[000:00:30;00] in the name of allah, the most merciful, the most merciful, at one o'clock in the morning, the spokesperson of the government said that in line with the implementation of the election reform law, which was approved by the islamic council , a regulation was drawn up in the government bodies to make the elections as competitive as possible. the cabinet of ministers approved a regulation that all executive bodies, whether public or government , the facilities that they have at their disposal, any type of facilities

, for example, radio and television, media facilities that they have, or the facilities of other material physical facilities that, for example, the devices can be found in the authority of the representatives is to set a list of it at their disposal the working group will make the list available to the candidates and make quotas in a fair way so that the election candidates of the islamic council can get equal and fair access to public facilities at a level that does not create a new financial burden and at the same time mr. bahadari jahrami also gave the news that the government has passed a resolution to support the less fortunate people of the lower strata

to complete the gas supply network. studies take money and with the special support that the government decided in the 5 provinces of sistan baluchistan, khuzestan, kerman and kohkeli rahmat, the government can enable these four provinces, these four provinces, their villages and deprived areas to be able to provide gas to many of these areas. it has been done, but many of the residents need support in order to be able to do the plumbing . inshallah, these services will be available to them. the celebration of emotions with the hashtag will be a future maker with the aim of practicing forgiveness and giving to students in all schools of the province. north khorsan held became. the general director of the northern stansan relief committee said that with the help of 27 thousand supporters, essential supplies such as stationery, bags, shoes and clothes were prepared and

donated to 13 thousand needy students. today, the celebration of emotions was held with the breeze of love and friendship of students. students whose hearts are burning to spread altruism and share kindness. i was waiting for such a day to help disabled children to hear and express themselves inside this school and have fun together. let 's share our happiness together. i feel very good that i was able to help children who need the money that we do we are giving them help

. to buy stationery and when i bought my own things, i also bought some notebooks, pencils and pens for them. if i don't help my friend, they won't be able to continue their education, they won't be able to grow up , they won't be able to study anymore, and their good hands are ahead in the line of charity and charity. it is from others. whenever there is a celebration of charity and the needy, i will be there i can collect money and help the needy. the general director of the provincial committee also said that since august, when we started our work , we have been able to prepare educational packages for 13 thousand students , provided them with bags and stationery . for the remaining 1,500 , god willing, with the celebration of atfa in schools and donations, god willing, these other 1,500 will be provided. in this altruistic movement , the executive bodies help these students in helping the

needy. the festival of affections continues until 15 mehram and people and well-wishers can also attend together with these students , they donate their cash donations to 164 fixed bases and charitable centers of the province . new varieties of grass consume one fifth of the water of imported grasses and reduce maintenance costs. resistant grass with minimal water consumption. in this project, we have examined three species of grass gorse, one of which is the exclusive species of iran and

cannot be found anywhere else in the world. years of research and research by the researchers of the agricultural and natural resources research center of isfahan province has produced a lawn suitable for the climatic conditions of the country. the result of more than 10 years of research work of the natural resources department of the sakhat agricultural center of isfahan province is currently the most consumed grass in urban green areas. it is due to imports that these cultivars have a high water consumption, they need 10 liters of water on average every day , which means that they should be watered every day in hot summer conditions, especially but this grass that is stretched here should be watered once every five days. and this actually caused the water requirement of this grass now these varieties that are here are one-fifth of the grasses that are currently used in green spaces. the grass produced by this scientific method can replace imported grasses in urban green spaces in the near future .

another very important thing that is done is that we can choose the best ecotype among these species, the one that has a better yield and yield, and therefore we can produce the right seed and provide it to the green space. the grass produced according to weather conditions, in addition to reducing water consumption due to being resistant to the country's climate conditions, reduces costs mohammad ali sohilpour, reporter of isfahan radio and television and the us senate, following a drastic reduction in military financial aid to ukraine , according to the american newspaper punch bolol news, the senate of this country has prepared a draft amendment for the next year's budget of the united states, which in the amount of aid to ukraine has been reduced to less than a quarter of the government's proposal that the white house had previously offered to approve $24 billion in aid to ukraine. in the amendment of stena, the proposal to approve 4 billion dollars in military aid and 1 billion dollars

in economic aid to ukraine in the fiscal year 2024 was proposed. done the new american financial year will start in 4 days and will continue until the end of the summer of next year. in this fiscal year, the united states allocated about 45 billion dollars in military aid to ukraine. thank you for your attention, the next part

of the news is at 2 o'clock. you are with the economic desk, you must know from the news that you have heard these days that the seventh plan of the seventh five-year plan is being reviewed in the islamic council, the special program of the economic desk is dedicated to this. we will try to review the plan on different days in a week.

we want to talk about banks, the latest news what has come today is that in part of the reform of the banking system, it has been recorded that all the properties and independence of the banks will be brought into a single system, and efforts will be made to move away from the bank management, which we hear so much about these days, in the five-year plan of the banks. take it, but let's check and see how our situation is in the field of banking, curbing inflation and inflation and so on. let's see the first picture together . and if we see each other in the pictures, he says that he wants to control inflation or control liquidity, let's see how different the inflation situation is, for example. one of the important authors of a statistic published by the central bank from 1330 to 1401 is how many governments are identified in it. with 40, it is being delivered to the 12th and 10th government, that is, the previous government, which takes

40, will deliver approximately 59 and 30, approximately 60 . 92 in the next picture, we can see what happened until the year 141 1402, that's all it's an update, if we see the next picture together, we can understand that it shows that our economy is not predictable, investing in it will be risky, we won't give the next picture to us or to your presence, other things will happen, you can't plan. imagine the man's table is changing and there are many other things that have happened since april 2019. it was 42. until april 2017, the inflation there is almost single digit. among the limited years we had single digit inflation, how has it been ? or it is artificial, instead of another program until 59 we are coming again in april 99, then it will go down again until you see how

sinusoidal it is. finally, the 12th government, which is 59, will deliver almost 60 to 1001. it will be delivered to the next government. the next government will also try its best. it's up to over 50% now, and you can see that they are trying to come down. the goal that the central bank has announced is that by the end of this year, which we are talking about, it will reach 39 to 30, and we will have inflation . the next picture together let's see, this is one of the important tasks the central bank has reformed inflation, but in the seventh plan, how will the central bank curb inflation? for example, a minister is now saying that, sir, if these things happen in the stock market, prices will rise , inflation will rise, let's take this product out in the stock market or something. he says, for example, that we should change the nature of money in general and control inflation. the central bank says that i am a supporter of the theory of some amount of money

. how does he want it? with what hypothesis and i ask you to come up with a theory to control this inflation so that when the government is over , we will know which theory we were in favor of, which theory was successful or not . this meaning should not mean that we should think that banks should not finance large industrial projects and we should distance ourselves from this . for example, he should not build a property and maintain it, this is our problem, for example i have brought you an example. you can see that a bank has 68 thousand billion tomans of debt to one of its companies for the construction of one of tehran's famous markets in the west of tehran . you can see that the number is very large. we all must have gone to the bank to get a loan. we have seen how difficult it is for 100 million, but you can see that one thousand billion tomans have been lent to one of the bank's subsidiaries for banking. this must be corrected . this is

what we are talking about. well, if we agree, we will today in the seventh program, let's talk about this, let's go to the economy desk , let's see a report together, let's go back to our bank and insurance guys, let's start our conversation. the registration of their properties and independents in order to prevent buonek is one of the most important axes of the 7th five-year plan. the central bank does not know what assets the banks have. in this regard, the mps obliged the central bank to create a system to clarify the properties and independence of banks the gradual establishment of real estate and independent assets of the banking network, the shareholding system of the banking network and all the independent assets and shares of the banks that are directly

owned or even through companies in which the bank or credit institution may have a part of its shares, will be formed. these should be included in these systems. the mps also obliged the bankers to hand over their property, which is used by someone else, within a certain period of time determined by the central bank. was approved. the second resolution of the parliament was about banks and financial institutions. if the central bank of the bank or institution a credit outside of can put it in the transit process. an issue that the governor general of the central bank has emphasized many times. bank of 2 years out of balance, 3 years out of balance. well, now it can't be aligned anymore, it can't be aligned anymore, you have to go to

the resolution. reforming the banking system and curbing inflation. entrusting the central bank with the responsibility of curbing inflation was the third important resolution of the nation's lawyers. there are several factors in the field of inflation and liquidity growth, and part of the liquidity growth is definitely in the discipline of the banks. this growth was about 422 at the beginning of the 13th government , and now it has reached about 27. inflation that was before it is one of the most important issues of the government and the central bank has taken many measures to curb it. 1401. fortunately, very good measures were taken in the central bank, this rate was reduced to 311, we planned, god willing, we can control 25% of the liquidity, the obligation of state banks to increase capital from the revaluation

of assets, and also the obligation of the central bank to announce the plan curbing inflation until october every year was one of the other approvals of the parliament. rizvan basfa , radio news reporter, well, we saw the report of my colleague here in the studio of mr. taghiani's economic desk. the economic commission is also present, mr. shaghaghi, an expert on economic issues, we are at their service, mr. masoumi from the central bank will be added to jammon , the deputy director of the banking studies and regulations department of the central bank . i would like to ask this question to mr. shaghaei, basically, we have time to talk about business management. we are talking about banks, and we know what we mean by that, what exactly do we mean, which bank's activities, mr. doctor? no, nasser and moin, see the reality is that this is me, we are a manager, we have an opportunity

in the business where they say that it is impossible for these three to be together. in my opinion, if i take this, it will also create a problem for the banking system. money see, our banks have been given the authority to create money . one side is the negative real interest rate that we have in the economy. this means that our real interest rate has always been negative for most of the years. on the one hand , they have a license or have been given permission to operate a warehouse. from the heart of dr. taghianani. money will not go to the private sector. i will give an example suppose i am hungry and i can cook a fixed amount of food. they are my children and they are also hungry. my neighbor's children are also hungry. priority is given to my children because the amount of cooking and increase of food is limited

. therefore, we are faced with an impossible situation, that is, in economic terms. that there is money creation, banks are also allowed to do banking and the real interest rate is negative , this money creation goes to their own subsidiary companies, the private sector does not get a share, as your report showed. the reality is that we are many times i think that the leader of the revolution himself is referring to the same argument that banks should not enter into banking . we have become the government within the government, which means that every bank

exists everywhere, this makes everything negative, it does not have the expertise in this area, and it imposes inflation on the nation, because this business management is not its specialty, it is possible to freeze the resources of the imbalance and increase the imbalance of the bank. when they go up , they feel the overdraft from the central bank of the month it is possible that 85 million iranians have to endure inflation, which is a situation or a part of the inefficiency of our banking system. now i think that the opportunity is limited , mr. toghiani. i can also point out more. it was for the banks to clarify the statement of the central bank about the unreasonable assets of the banks, to publish it, so that we can have a general picture of the state of the banks' corporate governance. that is what i think did not happen. it is supposed to be in the seventh plan, how the parliament

will come to help and the government. obligate the central bank it is clear that the banks should be obliged to distance themselves from debt management. yes, greetings and courtesy to you, dear people of iran. look at the issue of assets and share ownership, or now the business management that is being referred to , is one of the problems of our banks today, and it has been for some time, at least for years. we are involved in this, but we do not have an infrastructure in our country's economy, and it is also required to register official documents. the documents can be ordinary, so there can be many assets, whether it is a person, a bank, or a company, which is officially recognized by issuing documents. we don't have an official document for it, it's normal documents , now we have these and some of the assets unfortunately, we

do not know many of the assets of banks and financial and credit institutions at all. in the 7th plan, two systems are foreseen and required for the banks, one system of independent properties of the banking network and two systems of shareholding of the entire banking network. their assets, whether in the form of real estate or independent properties, or in the form of shares, must be registered in these systems . it is the responsibility of the board of trustees of that bank to register documents for the actual registration of assets in these systems, and if they have hidden information or information. they gave wrong information based on what was said in the parliament today it was approved that at least 3 years of separation from service in the government and in the banking network will be included in the case of those who have the mandate to be responsible in the board of directors of that bank .

according to this law, a person is established under article 8, which means that he will be removed from the assets of that bank and will go to another company. of these properties and assets , they are required to serve the bank. for example, suppose a branch bank you have to do banking services. this branch has been regulated in the regulations of the central bank, which means that it is clear how many branches this bank should have for how much population or how much economic activity. so it's not like he takes all his assets in the form of branches or things that seem to be needed or things that seem to be needed. the central bank is responsible for its diagnosis. any assets required for banking in these systems. it has been recognized by the central bank, there is no problem. whatever

mazadeh offers to you, the bank is obliged to hand over and sell these items. there is a time limit for clause b and p. that is, when you should do it, when you should do it, clause b determines when, for example, he should do it in a day , not a week or a year, the law has considered time for it . clauses b and p of article 17 of the law on removing obstacles to competitive production had determined that if a bank takes profit from the place of incorporation, holding property and real estate, it is subject to double taxation. it is stated in that law that the basic rate is 28 in 2015, which is added to 30 every year until it reaches 55, that is, any profit that banks make from this place . earning 55 is taxable. well, we have not identified yet we could do it. you didn't know what they have. this system and the inclusion of property

helps in the implementation of this law. any assets that have been owned by banks here since 2015 and have not been declared and are subject to this law, the tax will be deducted here . well, now the bank may say, sir, i tried, there was no buyer, i wanted to sell this property, there was no buyer. in the law, it is foreseen that these shares and these independent properties, these assets , will be transferred to the asset management company of the banking network with a mechanism that is foreseen in the law. if you don't have a buyer, zile central bank, if there is no buyer, all these assets will be bought by the company. the formula is seen here in the law of the seventh program, and now that asset management company, zile bank central bank, is obliged to hand over all these assets . where does it get its money from?

the money that buys these assets is the source of the central bank, but the point is that the bank had frozen a part of its assets with a view of self-interest. here it comes to a company that is constantly in the process. this company has an incentive to keep these assets. no, for example, an example which we have included here in the program, the value of a few tens of thousands of billions of tomans is just one property of a bank . how, for example, how much resources does this company have to come and buy this? look at the formula in such a way that no bank is willing to sell it to this company unless there is a loss. it makes it severe, for example, if the company buys from him, if he has non-realized shares at the book price minus 15%, and if he has real estate and properties at the book price minus 15%, that means a bank is not willing to hand over its assets to the company at these rates so easily, that is, a value that if it reaches that stage, buy that company

the number of numbers is very high, and the bank is not willing to sell it at these prices . if, for example, the bank is not like this , it seems that it is deliberately not wanting to sell in order to prevent a bank from coming. maybe it was not intentional at all. if you don't want to buy it, the central bank and this company have the possibility to do this. well, no, it's very cheap. it's that company . well, look, the bank must feel that i have to hand over my property quickly. i shouldn't let it get to this stage. it's really a buyer. it wasn't, for example, it wasn't really bought they are buying these at this price. for example, this large market that i am giving as an example, the number is so large, maybe a few companies could not see the same desire for this photo .

it is in the possession of the banks, i will buy valuable property at the right price, at the market price, very well, let's go to the central bank and mr. masoumi, the deputy of the central bank's banking studies and regulations department, mr. masoumi, something was supposed to happen in the budget of the central bank, and the property will come. it is important to publish everything, how much did that happen, and if not, why? in the name of allah, the most merciful, the most merciful, i offer my greetings and respect to you, the guests of the program and dear viewers. surplus properties of bankers and the central bank are being identified, as you said, these properties are broadcast on the banking network, how much can i say because i don't have exact statistics, but i can say that at least 60% of these assets have been identified, definitely if not more, not less. yes, they say. yes , by your presence, i would like to give you a detailed answer to disclose this property in the financial statements

of the banks, in the notes accompanying the financial statements. banks always. however, what becomes important, from the point of view of what my friends said, it is also foreseen in the law of the 7th plan that these properties should be registered and identified in a system , and that the banks should be required to register these properties there . and in this respect, transparency should be created for the central bank, the banking network, and the supervisory institutions, and in the next stage, the general public, what assets the banks have, and in the next stage, when it is identified and the banks declare that they have these assets . the legislator has also made a provision to guarantee the good implementation of this law that if a bank declares he did not reveal his property and it was confirmed that he has hidden it or given false and misleading statements , he will no longer have the ability to claim ownership of that property. from this point of view, we can ensure that

these properties that system should be announced in