>> cloudy skies and mild temperatures. gusty winds later on today. >> good morning, everyone. thanks for joining us. i'm carolyn tyler. a woman missing six days in the santa cruz mountains is in the hospital this morning after being rescued from her ordeal. her family and friends had feared the worst. 58-year-old deborah collins was carried out of the rugged mountains yesterday hungry and suffering from hypothermia. she was found along an unmarked trail in fall creek state park located off highway 9 at felton. collins got lost while hiking alone last week. she did not have any food. she told rescuers she survived by drinking water from a creek. the santa cruz sheriff's department said a full scale search was not feasible so collins neighbor went looking for her and found her huddled

under a downed tree. >> she had a little plastic bag in her pocket and she said she would use that to drink water but, no, it sounds like she didn't eat anything during that whole time. >> a friend of collins said she injured her ankle while running along a path and tumbled into a ravine. she could not get out and ended up taking shelter until she was found. in san francisco a 20-year-old man is in the hospital with life-threatening injuries after he was shot in the head with an assault rifle this weekend. that shooting happened around 9:20 yesterday morning at fitzgerald avenue and engel street in the bayview district. police are on the look outfor a suspect. they don't know what prompted that shooting. a nine-year-old girl shot while opening the door of her hercules home friday night is hospitalized in stable condition this morning. she is expected to make a fuel recovery. abc 7's lisa amin gulezian reports on the search for the person who shot her.

>> difficult. she looked out the little window. and that's approximate when she was shot. >> in a matter of moments, this house on brighton street was under attack. as soon as the little girl looked out this side window, the shooting started. the nine-year-old's aunt who was home at the time but did not want to be shown on camera explained what happened. >> the window and kept on shooting. shot the door. shot the walls. she got shot pretty bad. >> she was shot in the neck and the back. >> it takes a pretty cold-hearted individual to do that. >> i girl is the key witness but police say there are several others. the girl's aunt and nine children ranging in age from 2 to 18 live here. investigators think this was planned, and someone in the house was a target. they run a day-care center out of the home and disagrees. >> i believe the house wasn't the house they wanted. somebody would come up and see

there's a sign on the door that i was closed, child care's closed. she should have just walked away. >> they're very much the kind of people that everybody around here wishes was gone. >> this neighbor is afraid of retaliation and doesn't want to be identified. he says there have been problems here ever since the family moved in two years ago. hercules police confirm they've been to the house several times over the past nine months and about three months ago shots were fired at the same house. no one was hurt at the time and no one was ever arrested. >> i'm scared to death. like this is just not the neighborhood where we have problems like that. so it just really makes me nervous. >> police reiterate this was a planned attack and an isolated incident. still they are beefing up patrols in that area. in oakland, lisa amin gulezian, abc 7 news. >> the man charged with sexually assaulting a two-year-old girl will be back in court tomorrow

morning. eugene ramos will appear in alameda county superior court to enter a plea on charges stemming from an incident last week in a union city dollar store. police say ramos grabbed the taddeler after she wandered off from her family. her grandmother's screams alerted other shoppers. two blocked the suspect's effort preventing his escape. he is a registered sex offender. a way ward sea lions lost her way and ended up far from home. the sea lion ended up at a school in contra costa county more than 50 miles from the ocean. amy holyfield reports. >>na knew didn't put on any kind of show but the locals were still very i am pressed to see her. >> it's cool! >> the local animal control officers corralled her here on the knights and elementary school campus and then call the animal center to come and get her. while she waited for her rescue

crew, knight student started rethinking the school mascot. >> the new knight mascot. aside from the novelty, nanu's situation is actually a serious one. >> she's been treated at other center before. right now he's just a little disoriented. we'll take him back to the center. our vet and staff will take a look at him and from there we'll see what happens. >> this is nanu's third visit to the center. veterinarians have treated and released the sea lion twice before. the fact she's turned up a third time is a bad sign. >> she might be suffering from chronic poisoning. that's irreversible. >> it's caused by eating toxic algae. nanu's case really is chronic. her days in the bay might be over. >> we want to give every potential opportunity for this animal to be out in the wild.

but at the same time we want to make sure we're doing the humane thing. >> officials say the number of way ward sea lions is on the rise and aren't sure why. they rescued 1,000 mari$1,000 m mammals this year. the average is five to 600. >> the ocean trash, these marine mammals are entangled around the neck, netting and fishing line. gunshot wounds. that's another one. >> disease is another reason. that's likely were nanu turns up. they will treat her and determine whether she needs to stay and release back into the wild. >> fisherman lawmakers and scientists are urging state and federal officials to do more to protect california's dwindling salmon population. a meeting this weekend follows the cancellation of the last two commercial salmon fishing seasons off the coast of california and most of the oregon coast. a little more than 39,000 salmon

returned to spawn last year and that compares to the nearly 770,000 in 2002. many fishermen blame the decline on the transfer of water from the sacramento river system to farms in the san joaquin valley. >> salmon are resilient. they'll come right back as soon as we have cool, clean water in our rivers and delta at the right flows at the right times of year. >> the peninsula congresswoman jackie spears son sored the summit. she believes the recovery could spawn 94,000 new jobs and generate $5 billion in new revenue per year. tomorrow a federal appeals court panel of three judges will hear constitutional arguments for and against same sex marriage. they're reviewing a federal district judge's ruling that proposition 8 which bans those marriages is unconstitutional. judge vaughan walker made that

ruling. he also issued a stay blocking same sex marriages while the appeals court examines the case. same sex couples who want to marry have been waiting ever since. >> almost tangible, the way it feels not having legal recognition from the state. it feels like society's discouraging you. >> back in august the two had been hoping they could tell family and friends to join them at san francisco city hall for a legal wedding to follow a commitment ceremony they had but they are still waiting. at tomorrow's hearing, the three-judge panel at the 9th circuit court of appeals wants those who oppose the marriages explain why they have any legal standing or say in the case. >> the united states supreme court has said that if you just -- somebody who supported a law, voted for it or funded the campaign, you don't have standing to challenge, to be involved in the challenge to

that statute. >> the people vote for something and that's challenged. the people have got to have some crimed of a representative to take a chand and defend what the people voted for. >> well, the state attorney general is refusing to defend prop 8. we are going to be airing this historic session live on our website starting at 10:00 tomorrow morning. anchor eric thomas will be hosting the live web cast on abc7news.com. i will be in the courthouse tomorrow. abc 7's legal analyst dean johnson will join us in the studio later this morning on our newscast at 9:00 to discuss tomorrow's hearing. up next we've got a check of this morning's world headlines. iran now says it will go ahead with plans to process its own raw uranium. and peril on the tracks in spain where a man gets rescued from an oncoming train just in time.

>> closed captioning brought to you by mancini sleepworld. >> iran's nuclear chief says the country will process its own lab uranium. that announcement underscores iran's determination to become a nuclear power despite global opposition with the ability to enrich its own uranium, iran says itself sufficient over the entire nuclear fuel cycle. it's to meet with world leaders in geneva tomorrow in what may be a vain international effort to get iran to freeze its nuclear work. two people have died, dozens injured after a russian airliner skidded off the end of a snow which runaway during an emergency landing in moscow this

weekend. that plane had just taken off from another airport in the russian capital when two of its engines failed. a third engine failed during the emergency landing. russian officials report the plane carried at least 155 people. they know that 83 of them have been hurt. take a look at this surveillance camera which caught a dramatic rescue inside a railway station in madrid, spain. you can see a man in the background fall right on to the tracks. other passengers are waving for the approaching train to stop just as another man leaps on to the track. he pulls that victim out of the path of the train with just seconds to spare. it turns out the hero was an offduty police officer. wow, that really is dramatic. our meteorologist lisa argen is here now with an update on our weather with some storms coming. >> that's right. later on today. the break is now to the early afternoon. temperatures mild in the 50s

downtown. looking at dark shot. lots of clouds this morning. then the rain, rain and winds, that's coming up. >> also coming up, severe weather in the midwest. we're gonna update the travel situation where a snowstorm forced the cancellation of hundreds of flights yesterday. t as long as i can remember i've had sensitive teeth.

i never did anything about it because i felt t ke okay this is not life threatening. maybe i just need to sip a certain way. or eat something a certain way. until i went to the dentist one day. the dentist gave me sensodyne toothpaste. once i tried sensodyne and kept using it i realized okay this really works. i have stopped using sensodyne in the past for like a week. and then i would notice slowly but surely that same sensitivity would start coming back. i said let me go back to using the sensodyne. this one is a keeper.

chicago's o'hare international airport is back on schedule this morning after the season's first major snowfall forced hundreds of flight cancellations yesterday. this is what it looked like in the windy city where more than 325 flights were cancelled. the flights that did make it in and out were delayed. about 5 inches of snow fell in the upper midwest yesterday. right now the only flight delays are charlotte, north carolina, where flights are held 15 to 30 minutes. we can be problems-our own later tonight depending how strong those raindrops are. >> that's a wet snow.

and the sierra, too. the temperatures fairly warm. talking about the snow level lowering after the patches of cold front. out ahead this have that cold front that still sits offshore and a look from our roof camera. a partly cloudy sky. temperatures in the 50s. looking at dry conditions across the bay area right now but we could see a scattered showers early on but the main rain event holds off until later on this afternoon where we see a couple hours of steady rain and gusty winds. 57, half moon bay. livermore valley upper 40s where you picked up five 1 hundredth's yesterday. 51 mountain view and 51 los gatos. 5 degrees warmer in santa rosa. 4 degrees warmer in oakland with a degree warmer in mountain view and san jose. overall looking at the clouds keeping the temperatures up. and the dry portion of the day will be this morning, early afternoon and the rain moves in,

the wind late tonight and the cold front pushing through later on this evening and a wet pattern setting up come tuesday, wednesday and even thursday. so here's yesterday's system. still some scattered showers in the mountains where the temperatures are above freezing. offshore an area of low pressure is winding up and with it the wind and some generous rain widespread across the bay area today. here's the time line as we go through the rest of the afternoon. we'll see the gusty winds really later on this afternoon until the overnight hours with winds over 35 mph gusting at ocean beach and along the peninsula here. the san mateo coast. but elsewhere where you've got the city and the buildings, don't look for that very gusty wind because it will be just really a coastal event. but the rain widespread coming in later on today. 1:00 just in the north bay and beginning to push into san francisco.

more like 3:00, 4:00 the cold front sits offshore. so we're looking at the rain pressing into the east bay and by the dinner hour, we've got moderate to heavy rain across the bay area. not until about 9:00. 10:00 tonight becoming more widely scattered. looking at rainfall totals from 1 to 2 inches santa cruz mountains. about an inch and a half in the higher elevations in the north bay. half inch to an inch the peninsula and our east bay valleys with maybe three-quarters of an inch in the south bay. talks about starting out high. 6 to 12 inches above 7,000 feet and lake levels only about half a foot at best. 60 los gatos. look for 58 san mateo. the gusty winds later on today and the rain later on. so the early part of the day mild with numbers in the 50s. 58 petaluma with 59 calistoga. near east bay upper 50s for you. 61 fremont.

down by the monterey bay till 5:00 you get into the rain, 62 salinas. the accu-weather 7-day forecast, the rain coming in this afternoon with the wind tonight. the cold front pushes through. scattered showers monday morning, a break tuesday, more rain wednesday, thursday, maybe into friday. >> get out and do what you gotta do it morning. >> otherwise bring the umbrella and take it slow. >> thank you, lisa. good advice. coming up at 7:00 is "good morning america." beianna joining us live from new york to tell us what's on tap. >> from the rain there to the snow in the east, it's cold here on east coast. we have a lot to talk about. bargaining over the bush era tax cuts. that's moved off the senate floor. it's behind closed doors with the deadline looming. can the two sides come to an agreement and prevent everyone's taxes from rising. 'tis the season for atheist fans?

encouraging americans to stop believing this holiday season. some find the timing and message insulting. others say it's just free speech. have the atheist ad-libs gone over the line? we'll take a look. would you order your christmas tree online? more saying yes. whether you buy a real or fake. now it seems whether you buy online or in person. we follow one woman to see if online christmas trees are just as good. you want to make sure to watch that. it makes sense. timewise it sounds like a good idea. >> how can you tell how great it is, where the holes are, what the shape is. no, i rather -- >> you go out there and pick it. >> exactly. that's ridiculous. thanks, we'll see you at 7:00. we're gonna check out sports. the pack ten will be represented in the national title game as oregon goes undefeated beating cross-state rival oregon state.

here's shu with all the highlights. college football yesterday. we kick off with the civil war, oregon and oregon state. the 114th meeting between these two rivals. michael james, the leading rusher gets the corner he's in, 134 yards. 16-7 at the half. after oregon state cut it to 10, ken young barner. he rushes for 133 yards. headed to the national championship game for the first time in school history with a 37-20 victory. auburn, south carolina, looking to punch their ticket to glendale. cam newton throwing a hail mary. right into the hands of darvin adams. 28-14 tigers at the half. in the fourth. newton threw for 335 yards and four scores and ran for two more.

he ties a record with six touchdowns. a 56-17 victory. oklahoma and nebraska in the big 12 championship game in dallas. the court huskers jump out to the lead. kyle reid for the five-yard touchdown. but the sooners come back. 339 yards. 49 right here. still up. martinez past and oklahoma wins it 23-20. why similar nols and virginia tech in the acc title game. first quarter up 3-0. passed the tipp. kicked off by jaron. returns 24 for the score. 7-3 hoagies. too much fors noel. he finds david wilson. hoagies going to the orange bowl for the 44-33 victory. time winding down in the first half. tip ball picked off by lawrence

wilson. races 55 yards down the side lines. 23 seconds left in the game. tied at 16. taggart throws a 52 yard field goal. first bcs game in school history. it will be the orange or probably the fiesta bowl. started with a win in ottawa but came back to earth yesterday in montreal. first period. montreal on the attack. the former shark gets the rebound. in the second montreal come off sluggish. in the slot he finds the back of the net and the canadians go on to a 3-1 victory. college too busy. taking on iowa state. this became part of the pack 10 big challenge, second half.

cal and two. coming off the screen. nails the jumper. 67-63 bears. down three. scott kristofferson. game tide tied at 69. down low converts and three-point play makes it 72-69. cal gets a big road one improving to 5-2. the cal women and college station tackle texas a&m. in transition, lays up two of her 17. aggies led 38-29 at the break. second half. the steal. gets the fast break bucket. 19 for la shia puts the bears up two. but respond with a 12-run of their own. fourth inside. cal's bid falls short, final cal

5-2. niners in green bay. highlights for you tonight at 5:00. i'm mike shumann. have a great day. >> the tug of war over tax cuts in washington. president obama is ready to wheel and deal after republicans block two tax cut measures yesterday. and we'll update the

♪ welcome back, everyone. president obama says he is open to more compromise with republicans on extending bush era tax cuts for all income groups. but he tells house speaker nancy pelosi and senate democratic leader harry reid he expects republicans to commit to some democratic priorities in return. this comes after senate republicans blocked two attempts by democrats to eliminate tax cuts for the wealthy.

david curly reports from washington. >> mr. brown of massachusetts. >> democrats brought two tax cut proposals to the floor not expecting them to win but they did expect them to say no in order to protect tax breaks for the wealthy. first a proposal to make tax breaks for those making less than $200,000 permanent failed. and then giving a break to anyone making up to a million dollars also failed. >> the motion is not agreed to. >> no republicans voted for either measure and they were joined by democrats. the 53 votes each bill did east would have been you enough under old senate rules to pass. >> this saturday session is a total waste of the american people's time. >> president obama reacted quickly. >> i am very disappointed that the senate did not pass legislation that had already passed the house of representatives to make middle class tax cuts permanent. >> the president promised to

redouble his effort to reach a compromise with republicans in the coming days. the president did have some good news for the economy announcing the completion of a trade deal with south korea. mr. obama called it a win for american workers, farmers and aero station electronic workers. meanwhile the clock is ticking on the bush era tax cut still set to expire on the 1st of january. >> well, today the president and mrs. obama host a white house reception for the kennedy center honor res and tonight the first couple will attend the ceremony itself at the kennedy center. the lawyer for one of jaycee dugard's kidnappers belief a series of letters sent by the suspect nancy garrido to a friend will not hurt her defense. she wrote the letters to a woman she befriended in the eldorado county jail. she's facing charges of kidnapping dugard and holding her captive for 18 years.

the letters frequently mention god and her husband. nancy garrido even describes herself and her husband as "peas in a pod." the san francisco police crime lab is fating new accusations about mishandling evidence. the san francisco chronicle reports the issue this time enlists dna evidence. it has to do with a criminal trial in 2008 and a mix-up of general material mixed up with a control stamp of distilled water. they were not as concerned about what happened as the way it was handled after the crime lab officials became aware of error. during an interface service in san francisco this weekend, local clergy members urged congress to pass the dream act. the group held a prayer service last night at the old basilica in support of two young people facing deportation. both came to the u.s. as

children with their parents. elizabeth lee recently graduated from lowell high school and hopes to become a social worker after finishing college. the dream act would allow undocumented students who work toward college degrees or join the military to earn the opportunity to stay in the u.s. >> we view the united states as our own country. it's the only country we all know. and the dream act would let us stay here and give back to this country that we love. >> the candlelight march also highlighted the case of city clj nursing student steven lee. senator feinstein put a last-minute stop to his deportation last month. a melee outside pasadena's rose bowl. just before the football game. two police officers also suffered minor injuries while breaking up a brawl between 50 and 75 people in the parking lot. the violence began around 4:30 yesterday afternoon about three

hours before kickoff. police arrested three people on suspicion of attempted murder. officers say the rivalry between the schools fuelled by alcohol played a major role in the fight. paypal is severing ties with wikileaks eliminating a source of donations. the online payment company says it will not allow its service to be used for activities that promote, facilitate or instruct others to engage in illegal activity. it is another blow for wikileaks's founder julianna assange who is struggling to keep the site up and running. in "the new york times" it reveals a chinese leader googled himself and found critical postings and led him to order that campaign against google's operations in china. a police investigation into arson at an islamic center in

oregon led authorities to search a neighbor's home. the mosque was a place of worship for sam -- sam molly born teenager. they took body cell samples from the 24-year-old man who lives in the house next to the islamic center. the suspect pleaded innocent in connection with the bomb plot. well, our meteorologist lisa argen is here now to get you prepared for what's ahead. >> we've got an area of dry air right now. mild temperatures. we're in the 50s. this is our high definition emeryville camera. pretty cloudy out there but a batch of rain is moving in today with some wind. the forecast coming right up. >> i bet the san francisco union street merchants are glad they did this last night. did this last night. they brightened things up for switching to progressive could mean

hundreds more in your wallet year after year. feed me! saving you money -- now, that's progressive. call or click today.

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i'm ready. i hope you are, too. rain is coming our way. lisa argen will be along in a if you minutes to tell you exactly how much. actually she'll be here in about 15 seconds. carollers greeted diners and shoppers on union street last night. the union street association kicked off its 20th annual festival of lights. stores all up and down the street are dressed up for the holidays. the shoppers were dressed for the chilly air. and tonight they're going to need a little bit more than that, right? >> yeah, that's right. if you live by the coast, the winds are gonna pick up. but if you're in the city, you shouldn't notice much in the way of gusty winds. the heavier rain slated for later on today. as we head outside, we have mixed precipitation in blue canyon. that's 37 degrees. from this shot you can see kind of a wet snow there and back home at sfo no flight delays with temperatures in the 50s.

this is our roof camera. notice a clear sky there. sun coming up after 7:00. the clouds thicken, the winds pick up and the rain come down later today. temperatures mild in the 50s. 54 san francisco. the morning concord. 51 for you. 50 fremont with the cool spot in redwood city. 24 hours ago we were a little cooler. still the numbers are on the mild side with 2 degrees warmer than yesterday in concord and antioch as well as san rafael. our highlights today, cloudy skies this morning. a slight chance of a shower but the main rain holds off until later on today. the winds kicking up late and we'll see a wet weather pattern coming to play later on on tuesday, wednesday and thursday. a bit of a break monday into early tuesday. this was yesterday's system that's now lifting into the sierra nevada. a couple hundredths in the

livermore valley. elsewhere lesser amounts. you can see a little dry area out of the next system. it's an area of low pressure and a cold front that's on the way. by later on today we will see the winds pick up. so if you're at the beaches or along the coast from this afternoon until 5:00 tomorrow morning there is a wind advisory. south winds picking up from 25 to 35 mph. some areas you can see the gusts over 45 mph. in terms of the rain, we'll see a lot of cloud cover but not until about 2:00 in the north bay. the rain will begin to come down increasing on the peninsula pushing into the east bay by 3:00, 4:00. we'll get the heaviest rain and the gustiest winds with the passage of the cold front later on this afternoon. 5:00, 6:00 pretty good moderate rain out there and then becomes more widely scattered by 9:00 or 10:00 tonight. rainfall amounts pretty impressive for the south bay.

the santa cruz mountains maybe a half inch in the south bay. half inch to three-quarters of an inch in the east bay. the snow level starting out pretty high lowering to lake level with about half a foot there. that's not until about monday morning. 60 cupertino, 61 campbell. 58 san mateo with dry bulk of the day and then by the afternoon things getting increasingly wet and windy from the sunset, the richmond district, 61 novato today. a scattered showers early and the heavier rain late today. 59 for union city as well as dublin. our inland valleys we're looking at temperatures where we were yesterday. monterey bay bay low 60s with rain tonight. the accu-weather seven-day forecast. the rain coming in earlier, i'd say midday, 2:00 in the north bay. that's south. and on the back side of it by late tonight. our break is tuesday and more showers wednesday, thursday. >> the time of year. >> it is.

>> thanks, lisa. the dramatic recovery of the monterey bay is the subject of a new book. in this assignment 7 report, karina rusk shows us the ecologic ecological success story. >> the stunning beauty hides a history of exploitation. one wild species after another was hunted for profit and many to near extinction. in the early 1800s, it was otters. when they were gone, the target became whales. then abalone. 1915 ushered in a relentless pursuit of sardines. >> at its worst, the bay was a smelly, polluted, empty mess. >> in the decade between 1935 and 1945, the canneries were the heart of the economy hauling in about a million pounds of sardines a day. the process waste was thrown back into the bay and the stench

permeated for miles. dr. steve palumbi says the depth of the destruction makes the revival an amazing story. >> they've recreated an economy in monterey bay that's based not only on tourism but based on the health of the marine ecosystem. >> he's the director of the hopkins marine station and has just co-authored a book called the death and life of monterey bay. >> one of the early pioneers in protecting the bay was a marine biologist who became mayor of pacific grove in 1931. dr. julia plaque couldn't fight the canneries but made five miles of shoreline off limits for single fishing. >> that act now called marine reserves. another turning point was the creation of the monterey bay aquarium. steve was one of four friends who came up with the idea in 1976. it's ironic and appropriate the nonprofit is housed in an old

cannery with a mission of inspiring ocean conservation. >> no one had ever grown kelp in captivity and a lot of folks in the business told us, one, you can't do it and, two, who wants to come see a bunch of brown seaweed anyway. >> the success is giving rise to a new generation of action. cindy is the daughter of a measurerman and a local restaurant owner. she's trying to raise awareness about sustainable fishing practices. that means her menu doesn't include items like tuna and sharks. >> 36% is sold in a restaurant such as passion fish. the chef is the purchaser, the owner of the restaurant. the gatekeeper to the ocean's health. >> today monterey bay has found an economic and environmental balance, one that allows nature and people to coexist and

thrive. >> nobody would be allowed to take over this bay and ruin it for a single economic purpose any longer because it's our bay, it's not their bay. >> steve says individuals can make a difference in transforming something even as big as an ocean ecosystem. in the case of monterey bay, determination and patience has paid off. in monterey, karina rusk, abc 7 news. >> don't go away. "7 on your side" is next. michael finney looks at some very expensive credit cards and suggests some oth i came up with this mobile a gallery to bring art to the people. sharing aris the highest calling for me. if i want keep doing this i have to start taking care of my heart. so i'm starting with cheerios. [ male announcer ] got something you'll love to keep doing? take care of your heart. you can start with cheerios. the natul whole grain oats can help lower cholesterol. this is what makes me happy,

so i'll probably do this until the wheels fall off. [ male announcer ] it's time. love your heart so you can do what you love. cheerios.

welcome back, everyone. the time right now is 6:50. this is a live look from our

roof cam showing you the ferry building. thanks for spending part of your sunday morning with us. it is the first sunday of december. we are officially into the holiday season. so happy holidays, everyone. google's attempt to buy groupon has failed for now. they have millions of subscribers worldwide making it worth five to $6 billion to google. not a problem for the mountain view company which has $33 billion in cashing at the end of september. instead groupon may initiate a public offering. neither company is commenting so far. newly enacted credit card reforms were supposed to protect us from abusive credit card practices. not that simple. 7 on your side's michael finney shows how spending with plastic can still be perilous. >> amy is carrying less debt these days. >> i pay off my bills

immediately because i can't stand paying the extra interest. >> the survey of americans by "consumer reports" national research center says the average credit card balance is down to about $3800. that's $1100 lower than in 2009. this doesn't mean people are happier with credit card companies. >> in fact, it's one of the lowest-rated services we've ever analyzed right down there with computer tech support. >> federal reforms now requires a mandatory minimum payment warning on all bills. it spells out the consequences of making only the minimum payment. in this case a $4,000 debt will take 24 years to pay off and end up costing more than $8,000. >> 23% of the people we surveyed said it has encouraged them to pay off their balances quicker. >> the consumer report says there are still credit card gotcha as banks try to make up for lost revenue. >> interest rates are the highest they've been in almost ten years and fees also climbed.

>> first premier bank mastercard is one of the worst offenders charging 59.9% interest. that's on topping of the $75 annual fee and a processing fee that can be as high as $95. the "consumer reports" has found two cards worth considering that don't charge any fees. they're the pin-fed promise visa which offers a 7.49 apr for three years and first visa platinum which offers $7.25 variable apr. if you want to get a card that offers a lower rate, before you switch cards, ask your current credit card company. if you're turned down for by the first person that takes your call, ask for a supervisor and ask again. if you feel you've been mistreated by your credit card company let me know about it. go to abc7news.com. i'm michael finney, "7 on your side." >> michael just mentioned two credit cards that have low

interest rates and don't charge annual fees. those are the pin fed promise visa and simmons first visa platinum. we've got links to those cards on our website abc7news.com. just look under "see it on tv." suddenly seemingly out of nowhere a flash mob of santas appeared. coming up we'll show you what that looked like in san francisco. a scene played out all over the world. you want some fiber one honey clusters?

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check out the winning numbers from last night. 8, 28, 32, 37, 44. meganumber 24. no one got all six of those numbers so the jackpot rolls over to wednesday's drawing worth an estimated $10 million. if you thought you were seeing double, triple or even more in downtown san francisco yesterday, it was a mob. a flash mob dressed up as santa claus. >> ho ho ho ho ho ho ho! >> this home video shows a festive band of chris crinkles taking a spirited ride down one of the escalators at the westfield shopping center on market street. the flash mob event took place in dozens of cities all over the world yesterday. organizers called it santa con2010. the santas stopped at several bars as they made their way

through shopping areas like union square. hope the kiddies didn't see that. make them a little skeptical there. what's going on. here's lisa with a final look. >> looking outside saying what's going on because it's clear. look at that, rain on the way. steady rain late this afternoon with the wind picking up along the coast. highs around 60. and then it should be over by tomorrow, a break on tuesday. >> all right. that's gonna do it for us. i'm carolyn tyler along with i'm carolyn tyler along with lisa argen. woman: did you bring the camera phone? man: i did. do you wanna go first? i've been waiting for this all day. ok, this is from... aunt stacey. introducing chase quickdeposit. just photograph the front and back of your check using the chase mobile app on your iphone, and hit send. it went through. this is so cool. this is so cool. you wanna try it? yea. ok. make a depositght. from anytime--make a det with your iphone. to mister and misses walker. why would they send my parents a check? chase what matters. ♪