online poll results quickly. there you are. 93 percent. ♪ >> this is a big part of what i do is protect people's choices. >> that's why you should choose to break up with big government. >> are you breaking up with me? >> yes, government has weapons, but remember -- >> you're nody, jealous, manipulative. it's crazy! >> don't call me crazy! >> it's dangerous to disagree with government. government has the guns. and it knows so much about you.

>> stop spying on me! >> you're an arrogant jerk who screws up everything he touches. >> let's break up with government. >> we're done! >> that's our show, tonight. >> we are done. john: that is our show tonight. >> and now, john stossel. >> what was that film clip we just played where i compared a girl breaking up with a guy to breaking up with government? it's a new web series that is about breaking up with government. it's designed to make the problems caused by government more accessible to people. but portraying government as an overbearing boyfriend named gov. it's called "love gov" and gotten nearly 2 million views. >> i care deeply about it.

maybe more than you care about yourself. >> that's the kind of things politicians often say, and the lead character, alexis, falls for his promises. >> i want to buy a house. >> good. because home ownership, that's the american dream. and everyone deserves to be a part of it. everyone. >> we'll debate that premise that everyone deserves a house later in the show. but let's start by talking about the internet series itself. i mentioned on facebook that i was doing a show on it, dave gibson wrote -- >> really, i shouldn't do a show on this? i disagree since have watched that video and young people are more likely to watch stuff like that than say me on fox business. too many young people do seem to love government. so i'm glad the independent

institute made "love gov" to tell young people the truth, people like austin peterson and alexis garrettson. alexis, you have the same name as the star of the film. did you do it after snyou? >> no. >> austin, you ore a long-time libertarian, you've now watched this. is it a good thing? >> when you see bernie sanders getting the attention of tens of thousands, you know that something like this is being shared amongst them and got them talking. so i'm glad somebody is doing this. >> but this facebook says it's like doing the kardashians on the show. >> maybe libertarians need our own reality tv shows. >> someone replayed on facebook, in no period of time has the majority been interested in raw knowledge. this pop culture approach will

do more for the liberty movement than any lecture. >> it doesn't take a majority to succeed, just a key irate minority. if we can get a small kabal interested, maybe we can have a revolution of our own. >> here's a clip from the highest grossing movie of all-time. >> that's right. >> avatar's villain is a mining company. >> this little gray rock sells for $20 million a killo. >> those savages are threatening our whole operation. >> so doesn't this make you mad? >> it does. pop culture gets people going. one of the most successful ways i've been able to educate people about small government is take "game of thrones" and contrast that to limited government. one of our heroes talks about the night watchman's state.

it's very similar to that situation. so all of a sudden tens of thousands of young people who love "game of thrones" are reading about the ideas of limited government because they're interested in pop culture first. maybe that's the way we do it. >> alexis, you've learned more about some of these things through the students for liberty group. >> right. there's a really large and growing international movement for liberty, and i think that's a really hopeful sign. >> how do you know it's growing, what do you see in >> there are students across africa registering for our regional convention. >> like hundreds? >> thousands. we are really seeing a huge movement for liberty. there was a million man march earlier this year in brazil and hong kong has seen a student revolution for liberty, as well. there's a growing presence of people excited about limited government and personable responsibility. >> how did you get in?

>> i was interested in socialism first, and i was buying into -- >> like a lot of young people and bernie sanders. >> buying into the idea that government was the solution to all of our problems. and i started to read a lot more and realized that the government is actually hurting us more than it's helping us, kind of like alexis in the series. she realized that gov is hurting her and hurting her chances at a future. just really it opened my eyes. >> i was in an airport one day and i got picked up a pick called "give me a break." >> i had been waiting for someone to say this on the show so i could hold this up. >> i was shocked. you were saying maybe prostitution town legal. that offended me. i learned a little more and i

realized you were right. it's because of you that i'm here today. that's why i'm going to run for president. i'll be 35 in february, which will make me eligible. >> you hope you'll get the libertarian nomination. >> i think gary johnson is a tremendous guy, but i think i might be able to do better. we have a lot of young people that are interested in these ideas, but perhaps they don't want an older guy. i know bernie sanders flies in the face of that logic. >> or rand paul. >> that's true. but gary johnson did have a chance, but if the definition of insanity is doing the same thing over and over again, we can switch it up and i can do a good job. >> one thing that bothers me about the video is they portray

the hero, libby, as a nerd. >> proud nerd here. to be a libertarian, most of us have been indoctrinated into the left-right paradigm. then we read books like this to sort of break out of the conventional wisdom of what most people believe today. >> i think it takes a lot of thought. >> if you look at the numbers on line, one of the things you see is socialists have an enormous market share online. but conservatives have a very small market share. i think we'll see a demographic twist over the next 10, 20, 30 years, as the older generation -- >> young people aren't being counted because they don't have land line snls >> that's right. and young people are tired of

establishment politics. that's why you see the student movement for bernie sanders and for rand paul, who is pushing back against establishment politics, as well. it's just a matter of time before, as we grow up, we're going to push politics in more interesting and exciting directions. >> thank you, alexis and austin. the series has five parts. in the first episode, the characters meet when they collide in a college hallway. >> so sorry. i will buy you all new books. >> that seems wasteful, but you can help me pick them up. >> yes, gov is wasteful and at this point alexis is so deep in college loan debt and thinking about dropping out. gov notices her withdrawal forms. >> can i have those back? >> student withdrawal form? are you dropping out? >> no. i don't know. maybe.

i'm already $15,000 in debt. >> that's what loans are for. >> at this point, a new character is introduced, libby, she's libertarian and sensible and gov encourages alexis to borrow more and that's what politicians keep proposing. libby then says -- >> you already have so much debt to pay. >> you'll have a lifetime to pay off debt. a lifetime. there's nothing more important than your education. except maybe corn farmers. >> yeah, corn farmers are important, becauut offering subsidies to corn farmers. back to college loans. both barack obama and hillary clinton say the answer to growing student debt is to let the students pay less. >> moving toward a system that enables people to pay a percentage of their income as

opposed to a set flat payment schedule. >> also, the plan is to forgive the loans completely after 20 years. just stick the taxpayers. but this is a huge mistake, says law professor glenn reynolds, author of "the education apocalypse." glenn, what's the mistake? >> the mistake is when you subsidize things, you make them more expensive and that's been the absolute history of this. the student loan subsidy shouldn't even be thought of as a subsidy author students, because they go into debt. it's a subsidy for a lot of people at universities who make excellent salaries, have good benefits and tend to vote democrat. so that's really -- >> it cycles back.

you know, higher education is a big source of money and of foot soldiers because they have a lot of indoctrinated students who are likely to lean left at that phase in life. so it makes perfect sense for them to subsidize higher education. the question is, who is left holding the bag? and it's a mixture of the students and the taxpayers. student debt is up 76% since 2009 to $1.2 trillion. when i was writing the book, it was just $1 trillion, now it's $1.2. students are stuck with debt they can't pay. >> almost half are in detault already or nearly in default? >> yes. and you have lot of students not earning that much. the government just released figures, the average high school graduate makes $25,000 a year. almost half of college graduates aren't making any more than that. >> senator sanders says college

should be free. it works in europe. >> somebody is paying for it. in europe, it's very hard to get into college. most people aren't allowed to go to college, maybe that's not a bad strategy for the united states to follow. >> the education apocalypse argues this is a bubble about to pop. >> something that can't go on forever won't. when i started writing about the higher education bubble in 2009, people thought it was a little crazy. now you have pieces of the lmpl a. times and new york times saying the same thing. it's unsustainable. >> thank you, glenn reynolds. to join this argument, please follow me on twitter at fbn stossel. what it really means. >> surprise. i found health insurance plan for you. i already signed you up. >> wait, what?

at the edge of your seat and be ready to get up. there's no "deep couch sitting." definitely not good for my back. this is the part i really don't like right here. (doorbell) what's that? a package! it's a swiffer wetjet. it almost feels like it's moving itself. this is kind of fun. that comes from my floor? eww! this is deep couch sitting. [jerry bell iii] deep couch sitting!

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misswill turn anan asphalt parking lot into a new neighborhood for san franciscans. a vote for "yes" on "d" is definitely a vote for more parks and open space. a vote on proposition "d" is a vote for jobs. campos: no one is being displaced. it's 40% affordable units near the waterfront for regular people. this is just a win-win for our city. i'm behind it 100%. voting yes on "d" is so helpful to so many families in our city. ♪ how is obamacare like dating a really controlling guy? suppose you go to the doctor and in his office is your boyfriend, gov. >> gov, what are you doing here? >> well, your health is important to me. i was just talking to your doctor to make sure they were qualified. >> this seems a little intrusive.

>> if making sure getting the health care that you deserve, i will be intrusive for the rest of your life. >> that's a good description of obamacare, constantly intrue sich for the rest of your life and impossible to stop. government controls mean you have fewer choices. st >> this is a big part of what i do. check out this sweet plan on pediatric dental. >> i don't have plans. >> but other people do. >> but i don't. that's just giving my money to the insurance companies. >> insurance companies are happy about it. they became big backers of obamacare because they learned oh, this gives us captive customers, more of them. the video suggests that

obamacare will raise costs and reduce choice. i agree. but i'm just wrong, says radio host richard prowler. why am i wrong? >> i think the affordable care act is actually working. but they have to take a step back. we had a health care system that was broken. this act is just one step in the right direction. >> what we have is more broken than in socialist countries? all the innovation comes out of america. it's true, people are worried about paying the bill, but it worked. >> a lot of people couldn't get coverage at all. being a pregnant woman was a preexisting condition or having childhood asthma was a preexisting condition. >> you equate coverage with health care. people went to doctors and got care. >> but we have a health insurance system and a health care system. this is what --

>> it makes it bigger. it gives everybody more insurance. so i don't pay the bill, a third party does. that makes it inefficient. >> i don't think so at all. what we have seen is this has made it efficient. the cost of health care is going down. >> down or just not increasing as much? >> exactly. not increasings much but it's sloping downward. >> they got us to start thinking about what we're paying for and some people started being cost conscious. but that wasn't the intention. >> but it allows for regular, average americans who could not afford insurance before to go in and purchase health care insurance and get preventative checks. which is all important. >> why? >> because you need to know, prevention is better than care. >> your mom and everybody believes that. but studies found that people who suddenly get preventative carefree, they go in more often,

they get all these tests that don't make them healthier, and there's no proof that it saves money or lives. oregon gave medicaid to half a group of people, half didn't get it and found no difference between the two groups. >> i don't believe that. if you lock at where we are as a nation now, there are more people getting a chance to go to the doctor. people work two, three jobs and can't afford health care. now they get a chance to go to the doctor, they can get early prostate screenings, early pap smears. >> it's logical those should save lives. >> and they do. >> but they also kill people. >> give me one example where a pap smear kill people. >> a lot of the tests are more invasive and they get surgery and oopse, that cancer would have never grown. >> there's one or two chances. but usually a majority of the

time, you get a polyp removed and it removes the chance of cancer. >> in the love gov series, it explains how insurance should work. >> you expect to get colds every so often. insurance should be for things we don't expect. so we all agree to contribute a little bit now so that is covered in case something really big happens. like if i get hit by a car. >> obamacare covers much more. shouldn't people pay for that themselves? i'm on medicare now. nobody talks price when i go to the doctor. a market works when the individual says, hmm, i think i ought to have this test. >> it makes sense when you say it, but the truth is, that's what -- what she is explaining in the love gov series is what insurance is. it's there for you in case there's an emergency. >> it's for birth control? >> what is wrong with paying for

birth control? >> it's not an emergency. >> it stops women from conceiving and it's used to treat a lot of diseases, like excessive periods. >> obamacare says men and women should pay the same for their insurance. is that right? >> i think they should. >> but women go to the doctor more often. >> before the affordable care act, they paid 80% more. that is unfair. >> do you pay more for car insurance than a woman? >> as a young man that drives a sports car, i pay more. >> all pay more. insurance reflects reality. >> i think there's a huge distidi distincti distinction. if you are not driving a car, you don't need car insurance. but every american, even only at birth and death, end up using

the health care system in this country. >> what did you think of the video in general? the point is that government smothers us. >> i believe the job of government is to level the playing field. so i don't think government is too small or too big, government needs to be effective. >> and $4 trillion not too big? >> i think the $4 trillion, the majority of that goes to the defense department. there's planes we don't need. i would rather have that money going to public education. >> thank you, richard. next, government spying. >> you can now proceed. >> a couple from idaho persuaded a court to approve a lawsuit against president obama and the nsa for acting, well, like a jealous boyfriend. boyfriend. >> are you spying on that lady in >> no! i'm protecting her. >> from who? >> herself.

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mercedes-benz financial services. so are you finally done with gov? >> i just can't seem to get rid of him. i can't seeing that thing. >> go about your normal business. >> government is a little like a jealous boyfriend and wants to know what you're doing. government says when it spies on you, it's for your own good. >> are you spying on that lady? >> no! i'm protecting her. >> today, the nsa says it spies on us to protect us. and libertarians, please forgive me, i kind of believe the nsa. some religious fanatics want to murder us, and gathering bulk

phone data looking for patterns that might reveal a terrorist plot seems like a reasonable thing for the government to do. but lots of freedom loving people say it's a violation of our privacy and peter and anna smith think so. why? >> well, safety is obviously very important to me. but i don't think the government collecting my gone data is going to make people more safe. >> and you're a lawyer and you've actually sued the president. >> that's right. we have. we sued the president because the collection of this phone metta data, which is actually who you call, when you called them and how long you talk, can reveal a lot of information about you. and should the government have that information in their databases? the government certainly can get it. they can go to a judge and say, i believe that anna is up to something. will you give us a warrant so we can ask for that data from the phone company. there's some due process in place. >> a lot of people say they want

to sue the government or the president, few are successful in the court. but the smiths have been so as far. >> i'm peter smith and i represent anna smith. ten years ago, anna's government began a collection of her call records. those call records revealed detailed information about anna. >> how do we know whether those records were ever seized and searched? >> that was the judge asking you questions in your second appearance before the court. and now you await their decision, if you can go forward? >> that's right. the question was, how do we know? we certainly know they're collecting the data. anna is a subscriber on verizon wireless. >> you could have picked anybody. you picked your wife. >> i did. it's easy to talk with my client and i can visit with her every day. >> when the edward snowden case was revealed, i mentioned to my

husband, i said i didn't think it was right that the government was able to collect my phone data when i hadn't done anything wrong. i was sent a text message saying would you be willing to be a plaintiff if we sued the president? i said sure, as long as we don't have to do any interviews. and here i am. >> and in the love gov satire, gov tries to reassure his girlfriend about his spying on her e-mails. >> i'm not even reading analyzi data. >> sounds like president obama. >> nobody is listening to your telephone calls. >> so both are true. without a parent, they can read it or listen, but they're just looking for patterns. maybe they'll find a terrorist that way. >> those patterns reveal a lot about you, who you call, how long you talk.

>> maybe they'll find somebody that wants to kill us. >> certainly, but this program has been ineffective. it does not keep us safer. >> and congress, spurred on by rand paul, has kind of taking your side. they at least said, the phone companies have to hold the data, not the government. >> that's true. i think anna was on the right side of history here. >> why is it less problematic if a phone company holds it. >> a phone company has records of certain customers, not everyone's record in one database. they're not going to look up anna's records. but somebody who may be on their radar, somebody in a political party not favored by the government, they can learn a lot about who they're talking to. it's who has the information that matters here. the government is powerful and information in government's hands is powerful. >> this is expensive,suing. you're paying for it how? >> out of our own pocket. >> well, good for you for

fighting for what you believe in. thank you, anna and peter. coming up, where you work. are there notices like these posted? they're not there because workers are eager to read this stuff. it's there because government demands it. >> i don't know if i can afford this. maybe i can't hire you. >> kind of feels like you just protected me out of a job. . >> i shopping online is as easy as it gets. wouldn't it be great if hiring plumbers, carpenters and piano tuners were just as simple? thanks to angie's list, now it is. we're making hiring anyone from a handyman to a dog walker as simple as a few clicks. you don't have to be a member to buy their services directly at angieslist.com but members save more on special offers. angie's list is revolutionizing local service again. visit angieslist.com today.

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you, is she? well, it is my moral responsibility to protect her. businesses are dangerous, marijuana level dangerous command all these rules have been put in place to ps and con. john: yes. so many rules. posters explaining some. lots of the rules are obvious. some are obscure. unless i work for federal, state, or local government. no one i no has ever read all those rules.

following the rules cost money. >> i don't know if i can afford this. maybe i cannot hire you. >> it feels like you just protected me out of a job. john: they protect lots of people out of jobs. they are there for our protection. >> if you look at the code of federal regulations which i would not recommend anyone do because it is 170,000 pages long. over 1 million commandments that tell business owners and entrepreneurs what they must or cannot do. regulators are always one step behind. people forget that today's economy is much different than it was in the past. the powerthe power of information is held in the hands of the consumer now.

it is not only easy for people like me to tell you what i think about a place i went for lunch by can find out if i want to hire a handyman or babysitter, easy to crowd source and figure out what other people thought. john: what about workplace safety, rules like osha? >> well, unfortunately there is not supposed to take cost to benefit into consideration they myopically focus on one goal the negative side effects often does protect large companies. we see this in the battle right now.

john: it is intuitive to think that only government can do business. they have gone down dramatically. but researchers checked how they were proceeding before osha was created. they were already dropping before. they government is like someone jumps in front of the parade and claims it let it. john: there is good news? seven out of ten americans say government is inefficient and wasteful.

maybe people are learning. a lot of other people are noticing what we have this level of operation then people are libertarians when it comes to her. i can only connect the dots to the rest of the government. coming up, while government kills some businesses, it props up others. taxpayers will pay when government promises.

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but they won't last forever. ♪ john: probably the most expensive where the government acts like a distract her boyfriend is the way it helps us by housing. >> am going to buy a house. >> good because homeownership is the american dream.

everyone deserves to be a parta part of it. let's go get your house. it is your right. >> sounds a lot like my president. >> helping more families afford a piece of the american dream, owning their own home. john: which means taxpayers guarantee the housing loan which encourages people to buy more expensive homes than they would otherwise and to think less about the cost. you know what this is, once again being focused on price and cost. you deserve to be in the house do you want.that you want. i will make sure you get the money that you need. >> is not the question of deserve. >> these days they are often not there. the recent foundations say governments are deceiving people. >> one of the most destructive ideas out there for you cannot have the american dream without

owning a home and you can own a home unless the government is subsidizing a mortgage which loose back around to the fact that you cannot have happiness without the government. john: that is the behavior in the film, that we provide the good stuff command americans tend to believe this. >> a lot of times they don't see it. these organizations guarantee mortgages so that banks do not feel like there taking on risk and there is the mortgage interest deduction. which are people, or if you are in the middle class, research i have done, the mortgage interest reduction safety about $600 a year. john: even republican say that we have to keep doing these things because housing will collapse. >> it is the idea of ownership, which is a great

thing. if your able to do it and afford it. if it is putting you in a massive amount of debt or you're only getting into with three or 45 percent down payment, that can be a problem. i should not feel like the government or a politician is telling me that i cannot be happy in life unless i own a house. john: you mentioned 3 percent versus 5 percent down payment. a politician said never again and raised it to 5 percent. it used to be 20 or 40 percent, but now they have lowered it again. >> this is the thing that we were promised by every member of the government. never again will we have irresponsible loans. the fha today is guaranteeing mortgages.

john: here is the president saying we will help the middle class. >> starting this month the federal housing authority will lower its mortgage insurance premium rates enough to save the average you borrower more than $900 a year. john: voters by this. >> if you're making it cheaper to get a mortgage prices will go up. what that does is make it easier for you to take on more debt. there are more ways of does finding irresponsible homebuyer, but if you do not have the savings, almost every finance professor in the country will tell you why you aren't in a good position to be taking on that home. >> the treasury department has a website, making home

affordable, help is here. they make it make it sound like magic. they want you to go into debt. >> let's get you alone. of course they go into a private bank and this happens. >> your loan has been denied. >> you cannot expect to be approved for a $225,000 loan when you are hundreds of thousands and that. john: i would not think so, so she chose to her boyfriend. >> i am massively and that. except it is actually other people's debt. it's complicated. >> you ran up all this debt on me? >> did you not know that this? john: no one knows about this. >> and it is actually not the debt that the taxpayers

have related to the bailouts and the guarantees they have thatthat does not even count as part of the national debt because it is considered to be a government-sponsored enterprise or government-sponsored entity. john: thank you. next, will alexis finally break up with? will you? [meow mix jingle slowly and quietly plucks] right on cue. [cat meows] ♪meow, meow, meow, meow... it's more than just a meal, it's meow mix mealtime. with great taste and 100% complete nutrition, it's the only one cats ask for by name. iand i'm jerry bell the third. i'm like a big bear and he's my little cub. this little guy is non-stop. he's always hanging out with his friends. you've got to be prepared to sit at the edge of your seat and be ready to get up. there's no "deep couch sitting." definitely not good for my back. this is the part i really don't like right here.

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john: if you have been with us, i assume you are now easier for alexis to fulfill the promise to the titles of the show and break up with down, but it is hard to do. >> are you finally done with? >> i cannot seem to get rid of him. i keep seeing that thing. john: so involved in so many parts of her life that is hard to separate. without even getting a vote of approval from congress to declare 5 million more workers eligible for mandatory overtime, imposing new restrictions on coal burning power plants, gave 800,000 home buyers taxpayer

backed subsidies and more. now, regulators are not evil and meanwhile, but they have blinders on. in thein the area of they are special to the role makes sense. the cumulative effect is paralyzed life. started low, less than 5 percent of the economy. world war i. world war ii. now it only goes up. pretty soon we are appear. how will we pay for that? >> we cannot. there is not enough tax money in the world. we have got to break up with most of the government.

i know how to start. so much that should not get taxpayer funds. thethe bureaucrats will resist claiming they need to preserve everything that they do. americans need the courage to tell off government the way alexis finally does when her boyfriend says this. >> you might not think you love me, but it is my job to protect you. >> you are an arrogant jerk who screws up everything he touches. you talk to me and racking up $40,000 in student debt, forced me into a health care plan i could not afford, ruined my business, spent my money. we are done, and stop -- john: now it is our turn. that is our show. see you next week.

continues. our coverage continues. i'm julie bandera. "judge janine" starts right now. hello and welcome to justice. i'm judge janine firo. thanks for being with us tonight. you are looking live at the festival of families in philadelphia where pope francis will speak in just a few moments. we'll continue to bring you these live pictures as we talk about the pope's historic visit. i'm joined by father robert sirico, president of the aspen institute, and president and ceo of the catholic league for religious and civil rights, bill donohue. all right, gentleman, father, and bill, thank you so much for being with us. we're watching this festival of families, which i understand