>> i think aflak, don't like the stock. keep playing with that. brenda: here is somebody who can really do some verbal fencing. cavuto on business is up next. neil: coming attractions if the government gets a bigger role in the healthcare system, tens of billions uncovered healthcare frayed including 2 million prescriptions to r. fro dead people and 1,000 filled out by dead doctors. i'm curious whether the dead doctors wrote the prescriptions for the dead people. let's get reaction on all of this. we have charles payne and charles, what do you think of this? >> i'm not surprised.

this system is so huge, so bewildering. just imagine if we pour another 47 million in used as government options and then to fight this waste and abuse, it is mind boggling to think we will extract waste, fraud and abuse from a system where we will actually get more. neil: this is happening now, sort of like the stimulus checks that went out to all these dead people and then to convicts, and you know, that happens. i know there is a certain amount of weird stuff that happens but it would be on steroids if we throw a trillion bucks at this, wouldn't it? >> it is absolutely possible to show that you will simultaneously cut fraud and save money and then add millions more people to government healthcare rolls, but to your point, why do people keep talking about the need to fight the fraud and save money? why didn't you do it ten years ago? medicare is a trust that will run out of money in 2017.

what are we waiting for? we don't need to wait for an overhaul to do it. it is a head scratcher. neil: is the head scratcher for me is that if we have these problems now, we should fix the problems. i know thousands of folks getting benefits or prescriptions that are all dead is just a part of doing government business, but it would be a lot more of this when we really add the moola for more business, won't it? >> well, it's part of doing any business. there's fraud, waste and abuse in the private sectors as well as in the public sector. i think we should point out this was a government accounting office report. the whole point of doing the report is to try to identify the fraud and then to fix it. absolutely we should fix it. neil: all i'm saying is then fix it before you proceed. >> we, we -- the issue is -- we have decided -- our president has decided that this is the number one issue facing us.

he ran on. this we're going to try to address this issue. we absolutely should fix the fraud simultaneously but the point is let's be hopeful. we have identified the fraud. we have showed exactly, at least in the medicaid case, we have shown how it can be addressed. let's be reagan optimists and go out and fix the problem. neil: i love you dearly, but let's fix it first. all right. gary, are i'm going to calm down. it is a sugar thing right now. what do you make of all that? >> well, look, this is all about accountability, neil. government has never been accountable to anything. they have spent like drunken sailors for decades. they are not efficient and you said it best. think of the logic. if there is so much fraud, and you can wipe out all this fraud out of the system, why haven't we done it already? it's because they don't care. they really just don't care. they don't have to be profitable. i run a business f i write a check and i don't is money in the checkbook, i'm bouncing.

they can just write checks ad infinitum for the fraud and the waste and it is the same old, same old. nothing is changing. >> i just want to point out one thing. they really do care. that's why the g.a.o. did the report and issued 9 report to the public and exposed the abuse. they talk about it because they care. we need to be careful about one thing. charles, you said something kind of funny earlier, if we add 47 million more people into this public option, you're mixing apples and oranges. the 47 million is the total number of uninsured that some people estimate. nobody thinks we're going to add 47 million people into a public option if there is a public option. >> here is the point, though isn't the white house disingenuous when they say they will pay for a plan by finding

fraud and abuse of $400 billion? when we add people on, that number will get higher, not lower. isn't that the real argument here? they're not being honest with the american people. >> when i'm talking about caring, i'm talking about caring about having the money to spend. they don't have the money. we have a government that just does not care about the checkbook. they will just write ad infinitum and that's how you get into this position. there is no efficiency. we can go back to fannie mae, freddie mac and everything else the government runs that is in deficits right now. look at we're in the trillions now as far as deficits concerned and i continue to worry about the future if something doesn't change. >> for the amount of fraud you fight, you offset the savings by adding more people, which would be millions if we have a government-run healthcare plan, and the issue is the p president wants to save half a trillion dollars over ten years in

fighting fraud. it's mathematically impossible, because medicare is only $450 billion a year. neil: charles, i do want to raise this issue that this happens again and again, these dead people stuff where we are sending checks out to dead people and writing prescriptions for dead people and the doctors whiting p prescriptions turn out to be dead. how the hell does that happen? i know the g.a.o. and i think they cited this and tried to point this out, but we continue to hear about more dead people getting more benefits an doctors who are dread providing them and i'm wondering, if this keeps happening, maybe there should be like a dead persons czar, really, because i'm thinking that it always happens. >> i'll sign up! neil: that's what i'm worried

about. >> maybe there will be a dead persons czar. here is what no one wants to talk b we talk about cutting out all this waste and you're talking about streamlining the government, getting rid of a lot of jobs. they're not going to do that. they're union jobs. they are redundant. that's why things slip through the cracks. if you want to clean up the system, that's the only way to do it but there is no political will. neil: if we're not cutting live people from the jobs can't we cut the dead people out? coming up, don imus is joining the fox business network. the i-man with me and he will talk about the letterman scandal and the president and sarah palin. he's fairly clean so you don't have to hide the kids, although i wouldn't really recommend them being in the room, but you do have to demand f.b.n. if you do not get it, but first, get in bed with the government and you will regret it. general motors finding out the hard way, and wein 30 minutes.

i'm jamie colby. neil: no clunker cash, no cash for cars. auto sales plummeting in september, general motors with a 4 45% plunge as the p penske folks pulled the plug to buy g.m.'s saturn business. we hate to tell you that we told you so, but this is what happens when you incite uncle sam into your house. charles was among the first to say this was going to be horrible. >> it's great when you sell things to the government because you can get them to pay you $1,000 for a hammer.

when you say this is my partner, everyone says no way. it is unfortunate that we are frinding out the hard way. another better example would be the program that has the richest guys in the world going to buy distressed assets and taxpayers will take all the risks because that's the only way the government can get the rich guys involved. it's time after time after time. >> i would argue that it could have been worse for the american taxpayer with the penske deal. if the lawmakers really muffed it up and the penske deal fell through for saturn, to save the jobs, they would have made g.m. keep saturn alive. it is lost money spent that was lost. the fact that it is going bye-bye is a good thing. >> that's a a good point. when this was first sold, the rescue of g.m., contingent on that was saturn going and finding an eager buyer and presumably penske was the eager buyer and everything would be

signed, sealed and delivered, do you think taxpayers would have forked over, not that they had a choice, the money that they did if it looked like the saturn thing would have fallen through? >> well, look, the big thing -- the deal is i don't think taxpayers would want to get involved, and i think taxpayers did not have the choice. what happened here was penske wanted to go through with it, but renault, who is possibly going to manufacture the cars after a couple of years said i'm not so sure about wanting to deal with g.m. and the government and that's why they booked away. a partial government problem with this, but going back to the cash for clunkers and as we have said all along, these government programs that go for a one-off thing that last for 30, 60 days, they will always end badly, and we're back into the auto depression. the government doesn't get t. neil: you hit on the embarrassing feature of this saturn thing, and that is renault turned its nose up at it. renault! i don't know if you have ever been in a enknow, but they're

not exactly, you know five-star quality cars. i don't want to hear from the owners out there, but when renault turns its nose up at something and says it stinks, that is a bad sign. that's all i'm saying. >> i would simply argue, neil, that the saturn deal fell through not because of the u.s. government, but despite the u.s. government's support for general motors. i mean this is an effort the whole time for saturn. for g.m. to get rid of the losing money, but we nobisness deals fall -- business deals fall apart all the time. neil: saturn is taking their pound of flesh. they will make money on some spin-offs and we got the ball rolling here, an renault was liking it for a while and then they looked at it and said this is a pile of you know what, and that's what really happened. >> but they said it is a pile of you know what, not necessarily because they didn't want to deal

with the government, and by the way, the government didn't come in and take over general motors on the contingency that it would save saturn. i mean, the alternative for saturn always was simply to shut down. neil: they did not say that 13,000 saturn workers would lose their jobs. >> the outcome is what counts. now saturn is going by the wayside unless somebody else comes in because of what has been going on. >> outcomes matter. the outcome that matters so far, g.m.'s alternative, let's not fool ourselves for a second, was for the whole thing to go away. >> i'd say at least it is going because it is a money loser. talking about outcome from cash for clunkers -- neil: isn't it great that the are rez of the world loves our president. renault turns us down and the world turns us down for the olympics. we're doing well with the prodigal present. neil: when we come back, don imus stirs the pot with me next.

he will be stirring the pot every day on fox business starting monday at 6:00 a.m. did i mention that if you did not get dposm business network, a scheidtly older gentleman in a cowboy hat will come to t

neil: don imus on fox business network 6:00 a.m. to 9:00 a.m., a don imus like you have never seen him before.

ahead of the debut i talked to him about pretty much everything including the business side of this david letterman sex scandal. what did you think of that and how long this has been going on, and & revealing the extortion on his show? >> well, my wife woke me up around 12:30 to tell me. i have always thought he was a creep anyway, so -- like stern -- i like stern, i know he's -- >> you like howard stern? >> yeah, i think he is funny and he's a nice guy. >> do you get along? >> i ran into him and we shook hands. he is a nice guy. he is not a creep. letterman is a creep. >> why? >> he is an angry mean-spirited jerk. the stuff he said about sarah palin's kid, i mean, i'm not a big sarah palin fan, but i don't believe in bludgeoning her children. and to treat -- he's got a kid.

he's got a wife. fundamentally, if you're married, i believe, or you have some sort of commitment, you should honor that. i'm not stupid. i know people don't, but that's what i do and that's what i think people should do, so to treat it in a frivolous manner i thought was -- i mean, he may be shell-shocked, too. >> do you think anything happens to him or do you think he stays on the air and there is no retribution or professional punishment? should there be? >> no. i mean, i don't know. to me, he's got to work that out himself. i mean, i'm -- neil: you don't think his bosses will say enough is enough? >> well, i worked at cbs. they make you watch a film and sign things at human resources. you're not supposed to have sex with the staff, whether you're married or not. neil: something got lost in the translation. >> this is just the beginning of this, so -- neil: a number of bits will come

on this? >> from us, no. i don't think it's any ongoing thing with us. why would we want to revel in the agony of someone? neil: oh, god forbid. i want to talk to you a little bit about president obama. i'm a little unclear whether you like him, you dislike him, you like how he's leaving leading the country, you don't. i'm not quite clear. president obama, what do you think? >> i think he's fine. i mean, when he ran -- i voted for mccain, but i thought, and i still think it's not the worst thing that ever happened to put a black face in the white house to show the rest of the world, and i thought it would be important for this country, i mean, i hate to employ a trite phrase, race relations, but in terms of how he is doing it and so on, i mean, it's just -- it

reminds me of jimmy carter, except he is a nicer guy than jimmy carter was, a mean-spirited little weasel but there's not much to like about him. i just don't think he he knows what he is doing. i'm not sean hannity making valued judgments about how these people are doing. it's not my job. neil: people are talking about the socialization of america that we're becoming sweden. what do you think? >> i get bored. it's not my job. my job is to comment on the freak parade, and he's part of it. neil: you mentioned sarah palin before. you had kidding references to her on your show in the past, but she could very well be the republican nominee in 2012. what do you think? >> well, i just think it's a horrifying thought.

neil: why? >> she's a very nice lady, i'm sure, but she's a dope. neil: why do you say she's dope? >> she's just -- well, i don't know. >> she's coming out with a book. >> she can't read a book! >> that's not nice. >> i'm sure she s. neil: she is governor of a very important state, a big, big state. >> there's nine people there and a polar bear! she's fine, but mccain was idiotic for picking her and she should have had sense enough -- here is the thing, to be serious for a second. here is what in my mind calls into question her judgment. she should have had enough sense to know that she wasn't ready for, you know, to employ another trite phrase, primetime, because she wasn't. to sit down and not get through an interview with a rodent at cbs, kate katie couric is

ridiculous. she is a cute little rodent. like minnie mouse. not a rat. not a sewer rat in new york. neil: my thanks to the warm and fuzzy don imus. his new show starts monday morning on fox business network. it is ok to tivo it at that hour and watch it live at 6:00 a.m. eastern time. please do so. michael moore premiers his new capital bashing movie. europe is employing politicians who are battling socialism. that could be good news for america. here, stocks come off the best three-month step in 11 years. our crew picks the stocks that they say will be the best to own for tair in your home can be two to five times more polluted than the air outside. smoke, germs, viruses, allergens, pet dander, even smelly and potentially harmful voc compounds can actually be floating in the

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neil: the best stocks to own for the rest of the year. what have you got? >> dollar tree will continue to do well with high unemployment and people uncertain will continue to shop there. neil: what do you think of that, adam? >> i don't like it. it's already up 34% and trades for a p.e. higher than its growth rate. i don't like it, neil. neil: then what are you doing? >> marathon oil. i like it because it's down 20% in the last year. it is extraordinarily cheap with a 2 a% five-year projected growth rate an 3% dividend yield

to boot. neil: even without oil prices moving up? >> that sector has been so out of favor already, as long as they don't go down a lot. neil: i got you. what do you think of that? >> i'm not certain. there are stronger stocks in the oil an gas group that have done better. oil prices may be peaking a little right here. neil: gary? >> one group lying in the weeds is the education stocks. that has that is apollo group. the stock is eddie to bust out. volume is starting to come in and i think it's ready to roll. neil: what do you make of that? >> it is a play in unemployment. it is a volatile stock. any given time it can go down three or four points. neil: charles, you said at the outset you almost regretted looking at dollar store where some of these guys appeal to bad economic times, in other words, that that keeps going. >> yeah. adam says it is a momentum play. unfortunately, that's the re