unleashes emotional stress, and i feel bleeping better whenever i swear. >> john, join in? >> my mom watches the show. please, watch your mouth. >> neil is next. government waste gone wild. a whistle blower blowing the leadoff obamacare contract workers getting paid to do nothing. >> now, his voice was not modulat modulated, he sounded like that. that could have been a tell tale

sign. and then one accused of ordering lap dances for private parties while on the job, and another person running a trucking business while on the clock, and $500 million to more than $100 million over at the irs. this sure seems to be places to cut plenty of government waste. and our guests, don't ask and do tell. >> i love that segment, by the way. >> that's enough. >> we shouldn't be surprised. we are not surprised but we are reminded. obamacare, a lot of that is fluff. a lot of that is de facto welfare, and the obamacare navigators, we knew what that was all about, wink, wink. but why does government spending, why do they need so much more money every single year, when the average person

watching, our expenses change, but then we never see anything from it -- >> if i had a dime every time they were had going to tackle abuse, and i would have a lot of dimes. >> that's what is disgusting about it. the total lack of accountability within the government among the workers, among the managers, and the very representatives we elect. the bigger the government gets, the worse it gets. we can go through the list. what about the irs getting bonuses even though they didn't pay their taxes and the conferences they spent $50 million on. it goes on and on. >> a lot of it in vegas. >> people miss it, and they say we have a multimillion-dollar budget, and these numbers don't matter. i give them a certain hand

gesture. >> we talk about furniture, and we are providing furniture for these guys getting nothing done and running the side businesses. i am saying it has to stop. but it doesn't stop and it keeps going on and the excuse i always hear is that in comparison to the overall numbers, it's just a spit in the ocean. but it's going to be a lot more than spit. >> i want to get it out there on the record. after five days in vegas, i have no problem with the lap dance part of this -- i am not a hypocrite. >> i don't think we need to know that. >> just kidding. i think charles had it right. this is part of the obama stimulus package, all the jobs that cost taxpayers a lot of money, but liberal democrats really believe this is how you stimulate the economy, give them a paycheck and somehow it comes back into the real economy. that's the way the left prefers to stimulate the economy.

>> well, i did -- i will admire the one dude that is looking into a trucking business while on the clock, that does show a future with fedex thumbing along, and this guy could be on to something. the lap dancing, i am not so sure. what do you make of this? >> charlie -- he is doing something so good at this which is taking the subject. let me go back to charles. i don't understand the wink, wink, i am not sure what that is you are referring to? >> the wink, wink is the so-called navigators have zero knowledge of what they are supposed to tell everybody. all they know, you have four plans. by the way, you can register to

vote. >> that's easy for you to say they don't know what you are talking about, and you may be right and in some cases you might not be right. i am not going to defend fraud and waste. neil, you hit the nail on the head. >> adam, who -- >> it's not a government thing. >> you are right. they are all guilty. but, it's the democrats that wanted obamacare. i will say this, and this is key, when you create a massive government enterprise like obamacare that has components of government forcing stuff on insurance companies, it creates jobs. those jobs, a lot of them are useless. >> you are changing the subject. >> this is called stimulus. this is obamanomics. >> my only point, yes, abuse, waste, fraud, continues through

republican and democratic administrations, but the spending gaps, the more we spend, the 10% waste rule or the contract rule, every time somebody fixes your house or something, 10% is just pissed away. the numbers get bigger, and on $1 trillion, it's $100 million, and it gets to be obscene. i think we are at that point now. unless we get a handle on this it's going to get worse. >> we are past the point of no return because the bigger it is the harder it is to root out. i want to speak for ben stein since he is not here. >> you have to do it in his voice. >> can't do it. >> h would say they treat it like it's their money and not

the taxpayers' money. >> i would bet you that the savings of obamacare that these jobs, the affect of these jobs and people spending money, that is incorporated in the savings of obamacare. no doubt about that. and that is left wing economics. >> neil, could i add to it? >> real quick. make the point. >> there is some guy running a trucking business because they are board at work and getting away with it, and that guy should be fired. >> all i am doing is running a cold cut business on the side and delivering it. it's very different. >> you think private industry allows this sort of stuff to happen? >> once it's discovered you are out of there. >> the fcc -- i do want to get back to the basic part of this, what amazed me, those that were cited, they were told, look

business, keep logging on and refreshing your screen and look like you are doing something. i thought the amount of data, they would be busy enough, but the message they are getting is look busy, but this is what you do to avoid getting people angry. >> and it's government on all levels spending a whole lot of money to buy votes, and a great example here in new york, i go past it every day, and i call it the 48th street phenomenon. they have four guys with signs, the stop sign and a slow sign, and they are on each corner, and they are telling me what the light is telling me, it's a set aside quota, their back is to the construction job, and they are never learning how to do

real jobs to make money, and it's an insult to anybody and it's embarrassing. >> to quickly point out those workers, one arranging the lap dances and the one running the trucking business from work, those hud employees, they were not prosecuted and got to keep their jobs. >> yeah, totally look busy. have a clipboard, if you have a clipboard, nobody asks anything of you. if you put a head set on for the heck of it -- >> that always helps, too. meanwhile, millennial stops with record debt, saying i do not to marriage or buying homes. does it worry you or sound bad? somebody here is saying it's pretty good. actually, it's very good. ♪ [ girl ] my mom, she makes underwater fans that are powered by the moon.

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headquarters, i am kelly wright. an arson suspect pleading not guilty to setting a fire in southern california. a dozen fire burning in the region and most of them dying down. firefighters were resume taking on the flames this morning. the flames so far have consumed nearly 20,000 acres and destroyed eight homes. investigators are looking into what terrifying accident at fenway park last night. a hospital is hospitalized after falling down an elevator shaft. her condition not known. boston fire officials say the fourth floor elevator doors opened unexpectedly. the women fell on the roof of the elevator on the second floor. the accident happened during the red sox games against the detroit tigers. for all your headlines, log on to foxnews.com. millennials saying i do to a

record $1.1 trillion in student loan debt. talk about a lot of debt. maybe that's why some are saying i do not to tying the not or buying a home. they are opting out a lot of things for the people in my generation. of course not if you are adam and have no values. just kidding, adam. >> it's good for the young people. our instinct to say this is slacker behavior, don't get married or buy a house. it's responsible, prudent tkupbt fiscal behavior. i can't afford to get married or buy a house so i will wait until i can and then do the grown up things. >> actually, at this point i do agree with adam is saying. lightning did strike there. they don't think of things, and i think a lot of things apply to

knowing some day you will get married and getting things in order. >> coming up with an excuse getting married before you are 35, because you are going to get divorced anyway. it's along the same lines if you can borrow less money to go to college and then spend that when you get out of college on getting married, on a house, if you can prioritize differently what you are going to spend whether it's borrowed money or not, it's better for the economy, and it's hugely stimulative, versus pouring all the borrowed money into a university. >> i know weddings are expensive. they are now on average $30,000 or more for a wedding. my daughters, when i dream of that, it's going to be held at a chuck e cheese, and i am not going to spend 30 grand. is it the price of the wedding? >> i am really worried about the

young people, this idea that they will go into maturity is incorrect. if you do have that responsibility, the greatest percentage of people long term unemployed are single with no kids. >> maybe that is better for the economy, then, because you are not burdening system with the kids. >> when you have responsibility, particularly children, if it were not for my daughter, i would not have made it on wall street. i wanted to quit every day. i wanted to give her a better life. >> but if you are in a lot of debt and go into a marriage, it's very hard. >> what i am trying to say, in the top 100 metropolitan areas right now it's more expensive to rent than to own, if you can come up with a down payment it's crazy not to take advantage of the rates. >> but, you can afford the mortgage. >> when you have the down payment -- >> wait, i do have a down

payment, but how do you have a down payment when you own $200,000 in loans. college is so expensive. i went to a good journalism school, and this was 20 years ago, and now the prices have gone up tremendously and it makes complete economic sense and short term economic sense, but marriages are good for the economy. you know, you pull your resources and get through tough times. >> i agree. >> it civilizes men. most men don't go to vegas -- >> yeah, i will leave that one alone. i will leave that one alone. but, you know, something did interesting, it's the notion that a lot of young people have, and maybe it's the product of their own upbringing or maybe a divorce that they experienced personally in their families, once twice, they are very leery, and i had a young panel with me earlier in the week and they said we don't even see the value of that piece of paper.

i guess why buy the cow when you can get the milk for free, but it seems like the whole marriage seem doesn't seem to matter much. homosexuals are trying to get together, and heterosexuals are saying it's not worth it. >> it will weaken the fabric of the country. marriages are healthier for the nation and economy. but, from personal experience, do not go into a marriage if there is debt, because there will be a lot of other problems that crop up. >> by that definition, nobody would get married, because a lot of people have debt coming out of school. >> these kids have no jobs. i met young women here in vegas -- >> you are going from bad to worse. >> they have college degrees, and lots of debt, and they have very little job prospects. hard to get married in that environment. >> hopefully young people are thinking about, hey, i am not going to spend $45,000 a year on

college to get a poetry degree. >> they all cost the same. >> not in state, my friend. >> not for cocktail waitresses in vegas. >> charlie, you are now officially on your own. when we come back, putting plants in potholes. the gang ready to show him out to fix them all without adding money to the pot. first, a discount for parents if they can keep their kids quiet. is this how to keep all kids from doing this? >> you like that! huh! you just tune this out, don't you! well, tune this out!

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that corporate trial by fire when every slacker gets his due. and yet, there's someone around the office who hasn't had a performance review in a while. someone whose poor performance is slowing down the entire organization.

i'm looking at you phone company dsl. check your speed. see how fast your internet can be. switch now and add voice and tv for $34.90. comcast business built for business. all right. keeping your kids quite could get you quite a discount. that is exactly what happened to the welsh family. they went out for mother's day apparently, a big brunch. when the bill arrived they got $5 off for well behaved kids. let's just say that's never going to happen to me when i'm out with my boys. it's like al qaeda around the buffet. but i understand where this is going and that if you can get your kids to behave there might be incentives for this. where do you think it goes? >> i hope it goes everywhere.

i hope every restaurant in the nation offers incentives to people that make sure that not only their children behave but they behave as well. take it a step further. >> i like the place where the couple is arguing like crazy, a massive fight. i love that. >> or one's on the phone arguing or the wife or husband is sitting there alone. >> right. secretary. >> i say tax people if their kids act up. but i woen know. my dad wouldn't go out to eat with me until i could drive. >> you see me and my family stumble into the restaurant, leave. save yourself the trouble now and leave. what do you think of this? >> i'm happy to say we're past the stage where our daughter knows how to behave in a restaurant. >> you're never past that stage. you have gone through the eye of the storm. >> i believe my daughter knows how to behave herself in a restaurant now but we were in that phase where you didn't really want us and these restaurants are self-selecting their customers.

they're saying we don't want your poorly behaved children. other restaurants say bring them. we'll take kwour money ayour mop with them. >> they're sending we don't want your children period but if they are to come they better be well behaved. >> i have seen any nephew and niece melt down a few times in restaurants. it just happens. kids start off okay. but that's part of child rearing. >> that's very generous of you. >> well, someone that doesn't have kids, i feel bad for people that do sometimes. but, you know, sounds like a good idea. as long as the government isn't forcing it on people, i don't care. >> i extrapolate this out a little bit further. i don't have a problem rewarding good behavior but one of the problems is parents can't discipline their kids. in other words, there's no punishment for bad behavior. so they get rewarded both ways. the parent has to bribe and beg them on the bad side and reward them on the good side. there's no real honest

punishment. >> you kick your kid in the rear end these days you go to jail. >> cattle prod. >> i'm down. >> kick your kid in the rear end these days you go to jail. >> that's my point. >> but what if you shock them? no? >> my dad was a marine. it was even more than a kick. >> thought he was a construction worker. >> doing everything wrong. all right. i want to thank you. this is not good. the median household savings in the u.s., zero. charles payne to the rescue. ♪ [ woman ] i'd be a writer. [ man ] i'd be a baker. [ woman ] i wanna be a pie maker. [ man ] i wanna be a pilot. [ woman ] i'd be an architect. what if i told you someone could pay you and what if that person were you? ♪ when you think about it, isn't that what retirement should be, paying ourselves to do what we love? ♪

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all right. zero savings in this country. here's stocks to get them going. >> they have been great for the last 100 years and will be for the next 100 years. >> what do you think of that? >> disappointed their investors a lot. i don't think that would be the best call for someone to boost

their savings. >> something i own is the short duration high yield bond fund. it pays a 3.7% yield so this is a good way to earn money on your investments. >> bond fund. what do you think? >> it's okay. a lot of triple b paper. it worries me a little bit. did we just get the smoking gun in the irs targeting scandal? newly released e-mails indicating that targeting was indeed coming from tax officials in washington, not just rogue workers in cincinnati like we were told. >> an office in cincinnati. >> the office in cincinnati. >> people in the cincinnati office. >> in the cincinnati field office. >> so with all of the evidence stacking up, will the white house finally stop blaming cincinnati and start blaming washington or will a special prosecutor have to be brought in? hi, everybody. welcome to forbes on fox. let's go