[000:00:00;00] if a mother who is applying for an education, go to the bank and check the bank's systems to find out what kind of credit situation we should put in, whether this facility will pay the loan or not. i would like to thank you as a viewer of the network and economic planning for the continuation of this program and thank you for

being with the corruption table. for those who we saw and heard who took large loans or related persons being the current temperature of insta, there is no going back, he is going to announce the validation of the required equipment, the required guarantee to the banks, and whoever wants to take it, do the easiest thing in your own language . we will talk about the details in the program. here in the stadium, mr. rezapour, the director of the software engineering department of the central bank, mr. habibi, the economic expert of the majlis research center, will be added via skype , and a video of dawood hosseini, the vice president of customs planning and international affairs, will be added to tagahi's service. that should be

validation system connected to serving in the form of skype. yes , he is an economic expert of the majlis research center, which will be added to it. it is possible that in the reality of the society, you want to take it or i will give you a loan , but noor chashya, i am talking with two words, a story of debtors who use cabbage after the holiday, but on the other hand , the guarantor wants music, experts know that the reason was not a validation system that check behaviors

the applicant's finances specify the facilities, we need a system that can collect people's financial behavior, regular payments , judicial and criminal charges, if they have a tax account , if they have an account with other banks and credit institutions, a light for the solution to this problem was learned 16 years ago in these days, which caused the approval of a law called facilitating the granting of bank facilities, a law that was not fully implemented despite the central bank and some institutions , it is the account registration of the country's deeds and real estate registration organization that should be the judicial system should do it provide access to information and records to the central bank of the ministry of energy and payments. in the years 89, 90 and 8, this law was written in the form of regulations by the officials of the central bank, but all these approvals and regulations have been emphasized several times to the authorities.

that within the next few weeks we will send good news and good news about the issue of validation in this field. in the end , it did not reach anywhere. in my opinion, validation and my rating as a customer is very important, of course, according to the officials of the central bank, some organizations are not working enough, others are also well presented information and developments as a result, the tax affairs organization provided between 50 and 95% of the information we requested, the judiciary was good, it provided about 90% of the information, but the central bank did not validate the information to the company , and the validation is still based on the banking performance of individuals. we will do iran, we will work and move forward, the information of the good body will get richer with the credit we provide , now we have to, despite these promises , can the 13th government break a 16-year-old lock, razieh ranjbar of sed and sima news agency, my colleague fox's report

he says hello to all of us, habib's father may allah begin by telling you how short and how much validation can help a person who takes a corporate loan for his facility and gets a large facility . greetings and politeness and respect for your service to your esteemed viewers who are discussing validation and credit rating from countries around the world. there is an improvement in our own country in terms of credit rating of companies for the issuance of bonds by the stock exchange organization, but we still see in the money market that many children have not been validated and there are many reasons, and the

fact is that the data is provided. the need for validation is another part to the central bank's internal systems are in such a way that it can at least trust the information inside its own banking network and inside samat , without committing, because many of the facilities may be paid in the banking network, but it is still not frozen in the cold, or information that is not admissible in the contact information and is contrary to the contract that is concluded between the recipient of the facility and the bank

. enter the correct form in order for the samas system to work, it is necessary that the principle of granting the facility is actually subject to the registration of the samas system , if it is now possible for the banks to actually provide the facility, but within the social security organization, thank you, mr. mirzapour, if you can do it in before doing your service, we were planning to talk about the validation , and if something happens, we will give a report. done the main purpose of the discussion of validation and the establishment of the credit measurement system in the banking network is that we can help the banks

to provide a rating for each individual to a legal entity when granting facilities, based on that credit rating of the credit of economic and financial activities and the personal bank of bank amel mahrez should be able to find out what the credit risk of this person can be in terms of granting facilities and repaying the loan. can you help him identify and introduce from the economic point of view whether education, when it is paid for, has the power to repay the facilities or not? this chapter is the central bank's validation page it is clear that there are companies with the central bank that do this. what is approved by the credit database established in the central bank is collected among the information inside the central bank

, but the first credit rating company of iran was established for this purpose . how should they be, how should the model be, let's give him this information, process this information to get a credit rating for the person , it is the company's responsibility to communicate with you, how is it under the central bank, a private company, the company is a national company, that is, under the supervision of the central bank, and that on what basis are these ranks given to an individual? your credit rating, what is your rating? how many times have we had a model, a previous model, the amount of reliance on this model was very weak, and the variety of information

we had from people was less than the previous model. find it, increase it, and this document was that different organizations had the information at their disposal, i would like to provide information , the central bank should be consolidated into the central bank, and based on all the information , we should consider a credit rating for shik. i will cooperate with you. many devices, the main device is about 700 devices the information that we have almost a high reliance on this company is a private company, it is not yet a national company that is under the supervision of the national central bank, what are the other companies that are under the supervision of the central bank of sepeh saham dadashem this week, the company that sarjan ordered, several

zeros, double 89 companies, 98 companies when i am about to let you know, with what quality , how will they be available to you, and will this company provide you with your name? the 5 main ratings are less risky in terms of credit rating it is very low, low risk, medium risk, high risk, and a very high rank is divided into 15 sub-categories, a rank from verse 1 to 31 is the best and the worst, and the people of economic activity, how should i know what to do if he is in your rank and

11 or is it an idea that if , for example, someone had a child and the water sanitation of other devices that he works with, what will happen to him until now , we will change to a credit, it is clear and clear that the facility that he gets will be reimbursed , it will not affect me. ok , it doesn't have a return check and it can be divided like me at some point, sumak and the sale of beautiful nature may differ based on how much the facility was , how much you have to pay, how much you have to pay, how much was the most recent repayment, but inside the model, based on the algorithms of the model, a certain credit rating is given to the people. that is, my teacher should know that if my intention falls behind by two months, i will be promoted to the rank of no check. i will die from the rank. hossein's rank is clear and obvious. the fact

that we have completed this hairstyle, we have entered about 248 information indicators into the model, and if we want to present the formula in full detail to the confused people but the best way we can do is that a person can easily see his credit report through this company and his positive and negative statuses can be estimated and the history of c240 ​​ice cream can be eaten by accurate people without coming back for introductions. another question, for example, if a check is bounced, it will affect my credit. since the bounced check is one of the most negative things for a person, because the person has a personal obligation , i can't pay it right away. i will do it, but when the bad effect is removed, it will be negative

it will be severely destroyed, but the negative house is taken into account, which device is it for? in the previous program of the iranian company, it is stated in the report that once again the tax organization, which is good because of the close cooperation with the central bank's banking network, all the good information of the central bank is at the disposal of the tax organization. he gives a tax and we get good information from him. the information is good because it happened. we, as the new model and jurist of the credit assessment council , approved the new items of information added to the hairstyle . we hope that

a lot of follow-up has been done on the issue, he said, the working group of the e-government opinion, we had a meeting, the inquiry has not reached an agreement yet, the elementary schools from the organizations must be the result of the working group, make an inquiry and we managed to get an inquiry, it was approved, but please , it will take a long time, from the woman's side, how long will it take ? the new action that he added, our query that you can wait for 100%, the cooperation of the opposite organization depends on whether it will be the tax department in the sense that the central bank claims that the percentage of coverage of people and the rating is close to 100% because

we considered a positive end for we pay withholding tax and salary tax. when these are taken into account in the model, the amount of coverage goes up. the tax organization should take the trouble to provide it to us as soon as possible. we want to establish a model soon, and too much means that your rating will be more accurate. it will be very difficult. and it will expand further. the civil registration organization had no doubts about the previous situation. in terms of providing information, how much was 70%? i had announced that the 70% that he says is 70% that we should use , whether he has taken the job or not, 30% has still been used. operational fact that on based on all the information given by different organizations, we implement hairstyles and reach a credit rating . it is much better

for the model to be implemented and reach a rating . it talks about validation, we are talking about the beneficiary, they have a close relationship with each other, the beneficiary bob sponge and sama are related to each other in the banking network in the system , but causal and relative information and we want residence information of the persons and i want and the civil registry wants these three it was the meter that this amount of reliance on the information of the civil registration has gone up a lot, and if it reaches 100%, we can say that it is very advanced

. this will be useful to you on a regular basis , right? from this invoice, get the percentage of detergents, microwaves , and information from the group. we asked them whether the person is a customs debtor or not. is given the information received by the center is based on the information of the ariziyah portal, that is, the information that does not need to be validated there, we had a previous series

of reviews, we saw that the validation was not useful for me , we checked again, we came to the conclusion that the information is incomplete and does not have high capabilities, and it was decided that the song that we talked with the customs colleagues and they said that the information i have about this person should be followed up from the ministry of industry and taken from there . god willing, we will follow up through the office. usually, it was the amount of customs debt that

was agreed to be coordinated within the customs organization. the percentage is not very high because of the positive approach. i hope that soon hosseini will request three things from you. one was to check the customs payment records and in general. it was a service, each of them is one, but if you bother to do this, there will be a time frame for the events to be completed , may allah, the most merciful , the most merciful. it was announced previously by mr. dr. mirzapour that customs does not have a complete under-performance, so immediately

after their first interview , we sent an invitation to you, dr. mehrabian, the esteemed deputy of the central bank . we checked the technical defect for sending information, and it was announced that there are two clauses of two tenths, that both the information on the payment records of the import duties are sent by the customs to the central bank, and the customs debt declaration service and the owners of the goods and the declaration in 54 kilos to the central bank. complete receipt can the next competition take place again? well, it was announced that the customs did not have the complete deficiency. immediately after the interview, we invited again . i spoke with dr. moharrami on the phone because they had not announced that this information was flawed or a letter about this had not been sent to the customs.

again, 1914, the program was sent, and on the 24th, we held a meeting with friends and god, dr. mirzapour, who was present , the respected director general of central park technology, and it was discussed again . complete set of customs declaration service it is sent, legal, and also when entering this service, it is sent in full. this session , we have a panel that sends information in terms of data volume, and if there is a problem with online transactions , the other technical service proved that i have the criteria for services. we have

13 thousand and 402 customs debtor information service, 278 cases since the first of khordad, since the first of the year, maman olsa, 332 cases of sending information on customs debtors, which without defects means nothing, in fact , the service has stopped. customs system specifications of the input payment field it exists there and the 41st line is this service. we were asked 1 million 141 1428 cases of the first class of the year, which was about 93% successful . we answered 1 million 57 thousand 650 services

. in the case of 100% passenger bank debtors service, we implemented it. what are you doing? the two that i said i will do. look at the debtors service . the technical problem can be solved . now you have this information . i can answer you. which is being done completely, i can tell you that we got even we decided that for the marzieh portal, the foreign exchange portal systems of the central bank and the banking network of the ministry of security and customs are connected to each other, and all of these have been received during the last few years due to foreign exchange cases, and the validation is not an entitlement assessment in iran's law.

the validation of this service has not been done because our opinion was that this information does not need validation, we came to the conclusion and it was decided that we will send this information to the central province information , the information of the general administration, the information that we are giving you , towards you, the function of social security. tell me to the title of one of the devices was successful, which we said and said, i will come back. for natural persons covered by insurance and insurance premiums, i want other information

. the big year of the payment insurance difference that a month later, the debt information, the amount of the debt, the issue of the debt, the due date of the debt, and the exaggeration of the payment direction were registered in the register. the validation system needs your hands, and they say from the central bank that you did not cooperate very well. there is no time left to find out that you will share this information with the central bank. that you want the central bank to register

on the 24th, a meeting was held for the validation system regarding this service. here, in the meeting , we showed the minutes of the existing lock services to the friends of the central bank and it was approved. after signing the meeting minutes, they explained that this service will be fully provided to the central bank. since yesterday, until now , there has been no notification of a service error to the customs, and based on these minutes, we are taking action. someone from the central bank is requesting from the customs. you don't have it. we are at your service now. get silence from the ministry. you can see the amount. we send the services as an inquiry to the central bank. what my friends asked me to do is to announce the end of the day . you do it through the ministry of industry

. you confirm the check in the bank. central and mohammadi it has been established, mr. mohammadi. please, i will provide two men for this period of time. if it succeeds, there is no problem with the information about the persons. if you want , i will provide the information very easily. today, there is no request for the service. it has not been done, but if we have joint meetings with the friends of the central bank, we can do this issue

. the information service provided, do you think about tomorrow? you asked us for 1400 in the form of a balance , sorry about the balance of the accounts of the designated offices of mr. mohammadi's organization. you don't have a second more time .

central bank, how ready are we for you? anytime in a week from you , mohammadi, vice president of insurance affairs of the social security organization, from other programs . modification of feed rate formula petrochemicals did not agree. on the sidelines of today's meeting of the government board, the government spokesman said that the current rate was determined based on the budget of 1401 and 1402, and according to the law on the targeting of subsidies, the rate of energy resources consumed in the payment of