hello at 4:00 p.m. allocation of 50 thousand billion tomans of new credit for childbearing and marriage loans, the manager of the central bank's credit department said that based on the approval of the central bank's supreme board, it was decided that from today 50 thousand billion tomans of new credit will be allocated from the release of legal deposits of banks to the amount qarzaul hassan loan facilities, a new measure that

will be implemented starting tomorrow , god willing, is that based on the resolution of the central bank's high board, it is decided that 50 hamats will be allocated to them from the release of the legal deposits of the banks. the bank will also be notified god willing, we will make good things happen. the first is that the process of paying for education will be facilitated compared to the first five months of the year, and also that the registration of applicants was difficult, and the central bank is also aware of this, really in the first five months of the year. the registration people were facing problems for registration and this was based on the fact that the quotas that were announced to the banking network and that was based on the capacity of the banking network are much less than the demands that people have for the central bank system. inevitably,

it was opened based on the amount of quota that banks can pay this action, which god willing will be done from tomorrow , the registrations will also be facilitated . central bank's credit department also said that the banking network has paid about 90 thousand billion tomans in marriage and childbearing loans since the beginning of this year. billion tomans have been paid in the last ten days. the specialists of a knowledge-based company designed a system that automatically repairs stable electricity for them in order to reduce the failures of industrial devices caused by power outages. this product, by connecting to two power sources, can make a decision in a few milliseconds find which one of the lines

provides the best conditions for the operation of sensitive devices and in emergency cases to prevent damage to brody's electrical equipment, disconnect them completely. reduction of frequency interference with other equipment , proper and more convenient communication with the user, graphic display, various alarms and recognition of errors that occur from the advantages. this is the system. the head of the country's land affairs organization announced that so far interference has been removed in more than 80% of the country's agricultural lands, and expressed hope that in the next two years, the failure

of interference will be completed at the national level. in the 13th government, it was taken over from 11%, today , fortunately , it has reached more than 80% of the entire country, in the field of issuing and transverse agricultural documents , it has been taken over from 4% and today it has reached about 60% of the country's agricultural level, which with the cooperation of the registration organization and the organization omar from the country is in progress. the ownership aspect, which itself has two axes and two pillars , the first is to eliminate interferences and the second is to issue a transverse agricultural document , it is one of the pillars of the legal health of society and reducing the input of cases to the judicial system , it guarantees the security of investment , it ensures the preservation of agricultural lands prevent crushing and it ensures horizontal dispersion of agriculture and definitely a good source of good results. for the agricultural sector of the country

. the attacks of the zionist regime on gaza have caused the destruction of the sewage network of this city. the situation is dangerous. it is possible that the autumn rains will arrive because it will cause sewage to flow in the city and these living conditions will face more serious problems for the living conditions of the palestinians. we came to the north of gaza and jabalia camp. the municipalities of this area organized a meeting to warn about what may happen in this area. due to the attacks of the zionist regime. municipal heavy vehicles have disappeared. this problem has caused many problems, including in sewage disposal. the municipalities of northern gaza announced that coastal waters in the northern part of the gaza strip have been polluted by the influx of sewage. they also warned

that in about a month, the streets of the gaza strip will be flooded due to rain. and people living in tents with a new crisis. a person born in the north of the gaza strip. this area was severely destroyed and more than 200 thousand meters of sewage network, 200 thousand meters of water supply network and 35 water wells were destroyed. also more than 60 thousand tons garbage was piled in front of 60 idp gathering centers. all these issues cause the spread of the disease.

the purpose of this work is to

give the free nations who are in favor of peace and freedom and freedom of self-determination an opportunity to write their interdependence messages and show their interdependence by writing these sentences . the policy of the new government of argentina, which supports israel , does not in any way express the position of the people of this country against the cause of palestine. the people of argentina were always in the forefront in support and solidarity with the palestinian people. the argentine nation is generally a cultured nation. we support and solidarity the people of argentina and the people of palestine saw their participation in this project. the passing of life and the fatigue of years of activity have not prevented this elderly argentinian citizen from traveling a long distance from his home to the palestinian embassy to send a message thank you for your attention.

allah is great, god is great, god is great, god is great , there is no god but god. there is no god but god. there is no god but god. i testify that muhammad is the messenger of god. i testify that muhammad is the messenger of god. i testify that

muhammad is the messenger of god. hai ali al- salah hai ali al-salah hai ali al-falah hai ali al-falah

hai ali khair al-alam, hi ali khair al-alam god is great, god is great, there is no god but god, there is no god but god.

humans have always sought to meet their needs in life and had to pay a price to meet their needs. for this reason, the use of precious metals such as gold and silver to facilitate exchanges and meet needs became common. passing the date of transportation and security of gold and silver coins d. this is the reason why people are looking for a suitable replacement for coins. coins were slowly replaced by receipts that represented a certain amount of gold or silver, and offices were created that issued these receipts and paid for these receipts. gold and silver coins were paid to the holder of the receipt. the place where receipts were issued were benches called banko, which progressed. transactions took a more modern form and the first sparks of institutional establishment in the world occurred.

the structure and institution that was called the bank and became an inseparable part of today's societies and modern life. the first banks were formed with the purpose of keeping the gold and silver of the rich and in some cases paying them interest. from the gold and gold that the rich received for safekeeping , they gave loans to the owners of economic activities and capital applicants, and in return for granting these loans, they gave sums to they demanded loans as interest. by allocating a part of the profit for themselves, these banks presented a part to the owners of the coins. gradually, the process of receiving interest from borrowers and paying interest to the depositor. it became a custom among newly established banks. a method that

is being used, developed and expanded in various ways in the banking industry of the world. in fact , the banking system is a type of funds mediation. in any society in any age and time in any place you study, a group of people have rocket capitals. they have unused funds that are their own for various reasons, they cannot use those funds directly. business startups are the opposite of economic activists, who , while they have the ability, knowledge, and experience of economic activity, do not have enough capital. the bank comes between these two groups of people and two groups, in fact, of rock capital. cash and human capital establish a bridge of communication.

banks have set foot in iran since naseruddin shah needed international borrowing . and at that time, the king received a loan for the privilege of establishing the bank, and the imperial bank the first official bank in the country. in a simple and general definition, a bank in most countries of the world acts as an intermediary of funds in iran as a depositor's attorney. it works, there is a small difference here that when he acts as a lawyer, the discussion of the original agent or principal agent arises, but when he acts as an intermediary of funds in a different way, when he is considered as a participant, another difference is created. profit

is the main driving force in many activities and this exchange of profit and interest has been prevalent in societies since the past. a title that is called riba in our religion. usury in the word to it is said that something is added to the principal of the loaned property. islam has considered riba as haram and has imposed very strict rules on it. as far as riba is considered a war with god, because the nature of riba is destructive. from the point of view of islam, the formation of robots in society causes the destruction of production. the progress of usury in the society will cause the increase of all kinds of chaos and corruption in the society and in this situation the masses of people will be deprived of the pleasant and enjoyable blessings of life. of course, this issue is not limited to islam and there are clear documents in the religion of jews and christians that prohibit the payment of interest and the receipt of usury.

he did not do it and considered it to be the cause of losses. the capitalist system, based on its own culture, came to use this tool with the legal form of loan, which is known as ruwa in our jurisprudence . should we use it exclusively in this way, or can the same mediation of funds be designed in the form of sharia contracts. did in every economic transaction, there are parts called profit and loss. when profit and loss are based on attention to the institutions of production and the realities of an economic activity, real economics is in progress. but when it comes to the main institutions of production and real economic events if we pay attention and consider the payment of interest regardless of economic activities, a gap

occurs between the real economy and the nominal economy. one of the main factors is destroying the economic structures and creating a gap between the nominal economy and the real economy. in interest-free banking , contracts are used, for example, company, mudarabah, sale, lease, loan, advance, that is, contracts that work with the real economy. unlike usurious banking , which is based on loan contracts with interest, which are simply called paper contracts, the difference between, for example , installment sales and loan with interest is that in installment sales must be a production, a product must be made, the bank will buy the product and then sell it in installments, that is

, before the banking activity is formed, the real economy must have moved, but in the contract. it is possible that the real economy has not moved at all , but you have access to a loan with interest through a bank, and the bank has received its interest , so we say that interest is formed there regardless of the real economy, but in banking without usury , if you want, it is correct. if it is implemented, the real economy will definitely start moving and profit will be formed. at that time, the bank without usury, it explains the real profit of the economy. some of the phenomena that

enter islamic countries from the west are thought-provoking. muslim religious scholars, when they encounter that phenomenon, sometimes they see that the original mission of that phenomenon is a wrong mission at all, the mission of that phenomenon is not compatible with the teachings of islam, here they usually oppose the phenomenon itself, but sometimes they see that its main mission there is no problem with the phenomenon, but the format and shape. there is a problem with its implementation. when the phenomenon of the bank was faced by religious scholars, muslim thinkers saw that the bank is a financial intermediary. it collects the racket funds from people who have surplus funds and provides them to economic activists, farmers, artisans, service providers

, and merchants, and they can create employment, generate income, and increase public welfare. islam is not incompatible, but compatible, but from that side they see that this mission is formed in the legal form of usury, that is, western banks collect deposits in the form of loans with interest, and on the other hand , when they ask for a loan, they take credit in the form of loans. well, it was here that people like shahid ayat allah sadr came up with a new plan by writing a book like al-bank al-larboy fi-e-islam and said that we can maintain the main mission of the bank, that is the middleman.

or islamic profit contracts, such as mudarabah , murabahah, lease, and similar contracts, it was here that the idea of ​​usury-free banking came up. the main mission of the bank should be maintained, but within the framework of accepted sharia contracts. banks were often attacked during the islamic revolution due to usury. people attacked the government banks and destroyed them . but imam khomeini, may god have mercy on him, this practice considered wrong. and the banks were declared part of the property and assets of the baitul-mal, gentlemen, who, according to

the opinion of the special commission, in these four paragraphs, with the same words and with the same characteristics that we have read and given to you, and with the same quality as the amended ones, that is, the one that here are the gentlemen who agree to inform our government for implementation , these gentlemen should revolt. he surrendered with an overwhelming majority. in 1362, the law of banking without usury was approved. this law, which was promulgated for a five-year trial period, tried to eliminate usury and interest from the banking system. we have an interest-free bank. we have an islamic bank in a bank without usury, the main concern is to remove usury from the banking system. for example, he has a disease, all kinds

of problems in his body, but the doctor recognizes that we need to bring down his fever for the time being . his diseases are diseases. the acute problem of western banking, the usury issue, should be treated. scholars have recognized and believe that we should focus on eliminating usury as much as possible. let's leave islamic banking with the duty of riba, we can only say that this banking has become banking without riba, but is it islamic? no, the promulgation of this law was a step on the way to banking without riba, and in those

days, some bank contracts needed to be amended and changed, of course, despite the need to review this. it is important that it did not happen and after 5 years of review, such an event did not happen. and reforms have been made, for example, three more types of transactions have been added to the types of transactions in the banking system, but one thing that happened when the implementation of this law began in 1363 was that the money and credit council approved a regulation. tick ​​in this regulation allows. that the banks pay interest to the depositors, that is, to give an interest that is, for now, the sum of

it will be available to the depositor until it is determined at the end of the financial year how much the interest was, if it was more than this , they should give it to the depositors, although in some cases , interest was observed, but in principle, interest on the account was replaced by riba, and this transaction is in the public opinion. a form of usury. he was giving according to the account amount paid to the depositors, the banks received interest from the beneficiaries of the facility, and in reality , only one title remained from the interest on the account. the basis of sudab law was the supervision of the bank to achieve a real partnership between the lender and the borrower.

but in the practice of the bank in the field. achieving real participation did not show sensitivity and customers also considered the payment of interest as a criterion. over time, this became a natural process and although this recipe was implemented in some cases and some banks, in some cases it was only a written law. you see, the question of the banking system cannot be answered in one piece . regarding the discussion of usury and whether transactions. is it usury or not? banks are different and i classify banks in three groups. the famous saying of rating was used in our country in this sense and some of our banks are rated for this reason, both their board of directors and their employees and their senior managers pay due attention to

ensure that the transactions are correct. in other words, they have the necessary confidence, they provide the necessary training to their employees. shariah supervisions are carried out in order for proper implementation to take place in the banks, and we can say that fortunately these banks were able to really behave within the shariah and legal frameworks, and we can consider their performance to be defensible. another group of banks. in some transactions in particular in big transactions, yes, they try to observe sharia transactions , observe sharia views and rules of transactions, they give proper training, not enough , but they have it to an appropriate extent, and the third group, unfortunately , are banks and credit institutions, which despite being under

the auspices of the central bank . they exist and they are legal institutions , but they do not have the necessary accuracy regarding the performance of the transactions, the legitimacy of the transactions , they do not give proper training to the employees , they do not justify the customers, as a result, many of their transactions are facing various sharia doubts. it was mentioned earlier that banking laws without usury apply in some banks and at the same time, apart from the demand for participation interest, the banks were responsible for civil and social services such as participation in the construction of roads, schools, hospitals, and activities in urban and social affairs , which

separated them from the identity of usurious banking to some extent. would do although there were problems in the banking system.