that is a fabulous call when it was $720. brenda: nobody better bite your finger, though! worth more than gold! coming up, the cost of freedom. neil takes it away. . neil: well, first it was president obama. now it is bill moyers. move over health insurance companies. you've got company. his latest documentary bashes docs for making too much money as if doing good and trying to make good money are mutually exclusive. are they? hi, everybody. i'm neil cavuto. let's get reaction from charles payne and adam lajenski. so now doctors can join in on the health insurance. >> oh, yeah.

here is the bottom line. profit motivation is one of the things that really makes a difference, without a doubt. if you take that away, you ruin any business, any industry. you go, let's say to mcdonald's. the service there is horrible because you ask anybody behind the counter, they say we don't make a lot of money so why should we make the effort? there are a lot of people out there beginning with the president that believe that shared sacrifice is more motivating than self sacrifice and it is not. people want to take care of themselves and their families first and then they had take society. >> i think the service is pretty good. >> really? i got to hang out with you. they know who you are. neil: what do you make of the argument that they are saying to the card ol gists and neurologists an brain surgeons, you guys are making hundreds of thousands of dollars and millions of dollars and that ain't right because you're supposed to be saving lives. >> it's hogwash.

the health insurers were pointing out, they are going to be the darth vayeder in all of this, because you need an enemy if you sell this overhaul to the american people. it has emerged in the last several weeks central concern for the american people is cost, bringing down their healthcare costs without rationing care. you make an enemy out of insurers and now you have darth vader and others who are the doctors. they will point the finger at the doctors. i want to hear the president say if you got a sore throat, go to walmart, because walmart has great low-cost healthcare clinics. that's a great way to do it. will you ever hear the man say that? no. neil: gary, leaving aside thaw never want to kit size doctors publicly because the one i criticize is the one working on me in the emergency room, but you got to wonder about the t.r. antenna, you know, among healthcare reform.

most people like their healthcare reform. 90% or so are happy with their coverage, so wouldn't you want a better villain? >> i think this administration is deft to what is really going on out there, neil. for them to go after doctors, people that go to college for 7 years, take out student loans, they save lives, they help people get better, to go after these people and make like they are in it only for profit and will come out with procedures they don't even need is just absolutely ridiculous and it goes back to the main point is they are just tieing to find villains. if it's not the doctors, it's insurance. when oil prices were too high, it was the oil companies. when walmart was in the crosshairs, it was walmart. they are against people who do well and that is known as trying to redistribute wealth. you have to find villains for it and they're doing a bad job at it at this point. that's the good news.

neil: conservatives and all of this say that they live in the past, but i'm thinking of this bill moyers charge and i'm thinking it isn't going to pass. they are picturing the doctor as the wolf coming to the house charging $25 for a visit and picking up your prescription. i'm thinking, you know, who is more clueless here? adam, my question to you is who has got their head in the sand on this issue? >> well, based on the conversation we have been having so far, everybody has got their head in the sand on this issue. let's take the insurers first. they have completely failed in their job to ask the doctors to do their jobs well, and so there are two truths here. we know that doctors order up too many procedures, too many tests, for lots of reasons. some may be good reasons because they're scare of being sued, for

example, so they want to cover their rear ends. the system needs to reform so it is not uncapitallistic for doctors not to order up unnecessary tests and procedures. that's what's going on here, not a desire to tell them they can't make money. >> well, tort reform won't be in any legislation we're looking at on the hill, so, charles, the question i'm asking you is, when we start questioning whether you can do good, when still making a good amount of money, then that's a slippery slope, is it not? >> it is a slippery slope and goes back to the beginning of time, a rich person being able to go to heaven like putting a camel through the eye of the needle. it can be done. i bet you, though, the average doctor doesn't make more than bill moyers makes a year, so here is the thing. someone is going to get a documentary done on this! >> when are we going to stop

trying to do this? this division is all about pointing fingers and making people hate each other to spite each other. i think most of us appreciate the work our doctors do. i got to tell you, i believe more people ask for the extra tests. it is part legal but also the part that people have been told to get second opinions and get all the tests. >> that doesn't make it right, charles. because somebody wants a test doesn't make it right. >> if you have -- come on now, adam. put yourself in that position. >> i want my doctor's advice on what the best way to handle this is, and what i think we are getting at, the larger story is that what we want is value for what we're paying. i'm purposely putting this in capitalist terms. we want doctors that give us good value and as a society we're not getting that right now .

>> the reason doctors perform tests on patients is because they're worried about getting sued. the actual cost of medical mall bracket insurance is only 1% of all costs but it is the indirect costs that add to the bill that we can't quantify. i have heard story after story from doctors of people who go in, have a bump on their head and the patient wants a c.d. scan and they do it because if somebody asks for it, they do it because they're worried about getting sued. don't sell these politicians short. we could get some sort of tort reform. neil: go ahead, gary. >> the largest story for me is the demonization for one reason and one reason only -- to further a political agenda, and i have to take issue here. si a lot of doctor friends and i have to tell you they do things the right way. they do not do procedures that do not need to be done. they care about their patient, and i think it is a huge

disrespect here. let me finish! how do you know that they are doing procedures that shouldn't be done? i think it is a wild reach out there that all these doctors or all these bad guys an all they care about is screwing the patient over by doing all kinds of procedures that don't need to be done, just to line their pockets and the shame of it is this is coming from washington. neil: let adam answer that. go ahead, adam, answer that. >> no one is saying that all doctors are greedy and that all doctors are trying to line their pockets. what i'm saying and studies have shown is that the system -- the system is set up further for there to be too much of that. the president has offered, not formally but in his deal making, he has offered to open up tort reform. the republicans haven't taken the bait. that would be something we could hook forward to. >> the central problem in this country is the way insurance is structured because the individual does not bear the burden of decision and calls.

it is subsidized through the employer or the government. >> and what he or she is paid is a market force if they're good at what they do. originally there were doctors that said, neil, you shouldn't be working. i'm working,and my doctor said you know why i want to you work? because i hate c.n. n. true story. well, what happens in maryland stays in maryland unless your taxes get too high. why many say there is something going on there that might be happening across america. nod good. and did you see this? which of you can see a money angle to this moment? man. carol, when you replaced casual friday with nordic tuesday,

was it really for fun, or to save money on heat? why? don't you think nordic tuesday is fun? oh no, it's fun... you know, if you are trying to cut costs, fedex can help. we've got express options, fast ground and freight service-- you can save money and keep the heat on. great idea. that is a great idea. well, if nordic tuesday wasn't so much fun. (announcer) we understand. you need to save money. fedex your hair mixes with pollen and dust in the air. i get congested. my eyes itch. i have to banish you to the garden. but now with zyrtec-d®, i have the proven allergy relief of zyrtec®, plus a powerful decongestant. i can breathe freer with zyrtec-d®. so, i'll race you to our favorite chair.

i might even let you win. zyrtec-d® lets me breathe easier, so i can love the air™. zyrtec-d®. behind the pharmacy counter. no prescription needed. are more than words here. it's personal. i have diabetes. rodney's kid too. so we're so proud to manufacture... the accu-chek® aviva meters and test strips... here in the u.s.a. plus, we've proven you'll waste 50% fewer strips... when you use our meter, which means greater savings...

for people with diabetes, like me. now that's a true american value. accu-chek® aviva. born in the u.s.a. >> officials from the u.s. and south korea are holding talks today on a strategy to get north korea to disarm its nuclear program. the meeting comes one day after north korea claimed it has reached the final stage of enriching uranium. this is in addition to the nation's plutonium enrichment program. it would be mean that north korea has two ways now to make nuclear bombs. astronauts from the space shuttle discovery will complete their third and final space walk today. nasa says the cue has been working ahead of schedule in making repairs and installing new equipment on the international space station. the shuttle is expected to

undock tuesday to begin the journey home. cavuto returning to you now. for all the latest headlines, log on to foxnews.com. >> so move up their tax ates and they move. lawmakers in maryland finding it out the hard way. first they were trying to pass the so-called millionaire tax to bring in more revenue. makes sense, huh? lots of folks fled the state. guess what fled with them? tax revenue. lawmakers in d.c. are talking about doing similar things, a lesson from their own. >> i hope they learn a lesson. it's not just maryland. it happened in california. a lot of people moved to nevada. it's simple. capital businesses and people are going to move to where they're treated best. you have a great example of what happens when you go too far. it's not just here. in switzerland, switzerland is

made up of cantons and they get to white their own tax policy. when one raises taxes too high, they go the other way. it doesn't just hurt rich people but it hurts employers because businesses move and employees are out of jobs. neil: it is harder to do it to move from a country, but moving from a state is easier said than done, unless you move to canada or whatever. >> i have heard stories, and we haven't seen -- we're only seeing the shape of how high taxes might go in this country. the sky is the limit. you have told the story before. you can go up to, oh, 92% backette. we've got a long way to go. i have already heard stories of people starting businesses. they are thinking about starting them elsewhere, looking overseas or looking at neighboring countries because they can and now, particularly in this technological age, so we kind of

dismiss, oh, but you can move. neil: this is what i get from my white house sources which include the white house gardener and the chef, they argue that as sucky as things here tax-wise, they suck more abroad. pardon my french, but that is the reality, that, as prohibitive taxes are here, they will still be higher abroad, and so by default, the u.s. is still the best game in town. >> i don't buy it. i think there there will be some places -- switzerland, for instance, has a tremendous amount of people that want to move into that country because of chocolate and a few other things. let's talk about maryland. it is is the second time in 40 years that revenues have gone down. it is not a coincidence. these are smart people, self-made people and for the most part, 85, 90 of them, they went born with silver spoons in their mouths. they resent what is happening to them. they won't let anyone take from them what they have earned.

that's what the white house is missing. they are trying to punish people because of something you did do or didn't do. these are people that have long coattails and they help other people and other people make a living off them, through them, because of their hard work. it's nuts that we have this war against prosperity and maryland is just the tip of the iceberg. it will get really bad if we continue to do it. neil: if maryland is teaching us that the revenue you think you are going to get taxing rich folks you don't get, then what? >> well, first of all, we should note that tax revenues tend to go down in bad economies, and there's other reasons why tax revenues go down, not just because rich people don't want to pay the taxes and move out of the state. gary raised an interesting issue about people leaving california to live in nevada that has no income tax or low income tax, i can't remember which. california caught a lot of tax cheats who said they moved to nevada, but in fact, they wanted to stay in california because they had very good reasons to be

in california. there is an instructive thing there. do people really want to leave the united states? well, some. most people want to stay in their home and pay their taxes where they live. it's not a huge concern that we're going to have to worry about people kneeing the united states. by the way, i would say if you got to leave, good riddance. >> neil, i want to make a point. the united states as far as tax is much better. i do know in england, they are raising taxes so people are coming back over here, but if we start going down that shoap and the direction of much higher taxes going forward, and by the way, how are we going to pay for these massive deficits, then we start to worry because people do not just want to hand over money hand over fist to washington, d.c. >> and it's not going to be just the rich, either. you can take all taxable income, everybody in this country making more than half a million, and it would only add up to a little more than a trillion. you know what? we got a trillion dollars coming down the pike in ten years. >> we have to count our

spending. >> but you can take the charles types an tax them all at 100% and you're not going to get there. when we come back, coming up, the white house pushing more tax breaks for people who don't even pay taxes. sound crazy? wait until you hear why the folks at forbes say it is a great idea. but first, she was a girl who knocked down one of the biggest chairman on wall street and now he may be eyeing a comeback. lp

neil: the sheriff of wall street rides again? former new york governor el quots spitzer is considering running for public office again, maybe senator or attorney general. last year spitzer left office in disgrace over a sex scandal with a call girl. charles, america loves comeback stories but would wall street be worried if this one comes true? >> absolutely. wall street would probably be able to bring back the stripper office party. neil: with no penalty! >> listen, why not? here is what i really worry about is the hostility that spits her had towards wall street. what a lot of people don't realize is that for all the things we say about wall street, we need them to do the risky things like sib si dies mortgages for people on the cuss cusp and talking about the

housing market being the epicenter and need it to rebound f we scare wall street away and banks from the investments that is are needed on main street, we will have a problem t won't be wall street's problem, but more so main street's problem. >> i don't think gare wall street wants to have tea and crumpets with eliot spitzer at any time soon. he went after wall street as a ven debt tavment it seemed like he was mean. he was after something, and he was intent on proving a point many i do think he wanted to run for president and be in the headlines. wall street will not be happy if this does occur, but as far as the markets, they're not going to give a hoot about it. neil: by the way, tea and crumpets wouldn't be on the menu. hooter's chicken wings, maybe. >> let me say what everybody is thinking. this is his comeuppance. let's refer to him properly, as client number 9.

investors on wall street need to be worrying about the next el quots spitzer, like andrew cuomo. neil: you are a young lady, and you forget that people are dismissed and cast aside and have a way of coming back. >> they have a way of coming back, but we know what lies therein with eliot spitzer. what don't we know about this man? neil: that's my point. i'm not casting aspersions one way or another, but i remember when richard nixon was young and couldn't come back and did, and when bill clinton was done, came back, so history proves that, depending on the situation, of course, across a lot of different situations, that those given up for dead have a way of coming back to life. >> i absolutely think he could have a second act as a politician. ly just offer this con terry opinion that maybe he would be a better politician. i think he would be chasing.

he did a lot of good investigative work as a prosecutor. some of it was vindictive. i just hope he would be better at it this time and not be vindictive but go after the bad guys that. would be a good thing for wall street. wall street needs good watchdogs. neil: we have been trying to support this segment with video we found appropriate for the debate here, so you could know what we're talking about. a lot of people did not know that eliot spitzer did not. get caught up in a scandal. all right. did any of you see this? well, you know, charles really wanted to have that moment with adam, but after that landmark television event, charles and the rest of the gang are going to serve up stocks that will not knock you down.

>> we're going to keep replaying that. charles and his buddies have stock picks that won't knock you down but will knock you out with big gains. >> nordstrom's. we talked about fast food restaurants. great service at nordstrom's. the company's earn having been phenomenal. i see them making a big move to the upside. neil: they're the ones with the piano player, right? >> yes.

>> going up against charles on stocks that i would on the chest bumping court, but i admire nordstrom a lot. i don't think it it's time for a luxury retailer yet. neil: what are you doing then? >> a company called serner, medical records company, a buyout candidate, i think. >> i love this stock and i think it goes higher over the next year. gold has a breakout range, and i think you will see it go up 25, 30%. >> gold has been huge, but it's still in that range. i don't see whether this move is legitimate yet. i think everyone should have a portion of gold in their portfolio but for from a trading point of view, i would wait for a