school, failing, turning to drugs and alcohol and committing suicide at alarming rates. >> bill: disturbing stuff, we look forward to seeing your series tomorrow tomorrow. gillian turner, thanks. [screaming] >> dana: a wild scene at the southern border, thousand migrants rushing over a bridge from mexico on sunday to get into el paso, texas. cartels played a role in getting them to make the move. welcome to a brand-new hour of "america's newsroom." i'm dana perino. >> bill: i'm bill hemmer. forcing u.s. border agents to set up physical barriers to push everyone back. the incident was sparked by

mexican cartel claiming the border was open, saying the u.s. was rolling out the welcome mat, all that not true. bill melugin live for more on this today. hello, bill. >> bill: bill, good morning, that is right. fox news spoke to the migrants involved in the ush are at the border and they told us it stemmed from a facebook post that went viral among the migrants that promised them they would be let into the country if they showed up at the bridge. show this video, exclusive fox news video from juarez, you see hundreds of migrants pushing past border guards and running to the bridge. a lot of them are cheering and sound excited and jubilent. they think they will run across that bridge and get into the united states. they were blocked by cbp and the

mexican military. it was a facebook post and they shared the post with us, if we can pull that up. it is in spanish. it essentially says it claims to be from somebody who crossed two days prior and that person claims cbp told them they will let any migrant that shows up on sunday with a child or with an extreme asylum case and tells migrants, do not miss this opportunity, travel to the border right now. one migrant caught up in the rush tells us that is exactly what she did, take a listen. >> we came to see if it was true, but it was a lie. they shot teargas at us, they didn't care we had children. we have been here two months waiting here and we're desperate. >> bill: one u.s. lawmaker is accusing the cartel of being

behind that post, tony gonzales telling fox news they were told and i'm trying to figure out by who, all indications are it was cartel essentially feeding this information to the migrants saying yesterday was day of the migrants and they were going to be allowed into the united states via the port of entry. guys, cartels have been known to spread misinformation, one final point to make, tomorrow the house homeland security will have a field hearing about the border crisis. chief of u.s. border patrol will be testifying, all democrats on the committee announced they are boycotting the committee. they say republicans are playing politics and they want to attack the administration. republicans say the democrats have no interest in having a real conversation about what is happening down here. >> bill: tough to move a

political mountain, bill melugin, thank you, mission, texas. >> dana: collapse of silicon valley bank fuelling partisan blame game, faulting republicans for rolling back in 2018. charlie gasparino reacting last hour. >> i think the white house is spinning this, trying to blame a tweak in dodd-frank, that bank examiners would have found if they were looking and they are looking at silicon valley bank. >> dana: joining us on kevin o'leary, wish the topic was sunnier, what is your take on how the white house and the fed are going to move forward now that he woo have the answer from yesterday? >> kevin: -- >> dana: hold on, we're checking. >> bill: hang on one second, mr. wonderful. tv works better with a microphone, we'll fix that.

as we wait on that, let's go ahead and -- we got him? this is how steve forbes sees the bank in california and new york. >> early last week they could have saved that bank if that ceo hadn't looked like a deer in the headlights and gone to buffet, morgan, and say we have a short-term cash problem, that bank could have been saved. that is the crime, management didn't save a bank that was imminently saveable. >> bill: kevin, good morning. thank you for joining us today. you say the federal government and joe biden nationalize the banking system with their move this week. explain that. >> kevin: yes, that is what happened. think in simple terms, it doesn't matter how good or bad a bank manager is, take the case

of silicon valley bank, that was not the fed fault, not regulatory issue, it was plain straight idiot management underneath incompetent board. i hate to put it that way, those are the facts. you can't protect yourself against idiot management, there is always a black swan and you found it in silicon valley bank. this morning with the new policy, i don't care what bank we're talking about anymore, you as a depositor have no risk whatsoever. so what stops the idiot bank manager going forward from doing anything they want within the regulatory environment taking as much risk as possible to get the stock price of that bank up, that is how they are compensated, this will create perverse acts by bank managers and crazy behaviors. in the end, it is not a

long-term solution, either you decide to nationalize banks in which case all bank managers work for taxpayers as employees like giant utilities or let the private sector be the private sector and you have collapses by idiot managers like silicon valley bank. end of the day, would have only cost depositors around 5%, those uninsured above $250,000. people that have money more than $250,000 are sophisticated investors and could take the hit. we now have moral jeopardy of idiot bank managers everywhere doing crazy behavior. >> dana: do you think that realization will cause anyone in dc to roll back what they decided to do? >> kevin: it is happening as we speak, this is becoming very politicized, unintended consequences starting to sink in and this debate is going to rage

and become a political issue. and frankly, it makes me uncomfortable. i understand the importance of having confidence in the banking system, everybody does, the way you have to look at this is different from any other sector of the economy. we have 11 sectors in the economy, financial services is one of them, it services all other 10. unique in that respect. if you are going to nationalize it, nationalize it, whatever happens going forward, all banks be under more scrutiny far less profitable and i don't think this saves the small regional bank long-term. do people want to risk their money there or are they going to migrate to larger institutions? they are even more highly regulated. we got a lot of problems as result of this problem. it was knee-jerk reaction, reality sinks in and again, i ask everybody, if the bank manager has nothing at risk, nothing at risk and is backed up

by the fed, what stops them from doing whatever they like. >> bill: no longer private system, in that sense. jerry baker, the tide goes out, silicon valley bank already drowned, playoff warren buffet's favorite line. you know who is wearing pants when the tide goes out. on inflation, the number is stubbornly high. white house put out a statement, here is headline, today's report shows annual inflation down by third from the summer as unemployment rate remains around 50-year low, what is effect of inflation today and going forward and maybe what the fed does, stocks are popping up. investors think they may not raise rates, what about the consumer trying to ba battle inflation everyday? >> kevin: they could do what the

bank of england did and pause, i think we will get 25 basis points, inflation is still a factor and causing food and protein prices to continue to move north. i think they will say no, we can't stop now, we had that banking issue. the whole thing around silicon valley bank was around payroll. sunday night every bank was talking about the fact banking at silicon valley bank, signature bank couldn't make payroll, everybody has forgotten the federal government has already set aside billions of dollars that most of the businesses have never reclaimed in the employment retention credit. all of a sudden, certainly in my portfolio, every single company today is saying wait a minute, what about payroll credit, everybody is going after it and i will become a huge advocate, too, that is an existing program that exists. no question about it.

i think now going forward, new policy and everybody in the valley is talking about this, we are no longer letting portfolio companies keep their cash in one institution. in our portfolio, as of monday morning, we diversified to five separate banks. 20% is max of liquid assets in any one institution. >> dana: smart, kevin o'leary, thanks for being with us, great to have you on the show. >> bill: hope to see you soon. thanks for coming on today. >> dana: interesting idea and didn't take the government telling them to do it, they did it themselves, that is how this thing can work. great to have him. weather update now. nor'easter brings high winds and waves to east coast and expected to dump a foot of snow on the northeast and new england. robert ray is live in massachusetts this morning, good morning, robert. >> good morning, dana.

so much for the mild winter the northeast has been enduring for the months previous. look at the atlantic ocean on the cape and you see heavy winds. i've been monitoring the winds the past few minutes and seen gusts up to 23 miles per hour and could see up to 60 miles per hour sideways rain in this part of massachusetts and that is the thing as i make my way up, you see the atlantic ocean churning, this will go on for next 24 hours, coastal flooding potential and that is a big concern this part of new england, as well as power outages, on the interior, another story, m massive snow dump in massachusetts and the state of new york as winds continue to kick up with side reigns, tale of two stories,

strange nor'easter, warm temps on the coast, cold on the interior and by the looks of me, you wouldn't think it was warm, 42 degrees, i'm soaking wet and with winds, it feels like it is in the 20s. goes to the bone, that kind of cold. new england and i-95 corridor taking it in the chin this morning and will do so all the way till tomorrow. there are hundreds of thousands of power outages already and that is a major concern, as well, coastal flooding and big snow dump on the interior. so much for march, right? boy, st. patrick's day coming up and here we go. nor'easter rages. >> dana: in like a lion, robert. >> bill: saying in new york, it is never really summer until the first of june. >> dana: true, and then it is hot. never satisfied. >> so true, guys, so true.

>> bill: thanks. >> dana: ugly scenes off the border of florida, red tide as spring breakers arrive. >> bill: and the warning the new initiative will leave you with dirty clothes and less money inureiopockets. tom shatu, he has things on his mind. >> dana: yeah. my name is brian delallo. i teach ap and honors economics in pittsburgh, pennsylvania. financial well-being to me is knowing that i can be free to do the things that i love to do. i hope when i retire someday, they say, that guy made this place a special place to come to school and gave as much as he could to help the community.

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>> dana: times of dead, rotting fish washing up on florida gulf coast beaches is result of toxic algae called red tide. it can cause rashes and --

issues. live at bonita beach, what is going on, phil? >> as you can see, the beach is sparsely populated and here is why. walking up and down the beach, this is what you see, dead fish afterdead fish, red tide has been an issue for years. this latest wave began in october, it is bad for fish, businesses and humans. florida fish and wildlife say this beach rates high when it comes to red tide. they are still recovering from hurricane ian. locals, the state are dealing with these unsightly scenes, stinky dead fish, tons of them, coastal county after coastal county. it is a toxic algae, and when fish consume it, they die. it goes wherever the wind and

waves take it. we don't have the map, the state is testing beaches up and down the state once a week to t samples. for humans, it is respiratory issue. this is afterall the money-making spring break season. >> march is our busiest month of the year and there is not really a close second. to have this in time of year where both for guest purposes and for our business purposes, it is unfortunate. >> very unfortunate, especially march being a busy month up and down the state with spring break tourism. i talked with canadians last night and the ladies told me they were driving to fort lauderdale today. i said, why, they said, red tide. >> dana: it's a shame.

good to see you. >> bill: president biden policies aim to clean the planet, but leave your clothes dirty and smelling. washing machine manufacturers say the department of energy have new standards that will lower quality of washing machines and raise detergent cost. i don't find this funny if it is dirty and smelly, what say you? >> my wife says this already happened, she said 10 years ago, they changed the machines and machines don't work anymore. i imagine this new regulation will make it worse. sh claims clothes aren't as clean as they used to be. even when i was single, drop off, wash, dry and fold. >> dana: my sister in denver did something interesting. she went and found a manufacturer that still had the

old machines like even ones from 10 years before, what your wife is talking about. that is what she bought, swears by it, loves it. >> can you get them repaired, though? >> dana: so far it has been okay. >> in the privacy of your basement. the way regulations go, they will start requiring people, like the car and i think emission standards are good, lower emission for cars and make the air cleaner. this kind of stuff nobody ends up noticing a benefit, i don't think there is a benefit from it. >> bill: they say reduce greenhouse gas emission by 2.4 billion metric tons, that sounds big. save consumers 570 billion cumulative over 30 years -- >> dana: press releases drive me nuts, just numbers. >> bill: signed dana perino.

>> dana: yeah. >> do you feel good about reading that propaganda. they claim this will save the consumer, if true manufacturers would do it on their own and we would be happy to pay more for a machine to see that happen. >> dana: a report from the "new york post" that nypd is cracking down on cops beard length, coffee drinking and punctuatuality. let me show you here, two and three, violent new york city crime, felony, up in 2022. 126,000, year before 102,000. number of police retiring in 2022, 3700. like if you look at the numbers, that's a lot of officers resigning and you lose that institutional knowledge and experience. >> focusing on the wrong thing, anybody? crime is up and we have so hard to be a cop as it is. i say forget about the beards

and coffee drinking, how will that help anything? i think you want to make the cops as happy as possible and just god bless them for showing up at the job interview. >> dana: i don't mind the punctuatuality piece. >> bill: i like it, i love the nypd, hey,blue, how's it going. i like it. small things lead to bigger -- >> okay. you know when i was a kid, if i remember correctly, cops couldn't have beards and all had stashes. >> dana: that is interesting. always learn something from you. tom, great to see you. >> bill: thank you, tommy. >> the regulators seem to have been asleep at the wheel without any question, they are going to really have the greatest form of

corporate cronyism that we've seen in a long time. >> dana: senator tim scott blaming president biden, he says the white house is sending the market the wrong message. it was supposed to ease overcrowding in jail, suspension of cash bail had devastating consequences. >> it was to help minority communities, it is doing the exact opposite and yet we continue with this revolving door criminal justice system. nd, getrefunds.com can see if it may qualify for a payroll tax refund of up to $26,000 per employee. all it takes is eight minutes to get started. then work with professionals to assist your business with its forms and submit the application. go to getrefunds.com to learn more.

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mom. can we get a puppy, mom? please? girls, pets are a big expense. aww. [ audience cheers ] maybe try switching your car insurance to progressive. you could save hundreds. [ audience laughter ] thanks, tv dad. we'll think about it, okay? look what i found. -a puppy! -a puppy! oh, no, no. i wish tv dad was always in charge. [ dog barks, audience laughter ] listen to your tv dad. drivers who switch and save with progressive save nearly $700 on average. >> bill: the left pushing zero cash bail during the covid pandemic, but setting accused criminals free may be backfiring as violent crime spikes in most big cities. william, good morning. >> good morning, bill. the argument is cash bail

discriminates against minorities, some studies show release with no conditions is bad policy. >> the number one priority has to be public safety. >> but is it? cities and states eliminate bail. felon was released without bail, three months later, he allegedly murdered kate tibbets and caught her car on fire. >> they commit more crime than people released on bail. >> in random sample, prosecutors in northern california found 78 of 100 accused criminals released with no bail reoffended, almost twice the rate of those released with bail. >> a judge needs to look at every single case to decide if they are a risk to public

safety. a houston study found just 15% of defendants released without bail showed up in court. in chicago, failure to appear rates jumped 19%, recidivism up 19% and violent felony rose 33%. >> judges can release people without bail, on supervision or on an ankle monitor or court supervision. what i don't support is blanket zero bail release policies. >> that is the middle ground, rather than no judge, no exception, no bail or here is bail schedule, here is what you pay. advocates say every defendant should see a judge to set the terms of the release or not. bill. >> bill: changing times. >> dana: biden administration scrambling to protect the financial sector, my next guest

calls it corporate cronyism, senator tim scott. you are ranking member of the senate banking committee, president biden put out a statement a little bit ago having to do with inflation and the bank issue. read it here. as long as i've said and challenges in the banking sector reminus, there will be setbacks along the way to steady and stable growth. we face the challenges from a position of strength. are we, though? elizabeth warren writes today, bank failures were avoidable, i imagine she likes the solution that the biden administration came up with, what do you think of it? >> it is so ridiculous. get to the brass tacks, the bank failed for three reasons. number one, the bank executives failed on their responsibilities, bid on low interest rates and fed was increasing interest faster than any other time in the last three or four decades. number two, regulators were

asleep at the wheel and number three, biden administration policy of printing and spending trillion led to 40-year inflation, the fed come in to slow inflation by increasing interest rates, devastating to the average person in this country. average household has 5 to 10,000 dollars in their bank account they will have to subsidize people that had 5 million in their account. that is were corat cronyism at its worse and now the question is do we really have a limit on fdic insurance? if you don't, it is a moral hazard and perverse incentive for executives to take higher risk. there is no down side. >> dana: the fed will make some decisions and we'll be anxiously awaiting those. i want to ask about this. tucker carlson, our prime time 8 p.m. eastern host asked all

potential republican candidates and you answered about the america's place in the russia-ukraine war. i'll let you explain it, let me ask you directly, do you think our participation is important to america's national interest? >> absolutely it is without question. the question we should keep asking, why is president biden not clear about what is our national vital interest. it does include degrading the russian military. i think part of the frustration i hear around the country is that president biden seems to be tone deaf as relates to security challenges on the southern board, leading to 100,000 deaths because of fentanyl. we are seeing people run toward the border with few people there to protect it. thank god for border patrol agents and number three, we see security risk because of people

showing up at the southern border who are on the watch list. we have not seen the president in east palestine, so americans seeing the lack of leadership on the homefront ask questions about why is president biden helping so much in ukraine without explanation, the explanation is simple, degrading the russian military, there is no blank check, have accountability for every penny spent. the american people might have more confidence in long view of what protects americans here at home. >> dana: one last quick question, you are in south carolina, charleston, rolling stone reporting state south carolina legislators wanting to introduce legislation that would lead to making the death penalty available for women who have an abortion. i know you are a pro-life person, what is your reaction to that in your state? >> i haven't seen the legislation, i think it is a

terrible idea, not much else to say. >> dana: all right. i'm sure the left will make sure everyone has to answer for some of the questions, glad to have you on the record. thank you, senator. >> thank you, dana, yes, ma'am. >> bill: 22 before the hour, it was one year ago today benjamin hall fought to survive. two of his colleagues were killed on that day and ben joins us in a moment on his recovery and the promise of the future. an outstanding story. we hope you will hear it next. ue a lot of money every month by paying off your car loan and paying off your high rate credit card debt? and still have cash left over to put in the bank? with a newday 100 va cash out loan, you could do it all. take out an average of $70,000 - with no upfront fees. no upfront appraisal fees, termite inspection, or water test fee. because a veteran shouldn't have to come up with money to get money.

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>> bill: we have a fox news alert to pass along. this is news we hate to pass along to you, it is obviously what happens sometimes in the

middle of conflict. a fox news journalist has been injured while news gathering outside of kyiv. >> bill: a moment john roberts, our colleague, one year ago today, march 14th. russian missile strike killed pierre zakrzewski and ukrainian journalist sasha kuvshynova. it left our own correspondent benjamin hall badly injured. ben survived and now he tells his remarkable story in a new book that is out today. it is called "saved: a war reporter's mission to make it home." and he did. benjamin hall, good morning. >> benjamin: good morning. one year today, i can't believe it, look where we are today, sitting here today and come a long way. remember one year ago, pierre and sasha passed away. i spoke to pierre's wife this

morning, she is really strong and doing well, that is what we think today. horrible things happened, here we are today, keep moving forward. >> dana: so much has to do with your approach from the moment it happened until you're sitting here today, your determination to be here, to get back to your family through all the agony and pain you went through, but you never let that get you down and this past week has been inspiring for us. we are grateful you are here. >> benjamin: thank you very much. we always wondered before covering conflict, if this happened, how would you get through it, could you find the strength? my wife and i say it doesn't matter, you have no choice. you have to get through it, find ways to do it. we have done it with your help, fox's help and a whole community around us, we're lucky. >> bill: are you sick of us yet?

last week and a half we've been putting you to work here. take you back to the day when people lose people that date on the calendar, when you see it, you know it is coming up or you dread it or want to get through that day. i don't know what march 14th means to you now. i was just looking through the book over the past week and the details are extraordinary to me. you write, our windshield had two long crackings in it and red air freshener dangled from the rearview mirror. i think about what happened to you, ben, how do you get there and remember that stuff? couple pages later, same day. the blast rocked the car and we shuttered to a stop, reversed the car pierre shouted, the car stalled. get out of the car pierre yelled as he opened the right-side passenger door and then boom.

>> benjamin: yeah, those images, as real to me now as they were then. that moment where the first bomb landed and we had to react, those feel just as real right now and writing this book was about putting those down as well as we could. we also have video that pierre was filming, we were working. there is a documentary coming out on sunday, in which you will see some of the video, as well. not only do i have it clearly in my mind, i've been able to watch some of the video, as well. what does this day mean to me? i'll be honest, today was harder than i thought it would be. i had to wake myself up and realize what the day was and what i learned all year, you address it, realize the hurt that happened and find strength to put it to one side and move on. i've been talking about what you can do and this morning i told myself, this is one moment you

have to do it, find extra piece of strength and walk out the door and make the most of that day. i did it this morning. >> bill: love that, that is great. >> dana: today is today, what does tomorrow look like? >> benjamin: i always thought the first year was about recovery, everyday about getting better, healing well, coming to terms with what happened and about the future, moving forward, working hard, helping any way i can. that is today and tomorrow and remember the past and embrace the future. discussion how we can continue working, stories we can keep telling, life goes on, keep working every single day. >> bill: you have been amazing. i remember you walking in the room a week ago, we all had lunch upstairs and giving hugs to everybody. it is hard not to shed emotion for what you now represent

because god has a whole new plan for you. >> benjamin: yeah, someone came up this morning and i didn't know this person, they said i dreamed about you last night, god came to me and wanted me to tell you that it wasn't your time, you are out to do great things again. that is powerful for me to hear. the reason i go around thanking everyone, this is not just me, you went through hard time, our family went through hard times, everyone has gone through difficult times. it is about all of us getting through the things together. all of us together. >> bill: you were about to do another interview last week, we were chatting downstairs in the lobby at a different time and you said, i told them, make sure i get my exercises in everyday. what is that all about. what do you need to do on a daily basis to make sure you

keep going forward? >> benjamin: everyday is difficult and everyday i wake up and there is a slight moment you realize you can't jump out of bed anymore, your legs aren't there. you find extra strength and keep moving on. there are injuries to be addressed, there are still procedures to do in the morning, that is part of the day now and i keep doing that now and i will keep doing that for quite a few years to come. if i stop doing physio and working on burns, a few days later, that can turn out badly. it is constant daily thing to make sure i stay in good health and watch all the injuries. >> dana: we'll keep you, we'll have a quick commercial break, we'll have more when you come back, you are not going to leave us. we'll be right back. so we're hard at work, helping them achieve financial freedom. we're providing greater access to investing,

with low-cost options to help maximize savings. from the plains to the coasts, we help americans invest for their future. and help communities thrive. ♪ ♪ ♪ get directv with a two year price guarantee. i'll always take care of you. ♪ i'm gonna hold you forever... ♪ ♪ ♪ ♪ be by your side... ♪ ♪ i'll be there... ♪

veteran homeowners, if you want to lower your monthly payments and put cash in the bank, use your va benefit at newday usa. you can borrow up to 100% of your home's value and take out an average of $70,000. pay off your car loan. pay off your high interest credit card debt. and pay yourself to have the security of cash in the bank. no upfront appraisal fee, termite inspection fee, or water test fee give us a call. >> dana: benjamin hall is back with more of his story.

you can read more about "people" magazine, you, your wife, your girls. you say your wife is the hero of it is story. the headline, lost a leg and shares his story of survival and survival is the word of the day. here you are, "people" magazine showcasing your family. >> i don't feel like i lost a leg, i was given my life back. my family needs as much praise as i did. my wife was there from the beginning, they didn't bat an eyelid. "people" magazine were able to tell her story and the girls and that gave me strength. >> bill: got a few promos in a moment here, want your sense of how much you pay attention to the war today and are you open to that? or does it bring back bad thoughts from a year ago today? when you consider that, what kind of a chance do the

ukrainians have to win or not or fight to stalemate? you have china and president xi exerting himself with zelenskyy and a date to be named very soon. >> benjamin: two different wars, one i saw up close and personal, the women, children, villages being destroyed and then there is another geopolitical level. you can talk about saving the children, look at what china might do and thinking about taiwan and level of support russia is getting. that is difficulty the administration has, how to balance those two together. i speak to people everyday, i speak to the ukrainian solder who found me and saved me. they need more, they need more weapons, but i understand there is a decision how long can unlimited support continue. interesting to see this ongoing discussion that is happening and i'm a journalist, i'm in the middle, i can tell you what

everybody is thinking. i can't tell you what i think people should do. i think it is something that will go on for sometime. >> dana: can you speak because of your unique position, america and europe, how long do they stay on the same page? are we in this together for the longhaul? >> benjamin: even at the beginning, it was interesting to germany and france to be involved, now the ongoing question is how long does the support continue? we have seen a lot of impact the war has and i think putin's idea is that western support will dry up over the next few years and if he can hold on, he has a better shot taking over ukraine. let's take over kyiv in a week to let's play the long game, that is what he's saying. >> bill: lifetime struggle. think about finland going to be a member of nato, extraordinary to think that was possible before the war began.

couple things to talk about. on sunday night, two-hour documentary on our story, along with pierre and sasha. 9:00 through 11:00 eastern time and extended shows on fox nation after that. dana mentioned the magazine spread, which is cool with your family. the book is called "saved" and already a best-seller. >> dana: it is a wonderfully written book. how do you feel about the book coming out? >> benjamin: i'm very proud about it, part of recovery was writing down how i felt, that was important to me. telling stories in as much detail as i can, that is the copy out in bookstores today. it is emotional to be honest, that book is how i felt over the past year. so many have been inspired by the book and gathered strength out of the book and im00 pleased

and proud. >> dana: i love my dog-eared pages and notes, this is one of the best books i've read, congratulations. >> bill: welcome home. >> dana: will you be back to see us? >> benjamin: any day. >> dana: thanks for all you have done. faulkner focus is up next, harris will take it away, here she is. >> historic moment of quick sand, stuck and sinking, big inflation news kind of a bust today, it barely moved at all with all the biden administration policy tweaks and big promises and banking failures of silicon valley, and now signature in new york city, well, it is a growing problem today. the president is insisting americans won't have to bail out the banks again, he better be right about that. i'm harris fau