this is now. time for the best name to own in 2015 in predictions. gary b., quickly. >> verizon. >> john? >> gopro, up 50%. >> jonas? >> dowcal. >> neil take it away. just imagine turning your back on your boss for some new york city police officers, it was no problem at all. i'm neil cavuto. the national implications of a snub. ahead of the funeral of the second police officer shot in new york will there be another show that the force doesn't like. the nypd veterans turned their back on the mayor. if this happened in the corporate world would the boss have to go or would the people turning their back go? to ben stein along with larry and the co-founder of accountability project.

all right. charles payne they are all down. we suspect at a resort together. i cannot prove that. larry, what do you make of this and the oddity of seeing a work force turn on the guy who will sign their eventual contract? >> i can't imagine a corporate ceo today turning their back on their own work force and expecting their support like the mayor of new york did against the nypd. shareholders would never stand for that. >> they would if they thought the workers had overstepped their bounds, right? >> you know, if you lose the support of your work force take them for granted, then you are dead. the shareholders turn on you like the employees do. that's the end of a ceo. any ceo that loses credibility with workers is out today. that's the same should be the same in the public sector,

non-profit world anywhere, if we are playing by the same rules. >> larry is on to something. in the corporate world a company would have never gotten to a position where the workers turn their back on the ceo. the shareholders would have voted. he would have been gone by now. the shareholders would have voted and the board would have gotten rid of him or given him a talking to in terms of the way the mayor has been running the city, even before this happened. >> ben stein? >> an interesting thing here. we have a democrat, working class progressive mayor and the essence of the working class civil servant, the new york city cop saying we don't want any part of you. you are not our kind of working class, you are a progressive snob. we are out there working and risking our lives every day. if you are going to dump on us

we are not going to show respect for you. how mr. de blasio thought it was proper behavior is beyond me. he had to play with the base. he's getting paid back for it richly now. >> the only boss that needs to go is pat lynch. he's the head of the union using the officers as a political opportunity to get the contract he wants. there are contract deal that is happened recently. >> he would know that by his behavior, he's not going to get that. >> exactly. that's the point here. >> you lost me. >> okay. we have other union bosses here that are criticizing pat lynch and his behavior. said he went too far. he didn't get the amount of money he wanted, the pay increase he wanted, the job action he wanted for the officers. he wants the patrolmen, which did get an increase in salary he wants them to get more than

the captains and lieutenants. he's opportunistic. >> it wasn't one man and one union boss. it was a sea of police officers. >> look at the camera footage. he's at the front. he's the first person to turn his back? what do you expect? >> who was the guy -- who called him a anyoneninkenpoop. >> he quaunderred the good will. everybody loves a comeback. we love it in sports, politics and business. it's an effort to come back. he's a great leader. you think he did good. bloomburg, the same issue as the nypd and pat lynch. you need a year or two to warm up to nypd. this is what happens in new york. >> this was an exceptional situation. >> absolutely. >> you have a reason to feel --

>> yeah, oh definitely. >> the mayors were not anti-cop. the mayor from day one, crime has been plunging -- crime has been plunging in this city. he comes in and says we need to remake -- >> it's still plunging. >> we need to remake -- for now. what has happened? arrests have dropped. this city is coming apart at the seams. i fear what this city looks like. this mayor says we need to remake the entire police force. the problem is the city. any new yorker would disgusted by that. >> ben normally when a work force in management are to the degree this is now it takes awhile -- it takes awhile for things to get better. it makes the environment hostile. i'm wondering if it is hostile

for businesses or people come sboog the city that it accelerates. >> it is an astonishing situation. imagine the workers on the ford motor assembly line turn their backs on machinery because we are not going to work on it because we are thieves and incompetent and racist. it's a serious thing to do to the work force. i don't understand how the mayor can think he can do without the good will of the most important civil service there are, the police. i don't understand how he thought he was going to get away with that. >> he normally raises a good point, the police could be overplaying their hand here as a sympathy hand. i'm not buying an editorial that says they should quit. i'm not buying that. they are making de blasio look like a sympathetic figure. i wonder if they are over doing it? >> the question is the role of the unions and supporting the

mayor. will he lose the support? it starts with the police and could go to other areas like the teacher's union. it's a delicate balance. motivating a police force to go out there should not be taken for granted. my concern is we are lose zing sight of that. these are workers that dedicate their lives to protecting others. a city like new york functions so well. it's amazing they can run the city the way they do. you are not going to lose that by losing the support. >> a good point. imagine if a work force stopped producing. if they are not writing you know summons and parking tickets, i'm fine with that. but, if they stop doing that, aren't they shooting themselves in the foot? >> i do think it is very tricky situation. it is -- it's like a strike. it's like, if everyone at a company they didn't like the ceo and that's not why people

strike. it's not about an individual. they strike and they stop doing their job. >> if the quality of life suffers in new york because they are not issuing summons that could turn the tide against the police officers, themselves. got to be careful there. >> the guys who don't have guns on the street, are they included in this? these guys are awful -- >> where are you parking? >> on the sidewalk? >> cannot park on the streets. >> you cannot park on the sidewalks. >> i think this is the point you are trying to make. this is about salary. this isn't about -- unfortunately -- >> it isn't. >> hang on. hang on. >> you have minority officers come out and say they feel targeted when they are off duty. these are the people turning their backs. they are turning their backs

because they are not getting the increases they want. >> called racists and murderers. people chanting in their face. >> standing up for -- >> no, no, no. violence against police officers. >> huge huge huge comment to make about the mayor. the mayor has been supportive. go by the line by line item. all the union bosses went line by line saying show me where i haven't supported you. there's not one piece of commentary where he's criticized the nypd. >> do you think it changes? >> i beg your pardon. i beg your pardon. i beg your pardon. he said he would have to tell his child, a biracial child to be wary of the police. >> there were programs in place not set by this mayor. >> he is outrageous to call the new york city police department racist. >> look at this. when we come back i promise we

will come back, on another subject. facing a trillion dollars in government debt. you want in it on? the latest pitch some think son of a pitch. ♪ kid: hey dad, who was that man? dad: he's our broker. he helps looks after all our money. kid: do you pay him? dad: of course. kid: how much? dad: i don't know exactly. kid: what if you're not happy? does he have to pay you back? dad: nope. kid: why not? dad: it doesn't work that way. kid: why not? vo: are you asking enough questions about the way your wealth is managed? wealth management at charles schwab

live i'm kelly wright. a fallen new york city police officer being remembered today. in a few hours mourners will gather for the wake of one of new york's finest, wenjian liu. he and his partner were executed sitting in their patrol car. officer liu's funeral is tomorrow. in new hampshire bad weather creating a dangerous situation. snow covered roads in the town

of ashland. 35 vehicles involved in a crash on a major interstate. 12 people injured but they are expected to be okay. the lanes were closed more than three hours as tow trucks cleared away the damaged vehicles. i'm kelly wright. now back to cavuto on business. a new investment pitch from the white house. the administration is rolling out a new retirement saving plan for americans, but only one investment option. buying government debt. it's called my ra but this is not okay. >> i don't give a thumbs up to loaning money to uncle sam. you invest in america. you invest in a u.s. company. >> securities have been -- >> they are fine. but you know what? americans own plenty of them.

if you are going to say more savings plans, fine. it's a no c plan. i say invest in america, invest in companies. >> all right. dan, what do you think of this? this is a conservative investment vehicle right? >> extremely conservative except the fact that textile advantage of rising prices and inflation. it's a bad vehicle. i don't know why they are doing it. the federal reserve is ready to buy all the debt the treasury cares to issue china stands ready to buy quite a bit. i don't know why they are doing it. the point is a mystery to me. >> i can tell you. the president wanted to say something about saving for america in the state of the union. >> you are a hater. >> it was done by -- >> what do you make of the idea? i'm on the other possible list

here, this would be a way for young people, in particular who are leery of the market or concerns about the market to invest on the government behalf. >> sure. certainly, we need to encourage retirement savings. this is not the way to do that. this almost sets up young people for failure by investing in low returning investments rather than appreciating the free market. this is -- if this is the obamacare of private retirement savings, it's what we don't need as a vehicle. >> what do you think? >> i couldn't disagree more. this is an opportunity -- >> that's a bit of a -- >> i couldn't disagree more. this is not for half the work force. lower income, young people millenials are going to be a part of the major work force. three quarters of the part time work force without roth iras.

>> is there an investment minimum? >> $5. >> what's wrong with that? >> $15,000. you are forced to go into the private roth i.r.a. >> you pay -- >> the loan on your -- people have to get invested. >> who is paying the fee? >> there are no fees. that's the point. >> there are always fees. somebody has to get paid to run the program. guess who is footing the bill? not the people investing. >> she's anti-american. >> you are anti-american. >> larry isn't the idea here that these are like training wheels to investors? get started get going with this. maybe you will branch out? >> how many employees are we going to have to hire to manage the program? social security was a safety net and baallooned into other programs. we talk training wheels, it's a

great idea. i love the concept. why have them invest in government debt and low return and government security? that's the way to have the average person subsidize it. suffering under the burden. >> there's so many retirement plans out there. start with your 401(k). they are going to have to sell the program to get people in it. maybe hire jonathan gruber. he's a gre >> back to being a hater. ben, do you think there's a message to the madness. cynically, you could look at it to justify more spending because he would have a lot of people pouring money into it? >> it's going to be a trivial amount. the total amount will be the amount that the veterans have in a half hour. i think she nailed it right, a way to get a line in the state of the union to make it seem as if he's doing something for young americans. it's a terrible investment by

and large except for a small portion of your savings as you get to be middle-aged and a larger portion as you are old like me. it's the worst possible investment. >> all this money in social security. it is essentially -- >> you think it's a line in a speech? >> it was a line in a speech. >> i'll cover the state of union address live from washington. >> the ball is dropping on a new year. that is something to celebrate. but, not what comes next, thanks to the health care. the forbes gang is all over that. first, the sony hack may have been an inside job from a worker told to get out. i'll have no revenge for workers on the way out. the bosses have to be careful who they hire and fire. we are taking a closer look.

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coming up, maybe an

be careful how you treat your people. turns out that sony hack job could have been an inside job. independent investigators saying fired employee was behind it. the government says otherwise. health records of celebrities, name it, they exposed it. dagen, the moral look out for who you hire and fire? >> can't screen for crazy when you hire somebody that would have never made it. >> you're the one who hired me. >> there must be something to it. they're looking back at where did we go wrong? >> because you can't screen for that, because people put on their best face and you have to be careful about what you ask

about. a former employer is when you hire somebody, but you doggone well should protect yourself if somebody gets fired or even if someone leaves. this is sony with its pants down. >> yeah. >> why i hesitatesed to -- everybody's like, oh a national security crisis. you know what? sony screwed up with the playstation hack a few years ago and didn't do a doggone thing to fix their security and screwed up again. >> unhappy i.t. people, automatically they're -- copying stuff on to a disc and getting ready. >> that's a major concern. >> not our people i might point out. >> of course not. definitely not me because i don't even know how to use my iphone. it's a serious issue and a national security issue. some saying sony was hijacked -- the hacker that might have been the employee was hijacked. >> took advantage of a disgruntled person. what do you make of that ben

stein? >> impossible to say how crazy anyone is who's able to hack into a computer. your brain has to be so complex wired so differently, the brains of us media superstars after the star athletes that we cannot even imagine what their brains are like. seriously, i don't know what's going on inside their heads. i don't -- if the cia says that it's north korea well the cia's always right. so it's north korea. >> here's where both could be right, larry. start with a disgrundaled employee and the north koreans know they're disgruntled a group of them and then take advantage of that? >> companies don't want us to know how vulnerable our data is. if a kpip as big as sony with all the multimillion dollars they can put in the sbcht so far behind the cyber and target hacked, home depot staples? is our data really safe anywhere? this will forever change corporate behavior in terms of security.

what people put in an e-mail, encrypt, say in the telephone. probably a good thing. >> all of these i.t. people are recording this as well speak. right? >> companies that haven't been hacked never underestimate the arrogance of a company that hasn't been hacked. they think they're not vulnerable. they think their security is top top. >> you're right. >> who's next? jpmorgan got hacked. their security is tight as a tick. >> what do you think? >> we should all be scared that these companies -- >> right. naomi, dagen, thank you very very jsh meantime think the market had a good year? ben more than doubled it. think he can't do it again? just watch. ben... well, that was close. you ain't lyin'. let quicken loans help you save your money. with a mortgage that's engineered to amaze.

all right. stocking ready to jump now that the new year ball dropped? ben stein? >> if you can make warren buffett for free do it. >> larry what are you doing these days? >> the energy reserve solution isn't dead in this country but it is on hold. the strongest companies survive

and prosper. exxon, 58% in 2015. >> had a tough year. you think it's still going to do well? >> all need it to run our cars. and david asman on the place for business fox. a new year ringing in with new fine penalties and new mandates from the health care law, and the promise to lower insurance costs broken. the average family seeing their premiuming jump more than 25% the last five years. how about deductibles? they are up a whopping 53%. so with new health care laws, surprises kicking in will 2015 finally be the year americans rise up against it? hi, everybody. i'm david asman. happy new year. welcome to "forbes on fox." steve