[000:00:00;00] in other countries, they have a fund that is soft like this: one to a glass, the term average means that now there are some, there are more, one to seven, one to eight, that is, for one retiree, there are 6 people in that fund as those who work provide the resources of that pension fund. now, if you want, i will explain later, well, with the same ratio of 1 to 6 to seven that you mentioned, from the respected viewers of tv one gods channel, the discussion, which is a very important discussion on the changes in the age of shaklin, as well as the discussions of the game of sitting on the khabar network, with stay with us.

mr. yousefi what to do in the parliament to this issue you paid, well, i was going to say, well, in a way, how is the provision of resources for the funds, because the funds in the whole world are not in such a way that the governments give them resources based on the payments made by the employees, the funds are provided through them, and i said at least in many countries, 1 to 6 years old means 6 working people and 1 retired person . now what happened in our country is one due to the demographic window and the other is due to the fact that we are moving from our old age and active young society to middle age and retired people. the age of mohsens now or the age of those who have stepped into the age of some of them funds that are in good condition means they are better, like the social security fund , which my dear colleague in the theme organization is explaining one by four, and in

some funds, for example, the country funds are less than now, the numbers are different , one by two, one by three. let me say right here that the problem we have now is something around 75 to 80. sometimes experts say that 85 of the payments that should be made by the national fund are paid by the government, which means that we are the only country in the world that pays the workers . retirees are not the fault of retirees, wrong policies, lack of proper management in the government different funds of some funds, now the bankruptcy of sharif foulad pension funds, now the homa fund and even some other funds that we have seen, now some of the funds are special funds, such as the oil fund, the bank fund, which we have to

talk about in its own place. the lashkari fund is here for this reason, one is the lack of income and provision of pension resources due to the reduction of the number of people who are employed. let's summarize the section that if the astrologer has crises it has happened that in the country's pension funds, and as a result, the parliament has worked on this issue, because i say frankly, the political managements of the governments in the funds and specialized companies affiliated with them, we talk more , let's go see a report, according to the conversation procedure , it is about the subject of the report let's go back and continue the discussion of our funds, which have a very severe dissatisfaction. parliamentarians

approved a plan to increase the retirement age in order to reduce the dissatisfaction of pension funds. insurance history up to 30 years without change, 25 to 28 years of experience, two months per year. increase and in the lowest service record it means that under 10 years will increase by 5 months per year . a resolution was passed with the aim of strengthening pension funds and getting them out of crisis. near the funds, able to the issue that was mentioned many times years ago and experts and officials had warned about it. due to the increase in the number of retirees and being covered by the national pension fund, a kind of balance has been created between providing resources and expenses. a crisis that, according to experts, is due to a large difference

retirement time and established life expectancy. if we say that one person is actually employed, then 6 or 7 people are retired. in the world, there are indicators that mean that for every 6 or 7 people employed in the system, one person has a pension, and these days , pension funds increase with age. some pensioners receive salaries for about two-thirds of their working years after retirement . in the world, the average retirement age is over 63. for example, the legal retirement age in the european union is 64 for men and 63 for women. in australia until 2026 the retirement age to it reaches 70 years and in south korea, the rules of increasing the retirement age between 2011 and 203

reach from 65 to 70 years. and in england , the retirement age will increase from 65 years to at least 67 years in the next 5 years , and in the united states , the retirement age will increase from 66 to 67 years in the next four years. anyway, it is an insurance fund and it is subject to the rules of insurance calculations and any law that is approved must include these calculations . allocated to pay salaries but this year, the budget of the funds has increased to more than 10 thousand billion tomans, of which about 70 thousand billion tomans is only the share of the increase of the national pension fund. pension funds really need the help of the government to survive and provide their services. the problems that led to

the updating of the pension laws in the parliament. a resolution that, of course, is not mandatory for everyone. we gave this option to the retired dear employee that if he wants to retire after 30 years, that is, apart from these tables that we have seen, he can apply for retirement regardless of the age of 62 that we have set as the so-called ceiling. which, in addition to reducing the disparity of pension funds, can help to continue the employment of efficient private and public workers who are still young and capable but have reached the age of 30. mr. mohammadi mr. yousefi mr. asadi raised a few issues in the report that are questioned by many retirees and even employees about their years of service

. mr. mohammadi mr. yousefi raised a series of challenges it caused a crisis and various issues in our pension funds. if it is not resolved , now with this resolution and with changes and updates. retirement rules. what problems will arise for our retirees? we must believe that there is a need for major reforms in all pension funds, because the life of the harudi fund, the funds' output , are the factors that we must come to carry out the reforms as promised. life in our country has increased from 50 years to 75 years since the beginning of the revolution. the population pyramid of the country has been modified, the support factor, i.e. the ratio of the insured to the permanent wage earner, has decreased due to early retirements that

happened during different periods. i remember. yes, as an expert in 1979, we always raised the same issues between the honorable government and the parliament that reforms should be done. well, these measures were done last year, and if they are not done , they will certainly not be done now. if we want to tell you, our support factor is four and a half, this factor should be increased to 6, although last year 1400 and 1401 and this year the growth of our insured people is more than 2 million . it was, but the growth or the growth rate as they say our pension was more than 8, the coefficient of our new insurance was 2, that is, two to 8, we will recruit two

people, it will be 8 people , i am talking about growth. in the last 2 years, we have attracted more than 2 million new insured persons, but our pensions, especially the pre-mood pensions, where more than 500 of our pensioners are premature, which is effective in the discussion of the necessary reduction of support, and this resolution that mr. yusufy said and now how much will it help the fund in the short term, maybe it will have an effect on the fund don't see it, but in the medium and long term , it has good effects for the stability of the fund's resources and the stability of the support factor that mr. dr. yusuffim said . this coefficient is not allowed

to be reduced by the rules of retirement or prematurely. now, fortunately, this zarib has been preserved in the ashmaei provident fund since the beginning of the year, and we must try to ensure that those working people in the country are currently employed, and more than 6 million people are still covered by social insurance, be it the social provident fund or other funds. not getting ok. i will come back to you, mr. yusuffi, if we check the retirement age in many countries , some countries mention it in our report , but we did not have time to discuss it in the report. for example , iceland and norway are 67 years old, so let's make a comparison. i would like to say a few things about our country's relation to other countries and the conditions of other countries regarding the retirement age, so it is clear that now we have to look at the situation before it becomes a crisis

of pension funds, and in less than ten years we will be honorable retirees who are 30. the year has come, and this chest is at the time of its operation and when it was working has provided for these problems , but it is entering a crisis , we have to think about it now. in the seventh plan, the government made several decisions in the proposed bill. the first point is to increase the average length of the basis of pension payment. finally, the basis for paying the pension is retired, that is, in the last two years, the average income and salary of the employee is the basis for paying his pension. the first proposal of the government was to increase it from two years to 5 years, which means

that it will be at the expense of the retiree. the current retired practically the average income he has paid in the past 5 years, when you get a salary, his salary would be less . this was the first proposal that was in the floor. the parliament removed this, saying that it was only two years because these incomes, which somehow in the last two years, will be 30 years for all those who are working. before signing a contract with me, they told me that you will retire in 30 years, you have paid for the last two years , and we will be the basis of the pension. the first point seemed to us that this is somehow against the contract that was signed 30 years ago and he was employed, so those five years the end of this first amendment that the parliament did , the second point of the government's proposal was that the funds for example, the oil fund, the other funds, the social security fund, all the funds, whether they are loss-making or profit-making , should merge all of these over time , because

these funds are not owned by the government. the property of retirees and retirees belongs to that organization. oil fund, social security fund, other funds. now it is a military country owned by the government . for this reason, the parliament removed this and did not allow the merger due to maintaining the ownership of these funds. now he has reached retirement age. again , this was the government's proposal. we are all of the same cloth retired next year. can the one who is going to start his work from today, give everyone a 5-year increase in industry, in our country, there are some of the ministry of health, whose age is mainly based on the year of service, for gentlemen, i want 30 years , not to use too many personalization terms, the government said that i 5 let me add this year for everyone, that is, the one who um salal wanted to retire, the one who

plans to work today and retire in 30 years. we also saw this as injustice. the problems that retirees are facing now bad economy, facing the increase of their expenses, their diseases, we also said this is injustice, we corrected it in this way , to be precise, because a certain challenge quickly arose in five paragraphs, we said this to what not this person who is now 28 years and 30 years of work, these will not include the increase, they will retire with the same 30 years , unless they have a graduate education, they can study for 35 years , we do not have a problem with this, of course, this includes, for example, the oil company or other groups, where the age is not the same, the rules are the same. themselves. those who are 25 to 30 years old means 5 years summarize what is left of their service, i say this is multiplied by a maximum of 2 months for each year, that is, if it is 5 years, it is multiplied by 2 months

, it becomes 10 months. the main challenge that i saw now was also mentioned in the report that was given. in the case of the person who started today, that is, banana should work for 30 years. it was written there that this number is going to be 5 months, so now the conclusion is that they have to serve me for 42 years. i say this precisely because the honorable chairman of the parliament said it in zamangir and again we announced the basis of the pension ceiling for someone who today he starts working 35 years or 62 years old for men and 5 years less for women, so the person who starts today and gets hired will finally serve 35 years in terms of years of service or 62 years, so that's it. let me say this for the last time so that it can be explained. we also said that someone started working today and

is supposed to retire at the age of 35 according to the new law. the government added 5 years to you. did we make your average payment for the last 2 years, 5 years? this was injustice in a way, it was against the contract that was signed 30 years ago with the current employee and retiree in note 5. we said that today someone wants to retire at 30 years, not 35 years. we calculate, that is, instead of course, let me say another position for someone who retires with 35 years of experience . this is what the parliament did with the government. if you explain to us because of my choice and obligation , i want to kill mr. mohammad, so this is beneficial

if i work for more than 30 years and come to work for 35 years, until 35 years, the number of the amount means someone who works for me for 30 months and 10 days, i will work for 30 years and 10 days. his pension year is 35 days, we said this in note 5, you are someone who wants to, we did not close this way, you who came today wants to retire in 30 years because we told him that you should retire for 35 years, we said in note 6 that you have the option , you can come and retire, but we will count the same 30 days with you. very well, the implementation mechanisms of what you mentioned now, if you decide today if they are 30 years old, they will retire. if they are 25 to 30 years old, two months, two months for every year, that is, 5 multiplied by 2 will be 1 month added. executive mechanisms and those issues that are raised, of course, this is not a problem.

in terms of enforcement, please also explain to us. this is because now there is a word called discretion, whether i can or compulsion, it must be done. dr. yusuffi said that it has become a bit smaller between 25 and 28 years , there are 2 extra months between 20 and 25 years 3 yes, and finally 10 years, 20 years 4 it is a month and finally , under 10 years, 5 months will be added. mr. yusuffi's order was very good and effective in increasing pensions means that the denominator of the deduction for pension calculation has not changed. but the situation is changing , as it is said, the more history is added, the amount of the continuous increase or the ratio of the pension will be added.

the entry that mr. mohammadi mentioned that the challenge of pension funds will be solved somehow with this method is correct. i said that in the short term, maybe in the first year, because there is no additional history between 28 and 30 years, it might be effective. no, but in the medium and long term, not only the social security fund of the entire social security system of iran should carry out these reforms, and to be fair , the honorable members of the parliament also saw all the aspects that i added these two clauses and we should think about what i said should be done from 20 last year, these things happened, and maybe the support factor that i mentioned will remain at five . taking and raising the fact that there was no discussion of integration in the government's bill

, the point you mentioned was not about integration the average was not even 5 years, no, why is it clear , now if it is necessary, of course this is not to say who introduced this in the government bill in the decisions that were made. it was based on interaction. a decision should be made, the same decision that was said, if for those who came 20 years ago, considering the hope of life expectancy that happened, for example, we are now in the seventh program , we would have extended 2 years in each program , for the new entries today, 20 years. in the past , we had reached the age of 35 years in the government it was said that with the interaction that took place, we reached an understanding

that we will not cause some kind of trouble for the workers and retirees, their pension rights will not be reduced, and from this point of view , we will move towards reforming the management that should be done in the funds. he said that he did not come to the levels of the government, your answer is that in the management of the funds, there are also discussions if this increase of 60 years of age from 60 to 62 years and the increase of service years from 30 to 35 years is mandatory or optional, that is, a person can choose, for example he should work for 32 years or 35 years or retire at 30 years, well this is one of them there are issues that are still on the agenda of the honorable parliament , perhaps this should happen after the legal procedures of the honorable guardian council and the honorable expediency council, but for now, i think that mr. yousefi is in note 6, which should be in the form of discretion , which the parliament has announced.

it is optional, if we want, from the bachelor's degree, which if it is optional, it means the clauses one to five means it is no longer compulsory , that is, all people can become 60 years old, 10 years old, 60 years old 20 years old, and 50 years old, 30 years old, but if this note 6 is deleted or in other words, changes should be made in all those members of the society who are from insurance funds in fact, they are under the cover of insurance funds. i have to obey this servant, who is five servants. i have one point for you, mr. mohammadi. do you agree or disagree with this authority and coercion ? authority and coercion is an issue that the law must first everyone should be the same, you shouldn't say that part of it is voluntary and part of it is forced. well, the opinion of the honorable government is important, the opinion of the honorable representatives is important whether this

authority should come again in tabsela or not, but i say in general that you should see that in the world these reforms have been done maybe 20-30 years ago and will be done over the years, for example look, the country of france is reviewing these stone reforms every two years. surveys and does. well, this has not happened since 20 years ago. since 30 years ago. and what happened in 1980 and the following years was the pre-mod retirement, which was effective in the goal of retirements where the continuous number of our followers was our support factor. premature retirements caused the current ratio to be 4 and a fraction of 4. well, if this retirement existed before muhid and this authority exists, i might say that it has

such an effect on the sustainability of resources and fund balance. if not, mr. moradi, an expert from the majlis research center, is added to our group, mr. moradi, i greet you. have a good time . the reforms that were mentioned were in the form of a resolution and a point, which means solving the challenges and disagreements of the fund. retirement works from other methods such as economic methods or other proposals, not increasing age, now retirement and work industries? i would also like to say hello to you , dear guests and respected viewers. well, in completing your request , dear ones, why is it being said that there is a crisis? well, there are clear reasons. talking about the support ratio of loved ones, which has fallen in many of

our pension funds, and has caused a large number of these ages to depend on the country's public budget directly and indirectly, currently only four large funds currently, the country has about 33 thousand billion tomans, they only receive 16% of the country's public budget . dissatisfiers have crises. except for age and the issue that is approved by the parliament is to enter in another way and solve these problems. yes, there are different solutions to solve this problem, and in order to completely solve this problem, so to speak, they must have used a set of these, and we cannot expect that by adopting a solution such as just increasing the retirement age or, for example, just increasing

the yield of investments, we can solve this problem. the experience of other countries also shows that due to the very high sensitivity of pension funds to demographic changes, even countries that assets, in other words, capital funds their investments were significant assets, for example , a country like norway , these are going towards parametric reforms and revision of the retirement age . in these funds, the appointment model, the corporate model, the shareholding model, as well as the debates about the government's debts to the pension funds , as well as the plans and exemptions that are being implemented regarding the pension funds , etc. be used so that i can get some money for this discussion of pension funds, thank you sir

moradi, mr. yusuffi, that we have increased this age , i.e. 30 to 35 and... 60 to 62 , does not put the issue of youth employment under the radius of employment for young people who want to enter the workplace. now i have to give two answers, we have time to fix the problem. the first point of management is that we , who are young people going to work today, said that at the end of your service, you can stay for 35 years, that is, this young man who goes to work today at 30 years old, for example, at that time it gets old. 60 years of our life expectancy, now we are requesting an extension in some ministries, that is, now we are asking for honorable teachers again. we are taking some measures into consideration, it cannot be said that we are one of the things that will help, if the recruitments increase, now the income of the funds will return to the same balance coefficient

as it should be, as a support for this point. this is because, over time , we are helping in this way, retirement, life expectancy, with the view that we should look at the second point in the management of these companies. the ministry of economy, employment affairs organization and the ministry of welfare are helping we said that no one should enter the life of the board or ceo of a company by order, that the cost of mismanagement should be borne by the pensioners, so we obliged the government to bring a regulation on the use of expert forces in the economic field. thank you very much, mr. yousefi, mr. mohammaddi. thank you

mr. moradi for your presence and thank you as always. hello ladies and gentlemen, welcome to the world today in the round table of tonight's program with the presence of messrs . masoud shajreh and fouad yazidi , we will examine the policies of the british and american governments in supporting the genocide of the zionist regime, contrary to the opinion of the people of these countries. but before that, pay your attention to the latest news and