[000:00:00;00] and different sizes for all ages in installments without guarantor in the iranian house , vitality and health in the big iranian house, the first page, the sacrifice is there, the fence is there, the joy of meeting is there, to justice, lift the burden of trust on your shoulders

, serve the people, you have a fortress, this is also your hope we pray to you, you are a martyr in the eyes, in the name of allah, the most merciful, the most merciful, with greetings and courtesy and respect for your presence , dear and respected viewers of the khabar network. imam ali bin musa al-reza against thousands of congratulation and praise i congratulate you and i hope you will benefit from the conversation you are having tonight .

i have a very delicious welcome. we are blessed to have invited us to the program in the name of allah, the most merciful, the most merciful. with greetings, i am at the service of your respected colleagues and especially the great nation of iran, and at the service of all the dear ones. the blessing of hazrat saman al-imam imam reza, peace be upon him, how are you? we always try to be ourselves let us be the home of people's peace and comfort, nature and then myself, only you should be good so that you can show me such a feeling. really, yes, almost, alhamdulillah , the industrial complex, of course , we are far from the big goals that we have, and we are trying to reach them, but in general, as the supreme authority

in the message at the beginning of the year, the leadership actually expressed the greatness of what they were doing in favor of industry and said that acceptable industrial indicators are a great honor for us, in fact, a very big medal of cinema and indeed the indicators are generally acceptable and definitely but we have to make a lot more effort to deserve the people of the city it is much higher than that we can transfer servant since you accepted the responsibility in the central insurance what changes have happened in the insurance industry since then there have been significant quantifiable changes until in the 13th government for the first time a chair was set up in fact the document of transformation naming the people's government transformation document, which has almost never had an upper-level document with this interpretation and this completeness, and which is completely targeted for

the various issues that we aim for in the 22-axis industry, this document is less of a part that such a number of specific programs with specific goals has and almost expectations in the big national document is clear about the insurance industry and therefore we have tried to achieve these goals and to fulfill these big policies , and if you allow me, i would like to tell you all the events that happened in the 13th government at the same time as i was in the central office. that this department , which has had the most public and national works, is for current affairs and the implementation of many different industrial sectors since those days when

you get treatment in various areas of conflict, from third party to energy transportation , we operate in 70 fields in the industry, do not stop working currently , a series of good things happened in the 13th government after the year after a long time after this, it had been stopped for a long time and was not done . if you give me a few examples, i can give you a few examples. one of the very good things about the activation of the fund was actually natural accident insurance, accident insurance and a project of about 15 it took a year until the law was passed and finally it reached the implementation stage of the law, which was implemented at the same time as the beginning of the 13th government. in fact

, the purpose of this fund is to insure people's residences against natural disasters such as floods, earthquakes, and housing accidents. about the first, that gharib built 26 million and 500 thousand housing units in the city the village covered by insurance is involved in very, very big events , god willing, there will never be an accident in our country, but now, alhamdulillah, in fact, an initial preparation has been created in the country, so that if unexpected events happen, we can go to the fund, and then we will provide quick and urgent aid right now. and in the cases written in its own regulations , the electricity bill is received, the insurance rate is set, which is set every year in the budget, in the budget law, this number is set this year, 1400 and 1401 competitions

, the set rate is 100 thousand tomans per year, which is from 100,000 tomans and 24,000 tomans are given by the owners they give 76,000 tomans for housing and the government gives it on behalf of the people. in fact, it is predicted that a part of the damage that the fund will provide if it is not enough for health, the central insurance will pay for this fund as a secondary insurer. if we still do not have how much will you pay for housing in 2016 and 2015? the approved budget

is 30 million tomans for damages . people's calculations are very cute, but we can provide the necessary services, but this is the beginning it's a great job, god willing, this development fund will actually be operational in the year 4 of the second year of 1969, the coverage is very large, but it was still fully covered against the second residential unit, now it

is about 26%. there is a lie of fire insurance of internet products in iran. this is actually for the basic insurance coverage for damages. in fact, kalam seyed said, the power of earthquakes occurs in the past from the place of government credits and damages were paid. a fund was formed with the cards of the people and the insurance industry. other events are very good the other thing that happened was these years, from the first month of 2007, this was actually the issue of the third party law , so the report that the railway vehicles were covered by the third party insurance did not happen and was not implemented until last year when we reported and in fact the theme

we presented the government with the approval of the respected government board for the approval of the supreme council of insurance. it happened that all rail accidents, for example, if a person or a vehicle collides with a train or subway , will be covered by the third party law . what is the difference from the past ? we have liability insurance, that is, if a person is hello hamidi has been covered by liability insurance, the number was very small. what year is your phone now? according to every year, the price of this number that we have now has not been paid as your son. if an accident happens, it is completely different from the previous number. it was a good thing that it had been stopped for years and that this ahmad agha should have this relationship with the metro train , the train is alive, it has a third party train, and with anyone , god forbid, the vehicle

is covered by insurance with a very large limit for the payment of damages. in the silence of the news, the events are very current many big events that have stopped in the insurance industry for years and these events happened were due to the product offering, which of course i am saying because the common insurance in our country is approved by our religious authorities, it is completely the cost of tuition and the urban shop in the region has special features. it is defined according to the tuition standards, which first of all, you know, the countries around us, our neighboring countries, are more types. now, recently, the past sentence has concluded with a contract

to establish a joint insurance company in syria . in syria itself, most of the insurances are of the supplementary insurance type . rangers explain and in fact they are a type of mutual insurance. in fact, the parties to this contract argue that if a loss occurs , the money taken for the insurance premium will be refunded . in this case, the insurance policyholder is that the money that comes for insurance premiums in sharia contracts will actually be used as an investment, and the events that happen regarding the investment will be informed to the policyholder and

i will contract exactly the money that we can get for insurance premiums. i know where my money is being invested islamic, for sure, and the events that are being reported about the school, now i have it now, and finally , if he puts it at the end of the course, if no damage is seen , part of it will be returned, and the difference was with him , this is the height in the world, he is coming from islamic countries . even non-islamic countries became interested in this type of insurance. the growth we have in the single and only insurance in the world is up to 10% per year . conventional insurance book 25% annual growth. it has been years since this work

was done, but this work was stopped alhamdulillah, with the health of the friend who was formed in the industry , the arrangements to be made with the relevant authorities. which country was from syria? one of the things that happened very well in our insurance industry was the issuance of bonds. kiss place from the release of papers in different aspects we give and finally that we actually

created a new market where we can actually take the risk from the insurance industry . the insurance companies got this same license from the central insurance company. this is the first time for this very important industry and the level of reliance. i will mention that due to the situation of the closed circuit, we are sanctioned . we can have business contracts with foreign companies. it is a very new and excellent field. that we can use on earth, where is it for? the reliability of things, the doctor is very worried about time, one of the important tasks of establishing new companies without

the insurance industry. for the first time, we are moving towards specialized companies in the insurance industry. in the development, we welcome new investment in the industry, especially in the direction and in the direction of establishing hossein specialized companies , innovative companies, life companies and companies that operate in a specialized manner on certain days, a large number of projects in the it field that discuss facilitating processes mehsti's industry is to make people's work easier in order to go to the insurance companies to get damage identification, in fact, we have different damage assessment of big projects. after these projects, with the participation of other departments, including a very big project that took too long, i promised, the things that were done are online.

let's move forward with the police, god willing, soon the police will announce the start of this project. in the international field , things were very good. after 45 years , our international communication was completely stopped. the other one in time it has been a while until now, the maghreb has completely fallen in the 13th government, we managed to get the job done, in the matter of investments, our perspective has completely changed , our priorities did not go in the direction of the people's priorities , the priorities that the government sets for investment, in fact, less before the insurance industry and in short, i am dying to ask you to tell me about a very good thing that happened and the launch of a new product under the title of supplementary retirement. this is actually a help to all salary earners, which usually

causes them to be paid when they retire. so the problems of life are not solved we have defined the product. now i will make the four companies in this product . it is a very good product. it has been very well received in a short period of time . it is one of the problems of the people that we should start a report in advance and see the report, see the insurance card, complete the treatment with mr. behzad, travel, as god has said , no one should report to the hospital

. premiums strive for be ready for hard days, but it seems like it won't be that much, and this smooth support from your fans and the hardships that this situation creates are bearable, and now the insurance company came back and said that all the documents should be here, let it be treated. we have to do it, we have to go after the paper work in stages, but in the end , the legislator obliged the ministry of health, central insurance and basic insurance to transfer this information to each other electronically , so that paper is one of the games, but according to insurance experts. unfortunately, this has not been done properly in some centers

their complete information seems to not upload or there is a problem in uploading. we inquired about the reason for not implementing this vaccine system properly . we went to the central insurance company, but they also report the problem as a violation of the information sent from the ministry of health to the central insurance company . if everything is sent, this will eventually lead to the elimination of paper discussion and the handling process of insurance companies, although it was finally determined that the negligence and inaction of which device delayed the completion of the national obituary with this importance, but the ministry of health

had time to inform the public. in order to implement this plan, he announced that it was decided that within three months, which has been thought of for almost a month, god willing, the connection between the central insurance and the supplementary insurances of the basic insurances would be established. can you have a mobile phone , can you pay premiums for supplementary insurance? take these stories, and now why has the commitment made in the law been fulfilled, to become electronic after a

year ? the current budget law has fully clarified the various departments that are required to do this work, which the employees mentioned, a certain period of time has been set for all the factors involved in this issue to do their work, and one is that the supplementary insurance industry in this whole problem and problem is less than 20 the percentage of our main problem right now is that we the term supplemental insurance coverage is under 20 million people. the problem is that 80% of it is new from the next net site. it is that we do it internally in our own area . compared to the previous meeting i was there, i feel sleep in my hair. explain what

he did about the treatment, but we have come to the insurance industry, we have created a center as the main weapon of the front page, so that the information that we get from the system of the ministry of health and the insurance companies can be done through the satellite channel for less work and we can fully monitor this event . on the insurance company and vice versa we have prepared the information that is going to be sent from the companies to the system thanks to the referee from the square channel, and right now all the people who actually have a direct insurance contract with us are after the group, who have full coverage and supplementary insurance.

it means to terminate the service electronically. we provide services. there is a problem that we want to see the information first . for example, the person who left has paid the damage and did not pay. which part is left that we can do? health care should be established that actually the basic insurers of our system information, let's go for additional information, destroy the information, give our supplementary insurance companies, and in fact , this cycle continued until there was no need for this information. let's create social security insurance, the third system in our own country, we will install all the medical centers

, the only problem is that we go to the pharmacy , the night pharmacy, for health insurance, for the social security system, to reform the armed forces. fourth, let the people get out of this trouble. you can do something yourself, the system will kill you, and these direct supplementary insurance can or cannot be given. in fact, the language is actually approved by the ministry of health . they observe the supplementary insurance events themselves, but for example , you don't have social security. the language should be a detailed critique of the problem. there is no problem. the law says that we need a system in our society . as a thank you, please do it. last year, name a woman who

is without a system, four violations of the registration law, so that a basic insurance policy can be created under the title of thanks. and by the ministry of health the fact that now the insurer told me this law directly or in his heart, but i don't have it, but it's okay, dr. feniyeh, the comprehensive system of the law of the ministry of health , it hurts. now, by the way, it is a very good thing that a very good thing that has happened, all the strategic council of the ministry of health has been created under his supervision.

mr. minister, i will have meetings with the heads of all the responsible agencies . it was said that it would take three months to overcome the problems and understand the system, god willing , it will always be three months ahead. are basic if there is a supplement to this flow, the ministry of health itself is creating it in the society , it is creating it in the comprehensive system. the fact is that it should be created in a comprehensive system, so far it is important to me , it is important for the people that they need

to get a paper prescription invoice without when. 200 in three months and let's do it together. the court of accounts is very strict to follow up. we definitely have to do it. i tell you that this department is related to the ministry of supplementary insurance . internal issues are ready for us to be connected by the responsible body and god willing. with 15 responsible for the future of shahid potassium they need the copy and the invoice to be completed in 20 to complete the doctorate discussion on monitoring the spending of insurance fees from the central insurance, how much was it in 1401 and in what areas did the

custodians of these fees spend? we have a task for the ahvaz oil industry to create a fund of the annexation law, article 2, and deposit 39% of the third party's income to the account of the ministry of health directly . it works best . i was ten years old for the installation. the mother and the third person enter the big number to the ministry abolfazl health care, who actually gave this money to the ministry of health for people who have accidents and granulation, the first opportunity to deal with this, to complete the equipment and facilities of the ministry of health, we have a note 10, how many years was it in 2011, now in the year 10 years ago

it has been seen that with a certain amount, someone can send someone's documents to a number of them who are involved in the package, which is not and is not including the creation of audio and television works. in fact, the income from the third party is reduced, and it always receives related devices from food. and the drug receives in the season was this was that actually instead of this way, in fact, legislation sometimes comes and imposes on us a field that is not too far away and we have to give it to the internal devices. this year , they promised us a lot of proposals that