[000:00:00;00] they have to pay some expenses, now the price of money in our banking system is almost 21, and on the other hand, the banks are never careful to pay the high fees, and whatever these fees are, when you use the resources that are hard to get you made payments in a 20-year process , causing losses to the bank. well, mr. sharifi , don't come here. banks should act according to their own wishes or according to the explicit text of the law and what the law mandates for them. see the law when it mandates the banks. banks must obey, but you see, we banks are a series of financial institutions according to the same law

, they seek to maximize their own profit so that they can stay in the scene, and we are talking about this, for example, about the dissatisfaction. where does dissatisfaction come from? it has been a long time since i paid my tuition. when you have long-term payments , you pay the resources you have acquired for 20 years to the people who, for example, in a 20-year return process , here the banks suffer. of course, in my field. i have some arguments that if the honorable government does more monitoring of banks , the banking system will be overpriced and the money will be reduced. and it will be more careful to pay for such educations which is their legal duty. for example, one of the suggestions i have to solve this problem is that the central bank and

the government should increase their supervision over the performance of private banks' resource attraction. you see, now private banks do not recognize themselves in the payment of interest on cross-border deposit facilities. see what you have said. you have my voice when you say that the central bank should take its supervisory role more seriously. this is our request and demand as well as the media. . ok, but the homework anyway a law cannot be bypassed so easily, and with the reason that banks see their interests in short-term education and do not go towards long-term education, it should not be brought up in this kind of program, as the famous saying

goes. to clarify that since september 1400, i am reading the statistics for you based on the latest information from our friends in the ministry of roads and urban affairs and the central bank, from 1400 to 140160 billion tomans , they provide education to the national housing authority. mr. esmaili , correct me wherever i am wrong in the second year, banks need 458 thousand billion tomans they gave education in the first and second years , 88 thousand billion tomans , they should give education, so far how much has been achieved . he is adding those that have been contracted but not yet paid , which means that it will be about a few percent under 20% , it will be much less than 20% . i don't want to say that this is for non-payment. banks, what reason

can we imagine, see, i agree i agree with your words, i am not at all opposed to the fact that, for example, banks have a legal duty and they should pay, i agree with your statements , but you asked why banks avoid this legal duty, for which i have explained the reasons to you. banks, i said that the bank is a financial institution whose balance must be positive at the end of the year and the positive balance of the bank comes from profits . do something that makes them unhappy, i will listen to all your words

i have to confirm that it is a legal duty, and in this matter , to put a series of incentives for the banks to be careful, which means that we cannot, for example, take the banks to a direction that will cause the banks to fail. i'll get back to you, mr. sharifinia, i'll get back to you, mr. pour ibrahim, the head of the economic commission of the islamic shura majlis, they are now behind our communication line, i want to ask them the same issue that you raised, mr. pour ibrahim, hello, good night, in the name of allah, the most merciful, the most merciful, see you later hello , dear sir, dear guests all the viewers of mr. doctor , do you accept what mr. sharifi ney said as the reason for the dissatisfaction of the banks, and do you

see their excuse for failing to fulfill their legal duty as reasonable or not? look, there are several reasons that now partly go back to the internal factors of the system, which of course should be checked separately according to the situation of each bank, what was the state of their assessments and what kind of operation was done based on the struggle seen in the law. .. the sector is also outside the scope of the banking system, well, you can expect the growth of the central bank's policies announced this year. the balance sheet of the banks has defined a certain number, even if the banks want to pay the fees within the framework of their obligations beyond the growth letter set by the central bank, naturally , they will be punished with legal sanctions and fines . the combination of several names in this case has played a role in the non-fulfillment of obligations related to the financing of the housing sector. if we discuss it from any angle, then what is the solution , mr. pourrahami? our suggestion is that two or three

measures should be taken in the country so that we can solve the problem of the entire housing sector. let's solve the first issue in the world now, financing is not only in the military field, now in the world it is through the capital market, which the volume of cash in iran's economy tells us that we should naturally direct this volume of liquidity to productive investment and the best type of productive investment that the driving force in the country's economy is the housing and construction sector , which basically everyone accepts this, therefore, the transfer of the path of financial expansion, which is usually done with the traditional structure of the money market and is formed through the banking system , to the capital market through tools which exists today easily, in my opinion, maybe the main issue that remains locked in financing is the second point, in other words, the emphasis that the central bank makes in the situation where we need economic prosperity, now the central bank has a

contractionary policy in education, not in the housing sector, everywhere . it is negative about economic businesses and the statistics we have, although the central bank is doing this for a purpose called inflation control, but no one in the world believes inflation, in other words , recession does not replace economic stagnation with inflation. inflation at any price and with any method, so review in the policies of the central bank and separating from a strict contractionary policy that has challenged the banks, in the provision of reforms in the economic sector, which is now my housing sector, naturally, i mentioned that as it is very important , mr. ibrahim, our time is short, i will come back to you . yes, yes, at your service. stay behind our communication line, mr. esmaili, you wanted to point out something in response to your noble words , see that it is said that the banks

are actually making losses for the payment of housing facilities. i do, for example, for service facilities and why don't the industry make losses? this one means the nature of the facility, which is not fundamentally different, while the documents we receive in the field of housing education are solid . first, secondly, i ask a serious question . let him announce tomorrow that anyone who wants to establish a bank, on the condition that he allocates 50 of his capital in the field of housing, will come and get a license. if he lines up in front of the central bank to get a license , it will become clear that he is applying for housing education in the same situation as we have. it is profitable that it has become so much. if no one requests it, we have the right to the banks we give and say that they will definitely make a loss for this. it is not like that. now, look at the housing sector. by the way, you should look at the situation of the housing bank , which is actually the leader in this operation. it shows that the housing operation in our country

is not a loss-making operation. now that the banks did not comply with basel 1, 2, and 3 from the beginning , taking the resources, taking the fixed assets , putting them out of operation, their expenses have increased , because the expenses have increased , they cannot afford the 18th facility. this is related to another violation in the bank, which actually has consequences right now, housing is giving us a request for banks to adhere to the field of housing loan payments. by the way, regarding the regulation of operations, in fact , allow me the same point that you mentioned in the form of how to provide housing and now compare that education in the housing sector with others. i would like to ask mr. sharifi nyan about the parts

. mr. sharifi nyan, i would like to hear your response to mr. dr. esmaili's speech. it is very short, within a minute . thank you to mr. dr. ismail for his very good comments. do it in the industry or services sector you see, in the end, 5 years will return to the bank's balance sheet cycle, and the 20-year loans will not go away. i meant this because the loans are long-term and have a 20-year repayment period, and according to the same orders that mr. pour ebrahim said, the discussion is now over and the price is over. the inflation that exists in our economy, the longer the repayment is, the more losses will result. you see, the banks have a fee for every rial of their resources. this is what i am talking about. look at the second speech of mr. ismail zadham. he said that now the banks

have run out of money . or, for example, discussing their assets we all agree that there are problems , it is short, please answer within 15 seconds. yes, one sentence that we have these problems in the bank. thank you very much, mr. sharifan , mr. pour ebrahimi, i want to ask you a question. after dr. esmaili's summary is very short, please answer that you have now mentioned what policies should be changed in the banking system. central but for now in currently, what short-term solution can be proposed, especially in the field of supervision and legislation of the islamic shura majlis, so that, god willing, this problem can be solved faster, in my opinion, the first thing that should happen is that the central bank should allow

the rate limit to be increased in the housing sector, which is now connected to banking services. a letter should be modified to some extent. this is the first step, and in my opinion, a part of the required capacity, which is now the financing of the housing sector, can be operationalized immediately . the second point is related to the requirements that we set for the banking system apart from keeping records and imprisoning their assets under the frozen assets that today, it has a very negative effect, and here, in my opinion , the role of the banking system is to separate from these and make it easy. the work is directed to the resources that can provide education in the field of housing sector. very clear and specific. thank you very much, mr. pour ibrahim. thank you very much. i will say goodbye to you . or should these fines be taken from the offending banks, not that they should be received very quickly, just

tell us the names of the banks and how to collect these fines. let's talk, wait a minute, we are talking about the power of banks, if we thank maskan bank for its efforts, bank maskan has not yet fulfilled 20%, it has fulfilled something like 15, that is, it has fulfilled 74 of its obligations, but we are saying regarding the rest of the banks, greetings to you , but when we come and look, we see, for example , pasargad bank 7, shahr bank, 4, milli bank 55, sanat and mine bank, and entrepreneur bank 6. see, for example , tourism bank 4.5, this is possible. according to the law, the tax agency can take the assets of banks. now the banks are saying something the money in our account is people's money. for example , it is not possible to actually seize the tax organization. i will not argue about that. but banks definitely have assets that an organization can actually.

national housing fund for your presence in the special news talk show and for you, dear viewers, who have followed us until this moment , god bless you day and night. in the name of allah, the most merciful, with the presence of 180 people , it is the official session of the third session of the islamic council after the islamic revolution of iran. a two-pronged plan is presented to the islamic council. naming the day of november 13 as the national day of fighting arrogance

global yes, there are two urgent issues. of course, the urgency of this plan has supporters and opponents , suggested ansari. considering that today against the revolution, global arrogance, especially the united states and the american congress, has prepared a wide propaganda program against the revolution, and just last week in the american congress , with complete arrogance and shamelessness, the day and the crime of the hypocritical murderous terrorists was declared as the day to support them . the us congress has approved. ali mohadi sabuji is against the urgency of this plan and believes that the fight against arrogance does not need a name. our country is a rag against arrogance. but ebrahim asgharzadeh agrees with the urgency of naming the plan to fight global arrogance. after the acceptance

of the resolution, they strongly advertised in the world that we not only gave up our values ​​and slogans , but also criticized them. and the 13th of november that is ahead takes a very sensitive and special position in this sense, therefore the sensitivity of this 13th of november and the sensitivity of defending the values ​​and ideals of the revolution which the imam also emphasized again in his reconstruction charter and certainly our officials they also defend it, it is necessary. after hearing the words of the supporters and opponents of two urgent plans to name the national day of fighting global arrogance will be put to a vote. it was approved by a strong majority, almost all of it , now the parliament is going to discuss the supporters and opponents of this plan. start the order. ebrahim asgharzadeh is the first supporter of the plan.

we consider the spirit of fighting global arrogance, especially america, among our national and global duties and missions, and there will never be a day when we think that we have nothing to say outside our own borders. and the first opponent of mr. sadegh khalqali is the first opponent of mr. khalqali, the fight against arrogance means the fight against evil arrogance, we didn't come here to dry our hearts with slogans, then mr. mustafa mouzanzadeh and yadalullah eslami express their positions as those in favor of the plan and as one who opposes the plan . whether we like it or not, the zionists, america, and the soviet union will be after us until religious identity and honor. recognizing arrogance as the cause of the sufferings and pains of deprived nations is the first step in moving towards independence and freedom. the world and all the revolutionary forces of the world will ask us whether

your revolution did not fight against arrogance and finally they will vote on this plan that with in principle, they agree to revolt. it was approved by a strong majority. and so it happened that it was hacked on the page of history called the national day of fighting global arrogance. amina sadat zabipour, a news reporter for radio and television. hello ms. darabian, i would like to congratulate you on your service. hello to you and all your dear viewers. thank you. thank you. stay healthy. the gold medal

has just arrived . you have broken the asian record. yes, thank god i was able to move the asian record several times. the year 2018 is still going by my hand . it was hard to get this gold in the discus throwing event. we were in the camp for 2 years and more than 400 days. for this medal, to reach this place, in the cold, in the heat, in the snow, in the rain, with all the features that we have in our sport, exactly this year, i trained many times in front of the federation under the snow, i trained many times in the rain , i close my eyes at that moment. i imagined that the flag was going to go up and then the excitement of elnaz darabian, who

i witnessed closely, how much she worked hard during the last few months, when you became the champion and the medal was awarded, i saw in the cyberspace that they were publishing some texts that mrs. darabian they threw all his championship medals on their tent, yes what's the matter with my pride? even before entering the environment, for example, the competition and such , i had a competition at 3:00 p.m. local time. since the morning , i was worried that they were saying to the coach, mrs. dr. shiye, if you don't let me go with a veil. what will happen to the platform? then he said, "let's go to the race. now, let's go to the race. let's go to the race. let's see what happens. the race is already involved in this issue. why is it so important for you to go with the race? because this is a part of my life, a part of my being, and with all i am proud of my cells. we

paid a lot for this tent we saw a heroic spirit from you, immediately when you became a champion and presented your medal, i present this medal to the children of gaza. you tell all the children's cities of gaza about this decision . he makes this great crime from even a mother, even a mother , to calm down a bit. it is enough for me, i love my children, the children have no sin, and when that hospital happened to me, it was before my race

to the zionist regime, the bombardment of the al-maadani hospital. it was before my race and i was extremely confused i was completely unconscious at that moment, as if it came out of my heart that i should do this, give this medal to the martyred children of gaza, why do you think that, for example, as an athlete, you consider this as a duty for yourself to do this ? when it is said, well, it can be effective, it can be effective for an athlete, for whom these are the things that the zionist usurping regime of israel is doing. this is very heavy for us and we strongly condemn it. we condemn the usurping regime of israel from here . and soon we will see that

israel will not exist. what are you in the field? what is your education? i am an expert in persian literature. mashallah, that means you have a master's degree in academics and in sports. what made you the asian record holder ? why was this wheelchair not limited for you? i have one hand with four fingers and both feet are severely disabled for example, what i learned is that you don't have some things, so if you don't have them, put them aside and use the ones you have . what was the most interesting reaction you saw to this golden model you got? a tweet that was edited, for example , was edited that a lady with, for example, a veil he is ready to read the national anthem, he presented his medal to the children of gaza, and then it was written under it, give a car remittance to other athletes

, but don't give your remittance , what is your wish ? to get the gold medal, there was a meeting with the leadership. yes, i remember. yes , i spoke at the meeting with the leadership and gave a very incredible carpet to the leader. it is dear that you use it and it is one of the motivations i am grateful to you for making this meeting golden. thank you, god willing, you will be successful

. god willing. i am sir, god willing, at the end of our program, we will say without compliments, what would you like to say? have more air of tamayabu athletes. as an athlete of the national team, i train in hot deserts during nowruz. in the hot deserts of the valley , in the hot deserts, training in the middle of the desert means the desert the fact that it has nothing to do with the sports venue has nothing to do with the sports venue. we are pounding nails, i am going with raw material, i am doing my work on my legs, we are coming back, but we have gone through all these hardships to reach the moment when this medal will be in my hands, stay alive, god willing, these problems will be solved. we were very happy to see you in sports. hello and god willing, this

gold medal will continue. thank you and your good team. god willing, with the good prayers of the people , we ask the people to send their prayers in our way so that we can continue this way, stay healthy. i will stand at the end of the show to honor you and everyone,

god willing, we were very happy. it's free, yes, it's free , it's free, yes, it's free, it's free , it's free. get a carpet for free. iran farshast pot service

, 10 fabrics, all granite, warmi, you can buy easily and directly from the factory door to your home . kane will also send you an electric mixer as a gift do. pot of 10 warm golden granite fabrics. hello. here gilnas publications. i have been by your side for years, at any point in time and at any moment you want. send 5 to 3085 right now to get 60% of the resources of these publications completely free. olive extract containing the active ingredient of oleic acid, which regulates the oiliness of the scalp. parjek olive shampoo.

we should say hello to nature again. sir zadran has landed in our qumran, ayamat, imam of esteghlal, azadi naqsh jan. in the ears of time, the cry of the eternal and eternal

islamic republic of iran. in the name of allah, the most merciful, the most merciful. in the new crime the zionist regime in the gaza strip