[000:00:00;00] there is, but many of us, when we visit to buy goods and services, we have to draw card by card, i.e. card number . the end of the promise of the banks and the connection to the system of separation of commercial and non-commercial accounts of this parsa system was unveiled by the central bank to congratulate the current character toy. so far , i have come to the bank about 206 times. this system is connected to the economy today. how many banks are left that did not come and what do you think about them

it is possible to have the process of people's payments. with this introduction, i invite you to follow our economic planning on the khabar network. thank you. management research and planning organization, spokesperson of the tax affairs organization of the country, another economic service , seyedeh khanum, is present with the correspondent of the bank and insurance group of sedav and sima news agency, and while saying hello to all the guests of the program, i want to start with khan and basfa. we came to the point of separating commercial and non-commercial accounts. how well was the hijab law implemented? yes, i too. greetings and have a good time. i am serving you and dear viewers in many laws, including article 10 of the law on shopping terminals, as well as the law

on the tax payers system, as well as the budget. 1400 is the separation of personal accounts, it is emphasized that it was about two years ago that the minister of economy announced in a television program that in a meeting he had with the then governor general of the central bank, he also welcomed this issue after correcting the subsidy accounts and planning them . one of the problems and objections which existed, to the decimalizations that had been done, and in this regard, how did the experts on the separation of personal accounts know about the existing solutions? right now, sometimes people face problems, for example , they go to the doctor's office, and i want to pay instead of pay them through store post. this money is good from card to bank card . it is considered an example of tax evasion. in march of last year, the central bank launched a system to identify commercial accounts . so far, about 26 banks

have been connected to this system. motocross reporter of the community group seda and sima news agency, let's go to a report that my colleagues at seda and sima news agency will see marshmallows together. we will come back. hossein khemit, at your service , we identified 180,000 personal accounts , they had commercial activities, and it is interesting to know that there was no information in the country's tax system. methods such as card to card and account rental are among the things that some economic activists do to avoid taxes . financial, economic, and justice are clarified tax should be established, the budget law of 2018, the law of store terminals and the taxpayer system, the budget law of 1400, and the instructions for clarifying

bank transactions in various materials, referring to this path , with the identification of 8 million personal business accounts by the tax affairs organization, and eight million business accounts. we have been registered, following this path in march of last year, with the beginning of the operational process of personal account separation , 12,660,000 business accounts have been registered in the central bank . examples commercial accounts and commercial balance that you can identify these accounts and after a month of announcing the names of the banks that are in the personal account separation system, the central bank has recently connected four new economy banks, post bank sanat and mine and

caspian credit institution to this they have been connected to the system, but the bank of capital, qarz al-hasneh, mehr iran, iran, zamim, iran and venezuela have not yet joined the system of separating commercial and non-commercial accounts . seda and sima news follow-ups from these six banks to connect to the system of separating personal accounts from commercial to the promise of connection by the end of june this year. it doesn't matter the deposit amount through the skin of that company or that economic operator, whether it is done through the doctors and lawyers of different sectors of economic operators, or through another way to enter the account , the method of separating personal and commercial accounts will solve this problem . we saw my colleague together. i would like to say this at the beginning of the program that the same banks that were mentioned are looking

for this opportunity to join the central bank system . how many guests have joined the program? i still haven't come to your system and haven't connected in the name of allah, rahman and raheem. with greetings and respect, i am serving you honorable people of iran, out of 31 banks, 26 banks have been activated and unfortunately, five banks have not been active in this field until now , capital bank, bank d. the branch of bank d has informed that it will be operational by saturday, god willing. bank of iran, zamin, bank of iran, venezuela and sanat and mine, bank of sanat and mine, what is the name of the monkey that is connected to you , see the situation like this, when

i want to connect to the system, the test process and control and review and various stages of implementation and operation of structures before, we used to provide industry and mining, but i leave it incomplete and the criteria for us to connect to the system and send information through the elixir system of sanat and mine bank, sanat and mine bank of iran, zamin bank of iran, venezuela bank, capital bank, bank d, how much effort do you put into this system according to the circular? the central bank of 1401 gave that all should be connected to the system by the 15th of 1401, but this

project was called a project and gradually the banks were not connected to the system. according to your request, saman temski was ready to connect the middle of our country with cable from august 1401. preparing for a year of death is so long and time-consuming that it doesn't seem like the banks are connected to a very special technical infrastructure or not, because the ivy system does not have the complexity of the antenna, only the connection between the central bank's network and the connection between the central bank and the tax administration, because many banks immediately switch to the system of separation of commercial accounts in one or two months. the non-commercial ones joined. it doesn't seem to be that complicated from a technical point of view. they are connected. what process is started in iran that you receive information that we will send later and

the tax organization became operational. tax check can it be based on the information provided by the central bank to the tax administration, if i dig that step by step, that is, when the banks are connected now, what happens between you and the process that we agreed with the tax authority was such that the tax authority , based on the information provided by the bank the central bank collects and processes the data from the banking network to the tax authority based on the tax authority's investigations . it reaches one in time that recognizes that this account exists as a commercial account, and in the process of this system to

the central bank. and the central bank declares in the form instant information and the operating bank sends the operating bank is obliged to announce this current account in its own systems and all the sleep advisors and regulations related to a business account, how to apply after the details of the questions of the first stage of the bank of industry and mining , what happens when it is connected to this system information and data cannot be exchanged between sanat and mine bank and the central bank. from these , information cannot be exchanged between the capital

bank and the central bank. it cannot be just a declaration of the tax administration to the central bank, for example, i have been waiting for a month because the banks are connected to the central bank. it is because the tax administration announces that your business will be resolved in two or three days. the antenna is not complicated. we used to provide information to the tax administration in bulk and in batches. usually, the tax administration handles personal taxes at the end of the year. in order to find out what happened in the previous year, we

processed information from the network operator banks in the banking network of bank mellat. this we collect information and implement examples of the method, and based on information algorithms , this information is extracted. mr. mohadi , what information do you not get from the central bank of the tax administration, and what kind of processing do you do to come to the conclusion that it is a commercial account? allah, the most merciful, the most merciful, and the most merciful, i offer my greetings to you and all my dear viewers. i would like to inform you that a very positive interaction has been taking place between the tax administration and the central bank for the past one or two years, in order to identify the business accounts of almost all strangers. 10 million commercial accounts what player did you identify? in fact, last year, according to the organization of cake devices and acceptors, with the help of the central bank

, we were able to organize approximately 18,800,000 bank acceptors, including pose and organization categories. last year, alaf had 13 million accounts. from the point of view of the country's economic network, there may be some companies that the department does not know about, for example, if the person who declares the tax file , well, the duty of the bank accounts connected to this file is declared by a legal entity that is a natural person who operates in the form of business owners. does some of this i want an account that was introduced by the people themselves, where

they were connected to pos devices. we have 3 million commercial accounts, files of legal entities, 13 million commercial accounts are identified. it is an important point that we were able to obtain information this year in the interaction with the central bank, and in my opinion, it is very important information that can contribute to the important economic transparency of the account. commercial activities are the black nerves of commercial activity in fact, according to the instructions issued by the central bank last year, it was supposed to separate commercial and non-commercial provinces , there was a need to implement a series of algorithms, rules that would identify commercial behavior or commercial companies that

have normal accounts in reality. the person was opened, he was supposed to be active , he was supposed to be identified with this algorithm , i will identify him. that with this business account how much you with paying attention to the data, we noticed that this current account of this account in the month of last year, some of the accounts connected to pos devices were the same accounts that people had introduced, so the commonality between 1111 went from approximately 9 million to 9 million and 300 thousand devices. we organized 400,000 vehicles into accounts, which naturally accounts

for 1400,000 vehicles connected to pos devices as a commercial account due to mediation according to note 12 of the budget law, and organized legal entities and natural persons, which is 13 million accounts, for example, how many mahdis suppose more than 300,000 we have 300,000 legal entities that are next to us, and last year we had approximately 4,450,000 real people who believed and 400,000 tomans were identified for these 13,500,000, which of course are known religions that have there are files and 13 million accounts per month for five

million and twenty five million more than 5 million, how many accounts do we have in the country, the number of accounts is much more, about 585 million, we have accounts that we can say are not closed and active, belonging to several national codes. i don't have the national code , but it has always been said that if you are under 15 years old let's assume that there is a significant gap between 580 million accounts and 13 and 14 million accounts , which means that the remaining 13 million and 580 million non-commercial accounts should be commercial accounts, but the algorithm of the algorithms that are actually used is the ability to identify accounts that they have commercial activities, it is not able to identify them. let's see the details

of how you, as the tax affairs organization, recognize the quality of the central bank, like my account , the interaction that was actually a constructive interaction between the tax affairs organization and the central bank in different meetings. and we defined the algorithms that in the expression algorithm is classified in order to create a deviation in the behavior of disabled people. right now, i want to talk about the algorithm. what happens is that the behavior of those who are looking for tax evasion adapts themselves to these rules and somehow they come across this way. therefore, as an adult, there are 1,400 central banks and the definition of the rules of about 380,000 accounts engaged in commercial activity with the rules of confidential materials that control

the number of entries into the account and the amount of entries into the record per month per year. including circulation of accounts and in fact we were able to identify the behaviors that you could identify by entering into the algorithm a number of central bank 308, in fact, 308, so-called national, 308 national codes that owned different bank accounts. the eclipse of 389 central national code 108,000, 308,000, which ana's accounts, and in fact, with these algorithms, has activity, the term is engaged in commercial activity

, it checks the national code, economically , i have two accounts, and i do not have commercial activity between the accounts. a few majnoon universities first of all, we will focus on lily. the accounts that were presented to you with the national code can be identified as suspicious accounts for commercial activity . for the year 1400 april, 308 thousand national codes have been provided to me, so to speak, which are related to 108,000 tomans were engaged in the activities of the page, which were liquor, which were approximately 63,700 national codes for the case

, in fact, they were commercial activities. the device was not active with these accounts they were doing business, and the total amount deposited into this account was about 254 thousand billion tomans , only about 6997 1754 thousand billion tomans. 250 thousand billion tomans total deposited into these accounts and we asked elsa to activate the tax file. the collection

was actually a part of these accounts. how much to prevent tax evasion ? calculate and check to see if there is a different job activity between the job activity and the job activity that was mentioned earlier. in this period of time, if i am not mistaken , we have been able to make these calculations fair, from the 10th of june until now, if i am not mistaken. to the owners of tax files, the noteworthy point here is that about 176 national codes did not have tax files, they had accounts , there were 76,376,1306,2176 thousand files, which means that these people with a total

of about 700,000 billion tomans had no tax files. do from a process is actually going on, and if there is a question that there were 176,000 people who probably had current cards and the estimated circulation value of the season is one thousand billion tomans, but no tax , how much can it help? they have that their hair is not accurate and fair. how much can it help you to make a tax office more accurate, someone whose work is clean and clear and accurate about most of the things that you will face 176 thousand people ? last month

, we were receiving tax returns or the owners. jobs by completing the note form 100 are busy paying their own withholding taxes, in fact, we know about 130,000 tax files of active business activity , we need to refine these accounts, and from these accounts, the cost of business trips, which you have taken over with the help of the central bank, the facility that enters insta from let's earn the interest of the bank deposit that you could deposit the deposit to these years, refine the power, about a percentage of this in the palace and add this to the file and naturally calculate the tax and based on this information the calculation let's put sustainability as a tax

you choose, card by card, we will get more tax evasion from different doctors, it should not be done in the name of a doctor , it should be done in the name of a family member. it is noteworthy here that about 176 thousand national codes do not have a file that business activities were done fairly. we followed it and found some interesting points. we almost reached the accounts, for example, let's say there are 800 accounts under the name of 5 years old , business activity is carried out under the name of nishan bank, 5 years old, when you open an account, we have 2,100 of them at our disposal for 5 to 10 years. we took it and found that it is 5 to 10 years of business activity, 10 years, about 2,700 and the rest are over 18

years old , we were able to find out who are the people who have information, their residences, their residences , their place of work or their place of residence you were able to find this. do you have iranian phone numbers at your disposal? text messages will be sent to these people so that they will be aware of the fact that the activity of their bank account and in fact their business activity may be like this tomorrow. it may be like this tomorrow. have leased so we should give this warning to the people. some of the people who are abusing it, give this warning that

they must be careful about their own bank accounts. what will be done? well, it is a very long issue of the central bank's laws . there are penalties that are usually applied to these banks. central we agree that they are informed and we will see what happens, which is the answer. for the year of establishment of the tax affairs organization in 1400 1401, i would like to inform you that the transfer of information from the central bank and the banking network to

the tax administration started a few years ago. we provide information on the circulation of accounts, annual information on facilities and obligations of individuals, and we provide information on account holders . we provide information on the purchase and sale of people's currency, information on the general sale of tools for the year 2018 is announced, and even the microtransactions of the bank of the tax organization are given. hint he said that the educational information of hamidah halkaha, which might be possible, what should be done, the validation and facilities are now a single body, i was giving you information, such as the customs code of the ministry of labor, how much do they have here, or the stock market, for example, now i have a song, do this with you. i will tell you that most of the organizations and institutions where the two validation packages were supposed to be more than all the information are cooperating, but unfortunately the stock exchange and customs are not active at the moment, although we are taking advantage

of the opportunity, i would like to ask mr. mohadi, who has made a statement himself. let's commercialize human beings it exists and because it makes economic transparency , it makes every tax file that wants to be transparent, the tax is calculated correctly. if he uses it in any way, there may be some entries to this account that the media are not from commercial accounts and commercial activities. in fact , he calculates more tax than he should, and therefore he may wait. thank you to

the guests of the program from all viewers. it's good that it's like a moment i thank you for the month, my friend, and i wish for you, may god protect him. we identified 180,000 personal accounts , they had commercial activities, and it is interesting to know that there was no information in the country's tax system. methods such as card to card and account rental are among the things that some of economic activists do the right thing to avoid taxes. loud voice in a