for the price of 29 thousand tomans , send a text message to 10657 with the number 1 to 10657, the name of the oath, in the name of allah, the most merciful, the media of the zionist regime, reporting that israel has accepted the conditions of hamas for the exchange of prisoners and is waiting for hamas's response. the white house has also announced that the agreement on the release and exchange of prisoners is very close. white house spokesman john kirby said of trying to reach an agreement that would lead to an exchange of prisoners, provided that all parties adhere to it. the media of the zionist regime also announced that if the agreement is implemented together, this agreement

will mean a five-day cessation of hostilities, which is the beginning of the work and is possible. it is continued. these media also added that the army dismissed a large number of reservists without official announcement. however, a member of the hamas political office said in response to this news: " we have not yet reached an agreement on the exchange of prisoners." ezzat al-rashq added: any exchange of prisoners is conditional on stopping the attacks on gaza. the minister of science, research and technology said at the national conference of scientific authority: in order to achieve scientific authority, we must examine and analyze the map of the country's scientific community, the 20-year vision document, and the system of evaluating and motivating members of scientific bodies and researchers. zolfi gol said: to travel this path, the difference between strength and weakness it must be known. the national authority conference

was held in the national library, relying on the preservation and promotion of the country's scientific status. scientific authority in the individual section, well, a university professor or one of our students or one of our artists should become a reference point. the results of his research will be a reference for his peers in the academic, group and regional departments of these magazines. latami means scientific authority has different parts that you should pay attention to all those parts and its prerequisites. hopefully, the result that will be obtained will definitely be a much more concrete result in this conference, while pointing out the scientific status of the country, the scientific reference of a national debate.

the list and all institutions, zinfan, actors and governing institutions must cooperate so that we can not only maintain our authority, but also maintain the rhythm of the country's scientific acceleration, according to the supreme leader. the removal of obstacles to the growth of this position was also emphasized. obstacles to transforming knowledge base into product industrialization. this ministry of silence should come to help. to the ministry of science, without removing these obstacles, scientific authority will happen in another 200 years it does not have the authority to reach it, which requires cooperation with other educational and scientific centers of the country and continuous communication with the scientific world. without connection with the universities of the world, we cannot do that growth. with the connection of our professors with other universities of the world, we can speed up the production of science and speed up the discovery

of science. effective measures should be taken for foreign students in the seventh five-year plan. currently , our country has 10,000 foreign students studying in iranian islamic universities he intends to gain the scientific authority of the region . hossein kashanian, the success of science foundations in the production of drugs for the treatment of throat infections in children. in addition to strengthening the immunity of children, this product also helps to maintain the health of children's ears, nose and throat. a special product for the treatment of infections in children. it is in the form of a sachet with the effective ingredient probiote esti and varus k12 . it can have a very good effect on children with a very delicious strawberry taste. this probiotic

can help maintain the health of the mouth, throat, and tonsils. this product is a sachet probiotic is a company of domestic scientists. probiotics are designed and produced as compounds, or in other words, they are mechanisms or living organisms that, if people use them in sufficient quantities , can have beneficial effects on the health of the person who consumes them. probiotics have no restrictions or contraindications for any age group. everyone can use them. this drug. suitable for children 6 months and older. the mechanism of the effect of kidy guard is that the bacteria that contain the pathogenic bacteria inside they are in the oral area, it competes and causes healing . on the other hand , it also reduces pro-inflammatory cytokines. this product

also prevents inflammation of the oral cavity and eliminates bad breath. we don't have a similar product inside at all, and zero to kid guard was done in iran from design, production and engineering. this product has been recently commercialized and can be used to treat children's infections with a doctor's prescription once or twice a day. soltanian news service according to a report by yahoo, researchers say that smartphone notifications disrupt normal functioning the brain has a negative effect on the mental health and concentration of users. according to this report, every person receives an average of 24 notifications from their smart phone every day.

you hear sounds like this constantly throughout the day and night. notifications that try to fake our attention to different topics. sometimes with high importance and mostly with low importance. such as software update messages, barrage messages in groups, receiving unnecessary content and news. these endless notifications can disturb our concentration at any moment and put a double pressure on the normal process of life do when we wake up in the morning, our brain is ready, we are refreshed, and over time, the brain begins to receive different messages, so-called , it stimulates the nerve receptors in the human nervous system and causes. a series of waves are transmitted to the brain, which the brain interprets . if the number of these messages is too high, it causes brain fatigue, and brain fatigue itself causes anxiety

. unlike previous generations, new smart watches and tablets have significantly increased notifications to the extent that more users they struggle with the worry of losing messages, charging devices, and worrying about weak data. in order for our brain to fall asleep , it needs to reduce some of its activities first, and after that , the so-called relaxation of the human brain to fall asleep. these messages prevent the brain from having a relative state of relaxation before going to sleep . it somehow leads to sleep disturbance or causes and one of the common problems in people is notifications, which means the feeling of hearing or receiving a message without it really being a message or creating a feeling. anxiety and jumping hearing similar ringing sounds

on other people's phones activates the physiological stress reactions of the body. the symptoms that can appear are that the person sees behaviors from himself that cannot be justified for himself, that is, it was not like this before, nervousness, aggression, etc. as i said, the sleep disorder of phones or in this virtual space, you can stop receiving a series of these messages on your phone .

greetings, politeness and respect to all the viewers of meiz ekhozt program, you saw it in the news did you hear that the head of the central bank announced today that the number of check-related convicts has increased from one person per day to one person per day, which means that we had a successful performance in the field of bounced checks

and were able to reduce the number of cases and the number of prisoners. badim in this field and also to emphasize that today the check has become a reliable payment tool, of course you remember that in the past years, these checks used to have a little value, but this is an old fisherman's check now. you can use this breath , but if it is for any tradesman, market and shopkeeper and if you are an intrusive businessman, goff has opened his cash register for you. you will see that he had a lot of statistics, a bunch of bounced checks, for example, that he had no hope that one day this check would be passed, but what happened after 2017, a new law came with in the name of the law of fisher's checks , it means that you confirm that you received this check , what is registered, the check becomes valid, of course you remember , it is almost a check. it had turned into a sheet of paper that could not be counted very well. now

the situation is different. in the old days, we used to go and look for you and later come back and no one could get the money. you are almost there. the statistics tell us to go to the program . we will talk more about it with the guests of the program, but let me tell you that now you are a draw a fisherman's check, your check will be returned, everything will be closed for the amount you drew the check, naturally, this person will promote the person who is making the check, to do this with more calculations and books, with more confidence, naturally, in the other side of the person who is taking the check has more confidence and care we have also addressed the systems that have surely come to your attention in the reports of colleagues , for example, you have a system of checks on the way. do you want me to trust him or not to trust him? you can inquire about the status of the economic activity of the person

who drew the check. see if this check has bounced or how many. it's not the same paper as it used to be, just like everyone else if he wants to come and easily draw several checks, then let's go and find him, we won't be able to get our money, of course, this is not zero, but of course, the credit is back as mr. rais kalem mentioned about the checks . all these explanations i gave you are equal to the statistics that i want now. let me show you what happened in the field of checks, the most important thing is that since the year 2016, for example, if you look at this statistic, what does this show us, it says that every day we had 10 prisoners related to checks, that is, for example, from the morning when we have started talking to each other during office hours until now it is 3 o'clock about an hour later, we sent about 10 people to prison for checks.

what happened to this number that we are talking to each other today? we reached one prisoner every day, that is, from you every day, we reached 10 prisoners to 3 days of one prisoner. the number seems to be a very reasonable number . you can see from how much to how much, but we also have other statistics . well, you may have this question that basically the use of checks has decreased. let's see the next statistics together . the number of prisoners i showed you was 10 people every day since 1996. what happened now ? we are in 1402. 2 years after the implementation of the law, one person goes to prison every 3 days. of course , one person every three days is too many. for example, if we don't have anyone at all, we had a 60% decrease in the number of returned checks , a decrease of 500 in the amount of returned checks, that is, from april 183, 99 , we reached 7 and 8, and the amount also decreased from 20.

100 indicates that we have had a decrease in the ratio of returned checks to the amount of returned checks the prisoners we sent to prison for checks, but how many more people use checks now that we have talked so much, the value of the prisoners has increased, what does the statistics of the central bank show us ? what that is, in april 2019, 60 poverty checks were drawn, and this number reached 100 in may 2010, which means that this year it reached 8 million . in addition to reducing the number of prisoners, what did we do to reduce bounced checks? this tool that was talked about today has become a tool. it has become more reliable in our exchanges it has been used and 40% of people have more trust in checks and in their transactions in their business, they use the new check more and

we have a 92% reduction in the time of removing the effect of the check . come back and meet him. i explained to him first. i explained to you that many businessmen have so many checks that they have no hope of passing, but what happened in 2016. if you wanted to make a check, it would take about 36 days. you should have been delayed for more than a month, but now it is less than 3 days a report from our colleagues in the bankome group of radio and television news will be prepared for you. let's see it together . we will come back and start our conversation with the guests of the program . we had a person who bagged 7 billion. the papers that one day became a disaster for economic activists, i have a returned check, my friend, 10 years ago, we had so many old checks, i loaded almost 5 checks, the ones from 1995-1994, according to statistics , until 1997, the check was not located, the second issue

of legal cases entering the courts and the fifth obstacle in the atmosphere of the businesses had been an average day to checker in our system, it has been returned from the so-called you. i got a job from a servant of god. now, for 5-6 years , he delayed us because i will pay tomorrow, i will pay next week anyway. now, i have been going to these courts for almost 3 years. the law that came into effect in 1955 was of course accompanied by amendments, but these amendments did not respond to the volume of transactions of the check law of 40 years ago. the latest amendments to the czech law. it was related to 15 years ago. and there is no proportion of these stunning advances in information technology and electronic banking and communication systems

there is no supervision for financial transparency and control to prevent and deal with economic interests in recent years. the prison doors were opened 10 times a day just for these unplaced checks. 10 people go to jail every day for having checks. these things finally brought the work to baharestan. year 97. what we have done in this plan, the types it has. one: withdrawal of checkbook issuance from the hands of commercial banks and its concentration in the central bank. d. crediting the check. as proof of registration and registry of its information in the system. decreasing the population of bounced checks by preventing the issuing of bad checks. now with the approval of the representatives reduced both the amount of issuing bad checks and prison entrances. in may of this year, we had only 9 prisoners related to checks in the whole month. according to the central bank, 80 % of returned checks can be canceled within 3 days

, which means that only about 2% of all exchanged checks will not be canceled within 3 days. from the checks, it was about 45 days , now it has reached about 3 days. now, with this new law, the so-called debtor has to look for the creditor. the vice president of new technologies of the central bank is also present , as well as mr. ghorbani, the head of the revolutionary courts of tehran. we are at your service, mr. pajmanfar, the head of the 90th commission, and they will be added to it online. also, greetings to all the guests , i would like to start with mr. moharramian , asking mr. moharramian what the statistics are telling us today, and what happened to get us here. today, mr. farzand, the head of the central bank announced that the check is now a reliable tool of exchange in the name of hazrat haq

. i greet you and my dear viewers. today we had a conference on electronic banking and payment systems. mr. dr. farzin ham and also mr. dr. zare pour as two key words in this conference actually said some things. well, the very important point is that wherever we took the services to become electronic and actually eliminate the human power and also become non-attendance, in the end it was a very useful action and in the end it brought the people along. we can see this in different places. including me, i will now give you a statistic of 98% of banking services, which was almost 96% before. a lot of corona it had an effect on this. in fact, the increase of 98% of banking services are now being provided electronically. well, the statistics are very good and of course it should

continue. for other cases, let's say one of the really progressive laws that were introduced in the middle of 2017 and really us. he also put pressure because the work was very heavy, there were 18 projects, 1 million man-hours of work, so that we could do it , it required extensive coordination between the center and the banking network, which, fortunately, was done well. we have to check the results, so let's go to the statistics look exactly, in the first days when we implemented the project in 1400, the number of checks that came was equal to the number of new checks that came to the market , about 12 of the total checks. we have limited the old checks rejected at the issuing bank, in fact, they can be cashed, and gradually, following this restriction , it seems that the old checks

will be completely removed from the market, we have returned the amount of the check. how many checks have you returned since 2016, which was about 20%, but now it has reached about different months, of course. well, it's normal to have a difference in 7 88 last year, we also had a month below 7. there was no history of all checks being returned. the numbers went up a little bit, but it was over 20, which means that one out of every five checks bounced. the statistics were so bad that unfortunately, the check was gradually turned into a regular paper . they don't accept many checks. now all friends know it. in the market, there is really a credit check, especially after the implementation of the mahcheh project, which we now have on a daily basis of course, about 30,000 to 40,000 accounts belong to less people. the number

of bounced checks is less daily. 30,000 to 40,000 accounts are being blocked in the banking network due to actually returning the check. well, this is because the person who previously issued the check is zainaf chek is running after him saying, "sir, come here and give me my money, in short, now he is acting so fast to return the religion that is in his regiment that the average time from about 37 days for 80 returned checks, this time of 37 days has already reached 3 days, that is almost no time passes when the check is cleared, and in short, it is a religion the party that has to pay pays, well, it seems that the people are in much better conditions . in fact, we were very worried about this issue so that all these blocked accounts would not create a problem for the market. it has been completely reversed, that is, swathar's son went from 37 days to 3 days, 3 days. yes, this number is a very good number, as i said , at the same time, we also tried

to study the next process. the dear ones in the judiciary, the friends of the parliament helped us a lot. in this matter, with the legal advice given and the letters that were sent to any party, it was possible to solve the problem there was a very small balance, a very small deficit, and it had to be completed. they forced people to deposit up to twice the amount of the check, and then the problem was resolved . checks have increased, but over time , seasonally , as it has been, it increases and decreases every year. if we consider the working days in 2016 almost 300 people go, in fact, life means 10 people per day, which we mentioned , the statistics are like this, well, the statistics were high

, especially a large part of them were female prisoners, as you know, every person who goes to prison is a lot of people. they have problems around that person. when a woman goes to prison, these problems become twofold , considering that the woman is the pillar of the family, and in any case, many problems with most of the female prisoners are related to checks. now, the statistics we had in september last year reached 15 people per month, or in fact, about every day. one person for two days. during this month, we again joined our loved ones in the prison service organization. the statistics had reached one person every 3 days, and the statistics of april was our month, total of 9 people in april and may together, there were 18 people, one of whom was only a woman. well, this is really a brilliant success that actually happened based on a good law and its good implementation, and naturally, if there are still problems, we will investigate and

fix them in the time frame, thank you, mr. ghorbani. as the head of the courts of tehran, i saw you giving a report to the head of the judiciary despite all these statistical discussions. when we did, you said that not on the contrary, this happened and the judicial cases in the czech field have increased. how do you say this, how did you reach this number, in the name of allah, the most merciful, the most merciful? greetings and respect to his highness and our respected viewers in connection with the discussion of a law. reforming the check, the goals that the legislators follow, well, the discussion of the principle of speed, ensuring the principle of speed in commercial transactions, the discussion of providing trust and credit to commercial transactions, as well as explaining the protection of creditors and the acceptance of checks as an immediate payment tool in society and strengthening it in society. there is , and the most important thing is to reduce what is related to us

the cases are submitted to the courts. of course, before we get into this discussion, i remember one thing . you said that what kind of law is this new law? for example, it is not good. i mean, we said that it was not effective. we are talking about the number of incoming cases. we accept all the comments of the respected expert. this is outside the scope of the judicial system, but for the volume of incoming cases to the judicial system, in terms of numbers, the amount and complexity of the claims are added before entering this amount . let's sit down. for example, i have a question for you i want to tell you now that you spoke with the headquarters of the prisons, the statistics of 300 prisoners in one year, that is, 10 prisoners every day, has increased to one prisoner every 3 days. doesn't this mean that this law, for example, was able to work effectively, because it doesn't.

it can be in this sense, because the strictness that is in some cases of issuing hands and the restrictions created by the law will definitely reduce the issuing of doubts and the lawsuits of that type will be reduced, but in the situation in our current situation is the number of cases entering the judicial system from an analytical point of view we say, if it adds to the complexity of the lawsuits, why not? because in the past, if we say the number first, for example, how many checks were there, then how many were there? let me give you an explanation, your excellency , we used to have a lawsuit, and when the holder of the check came , he had 3 ways to claim his rights or through criminal action . he used to register

or file a lawsuit through the executive, and demand it in the legal courts today, without the need to violate the court order, simply by presenting the document , if the terms and conditions of article 23 are missing, which prohibits the issuance of the executive order at the request of the holder of the executive check. is issued and they do the process of execution of judgments after notification and legal procedures, but now , according to this request of our executive server, according to the number of executive orders issued by the courts, it is possible that the person who holds the claim check may file a claim for damages , the defendant means the issuer of the claim check. the handover of the check is a case against him, that is, the owner of the check is only against

the amount of the check, and he is entitled to a lawyer, but for the sake of the check and other partners of the check , he must file a lawsuit, so if you agree, step by step, the number of cases these are more complicated than handling a stand commercial businesses have also increased in terms of their number. this complexity was not there before. for example, before the new check law came , it was very easy. it is one of the grounds for issuing a divorce case. we had the issue of the independence of the signature. according to that, the speed of the proceedings was ensured. for example, we can say that between 3 to 5 months, 5 months, 3 to 5 months, it will be nothing. anyway , we guess that for example, based on the assessment of up to 5 months