[000:00:00;00] channel 1 and we invite you to join the conversation with the mother of the news network. before we start the conversation , let's see the report of my colleagues. the issue of paying loans to bank employees was raised in the media. the photographer of this case is someone like you. someone among the needy needs a marriage loan, a mortgage loan, there is a lot of misperception, at least some kind of discrimination is used, and

the injustice of the head of the people's government speaks of a natural , only the employee should take a loan and the people will sit in alki bank like that for four, for example bring a copy to the bank and finally it won't work, that is, in fact the unfairness of this amount is not fair, they are struggling to get loans and they are waiting in line for a long time and they ask where it will go. the report published on the central bank's website shows that it paid loans to its employees with a total of more than 164 thousand billion tomans. and this means that according to about 210,000 active employees in the banking network, each bank employee received an average of 777 million tomans loans, loans that were paid at strange rates, from

7% and 10%, in fact to pay facilities to their own employees, considering the issue which caused the members of parliament in this year's budget law to oblige the central bank to compile and notify the rules for the payment of facilities to bank employees by the end of april. according to the decision, this regulation will be announced by the end of may. the bicycle arrived at the end of may, but this regulation was not received, and mr. soroush has one more week after that, but

there was still no news. with the president ordered the minister of economy and the head of the people's central bank to revise and amend the regulations that provide special and non-standard facilities for bank employees and inform the people if there is really a place where you were supposed to amend . yes, tonight, according to the president's order, we are also following up on this issue based on our duty. please tell me about the opening of the rules for the payment of benefits to employees, and now , of course, you mean all public and private banks.

news was published that the staff of the network a bank uses facilities with wheat numbers and numbers. the banking network, like other sections of our society, use facilities for their needs, from the beginning of hiring an employee who is in the banking system and state and semi-state banks, who is a member of the bank coordination council through me on behalf of these loved ones. they are here to serve you. the employee was hired until the official decree of chile has passed two years of employment history, and he is eligible to receive the benefits. housing, which since the establishment of the banking system in the country, facilities for employees based on existing laws and regulations

and the guidelines that have been in place until 2015, from being proposed in the budget law of 2015 banks have already been approved by the money and credit council. when the supreme council of banks is always in 2004, the duties of the supreme council of banks are assigned to the respected board of directors of the banks, according to which the order was paid. the facilities of bank employees according to the ambiguities which existed in the society where the rate of this facility is a low rate, it was mandated in the law that a working group consisting of the honorable minister of economy, the head of the electricity authority , the honorable head of the central bank of this working group

should decide on the ceiling of the facility for the employees of the banking system on the part of rakhesh, based on it is the resolution of the money and credit council that in august 1395, the honorable money and credit council issued a resolution that the rate of employees' facilities in the banking network of the facilities that the working group determines, no matter how difficult it may be, should be at least 10%. in the banking network, at least 10%. in today's banking network, facilities with a rate of less than 10%, we do not have a percentage of the parent facility rate. there are no exceptions. there are no exceptions. in state and semi-state banks that are members of the bank coordination council , there is a continuous presence of the supervisory body

. contrary to these regulations, the instruction of the lake in 2016, the achievement that was prepared in the approved budget in each year, according to the last order of the man that currently exists, instruction one in the budget law of 1401 based on note 4 of article 11 of the implementation criteria of the budget law of 1401 it was that year in 1401, the changes that he made in the case that previously the working group consisted of three people, the honorable minister of economy, the head of the budget program organization and the honorable president of the central bank in 1401, it was stipulated in the budget law that this working group consisted of the head of information of the budget program organization and the head of the organization second-hand seafaring country's employment administration, which is inside the system and notified all the forms of facilities granted to the employees of the bank network of the mentioned state companies, that the total

of these facilities have been paid, which is more than 40 times the limit set in the note under article 76 of the civil service management law, should not be be based on this at the end of last year, the sum of 692 million tomans for the employees of state and semi-state banks is 692 million tomans . in my opinion, 692 million tomans have been created in the society and in the media and the news that has been published. in one year, it is not the case that a bank employee will be employed at the age of 30, after the visit

, he will be eligible for facilities, the necessary facilities will become housing facilities after two years. banks have paid 68% of the resources that have come to provide facilities, and as a rule, good loans i mean the sources of qarz al-hasna now with these conditions, you think that it was 10% too high , the employees' facilities in the state and semi-state banks that i am at your service, according to the law , according to the instructions, the rate is at least 10%, if in the financial statements of the banks, where it is published here, we can see that there may be a balance of qarz al-hosna loan facility, this is the balance of the facility before 2015, that is, if there is a balance of the ander facility for employees according to the type of education, the repayment is different, that is,

the housing facility is similar to other sections of the society, which affects the housing they can today according to the national housing celebration law or in the past according to the national housing of afshar afshar's various works, this special instruction has its own housing facilities, conversion facilities for a period of at least 12 years, 2018. note: a report published by the central bank is now 692 million which you mentioned. it has been over the years and now it is in the report of the central bank that some of the banks have more than one billion tomans, the payment facilities of the central bank have been published, the main education is extracted based on the balance of the employees of the helpless banks, the principal and profit of his grave says that for each employee, it is as high as ever . one billion based on the principal and interest of each the one who has a 10% payment is the helpless one who is in the bank's offices, who has the remaining balance

, from which ability to pay the payment facility until the end of 1401 692 million tomans in state banks and semi-theft, if it is more than this, the accounts and organization bureau the inspector general of the country is present, the report against the meeting and in your opinion the supervisory measures of the islamic majlis shura bank , in the name of allah, the most merciful. that the banks they pay in two sectors, micro and macro, for many years, these big numbers are several thousand billion tomans, several hundreds of billion tomans. where does the money come from? well, now for two years, alhamdulillah majlis

, in this eleventh term, with my proposal, this law has a budget, and it is a part of this large facility, which is about 2 trillion tomans, has been transparently distributed, and our main issue is the central bank , there is a 10-day, 20- and 30-day dispute for two years now. this legal obligation is on the shoulders of the central bank. how does the central bank's supervisory capacity not work? to find them out correctly, where is it going to cost , is it productive or non-productive in our economy, and it hits because if we don't remind me of the rest in front of the address of the literal deviation address, once again i wanted to say here that the capacity the central bank's supervision and its approach must be maintained and it wants its own facilities. in parentheses, i said that micro-facilities should be controlled by the people

, almost a part of the sectors that create money in a fair distribution of financial resources, which is happening in our class, is a part of this money. to be available to the public was placed in the subjects that all the people to be included, that is, housing loans, marriage loans, child bearing loans, people can use this facility, therefore, it is fair, it means that all people can be included, it can provide a fair opportunity to benefit from the appointment for many years of respectable people in our country, all of us in the ranks of banks, loans throughout our lives, we went on the pretext that he does not have enough resources to pay for this large facility, from doing his own legal duties in paying loans that disobeyed his legal duties, from not completing

his education, following the instructions to eat the marriage loan number. people feel sorry for people, so let them go, some of them even during the time when i can get the law, some of them who were already young hostesses were forced to sell them so that you can receive the loan. well, this happens while i only i want to give you a few examples, let's get to know each other in our mind, the numbers, the amount, at a time when the honorable government is doing its main duty in building housing, housing contracts, the main slogan of the government, mr. raisi, has come to the field, solve the housing problem, the number we have now in we are talking about it as facilities and employees of banks are equal

with the number that we have so far given to the banks for the housing facilities of the entire iranian people, it is unfair that we have come only in the field of housing for our own employees, and while we, the banks' tasks in the field of payment of housing facilities have been done, this is more than 130,64,000 billion tomans. the facilities and bodies of the gentlemen paid, and i want to tell you some number 6. then, with this discussion, also mention the failure . the first average number that i got from these incidents is 777 million tomans, which means that each bank employee is about 777 million tomans. good report. a

bank, post bank, bank syrup, the number is higher than that number according to you, sib shawal bank, post bank, depends on each employee according to the number of my work, and the amount of the loan given is 2739 and the employee has 2813 billion tomans facilities for his employees . and 29 million every post bank employee has received 10%, if we use the 3% method, i believe that from the number of 699 , it is accurate to charge some of these facilities in the previous years. long-term effects of three years, four years because after 20 years

it is not consistent from the past until now, the number can be much higher, and the banks in the years before the age of education, because we want to talk about this religious issue, should i tell the doctor to tell me this next number, in the past, the banks gave qarz al-hasaneh, this is how it is. it was not possible for him to have a new percentage of interest. this is not acceptable at all. it has been paid over the years. after 10%, including the two numbers of the inflation rate that we have, any number of interest 10%, 15 % will give this reward, and in the long term , our people will also receive an animation, if this our payday loans have only been paid with this money my friend, it will be the year of the solar year, with 200,000 houses of 70 meters with the price of tehran, this facility can be built in tehran. gentlemen, you are welcome in the complex, because it seems that there is a quantity with the discourse of justice that everyone

is looking for, that the distance is mixed, one , how good is your facility now? the government and the remaining employees of the stolen bank have not yet returned. a meeting with the employees of the banks is allowed. please explain, sir, they were referring to macro- and micro-facilities, and we have instructions regarding macro-facilities, and macro-facilities are subject to large-scale orders and obligations and are paid based on the capital of the banks. there are rules the monitoring system of this country, both the central bank and the monitoring unit, and in the banks themselves, apart from the monitoring devices of the court of accounts, under the supervision of the honorable parliament, or the national inspection organization of banks , i do not have an inspection unit. there are 6 or 7 per existence, but one person is

an inspection inspector of the capital bank. the end of the year has been observed so far. is it possible to get a bad explanation from the staff? you mentioned that the large facilities were not in the framework of the guidelines that exist last year according to the law of the parliament . regularly notify the central bank it can be done and this clarification has been done and the education facility has its own definition, which again, this regulation has the central bank of the micro -facility regulation blocked in all banks the ceiling of their power facility for the necessary equipment of the employees of welfare facilities that in all institutions and ministries in different places in the case of welfare for

there are employees, what should we do and mechanical facilities, compared to what is paid in the banking system for the employees of the system based on the honorable law of the parliament , the budget law of 1995 and the following years until 1401 , based on the regulations, i should point out that in 1395, it was 252 million tomans. it was 280 tomans in 2016 91 about 50 million to 70 million extra based on the salary coefficient, when we say that according to the civil service law, we have to do the note under article 76 that changes, the minimum salary changes , changes are made in the formula, from this cumulative balance , my balance is again their balance, the balance balance we have specific types of staff facilities and housing instructions. when will an employee of the housing education bank be required to be sour in the bank mortgage until

he retires, buying and repairing housing will be paid when the residential unit is paid, how much is left for housing facilities based on the title of large facilities to bank employees. how much is the average based on the statistics in which they mentioned that 717 million tomans are employed and retired, 150,000 people are the personnel of the banking system , the pensioners of the country's pensioners are retired in all the systems, when there is a memorandum of understanding with the banks that regulates the paradise of retired pensioners , it does not make any difference to the retirement of retirees in the society of life. dear retirees in the country, all of them are through pension funds, through the shur system, the memorandums of understanding, which are transparent to the commander, how much loan

has been given to the employees of the banks, based on the announcement of statistics. he accurately stated that last year was better than the year 2015, how many were paid that are not based on the statistics that were extracted based on the balance of the principal and the interest of the helpless facility. 211,000 working personnel, 157,000 retired personnel, based on the method of repayment, i.e. a bank employee , use it, check the answer, now

there is a question here, considering the negative capital of some banks, where do they pay the facility , they give it as it is. the issue of facilities if the staff is large, it will also be integrated in the next meetings that you said , i will do it according to the law. we will definitely make plans in your future meetings . i am a representative of the banks coordination council at your service. now the capital

is the basic capital of the bank. it is not negative i will give an example of some of these balances, it should be added to your balance at the end of april and

it will be paid after the deadline. toman is about 80%, between 70 and 80% of the resources for the payment of the facility, the balance of the resources is attracted , a percentage is produced as a legal shield at the central bank, and the rest according to the instructions of the facility , it is not your responsibility to carry out important economic work in the country . don't worry, can you do it? financing a country that is 80% financed by the banking system, always do it in the banking system, do the legal tasks, the mother's micro-facility for one year in our own hands, the amount of the marriage facility , all the dear spouses who need it , will be registered in the central bank system. over the course of one year in the last three years, check the year one million people register , more than 900,000 people

mentioned the benefits of this facility to get married above 90% of the housing education performance in the first year because the instructions with the provincial quotas were notified late. it was two years and three months the time frame for the payment of benefits to bank employees has been delayed several times, but it has not been implemented well, now forty days have passed since then, finally , where is it now that it is going to comply with the regulations for bank employees and the legal obligation of the law? i mean, mr. dr. soroush, the supervisory deputy of the central bank, think that today the tv networks will have a discussion about the regulation of the employees' orders this year, which

was assigned to ansar central bank according to the budget law 1400 2 paragraphs 3 and 4 of zaid bande and the budget law regulation department. last year , it became the ministry of economy and the central bank with this the group that was appointed this year, the central bank has been closed, the central bank has had meetings with the banking system and the legal representative, and it has been prepared to meet this next week, mr. dr. soroush , it will definitely be notified within the next week. how much gold did he get, but where are these numbers recorded by the employees of the central bank? it was a question mark that you should know where the central bank is, i don't know about you.

and the central bank representative is not present either is it the representation of state and non-state banks, or are people violating the legal obligations of the land? i am doing this because the body of the central bank itself is contaminated in this matter because it is contaminated and they receive facilities that sometimes these employees can no longer have a thousand tomans. it is not possible to create a solution that we must not have a representative of the central bank in the commission of principle 90 of the parliament, calling them in various meetings for at least the past 20 days as the spokesperson of the commission , they do not accept the invitation of gentlemen for several television programs, but i am obliged to say that one of the reasons lack of this make it happen. the point is that after we

will definitely do the legal violation of the central bank and banks in the great concert, we will follow up the large facilities . god willing, it will come to a conclusion. and the parliament and the commission of the 90th principle of the monitoring program of this matter should continue, may the clarification and legal requirements that exist in this regard be implemented

. thank you very much for the emotional hospitality. in the name of god, the most merciful, i greet you, dear viewers of the football magazine, i am very happy to be at your service. tonight, shahrvard, tehran , is being held