kerry says, the v.a. scandal will be in the news for quite some time. thanks to all of you who weighed in. that's going to be a wrap for us here in d.c. thank you so much for joining us. i hope wherever you are you'll make it a great day. have a great weekend. and we begin with a fox news alert. president obama releasing a statement just moments ago. announcing the release of army sergeant bowe bergdahl, held captive by the taliban in afghanistan since 2009. elizabe elizabeth prann is live with the latest. >> reporter: he is coming home, army sergeant bowe bergdahl has been released after being held captive since june 30th, 2009. the white house releasing a statement. it reads, in part, today the american people are pleased that we will be able to welcome home sergeant bowe bergdahl, held captive for nearly five years. sergeant bergdahl's recovery is a reminder of america's unwavering commitment to leave no man or woman in uniform

behind on the battlefield. the 28-year-old was last seen in a proof of life video. it aired back in december of this year. officials thought him to be held by members of the haqqani network. arguably, one of the defendantliest threats to troops. dozens of officials of the state and defense department, as well as a number of other -- excuse me, command networks worked to bring him home. now, according to reports, officials say the taliban agreed to turn over bergdahl in exchange for the release of five afghani detainees. kelly, back to you. >> all right, elizabeth prann, thank you. we'll be having more details about this as the day progresses and continue to keep everyone posted on the developments. but, again, elizabeth, thank you, from washington. again, army sergeant bowe bergdahl, who has been held captive in afghanistan since 2009, has now -- conditions of his release are being exposed. we'll keep you informed on that. julie? >> all right, kelly. the feds reportedly pursuing a major insider trading case against three of the most famous men in finance, sports and

gambling. billionaire it activists and investor, carl icahn, pro golfer phil mickelson and renown gambler. brian guinness is live. >> reporter: investigators are looking into whether phil mickelson and walters made illegal stock trades based on private tips, nonpublic information provided by icahn, about his investments in public companies, investigations beginning three years ago. authorities specifically looking into suspicious trades in the clorox company. carl icahn bought a stake in february of 2011 and in july a $1.2 billion bid to buy the company, causing the stock to jump. investigators are examining some well-timed highly risky trades of clorox shares made by billy walters and phil mickelson four days before the bid.

the suggestion is carl icahn tipped him about his bid. the high-profile investigation is significant, considering the government's recent successful track record against insider trading. there have been 85 convictions out of 90 people charged by new york prosecutors over the last five years. >> the goal of a lot of these cases is to deter other people from, you know, engaging in insider trading, so people see high-profile investors getting caught for insider trading, it will deter them from doing it as well. the flip, side, though, the fact that this story leaked could hurt the government's case, because now they're not able to sort of secretly gather evidence. >> both carl icahn and phil mickelson is telling the journal, quote, we do not know of any investigation. we are always very careful to observe all legal requirements in all of our activities. now, phil mickelson's lawyers saying phil is not the target of any investigation, period. meanwhile, billy walters is

declining to comment. investigators will look into the relationship between the three men. carl icahn is friendly with billy walters but claims to not know phil mickelson personally. they have been known to play golf together. we'll keep an eye on that investigation. julie? >> briyan llenas, thank you so much. we want to get back to our top story, president obama releasing a statement moments ago, announcing the release of army sergeant bowe bergdahl. you may recall that name, held captive by the taliban in afghanistan since 2009. our national security correspondent, jennifer griffin, is on the phone and joins us now. and jennifer, it's got to be good news to the family, secretary of defense, chuck hagel releasing the details that sergeant bergdahl is being released. what are the conditions of that release? >> reporter: kelly, i've just spoken to a senior u.s. defense official who tells me that bowe bergdahl is in good shape, in germany right now. he is, according to the

official, has lost some weight. he is scared. he clearly is a little disoriented and weakened after years of being held in captivity by the taliban. what i understand, not only from a statement that's recently been released by defense secretary chuck hagel, but also from senior u.s. defense officials who have spoken to today, is that the release is the result of negotiations and a trade. it was a trade to release five prisoners afghan and taliban prisoners from guantanamo bay. they are en route back to afghanistan. and, of course, bowe bergdahl is being seen in germany by u.s. military officials, and getting medical treatment at this time. he's going to see his family soon. and i think it's really important to point out, kelly, how strong the family of bowe bergdahl has been over these last years. i mean, their son has been the only living p.o.w. in -- held in

captivity for the last few years, and they have been so strong and been so helpful to the u.s. military and to the u.s. government in trying to bring their son home, safely. so he is healthy, according to sources that i just spoke to. and he will be coming home very soon, kelly. >> jennifer, that is good news. i'm recalling right now what it was like when he was first captured. and as you know, the taliban actually forced him to make a video, talking about his captivity, and it was quite disheartening to so many americans when we saw bowe bergdahl being captured, and not having any way of getting to him. even though a search was conducted for him. so looking forward and moving ahead, it's a good thing that he's home. but what does this say about the enduring legacy of afghanistan and our service there? >> reporter: well, it's -- of course, this is coming at a time that the president has announced that he will keep up to 9,800 troops, u.s. troops, after the

tw 2014. so the war is winding down. it is very good news for the u.s. military they will not have to come home and leave a p.o.w. in the hands of the taliban. the negotiations that have taken place through the state department and the help of pakistan and others has made this day possible. but again, it comes at a price. there are five guantanamo prisoners who are being released, and they are, you know, taliban commanders who will likely be back out on the battlefield at some point. >> again, you're so right. and that's certainly something we have to keep stock in. in fact, they might be on the battlefield facing our u.s. troops. but the good news again, jennifer, sergeant bergdahl -- bowe bergdahl is released and coming home. already seen in germany, which means he's in our hands, and that's a good place to be. >> reporter: absolutely, kelly. >> jennifer griffin, thank you for the update. and i know you'll bring us more details as you get them and make them available to us. >> reporter: thank you. >> all right. good news.

we go now to julie. growing reaction to the resignation of secretary generic shinseki. the secretary stepping down yesterday shortly after releasing findings from a new va hospital audit, revealing just how widespread the problems actually are. molly henneberg is live in washington with more. so molly, schenn shinseki is out. does that take pressure off the president? >> reporter: julie, so many members of congress, including his own party, have called for secretary shinseki's oust. the president didn't have much of a choice. democrats and republicans have said the departure had become inevitable. >> he had lost the faith of the american people. and certainly, the people -- the mid level bureaucrats that were lying to him didn't feel like they had to tell him the truth. and so he had lost all of his effectiveness and it was a sad day. >> his team has let him down, and the secretary has become the

focal point in the whole phoe x phoenix, arizona, scandal. if we're going to move forward to try to take care of our veterans that, you know, that -- so we can take care of the problem. >> but house republican speaker john boehner says shinseki leaving, quote, changes nothing. and says the president needs to put forward a, quote, effective plan for addressing the broad dysfunction at the v.a. >> and so molly, what are people saying about shinseki's replacement? >> sloan gibson is the replacement, the current deputy secretary of veterans' affairs. as of today, the acting secretary of veterans' affairs. he is taking over the reins from shinseki, until the president names a permanent replacement. he's a former banker and former head of the you have uso. gibson is a graduate of west point and former army officer. some veterans groups most critical of shinseki say they're ready to give gibson a shot. >> we're encouraged by sloan. sloan has been a good friend of

the veterans community for years. i have personally known him for a while. and he and i sat down before he took over as the deputy secretary, and is he's wide open to understand where the problems are. >> gaytan says this is the beginning. there are 40 v.a. medical centers around the country under investigation and thousands of veterans still waiting for care. julie? >> molly henneberg in washington, thank you so much. and look more into deaths on the v.a. scandal. that's what we're going to be doing and get new reaction of the release of sergeant bowe bergdahl. when general jack keen joins us live with his reaction, coming up later this hour. stay tuned to that. kelly. now from america's election headquarters. republicans looking for a way forward in the midterm elections and 2016. they're gathered now for their leadership conference in new orleans. a lot of bold-faced republicans speaking on big questions facing the party, including how they get back control of the senate, what's the state of obamacare,

and how to boost the economy. our john roberts is live right now with more details on this. and john, what are they saying so far as the mid terms approach? >> well, i'll tell you, it's all about winning here in new orleans, after two cycles of being shattered at the white house, republicans desperately want to win it back and are hoping to use gains in the midterm election to build momentum toward a 2016 election victory. the big talk has been about rebuilding the national party into a year-round operation and not one that shows up every four years, five months before the election. former congressman, allen west, who received a raucous welcome from the crowd during his speech yesterday said if the gop hopes to win back the white house, they have to match the democrats in the ground operation in every state in the nation, particularly among minority groups and not just show up once in a while. >> one of the things that i hate is the word outreach. because that's what outreach means. it means you show up in black history month or asian-pacific american month and people don't

see you again until 60 days before the election. what the democrats have always done, they have always been in the communities, and they don't ever get a chance to hear any other voice. >> in his speech, wes drawing the legacy of scottish hero, william wallace braveheart saying at this time in our history what this country needs is courageous leadership like that. kelly? >> well-said there, john. by the way, donald trump, i understand, was also there. what did he have to say? >> reporter: he was here, certainly, to a great reception from the crowd, as well. much of his speech was talking about the need for a great president in 2016, not just a good one, saying that the way this country is headed, only strong leadership can turn things around. but he played coy with me when i asked him if he was thinking of throwing his hat in the ring. >> you talked to me and said i would make a great president. why don't you just do it? >> i would make a great president. i'll tell you this, china would not be taking advantage of this country, japan would not be

taking advantage of this country. how they take advantage of the united states, that would not be happening. we would become a wealthy country again. >> trump also said that republicans need to have an alternative for obamacare. they can't just be the party of no, saying that the obamacare fiasco presents a lot of opportunities for victory in november. but republicans also need to have a brilliant plan of their own that works. kelly? >> john roberts, reporting live from the big easy, where the republicans are up to a big task ahead for the mid terms. john, good to see you. >> reporter: thanks, kelly. a u.s. marine jailed in mexico speaking out from behind bars. coming up, what he told our own greta van susteren about his attempts to escape and why he was caught with guns in his car. and is a college degree the answer to the growing income inequality gap? one brand-new study says yes. but is it really that simple? we'll have a fair and balanced look. plus, one of them was in charge on the night of the deadly benghazi attacks. the other is at the helm now. so why are two of president obama's secretaries of state

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fox news alert. president obama releasing a statement moments ago, announcing the release of army sergeant bowe bergdahl, held captive by the taliban in afghanistan since 2009. joining us now is general jack keen with some details and insights on this. general, this is quite good news for the bergdahl family, as well as for all americans who have been following his developments ever since his capture. and in speaking with jennifer griffin, our pentagon reporter, and we all recall what it was like that day he was captured and the video came out. it was extremely disheartening. but yet he's free today. tell us about your reaction, sir. >> well, it's really great news. and, you know, for his family to be sure, who have just been absolutely amazing, you know, going through this entire process and -- as emotionally stable as they have been and actually making a contribution

and, you know, certainly -- also his teammates who had to leave afghanistan without their teammate. and that is a tough situation. so they're going to have a tremendous sense of relief. but everybody that knows the young sergeant, loves him, cares for him, is going to have a deep sense of relief, and certainly the american people at large. that he's finally released, no longer being manipulated by our enemy, and going home to his loved ones. >> and as we heard, sir, from jennifer griffin earlier in this program, he is now in germany, receiving medical care. he looks tired, and weary, as one would imagine after undergoing such -- an ordeal of being a prisoner of war. what is he likely going through psychologically, and how can we best help him return to his full stature? >> well, certainly, you have to make the assumption that the emotional and psychological stress for five years took its toll. we have a lot of experience in dealing with this, with former

p.o.w.s and also with our own soldiers who have experienced battlefield stress. so he'll be in very good hands when he comes home in dealing with this. and, you know, gradually reintegrate him into his family, with his friends and to his future life. all of that will take some time, and it will take some adjustment to make. >> general, this is obviously good news, as well as for the army, seeing that their comrade is back now, someone they were in the battlefield with, as you mentioned. as a general, what do you say to your troops at this point in time? >> well, the troops know full well. they go into the fight that we're going to do everything we can to get everybody home. and that's part of oh our values, it's our code, it's a creed that every soldier on the battlefield on the stand. so there's no doubt in soldiers' minds that our government was doing what it could do to get this youngster out of there.

and that kind of determination it took. and finally, you know, with the help of the amiro qatar who appears to have a hand in this, we have to pat him on the back for making this possible. >> i was going to ask you, that was my next question about the fact that someone in the arab world reached out to help the united states, amir qatar. what does this say about our foreign relations with that particular country and trying to deal with these very tense situations facing the taliban or al qaeda? >> well, they certainly have been working in the past to achieve some kind of reconciliation between the taliban and the afghan government and ourselves. so it's not surprising that they had a hand in this, because they have relationships with the taliban. and specifically here, i think we'll probably discover that the haqqani network has been tolding him. that's what the belief has been

all along. and it's a credit to the qatar government that they were willing to step forward. everybody wants, eventually, some kind of political reconciliation. and we can't be too prejudgmental about what the implications of this are. it is what it is. and whether it would lead to something else in terms of reconciliation between the afghan government and theel taliban remains to be seen and it would be a stress to assume something like that is around the corner. >> general, it is indeed good he is released. but what concerns do you have about the nature of the conditions of his release, and that was to exchange him for five detainees at guantanamo, five afghan detainees? those detainees, as you know, may end up on the battlefield in some future time against our soldiers. >> well, i think we have to make the assumption that's likely to happen. that's just a harsh reality of

it. the fact of the matter is, from an american perspective, and from nato perspective, our force levels are getting down very low, and in a couple years, we're going to be out of there entirely. so the risk to our troops from those five released out at guantanamo is very slim. but make no mistake about it, i doubt if they have been rehabilitated at guantanamo bay. i would make the assumption they would rejoin their teammates, be heralded as heroes and welcomed back on the battlefield. >> we welcome back our own hero as well, and that is sergeant bowe bergdahl. and general, we thank you for your service and thank you for your insights and perspective in terms of what's going on in his mind right now, and the good thing is that he's back with u.s. troops. and his family. thank you, sir. >> good talking to you, kelly. >> all right. julie? >> growing outrage now in the search for answers into the deadly september 11th terror attacks in benghazi.

this as secretary of state john kerry and former secretary of state hillary clinton are accused of stonewalling congress after they both refused to say whether they will testify before a new select committee looking into the attacks. so where does this leave the investigation? let's turn now to phillip stuts, president of phillip stuts and company. and richard goodstein, former adviser to hillary clinton for president. thank you, gentlemen, for talking to us. phillip, what do you make of house oversight and government reform committee, darrell issa's decision to release john kerry from a subpoena to testify on june 12th about the benghazi terrorist attacks? >> this is a procedural move. i think congress issa wants the gowdy investigation to move forward and be the real focus. i tend to think, more than anything, the stonewalling by john kerry, by the state department, is sort of, you know, catching on to how the

obama administration moved. they have done with this benghazi, they did this with the irs, they did this with obamacare. it's weighing down on the american public. benghazi is where we lost an ambassador and is much more serious. the american public wants the facts. and i don't know why there is a continuous stonewalling from john kerry and the state department. >> richard, this now opens the door for the house's new select committee on benghazi. apparently to call on secretary kerry for questioning. so where does this leave the investigation? >> certainly, the house committees need to get their act together, right? so congressman issa put his subpoena out after the gowdy special committee was assembled. then he withdrew it. and here secretary kerry is dealing with matters of war and peace, attending to affairs of state, and he can't exactly kind of criticize him for saying do you want me, do you not want me? come on, give it to me. what do you want? and really, the notion that

somehow he is stonewalling when the committee can't quite get their act together is a bit much. and certainly no indication whatsoever that secretary clinton is stonewalling at all. she testified before the house, she testified before the senate, rand paul, one of her possible opponents, was there grilling her. so she has put herself out there. the suggestion that somehow they're stonewalling is honestly a fiction that somehow the public i think is going to get tired. >> phillip, hillary clinton says she is not going to take part in what she calls a political slugfest by answering anymore questions on the matter. do you feel that all the questions have been answered? >> well, obviously, they haven't. because we're sitting here almost two years later, and we don't have all of the answers. but, you know, it's interesting. she says this is all politics, and this is driven by politics. and we don't know what's going to be in the chapter she is releasing. but this weekend she is meeting with democrat-leaning groups to release the chapter, tell them what's going on, tell them how

to message this properly. she just hired tommy vooeter, and when asked about what happened with benghazi, basically said, dude, that was two years ago. so she is playing politics, and she is accusing the republicans of playing politics. it just seems hypocritical to me. >> richard, would you agree? >> hillary clinton said there is a difference between unanswered questions and unlistened to answers. first of all, your premise, julie, that she has said she is not going to participate, that's a fiction. she has not said that. she said she doesn't want to engage in political theatre. and my question is, is that what the committee is saying they do want to engage in? she has testified already, she has answered these questions. there have been eight different committees over a dozen different hearings, 25,000 different documents have been released. this notion that somehow or other there is a stonewalling -- i understand the fox audience desperately, desperately wants something to come out.

but the fact is, we have had bipartisan committees, house, senate, the accountability review board of the state department, all nonpartisan, have all looked into all of the facts, and we -- not with standing what you want to think, everything that has been asked has been answered. the answers just don't happen to fit into the narrative that you want, which is somehow she did something horribly wrong. the answer is, she didn't. we have to live with that. >> i guess the american public still wants to know how or if it could have been prevented and that's why the answers -- too many are not there. that's all the time we have for now. phillip stuts, richard goodstein, we appreciate you both for coming. >> thanks, julie. >> thank you. when we return, we continue our coverage of the release of bowe bergdahl. plus finding the way forward at veterans' affairs. even the president agrees it's time for new blood at the top. so where do they go from here? >> i think rick's judgment that he could not carry out the next stages of reform without being a

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fox news alert on our top story now. the white house announcing the release of army sergeant bowe bergdahl, held captive by the taliban in afghanistan since 2009. senior u.s. officials tell our fox national security correspondent, jennifer griffin, bergdahl is in good shape and in u.s. custody and that his release comes part of a deal, negotiated with help from officials in qatar, swapping five taliban prisoners held at gitmo. meanwhile, the white house releasing a statement on all of this, reading, quote, today the american people are pleased that we will be able to welcome home sergeant bowe bergdahl, held captive for nearly five years. sergeant bergdahl's recovery is

a reminder of america's unwavering commitment to leave no man or woman in uniform behind on the battlefield. joining me now on the phone is fox news military analyst, lieutenant colonel bill cowen. thank you for talking to us. in the past, our u.s. captured soldiers, the rule has certainly been not to exchange prisoners of war, in other words, allow prisoners of taliban that are in custody free in exchange. so this is a bit of a change of pace. now that these five prisoners who were held at the gitmo detention center were released in order to free this man who has been in captivity for five years. how do you feel about these tactics? >> yeah, julie, thanks for having me on with you. look, it goes back to the reagan administration, when we had a firm policy of never negotiating with -- >> that's correct. >> with terrorists, and certainly the haqqani network is a terrorist organization. so i think we all have -- we're all pleased, we're all happy to see that he has been released.

but i think there's going to be more to the story, certainly, in two respects. first, people should remember, he was not taken captive on a battlefield. he was not engaged innim combat, as we lose most of our p.o.w.s. in the middle of the night he decided to walk off the base and into town. so i think that muddles a little bit and shows there is room for investigation of what he was up to and trying to accomplish. and secondly, i think once we see the names of these five taliban that have been released, and people get -- people get a clearer look at exactly who they are, we may be a little bit disturbed about who is out there. you know, it's not just that these guys are going to engage whatever troops we have left on the battlefield in afghanistan. the taliban has been able to go far beyond the bounds of afghanistan and elsewhere. and these guys after their time in guantanamo are going to have a real axe to grind with america. so this story has a way to go, i think.

and again we're happy he's out and glad he's back safe, but there are many questions to be answered. >> you read my mind there. that's what i was thinking. i was thinking, okay, we're so happy this guy is back in u.s. military's hands and thank goodness he's okay and survived five years of i could imagine brutal living conditions. but what kind of danger, if any, is this going to put to our u.s. troops currently on the ground in afghanistan? >> and our people elsewhere, too. well, you know, 9,800 troops still left over there. these guys that have been release, whoever they are, they wouldn't be in gitmo if they weren't serious actors on the bad guy side. they're going to be back and get settled in. kelly just said they'll be welcomed home as heroes. that's true. but when all that hero stuff and all that adulation is over, they're going to settle in and try to decide how they can come back and attack american interests, whether it be our 9,800 troops over there or over diplomatic facilities in afghanistan, nongovernmental

organizations that americans are working for. i believe, unfortunately, americans are going to pay a price somewhere, somehow, sometime out of some of these, if not all of these five guys who were released. and the question will come back, look, we are all happy that sergeant bergdahl is back and safely in our hands. but there's just much of -- a lot more to this than just the safe return of somebody who was held prisoner and who became a prisoner because of his own -- because of his own actions. >> in 2009, he reportedly walked away from a u.s. military base in eastern afghanistan, and he was the only u.s. service member ever to be held captive by enemy forces. >> yeah. >> why do you believe -- what was their intention? do you believe that in 2009 when they grabbed this guy, their intention was, if we grab him, we will get our taliban free? >> well, that's a great question. i expect, first of all, they were probably absolutely surprised that they were able to grab him at all, since technically, u.s. forces going outside of empty military bases

are going out in force, capelable of engaging the enemy of defending themselves. so my guess would be, after they got over the amazement the of the fact they had this guy, they probably realized there was no real value in just killing him. and people should also remember, that happened to a number of american soldiers taken prisoner. they were executed. they had their heads cut off, all the atrocious things that could happen. fortunately, none of them happened to him. but my guess would be, over a period of time, they probably realized that this guy was a good bargaining chip. and it took them five years to get what they wanted, but ultimately they got what they wanted. they got five of their key people back. >> this is a game-changer. you mentioned iraq, and how could we forget the horrific killings, the beheadings, the video taken by the taliban. they loved bragging and shoving in americans' faces they were killing our u.s. soldiers. but this guy, his captivity was much different, and it was much more calculated. rather than just kill him, they held on to him and obviously did

it for a purpose and now sent a message that if you get ahold of our u.s. troops, you're going to get your terrorists back. >> well, that's true. and there's -- all the incentive in the world to get hold of more u.s. troops. >> which is scary. how should the military react now? this guy, when he walked off the base, had only a compass and a bottle of water. who knows what he was doing walking off base, but i would imagine proto coal needs to change, and fast, to protect those men on the ground right now. >> well, you know, immediately after he was taken, we made dramatic changes to how security was handled at all of the bases over there. you may remember that, kelly, probably, too, because there were a lot of -- how does a guy just get up in the middle of the night and walk off base. but certainly -- see, this not only sends a message to the taliban and incidentally, i think it was the haqqani network, not necessarily the taliban, that had this guy. so they're not the radical -- they're radical, but not the radical islamists that we were dealing with in iraq. but it sends a message to people

everywhere and this is why the reagan administration policy and that following -- never negotiate with terrorists -- this sends a good message to terrorists, people who hold ill against us around the world, hey, grab an american or two, doesn't have to be somebody in uniform, grab an american and let's see what we can get for it. you don't negotiate with these guys for a reason. and we just happened to negotiate with them. i'm not down playing the fact that we're happy he's back, through i think there will be more that falls out of his release under these conditions over the future. >> lieutenant colonel bill cowen on the phone. thank you. we're going to continue to watch this unfold as we get more information. kelly. >>. coming up, we talk about income inequality, a hot topic over the last few years, since a controversial column helped spark the occupy wall street movement the. but a new report is shedding light on a potentially much more serious problem. we'll take a look, next.

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well, there's been a lot of talk over the last few years about income inequality. since the now infamous "vanity fair" column helped spark the occupy wall street movement. but there is a much more serious issue. there is a massive gap showing workers with a college degree make 98% more than those without one. let's get into it with mike mcqueen, managing director and partner with the financial firm high power las vegas. most of your clients in the 1% got there by working their way through school and starting a business. if you didn't go to college, where does that leave you? >> you know, there is still an entrepreneurial culture in america. a lot of our clients here in las vegas made a lot of money in the construction trades. you don't have to go to college in order to achieve the american dream. but certainly, as this study shows, it really helps. >> what is it the survey tell you when comparing the

unemployment rate and the poverty rate for college graduates? who only finished high school? >> yeah, not exactly new news, not going to college is expensive but not going to college is more expensive. >> okay. so let's say you did not go to college and it's later in life. you're in your 40s and looking back. and is wish you had. what can you do differently? entrepreneurship is one way. many people are changing careers. in the middle of changing careers now, whether they went to college or not. so if you didn't, what can you do to it turn the tide? >> one of the great things about america, it's too late to reinvent yourself. college is changing, technology is changing how we get education. stanford university offers -- a lot of universities offer free online courses. almost 2 million people signed up for stanford's.

you can become more valuable to an employer. i'm very optimistic about people's opportunities in education going forward. i just think that it's going to change how we receive that education. >> yeah, and it can be a bit intimidating if you never went to college. certainly do not want to walk into a college classroom where you're seated amongst a bunch of 20-plus-year-olds. not only that, though, it's the money, the cost of college these days, whether you're starting at age 21 or you're starting at age 40. the cost of college these days, if you don't have the money, how do you afford it, and also try to get a job in the meantime to pay your bills? it's a tough balancing act. >> it is. that's why we have $1 trillion in student loan debt outstanding, the fastest growing classification of debt in america. i was doing some planning with a young attorney who has $300,000 in student loan debt. he's not making a great deal of money and it's a struggle for him to consider buying a home. but he knows if he's disciplined and saves, he will play that off and be better off. but it's a challenge at this point. >> i know a lot of doctors who

have huge college loans. i mean, in the hundreds of thousands of dollars. and that's a huge commitment, and a huge sacrifice. but it does really pay off, what you're saying. you just have to stick in there and don't get frustrated and wait. >> yeah, the best investment we'll ever make is in the education of our youth. that's where the future of america is. >> all right. thank you so much, mike queen, for joining us today. that's good to hear some hope, anyway, for many of our unemployed. thank you. >> thank you, julie. well, summer is here. before you start working on that tan, there are some things you need to know in order to protect your skin before you soak up the sun. the doctor is in, with what you need to know, next. okay, listen up! i'm re-workin' the menu.

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on the sand, the rays of the sun can have some serious effects on your skin. but there are some things you can do to make sure you are protected. and joining us now is dr. nina radcliffe with more details about this, and some insights. because a lot of times when the sun comes out, we take our skin for granted. >> absolutely. our largest organ. i want to point out why this is so important, why we harp on this. sun protection, sun protection, sun protection. one in five americans are affected by skin cancer throughout their lifetime. and every single hour, someone dies from are skin cancer. and we realize that over 90% of skin cancer cases are preventible, that leaves a lot of room for us to know, understand and act smart. >> you said preventible. what can we do to make sure that we're preventing skin cancer when we're out in the sun? >> first of all, it's the sun as well as tanning salons. so there's a lot of things. you can avoid it. you can block it, you can reflect it. the one of my keys is that when your shadow is shorter than you, that means the sun is usually

right overhead and that's when the rays are the strongest and ultraviolet strongest. wean the hours of 10:00 and 4:00 p.m. if you can avoid activities outdoors during that time. if you can't do it, you want to wear barriers, some type of protection. you want to wear collecting that is tightly woven. the way you can determine that, put your hand, a fabric, if you can see your hand through that against the light, that means that the ultra violent lights can get through. that means you need something stronger. use a wide brim hat and protect your forehead, ears, neck. those are areas that really are just plagued by skin cancer. >> i see some people out working in the sun during those peak hours when the sun is definitely more exposed or their skin is more exposed to the sun and wearing bandanas and things like that. does that help at all? >> it does. because bandanas can avoid it more. you want to protect your skin. any type of barrier is good for you. you want to wear sunglasses. even your eyes can get melanoma,

cataracts, sun damage to your eyes. that's important as well. >> and what about complexion? a lot of people who are of my complexion or darker than me, they think i'm not going to get any exposure that would hurt me. >> right. and that's a common misunderstanding. skin cancer affects everyone, all ages, all genders. yes, it provides some level of safety, but it is not a bullet proof vest. >> julie, what about you? is. >> i would say spf every day, not just in the summer, the winter too. that's the thing. vitamin d is good for you, but too much is a bad thing. not so much that you can get a sunburn in the wintertime, but something to program. >> you can't see ultra violent rays. '5 50% of the rays you can't see. and spf means sun protective factor, the higher the number, the rule of thumb -- >> you wear sunscreen every day you walk outside, kelly? >> at least 30. >> and make sure it has spf and you get two for one. >> we take it for granted. >> i personally love to tan, so

that's why i've got to lather up in the summertime. >> always good for you to join us. >> thank you. >> a fast-moving day today. >> sure is. >> that will do it for us. i'm kelly wright. >> i'm julie bandares. next, the "journal editorial report." to help support regularity. wife: mmmm husband: these are good! marge: the tasty side of fiber. from phillips.

this week on "the journal editorial report." big labors, big regret. the key to obamacare's passage, but as insurance costs skyrockets, unions are balking at paying the tab. plus, it was billed as a major foreign policy address, but what was missing from president obama's west point speech? and eric shinseki resigns amid outrage over a new report that says v.a. delays and cover-ups are happening nationwide. we'll bring you one doctor's war stories from his time in the system. welcome to the "journal editorial report" i'm paul gigot. is big labor having big