a crucial clash before the race goes in to the deep freeze over the holidays. and there's just 7 weeks to go before the iowa caucuses. if there's a take away phrase from the whole thing, chaos candidate. that's what jeb bush called donald trump in one of their back and forths. >> jeb: donald, you know, is great at the one liners. but he's a chaos candidate and he'd be a chaos president. he would not be the commander in chief we need to keep our country safe. >> donald: jeb doesn't really believe i'm unhinged. he said that very simply because he has failed in this campaign. it's been a total disaster, nobody cares. >> sabrina: well here was another showdown everyone wanted to see. ted cruz and marco rubio, the 2 young princes of right of center politics. senator cruz from texas has picked up steam in recent polls here in iowa and spent much of his time taking on rubio, a fellow senator. mostly on their voting records on immigration and national security. >> marco: as far ted's record, i'm always puzzled by his attack on this issue.

people who are in this country illegally. ted cruz supported a 500 percent increase in the number of h-1b visas, the guest workers that are allowed in to this country. and ted supports doubling the number of green cards. ted: it is not accurate, what he just said that i supported legalization. indeed, i led the fight against his legalization and amnesty bill. >> sabrina: one other bit of news from the debate, donald trump's definitely running to be the republican candidate for president. the gop front runner has frequently teased the gop's top brass with the possibility that he could mount an independent run if he's not treated fairly. but breaking news, he says he won't do it. >> donald: i am totally committed to the republican party. i feel very honored to be the front runner. >> sabrina: well, does he really mean it? we'll have to wait and see, we'll break down more of the debate in depth with political science professor art sanders a little later in the show. but now to some political news breaking at the end of this week. the democratic national committee suspended senator

campaign's access to the dnc voter database. that's after the party organization said the campaign was able to take advantage of a software error to access hillary clinton's confidential voter information. it happened when a firewall went down on wednesday. well the campaign's national data director was fired over it, but the sanders campaign came out afterwards and said the dnc is doing this to undermine them. well, it's still a developing mess right now, but joining us is somebody who can help sort it all out. pat rynard with iowa starting line blog, but you used to also work for hillary clinton's campaign. >> pat: yeah and number of campaigns that used this software. >> sabrina: so first of all, what's your take away from this, how wrong was it that bernie sanders possibly had access and potentially looked at that information? >> pat: sure, well over all it's unprecedented on a number of fronts. number one, that there was a breech in the firewall between the campaigns. that the clinton people were able to see a sanders stuff and sanders people able to see clinton's stuff.

sanders staffers and not just any sanders staffer, but their national data director, actually used it to run a bunch of lists of the clinton data. and number 3, that the sanders campaign access to it has been cut off completely. i've never seen that before. especially this close to an election. >> sabrina: so first of all, i mean how detrimental is it to a campaign to no longer have access to this data? >> pat: sure, i mean you use it all the time. the national voter file, the van they call it, it has everything. it has all your lists of voters, it's where you put all your information in. it's usually where you keep mostly your volunteers. so, right now you know, they can't print off lists of call sheets, of walk lists for their volunteers to come in and use. i mean, from the very top to the very bottom, every single staffer uses this. not just every day, but like every couple hours a day. i don't know what i would do right now if i was in a sanders campaign office. >> sabrina: well so do you think they're response saying that this is the dnc trying to undermine clinton, or undermine bernie sanders campaign?

>> pat: no, i think the dnc needed to do some thing in response to this, because it was definitely a improper usage from their data director. i hope that they get it back up pretty quickly, because, i mean, the bigger problem here is that there's so much mistrust between the dnc and the sanders and the o'malley campaigns. that everyone sees debbie wasserman-schultz, the dnc chair, as biased towards hillary clinton. so they're immediately gonna assume the wrong, that there's suspect motives behind it. >> sabrina: well first of all, for sanders campaign. i mean, they say that they had seen this issue earlier on in the campaign. they brought it to the dnc's attention. they said, they claimed they fixed the firewall problem. i mean, so, why is it still happening? >> pat: well and they have, the sanders campaign has reason to be frustrated too. everyone's a little bit at fault in this, although i think what the sanders campaign did really took it to a different level.

these breaks in the firewall between the national presidential campaigns at this level. especially if they've seen it before. so you know, the voter file vendor should have cleared this up earlier. >> sabrina: ok, but so moving forward, you said that you hope that the sanders campaign have access to their data again. but how do we make sure that some thing like this might not happen again? >> pat: actually, at this point it should be pretty easy. because you can track pretty well what everybody does in the voter file. every user for every campaign, i don't think they would try this again. (laughter) >> sabrina: i would probably assume that that is true. now let's talk very quickly, we have about 30 seconds left. do you think that hillary clinton's campaign is being treated, being given the upper hand through out this whole campaign process? >> pat: yeah. >> sabrina: yeah, you do? >> pat: yeah, i think the dnc, in particular wasserman-schultz. especially with the debate schedules. you know, they scheduled so few of them, it's only on, 2 of them here are on saturday nights, when not that many people are

they've kinda tilted the playing field in a way. and then wasserman-schultz, when ever she does media interviews, there's always kind of the sense of distain for any of the non-clinton campaigns. that doesn't help things. over all, it's just bad for democrats. because both sides are just really angry with each other. every supporters are you know, accusing the other ones of hoax. so, hopefully, it just goes away. (laughter) >> sabrina: let's hope that we can have some smooth sailing from here. >> pat: right. >> sabrina: pat, thank you very much. (music) >> sabrina: alright up next, debate in depth. a local political scientist to discuss if the republican candidates did themselves any favors in the last debate of

(music) >> sabrina: welcome back everyone. let's check in on the latest polls here in iowa. for the dems, a solid lead for hillary clinton, 51 percent support. bernie sanders at 40 percent, martin o'malley at 6 percent, this according to the latest numbers from quinnipiac university which polled likely iowa caucus goers. now on the republican side, it's getting tighter at the top according to quinnipiac. trump still the front runner,

28 to 27 percent support. followed by marco rubio, ben carson, jeb bush rounding out the top 5. well some more news from that same quinnipiac poll, what issues matter most to voters? terrorism is now the top issue of mt concern to iowa's republican voters. 30 percent say so, higher now even than the economy, foreign policy, immigration or the federal deficit. since it was the first gop show down since the terror attacks in paris and san bernadino, we kinda got a bit of a preview of how a republican president would reshape u.s. national security policy. so joining us now is political science professor at drake university, art sanders. art, thank you so much for being here. >> art: you're welcome. >> sabrina: now, with foreign policy the focus in this debate and voters paying most attention to this issue, as we just mentioned. how did you see the candidates distinguishing themselves and do you think that anybody really gained any ground after this? >> art: well, it helps a couple of candidates simply because

most, particularly, it's been good for ted cruz, not because he's a foreign policy expert. btu because it allows him to distinguish himself from donald trump with out attacking donald trump. it's not a great issue for donald trump. it's also a good issue for marco rubio, because rubio's weakest issue as a republican. an issue which in fact might be stronger for him in the general election, is immigration. and to the extent that he can talk about foreign policy, he's preventing a conversation about immigration. you showed that little bit earlier where ted cruz tried to attack him on immigration. rubio wants to talk about foreign policy. >> sabrina: which hearing marco rubio talk about foreign policy is rather impressive, you're right. now, what do you make of this, we'll call them attack pair ups. so, jeb bush and donald trump,

other. and then of course, as you mentioned, ted cruz and marco rubio attacking each other. why do those candidates feel that they need to be tough on each other? i mean, why don't ted cruz and donald trump battle it out more? >> art: ok, jeb bush is in big trouble. he knows it, everybody knows it. he spent an enormous amount of time and money here in iowa and he's at 6 percent. the only way that he's going to start to gain some traction is if he can bring down donald trump. he has attempted to attack trump in the past with out any success at all. he was probably a little more successful this time. we'll see whether or not it's enough and trump always attacks back. cruz, his strategy is to be there when trump doesn't make it because trump has a ceiling. everybody knows that, nobody

but there are a lot of people who think that donald trump will not end up with the nomination. cruz wants to be there to pick up those voters and so he doesn't want to alienate them. so, he goes about, he lets other people attack trump. he attacks the other people who might challenge him and he hopes that all those other voters move in to his camp. >> sabrina: ok, very quickly. do you think trump has the potential to get the nomination? >> art: i think it's highly unlikely, but yes, he has the potential because there are, as long as there are soany candidates and the anti-trump forces can't move down to a single person? he has a chance. >> sabrina: it's so interesting and i wish we had more time, because there are so many more things we want to talk about. i want to talk about ben carson, but you know, we have no time. art sanders, thank you so much for being here. (music) >> sabrina: we'll take a quick break. i really like your tie, by the way. >> art: thanks. >> sabrina: coming up next, we

from the federal reserve. a hike in interest rates, so what does that mean to you and

(music) >> sabrina: welcome back everyone. well in a major move that'll send ripple effects through out the u.s. and world economies, the federal reserve this week raised its key interest rate by a quarter point. it had been at zero since 2008. the move was widely expected, but it's a vote of confidence for the u.s. economy which is recovering slowly since the great recession. so joining us now is tom root, professor of economics at drake university. tom thank you very much for being here. >> tom: thank you. >> sabrina: now we wanted to first talk about this in layman's terms. what does it mean that the, that the interest rate has been raised by a quarter of a percent? >> tom: mmhmm, it really is showing confidence for the economy. what the fed has done is increase the really small rate that the banks charge each other when they lend overnight. really short term loans and what it means for the consumer is that it could potentially have increasing interest rates on things like home loans and credit cards and things like that in the future. >> sabrina: car loans as well? >> tom: mmhmm, absolutely.

talking, i mean .25 percent. it actually in a home loan translates to be quite a bit of money. >> tom: it does over like a 30 year home loan. >> sabrina: right. >> tom: in the end, you won't see that right away. one of the big things that's gonna happen is the difference between a short term interest rate that the banks charge and the longer term rates you see on home loans and things like that. the consumers, whether or not they see the impact right away, is probably gonna be questionable. you won't really feel it 6 months out, a year out. absolutely, you'll probably see those interest rates starting to go up. and i think if you're considering buying a home or considering that car? you start thinking about doing it sooner as opposed to later. >> sabrina: and are you thinking that maybe if you have a variable interest rate it's different and will have different effects on you than if you have a fixed interest rate? >> tom: absolutely, if you have in that rate sooner. the variable rate's gonna have the chance to go up and so you're gonna be worried now about increasing rate when for the long term. >> sabrina: mmhmm, ok great. so let's talk a little bit about your reaction to the increase in the interest rate. were you surprised at all? >> tom: no, when you'vr been watching this for the last few years, the fed has been wanting

extended period of time. the increase in rates was really finally the chance for them to start moving towards a more normal economy. they're very accommodative in terms of having extra money available for lending. they've been that way ever since 2008. so, what they're really trying to do is get back to a neutal stance. it is a sense that the economy is strong enough they think that they don't need to be as accommodative as they have in the past. >> sabrina: so, the fed has also indicated that they could potentially raise interest rates again in 2016. >> tom: mmhmm. >> sabrina: how do you see that might play out? >> tom: yeah, historically the fed will raise rates about every 6 weeks when they have their once they start to increase rates, that's gonna be different here. >> sabrina: ok. >> tom: they're gonna be much slower in terms of doing that. they're very much saying they want to take a very slow and kind of thoughtful path with doing this. i would think it would probably be march maybe before they do the next rate and it again, will be something like a quarter of a point. it'll be a very small and very measured increase in terms of rates. >> sabrina: right. >> tom: but it will start going up for the next few years.

it maxes out, at what percent? >> tom: mmhmm, hard to say. i think the fed would like to see the short term rate closer to 1 or 2 percent. maybe 2, 2 and a half even. which really makes home loans go up by the same amount, another 2 or 3 percent on home loans by the end of that. that could be as far as 2 to 3 years out though before they get there. >> sabrina: but it could make the dollar stronger? >> tom: absolutely, it's gonna change where we are now. the dollar is very strong in international and it's just been fabulous for everybody else. (laughter) >> tom: no so great for us, unless you want to go travel. that's wonderful, but our exports kind of expensive overseas. >> sabrina: ok, thank you so much for being here. (music) >> sabrina: so interesting and obviously affects every single person in this country. >> tom: yeah, absolutely. >> sabrina: tom, thank you. ok, well we go deeper up next in to interest rates. what will the impact be on des moines home market? a local real estate expert joins

(music) >> sabrina: welcome back everyone. well, as we continue our discussion on the impact of rising interest rates from the fed this week. ken clark is the president of the iowa association of realtors. you've been in real estate for 40 years now. you're just the right expert that we want to talk to about home buying. (laughter) >> sabrina: what really our

so, are you worried about this slow down with the interest rates and the hike? are you worried that fewer people will be buying homes? >> ken: well actually, past experience shows us that when interest rates are rising, people have a tendency to buy faster. >> sabrina: why is that? >> ken: well, because they have a tendency to wait until they think the rates are as low as they can be before they begin to buy. so, when the rates begin to rise, they get out and start buying, so. sabrina: they think oh gosh, better get it now. >> ken: better buy it now. >> sabrina: so, you think maybe? >> ken: it may be a positive or it'll be a positive for home sales. of course, people are gonna ultimately wind up paying more for their homes, because the interest rates are gonna be higher. but that will also open up credit better, as interest rates rise. lenders have a tendency to be a little bit more lenient with credit. so it'll help some buyers, too. >> sabrina: how would you say the overall housing market in des moines has been and iowa has

>> ken: iowa and des moines have been very robust this last quarter. our sales have been exceeding where our expectations would be and there ahead of last year, quite a bit. >> sabrina: so that's good for you guys. >> ken: it's very good for the buyers. the prices are good and the interest rates have been good. it's been, we've had a great run. we haven't seen 5 percent interest, which our chief economist of the national association of realtors predicts that by the end of next year, we will have 4 and half to 5 percent interest rates. and we haven't seen that since the early 2000, no 2010. >> sabrina: mmhmm. >> ken: was the last time we saw 5 percent. >> sabrina: so we've been hearing a lot about millennials entering the home buying market. how has that impacted what you guys do and impacted the market overall? >> ken: well, the millennials are beginning to get in to the market. the millennials held back and some say that some are still holding back. because they haven't begun their families and they have a tendency, once they begin to have a family, that they get in to the market more. so, we're seeing that now and i think it's gonna have a good

especially, i mean a lot of these homes barely even go on the market for 4 days before they're bought immediately. are you seeing that as a trend through out, across all, everywhere? >> ken: it's happening most every where in iowa. but it's because of the short inventory. the inventory is very low compared to what we traditionally have in the way of inventory. and because the inventory's low, people are waiting and when some thing comes up that they like, they're buying iy quickly. >> sabrina: they are making very, very split second decisions. >> ken: very quick decisions. >> sabrina: now how does iowa in our situtation here in the state, which as you've said is very good. how does it compare to national trends? >> ken: you know, the nice thing about iowa over the years is we've not had the high highs or the low lows. we have a very steady market, typically. even over the last few years, when things have been bad. iowa wasn't effected nearly as hard as a lot of other areas. so, our come back, if i may refer to it as that, has been a little slower and a little

mad about, right? >> ken: we can't be mad about that, that's right. >> sabrina: alright, thank you so much for being here. >> ken: thank you for having me. (music) >> sabrina: we'll take a quick break everyone and be right

(music) everyone. well, he doesn't get to be on the main stage, ever, but lindsey graham always seems to make headlines after the undercard performance. and here's why, he's funny. i've talked to him a few times myself and he really does know how to make you laugh. even in an interview after the debate with cnn, he made jokes, take a listen. >> you're always funny and you always have lots of zingers. >> lindsey: i am hilarious. >> you are hilarious. >> lindsey: send money, if you want to keep me in this race. (laughter) >> yes. >> lindsey: lindseygraham.com. >> yes, because it is entertaining and we'll get to your zingers in a moment, we have a montage. >> lindsey: yeah, after you send money. i'm not speaking again until somebody sends 100,000 dollars. >> do you practice these beforehand? >> lindsey: some of 'em and some of 'em in such a way, i wanted to talk about iran. you know, about getting 4 people. real fast, what would you do to get 4 people out of jail? i tell you this, if you gave me 100 billion dollars to work with, which we did with the ayatolla, i could o.j. out of jail with 100 billion dollars. (laughter) >> lindsey: we cannot get 4

gonna give a guy 100 billion dollars. >> i still think the line of the night for you and allison's telling me you had a different one. is that when he said when, when isil hears what donald trump says about banning all muslims. they would be dancing in the streets, finish the line. (laughter) >> lindsey: but yeah, they'd be dancing in the streets and the only reason they're not, they just don't believe in dancing, they could get shot. (laughter) >> lindsey: one isil guy'd shoot the other guy for dancing. >> oh, that's good. >> on that note senator, great to see you. >> lindsey: have we raised any money yet? alright. >> sabrina: i thought he wasn't gonna talk if he didn't raise any money? alright, well thanks for joining us on this week in iowa. we hope to see you again next sunday and have a great holiday everyone. (music) (music)

(music) d: hello, and welcome to ag phd. i'm darren hefty. b: and i'm brian hefty. thanks for joining us today. well, today on the show we're going to talk about something that a lot of farmers really don't want to discuss. that's how to you talk to your banker? we

bit today. d: well, one thing