right now at 4:30. up in flames, we look at where containment stands this morning. plus -- >> say your home burns down in a fire, do you have enough coverage to fully rebuild. the answer may be no. i am chris chmura and we will

show you ways to protect yourself, next . it is shaping up to be a beautiful friday for us. and we look at the weeked forecast. this is today on the bay streaming live on apple tv, roko tv and on nbcbayarea.com . it is a friday morning for us and i am marcus washington . >> i am laura garcia and we will check that microphone and just a minute. and now let's look at the forecast. this afternoon it's going to be a little bit cooler thanks to a system nearby. it will be warm but more noticeable with the cooling around some of the inland spots. currently out the door it is 57 in hayward and 56th and fremont. it is 54 in san francisco and

still dry. as we look at the fire danger index, the good news is that overnight we have a nice recovery when it comes to that humidity. in the area where the fire is burning, we do get dry into the afternoon less than 20% when it comes to that humidity. we keep a close eye on that. and we will look at the forecast with mike. i-80 is still closed and it has been maybe two weeks here. still closed another two minutes from the carquinez bridge and there is the alternate on 29. remember at about 5:00 it should reopen and then close westbound tonight from the bridge and again 29 is the alternate. i will remind you of that throughout the show. we have construction and repair work going on and i will have more on that in a second. i want to

point out for the commuter traffic south of gilroy that highway 29 is impacted with a closure between 101 in that area. back over to you. now to a developing story out of san benito california where the flames are burning in the cal fire with two fires in the river oaks area. one fire forcing evacuation. it is set 10 miles south of gilroy. crews were able to contain it at 50 acres. the second fire is still burning this morning. the evacuations in some road closures and 80 acres have burned so far. other homes are threatened at this hour and no one is hurt. there are new witnesses showing a recounting of what donald trump was doing.

>> reporter: through live in taped testimony, investigating and painting a portrait of a president to resisted taking action for more than three hours . >> president trump did not fail to act during the 187 minutes tween leaving the ellipse and telling the mob to go home, he chose not to act. witnesses said he was content to watch the the riot unfold and watch the electric and pectoral recount. >> count me among those who was hoping to see and unequivocal strong statement clearing out the capital. >> are you aware of any phone calls by the president of the united states to the secretary

of defense that day? >> not that i'm aware of, no. >> showing the missouri center josh hawley running from the mob. >> make way. >> reporter: secret service members with vice president pence feared for their lives. >> there were calls to family members and so on and so forth. and for whatever reason, it was about to get ugly quickly. >> reporter: saying the president exacerbated their crisis with the tweet. >> for him tweeting that message about mike pence, that was pouring gasoline on the fire and making it worse. >> reporter: the day after the attack when the president refused to acknowledge his loss. >> congress has certified the election we are not saying the election is over. >> reporter: the president was derelict in carrying out his duty as president.

>> donald trump made a choice to violate his owe for the office. >> reporter: nbc news, washington. we have more. just had to nbcbayarea.com to click on the link and watch more of the hearing. gasoline, food and clothing and so much more. prices are up everywhere and on everything with inflation. do something unexpected and that is call your insurance agent. this is the costly intersection of fire season and inflation. >> reporter: the bottom line is that rebuilding your home today is more expensive than your home in owners insurance. one phone call and today could bridge a huge gap. >> reporter: when the ccu fire

ranged through 30 thousand acres in 2020, the flames destroyed 1490 structur including catherine wilson's one-bedroom home and cabin. >> it's dramatic. i feel at home and i'm here. even burned as it is, which you can see. >> reporter: catherine had insurance to rebuild but there is a quarter million dollar hold. the maximum was $400,000 to rebuild. the problem is that the builder quoted more than 6000 $50,000. >> it is way more than i am insured for i can afford. >> reporter: reconstruction prices have climbed 20%. most insurance policies are not keeping pace. a recent american

property-casualty association survey of 1000 u.s. homeowners found less than one third had adjusted their coverage to account for inflation. >> you could lead to a catastrophe. >> reporter: it starts with your mailbox. >> you get a renewal in the mail each year. take a moment to reach it. >> reporter: look at the declarations page of your policy and see how much coverage you have to rebuild a home. then ask if you can actually rebuild for that. >> i encourage homeowners to look at their insurance every year because this is unprecedented at the time of inflation. >> reporter: if the policy numbers do not add up, circle back to your insurance agent and ask about upping your

coverage. especially if you have made improvements like remodeling or adding solar panels. you may have to pay a premium, but it is a case of you get what you pay for. back in the santa cruz mountains -- >> sometimes i just come with a chair and enjoy being here. >> reporter: catherine is buying a trailer and exploring what she can buy with her insurance money. perhaps a prefab camera. she says you should take action to protect yourself. one call to your insurance agent should get the ball rolling. the consumer group, united policyholders, said that cost of your house is underestimated when you first buy it and the gap widens as time goes by. each year press your insurance agent to double check. we know insurance issues can be agonizing and we have a team to help. let us know about it at nbcbayarea.com /response . click the response option from

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it is 4:42 right now. take

a look at the blanket of fog over san francisco. we expect temperatures in the 50s and eventually climbed to the 60s around the bay. we will look at your inland highs coming up. and a different angle at the bay bridge looking from a local park. traffic is moving smoothly and we have a different perspective on the bridge. now let's check the world. good morning mike and everybody. i am contessa brewer from cnbc. we are looking at dow futures just hanging onto the green. the s&p and nasdaq set to open slightly lower. this after a disappointing earnings release from snap chat's parent company . shares off 30% in the premarket trading and it is a reversal for a very hot streak for tech. and the third straight positive

session posted yesterday but we will see a reversal today. on the back of that earnings report we get twitter's earnings report before the opening bell and then verizon and american express as well. snap is dealing with weakening revenue growth. the online platform led to disappointing earnings and it said a challenging economy and increasing competition from tiktok have led marketers to pull back on their spending. the plummet in snap shares is bringing down other social media stocks as well. we are seeing twitter, meta-, pinterest and now for beth in the lower market. and it ditches the algorithm . remember when it used to be like this where you saw the most recent content first.

there is a friends and family need option called family feed that will let you see the most recent content first. and a personalized face with a recommended content and then you can switch to the alternate view. facebook for years is called for more control over what you see in their feed. then platforms like twitter and instagram gives users the option for chronological order. part of what we are seeing in all of the social media companies is that users want more of seeing what they are saying. then, can you find the ads to support the services the vendors are using? >> that's a tough one, thank you so much. it is a quarter to 5:00 right now and we look at some of the local of the local

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what's the weather going to be like? >> it's going to be really nice and today we will we will be a

little bit cooler and i do mean a little bit. around three degrees difference at the bay coast and eight degrees in the interior. look at this is san francisco shot and it looks pretty cool. you can see the city and we will be seeing temperatures pump a little bit. we are starting in the 50s and pretty comfortable overall. no big temperature changes just yet. three degrees cooler through santa rosa but cooler into the afternoon. wind speeds are calm at 3-5 miles per hour and not really a factor. it will get breezy this afternoon and we will talk about the daytime high temperatures and what to expect. 84 in los gatos and morgan hill and gilbert in the upper 80s and low 90s. yesterday we had upper 90s and through the interior and today we stick

through the upper 80s. concord 88 and danville 87 in oakland 69. around the peninsula, look at the daytime highs was 71 in san mateo. san francisco in the upper 60s and up through the north bay, santa rosa at 83. we have a nice weekend with fog around the coastline. overall, clearing skies through the afternoon. this is what we are monitoring into next week. we have monsoonal moisture next wednesday and into friday. that will bring the mugginess and increasing humidity with rain chances for l.a. and potentially lake tahoe. we will monitor that to the southeast. the seven day forecast with 70s in san francisco to upper 80s and low 90s for the weekends. how are the roads? and i-80 in alejo, that

should clear in the next hour. now back to berkeley and we talked about damage to the over cross that gilman. that occurred a couple of days ago when a truck below it did impact the right lane. continued repair work has three lanes blocked now. traffic is light and it will clear at 5:00 a.m. as well. then on saturday they close three lanes. yesterday with one lane closed, around 10:30 two 11:00 i started to see slowing. there will be continued repair work and the rest of the day shows a smooth and easy drive with no real surprises. back to you. and i story that you will only see on nbc bay area today . some business owners say

thieves are targeting their shops and they think it is the same four guys doing it. take a look at this video. the most recent was wednesday night. this explains why police are doing about it. >> reporter: thieves shattering the glass window in willow land and breaking in and ransacking the small business for the second time and 6 weeks. >> it's extremely frustrating. you don't know if you will come to work and it will be robbed. >> reporter: the owner haan vid and thinks it is the same guys who keep coming back. >> there's a large gentleman who takes up the whole doorway and then a short gentleman who seems to be the ringleader of the deal. >> reporter: he was not done with insurance from the first crime when 25 phones were stolen . he thinks they came back for more, but there was nothing there. >> businesses are broken into from roundtable down to the

diamond store. >> reporter: the first burglary in 25 years last month. >> a group of four in their minivan rolled in and they are very efficient and about three minutes in and out. >> reporter: they took cash from the register and even stole the atm machine. they agree on two things. number one is in uptick in burglaries recently and number two, it appears the same group of thieves are responsible. >> is a big guy in a couple of smaller guys and a driver outdoors. >> reporter: police share that the burglary prevention unit is tracking where the crimes are related and where the thieves sell the stolen goods. they want more officers and increased patrols. >> we are all coming out of covid and small businesses. >> i hope they find the people and that they stop doing it so

businesses can just do business because it's hard enough in this economy. >> i hope them fight they find them too. and a new sci-fi film. >> it must've been a miracle. >> when we come back, a look at a new thriller and how you can take part in movie magic. happening now. the university of california system is seeking to add 20,000 students by the year 2030. this is according to a report by ed soares. growth at certain campuses with you see pope's long-term enrollment roles goals with a surge in demand

>> i know you love movies and the new movie is out today. >> you can see right there, the ufo horror theme. also the plot of the movie has been a mystery so far. we don't want to spoil it, but some themepark owners witnessed bizarre happenings in the area.

there is the themepark from the set and it will become part of universal studios world-famous back lot tour. fans can experience first and starting tomorrow. it is really cool. universal studios and nbc they area are both owned by comcast. i will let you know about it, even our producer saw it. it is 4:58 this morning and new revelations in the january 6th hearing are coming to life. many accusing former president trump of failing to calm the mob that stormed the

former president trump did not fail to act during the 187 minutes between leaving the ellipse and telling the mob to go home, he chose not to act. right now at 5:00, the january 6th committee zeros in on the president's choice not to act during the ride on the capital. there is new evidence leading lawmakers to set additional hearings. and moving forward on the new covid vaccine and the

strategy that health providers are whining to get people there shots