the unbanked will examine a new movement to close the financial services equity gap controversy at the nba all star weekend. after the most lopsided game ever. plus, new technology and

the three point showdown between steph curry and sabrina ionescu. we'll talk to abc7 sports director larry beil. are you suffering from the winter blues? they are real. a stanford psychiatrist has tips on beating this seasonal depression. that's more common than you think. you're watching. getting answers. i'm kristen sze. a level three storm for us today. you can see conditions outside right now. soggy and cloudy with a chance of not meatballs, but tornadoes. yes, tornadoes. abc seven weather anchor spencer christian is tracking this latest storm. spencer who's at most risk for tornado? >> well, if we do see tornadoes in northern california at all, christian, they're most likely to occur over the flat areas of the sacramento valley. however we have parts of the bay area that are right on the fringe there. places like rio vista and fairfield that are in that broader area where a tornado could possibly develop. but i want to make it clear that this there's a chance, but we're not predicting that one will occur now. right now, we're looking at

live doppler seven. you can see we've got fairly widespread rainfall and some scattered heavy downpours, especially right down on the peninsula right now and onto the into the santa cruz mountains. we've got a line of stormy weather moving through montara and up towards a south san francisco and san mateo, and then farther southward down into the woodside and los altos hills area. so it's raining rather steadily there. but much of the bay area right now is not receiving rainfall because of the scattered nature of the storm. so let's close in and take a look at the exclusive abc seven storm impact scale through this evening. this is a level three storm possibility of severe storms developing, although they may not hit all parts of the bay area, pockets of heavy rain and strong, gusty wind will occur and there is a possibility of localized flooding. here's a forecast animation over the next couple of hours. between now and about 5:00. the similar pattern. it looks like most of the activity will be up for the north bay. not so much south or east of the golden gate, although these little cells can pop up just about anywhere. but we're talking about the greatest probability right now of continued stormy weather is in the north bay through much of

the evening, before the system starts to weaken just a bit. rainfall totals generally will be under a quarter of an inch, and the wetter areas will be up in the north bay, where we expect more rain. of course, the wind, however, right now is problematic. we have powerful gusts near 40mph at places like sfo, half moon bay, nevada. strongest gusts so far are near the coast and the bay, of course, and not surprisingly, a wind advisory remains in effect until 4 a.m. tomorrow. winds generally out of the south at 15 to 30mph, with gusts that may reach 50mph, and high surf advisory remains in effect until 4 a.m. tomorrow. large breakers may reach heights of 22ft, and of course, there's a risk of rip currents and dangerous swimming. surfing conditions, of course. so even though we're not expected to get widespread heavy rainfall totals this evening, a flood watch remains in effect because for the entire bay area, because the ground is relatively saturated right now and it won't take much additional rain to produce flooding in places like creeks and streams and on

roadways and low lying areas. and let's not forget the sier, where a winter stormarni is in effect there until 10 a.m. wednesday. we're talking about 2 to 4ft of additional snow. there in the higher elevations above 7000ft, with gusts up to 55mph overnight. lows here mainly upper 40s. low 50s. highs tomorrow as the storm weakens. mainly low 60s. and as you can see on the accuweather seven day forecast, the storm will be weaker tomorrow and wednesday. and then we get some drying out later in the week. >> the end of the tunnel. thank you. all right. now to an interesting new concept making banking more accessible. while 1 in 5 california households don't have full access to banking services due to affordability issues and state treasurer fiona moore's office is hosting a town hall in oakland this week to get public input on creating a state run banking option. joining us live now to talk about the cal account, trinity tran, co-founder and lead organizer of

california public banking alliance, trinity, thanks for joining us on this president's day. >> thanks for having me, kristen . >> so are we talking about a public bank or is it not a bank? now >> so the calico is not a bank. it doesn't establish a new bank. it's not a state owned bank. what it is it's a state program. it's a really historic effort because this is the first in the nation program to offer universal banking services. so it's a state program. it's a digital platform. it operates in collaboration with existing financial institutions. so that's community banks, credit unions that are already on the ground that have existing atm and retail networks and what it does is it provides californians with easy access to a basic checking account, debit card services, and users can open an account with no fees, no penalties. access this network of atm and retail locations. all their accounts are federally insured and again, there's no account cost for account holders, which is really important given the statistic

you just mentioned, where 1 in 5 californians, which is nearly 8 million households who are unbanked or underbanked, right? >> due to a lot of the fees for the services. explain to us, though, if we're seeing historically black and brown households being more likely to be unbanked and what are the consequences of that? >> yeah. >> so when we talk about financial justice, we refer to the unbanked and underbanked. and for those who are unfamiliar with what that means, that's unbanked or those folks who have account but who don't have an account, but they and they mainly rely on cash underbanked. they have an account, but then they have to resort to the expensive alternatives like checking, cashing and prepaid cards because those services don't require a credit check or a minimum account balances. so when you look at the nearly 8 million households who are unbanked and underbanked, more than 30% of those folks are black households in our state. more more than 30% are latino households who are unbanked and underbanked. so the current

banking system, it really has failed. communities of color and really has has worsened that racial wealth gap, um, due to an unfair banking practice and the lending practices. so you have black and latino families who are experiencing, uh, financial insecurity at almost twice the rate as white families. so that's a significant number of people who are sidelined and exclusive, excluded from the current mainstream banking system. >> so how did this come about? it was due to a bill that was passed in 2021, right? >> yes, governor newsom, and at the end of 2021, he signed the california public banking option act. and that that bill is also known as calico. and that bill established the calico blue ribbon commission. and that commission is tasked with creating a report and market analysis. this, um, that looks into the feasibility, the need for the account free banking program. so that report is right now underway. and that's why it's so important for the public

to participate in the series of town halls this week across the state. uh, and we have fresno tomorrow and then oakland and then los angeles as well. it's really important for the public to share their stories, uh, on the harmful impact of the banking system, whether it's financial hardships with overdraft fees and ability to open a bank account. you know, it's really important for the community to come out and share their personal testimony and we thank the treasurer's office for convening these town halls to help really lift up the voices of the people, because that that community input from the public is going to be incorporated into the state's report, um, to help build the case for why it's crucial that california create the account free banking program , trinity, and just give the viewers the information on the oakland town hall. >> you mentioned it was going to be thursday. it's going to be at 1:00 at the elihu harris state building. again, people can weigh in about who is eligible for this and how might they sign up for the town hall or. no, i'm

sorry if this were to be established and up and running. um, give us the details of, you know, if there's any eligibility requirements. >> this is open for everyone. so the point of, of the cal count program is to be as inclusive as possible. so regardless of how much money you have in the bank, regardless of where you live, regardless of immigration status or lack of ids, this is created to be inclusive. to bring in all of the millions of folks who are right now excluded from the banking system so that they have access to universal and free banking products without having to turn to an alternative predatory, uh, uh, lenders and, uh. check cashers and, uh, you know, retail alternatives. this is really about, um, making giving a fair shot to folks who are out excluded from the banking system so that working class families can keep as much money in their pockets as possible. >> all right, before we let you go, just, you know, how long

might this whole process take? when do you expect it to be up and running? >> so the market analysis, uh, was due to be completed this july. >> the summer. um, but that looks like it's going to be extended a bit. and the once the market analysis is completed, then it will be introduced. uh, we would introduce another bill in the state legislature. most likely in 2025, that bill will then have to be approved by both the assembly and the senate. and the full the full senate and assembly floor and signed by governor newsom. um, and once that happens, uh, hopefully that will then implement the first universal banking program in the nation. so we're we're hopefully looking at 2025. okay. >> trinity tran, co-founder and lead organizer of california public banking alliance. thank you so much. >> thank you so much. >> next, playing with dolls berkeley hasn't lost his bark a game with no defense and a first for the wnba. we're unloading the most talked about moments of the nba all star weekend with

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francisco is gearing up to play host next year. last night, after the game, there was a ceremonial handoff from the owners of the indiana pacers to the owners of the warriors. the warriors hosted the all star game in 1967 at the cal palace in daly city and at the oakland arena in 2000. next year's all star game will be at chase center on february 16th, but there's so much to improve on and fix before next year. so

joining us live to talk about all that is abc7 sports director larry beil, freshly back from vegas. hey, larry. >> yeah, my voice is back. that's good. well some people yeah, that's debatable. some people loved it when i couldn't talk. no no no no, i mean, you know, family matters. >> we won't get into right now. but larry. >> oh. oh, okay. >> okay. we're talking about things to fix, right? and i don't know whether we start with the game itself. i mean, it was so lopsided or, you know, things regarding to the city's image, you know, charles barkley's comments. but you walk us through all that. what do you think? >> so this game needs to be fixed in the worst way because you can't have a team scoring over 200 points. it's like a joke. and adam silver, the commissioner of the league, he spent months trying to get the players to buy into actually guarding one another, treat it like a normal game and it's just devolved. kind of like the nfl pro bowl game. did when it got to the point where it was

basically it wasn't even two hand touch or flag football or anything, and they got rid of the game entirely. so, you know, you'll watch a game, watch a game with no defense. >> yeah, i mean, what are what are these guys doing now steph actually to his credit he had a blocked shot in this game. >> and he's right there. so he was trying. and the hope i would have is that there's a way. there's got to be a way to incentivize the players. was. and we saw that with the in-season tournament where i want to say the winning team got $500,000 per man, the losers got $250,000. same thing with this. uh, maybe it goes to charity. maybe it just goes to your bank account. but let's say $1 million for the winning team and 250 for the losing something to get these guys motivated. i was texting with an nba agent this morning, and, you know, he was like, i don't know. and i said here, first things first. the moment you're selected to be an all star, you must sit down and watch kobe and michael and magic and larry play in the all star

game from 20 years ago, because they don't understand the new players. they don't go back and watch this stuff. they have no idea what happened before these guys played like their reputations were on the line, like it meant something to them to win the all star game mvp. the players now is like, oh, let's just we're just messing around. yeah, we're just messing around. so i mean, when anthony edwards is a great player says, yeah, you know, i think he's right handed. he said, i think i'm going to shoot a bunch of shots left handed. >> it makes it a joke. >> no. >> yeah, exactly. the highlight of the weekend was steph versus sabrina. that was awesome. >> okay. >> can we talk about how awesome that truly was? i mean she almost beat him. yeah. and i think she got as many threes as they did in the regular three point shots. >> she would have been right with tied with all of the top men at 26 points okay. >> so i want to ask you then why this comment from kenny smith. 26 because hang on, we have a sound bite. >> she shot from the three point line at the women shoot from.

why are you putting those boundaries on her? well, according to you, you want her just playing with dolls, right? no, i wanted i wanted to shoot from where she shoots from. no >> okay. is there any more to that as to what he meant by it? because she did choose to shoot from the nba line, not the wnba line. so she was actually putting herself at a disadvantage in choosing a spot she's not normally familiar shooting from. >> yeah. you know, i worked with kenny. i've known kenny for a long time. i have no idea what he's possibly talking about. i mean, i thought it was great that sabrina said, i want it to be straight up. and she proved that she was as good as any of the guys other than steph and credit to steph, too, because when your reputation is, i'm the greatest shooter of all time. he doesn't say that. we all say that. yeah. then to lose to her would have been yeah he had nothing to lose right. >> he had nothing to gain, nothing to gain and everything to lose. >> but it just shows. sabrina is fantastic. and they both they both extended out of their comfort levels to do this. why

why can't he said that? i thought that was so dumb. but but this is so great because i think she could bring both girls into the sport as a player and as a spectator. >> just the fact this happened. do you think it'll continue next year? >> so i think next year and i propose this, that it either be steph and klay or steph and damian lillard. those are the men's guys and it's sabrina and caitlin clark from iowa who just set the all time women's scoring record in college basketball. she shoots from the logo. she shoots from steph range. >> yeah yeah. so you either have you know you mean even if she's still in college or will she be i don't care, it doesn't matter. >> she's getting paid anyway. >> so you either have the two guys against the two girls or the or uh- boy girl boy girl. >> however you want to do it, but but tweak it a little bit just so you have more of a of a of a two on two kind of a format. i think it would, it would freshen it up. and i'd love to see caitlin clark. caitlin clark might outshoot everybody. >> she just might. >> she's she's tough. >> that'd be great.

>> when we host the all stars. but i got to ask you. yeah, the city is wrestling with its image, which it does want to improve before next year. and charles barkley saying what he did last night. if you can actually summarize that for us and how much that hurts and what it means to a national audience, hearing that. >> okay, so to recap, the game was in indianapolis and everybody was complaining. it was snowy, it was cold, blah, blah, blah. we don't like this. and so charles said, well, would you rather you know, be in the snow or be surrounded by a bunch of homeless crooks in san francisco? that's almost a direct quote. and so, first of all, again, chuck is going for the laugh every single time. you cannot take what charles barkley says that seriously. now having said that, charles and his opinion represent what a lot of the country has seen in san francisco and believes to be true, which is they've seen the carjackings, they've seen all the people go into walgreens and target and just take bags out and all. it looks like it's lawlessness at times. if you

only consume that video. so i put it on the city. political leaders to fix it, like do something. we talk about it, we talk, we do all you know, we'll do it at 4:00. same thing over and over again. but you know, they need to really like they did with apec. clean the whole city up. everybody's safe. it's fine. that needs to be. >> 365 an ad. >> that's right. 365 keep it up. we'll see if they can do that. but i know our stephanie sierra is following up on that story. and barkley's comments. so thank you so much. yeah. welcome. >> good to see you again. >> yeah. all right. >> see you at four. all right. for sure. >> all right. is all the recent stormy weather bringing you down. in fact, does winter have you singing the blues? up next, what is seasonal depression and how you can get a sunnier outlook whether you have it or outlook whether you have it or not. conservative republican steve garvey is the wrong choice for the senate. ...our republican opponent here on this stage

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seasonal depression is real. but even if you don't have that, there are still ways to fight the winter blues. joining us live now to talk about it, stanford assistant professor in psychiatry jason tucciarone. doctor tucciarone, thanks for your time. >> kristen, thanks for having me. so what is seasonal depression and how common is it? seasonal depression is very common. uh- happens almost 5% of patients that we see even up to 10% in primary care facilities. primary care clinics. and it's really a depression that's kind of coupled to uh- the late fall and early winter. and namely reductions in sunlight and exposure to sunlight. >> can you explain why that reduction in sunlight, what does it do to us physiologically, you know, why does it lead to those feelings of depression? >> sure. the mechanisms aren't totally understood, but we do think that, uh, disruptions in light can mess with certain aspects of our brain, referred to as our circadian rhythms. and

our circadian rhythms are regulated by a region of our brain called the hypothalamus. but uh, this region of the hypothalamus called the suprachiasmatic nucleus, regulates multiple processes in our body, including our sleep, our metabolism, um, and our mood and so as we get more, uh, less exposure to bright light, it's thought that these, uh, rhythms can be disrupted and further leading to these, uh, uh, symptoms that we're talking about here. >> got it. so in terms of trying to ward off those symptoms, you've got some tips for us to battle seasonal depression and what you said about light makes sense for this. number one tip right here. bright light therapy and dawn simulator. what does that mean. >> yeah. bright light therapy is basically exposing yourself to a bright box. it's called a light box. you can purchase them online or on amazon. uh, and what it does is it provides you with an led light source that's around 10,000 lux. and lux is a unit of light measurement outdoors. if you were to go

outside in the sunny day, you'd get 50,000 to 100,000. uh, light measurements. and so this bright light therapy allows your body to be exposed to light. you can basically put it on in the morning as you wake up, sit in front of it, uh, for about 30 minutes, ideally while you're doing something, um, in the morning, such as eating breakfast or, uh, reading the newspaper. and just getting yourself exposed to this light can really benefit mood all right. >> let's see the other tips and we'll just kind of throw them all up there. and you can walk us through each one. number two, i think it's priority is sleep at night. yep >> that's really important. getting sleep at in the evenings is really important. uh, get yourself ready for bed at least one hour before you plan to go to bed. dim the lights, use the bathroom if needed. and, um, make sure you're not eating or drinking anything and try to limit your exposure to phones or other ambient light sources. take walks outside, get exposed to sunlight. that's really important to social allies with

peers. you know, isolation is not good for low mood, and it's certainly not good for seasonal depression. so get out there and, uh, you know, hang out with folks you enjoy being with and if your mood is really bad and, you know, you find yourself much more depressed, please seek medical attention by seeing someone like a psychiatrist or a therapist. >> okay. how do you know if you have the disorder? or are there a telltale signs? >> yeah. so typically depression is defined by having symptoms, um, such as low mood, low interest in things you normally enjoy doing, weight gain or weight loss, increase in sleep or decreased sleep, more fatigue, worthlessness. feelings of guilt, low concentration, attention, and very severe forms may be feelings of suicide. and so basically you would see a primary care physician or a psychiatrist who would evaluate these symptoms and decide whether or not you meet the criteria for major depression. um, that's associated with at least whether in this case, i see. >> and then there are options right? there's medication, there's cognitive behavioral

therapy. those are things you can talk about with your doctor. but i want to ask you, does it typically improve for people. come daylight saving time. the change next month. >> absolutely. and that kind of is what defines this as a particular, uh, mood disorder is that it does get better with changes in the weather patterns. um, it's not like a typical depression which can be weather intolerant. doesn't matter if it's bright or not. but as the weather improves, some people of course notice their mood improves and that's one of the key signs of course, that you have is something such as a seasonal affective disorder. >> all right. doctor jason tucciarone, assistant professor in psychiatry at stanford, thanks so much for joining us today. >> thanks for having me. >> appreciate it. all right. coming up, remember abc seven news is streaming 24 over seven. get the abc seven bay area app and join us whenever you want. wherever you are. we'll take a short break and be ri

every weekday at three, answering questions with experts from around the bay area. world news tonight with david muir. and i'll be back here at four. meantime, we leave you with a picture from mount tam. you can see it is windy and stormy out there today. take good care tonight, a powerful new storm slamming the u.s., then right across the country. there's also new coming in tonight after two young people were shot and killed in a dorm room, now the arrest. and the 11-year-old girl who disappeared before she got to school. first tonight, the torrential rains and damaging winds slamming california. winds gusting up to 60 miles per hour. all of thisit