for all of us here at abc7 news, next, a special edition of "night this is "nightline." tonight, covid crisis, dwyire predictions of the potential death toll. >> we're going to go through a very tough couple weeks. >> i have $135. i have nothing. >> with rent and bills due tomorrow, many americans struggling to make ends meet. dave ramsey ready to help you fight the economic fallout. >> don't go past the word concerned into panic. >> plus, one on one with the surgeon general in a shift on thinking in face masks and a game changer in testing. >> "nightline" starts right now with juju chang. >> good evening. thanks for joining us.

tonight, the president predicting a painful two weeks, saying as many as 245,000 people could die even with social distancing. now then during financial crisis. >> even before this pandemic started, life for amber was precarious. >> we get food stamps. now with me looking for work it's ten times harder. >> the single mom from orlando fearing any small thing could put her ever the edge. >> that takes my bill down to under 200. >> she like some americans finds herself on the brink, a thin line between making ends meet and financial ruin. with president trump now extending federal social distancing guidelines until april 30th, the financial hardships will be compounded. an abc

shows 50% have experienced a cut in pay. the fear over how to meet financial obligations palpable. >> how am i going to make rent? student loans? i have other medical bills i'm still trying to pay off. >> it's completely unsettling. you start to ask yourself, am i going to be able to buy food? and all we can do at this point is hope and pray that financially that we will be able to stay afloat. >> the question for so many, how long can they hold on? >> he always had big dreams, but as an immigrant, restaurant work was all he could usually get. his dream came true when he opened pirate's bone burgers in kansas city, missouri. >> we were selling almost 100,000 within the first three months. >> you had finally turned a corner and were looking at profits?

>> yeah. >> or at least the prospect of profits? >> the prospect of profits, yeah. it seemed like a possibility for sure. >> when covid hit, that exciting prospect wiped off the table. >> what went through your mind when it really dawned on you that you'd have to shut your doors? >> it was a sad day. it was either we close down the doors early before everyone told us to close down in order to keep people safe, keep my employees safe, myself safe, and the rest of the small money that we have in the bank account. >> do you think your business will survive? >> i hope so. i don't think we have enough in the bank to really hold us over for too, too long. we were just starting up. so everything went back into it. >> as a daca recipient, he can't file for unemployment. >> i spoke to my car loan company and said that my payments will be paused but my interest would not

as great as it is pausing my payments, my interest is going to go through the roof, which it already was, being undocumented, i have no credit. >> i'm sorry if it's too personal, but how much money do you have left in the bank? >> $70 in my bank account and i grabbed all the tips that i hadn't put in the bank. i have just a couple hundred i need to put back in there. >> he says he's still facing a pile of other bills. >> i have a delinquent bill for water which they're not going to cut off, and the libertari the electric company said they wouldn't cut it off. >> there are some avenues for help. some states have banned evictions during the crisis. five companies have offered relief or options for borrowers hit hard by covid-19.

federal student loan payments can be suspended for six months without penalty. and phone companies like verizon, xfinity and at&t offering 60 days of non-termination. food pantries across the country flooded. at one pittsburgh food bank, a line of cars stretching down the highway waiting to get in. still, the need is overwhelming. >> how will i survive? well, i'm going to tap into my savings, because unemployment has been a nightmare thus far. >> more than 3 million americans filed for unemployment during the week, ending march 21st. getting an unemployment check is not always simple or quick, even in the best of times. >> i really need the income as soon as possible. >> pearla applied as soon as she lost her job as an event planner. >> filing for unemployment is not a very easy process. it's not very intuitive.

>> these people say they finally got through to new york's system. >>que used two different computers at once trying to access the website. we spent about five days trying. >> because brwe were just calli on repeat. we did the spanish version, and that's version we had the luck with. >> last week, congress passed a whopping $2 trillion stimulus bill. but, in orlando, amber robberson will have to go it alone. >> i have negative $135. and i'm not getting a stimulus check. that's not going to help any. >> she's been looking for work for two years and hasn't filed taxes. she went to prison when she was 18 for non-violent crimes and covid-19 she suspects has slashed any employment prospects she had. >> you lost your job because of covid-19.

go ahead, you'll get hired before this lady who's been looking for two years. >> her daughter calin goes to a magnet school for the performing arts. for both of them, education represents opportunities amber didn't have. >> lord knows i don't want her going through what i am going through now. i know she won't be going to jail or anything crazy like i did. she wants to be a star. >> when schools shut their she nood knknew she had to get . so she and her neighbors banded together for wi-fi so all the kids could learn. >> i got the wi-fi fixed. >> so i can. >> yeah, you're going to school here. >> knowing she can still make her daughter smile is a small relief. >> just got to let it roll off your shoulders. >> she focuses, instead, on

gru gratitude, thankful for the new women in her tribe, like dorothy miracle. >> we wouldn't get through this at all. >> and for thins like free lunch. >> thank you guys so much. thank you. >> and this. a gift from someone she's never met, listed on a give away app. for some, an old trampoline, but for her, a god send. >> thank you to anybody on offer up or wherever giving out stuff for free, because people like us, we need it. >> and earlier, i spoke with personal finance guru and popular radio host dave ramsay. thanks for joining us. >> i'm honored. thank you for having me. >> these are unprecedented times and people are facing serious health threats with economic threats. what do you say when people call you and say dave, i'm worried. >> i think you'd be weird if you

weren't a little worried right now, concerned. what we're telling folks is don't go past the word concerned into panic. people don't make good decisions when they're panicked. >> for those unemployed, rent is coming due, people have to make tough choices. how do you prioritize which bills to pay and which to ig senator ignore. >> if you are in that situation where the facts say you did lose your job we tell you you have to prioritize. protect the four walls of your house. you buy food, shelter, clothing, transportation and utilities. and you may not need to buy anything else receiight now. >> you're famous for telling people you should have an emergency fund. when is it time to dip into savings? >> get $1,000 as a beginner emergency fund, but a good emergency fund is three to six months of expenses.

if you've got that, that puts you in a much better shape right now. but, again, you don't touch that just because you're scared. you touch it because you literally ran out of money, because your job is gone. >> and what if you're already in debt? if you're going to call your mortgage bank or credit card ba bank, how do you ask for debt relief? >> in most cases they have some kind of coronavirus program. stuff like credit cards, you just don't pay them right now even if it dings you up a little bit if you're out of work or broke. for those who are just worried, they need to keep doing their financial plan. don't stop doing it. >> what's the most common question you've been getting? >> the most common question is that folks' conce has shifted from the virus to the cure. the cure is now killin' folks. not necessarily literally, but it's destroying their lives and

destroying their dreams, and so the sooner that america can get back to work safely and the sooner we can get past this fear-based management of everything, this panic management, that's what folks are yearning for that i talk to every day. >> thanks for sharing your wisdom today, dave ramsay. >> honor to be with you. and up next, the nation's surgeon general with a potential break through in testing. >> we've got a game changer, potentially. >> the love note for a mom to be written in stone. i thought i was managing my moderate to severe crohn's disease. until i realized something was missing... me. you ok, sis? my symptoms were keeping me from really being there for my sisters. (announcement) "final boarding for flight 2007 to chicago" so i talked to my doctor and learned humira is for people who still have symptoms of crohn's disease after trying other medications. and the majority of people on humira

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seriously, people, stop buying masks. they're not effective in preventing the general public from getting coronavirus. now i understand that was a month ago and there has been something of a shift at the highest levels in thinking on this issue. can you clarify? >> at that time, the cdc and world health organization looked at the totality of data out there evon people wearing masks and came to the conclusion if you wear a mask it doesn't protect you from my disease, what it does is protect me from your disease. so we recommend that people who are sick wear a mask. we recommend people who are around someone who's covid positive wear a mask but do not recommend that the general public wears masks as a protective mechanism. but we've seen cloth masks are becoming more and more available. so we're looking at the data to determine whether or not it is appropriate in some

circumstances. >> dr. birx mentioned it's moving from the cities to the suburbs and perhaps even to rural areas over time. what hotspots are you keeping an eye on? where are you concerned about the next spread of covid? >> well, to be honest, i'm concerned about everywhere, because we want no one to feel like they're immune to this. but in particular, new orleans is emerging. detroit is emerging. miami. we're worried about these urban areas, but we also want to make sure as we're increasing testing and testing is rapidly increasing, that it's getting to the suburbs and rural areas. >> what does leave look like on may 1st if you're going to open up certain sectors of the economy so people can go back to work. i spoke to an elmhurst doctor who said perhaps it was the packed people on the subways spreading coronavirus. could face masks act as a way of preventing asymptomatic carriers

from spreading? >> that's what we're looking at. in new york city, people are going to uh a going to run back to subways. that's why perhaps asking people to wear cotton or cloth masks when we go back to reopening, but hopefully we'll get therapeutics and we're hoping that we'll have a vaccine by next year and that's how they can protect themselves. we have a game changer, that's the new abbott test and tests like it that will give an answer within five minutes. >> governor cuomo called for of collaboration so states weren't getting into bidding wars for masks and ventilators. why aren't they sharing ventilators? >> we are working with states and asking them to really look at their local capacity in addition to the federal workin

back fill it and sending it to those who need it most. >> the united states has the highest number of confirmed cases in the world and people are pointing to places like germany and south korea for getting ahead of the virus. do you think the u.s. was prepared? >> it's hard to get people to wrap their heads around what pandemic preparedness actually means. we saw this during ebola, h1n1. we learned, but until people go through a situation like this they don't believe it can happen to them. they don't believe their hospital could run out of ppe. they don't believe they don't have enough ventilators. so we're trying to learn the lessons. we're focussed on making sure people have resources that they need right now but that we learn these lessons toou ness a country. being socially distant doesn't mean we have to be socially disconnected. there's an 80-year-old lady who lives next door to me. i rang her doorbell and backed

six feet away and said hey, is there anything you need? are you doing okay? it's still appropriate for us to check in on people even though we're maintaining social distancing. >> it's nice to know you're not just the surgeon general but a good neighbor. >> i have a 15, 14 and 10 year old, so i know very much at home the pains of trying to social distance. but we will get through this. >> dr. adams, thank you so much for joining us and giving us insight and perspective. >> thank you, juju. up next, love knows no boundaries or distance. according to her daughter, she spends too much time on the internet. according to the census, she just needs a few minutes more. the census is now online. and by answering a few simple questions, you'll help inform where public funding will get distributed for things like healthcare, community centers, public transit and more.

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finally tonight, the touching display of love. a simple message, good morning, beautiful. i love you. the note, from a husband to his pregnant wife, written in chalk on the hospital parking lot in fresno, california. he can't be inside because of covid-19 visitor restrictions. ethan marshall letting his wife jordan know he's right outside. what a good husband. that's "nightline." you can watch all of our full episodes on hulu. see you right back here tomorrow at the same time. "jimmy kimmel live" is next. goodnight, america. ♪ bar, ba, ba, ba, ♪ "jimmy kimmel live" this is ridiculous. from his house! >> jimmy: hello and welcome to

our continuing coverage of the longest and worst staycation of all time. i'm jimmy. i am coming to you tonight from my house. again. this is our second night doing a "real" show with real cameras. and we got a lot of comments on youtube that insisted i am standing in front of a green screen. which i am not. and why would i be? why would i set up a green screen in my house to make it look like i'm in my house? trust me, if i did, there'd be a tiger in here. if you want proof i'm not in front of a green screen, i'll give you proof. here we go. ♪ i'm pretty sure that this is