veterans day. don't forget start your weekday with fox and friends we'll see you back here, tomorrow night. see you tomorrow 7 p.m. eastern. o'reilly is next. the o'reilly factor is on tonight. >> trouble by declaring it now. >> exactly it? >> did happen. >> more trouble for obamacare investigative watchdog group goes undercover to talk to some navigators in training. it's not pretty. we have exclusive report. >> what is obamacare? >> i'm not sure. >> how much do the folks know about obamacare? jesse watters will tell us. >> the web site hasn't gonna well. what do you think happened? >> the government is in charge of it. >> i'm embarrassed by my actions. what i want people to know is the way jonathan and the rest of the offensive line and how archie communicates and we communicate it's vulgar. >> the national football league taking a huge hit

over conduct unbecoming some players. we have a follow up tonight. >> caution, you are about to enter the no spin zone. the factor begins right now. >> ♪ ♪ hi, i'm bill o'reilly, thanks for watching us tonight. the obsession with obamacare. that is this evening's talking points memo. plenty of criticism floating around over the obama healthcare law. and much anger flowing into the white house as his approval ratings drop fast. the whole thing began on march 23rd, 2010. more than three and a half years ago. at the white house, vice president joe biden congratulating president obama on his signature achievement. >> tens of millions of americans will be a whole lot healthier from this moment on. ladies and gentlemen, the president of the united states of america, barack obama. [cheers and applause]

this is a big [bleep] deal. >> and it was. for the first time in american history, the feds calling the shots on healthcare. the obama administration had three and a half years to launch the law. more than enough time. it also spent a billion dollars on the launch. more than enough money. yet the entire thing is a catastrophe so far and no one no one has been held responsible for that catastrophe. so that's where we are this evening it is safe so say that most do not trust the obamacare law or the government to implement it properly. enter the veratos group. they sent urban league office in texas. the urban league is receiving more than a million taxpayers dollars to

guide the into healthcare system. that money is being used to hire so-called navigators. when you call up they can help you much the undercover talked to a few of these navigators in training. first, about what to state as income. >> ever since i have been a barber i will go and clean houses and things like that just to get extra money on the side. i have never filed that type of stuff on my. >> taxes. >> filed my taxes. >> you are supposed to file a percentage of it? >> a percentage. [ laughter ] >> um-hum. because you are making money on a cash basis. >> okay. >> don't get yourself in trouble by declaring it now. >> exactly. >> yeah. it didn't happen. [ laughter ] >> yuck yuck yuck. so that navigator in training suggesting fraud. on another occasion, the project veritas under cover

asked about smoking. >> one more question. >> um-huh. >> they have -- i don't know where it says. it says something about if you like you smoke or something like that. i really don't like. >> >> you lie. >> so this time the navigator suggesting deceit. going forward the president should delay the affordable healthcare act for a. in that time the it could be fixed by responsible people. guide americans through the healthcare maize. i'm a simple man as you know. if this is a good program, the folks are going to know it so there is no threat to the affordable healthcare act with a delay, none. in fact, the program should be stronger a year from now, right, mr. president? let's delay it. that's the memo. joining us from washington mary katharineham and juan williams both fox news analyst. juan, how about these

navigators, huh? >> i think that's an outrage, bill. again, it seems like me we have a hater's ball going on here. everybody is like oh, let's find anything we can splice back on obamacare. these folks have come up with some people. i guess they are independents or whatever. they don't necessarily work for the government. they work for the contractor. but there is no evidence of any widespread fraud here. senator rubio has introduced a bill, though i must tell you in the senate, that would say you can't hire felons, you can't hire people who are convicts. you know, kathleen sebelius at hhs has said it's possible. it's not a federal requirement. the states can have the requirement. i think that everybody is on board. we don't want any corruption. so far there is no corruption. all we have is everybody who doesn't like it who really wants to subvert obamacare, jumping on anything they can find. >> juan, we just showed you corruption. >> come on, that's so small, bill. come on. >> it's so small. i don't know if we have time to go to every single, you

know, navigator deal they have. but go ahead, mary katharine. >> the hater's bawl for obama care has always been populated by more than half of the united states. i'm happy to be there it's not super fun because a lot of people are losing their insurance. so it's not a lot of dancing. it's actually a lot of sadness. these are serious issues. the navigator program specifically, right before the thing launched, they cut down the number of hours that these guys had to be trained. there is no requirement that they have a criminal background check so you are giving all this information to people you don't know. so i think in any giant system, fraud can creep in. in this system, fraud was invited over for a keg party. and you have got on many layers really some serious dangers. >> i want to ask you some questions mary katharine about the obamacare legislation, you know, very specific question. there are some good things in this, in the bill. >> right. >> some good things. number one, if you are working and you have health insurance through your employer and you get fired, you don't load your health insurance. >> right. >> it follows you.

you think that's a good thing, right? >> yeah, i think the -- perhaps the one of the only good things is wield like to sever the connection between employment healthcare so you don't lose it every time you move. that is a bad goal. going at it the wrong way. >> inordinate amount of power over the employee and you just don't want that kind secondly. >> going about changing that in a terrible way. >> the concept of preexisting conditions, if you get ill, insurance company doesn't ring you up because they're paying too many bills. chuck this guy off the roles because he has got cancer or heart disease or whatever. i don't think that's right. i think there should be a law against it. do you agree mary katharine? >> i think that's wrong as well. there are changes that could have been made without blowing up the individual insurance fraud. could have been done in small part. >> want to be in that business. they have to obey those laws. >> the supporters of owe

obamacare all the things they don't like all they want. when you are blowing up things into the insurance market to get to those fixes you are hurting people actively. more losing insurance than signing up. >> it's more than that juan, here is what i think it's t. is with you and your crew. >> thank you. >> here is what i think it is. >> you have got a lot of poor people in this country, you know, 20, 30 million people, and they are poor for a reap. substance abuse is a reason, lack of intelligence, laziness, poor planning, having three babies before you are 20 with no father and all of that. so there is always a reason why people are poor in america. you know, there is always a reason. you and your crew, juan, say you know what we don't really care what the reason is that they are poor, everyone has a right, a constitutional right to free healthcare, if they can't

afford it they have to be given it. they have to have it. isn't that the crux of you, your philosophy on this. and therefore you are willing to overlook all the chaos because that essential good in your opinion overrides everything? >> first of all, let me just say a lot of the poor, and i know you like to just put me in some crew but i'm going to tell you something, a lot of the poor, bill, are elderly people and children in this country and they are not there because they are drunks or they are lazy lay abouts, that's. >> face that's a fair point. i'm talking about the children. >> i'm just being straight with you. i know you want to throw me in with some group so you can push me and marginalize me but i'm just telling the truth, bill. say is that yes, in america we should make sure that the current healthcare system is fix sod we don't bankrupt families when they have a serious illness so the small business are not weighed down. >> mary katharine and i agreed we could do that by individual legislation. but the overall philosophy

is. >> no, look. >> you want to give healthcare to those who don't have it. give it to them. >> absolutely. and let me just say. if you were sincere and if mary katharine were sun sear instead of bumming on obamacare and joining the hater's ball, you would say let's have a fix it bill, republicans. let's fix this thing so it works for all americans. let's be imaginatic and sends. >> i would support that debate. >> if you like your plan you can keep it bill a year ago, democrats all voted against it there were things that could have been anticipated and fixed and we mentioned and called liars. that's why we are at the hater's ball. >> juan, say hello to your crew, please. >> stop. look at you. incord dabble. >> how much do the folks know about obamacare. jesse watters went out and asked them. some conservative americans say chris christie is a rhino not because of his wait but because of --

wait but because of -- weight but b at od, whatever business you're in, that's the business we're in with premium service like one of the best on-time delivery records and a low claims ratio, we do whatever it takes to make your business our business. od. helping the world keep promises.

>> watters world segment tonight. the latest polling on obamacare by george washington university has 53% of americans opposing. 43% liking. how much do americans really know about the affordable healthcare law? we sent jesse watters to central park to find out. >> do you support obamacare? >> yes, i do. >> >> no, i don't. >> i don't even understand obamacare. i don't think anyone understands it to be honest. >> oh, we are canadian. >> don't make me laugh. >> why do you like obamacare? >> it's full of poor people. >> it's going to cost me in the long run. >> what is obamacare? >> i'm not sure. >> do you have healthcare? >> i don't know. >> don't ever buy a horse?

>> i am -- >> do you think the obamacare rollout has been smooth? >> i don't know. >> the web site hasn't gonna well. what do you think happened? >> the government is in charge of it. >> who do you think should be held responsible when the web site crashes? >> >> congress. >> that's got -- cia written all over if it did crash. >> i personally don't have health insurance. >> how are you going to sign up? >> online. >> what happened when you logged on? >> it wouldn't let me go through the next page. >> the president promised the american people. >> if you like your healthcare plan, you will be able to keep your healthcare plan, period. >> do you think the president lied to the american people? >> i would say it was a

mildly intentional deception. >> i don't think he lied. >> so if he didn't lie, why did he break his promise to the american people? >> looks like fox is putting a question to me here. >> do you think the president is going to be able to win a third term? >> no. i just don't think obama left a good taste in the mouth of the american public. >> what does it taste like? >> great question, jerry. >> jesse. >> jesse, seriously? okay. [ laughter ] >> are you an obama supporter? >> sure. >> did you vote for president obama? >> isn't it supposed to be a secret how vote for, secret. >> why don't you want to tell me how voted for. >> we just met. >> do i have to buy you dinner first. >> that would help for sure. >> i have a bloody mary and steak sandwich. >> do you ever watch the o'reilly factor on fox news? >> can't watch it, man. >> why not. >> too infuriating how

ignorant it is. >> what do you know that he says has been ignorant. >> man, you know -- trying to think of -- he is entertaining. i love his book "killing kennedy." >> factor fan? >> factor fan. >> i love o'reilly. is he good. >> lovely coat, too. >> thank you very much. >> really soft. >> don't touch the coat. >> look but don't touch. >> the time is coming and you shall see. the obamacare will rock indefinitely. >> oh. [ laughter ] >> i think i want my money back. >> all right. you talked to how many people. >> 20 people. 10 people supported obamacare. five people did not support obamacare and the other five were confused or intoxicated. >> confused. hard to believe. middle of the day. >> middle of the day on a friday in central park. >> did anybody object to

you, you know, you had the fox logo on the mike. when they see that, does anybody like run the other way. >> i was interviewing the black guy and a woman comes up to me and she goes don't listen to fox news. they are not human. >> they're not human? >> and the guy goes you must be a republican. get out of here. you don't know what you are talking about. the lady goes i'm on your side, man. he goes get out of here, fox is number one. >> that was the guy who did the rhyme? >> the guy with the poem at the end. >> we like him. >> right. >> the people who supported the 10 people, 50% support new york city. you know, next to san francisco, the liberal most liberal city in the country. did they know why they were supporting it? did they have any idea? >> not a lot of the a lot of excuse making happening right now. the cia crashed the web site. getting confusing right now. i don't think the white house talking points have seeped down to these people yet. they are overwhelmed. >> i want to tell everybody, you picked them at random, right? >> right. >> you are not looking for the dumbest kids on the

block. >> we ran into people disoriented. >> not unusual. chris christie, is he the g.o.p.'s new guy or a rino, republican in name only? brit hume will analyze that bernie goldberg wants to talk about christie as well and we will let him. the factor coming right back. i got this. [thinking] is it that time? the son picks up the check? [thinking] i'm still working. he's retired. i hope he's saving. i hope he saved enough. who matters most to you says the most about you. at massmutual we're owned by our policyowners, and they matter most to us. whether you're just starting your 401(k) or you are ready for retirement, we'll help you get there.

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hume swlon segment tonight. governor chris christie very hot in circles. >> what do you think of ted cruz and rand paul. >> listen, you know what, chris what i am not going to get into is the washington, d.c. game you are trying to get me into. each i'm the governor of new jersey. i'm focused on getting things done. i think that's why we got 61% of the vote tuesday

night. the rest of this stuff is the game that's played in washington which is why people hate washington, d.c. that kind of garbage is why people don't like it i'm not going to get into that. >> with us is senator analyst brit hume. if chris christie jones ghost on the national shows as he did on sunday and then they ask him national questions that he doesn't want to answer, what's he doing on the show? >> well, it's pretty -- look, i think it's pretty clear that i don't think chris christie is necessarily decided that he goods s. going to run for president but is he interested in it clearly. and so he goes out and wins this big victory in new jersey by a huge margin a blue state which is not a small achievement for a republican, and so he has an opportunity to appear on all the sunday shows which is considerable exposure among the people who matter when you are trying to organize the presidential campaign or potentially to do so. and so he goes out and does his non-washington i don't want to talk about that garbage number and is more subdued than he has sometimes been.

that answer was about as strong medicine as he gave on that program. >> what do you think christie's weakness would be in running a national campaign? see, new jersey, new york, feisty works. the culture here. but, in many, many other states it doesn't. the in your face stuff doesn't work. what would christie's weakest point be should he decide to run for president? >> well, his weakest point in getting the nomination is that a great number of conservatives who were very important in the nominating process don't think he is one of them. so he would have to convince them that a guy who can win a lot of democratic votes who are automatically suspect to people on the right in the republican party, is actually one of them. and i think that's the hill he would have to climb and you notice he didn't want to get drawn into any opinion dependencing on ted cruz and rand paul who were heros to the republican right. >> i think christie himself is fairly conservative. is he a smaller government guy. >> right. >> taking on the teacher's unions. >> exactly. the pro-life guy.

tough on crime. former prosecutor. >> correct. >> he looks to have conservative bonafides. >> yeah. he does. but, remember. those moments at the end of the campaign in 2012 when president obama came up for the sandy relief. >> what would you have done if you are the governor looking for federal money. >> i probably would have done the same thing but i'm not trying to run for president of the republican party. >> no, i'm trying. >> that tab below of him with the president and him embracing him does not help him with republicans and other republicans as well. they wonder did they can trust him. >> we wonder if we can trust any politician. i don't know how many republican americans or american republicans are going to hold against the governor who is trying to get federal money to rebuild this devastated state. it doesn't seem to be very logical. >> i'm not saying it's logical. i'm not saying it's fair. i'm saying it's there. there is also. this that a lot of conservative republicans think that when they

nominate a blue state republicans, republicans from the northeast, they lose. now, there is evidence that says that isn't always so. but that's what they think. so, the electability issue which you might think would be a strong point may in some respects not be as he seeks the approval of conservative republicans who are important in primaries and particularly the early primaries. >> i think it's going to be different in 16 though. i think it's going to be a different ballgame. >> yeah. that's true. a lot of things might be different including that pugnacious temperament of his that might play well. >> especially if hillary clinton is up against him. >> there you go. brit hume, everybody. bernie goldberg wrote a column about ted cruz and the conservative movement this week he will be here to discuss it later pro-football under fire as controversy over the miami dolphins gets even more intense. we hope you stay tuned to those reports. [ male announcer ] you'll only find advil, the #1 selling pain reliever, in one cold medicine.

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weekdays with bernie segment tonight. a provocative new column by the purveyor of goldberg.com saying conservative americans may be very disappointed in 2016. mr. goldberg joins us now from miami. number one, do you think chris christie is the leader now with three years to go -- actually, a year and a half before the campaigning starts. do you think he is ahead? >> christie? >> yeah. >> yeah. i would say. i mean, it's a million years

before 2016. but, as of tonight, yeah, i do. >> all right. the frontrunner in your eyes. now -- >> -- well, let's put it this way. it's too early is to say he is the front runner. but he is learn i the flavor of the month. no question about that he is on the cover of "time" magazine. he is on the sunday talk shows. he is hat least the flavor of the month. too early to say he is the frontrunner. >> now, that et cetera is up then the classic moderate republican versus hard right republican. >> absolutely. >> okay? >> absolutely. >> isn't this -- isn't this a numbers game here now? is that -- that's what it boils down to. who has more people? the hard right or the moderates? , that's a very good point. here is the problem. too many people on the hard right, tea party people and others, because of their ideological rigidity, they say that if christie is the

latest incarnation of john mccain or mitt romney, then they are going to sit home and not vote for him because they have done that in the past. and, if they do that they will wind up again because of this need for ideological purity, they will wind up helping elect another liberal democrat, her name is hillary clinton. as president in 2016. let me say one quick word about these rinos that you refer to. rinos is an insult. it means as far as the tea party and others are concerned. anybody to the left of ted cruz is a rino, republican in name only, which i say is an insult. you know what? the real rinos are the people in the tea party and on the hard right because they have made it clear over and over again that their allegiance is not to the republican party but to their particular brand of conservatism. so they are the rinos. and because chris christie as of tonight anyway doesn't fit their particular brand

of conservatism, as i say, they may very well take their ball and go home as they have in the past and that will help elect hillary clinton. >> okay. do you think it's possible that a guy like ted cruz or rand paul, who is acceptable to the tea party could rally moderate republicans and independents, maybe even a few conservative democrats? >> to the conservative cause with all of the trouble that the obama administration is heaping on the nation. let's say obamacare is a disaster this time next year. hasn't got any better and people are angry. couldn't a cruz or a paul then rally the folks to the hard right side? >> yeah. if things are horrendously bad, the answer is yes. but anything short of that, i think the answer is no. and i think this -- this is

the example split. the major split in the republican party potentially flattle. tea party sees a a moderate. they may very well sit home. ted cruz absent disaster scenario put forth. if they nominate somebody like ted cruz. there will be millions of other people who might have voted republicans who point vote republicans. you don't think that cruz for example because is he of hispanic heritage could convince hispanic americans that, look, my vision to the country, smaller government, a more conservative approach to life, liberty and pursuit of happiness is better for you. you don't think he could do

that the tea party does. and let's see if they are right. i don't as least not as of tonight. in light of your question. if it's somebody like chris christie he has to reach out to the tea party and show respect for them and try to win them over and listen to them and make clear we're not going to agree on everything, but, you know what? i do respect you. but the tea party also has an obligation. they can't be as rigid as they are. because, if they are, telling you, this side will sit home. if this guy gets nominated, and this side will sit home. if this republican gets nominated and that's. >> democrats won't sit at home. >> every registered democrat will vote and that's a recipe for a democratic victory. >> all right, bernie, thanks very much. karl rove on christie. racial inventriclive and emotional brutality. those reports up ahead.

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>> thanks for staying with us, i'm bill o'reilly in the unresolved problem segment tonight. widely believed that hillary clinton will run for president in 2016 and she will have little opposition among democrats if she does. in fact, mrs. clinton is already out on the road

raising money for a variety of people and causes and on the republican side as we discussed governor christie now in the spotlight. here with us in the studio tonight analyst karl rove. i think this campaign for 16 might start earlier this year -- this year, this season. barack obama has three years to go. but if obamacare implodes, in 2014, and you are predicting it will, right? >> yeah. i think there are going to be enormous problems. >> if it does implode and we are sitting here this time next year right after the republicans take back the senate and all that, well, wait a minute now. >> could happen. >> but they have got to win six out of seven of the democrats seat seats up in red states. in order to do that they have to have purple sheets like minnesota, michigan. >> if obamacare is that bad, you would think that that would happen people would be angry about it. >> it could be worse than 2010. gains in the senate could

happen again. >> now on my radar screen i have got rubio in florida. cruz in texas. and christie in jersey. >> you are missing six. >> i know that but those are the ones that have cachet that people who follow this, now, there are governors and things like that behind the scenes and could come out. those are the force. let's start there with those four. do any one of them, in your opinion, have enough talent, i guess that would be the word, to really, you know, get momentum? >> yeah. they all have talent. i thought bernie goldberg made a really interesting point when he said it's a million years until 2016. 2014 is going to be really important for each and one of these people. the more it looks like it is about them, the worse off they are going to be a year from now. the more it looks like they are about something else, and other people, the better off they are going to be. >> that's what hillary is doing. hillary is running around and raising money for everybody else. >> most of that money is fk raised for their cause.

trying to get a big endowment for the clinton foundation so they don't have to bertha when the time for the presidential race comes around. what i'm talking about is, do they do out and bust their posteriors next year to get other people elected. come up with a message. if they hold off like chris christie. it's important for him to have a good year in new jersey as governor to show in the second term he was doing things. that's the number one thing. is this about other people or is it about them? the more it looks like it's about them, the worse off they will be year from now. the second thing is, how much do they grow? every one of these people has run and won in state. running for president is like nothing they have ever experienced. and now they are starting to experience it tentatively. a question is a year from now do they have these skills and talents and sort of stretch them, grow them, refine them, build up political muscle if you will to do things on the campaign trail or not? >> okay. but the republican primary thing is stacked toward the conservatives, correct? because you have iowa first.

>> we are a conservative party. so, of course, it's just like the democratic party is dominated by liberals. republican party is dominated by conservatives. >> but it's more than that. it's almost that you are going to losed first few primaries if you are not a real doctrine aire conservative. >> antiestablishment candidate. they liked, you know, iconic candidates up there look, here is the deal. first, have you iowa, which is going to be dominated by tea party and social conservatives. >> right. >> they will not necessarily be overlapping. he they will be, just like rick santorum was a social conservative candidate or mike huckabee was a social conservative candidate. they will be a social conservative candidate and tea party candidate. it's a caucus. it's a 100,000 people. less than a third of the people who voted in a republican gubernatorial primary for example. then you go to new hampshire which they like to mix it it up. they have traditional. >> it's changed that state? >> yeah. then you go to south carolina which has three

parties. you go got the evangelizes in the up country. traditional conservatives in the center part of the state and then a lot of people from the northeast and the midwest living along the coast your crossroads group, you raise a lot of money for republican candidates, right? >> right. >> are you going to stakeout territories early. >> not at this point we are focused on 2014. we will decide after 2014 about 2016 are you? you are going on the record tonight to predict that you think armageddon for obamacare is going to collapse next year? >> i'm not certain i say collapse but are there going to be huge continuing problems that make this a center point in the 2014 election? s you bet. mcclatchey came out with a study rules and regulations and what it implied for the number of people lose their coverage now approaching a million policies have been cancelled. that's a lot of people. not just a million people. multiple people on this policy. they are looking at 32 to 52 million policies being cancelled. >> wow. >> that could be a huge problem if it's even half

that next year. >> karl rove everybody on deck. carl rove over emotional brutality in the national football league getting more intense. then, record ratings for killing kennedy last night. the movie based on my book. we will tell you all about that in just a few moments. if you think a prune is a prune, you haven't tried sunsweet, the amazing prune. enjoy plum amazins, diced prunes. i'd put these on a salad. these would be perfect for cookies. delicious and nutritious sunsweet, the amazing prune.

>> back of the book segment tonight. the miami dolphins and the nhl remain under intense fire because of conduct unbecoming on the florida team. as you may know, richie incognito accused by another teammate of vicious threats. that teammate walked out. mr. incognito is defending himself. >> this isn't an issue about bullying. this is an issue of my and john's relationship where i

may -- i have taken stuff too far. and i didn't know it was hurting him. >> did jonathan martin overreact or jonathan was hurting that much? >> i can't sit here and tell you who overreacted and who did what. i can just sit here and be accountable for my actions. and my actions were coming from a place of love. no matter how bad and how vulgar it sounds, that's how we communicate. that's how our friendship was. >> joining us now is a man who did that interview jay glasure from fox sports. are you buying that coming from a place called love or of love, whatever it is? >> you know what? locker rooms are a different place. football rooms are different than any other societies. i don't know how you joke about it. in the newsroom we joke around differently. they joke around. the only thing that matters here is how those two guys took it if one guy thought he was pushed too far what are the signs? the problem is when you have these type of stories everybody wants to have an opinion. the only people who know the

truth are jonathan martin and richie incognito. everybody else wanted to jump out like they knew the story because we heard from people close to one side representative fromside. we didn't hear from anybody. we heard from one guy. we need to hear from the other guy. >> i don't think you need to hear from either and i will tell you why. you have a beef by a civilian, a woman who said she was assaulted by incognito. the team has confirmed it happened. >> mm-hmm. >> they took action and won't say what other action they took. that's the big story for me. number two, you've got incognito getting tossed off three teams -- two college and a pro team. number three, you've got this kind of invective he uses, language. we saw a videotape from a poolroom that borders on violence. so there is enough circumstantial evidence here and

the beef with the young woman is hard stone evidence. this guy is a problem. the coaching staff knew it. now you have a guy, don schula, the biggest legend in south florida criticizing the miami dolphins head coach and organization. >> right. >> it's over. it's over. >> here is the thing. inside the locker room, the players say we don't have a problem. >> it doesn't matter what they say. >> this guy has had issues, no doubt. richie incognito has done terrible things. no doubt about it. we know what the, is. that's a separate issue whether or not he's a meathead or not. that we know. >> no, no. the issue is this is a guy -- wait, you're missing the big picture. this story is over. the miami dolphins are wrong. their owner knows it. anybody objective knows it. you don't employ an individual

of that caliber behaving like that when you know -- doesn't have to do with the locker room. went after a young woman with a golf club uh. it's over. it's how much the damage will be done to the league and the team. that's where we are now. >> i think this does change the culture in locker rooms, i do. >> that's good. >> the nfl comes and says, hey, no more rookie hazing. joking can go too far or how you treat different people. the culture will change in the nfl. we are scratching the surface on this thing. >> i hope not. i hope the message gets out to people that you can't hurt other people physically or emotionally. you are a player. you are paid. you're a business person. you are hired to do a job on the field. it's brutal on the field. off the field, be a human, an american, obey the law.

the team is responsible for your behavior somewhat. that's the story. thank you very much for coming on. factor tip of the day about how america is treating its veterans. the tip moments away. [ male announcer ] this is brad. his day of coaching begins with knee pain, when... [ man ] hey, brad, want to trade the all-day relief of two aleve for six tylenol? what's the catch? there's no catch. you want me to give up my two aleve for six tylenol? no. for my knee pain, nothing beats my aleve. i'my body doesn't work the way it used to. past my prime? i'm a victim of a slowin? i don't think so. great grains protein blend. protein from natural ingredients like seeds and nuts. it helps support a healthy metabolism. great grains protein blend. thank you. thank you. i got this. no, i'll get it! no, let me get this. seriously. hey, let me get it. ah, uh. i don't want you to pay for this. it's not happening, honey. let her get it. she got her safe driving bonus check from allstate last week. and it's her treat. what about a tip? oh, here's one... get an allstate agent.

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and responsive dedicated support meets your needs, and eases your mind. centurylink. your link to what's next. factor tip of the day. how the usa is treating wounded veterans in a moment. first record ratings for "killing kennedy" on national geographic. did well against "60 minutes," homeland, nfl game, zombies. it will be shown again friday at 8:00 p.m. a lot of mail from kids who saw the movie and want to know more. we wrote "kennedy's last days" for urchins 9 to 13. thanks to everybody. that was a great experience last night. now the mail. bob petr are onka from north carolina.

your talking points mentioned unintended consequences of obama care. how can you be so oh naive that cancellation of insurance policies was a feature of the new law providing new revenue to insurance companies in bed with the president? you making a good point. the folks are teed off. the white house never expected that. lydia springer of california. my son and i lost our health coverage. i have cancer. he has special needs. a real apology for would be for president obama to say his plan is unaffordable, unwork able and un-american. sherry from georgia. how dare you say independents will replace tea party vote miss the republican party? don't under estimate us. you misquoted me. i said the hope among some moderates is they will pick up some independents to replace tea party people and are will not vote for anybody who doesn't reflect their thinking.

uh you suggested the tea party needs a national leader. we have learned central organizations distort the message. if that's the case, frank, you can't effectively answer the national media that despises you. you need somebody to do that. david from st. louis. killing jesus is like the gospels, anti-jewish. oh, balder dash. you are misguided. my book is sympathetic to the jewish people. it is the corrupt temple authorities that we expose. shirley adams, ohio. "killing jesus" left me with a mental painting of history's darkest times penetrated by rays of life coming from the light of jesus. christmas gift. and my 8-year-old son and i watched "killing kennedy" last night. after it was over he cried. but it was worth it because i had a chance to talk to him about being brave.

a signed copy is on the way to you. it's rough for them, but they need to know about life. finally tonight, factor tip of the day. a salute to american veterans. the wall street journal saying many vets are having emotional problems off the wars in in iraq and afghanistan and the v.a. is giving them addictive drugs and little else. that doesn't surprise us here. the veterans administration won't fund high tech wheelchairs for amputees. the v.a. not doing what it's supposed to do. that organization needs to be totally recalibrated. but you guys, factor viewers are doing what you should do. you guys donated more than $10 million to the independence fund.org group to secure track chairs for the grooefsly wounded. if they want them, we'll get them. the v.a. isn't helping. my belief on this veterans day is this -- most of us, we the

people, respect the military. it wasn't like that in the vietnam era. i was there. it was a shame because many of those guys drafted into the service were extremely brave in unthink able situations in southeast asia. again, every american should be aware of the vets, should help the vets when we can. giving them jobs, giving them help, donating to independence.org to get them track chairs. we are all in it together. they are the front line, those vets. factor tip of the day. that's it for us tonight. check out the fox news factor website which is different from bill o'reilly.com. spout off about the factor from anywhere in the world. o'reilly@fox news.com. name and town if you wish to opine. the word of the day. do not be obsequious. good one for the s.a.t.s,

urchins. thanks for watching. ms. megyn is next. i'm bill o'reilly. please remember the spin stops right here. we are definitely looking out for you. breaking tonight, obama care falls short -- way short -- as new reports suggest that almost 5 million people have so far lost insurance and less than 50,000 have signed up to buy it from the feds. welcome to "the kelly file." less than 50,000 have purchased insurance through the federal obama care exchange thus far. [ sirens ] oh, we have a little ambulance siren there. the administration expected to have ten times that number. near lly half a million by this point. nearly 5 million americans have been kicked off insurance plans, and counting. president obama sugst