this week, a start-up to help families start up. two entrepreneurs try to change the way women seek fertility treatments. plus, the inconsistent signals from the white house about china, and what may be the toughest business challenge of them all, launching a professional sports team. our reporters, mark nu from china global television and fortune this week on press here. good morning, everyone, i'm scott mcgrew.

i am blessed with two amazing sons. but if life had not worked out the way it did, my family might have turned to fertility treatments. and our family is fortunate. nbc would have covered our costs, so does google and apple, but there are plenty of companies that do not. paying for a round of fertility treatments can run into the tens of thousands of dollars. your child running up college-level debt before he or she is even born. assuming, of course, that you can get the loan in the first place. where there is a challenge, you will find an entrepreneur. and in this case we find two entrepreneurs of a service called future family, a san francisco-based company lending money to women looking to grow their families. claire tompkins is ceo and co-founder. holds a ph.d. from stanford and a mom joined by mark nu and

michelle from fortune. you are really proud of your parental status. why is that? >> i am, and i have actually talked quite openly with other moms and other moms-to-be about the story because i think it is something that is not talked about enough. so, in my case it was a long journey. it took me and my husband about 2 1/2 years to actually get pregnant. we went to six rounds of ivf and exactly to your point, scoott, t was a tesla size price tag to have my daughter. >> and you have learned from that and like many entrepreneurs, you said you know what, we can make this into a business. >> once i started sharing my story more openly, i heard hundreds of stories of couples who had been through the same trial and didn't have a happy ending and motivated me to find out how we can make this better. >> go ahead. >> on the financing side that is the biggest problem and what are

the options currently than what you guys do for financing for people who can't afford it on their own? >> i think we feel strongly financing at biggest barrier. we happen to live in the bay area in a pretty affluent area. but as soon as you start to, you know, even get beyond this area, it is certainly a big problem. you know, with the price tag starting as scott said around 20, 25 k for ivf and you may need multiple cycles it is a huge barrier for couples who want to or need to go this path. there are some solutions in the market today. i think what we're doing very differently is we are bringing not only finance, but, of course, being in silicon valley technology. >> i want to talk about the tech and concierge in a minute. do you go to wells fargo or chase and say i would like to borrow, assuming you can borrow the money. is that the standard way of paying for it? >> in theory you could do a diy loan. it would be bet tore go to a

prosper or lending club. go through the standard procedure, but again they are not specialized in fertility loans. what we do is a big differentiator we know how to actually help and package these loans for our clients. also importantly, when you think about what's going on, you're getting multiple services such as clinic. if you've never been to a doctor for anything other than annual exam, you know one of the most frustrating things is the after bill. there's this, the labs, screening, by the time you're done the billing is balloon the. we take care of that up front and we're the only company that does that. we say you know what you're going to pay up front. as a patient i can tell you that's really reassuring. >> tell us, what is concierge service, is it helping you with the payments or with your health? in the end, does that -- do you see improvement in say the rates or out come s? >> yeah, i think both. as already disclosed i came to this from the side of being a

client or patient myself. i can tell you it's a confusing side of medicine. you have a ph.d. and still have a hard time understanding it, you, is that right to think maybe they're not communicating well. so, what we do is we provide this concierge service, registered nurses, clinical experts in fertility, also a service that connects the doctors and the idea is you can get really informed about your care before you go through this expensive procedure. i think we're seeing big consumerization of medicine and as higher deductible insurance plans become more they expect better care. they want to have better services and expect to take more responsibility to facilitate that. >> is injure business model primarily making money off of the loan? >> we are a venture backed city. >> you come from solar city. >> i do. different application but i like to think there are parallels. opening up the market. >> yes, opening up the market and thinking of it a different way. also solar city is a solar company, you know, to the forward facing consumer, but

really it 's a finance company. >> absolutely. >> did you take lessons and turn it into this technically a finance company zm >> for sure, it's something we have some solar city alums helping us fill the company as you might anticipate like myself. very much so. it turns out that what we did at solar city is quite applicable to the health care market because we were also doing unsecured lending. >> right. >> our vision of that market was we put $25,000 solar system on their roof without a financing plan and we feel the same way about fertility treatments. today in the u.s. the cdc says 7 1/2 million couples at any one time are struggling with fertility. the number of couples that get access to care is a couple hundred thousand. so look at the >> del delta. >> the tech companies offering these services, that cover them, i should say, for couples, is that something that's a total anomaly in silicon valley where

you see some of the big players doing it as an added perk to attract talent, or are you seeing that across the board in other industries and other geographies starting to happen? >> yeah, i certainly think that google, apple, facebook deserve big credit for helping make this conversation more mainstream. so far, they are in a class by themselves, self-insured, tech companies competing hotly for talent. i think it's going to take awhile for that to go downstream. so, you can see that everyone who is not employed and entrepreneurs included, tech companies need to know their solutions. >> part of your model is cutting edge digital health technology. we're seeing a lot of apps and things about pregnancy and your cycles. are you actively researching as part of your start-up the best methods in how technology can improve outcome s? >> we are. we believe strongly that is something we can bring. we treat the clinics as

partners. we work with a lot of clinics around the country. we think where we can add value is on the technology side. we're sitting here in silicon valley and there is a lot of technology we can leverage to not only improve outcomes but also get a better set of data around which we can ultimately hopefully drive successful protocols. >> claire, i know we're tight on time. i want to go back to the unsecured concept. where is the money coming from, capital investors? >> like any great silicon valley company, we're backed by v.c. >> you're loaning out v.c.'s money to people who have an unsecured loan. you can't take the baby. >> right. >> i don't know if you know that or not. >> right, thank you. >> that's not allowed. so, are you charging a higher a.p.r. because you have an unsecured loan? >> we're competitive with what's in the market. we bring fertility corn sirj service. we're in the same range 7%.

>> if we're watching this money going out and you're saying, new york city, no, we're not charging a premium because it's an unsecured loan, how do we know the money is coming back? if we're lending the money out, how do we know it's going to come back? >> yeah, great question. so, we obviously work very closely to make sure our clients are a good fit and one of the things we do today to qualify for a future family financial package we look at your credit report and make sure you have a good credit standing. >> sure. >> so we're doing standard practices but of course our goal is to help everyone. >> claire tompkins is with future family. thank you for being with us. >> thank you. >> up later there is no i in team, but is there a profit? the president apartments confusing on again off again relationship with china when press here continues.

welcome back to "press:here." we were supposed to have a better idea by now how the trump administration was going to handle china.

it would appear a few things have gotten in his way. president trump has had a curious relationship with china. alternatively calling xi jinping a friend and then blafrting hst on twitter. he has threatened them on trade. he was kind enough to join us to talk about china. you are extremely bullish, i know, on china and its economy. are you bullish on our relationship with china? >> so, we are a global company. we do business with companies all over the world. so, i think we have a global relationship with china, not necessarily a american relationship with china. it's clear the relationship is so massive. even the president's relationship is around that relationship. last fortune 500 companies continue to do business in china. they won't all sell into china, you see reverse chain heating

up. political, it's a very small, what is the real trade relationship between u.s. and china. >> even if this continues over the next few years? it will have an impact at some point? >> of course, you can. it's the raw numbers of the trade, it's so massive. recently china is starting to buy far more. i was just in detroit at gateway 17 with jack saying, look, we now want to create 1 million jobs in china -- u.s. selling to china. so, i actually think the demand is not growing, making it harder for the us to start cooling down the relationship. now it's china buying in the u.s. >> what would you recommend for u.s. companies wanting to get involved in china? we see bai-du, companies doing research in silicon valley, china coming in, start ups, all their manufacturing in shen zen. what can we do? >> two things to be wear of.

chinese start ups have not done well outside of china, southeast asia. u.s. has done horribly in china as well. i think it's all of our building long-term relationships. we spent four years in china before we started doing real business. we spent time forging relationships, work with the government, et cetera. i think for u.s. companies selling into china right now, that's a massive market of chinese consumers wanting western goods. they want brands outside the normal ones. it's hot access to get that in china. t-mobile, et cetera. that's a massive opportunity. it is getting easier and easier to manage the whole logistics shipping your products there, listing them, et cetera. i think the buying opportunity is very big in china right now, but i think the manufacturing opportunity is really, really big. china -- i mean, sulfur slow down has been a slow down from a manufacturing economy to a highly automated one.

they're far more advanced than germany and switzerland, what you see there. high-quality, high detailed manufacturing. it's hard to get that quality anywhere else. >> what does that mean for the chinese consumer? we had an m.i.t. professor on some time ago who was alarmed at automation in china. you have people coming in from the farms into these big factories. they are discovering middle class life-styles and then they're being replaced by robots. so, we want to sell into china but are they going to have the jobs to buy our stuff? >> they have a huge gap in service jobs right now in china. they are looking to push more people into finance and health care. it is all of these other ancillary areas. in a way you can say when the worst was trump wanted more for manufacturing jobs to come to the u.s., he kind of said jokingly, you know, that's real good because we're trying to figure out how to move people into other areas where we have the demand. like we saw in the west, the u.s. economy was a manufacturing

economy in the '7 0s. we transitioned away and most of the jobs went elsewhere. i don't think robotics itself is a threat to the chinese work force, especially because they are willing to do the t trajection. >> as president trump talks about manufacturing, manufacturing not necessarily where you're going to grow your economy. >> coal is where it's at. >> coal. if china gets very good at finance, if it gets very good at services, that would be yet another threat to the united states. >> i think, yeah. it's an important point to look at the global picture. so, of course you can look at u.s./china. one belt one read, the largest logistics in the world linking china to europe. they're taking the time it takes a container to get from china to

europe, 24 days to 7 days. what that means for the world is massive. i think china moving into other areas will of course have an ne effect. they are looking to leverage. what really is happening china is emerging on the global stage as a full fledged capitalist super power and not just as a manufacturing hub. overall, i think the world will do better from that, not worse. >> with trump pulling out of the tpp, which, 40% of the region's economy, do you think that leaves a vacuum or was it a mistake? >> i think it was a massive mistake. the tpp, the u.s. forgot something very important. when you're the strongest you have the most to give in trade. u.s. used trade relationships to build alliances to bring countries close to them. tpp was a way of aligning all of the southeast asia, whole region around china with the u.s.. and the way that happened was by giving access to the u.s.

market. the return, also trading with the region. now that tpp is gone china is expanding their own trade agreement right. i think the long-term loss for the u.s. will definitely in that space be the growth for china. it was a self-inflicted wound. >> kris, a couple seconds left. what in the next six months should we be looking for short term as far as our relationship with china? >> i think, of course, short term a lot of it is bound up in a lot of foreign policy, et cetera. >> sure. >> i think that will slow it down, everybody will figure it out. nobody wants a real conflict with north korea. the grandstanding is done so i think you should look at the raw numbers. china is the world leader in renewables health care. a.i., finance, so watch those areas. >> kristen lang, the ceo of trade shift. thanks for being with us. i used to think the toughest

start up is an airline. i've had a lot of experts agree. we will examine that when "press:here" continues.

welcome back to "press:here." it's possible you used to be a fan of the san francisco demons. or the san francisco bowls. or the san jose scout. or the san jose frogs. you know the frogs. or the california sun birds or the cyber rays. it's also equally possible you've never heard of any of those teams. they all either folded or moved away. i bring that up because you have to understand the head winds that are facing the san francisco deltas. they are a soccer team in the north american soccer league playing the carolina rail hawks in a home game in san francisco's stadium this weekend. but if you build a team, will fans come? recently the team ceo posted a plea to the internet titled, only you can fix this in which he says, i believe professional

soccer can work in s.f., i really do. however, we have a problem. the san francisco deltas can't survive if we don't increase attendance. it's scary to write. brian is the author of that plea. he's the san francisco delta's ceo. thanks for being with us this morning. so, there's the inherent problems. i didn't know the san francisco deltas existed. is it because the bay area is just too busy, there are just so many things distracting me? >> that's probably the main cause actually. when we -- we also surveyed those fans who have come to one or two games. why are you not coming back? 68% said there are too many options in this wonderful city we live in. >> you are transparent. >> rightly or wrongly. >> 88% of your fans don't come back. for a second game, at least not right away. that's devastating. >> it is. i mean, it's one of those things where it's obviously a new brand and takes time to capture the

hearts and emotions of the fans. the owners of the soccer club are "the fan." this is data they should know. it's easy to do the post because the charts you see in the medium post are the exact same one i share with investors and people internally. >> who are your owners? >> we don't use the term owners. the owners are the fans. we have capital, investor group from brazil, people who started or worked at companies like apple, facebook, pay pal, twitter and the like. it's very similar. we've taken a page from the start-up handbook and i had a tech company before that mind-set of let's bring some people together who we have strong relationships with and believe in the team. >> you graduated from stanford school of business. what makes you, other than your love of soccer, what makes you equipped to now do this? >> so, i love that question because especially when we're in silicon valley. that's the question i'm sure lots of people ask plenty of

founders who say i see a problem, an opportunities and i want to do it. i had a tech company before, an hr technology platform. i didn't think, i have this unique ability for hr. now in soccer, it's more i've been in the bay area for 14 years and i said there is a need for professional soccer in san francisco. >> your company seems so metric centric that what were the metrics going in that said that this is worth doing? >> great question. i'll keep it to just a few or i'll bore you with the data. nearly 40% of people who live in san francisco were not born in the united states. so, obviously that is a market that already understand futbol, whatever you want to call it. there are things related to affordability. if you look at where professional sports has moved to, it's moved into something that is actually very exclusive and we're going through a time in san francisco where a lot of people are saying, can i even afford to live here any more? our stadium, a third of our tickets are less than $20. >> is that why you don't think

the san jose earthquakes are a competitor? they're major league soccer, or is it distance? >> it's distance. >> nobody will go on the train? >> not nobody, but i mean -- they came down to sfla. it's a drive, right? >> it is a drive indeed. let me ask you about, you would be open to rick wells or larry bayer or jed york approaching you -- let me point out, they all said in that seat, you're our fourth sports executive. you'd be open to any of them approaching you about, hey, we'd like a piece of this team? >> absolutely. i met with rick wells earlier this year. one of the first questions he asked me, is this easier or heart d harder than a tech start up? without hesitation, much harder. this is sikds or seven businesses under one umbrella. there is a sporting side with players, agents, coaches, there's construction, there's real estate, there's technology, there's marketing. there's retail. it's very public. we have a fan base that make

sure they are well heard on social media and even the fans of other teams want to opine on what we're doing. >> soccer, or baseball must be the most popular among children. is that a big part of your strategy, getting to the youth or working with youth soccer leagues? >> our approach, and what's beautiful about soccer is remembering that this is the world's game. so, it is something that is not just for young people. i mean, if you go -- i'll give a quick analogy. our first home game mayor ed lee was there doing the coin toss. i'm not much nor protocol. i spun him around and pointed to the stands. look, mayor, there are nearly 5,000 people, our city is really diverse. >> yes, it is, brian. i said, hold up, mayor. these people never hang out with each other. different socioeconomic level, different neighborhoods, different restaurants. if you recapture the historical essence of professional sports which was always to be for the community, not a business, not a

place to pay $15 for a bud light or $13 for a processed hot dog, you can do something together where you bring people together. that's the essence what what we're trying to do. >> why do you think, not to take away the positivity, why do you think so many other new leagues have failed and i'm not talking about on the football side, but the american football side and other sports? >> no transparency is one of our pillars. ego. plain and simple. if you look at what happened in nfl, afl, lamar hunt played a pivotal role and said we have to put our egos aside. the story is the same in soccer. there are three independent leagues. if transparency is the wordy most say, the second wordy most say in sports is we need more collaboration. let's come together and work on this together as opposed to people pulling in different directions. >> brian is the ceo of the san

francisco deltas. we wish you luck. >> thank you. >> that kind of enthusiasm, maybe it will work. thanks for being here. we'll be back in just a moment.

that's our show for this week. my thanks to our kbefrts. if you joined us midway through, at the top we were talking about a silicon answer to fertility. you are see that answer at "press:here" tv.com along with thousands of other interviews from our searchable library. i'm scott mcgrew. thank you for making us part of your sunday.

damian trujillo: hello and welcome to "comunidad del valle." i'm damian trujillo. and today, pesticides and farmworkers, the mission of one bay area latina, on your "comunidad del valle." male announcer: nbc bay area presents "comunidad del valle" with damian trujillo. damian: we begin today by our monthly visit from the mexican consulate in san francisco. with me is consul jesus gutierrez on "comunidad del valle," along with irving velazquez, also with the consulate. welcome to the show. jesus gutierrez: thank you. damian: thank you very much. well, i mean, we're talking--the topic this week is la semana laboral, the labor week. tell us what that is and what it entails, if you can. jesus: yeah, thanks, the labor week is an effort made by the mexican embassy and the whole consular community in the united states. we have 50 consulates in united states, so the whole consular network, along with other consulates, in this case the