ago, you saw elisabeth took a picture with the king of cable and it was photo bombed by that guy right there. have a nice weekend. >> bye, everybody. bill: a fox news alert. kathleen sebelius is expected to make some kind of statement within the hour. the president says he's sorry he guaranteed anyone who liked their healthcare plan could keep it but critics say that.not go far enough. martha: good morning. i'm martha maccallum. last night president obama said he should have explained that memorable promise a little bit better and more effectively.

>> i regret have much that what i intended to do where people would be moving into better plans because they want them rather than because they were forced into it. i'm sorry they are finding themselves in this situation based on assurances they got from me. bill: there it is for now and what about it? jonas, good morning to you. did he go far enough? >> i don't think so. that sounded like the most passive-aggressive apology we have heard from a president in a while. bill: you say the was too cute, using a passive voice. >> he said we could have been more clear. that implies they were clear about something and they were honest about something, just not clear enough about it when in reality they were clearly

dishonest. they said something over and over again were clearly that wasn't true. he can't admit that. this whole statement doesn't jive with the rest of his statement that these aren't the droids you are looking for. i don't think this will clear the air. i think they are trying to buy time. bill: because? what comes next? >> we don't know what kathleen sebelius is about to say. maybe she says she designed this website in a drunken stupor like the toronto mayor. but it sounds like they are laying the ground work for a website that won't work november 30. he's trying to give the democrats some flexibility that he met with this week. bill: 22 days is still the deadline. >> when you talk to i.t. people

they say you need to get the discovered new problem rate down. when you discover a new problem every time you fix a problem. i don't think they will make it by november 30. bill: monday of this week the president said you can keep it if the law hasn't been passed. he also said you have got to change it to a higher standard. then he said notices can be scary for people, millions of people already. but add that they were getting a bad deal. >> again he talks in this passive voice. he says he's sorry for people who found themselves in a

situation. they didn't find themselves in a situation, they per put in a situation. they didn't jump, they were pushed. he's trying to have it both ways. he's trying to say it's all these other people's fault. i don't think if you got one of those letters you will find that apology satisfactory. martha: this is clearly part of an orchestrated rollout of statements. kathleen sebelius is in atlanta and we are told she'll make what the white house calls a quote important announcement about obamacare. what could it be? we don't know yet. we'll bring you that live somebody's it happens. what's your take on the president's apology from last evening. did you find it to be a full apology? do it mean anything if it's not

connected to changes or amendments in this program? send us a tweet. a lot of the reaction to this as it started coming out, some people felt it was enough, some people felt it didn't go far enough and it wasn't substantial in terms of wait really meant. bill: house oversight committee chairman darrell issa announcing a new hearing on obamacare. he wants to subpoena a key obamacare official who declined to attend the hearing'. todd park is said to be a key part of the construction of the website. park says he's been too busy to testify, that's probably true. we'll give you more details when

we know date and time. secretary of state john kerry heading to geneva to take part in easing sanctions against the rogue nation. they say tehran is not being forced to give up anything. what is the deal, leland? >> reporter: . >> reporter: the iranians would stop enriching uranium and the u.s. would loosening the thumb screws on sanctions. it allows for negotiations and

if there is no deal that's satisfactory to the united states and its allies they can tighten those thumb screws back down quickly if they need to. bill: benjamin netanyahu is firing back hard and fast. why are the israelis upset. >> reporter: boy, was the prime minister hot today, anything short of ending the iranian nuclear program is not enough. >> iran got the deal of the century and the international community got a bad deal. this is a very bad deal. israel is not obliged by this agreement. >> reporter: it's a thinly veiled threat by benjamin netanyahu saying the israelis still have the option to attack

the iranian nuclear facilities on their own despite the deal made the with key allies. bill: thanks, more to come on this. leland vittert live in jerusalem. martha: what is being called the most powerful storm ever to make landfall. look at the size of that storm as it centers on the philippines. storm surges of more than 20 feet. 25 million people in its path. we are getting reports of landslide. villages have been cut off. we don't know the devastation of this monster storm. we'll get a live report coming up later in the hour.

october's jobs numbers are in. america's employers adding 204,000 numbers. the jobless rate went up to 7.3%. good morning, charles. what do you think? >> it's almost comical. everyone was saying the government shutdown wrecked the the economy. it was funny to $see people get in front of this because it will be a disaster. it might be less than 100,000. it's good news compared to the expectations and negative hype. but the last 12 months the average has been 190,000. the unemployment rate is still up there pretty significantly and people are dropping out of the job market. martha: you have to look at healthcare with regard to the long-term picture and wonder if people are paying more of their

monthly nuts into healthcare. it will have an impact on their other purchases. >> that will be a problem as well as the changing fundamentals of business. big businesses, small businesses, they are saying what you have asking us to do is take people from 40 hours down to 29.5 hours. we have over 8 million people in that bucket and that continues to grow. it changes the overall dynamics. a lot of these people end up going on food stamps because employers -- you can't run a business with small margins and meet requirements of obamacare. we've seen it again in a new jobs report. martha: charles thank you very much. bill: apology 2.0, whatever it was, we also saw a slip of the trunk that president during that

interview that may have been an honest moment. what did he say and what does that mean? martha: the latest in this bullying scandal that has been catching the attention of everybody in the nfl. the alleged victim is firing back at his team. the explosive dedays of abuse in a report. bill: the mayor who fessed up to smoking crack is in more hot water. another video has surfaced. >> what are you talking about? >> obviously i was extremely inebriated.

martha: twitter is hoping to get a repeat after yesterday's stellar debut.

shares opened at $26 and soared 76 per. the company is valued at $30 billion. it puts it in the same neighborhood as facebook and linked in. bill: 30 billion. president obama in an apparent slip of the tongue. listen closely at the beginning. >> given that i have been burned already with a website -- more importantly the american people have been burned by a website that's dysfunctional. what we have been doing is creating a whole other set of tracks to making sure people can apply by phone and in person effectively. what i'm confident about is anybody who wants to buy health insurance through the market place, they are going to be able to buy it. bill: i have been burned already with a website.

juan williams and may katharine ham. hello to both of you. slip of the tongue, mary katharine? i got a bunch of people working for me who screwed this up. >> i think he feels burned. this is reflective of the fact he puts his political fortunes in the fact that he is burned ahead of the other concerns in this interview. this is the moment where he could have showed ultimate empathy. he has been dishonest that people could keep their plans now people are losing them. he could have been empathetic and he came not very close to that. referring to himself as the victim instead of them. bill: he didn't go far enough? >> no. i don't think people who lost their plans will feel like that

was sincere. bill: juan, what do you think? >> i think oh was contrite. i think he's right that he got burned, and he said more importantly the american people got burned. he was absolutely right on both counts. do i think he feels personally aggrieved the people in charge with technology failed him and exposed him to this kind of embarrassment? yeah. >> critical question here. did he see the website before it went public november 1. >> i don't know. bill: that's ridiculous to think that he would not have looked at the website beforehand because he would have seen the problems and they still went forward with it knowing it would be a big bag of mess. bill: that's like you saying to me, juan, did you know the camera was working before you

sat down this morning? i don't check the cameras. i don't think the president is involved in checking the technology. bill: you don't think they would have rolled out the computer. >> this is his legacy. he was supposed to serve the american people with this product. if i give my baby a bath and the water is too hot and the baby got burned, i was in charge of the water. >> i don't think he's a chief technology officer, he's the president of the united states. bill: for her it clearly did not go far enough. but you were okay with the statement. he's going to do another interview and he will get more questions about this. how is he going to explain -- monday of this week we should keep it if the law is passed. if the understand company changes it. what we were saying is they have

got to change it to a higher standard. >> the second one is absolutely right. what you had is substandard policies being pulled out by understand companies. if you have a preexisting condition they can't kick off. all of these things very basic. most americans say thank god someone is imposing consumer protections against these insurance companies. but somehow i think this conversation gets distorted because the president did mislead people by saying nobody, period. i think what happens is there are so many critics, so many people willing to pounce that the president can't do anything. bill: the position of the administration is your policy wasn't good enough. >> in some of these cases they are loading up the policies with

essential health benefits, many of which you don't need. you are getting pediatric dental if you don't have kid. that's not how they sold the built. people feel betrayed. obama was in charge it and he aloud his administration to write the policies. eviscerated the policies that people were happy with. bill: your camera works very well there in washington. see you later. martha: it was a very special night for evangelist billy graham. bill: major developments with the miami dolphins. a new attorney for jonathon martin, the player who left the team is now saying and the nfl

is appointing a special council to investigate this case. >> i believe we have a strong locker room. to all the veterans... no longer in uniform, but still serving... on the job and in our communities... whose dedication and commitment to excellence continues... in every mission, whatever it may be... affecting our lives every day... for your continued service,

we salute you. this message of appreciation to our nations' veterans is brought to you by paralyzed veterans of america and unitedhealth group.

bill: it was a very special night for the evangelist billy graham. [applause] 800 gathering to celebrate his 95th birthday. that event hosted by graham's son the reverend franklin graham. >> it's a great privilege to welcome you to my father's 95th birthday. this is quite a milestone. bill: the crowd was shown the debut of the cross, a recently

completed film about graham's life and his ministry. 95. could we all be so lucky? martha: great and simple messages for people who changed a lot of lives. we wish a happy birthday to the reverend billy graham. there are bombshell developments in the miami dolphins bullying story. martin's attorney says he endured treatment that went beyond normal hazing. it looks like the dolphins will have to face lawsuits. >> reporter: the lawyer for

jonathon martin came out firing on a blistering attack on the dolphins. he says multiple players were involved in harassing jonathon martin. he sent there was one physical attack, he gave an example, taunts of gang rape to martin's sister. we are going to run a train on your sister. i'm going to blank her without a condom. martin's attorney says he still hopes to return to football. martha: these are shocking revelations coming out now. martha: they suspended him immediately. and you have to wonder about the details about ritchie incognito.

>> reporter: more details have come to light every day. he was a member of the dolphins leadership committee. we are learning about a complaint in 2012 at a charity golf tournament. p. a police was filed with police saying incognito inappropriately touched a 34-year-old volunteer, touched her with a golf club in her private areas and powered water in her face shouting let it rain. no apology. that's why the 34-year-old black woman filed this complaint. she signed a no-disclosure agreement so she is not talking. bill: that stuff is difficult to listen to. one columnist says the obamacare rollout marks the end of the obama presidency.

is that true? he will join to us make his point. plus there is this. martha: mr. ford is in more trouble, bill. you would think smoking crack would be enough to lose your job. but this new video now surfaced and he's in another sticky situation to be sure. [thinking] i'm still working. he's retired. i hope he's saving. i hope he saved enough. who matters most to you says the most about you. at massmutual we're owned by our policyowners, and they matter most to us. whether you're just starting your 401(k) or you are ready for retirement, we'll help you get there.

help the gulf when we made recover and learn the gulf, bp from what happened so we could be a better, safer energy company. i can tell you - safety is at the heart of everything we do. we've added cutting-edge technology, like a new deepwater well cap and a state-of-the-art monitoring center, whe experts watch over all drilling activity twenty-four-seven. and we're sharing what we've learned, so we can all produce energy more safely. our commitment has never been stronger.

bill: a fox news alert. kathleen sebelius in atlanta and she is set to make a statement. what she'll say we don't know. the white house said this is quote an important announcement about obamacare. she is visiting a hospital promoting the new healthcare law. stay tuned. if she makes news, you will hear it here on america's newsroom. martha: one pundit says the obamacare debacle marks the quote end of obama's presidency and the beginning of his lame duck years in the white house. joe, obvious lit's a strong statement. we looked at the president as he said i'm sorry if people got pushed off their policy. that wasn't my intention. i wanted them to have something good to go to. why the end of the presidency do you think?

>> it's not going to end tomorrow. this is a lame duck status we are in. he needs to control congress in 2014. what did we hear at the end of the shutdown? it's a wave election for the democrats. they will get back all three chambers. obamacare unlike the other scandals will live on a week, a month, a year from now. it will be an issue in 2014 and 2016. so if the president wants to do his big ticket items if he controlled congress, he can't do that now. martha: you can feel the president pulling away from the president, protecting themselves. concerned obamacare may not necessarily be something they want to be associated with and it has their name right in it. let's listen to charles krauthammer on this.

>> the president now is toxic. the thing is called obamacare. there is no running away from it. it's got his name on it. you see the president, you think about the policy. and you know it's a disaster. and the problem for democrats. they are hostage to a bunch of geeks working late into the night trying to fix a system which is not just the glitz. the architecture, the underlying structure of it is wrong. martha: i think back to the beginning of the obama presidency, you used the phrase the end of the presidency. i think what about the beginning of it. what did the president say that captured the imagination of so many people. this quote popped out at me. we are the ones we have been waiting for. we are the change that we seek. now, you look at how that change is actually playing out. and it's got to be troubling for this president. >> absolutely. this is his signature

achievement. you can say he killed bin laden and that was an operation that started under bush. people give more credit to the navy seal team 6. so what else is left. among democrats he may have se seen. the on thing we'll see as charles points out is obamacare. martha: what he's got left is to hang in there saying when this rolls out people will start to feel it and they will like it better. my sense is he's still in that mode. he wants to see it play out an does believe in his heart of hearts in the end it will be okay. >> that's all well and good but you have to back that up with action. you are sorry i may be losing my plan? may i keep that plan? republicans have a bill saying maybe you can. maybe delay things. get the website right. do it all the over again.

so it's an apology without action. that's where people take issue with it. martha: when you look at at end of one presidency, there is the beginning of another presidency. we have an orderly transition of power and there is one man who appear to have his eye on that prize. he's on the cover of "time" magazine. he won by 60 per in emergency ne -- he won 60% innew jersey. the title, "the elephant in the room." >> this is fat shaping. a respected magazine, here they are putting out this mean girl burn book where you are saying hey, this guy is fat. ha, ha. elephant in the room. nowhere in the article do they

pull up christie's weight. this guy has lost 0 pound. instead of saying this is a positive. this guy is doing the right thing. he's doing the right thing. his goal is to lose 150, he appears to go in that direction. martha: "time" magazine gets thinner and thinner every time you get. i think this was an attention-getting move for them and the article is perhaps more about the fact when you use the expression the elephant in the room when it can't be something that can be ignored. it's right there in front of you and you can't get around it. they are raising the point that both side of the gop will have to find their peace with chris christie because he's not going away. >> the whole thing about the tea party and no conservatives embracing chris christie. i don't understand that. when i see a guy who cuts taxes

and takes on unions and balances budgets, that sound like a tea party guy to me. but because they don't agree with him socially, i guess that's where they take issue. remember that rolling stone cough over the summer? he put one of the boston bombers on it. and rolling stone gets killed for it. then four days later the most predictable report you will ever hear. "rolling stone" sold more issues than ever. maybe it's time to shake things up. let's take a cheap shot at the fat guy who is getting thinner. martha: come back and see us soon. bill: the president stand behind kathleen sebelius saying she has done a great job. what do you make of that endorsement. we'll play what the president

said. plus there is this ... march a a navy commander's special homecoming. get the kleenex out. we'll see you after the break. m! this is delicious katie. it's not bad for canned soup, right? pfft! [ laughs ] you nearly had us there. canned soup. [ male announcer ] they just might think it's homemade. try campbell's homestyle soup. i put in the hourswhere i am today by luck. [ male announcer ] they just might think it's homemade. and built a strong reputation in the industry.

i set goals and worked hard to meet them. i've made my success happen. so when it comes to my vestments, i'm supposed to just hand it over to a broker a back away? that's not gonna happen. avo: when you work with a schwab financial consultant, you'll get the guidance you need with the control you want. talk to us today. that's a good thing, but it doesn't cover everything. only about 80% of your part b medical expenses. the rest is up to you. so consider an aarp medicare supplement insurance plan, insured by unitedhealthcare insurance company. like all standardized medicare supplement insurance plans, they pick up some of what medicare doesn't pay and could save you in out-of-pocket medical costs. call today to request a free decision guide to help you better understand what medicare is all about

and which aarp medicare supplement plan works best for you. with these types of plans, you'll be able to visit any doctor or hospital that accepts medicare patients... plus, there are no networks, and virtually no referrals needed. there's a range of plans to choose from, too, and they all travel with you anywhere in the country. join the millions who have already enrolled in the only medicare supplement insurance plans endorsed by aarp... an organization serving the needs of people 50 and over for generations... and provided by unitedhealthcare insurance company, which has over 30 years of experience behind it. ♪ call today. remember, medicare supplement insurance helps cover some of what medicare doesn't pay. expenses that could really add up. these kinds of plans could save you in out-of-pocket medical costs. you'll be able to choose any doctor who accepts medicare patients.

and there are virtually no referrals needed. so don't wait. with all the good years ahead, look for the experience and commitment to go the distance with you. call now to request your free decision guide. this easy-to-understand guide will answer some of your questions and help you find the aarp medicare supplement plan that's right for you. bill: a fox. kathleen sebelius is in atlanta. we don't know what she is going to say, but she'll make what the white house calls an important statement about obamacare. she has a strong defender in her corner, her boss. >> i think kathleen sebelius under tremendously difficult circumstances over the last 4 1/2 years has done a great job setting up the insurance markets so there is a good product out

there for people to get. kathleen sebelius doesn't write code. she wasn't or i.t. person. she would be the first to admit that if we had to do it all the over again that there would have been a whole lot more questions asked in terms of how this thing is working. but my priority right now is to get it fixed. and ultimately -- >> she is still the right person to do it? >> ultimately the buck stops with me. i'm the president. this is my team. if it's not working it's my job to get it fixed. bill: she has done a great job in setting up the ings markets. what do you think? >> i think that's an overstatement. there is a lot of things imposed on the department from the white house. one of the reasons why the website is behind is because the white house delayed major

regulations and major decisions until after the presidential election in 2012. she had a difficult job and frankly was made as "the washington post" reported much more difficult by the wait house. so this isn't all kathleen sebelius' fault. but anyone who has looked at what's gone on at hhs realize they did a poor job setting up the website. bill: everyone says in she won't loss her job. there is a reason for that. there would be a hearing in the senate and that person would get eviscerated by the republican senators conducting that hearing. do you have any idea what she is going to say? >> i suspect she'll be following up on what the president said last night. perhaps she is going to announce exactly how they would do that. i would suggest if they are serious and he was sincere about worrying about niece folks he

would endorse the bill in the house sponsored by chairman bill upton. he will write a bill that will allow people to keep their plan if they like it. if the president is serious he will endorse those bills and go along with them. bill: what about the enrollment numbers? what is your expectation? >> i think they set expectations very low about it hearing last week -- a couple days ago with sebelius. they will be in the thousands, not in the hundreds of thousands. they are going to look disappointing. they know that. also as you know, medicaid is going to have a large component of the enrollmentment. the folks that have signed up are basically on the free insurance. bill: 100,000 is a drop in the bucket when you are trying to chase millions of enrollees who

pay the bills. what would they change in what do you think would be effective in changing that law as you see it? >> i'm very suspicious. he said that but i don't think he meant that. i think what he meant is they will pursue administrative actions. they don't trust going through the legislative process. the new regulation that only hhs writes or administrative decision issued about it irs. things they control in the executive branch. they could write new rules on their own without going back through congress. bill: how would that make the law better? you see the cancellation notices going across the country. the math is stunning. there are millions of americans that have lost their insurance. cancellation notices are out. >> i agree with you. you can't fix this problem without fixing the law. but my suspicion based on past

behavior is they won't go back to the congress because they know they would have to deal with the republican house. so they will try to do everything they kk administratively and maybe that's what we'll hear from secretary sebelius. bill: we are dealing with this for years. this is just going to go on and on. you studied it as well as anybody. what happens in time to what we have witnessed the past month and a half? >> i think a year from now there will be perspective and it's likely the first year was a failure and disappointment. far fewer people signed up than was expected. at that point the country will start to grapple with the notion this was sold as the final fix for healthcare and it wasn't. it won't cost uninsured or solve our cost problems. there has to be further and better legislation. republicans would like to repeal and replace the. but at a minimum major new

changes will have to be inact. -- will have to be enacted. it's a bottomless barrel. martha: president obama said he's sorry his healthcare promises not panning out for everybody. what about the millions of americans who have lost their health insurance. what are they thinking about that apology this morning? we'll ask one of them. bill: this is the embattled mayor are * in toronto. that's -- this is the embattled mayor rob ford in toronto. this is new video that is public. >> don't tell me we are liars. i take prilosec otc each morning for my frequent heartburn.

because you can't beat zero heartburn. woo hoo! [ male announcer ] prilosec otc is the number one doctor recommended frequent heartburn medicine for 8 straight years. one pill each morning.art. frequent heartburn medicine for 8 straight years. so if ydead battery,t tire, need a tow or lock your keys in the car, geico's emergency roadside assistance is there 24/7. oh dear, i got a flat tire. hmmm. uh... yeah, can you find a take where it's a bit more dramatic on that last line, yeah? yeah i got it right here. someone help me!!! i have a flat tire!!! well it's good... good for me. what do you think? geico. fifteen minutes could save you fifteen percent or more on car insurance.

and i had like this four wheninch band of bumpsles it started on my back. that came around to the front of my body. and the pain from it was- it was excruciating. i did not want anyone to brush into me to cause me more pain than i was already enduring. i wanted to just crawl up in a ball and just, just wait till it passed.

>> [bleep] martha: he will be dead. it will be over in five minutes. that's the new video we just got of toronto's mayor. a rambling tirade. this video surfaced just days after he said he had smoked crack. mayor ford refuses to step down. here he is. >> i'm very, very inebriated ... >> who were you talking about in the video? >> all i can say is -- i was in

a stupor ... i don't know what to say ... martha: a reporter with the "sun" news network in toronto joins me this morning. you sort of watch that and you go back and forth. he's a likeable guy in a strange kind of way and pretty popular in toronto, right? >> he's definitely quite popular. one of the interesting facts is his popularity and approval rating has dipped at moments depending on the allegations but in some cases it has gone up. if he goes to rehab there is a

good chance he will win reelection. that's how popular he is warts and all. martha: why is he so popular. >> rob ford is not so much inherently popular. but he's a rejection of the political class. he's a rejection of the perma smile politician. people are tired of politicians they come there and give the big smile and they are polished and tell you i have got the magic beans that will make your life better and at the end of the day government has grown and your liberties are being violated more and you find your bills have gone up, your levies and fees. rob ford said i'm not going to do this anymore. most people would have resigned at the very first gotcha. he said no because he doesn't play the game the way the regular political class play the game. people are responding to that

because they felt diseven fran chietsed by the political class for decade. martha: on those levels i find this story fascinating. there is no doubt plenty of politicians who have gone object drunken ranting tirade and nobody ever saw them. they didn't come to light. i don't know about the crack cocaine. we know about marion barry who worked his way back into the mayor's job. it's possible he has a future. but you think he has to go to rehab to reassure people he's on that track, correct? >> absolutely. just to tie back to what you were saying. if you look over mayoral or presidential scandals from across the world. let's take rob ford, and silvio were lessill.berlusconi.

kilpatrick was sentenced to 28 years in prison because he was doing things like bribery and fraud which damage the regular person. in ontario for instance there is a gas plant scandal where the government paid $1 billion for something they didn't need to do and that will raise the regular joe's energy bills by a little bit a month. that shows how big government does tangible damage on the little guy. martha: constituents, you have got a choice between corruption and personal foibles and weakness and we'll see what they choose in toronto. thanks very much. bill: the president said he's sorry, but for what exactly? republicans respond on that.

>> as a coach, your job is to help develop players, as football players, as people, as men. that's what i have done for 30 years, and that's what i committed to doing in this profession i'm in. [ male announcer ] 'tis the season of more.

more shopping. more dining out. and alo with it, more identity theft. by the time this holiday season is over, more than a million identities may be stolen. every time you pull out your wallet, shop online, or hit the road, you give thieves a chance to ruin your holiday. by the time you're done watching this, as many as 35 more identities may be stolen. you can't be on the lookout 24/7 but lifelock can. they're relentless about protecting your identity every mute of every day. when someone steals your identity and tries to take over your bank accounts, drain the equity in your home, or even tries to buy a car in your name, lifelock is on the job 24/7.

when they detect a threat to your identity within their network, they will alert you by text, phone, or e-mail, protecting you before the damage can be done. lifelock wants you to be protected ts holiday season. so they're giving you 60 days of protection risk free. my years as a prosecutor taught me that you have to be proactive to protect yourself from crime. and that's especially true of identity theft. that's why i'm a member of lifelock. [ male announcer ] no one protects you better th lifelock. and they stand behind their protection with the power of their $1 million service guarantee. in fact, last year, lifelock protected over 2 million people during the holidays and now they can do it for you. try lifelock's protection 60 days risk free. ♪ ♪ order now and get a special holiday gif-- a document shredder to keep sensitive documents out of the wrong hands. a $29 value free. ♪

♪ because during the holidays, keeping your identity protected means keeping your family protected. martha: there is a lot of fallout this morning after president obama says that he is sorry that millions of americans have lost their health care plans despite his repeated promises that they would not. welcome, everybody, to a brand new hour of "america's newsroom," i'm martha maccallum. bill: i'm bill hemmer. morning to you at home. now coming as democrats and some republicans and democrats are stepping up attacks on obamacare in recent days amid the ongoing problems with the health care web site and concerns about the number of enrollees and the private information. here's the republican senator, mike lee, on with martha from last night. >> i think it's refreshing that the president is acknowledging

that this is a problem, he's acknowledging that he made promises that people relied on to their detriment because those promises were based on inaccurate information. bill: ed henry, a busy week. good morning to you. what sparked this? >> reporter: well, interesting, i spoke to a republican senator who was noting that this interview with nbc news came just one day after the president had 15 democratic senators in the roosevelt room here for what most democratic sources described as a eventing session, frustration, you know, vented at the president over this web site still not working. these democratic senators are up for re-election in 2014, they're very nervous this is going to blow up in their face in the months ahead and maybe imperil their re-election bids. so the president goes out and does this interview with nbc in terms of making major changes to the law, at least go out and give what was sort of a half apology. he got a bit closer as the

interview went on. take a listen. >> i am sorry that they, you know, are finding themselves in this situation based on assurances they got from me. we've got to work hard to make sure that they know we hear 'em and that we're going to do everything we can to deal with folks who find themselves in a tough position as a consequence of this. >> reporter: now also interesting, the president went on in this interview at one point to say i feel burped by this web site -- burned by this web site and said, well, look, the american people were burned by this. he's clearly not happy about that. but also realizes it's not the best public relations effort. he's got to make it clear it's about trying to fix this -- bill: especially when your name's on it. did he go far enough for republicans, ed? >> reporter: well, you heard mike lee there who's, obviously, a frequent critic of this president, but i think the key is going to be for republicans and some of these moderate

democrats who are demanding changes, what's the next step? is the president going to actually make changes to the law to fix it? here's speaker boehner saying, quote: if the president is sincerely sorry, the least he can do is support this bipartisan effort, otherwise this apologize doesn't amount to anything. he's talking about making changes to the law. one of the folks pushing, democrat mary landrieu from louisiana, she's up for re-election in 2014, facing a tough race potentially. she went on air force one with him, we're told, but is not going to be appearing at the economic event later today saying she's got a scheduling conflict. we'll see how many of those democrats are not so eager to appear with the president at some of these public events. bill: ed henry from the north lawn. martha: let's bring in chris stirewalts, host of "power play" on foxnews.com live. and we're waiting for a statement of some sort from kathleen sebelius this morning, and we know she's entered the room, so we may cut away and

hear what she has to say. let's kind of get to your reaction, first of all, to the president's apology last night. that do you think? >> well, he didn't really apologize, did he? he said that he was sorry if people find themselves in a position for, essentially, misunderstanding him. what he said was that he's sorry that millions of people -- he didn't say that he was sorry they lost their policies because he can't say that, because he did that. that was his volitional choice to do. the problem is that he didn't mention the fact that he had changed his mind about his promise and intended not to keep it. so on the order of what the apology was, he was basically sorry that people did something to themselves because they misunderstood him. that's not going to feed the bulldog. martha: i'm not sorry for what i said sort of thing. >> you got it. martha: i'm very struck this morning by the big picture and by looking at the obama presidency as a whole because there's a lot of very dramatic

talk about it being sort of the end of his vision, of his dream for some of these things. and we don't know if that's actually true, but you wrote something in your piece this morning that i want to put up on the screen because it does bring it into the big picture. of you say, when insurance companies partnered with obama, it was way back in those house yang days when obamacare was just a second milepost. martha: that stopped me in my tracks this morning. >> isn't that happening? martha: it doesn't appear to be, chris. >> when the president -- they built the law the wrong way. they had to do it in a procedural end around using a trick at the end because of scott brown's election from massachusetts. they were never quite content

with the law and they sort of hung it together with baling wire and chewing gum. now on to reform america's financial system is, on to green jobs, on to these other things, but it turned out it was just a ticking time bomb back there because they did it on a single-party vote, because they didn't do it correctly. as the thing unravels itself, it steals from the president and, consequently, the nation the opportunity to move on and talk about other things. shoddy worksmanship by the president and democrats in 2009 pays a terrible consequence when you get down to it for the rest of the country in all stripes in 2013. martha: yeah. it's a good piece and good to talk to you this morning. >> thank you. martha: fox foxnews.com/fox news first and then type your e-mail address right in the box. bill: i mean, it's easy. so what do you think? what's your take on what the president had to say about the obamacare problem?

send us a tweet, our twitter question of the day. did he accept the apology, or did he go far enough for you? we're going to hear more, the question is when. martha: yeah. the president said, also, a while back if you feel like you're going in the right direction, you will get there eventually. and it appears he is definitely still in that mode on health care, so we'llt goes. bill: that we will. kathleen sebelius is going to pop up in a moment. meanwhile, house republicans looking to make sure the president will keep his original promise, they will introduce a bill that will allow people to keep their insurance be they like that insurance. what are the options republicans are considering on this, mike? >> reporter: good morning. ron johnson from wisconsin has a plan with 37 cosponsors. johnson says if you like your health care plan, you can keep it. he knows the president made that promise many times, but now more than two million people have been told the coverage they chose is no longer available. johnson says that is wrong, that is unacceptable.

mitch mcconnell is backing the johnson plan, and he says, quote: if the president is i truly sorry for breaking his promises to the american people, he'll do more than just issue a half-hearted apology on tv. a great place to start would be to sport this senator johnson bill that would allow americans to do what the president promised in the first place, keep the plan they have and like. the house is planning to vote on a bill which would authorize insurance companies to keep offering plans the administration says need to be canceled based on obamacare's new insurance standards. bill: you know, mike, what about b the democratic proposals? are there any? >> reporter: you heard a little from ed henry, democrat mary landrieu has a bill that would allow consumers to keep their current health plans as long as they stay up-to-date with their payments. she told me it's about keeping a promise to the american people. >> he said, you know, some people that had their private insurance in the individual

market could keep it. the grandfather clause was not written with as strongly as it should. i believe it could be written more strongly, so i filed that bill to do that. >> reporter: democrats and republicans are getting floods of complaints from constituents, but unlike republicans, democrats voted to passobamacare and are looking for a quick fix. bill: next week's going to be interesting too. thank you, mike. martha: we've been hearing from lawmakers about the president's health care promise, but what about the people that it actually affects? coming up, we're going to speak to a woman who we have spoken to before who says she lost her health care plan because of obamacare, where she is now. bill: a possible breakthrough in iran's nuclear program sparking harsh reaction from the leader of israel. why they believe the u.s. is now bowing to the wishes of tehran. martha: and brand new developments on this story this morning, folks. the nfl scandal.

>> i'm not concerned about any of that stuff. my focus is on tampa bay, all right? getting our players to help them reach their potential individually and as a football team. that's really all i'm concerned about, it's all i control. one of the miller twins has a hearing problem.

and she's fed up with the daily hassle of her old hearing aid. so she got a lyric in her life and everything changed. which one? you'll never know because the lyric is in her ear. 100% invisible. you can't see it, and it's the only device that works round the clock with zero daily hassle. no batteries to change. no taking off and putting on everyday. sound good? call 1 800 411 7040 now. this is the lyric. lyric fits comfortably right next to your ear drum to deliver truly natural sound quality. in fact, 95% of users prefer lyric sound quality to their old hearing aid. now the miller twin with lyric can hear and do most everything her sister does 24/7. an invisible hearing aid is wonderful. finding one with zero daily hassle... too good to pass up. call 1 800 411 7040 right now and ask about your risk free 30 day trial. get a lyric in your life.

bill: dramatic rescue high on the steep cliffs in l.a. a fire department helicopter swinging into action lifting the man to safety. well done. he's okay, only minor injuries there in los angeles. nice. martha: well, we mentioned earlier that president obama's now saying that he regrets telling millions of people that they could keep their health insurance. ins, ands or buts, many of them actually could not. >> i am sorry that they are finding themselves in this situation based on ashiewrpses they got from me -- assurances they got from me. >> betty tatter was one who got that letter in the mail saying

she could not keep her insurance plan. she was with us last week, and now she's back with an update. betsy, welcome back. thanks again for being with us today. >> thanks for having me, martha, i appreciate it. martha: you bet. what is your reaction to what the president said last night? >> well, i appreciate the aa polly. i mean, he needed to do that, and i appreciate that. but it doesn't give me an affordable policy. he talked a lot about how he was going to try and fix the web site and get things up and running, but i didn't hear anything about how he might fix the exorbitant prices of the policies that are on the web site. martha: yeah. >> so i don't really know where i'm at with that. martha: tell me a little bit, because i read over what you sent this morning, and it explains that you did actually find something that looks to be fairly comparable in price, right? >> i did. it is. it's actually $27 less a month

than what i was paying. martha: okay. well, that's a good thing, right? >> yeah, yeah, right. but it's a 70/30 plan, but again, i'm willing to live with that as long as it fits my budget. it's a $5,000 deductible, and everything else is the same. it's noncompliant, though, the only things not included are the maternity and pediatric dentistry. the rates have been guaranteed through 2014, so for now it's a short-term fix. martha: this is what i don't get because i went through the numbers this morning and, yes, you would pay a little bit more because it's a 70/30 plan than an 80 clash 20 plan, but you say you're okay with that, but it does not meet the terms of obamacare. so how is it that you are getting assurances that this plan is going to be acceptable when you send in your tax form and they know what plan you're on, how do you know they're not going to say, sorry, betsy, that doesn't cut it. >> yeah.

i wondered that same thing. but on the web site where i found one of these plans, i found a couple of dropdown boxes, and if it's all right, i'd like to read what those said, that made me think this is going to be okay. it said that pre-obamacare plans with coverage starting in 2013, many of these plans can automatically be extended until the end of 2014 subject to each carrier's terms and conditions. this means you may be able to keep your plan without worrying about the tax penalty in 2014. and the other box said obamacare compliant plans starting january 1st, 2014, or later, with these plans you can no longer be denied coverage for pre-existing conditions and may qualify for a government subsidy to help pay the premiums, but you may find more limited options. so for me, i guess, it was just -- martha: i'm sorry. it just sounds like the new plan that you just signed up for is a plan that is grandfathered in. is that, is that what it appears

to be to you? >> that's what it appears to be to me. martha: we were told if anything changed in your plan -- and i would assume that getting a new plan, i don't want to put up a red flag for you -- >> i know. i'm worried too. martha: i hope that you're going to be covered. >> i know, me too. martha: it really goes to the bottom line of how confusing it is. how much time would you say you have put into trying to find this plan for yourself? >> oh, my gosh. hours. hours and hours. i mean, i wake up at night sometimes just thinking about it. i'm losing sleep over it, and, yeah, hours. i don't work on mondays, and i've spent several hours on mondays just trying to -- martha: you say that you're still angry about the whole thing, that you have to go through this at all, right? >> oh, yeah. uh-huh, yeah. [laughter] yeah, i would say i'm angry. i'm angry that 15 million people can be sort of dismissed as not that many. and i'm angry that i'm not

hearing any fixes to it, you know? how are we supposed to afford these high costs? especially for the group that i'm in. the little too much but not quite enough, you know? i make a little too much money to get a subsidy and not enough to afford a full-price plan. martha: i've heard the president write off that group. a lot of those people are going to get subsidies, but a lot of them won't. and you're one of them. >> right. martha: as you say, you're caught right in that middle zone, right? >> i am. and i kind of feel like we're moving towards the one size fits all policy or one size fits all program, and we're not a one size fits all nation. and, you know, by the way, if you don't fit, we're going to kick you to the curb and slab you with a fine, you know? that's just wrong. that's wrong for me. martha: what would you say to the president if you could sit down with him like chuck todd did last night? >> oh. [laughter] i guess i would say i appreciate the apology, but pardon me if i

don't say thank you. martha: okay. betsy, thank you very much. >> well, thank you. martha: i think you do speak for a lot of people, and that's why we love having you on. >> i hope so. martha: keep us updated. bill: she's so sweet, and she's so nice, and you can walk around the halls of our building, you know? a guy, goose, has been working for us from years. he's an immigrant, and he was like, you know, i'm just really happy i work here pause my insurance is not going to be touched. he said my father i'm really worried about because he got this letter this week, bill, and i don't know what's going to go on with it, now he's got to shop for this thing, and he has high concern. and when you talk to women like that in chicago, this is just one story of thousands and thousands that lead to millions and millions all over the country. martha: yeah. bill: it's astounding. martha: well educated people who understand exactly what's going on, and they're working so hard, you know? my dad also got one of those

letters, and he's got a stack of manila envelopes where he's trying to organize the different options and figure out what he is going to do. and he's like betsy and so many others out there, so we wish 'em luck. bill: well, the identity thieves around the world could be targeting your tax returns, we hear. how they are walking away with billions of our taxpayer dollars and what the irs is trying to do to fix that growing problem. billions, we say. plus, watch this moment -- >> ethan. [laughter] martha: i can barely get through that moment. homecoming that you have to see. bill: certainly do. we'll so happy for that family, their dad is home from afghanistan.

martha: all right. kathleen sebelius announcing a new development with the mental health part of this issue while she visited a hospital in atlanta. here she was moments ago with the announcement that we mentioned. >> today we've issued the final parity rule which finally puts mental health services and substance abuse on equal footing with physical health services, and that's a huge step forward. together with the affordable care act, the rule allows us to expand and protect behavioral health benefits for 62 million americans, some of whom have insurance without mental health coverage, and others have no health insurance at all. martha: all right. so that was the announcement this morning. there was a lot of speculation over whether it might be something like a delay in the individual mandate, something along those lines, but it was just an announcement about mental health, and that is an issue that a lot of people have been pushing for for a very long

time. so that's that.bill b bill the scandal sweeping the nfl, there's going to be a lot of talk about this over the weekend. the attorney for jonathan martin releasing an explosive statement saying that his client suffered constant harassment, daily verbal abuse and not just from one player. the attorney says this went well above and beyond anything that normally happens in a locker room including a, quote, malicious physical attack by an unnamed teammate. meanwhile, in the face of this all here's the head coach miami. >> i feel a responsibility for the entire workplace environment, atmosphere. and as coach, your job is to help develop players as football players and as people, as men. that's what i've done for 30 years, that's what i've committed to doing in this profession that i'm in, and that's what i'm going to continue to do every single day that i'm here. bill: i guess there's psychology

involved in this with dr. keith ablow, how you doing, keith? good morning to you. you wrote a good piece at foxnews.com. what's your point on this so far, and as i get you to answer that, i just caution you there's a lot we don't know right now, just yet. >> there's a tremendous amount we don't know about this particular case, but with what we know about bullying and that it's epidemic across our country. and we know that if somebody like a 300-plus-pound football player who stands 6-5 can say that he was laid low by bullying from another teammate even bigger than him, then we know that this can happen to anybody. because if you're on a schoolyard, imagine what it feels like when you have to show up there day after day. and you're not built like a football player, like martin is. so i think there's a lesson in this, and i urge parents to not think that school districts, for instance, are going to completely respond in any fashion that will protect their kids.

because i've seen it again and again in my office, they don't. bill: that's a good point. that's a good point. this is what the lawyer for jonathan -- by the way, we haven't seen martin in a week. apparently, he's back home in california. he went to stanford as a college can kid. for the entire season and a half that he's with the dolphins, this is what the attorney writes: he attempted to befriend the same teammate. bill: that's what the attorney says. now, pair that with what the guys on the team are saying. they're all coming out and saying these guys were best friends. >> yeah. well, apparently richie incognito didn't quite get the idea that what he was experiencing as camaraderie and friendship from supposedly his victim was actually that man's kind of stockholm syndrome where he was sort of desperately trying to appeal -- he asserts through his lawyer -- to a guy

who was besieging him with harassment. now, incognito has a long history x this also is very important. you know, it's tough to shed your character. and the bottom line is in 2009 voted the dirtiest player in the nfl -- bill: but this is a tough sport. i mean, guys don't make it to the nfl unless they're tough, tough guys. and apparently the message went out go ahead and toughen the kauai up. that happens all the -- the guy up. that happens all the time. >> i'm sure that happens, and yet it's not paired with racial slurs. and you've got to know who you're dealing with, and that's where the coach is right. listen, you're not just developing people by creating a spirit of challenging them, you've also got to nurture people. and you can't let the challenging go to a place where it hurts someone. bill: again, we don't know all the details -- >> it's just a game. bill: play on. thank you, keith. keith ablow there. >> all right, bill, take care. martha: a new warning about the

problem-plagued obamacare web site, why one agency says that they believe more trouble with all of this could be on the way. bill: also a possible deal to ease sanctions on iran? why one of america's closest allies say that would be a colossal mistake. ♪ ♪ ♪ ♪ no two people have the same financial goals. pnc works with you to understand yours and help plan for your retirement. visit a branch or call now for your personal retirement review.

(knochello? hey, i notice your car is not in the driveway. yeah. it's in the shop. it's going to cost me an arm and a leg. that's hilarious. sorry. you shoulda taken it to midas. get some of that midas touch. they tell you what stuff needs fixing, and what stuff can wait. next time i'm going to midas. high-five! arg! i did not see that coming. trust the midas touch. for brakes, tires, oil, everything. (whistling) i've got a nice long life ahead. big plans. so when i found out medicare doesn't pay all my medical expenses, i looked at my options. then i got a medicare supplement insurance plan. [ male announcer ] if you're eligible for medicare, you may know it only covers about 80% of your part b medical expenses. the rest is up to you. call now and find out about an aarp medicare supplement insurance plan, insured by unitedhealthcare insurance company.

like all standardized medicare supplement insurance plans, it helps pick up some of what medicare doesn't pay. and could save you in out-of-pocket medical costs. to me, relationships matter. i've been with my doctor for 12 years. now i know i'll be able to stick with him. [ male announcer ] with these types of plans, you'll be able to visit any doctor or hospital that accepts medicare patients. plus, there are no networks, and virtually no referrals needed. so don't wait. call now and request this free decision guide to help you better understand medicare... and which aarp medicare supplement plan might be best for you. there's a wide range to choose from. we love to travel -- and there's so much more to see. so we found a plan that can travel with us. anywhere in the country. [ male announcer ] join the millions of people who have already enrolled in the only medicare supplement insurance plans endorsed by aarp, an organization serving

the needs of people 50 and over for generations. remember, all medicare supplement insurance plans help cover what medicare doesn't pay. and could save you in out-of-pocket medical costs. call now to request your free decision guide. and learn more about the kinds of plans that will be here for you now -- and down the road. i have a lifetime of experience. so i know how important that is.

martha: a big story today, it is being called the most powerful storm to ever make landfall. just try to imagine this, it is supertyphoon slamming the philippines with 200 mile-an-hour gusts. 25 million people in its path, it doesn't even compare to what we saw during hurricane katrina, for example. david piper is streaming live from back cock, thailand with -- bangkok thailand with the latest. >> reporter: yes. it seems difficult to compare it with past typhoons here in asia, i've within here over 20 years, only been affected by a couple in the hong kong, and they were very powerful. but this one is packing winds of up to 190 or 200 miles per hour. now, tropical typhoon haiyan so large it can be seen from space, and it covers the whole philippines at the moment. it's the equivalent of a category five hurricane.

millions of people have had to seek shelter. officials say three people have died, but there are fears that could rise because many places hit can't be contacted. eight -- aid agencies say the death toll could rise considerably. it's been reported that some buildings, including a hotel, have collapsed. trees have fallen acrossroads hampering the relief efforts. eyewitnesses say there has been some storm surges of up to 5 meters this some areas. -- in some areas. eyewitnesses also say that they believe that places on the island could have been severely affected but they haven't been able to contact anybody there. now, the philippines authorities say around 12 million people are at risk from the storm. the authorities have been giving medicine and food supplies. the second city of sabu being

hit by the storm at this time. we do understand, though, that the capital, manila, will not suffer the worst of out. back to you in the studio. martha: unbelievable. david, thank you very much. bill: a lot of nervous people there. breaking news, secretary of state john kerry arrived in geneva, he's joining these nuclear talks with iran and raising deep concern in israel which says it, quote, totally opposes a possible deal. and benjamin netanyahu, the prime minister, has big problems with this. >> iran got the deal of the century, and the international community got a bad deal. this is a very bad deal. israel is not obliged by this agreement. bill: lieutenant colonel ralph peters is a fox news strategic analyst and military analyst. sir, good day to you. the report is that iran will be offered temporary relief from these sanctions if it ceases

nuclear enrichment, if you can prove that. what do you think, is netanyahu right? >> yes, israel's prime minister is 100 percent right. this is an idiotic deal. the iranians based on the details we know thus far, bill, the iranians give up nothing. destroy no sentry fumings, they reverse no processes. they take a very brief timeout while we loosen sanctions enough to rescue their collapsing economy. bill: why would we do that? >> sanctions have been working, and we're going to throw it away. bill: why would we do that? >> several reasons. believe it or not, there's a tie-in to obamacare. the administration's reeling so badly from that rollout disaster, they need a win. and this is something they can present as a win to the american people. see peace in our time, even though it's a really, really bad deal. again, these sanctions have been working. why back off now? yes, of course, peace is better than war. but this isn't going to bring peace.

this buys the iranians time. it's just so sad because the obama administration's foreign policy is always the same. they promise you a ferrari, and they deliver a bicycle with two flat tires. bill: you've got to verify this going forward, you know that, right? >> how do you do that? bill: i don't know. but you say we're in the driver's seat because sanctions are working. now iran's going to work this to their advantage, but you believe they are better negotiators than we are. >> they're vastly better, more sophisticated, tougher. bill: how so? >> look at what's going to happen. i mean, it's plain as day. the iranians have been holding out on a few last sticking points before closing the deal. why? because they know that once secretary of state kerry as well as foreign minister of france and maybe from germany, once they're in geneva, those guys don't want to leave without a deal. today don't want to be embarrassed. so we're going to cave on the

last sticking points. again, the iranians are ethnically persians. the persians invented chess. our diplomats play checkers. bill: wow. so this'll go through based on what we're seeing. >> yes. bill: and then what? >> well, then the iranians will get a much-needed shot of adrenaline. we're going to relax all the sanctions, they're not all going to go away, but key financial sanction, it appears they will be loosened. again, iran's economy is in near collapse. they need help. we are in the driver's seat, and yet we're letting the iranians steer. bill: reason, the verification is a really important aspect of this, so pay attention very closely to the details when we get them out of geneva. >> and meanwhile, we've abandoned israel. bill: lieutenant colonel ralph peters, thank you for your time, sir. >> thank you. martha: a navy officer and father of four surprising his

children after a seven month deployment in afghanistan a. >> ethan. martha: what a sweet moment, right? that is navy commander tony erickson surprising his 12-year-old son. there's the surprise for his little girl, 14 years old, at their middle school in utah. they all kept in touch via skype but you can't really hug on skype, right? so they're looking forward to life getting back to normal around home. listen. >> yeah, i'm looking forward to getting back into the sync of things and all their activities and stuff. so it'll be fun. l really fun. martha: that's such a beautiful picture of the three of them. we wish them well and a great weekend as they enjoy just being home together. those moments never get old. there were hugs before he went off to the high school to surprise the other two children and see them two. bill: that man's been away from

a year, and you know every day he's thinking about that moment. martha: getting home. bill: and every day they're thinking about the same thing. martha: i know. great to see them back together. we wish them well. bill: there is a new warning about the problem-plagued web site, healthcare.gov. why one agency says it sees even more problems down the line. martha: and we thank that dad for his service and also this group of west point cadets getting a reminder of what they will be fighting for and why. >> it's something that i'm going to remember for a long time. this means a lot to me, that they'd open up the memorial to cadets, and, you know, it's a nice break from school, sit back and really reflect.

bill: 50 years ago this month john f. kennedy assassinated in dallas, texas. there are countless doubters to

this day about the government's conclusion. do they have a point? fox news will examine this in a special investigation that you will see airing this weekend. here's part of that. >> j. ed or garre hoover had a special agent in dallas. >> did the fbi, did they drop the ball in their tagging of oswald? >> the fbi was watching oswald, but they never really took him seriously as a physical threat. >> early october james from the fbi came out, left his card and visited and came out a second time as well. i gave the card toes wald when he came out -- to to oswald whee came out on the weekend. my feeling was, sure, the fbi's going to want to know where he is. the cold war's in full tilt. bill: fifty years of questions, the jfk assassination. so do they have a point? that's what we set out to do and conduct our own investigation.

if you've got all these doubters making these claims, prove it. and you're going to find some fascinating details that are revealed in this month-long investigation on saturday night. martha: and it's a great way for kids to get a real understanding of what happened that day in dallas, and it looks fantastic. congratulations, we'll look for it. thanks, bill. bill: 9:00. martha: so the federal agency responsible for implementing obamacare now saying that they see more problems coming for the troubled enrollment web site. during a conference call, the centers for medicare and medicaid service which now everybody knows as cms, announced that they see some further, quote, stresses on the system downstream. we have the ceo of vital springs technology, a privately-held enterprise software company. welcome. good to have you back on the show. >> thank you. martha: and you have studied these kinds of technological issues with web sites like this.

what do you make of that statement that they think it's going to get worse before it gets better? >> the statement is very true, martha. because what oracle and google and this tech surge have been called in to fix is only going to be the user experience in terms of helping them log in. but once you lock in, there's got to be integration between cgi, the company building the web site, the data hub, between federal and state systems to check eligibility information, and then the web sites, the insurance plans where you actually start to be able to spot shop. and none of these systems today were actually built in sin tony. the problem is each of these vendors went and built their own thing, but there was nobody really overseeing how all of these pieces were going to come together. and having dealt with these kinds of systems with insurance company systems, well jilt systems, this is not something oracle or google or anybody is capable of doing. they have no expertise around

this, and i think those problems are actually going to be much bigger than the problems that we've seen with the web site since october 1st. martha: you know, on the face of it just listening to that what goes through my mind is, you know, one of the things that we're great at is technology. i mean, why would a company like ibm, for example, or microsoft not asked, you know, to come together and say, you know what? build us a health care system because we know you all are the pest of the best. >> well, that's a great question. but you know what, martha? even ibm or microsoft doesn't really have the comprehensive expertise to pull together so many different systems. if you look at what's happened with the state-level exchanges and a lot of the companies that have been called in to implement them, what they end up doing is coalescing a whole bunch of little companies who have the specific components of that expertise where they try to gel that together because there is no company that understands all of the complexity --

martha: so you're saying it's impossible? >> it is impossible. martha: it's impossible to build a comprehensive health care web site system? is that what you're saying? >> with one vendor. and the other problem here is that the white house did not put in place the right leadership. nancy-ann deparle who was the ark -- architect of this fought long and hards to be the ones to actually implement. you don't get an architect to be the general contractor for a house. you just don't. martha: who would have been good at this? >> you need people who have been in the trenches with technology experience, that have been in the insurance policy or employer or health i.t. industry that understand all of the complexities to lead the charge to know how to bring all of these players together. and, unfortunately, they still don't have that. you know, qssi is a great company, but it's far more complex than picking a web site. martha: the president made an interesting statement the other day, he said one of the things we want to figure out is the

government i.t. procurement process that needs to be fixed. what does that tell you? >> well, that's a big problem because when they need to select a vendor, what they didn't really look at is exactly what you asked before, is what are the right skill sets that we need in understanding the skill sets to bring in the right vendor. and there have been a lot of issues in general about how government procurement is actually, you know, implemented. so the whole idea of purchasing and how the government purchases and identifying needs and meeting those needs is a huge problem. and they went all the way down the path, martha. you know, even in obama's first administration to implement a chief technology czar and a chief information czar. what were these people doing? if they were really there to improve these processes, create open standards for government, they failed miserably. martha: something that was so -- important to the administration, you would have thought they would have made that such a

priority. and now all you hear is, well, i'm not an i.i.t. expert, who was? thank you very much for being with us. >> thank you. bill: interesting guy. throughout the morning we asked you to share your thoughts on the president's apology. here we go. one viewer tweets: can i accept an apology that was not given? martha: another one write withs: apology doesn't get their health care back. bill: this one said for once i agree with the president, he is sorry. martha: and this viewer writes: his being sorry doesn't help me pay for a more expensive plan that i don't want and can't afford. bill: watch that comment from kathleen sebelius coming out of atlanta today. it was like a little boy saying, mommy, i didn't eat the cookie when the crumbs are still on his chin. keep them coming. strange sight in says, an asteroid with six tails. now, why is that so unusual? martha: beautiful, look at that. ♪ ♪

bill: a group of west point cadets stuffing how to fight terrorism -- studying how to fight terrorism. a nonprofit group founded by a west point graduate taking the cadets to ground zero in new york at the memorial there. rick leventhal, this must have been a powerful experience for all of them. >> reporter: indeed, bill. it was. some of these cadets were in third grade back on 9/11, but told me they remember it vividly, and it sparked a desire to join the military. it also prompted west point to create the combating terrorism

center. pushes these future leaders to better understand our enemies and be adaptive in analyzing the threats. coming to ground zero was part of the program, and one of yesterday's tour guides was the president of the 9/11 memorial, joe daniels. >> so many of these cadets not only this year's class, but all the way back to 9/11 signed up for the military because of what happened right here. and it's such an honor for us to show these young kids, you know, these bright-eyed, supersmart kids who are going to give their life to service this very, very special place in american history. >> reporter: and the terrorism center at west point is privately funded but open to all students, bill. bill: how did the cadets react to this site, rick? >> reporter: you know, some of them were seeing this for the very first time, including cadet clayton ray began who -- reagan who said he was especially impressed with the reflecting pools there.

>> the this is the first time i've seen the reflection pool, so it means a lot to me to be able to come here after studying terrorism at school and really reflect on what it means. it's really close to home. west point's only 50 miles up river. >> reporter: clayton reagan, no relation to the former president, graduates next may and plans to become an army aviator. bill: our best to all of them. thanks for sharing that story at ground zero in new york. martha: president obama said that he's sorry as millions of americans lost their health care insurance because of obamacare despite promises they could keep it if they liked it, but did that apology go far enough? [ male announcer ] legalzoom has helped sta over 1 million businesses.

if you have business idea, we have a personalized legal solution that's right for you. with easy step-by-step guidance, we're here to help you turn your dream into a reality. start your business today with legalzoom. we're here to help you turn your dream into a reality. (knochello? hey, i notice your car is not in the driveway. yeah. it's in the shop. it's going to cost me an arm and a leg. that's hilarious. sorry. you shoulda taken it to midas. get some of that midas touch. they tell you what stuff needs fixing, and what stuff can wait. next time i'm going to midas. high-five! arg! i did not see that coming. trust the midas touch. for brakes, tires, oil, everything. (whistling)

martha: this is an incredible discovery by the hubble telescope. we have seen so much from that. an asteroid with six tales. it is moving so fast that the surface is breaking apart

causing dust trail behind in beautiful and fascinating ways. that is a beautiful picture. bill: the hubble just keeps on going. have a great weekend. martha: you will have a great day and a great weekend. "happening now" is happening right now. jenna: braking is on top headlines and brand-new stories you will see here first. jon: five people injured now in a court of law. he turned himself in. the charges he is facing. and the trial of the utah doctor accused of murdering his wife now ramping up. the drink to get the case sometime today. we will tell you what they might decide. our legal panel is here. and look at this forklift bursting into a ball of fire, and the driver walks away. it is all