him in a comprehensive and organized way. we should be organized with our partners in the region, sharing

intelligence, conducts partnership training for them. giving them skills and techniques and sharing resources. much like we did when the last ideology, communism. radical islamists as ambitious as communism but it's more violent. have that shared with those who are also suffering under the threat of this terrorism in their region. >> everyone from the top down and there was some intelligence that was physically carried out these raids, they're doing difficult work all the time that we don't know about. and we know you have carried that out as well. good to see you. we like to hear from you at home, tell us, do you think the u.s. should have consulted libya before carrying out a raid

involving terror suspects? you can tweet me @sharonbrean. why can't we have one here? >> most of america is asking that same question, six day into the partial government shutdown a break through does not appear in the making today. yesterday the house passed a bill that would eventually reimburse federal workers for lost pay. they passed on that opportunity yesterday. all of this is playing out against the backdrop over the fight of increasing the debt ceiling. hi, steve. >> both sides are digging in, there are no signs of a compromise and the clock is ticking toward a possible government default. how speaker john boehner saying today that all the president has to do is pick up the phone and start negotiating.

when asked how the current standoff might end, the speaker claimed if i knew i would tell you. he blamed obama for refusing to negotiate. >> my goal here is to have the serious conversation about those things that are driving the deficit and driving the debt up. and the president's refusal to sit down and have a conversation about this is putting our nation at risk of default. >> you saying that refusing to negotiate is going to lead the country to default. >> that's the path we're on. >> there aren't enough votes in the house to pass a clear spending bill. the president says that the republicans are making unreasonable demands regarding health care and spending cuts. and they say the president is perfectly willing to negotiate, but not until the government shutdown has ended.

>> i don't think it's fair to say that there's no reasonableness on the democratic side. what we have seen is demands. unless i get my way, you know, that will bring these terrible consequences of shutdown or default. those kinds of threats have to stop. >> meantime, the defense secretary chuck hagel has ordered -- the majority of the federal workforce remains off the job. there's also an internal debate going on inside the gop about how to handle the stalemate and what long-term impact the shutdown may have on the party. what do you make of this? i mean you saw their treasury secretary jack lew saying you have to stop saying unless i get my way i'm going to shut everything down. is that an accurate portrayal of what's going on? >> the president is not even willing to negotiate over crumbs here. his basic attitude is there's no

negotiation. when bill clinton was president, one thing i remember from that shutdown that the newt gingrich and bob dole would go in to a room here's what the president's willing to do. with barack obama, it's hiss way or the highway. first of all, i think that the american people agree that we spend too much money. they think that the debt is out of control. they don't like obama care and they want something done in washington and all we're asking for is to have some serious meeting of the minds on some of these issues, but the president's not willing. that's what's going on. >> a couple of things, you mentioned all those points and our polling shows the same thing, people across the board feel the same way about the -- when it comes to a shutdown, 67% of americans think it's a bad idea and 37% think it's a good idea what do you do with that

perception? >> perception today may not be the perception tomorrow. i don't disagree that people don't like a shutdown. but i also agree that people don't like obama care. there's another poll that came out that said 76% of the american people believe that harry reid and barack obama should come to the table and end this. that's what we all think. i think the president has a real failure in his leadership style and, you know, being president isn't easy. but being a leader is also someone who can silt down with harry reid and john boehner and say how can we fix this and that's what we're looking for. >> all through his presidency, even democrats said that they weren't able to get face time and sit down and have these conversations with the president when they thought it was important. if he hasn't built those sort of relationships with those leaders, how can people expect that he l sit down -- it would be change for him, a major

change from the way he operates and he will say he won the election and elections have consequences and basically it's the law of the land, it's been upheld by the supreme court and there's no conversation to have. >> he's an aloof president, if there's one way to describe obama, he's an aloof president who's a very good campaigner. that's him in a nut shul. good at campaigning, terrible -- doesn't have the relationships, even on his sewn site. and now you're seeing over the weekend that democrats are starting to vote with the republicans in the house. one thing that people forget and they shouldn't, and the house is won by republicans as well, they have a responsibility to their constituents. that's what happens with split government. republicans in the house have to sit down with democrats in the senate and the democrat president that we have in barack obama and come one a solution. that's what we want, that's what we have always asked for, but so far nothing, not even on the basic crumbs of some of these

issues that we have been dealing with. >> i'm sure you've been asked before and it's one that people ask me all the time. they say, it appears that when it gets to these nasty battles democrats are better at putting on a united front publicly. republicans not so much. and certainly here, we're going to have two members coming up, certainly same party, but definitely don't see this thing the same way. >> the votes on the floor have been the same way, and clearly i think the house is pretty united and so is the senate, but the democrats also have the media on their side. the democrats have every network morning show, every story you can imagine and in the meantime, obamacare's rolled out, not a single person has been able to sign up in california. his signature legislation is a complete disaster, people don't want it. they barricading the world war ii memorial. they're barricading grafts besides -- they're barricading

parks that have toddler swing sets, they're barricading them off. it is difficult, and sometimes you get blamed for things, but that's what campaigns are about, and that's what the next year is going to be about complaining what was at stake and why certain members voted the way they did. >> and keeping it fair and balanced, our political panel is going to continue this conversation that's just on the other side of this break, and we're going to break down that republican divide with two congressmen who are on opposite side of this debate. and a fox news update on the biker attack caught on camera. one of the bikers is speaking out. there has been a new arrest. stay with us for brand-new details. [ coughs, sneezes ]

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democrats are still -- -- fox news contributor -- jim pinkerton. what do you make of this? because it seems like he'lls dug in very deeply on both sides of this issue. how does it end? >> well, i think increasingly it's about the budget. that's where concession is going to have to come from the president that would satisfy the republicans. as far as the affordable health care act, i don't think there's going to be any motion there. there could be something in terms of the medical device taxes, the democrats who think that's the wrong move to make. right now, given the transience of the political debate. you have already seen from

democrats concessions in terms of maintaining a current level of spending including a current sequestrati sequestration, republicans are going to have to say we have made reductions in the size of government, if you believe in smaller government, we can demonstrate that we have won that from this president. >> this is a pretty heavy game of chicken at this point. >> as of today october 6, it's hard to see where it can be resolved. but by october 17, there will be a -- you think obamacare is a good idea. do you think the obama administration has been spiteful in terms of thumbing their nose at world war ii veterans and telling active duty military personnel that they watch sports teams while camp david is still

open. the real issue of course is not what happens in the fall of 13, it's what happens in the fall of 14, and then the fall of 16. i think those are -- the republicans are being well positioned now to make points about exactly how the democrats an the obama administration has conducted themselves during this period. >> if that's the case, they're in trouble. because the polls are very clear, the polls are overwhelming that the american people blame republicans for shutting down government and i think they're buying into the idea -- people are -- maybe your base t hard right base is sending money in, but basically people are why are we in this situation? >> the fox news poll on who do you blame for the government shutdown. who do you blame, boehner at 44%, and president obama at 50%. >> the polls are exactly right. the polls that matter are going

forward. do you think the government is too big? the american people say yes, do you think the debt is too big? people say yes. do you support the idea of smaller government? the republicans are doing a very brave and wanting to say a fool hardy thing, but they're proving a point and the american people will remember. as obamacare goes forward, almost certainly it will be the law of the land and continue and people are going to still wind up with the situation where they try and sign up and they can't get on and the registration rate is less than 1%. those are things that will be on the minds of the voters next year and in three years. >> let me talk about obamacare since we're specifically moving toward that. people like the current coverage. 76% of them like that. they're a little worried about losing it. what they had before obama care is better than obama care.

>> everybody is anxious when it comes to change. there's no doubt about that. there is also reality, there are laws that we don't like, but we're not shutting down the government to make this point. i think that's where republicans losing support, losing the affect. everybody knew republicans don't like obamacare. jim says oh, it's about smaller government, lesser taxes. people know this. and the question is, are you going to throw a tan rum and insist on your way or the highway or we shut down in government and that's where it's politically, a tremendous liability for the gop. >> the average american out there doesn't have the same power that the white house has. average american doesn't have that option. >> what you're talking about is changes, waivers for certain groups under obamacare. >> i'm going to say to you, that if you look at social security, medicare, medicaid.

when they were rolled out they had tremendous number of changes. it wasn't about changing the law. >> i was around in the bush administration when the catastrophic health care bill got passed and it repealed in '98-'99. i think. >> he does support ill it. >> thank you both very much. good to see you both. now out of our inbox, the new segment where we look at stories at home that you want to hear about. this week's question came from robert. the answer comes court -- pbs does get part of its funding from the public -- appropriation

of funds from congress each year. that was already approved by congress two years ago. since it's not a federal agency, the corporation for public broadcasting remains open throughout the shutdown. that means big bird and all of his friends on "sesame street" are all there. if you have questions you want us to track down trrdown there' several ways to get in touch with us. a tiger attacks a woman at a zoo in oklahoma. what the owner of the zoo says happened right before that and why the tiger isn't to blame. what newtown residents did to give their town a fresh start after 20 children and six staff members were killed in that tragic shooting. t twice as likey t twice as likey to lose your supporting teeth? try poligrip for partials.

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house speaker john boehner says -- more on that in just a moment. but peter doocy is here with a check on other stories. four u.s. soldiers have been killed following a bombing in southern afghanistan. they were killed during an operation with afghan troops. their depths came on the eve of the 12th anniversary of the invasion. four people are dead after a small plane on a mission to fight drug trafficking in columbia crashed near the panama border. three american contractors and a panamanian national guardsman was killed. the plane was tracking a vessel thought to be smuggling drugs. an oklahoma woman is in the hospital after being attacked by a tiger at the exotic animal

park where she works. the woman was attacked when she put her hand inside the tiger's cage and her jacket got stuck. and it's the beginning of a new chapter for sandy hook elementary school. a measure to -- tear down the school and build a new one. the school has been closed since last december when 20 students and six staff members were killed in a mass shooting. those are the top stories right now. defense secretary chuck hagel is ordering 400,000 civilian employees back to work. he's basing that on a legal -- the pay our military act which president signed into law just before the shutdown allows the defense department to end furloughs that contribute to the morale afbd cape i believe of their service members.

thousands of federal workers are still waiting for that call. but beyond the part san stalemate in october -- some republicans say they're ready to move forward, it's time to pass a clean funding measure. republican congressman di want o start with you, you have had some harsh words for leadership and what the strategy is for leadership moving forward and have called some gop lawmakers lemmings. >> when we first started out on this traty, i thought it was a big mistake to basically say that we were going to get rid of obamacare, there was a lot of ads that ran for three months. i thought we had the moral high ground on the individual mandate because president obama put in the employer exemption for a year delay. i think we should have fought on that for three months.

instead, i think we're giving our base, and i'm a conservative republican just like holouie, we're giving our base the impression that we're going to defund obamacare and we just don't have the votes to do that. >> i don't think anybody is mistaken and thinks that we're going to completely get rid of obama care, i don't think so. but when the president himself gives hundreds and hundreds of waivers and exemptions to his cronies and now to big business, delays things for a year, the thing is, the second thing we sent down was nothing but a delay for a year. i mean people aren't able to sign up, they're not getting insurance, they're going to get to january and don't have it. and we're trying to ease the massive overspending that's going on and just as most of the time, there's been a shutdown, most of them talking about democrats as i understand it. and most of the time, the democrats have put obligations on. then we have got to come to

terms. the american people need to understand and they're not getting it at any other network. that the third thing we sent down was simply to delay for one year the individual mandate, give everybody in america what big business got. and then after that, it was basically capitulation, all right, here's our negotiators, you guys appoint them. they are so invested in shutting things down. we didn't shut it down. we sent down people just to say we're ready to negotiate. and they wouldn't even respond. >> congressman noonez? >> as louie said, we have sent over small funding appropriations bills and large ones and they won't take anything up. and i do think the president is running into a problem here as we get closer to the debt limit of not being able to negotiate. and as foolish as some in our

party have been to shut down the government on the day obama care started, the president is being more foolish and this could be a situation where two fools meet and we're all going to get hurt. >> how does that send? >> i think it's tragic that you have a united states president who says a bill is voted by both houses and i sign and it bears my name and the supreme court doesn't overturn it, then it's the law of we're not changing it. i have never heard a president say that before, and that's exactly where the debt ceiling s both houses passed it, he signed it into law, it bears his name. so if he's going to be so recalcitrant, he's going to find the debt ceiling is exactly as he described it and it's not going to move as long as he's not willing to help us deal with the debt. and this stuff about, well, the supreme court upheld obama care, they did not uphold what he told america it was, what the bill itself was, and that is a

penalty for an individual mandate. they said it's not lawful as a penalty, but we're relegislate and call it a tack. there's -- i have stood with devin so many times, i'm so glad he's in congress. and you're seeing us come together on these issues because we're standing for the right thing. >> you all do agree on plenty, although maybe not on tactics and tragedy as much. so thank you for making time to come in. >> and shannon, one other thing about the story you did before on hagel sam whiten. our serpation, we have all been telling simm before the shutdown that he had the authority to keep those people at work, all this week them being out of work was his fault. >> and now you have agreement with secretary hagel. so we'll end on that note. thank you both for coming in, we

appreciate your time. next we're going to look at some huge cases that the supreme court is set to take un. they'll look at affirmative action and several other cases as well. stick around. we went out and asked people a simple question: how old is the oldest person you've known? we gave people a sticker and had them show us. we learned a lot of us have known someone who's lived well into their 90s. and that's a great thing. but even though we're living longer, one thing that hasn't changed much is the official retirement age. ♪

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i ordered another pair. i'm happy. (both) i'm happy. i'm happy. happy. happy. happy. happy. happy happy. i love logistics. if you've got it, you know how hard it can be to breathe and man, you know how that feels. copd includes emphysema and chronic bronchitis. spiriva is a once-daily inhaled copd maintenance treatment that helps open my obstructed airways for a full 24 hours. you know, spiriva helps me breathe easier.

spiriva handihaler tiotropium bromide inhalation powder does not replace fast-acting inhalers for sudden symptoms. tell your doctor if you have kidney problems, glaucoma, trouble urinating, or an enlarged prostate. these may worsen with spiriva. discuss all medicines you take, even eye drops. stop taking spiriva and seek immediate medical help if your breathing suddenly worsens, your throat or tongue swells, you get hives, vision changes or eye pain, or problems passing urine. other side effects include dry mouth and constipation. nothing can reverse copd. spiriva helps me breathe better. does breathing with copd weigh you down? don't wait to ask your doctor about spiriva. this the fox news alert. the very latest on our top story. libi is being held by u.s. forces in an undisclosed

location. he's believed to be involved in the 1998 embassy bombings in kenya. the u.s. is asking for an explanation about this raid. we asked you if the u.s. should have consulted libya before carrying out a foreign suspect raid on libya. mark says yes, because failure to respect sovereignty of others invites others to ignore our own at our peril. no we should not have, loose lips sink ships. today the supreme court justices and other political leaders in washington attended red mass at -- the justices began their 2013-2014 session. there's cases for them to consider. here to help break down some of the cases is supreme court clerk. let's start with one case that we know they'll vote on that

they haven't actually taked up yet. it's the hobby lobby case that requires employers to provide free access to employers -- >> hobby lobby is the most well known. the big question here is, do americans have to basically for fit their first amendment freedom of religion when they go into business? we can carry on our free speech rights and carry out other rights and the way the government is arguing, it sounds like once you start going to work, you have to leave your freedom of religion at home or at the doors of your place of worship. i think that's not what the first amendment is about and hopefully the court will take these cases to clarify that issu issue. whether or not when you go to school board meetings, city council meetings whether or not they can have players or not.

>> the town is just doing it by basically going alphabetically through the county listings and even though there was a very neutral process, for choosing the minister because of the demographics in this care, they ended up having ministers that were mostly christian, the question now is does that establish religion and hopefully the supreme court will clarify some of the murky religion laws on this issue. >> executive powers, there's not case there that arguers are very familiar with. this has to do with the president appointing board members to the national labor relations board, whether the senate was in session, whether it wasn't. whether these were recess appointments that were legit or not. >> the court's job was to keep the government in check when it's trying to go around the constitution. and really what happened was an end run around the president's confirmation process. the problem ask, you can only make recess appointments without the senate confirmation when the

senate is recessed. i think the court is going to have to say, you may want the court to be in recess when you say it is, mr. president, but that's something the court has to decide. it's not up to you to make up the rules as we go. >> we got confirmation from the court that's going to continue operating during the government shutdown. we understand they're going to continue at least through this friday. what do you think are the odds that they barrel through regardless of funding issues? >> the judges all keep getting paid, the congress can't stop paying judges so i think we'll see the courts moving forward in all likelihood. hopefully the shutdown process ends before we have to worry about some of the surrounding issues too. the government shutdown isn't just to keep americans from getting into public parks and national museums. it can keep you from getting to your next get away or business trip.

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by now you've probably seen the video of that biker attack in new york. there have been two arrests. hello, brian. >> well, yeah, those two arrests came joins us with more on stoert.ins us with more on h hi, brian. >> reporter: police say this is an ongoing investigation bringing the total amount of men charged in this attack to three. all three men face charges related to the beating of a new york city man by a gang of bikers. part of the chase and attack were caught on camera by one of the attackers. last night robert sims appeared in court charged with gang and assault in a criminal investigation report. he was one of the bikers seen attacking the bidriver after dragging him out of the vehicle. sims' attorney denies all the charges. >> my client will be in jail on $200,000 bail.

he didn't kill anybody. he didn't kill anybody. even though the victim has minor injuries, lacerations, however, he's now being held on over $100,000 bail. i don't understand it. >> police say sims is seen in the video trying to open the driver's side door just beforalebeforale alexe nirks a is seen speeding before. leon's wife issued a statement saying they feared for their lives as they drove away. meanwhile, reginald chance was formally charged last night. police say chance used his helmet to smash in the driver's side window of the suv. he is being charged with gang assault, attempted assault and criminal mischief. police are still looking for some of the bikers and have released this photo of a person of interest. there is also an internal affairs investigation into whether an undercover nypd detective witnessed the attack and failed to report it.

shannon? >> all right, brian, thank you very much for the update. could the shutdown affect your travel plans? tsa and faa workers are reporting to their jobs, but senior business correspondent brenda buttner says while it is business as usual right now, there could be other travel headaches coming. >> reporter: concern here is if this is long term. if this drags on the 21 days that it dragged on back in the mid-'90s, then we could start seeing some scheduling issues when it comes to the tsa and faa and that could affect your experience there on the ground. >> but the department of state says to expect delays for passport and international traveling. >> if you want expedited passport service, that might be a problem now, and certainly if this thing drags on over a couple weeks, ilt's getting you paperwork in line. >> the national parks and

monuments remain closed during the government shutdown, and that means other attractions are sig boost in traffic. >> states like maine, states like new york have been pumping out some pretty aggressive marketing reminders that even if some of these national parks and monuments are shut down, there's still plenty more to see, plenty more to do. people are looking at alternatives, and think generally although the national parks are taking the hit here, i think we're looking at a $30 million loss as this continues, there are other entities actually seeing a bit of a bump. >> don't assume the site you want to visit will be closed. monuments and parks owned by dividual states are open for business. shannon, back to you. >> it will be interesting to see how that plays out. brenda, thank you very much. >> thank you. a fifth grader risked everything to protect her young friends in a drive-by shooting. not surprising her story is one of our most clicked-on stories. you'll meet her, next.

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when it was all said and done, the military man who opened fire at ft. hood killed a loft people, it cost the government nearly $5 million. that's one of our most clicked stories. peter is checking them out on foxnews.com. i can imagine people aren't happy about that. >> the biggest expense in his trial was accommodation for hasan, witnesses, jurors and attorneys. we're talking more than $2 million. what's more hasan remained on

the army's payroll nearly ten days after the shooting, collecting nearly $300,000. most of that was donated to charity, but some of hasan's victims and their relatives are outraged because they have struggled to find jobs or pay medical bills since the shooting. these numbers are based off army records and a local nbc station's math. and our next most clicked story is a favorite here. meet janae bailey, a fifth grader in alabama. she is being honored for her quick thinking and bravery in a drive-by shooting. she stopped by fox news headquarters to share her incredible story. take a listen. >> we was walking and i just heard gunshots. i took the girl in front of me and i took the girl by me, put them together, made them get down, and i took my jacket out of my book bag, and i put it on them and i put my body on top of them.

>> and when jnay was asked if she considered herself a hero, she said yes. >> i think she should say yes. people are critical of young people today that they're not responsible, they're not serious. the fact she took those actions, i believe these a hero, too. >> and she deserves all the attention. >> i want to go back to your first story because i know there has been a lot of response to that. those families, along with having difficulty surviving and trying to get things back in order in their lives, a lot of them are pushing to see if the government will change this so it will be classified not as workplace violence but as terrori terrorism, and i know that's a difficult part of the fight as well. >> and it's difficult because his initial trial is over, so it's not really in the headlines anymore. >> i know there are lawmakers pushing to make that happen, so we'll see if that they get that bit of relief they're looking for. thank you, peter. >> thank you. >> meantime, we have jnay to encourage us. that's it here in

washington. fox news is up next. don't forget, jack loou ew is mg the rounds. thanks so much for watching fox news where we remain proud and fearless. i'm chris wallace. two top secret raids target terrorists, including one wanted by the u.s. for more than a decade. >> the members of al qaeda and other terrorist organizations literally can run but they can't hide. >> in somalia, american forces go after those responsible for the recent mall attack in ni robe i. in libya they capture an al qaeda leader linked to the 1998 embassy bombings in east africa. we'll have a live report. plus as the partial government shutdown drags on, there is another financial crisis on