right now at 5:00, a big day for gop presidential hopefuls. tonight is the third republican presidential debate, with the

stage being whittled down to just five candidates. we're live with a preview and one notable absence. and san francisco says it is ready for the holiday season, but are you ready to go back to spend your dollars and your days in san francisco? i'll tell you what might be different to draw you in. also, israeli forces push deeper into gaza with no let-up to the heavy combat. ahead, the white house warning to israel leaders and their post war plans now coming into focus. this is "today in the bay." good wednesday morning to you. i'm marcus washington. >> and i'm laura garcia. we'll check that commute a little later with mike. first, let's get a look at the forecast for this now wednesday morning with meteorologist kari hall. >> it is cold as you step out the door. as we take a look around the bay area, here is a look at our temperatures right now. in san jose, it's 49 degrees, but it has dropped to 42 in dublin.

san francisco in the low 50s and we're in the upper 40s in oakland. as we take a look around the bay area, some of our colder temperatures are farther to the north where we may dip into the upper 30s. look at where we're headed today. it may be slightly warmer. a nice recovery. i'll be tracking that, as well as rain chances in a few minutes. >> thank you very much. tonight five republican presidential hopefuls will go head-to-head during the third gop debate. they'll be making their case to americans just one day after voters headed to the polls in many key swing states. >> "today in the bay"'s brie jackson is live in miami just outside of the debate hall. what can we expect to see on stage tonight? >> reporter: good morning, marcus, laura. there's a couple of things you can expect. you can expect to see a smaller stage and you can expect each candidate to have more time to respond. there are only going to be five republicans on the debate stage tonight, and this could be make or break for these gop hopefuls

as they try to distinguish themselves as an alternative to the front-runner, former president trump. five republican presidential candidates taking their message from the campaign trail to the debate stage in miami tonight. >> i am hopeful that with a thinned-down stage we'll have a substantive debate. >> reporter: the third republican debate marks a critical moment for those fighting to gain grounds in the polls and in a key battleground state. the front-runner, former president trump, maintains a commanding lead over his republican rivals, including florida's own governor, ron desantis. >> it's his home turf in miami, but he's been eclipsed by donald trump, who has gotten more endorsements out of his home state than he has. >> reporter: former u.n. ambassador nikki haley has been surging since the last debate, a strong performance tonight could keep that momentum going. >> she goes into this debate with a real strong suit, because foreign policy is something she knows really well. >> reporter: the wars in israel

and ukraine, the economy, and other pressing issues are expected to come up, with a slightly narrowed field on the stage vivek ramaswamy, former new jersey governor chris christie, and senator tim scott are also hoping for a standout moment. >> we have to defeat donald trump in the primary to have any chance of beating joe biden in the general election. that's why i want to continue to make this argument on the debate stage. >> reporter: all five candidates seeking to seize on the absence of former president trump, who says he will not attend any republican primary debates. and former president trump is opting to hold a rally nearby at the same time of tonight's republican debate. marcus, laura. >> brie, you mentioned president trump's counter-rally tonight. do we know anything about that location? >> reporter: marcus, here is what we know. it's going to take place in hialeah, a city about 95% hispanic. here is why that's key.

republicans have been making gains when it comes to wooing hispanic voters and this is something mr. trump has made a priority. >> thanks for the latest. coverage of the third gop presidential debate begins at 5:00 tonight right here on nbc bay area. "nbc nightly news" anchor lester holt and "meet the press'" kristen welker will moderate. they'll be joined by hugh hewitt from the salem network. there are some programming changes you do need to know about. we'll air nbc bay area news at 4:30 at its regular time, and then following the debate stay tuned for a special edition of nbc bay area news at 8:00 p.m. to a live look this morning at capitol hill. this is where an outspoken critic of israel's war of hamas is being censored by her fellow lawmakers.

michigan democrat rashida tlaib was censored, the only palestinian american in congress. ahead of the vote she gave a passionate plea saying her voice is needed. the house resolution still passed by a vote of 234-188, with 22 democrats crossing party lines. censor is a punishment, just one step below expulsion from the house. and that resolution calls out talib for promoting false narratives about the october 7th hamas terror attack. she insists that she will not be silenced or let people distort her words. 5:05 right now. a live look at the israel/gaza border. israel says its troops are now in the heart of gaza city in a full-on ground offensive. you see the fire and smoke there. this is also new video to show you from israel overnight showing new strikes in gaza, with israel now claiming it helped take out a senior hamas weapons leader. nbc has been unable to verify

that claim. it comes as u.s. secretary of state blinken made a new round of comments before leaving from japan, maintaining u.s. support for israel and its new plan to reshape gaza. >> israel has repeatedly told us there is no going back to october 6th, before the attacks by hamas. we fully agree. as we work with israel to ensure this, we also are working in the region to deter broader threats to our partners and to our friends. as the president said, to anyone seeking to take advantage of the crisis in gaza and spread conflict to other theatres, don't. >> blinken also renewed the white house's calls to end the conflict, to minimize civilian suffering. more than 10,000 people have now died in gaza, the number of dead in israel tops 1,400. back here at home, many are calling for a cease-fire in the middle east. last night in oakland pro-palestinian organizers urged

city council to take up a proposed resolution in solidarity with palestinian. the proposal claims israel is committing acts of genocide. many jewish leaders say this resolution and similar ones across the bay area are further dividing the jewish and islamic communities. the tension led to a brief recess during the meeting. the city council president says the resolution still needs to go through a legislative process before a vote can take place. >> you have my word that i will follow up with those that i met with yesterday so that we can discuss the resolution that you wish to bring. >> the city of richmond recently passed a controversial resolution in solidarity with palestine, accusing israel of ethnic cleansing. the jewish community relations council condemned that resolution. moving you forward on the holiday season, and for a lot of people it has always included visits to san francisco's most popular and festive shopping districts.

>> these days those destination spots are getting squeezed and losing merchants. "today in the bay"'s kris sanchez joins us. city leaders are really banking on a big rebound here. >> reporter: yeah, as the song says, it's beginning to look a lot like christmas in san francisco. union square ice rink is open. this year san francisco's u.n. policy, once known as an open air drug market, is being re-imagined as a place for families. there is a ceremony happening today to celebrate the new skate park and outdoor fitness center, complete with chess, ping-pong tables and a rock climbing wall. this is part of a pilot program which could be a bigger solution as the city looks for ways to combat drug addiction and crime by making positive spaces available to people. two empty spaces at union square are getting new life as well. you see the mayor cutting the ribbon with tyler florence, the renowned chef. the city helped the chef open two cafes, one on the stockton side of union square, the other

on the powell street side. no amount of pastries, however, or family activities will be enough to draw people to the city if they don't feel safe. for that, mayor london breed and san francisco police chief bill scott have a plan, what they call the city's safe shopping initiative. >> as we go into this holiday season, you will see increased presence, you will see increased presence not only in union square, but in all of our shopping corridors. you won't see the plainclothes officers that are out here getting the job done and arresting people because they're watching crimes occur as they occur. we want to go a step further and we want to prevent these crimes from happening. >> reporter: the chief also asked people to be vigilant, to be sure that they report crime they see or experience, even if they've heard people say that it's not worth it. whether you report that to 911 in an emergency or the nonemergency line. the union square tree lighting is coming up in a few days and there will be extra police

officers on duty, as well as community ambassadors patrolling the plaza. as for apec, i know ginger is covering that later this hour, it's all hands on deck. one more bit of good news that could last beyond the holiday season, two big tech companies leased really large spaces at levi's plaza at the northern waterfront, so perhaps a sign that things are starting to turn. >> one could hope, because it is such a traditional place to go. >> it really is. >> thank you. and a live look in san jose this morning, as we get started with the day. meteorologist kari hall is tracking that cooler start. stepped out the door this morning, and, oh, yes, it's colder today. >> we can tell just a few degrees of a difference. it's really about 4 or 5 degrees cooler than yesterday and we're going to have a comfortable day. we will be watching out for a chance of light rain late tomorrow night into friday morning, but then we will have some higher rain chances next week. i'll be highlighting all of

that. we'll talk about our timeline as well coming up in the full microclimate forecast. mike has a look at what you can expect this morning with those gas prices. >> yeah, and the lows in the south bay, aside from temperatures, are dominated by san jose, calling out those prices specifically $4.39 at diamond gas and mart on story road. east bay, union city's lowest is also $4.39 at the national petroleum on mission boulevard. in san francisco, the bottom price is exxon with $4.79. exxon on california street. just south of the presidio. on the roadways, a smooth flow of traffic, including out of the altamont pass. mild slowing, things are clear after you pass by greenville. nice, easy drive through the dublin interchange. no problems at the bay bridge or on the bay bridge. that's a beautiful blue. over to you. >> that is gorgeous, isn't it? >> it is. >> thanks, mike. 5:12 this morning. instagram adding new privacy

options for users. do you care to know when a person has read the dm you sent them? we're going to tell you about the new setting some users are seeing in their profile. and waze i ready tso

good wednesday morning to you. it is 5:15. let's get a look at concord, where our temperatures start out in the low 50s, but we do see a nice warm afternoon ahead.

we head for the low 70s and lots of sunshine. a few changes as we go into the weekend. i'll talk more about that in a few minutes. we're looking at the san mateo bridge westbound with the taillights. good spacing, good speed both directions, a clear flow approaching from either side. we'll talk about where things should be slowing a slowdown coming up soon in the east bay. good morning. very happy wednesday to you. shares in the video game company take two interactive jumped as fans learned it is going to announce a new grand theft auto video game. the last one, grand theft auto 5, sold 185 million copies, and is the second best video game ever, best selling video game after minecraft. it makes it one of the best selling products of any kind ever. yesterday we told you salesforce traded crm. we'll keep salesforce conference

dreamforce in san francisco. shares in microsoft hit all-time highs over optimism on the company's artificial intelligence efforts. really, stocks in general are doing very well. unemployment still near all-time lows, inflation is coming down, wages are up 4% on the year, s&p 500 on its longest winning streak since 2021, and morgan rates are even coming down. but a bank rate survey shows more than half of americans think the economy is poor. waze will start warning you if you're on a road with a lot of crashes in the past. mike will tell you it's not always the driver. sometimes it's the design of the road. particularly if it's your first time driving down that road. now, if you take a route regularly, it will stop alerting you. neuro link has applied for an fda permit to put a chip in a person's head. you may remember they tested it on animals. this monkey with able to play a

video game with just its thoughts. the joystick is for treats. it's not for controlling the game. he's doing it with his brain. so they are ready to put this chip in a human being and they've gotten fda approval. >> you lost me there. that monkey was really interesting. >> what they're interested in doing is helping paralyzed people. so the first person, the first volunteer will likely be quadriplegic, and it won't do anything or much at first, but the idea is that eventually you'll be able to control things just with your head. >> amazing. >> that would be amazing. >> a miracle. >> thanks, scott. 5:17 right now. new this morning, knowing when you've been left on red may soon be a thing of the past for instagram users. there's a new feature that may soon allow you to turn off receipt receipts for direct messages, meaning that you won't have to worry about the seen label appearing after someone reads your message.

meta ceo mark zuckerberg and instagram's top executive both announcing that feature is now in beta testing. instagram is not saying when it may roll out to all users or if it will be available for messaging. this is trending this morning. bitters and an auction in switzerland scrambled to buy one of the rarest diamonds in the world. >> the diamond known as the blue royale sold for almost $44 million at an auction in geneva yesterday. look at the size of it. it is among the rarest diamonds to be unearthed at 17.6 karats. it is the largest natural blue diamond to ever hit the auction block. an anonymous buyer snatched up the diamond in ten minutes. >> the there are two white diamonds on the side that have to be quite big as well. >> can you imagine that on a

petite hand? >> where do you wear that? >> nowhere. well, we're getting started this morning. cooler temperatures, jacket weather, indeed. make sure you keep that jacket close by because just as fast as it warms up, it's going to cool down again this evening. take a look at where we're headed today. these are high temperatures. it's going to be really nice today. we'll see lots of sunshine and highs headed for the upper 60s and low 70s all across the bay area. it's going to be about the same tomorrow, but we will see an increase in cloud cover, and parts of the north bay may be slightly cooler with a high of about 68 degrees, and also upper 60s in the south bay. the seven-day forecast is at the bottom of the screen showing slight rain chances early friday morning. here is a system heading in. we are going to see a lot more clouds by late thursday into friday, as we see the push of all of those clouds moving

through. there will be some spotty showers, and let me show you hour-by-hour and what that may mean for us and what it may look like on the radar. we are going throughout the day tomorrow all clear. we see the clouds moving in by thursday afternoon, and then by late tomorrow night into early friday morning, there's a couple of spotty showers moving by, not a big soaker. as we look out for the next couple of weeks, it does show that we may have the potential of getting some big storms in here, especially as we get closer to our thanksgiving holiday. so looking at what to expect, this is taking it out all the way to next thursday, and it shows a lot of reds and oranges here, which is about an inch to 1 to 2 inches of rainfall. the pattern is about to change. while we get rain next week, it's possible the sierra may have significant snowfalls, maybe 1 to 2 feet in snow, which

is right in time for the ski resorts to open. things are looking like we'll see big changes after this weekend. we're still enjoying the dry weather for now, with the exception of a couple of spotty showers late thursday into friday. the weekend is looking perfect. highs up to 70 degrees. cool mornings, and san francisco will see highs in the upper 60s. watching those storm patterns starting next monday into tuesday that could really shake things up. mike, has the commute showed up yet? >> right on time. we're seeing a little -- there we go, the sensors just changed for muir island and highway 4. a couple more spots just below the limit. brake tapping, a little more volume likely as folks enter the freeway. that's highway 4 coming through contra costa county. overall, very light. just seeing that commute and the typical pattern. the altamont pass with not a real big issue. there is one minor crash on the shoulder, west 580, and everything is clear by the altamont pass. vasco is at speed.

travel times coming down highway 4, we talked about the mild slowing, vasco road. very mild, in fact, an easy drive. as we pass halloween, the volume traditionally gets lighter heading toward the thanksgiving holiday. off and on we'll see tougher commutes later in the morning. right now we're going to check out what's going on near the dublin interchange. we just got word of some sort of incident there. there's an urgent need for blood. the new call from the red cross which supplies running very low, and added assistance for potential donors who have no way to get there. ♪♪ ♪ monday, tuesday, wednesday, thursday, friday ♪ ♪ saturday, sunday ♪ ♪ seven days a week ♪ >> later this morning, get ready to sing and dance. the "today" show has a live concert with bts star jung kook, a performance you don't want to

miss on "today." keep

hello. it is so fantastamazing for me to see other trolls. is this how people feel when they meet me? yes. poppy, i'm your sister. my what? whoo. did you just braid my hair? welcome back. it's 5:26 right now. an ongoing blood shortage is expected to continue into the fall unless some of us roll up our sleeves. >> the red across in northern california estimates they have a three-day supply of blood rather

than the five-day supply they would like to have for an emergency. the red cross is partnering with waymo to get riders to and from their appointments. when you book your appointment through the red cross, two free rides will post to your account. as the regional ceo explains, when you show up and make a donation, you could save up to three lives and should be in and out within an hour. >> we ask folks to be in good general health the day of the donation. 17 years old is the minimum age, you need a photo i.d. if you get a vaccine, a flu shot or covid shot, you can get it right away as long as you're symptom-free. >> it runs this week through sunday. the offer for free waymo rides applies to san francisco donors. anyone can make a donation by making an appointment at redcross.org. coming up next, the top stories we're following, including a historic decision in the east bay. for years, some in oakland have argued one key ingredient is

missing to make their city more welcoming and inclusive to all. welcoming and inclusive to all. the new steps being taken

having diabetes can raise a lot of questions. like my morning ride, will it help lower my glucose? with the freestyle libre 2 system, you can know where your glucose level is and where it's headed without fingersticks. know what activities work for you. manage your diabetes with more confidence and lower your a1c. ask your doctor about the freestyle libre 2 system. it's covered by medicare for those who qualify. visit freestylelibre.us/medicare to learn more. ♪♪ right now at 5:30, and then there were five. five candidates for the gop nomination will debate tonight. what to watch out for. plus, all hands on deck. we are live this morning in san francisco, where leaders are now spelling out the security measures coming into place ahead of next week's historic apec

summit. the many changes you will, in doubt, encounter if you're planning to spend any time in the city. and plan ahead. holiday travel is poised to surge. the steps airlines are taking to make your trip a smooth one. this is "today in the bay." very good wednesday morning to you. 5:30. thanks for joining us. i'm laura garcia. >> i'm marcus washington. >> let's start out with a look at that forecast. meteorologist kari hall is tracking what we can expect. a little cooler out there. >> yeah, sweater weather, indeed, as our temperatures drop, and maybe even layering it up today with a jacket and maybe some boots. we're just helping you plan ahead here. as we get started, our temperatures are in the low 40s in dublin, we're in the upper 40s in san jose, it is 40 in sonoma and 46 in san francisco. let's get a look at morgan hill, where we start out in the upper 40s, as we go throughout the day, we'll warm up quickly, from

49 to 59 at 10:00, to 69 at 2:00. we'll see highs in the low 70s. so pretty nice for the afternoon. we'll get a look at more changes ahead coming up. mike, you were looking at some flashing lights. >> this is across the golden gate bridge. the robin williams tunnel, typically we see a traffic break around this time as they move the crews that were there overnight. we saw the flashing lights travel across the bridge and there was no break in the traffic. there must have been something clearing. a smooth flow into san francisco. you see the green sensors throughout the north bay on the left side of the screen. the middle and right, you see yellow arrows showing typical slowing westbound 37, westbound highway 4, really building up out of pittsburg over the last few minutes. this slowing did pop up because of a crash, west 24 as you're approaching the interchange. there may be a distraction. we'll track that. on the left side, a little bit of slowing on the incline for the bay bridge. right on schedule. >> thanks, mike.

the third gop debate will take place tonight right here on nbc bay area. >> we're down to five republican candidates on stage. >> maybe a little easier to hear some voices, a more manageable number. some people like mike pence dropped out, some like doug bergum didn't make the cut. we'll have chris christie, vivek ramaswamy, nikki haley, ron desantis and tim scott. ron desantis has been the focus of most of the race because he's in second place. he has home state advantage. the debate is in florida. tim scott needs a big night. but i think a lot of the tough words from other candidates is going to go to nikki haley, former u.n. ambassador, former south carolina governor. she is now tying florida governor ron desantis in the iowa polls. haley struggled to find her message, both trying to steal votes from front-runner donald

trump, while at the same time praising front-runner donald trump. this has been true of ramaswamy as well, which has frustrated some supporters. if you're going to run against donald trump, run against donald trump, unless, of course, the backup plan is a place in the trump administration. the debate gets under way at 5:00 p.m. right here on nbc bay area. our lester holt, you know him from "nightly news," kristen welker from "meet the press," hugh hewitt from the salem radio network, the reducer of the election denying documentary "2000 mules" and it will be all plans, of course. but democrats are on everyone's mind because they did very well in yesterday's elections. abortion rights, called issue 1 in ohio, brought everybody to the polls. they voted to protect abortion rights in their constitution the way california and four other states did after the overturn of roe v. wade. in virginia, democrats won the

governorship and both houses of the legislature. democratic governor of kentucky, andy beshear, won re-election in that traditionally red state. in his speech, he said it wasn't a move to the left or right, but a move forward. republican presidential contender donald trump will not be at tonight's debates. he hasn't participated in any of them, saying he's so far ahead, it doesn't matter. he'll likely be in court because his daughter, ivanka, will be testifying in trump's civil fraud trial today. she testified in the january 6th investigation as well, saying her father lost the election. he said his daughter had, quote, checked out. donald trump, his two sons, eric and donald jr., the trump company have been found culpable of defrauding banks. this is a civil trial. trump has four criminal trials ahead of him. coming up on the "today" show, the head of the republican party, rhonda mcdaniels says if he's nominated, they'll support him. if he's found guilty, even if

he's in prison, they'll support him. >> will the party support a nominee who has been convicted of a felony or felonies? >> we're going to support the nominee that the voters choose. >> no matter what? >> we're going to support the nominee that the voters choose. >> felony or -- >> i don't have a crystal ball. >> what if the president hypothetically has been convicted -- >> i'm not doing hypotheticals. >> if the nominee has been sentenced to prison? >> the voters get to make a decision. >> and the party would back it? >> we support the voters. >> there's nothing in the constitution that bars a convicted felon from being president or president in custody. the framers of the constitution really just never imagined such a scenario. >> it will be interesting to watch it all play out. thank you. we're just days away from the apec summit kicking off in san francisco, and it will be an e accident unlike any other, bringing 20,000 visitors from 21 nations to our city by the bay. >> and the city police chief outlining the many changes that

will accompany that event. "today in the bay"'s ginger conejero saab is live for us in san francisco. we're talking about a-1 tight security that week. >> reporter: it will be very tight security, laura and marcus. that security and the impacts of apec will be further detailed in a press briefing later this afternoon. that will be led by secret service. secret service will really take the lead as far as security is concerned with apec. as you mentioned, this is very high level security. you can think of it as the same kind of security that you would need for a presidential inauguration, only this time it's happening in the heart of san francisco, which can only mean one thing, if you live or are coming into the city, be ready for anything, street closures, detours and traffic delays. you must check the website ahead of time because lines will be rerouted to accommodate the specific apec designated areas. that includes downtown, the

fairmont hotel and nob hill, the legion of honor, the exploratorium, and many streets around the moscone center will be closed off to traffic. check detours ahead of time, or if you can, avoid the area altogether. two lanes from the bay bridge will reportedly be closed, so you can just imagine the impact that can have on your morning commute or throughout the day. here is what sfpd chief bill scott has to say about that. >> we do anticipate there will be impacts to our city, traffic impacts, a lot of dignitaries in town, heads of state, there's going to be motorcades going from here to there. >> i think it's going to get crowded. i read about additional security. i work at salesforce and there's going to be security there. so probably i'll just walk from home that week. >> reporter: not everyone can have that option. bessie carmichael, a school nearby along harrison street in

san francisco's so district falls within the security zone. sfpd says they are working closely to mitigate impacts to schools. all schools will be in session as scheduled next week. they are sharing information from the city regarding updates to transit and street closures, with the families and staff so that those families can plan accordingly. at this point, really, plan is the best that we can do. of course, pack a little extra patience. plan and patience is the best thing we can do so far leading up to the week ahead. >> really hoping everything goes smoothly. >> thanks so much, ginger. the democratic party's bay area base heavy-hitters will use the occasion of apec to told a star-studded fundraiser. we know the event will take place next tuesday. president joe biden is expected to join, vice president kamala harris and governor gavin newsom. the exact location is not known.

tickets will range from $1,000 to $250,000. a follow-up this morning, oakland now has a designated lgbtq neighborhood. city council approving that proposal at last night's meeting. the new district is called the lakeshore lgbtq cultural district. much like the castro, it will be filled with lgbtq businesses and community centers. it overlaps with the existing lakeshore neighborhood right next to lake merritt. the co-founder of oakland's lgbtq community center were driving forces behind the district and they say that area around the lake has always been special to them. >> for those of us who have been living in oakland for a very long time or who are natives to oakland, the lake merritt area has always been our home. it's been the home where most queer people have lived. it's the area where so many protests have happened, it's where the first aids walk ever happened.

>> good information. so we asked if the new lakeshore district will be like san francisco's castro district. hawkins says no. while they love the castro, they want lakeshore to be its own unique place. to a live look at sfo, where this thanksgiving airlines are expecting an influx of travelers. united airlines says this could be their busiest thanksgiving ever. 5.9 million people are set to fly on united between november 17th and 29th. this is a 5% increase from pre-pandemic levels. to meet demand, the airline has added 550,000 seats for travelers, just for that week alone. united says there will be one plane taking off every three minutes. and here is a live look into san francisco this morning. it's wednesday. and it is cooler out there. the sweater weather, you said, is here? >> yes, and it will continue the

next few mornings. we'll have more chilly starts to the day with upper 40s continuing throughout much of the rest of the week. it is 40 in sonoma and i think it's going to drop down into the 30s. let's head to napa and look at our day planner, where we start out at 8:00 at 52 degrees. there will be a quick warm-up. we'll be in the low 70s. really a very nice afternoon, but already as soon as the sun sets, the temperatures drop back to the 50s. as we get a look across the east bay, we're headed for the low 70s. that's going to be just perfect outdoor weather, at least for around the 2:00 to 4:00 hours. mike, you've been watching the roads. any issues starting to pop up? >> there's an unusual backup at the bay bridge toll plaza. we expect volume to be building, but coming off of the right lanes off of the over-crossing, folks familiar with the bay bridge know they separate to the right lanes and there's a mini toll plaza. that's why there's some slowing.

no incidents reported, but there may be an issue. that's approaching the toll plaza. no metering lights. you can see that separation right there on our speed sensors. meanwhile, approaching the toll plaza there's traffic held up on 24. the crash we talked about, chp specified it's west 24 at the split toward west 580. that particular connecter does have a crash and it's causing a backup because folks are funneling where the lanes of traffic diverge. they are distracted by the activity. one lane at most blocked there, though. highway 4, a little build. the bigger build is vasco. a lot more slowing over the last few minutes. we're watching that out of contra costa county and heading down vasco. there's the breakdown we showed of highway 4. general slowing for your typical morning commute. getting to san francisco, there's a concert tonight and tomorrow night, both will be queen and adam lambert at chase center. so that volume is probably going to get outside of chase center as well. back to you. >> thanks, mike. 5:43 this morning.

and the younger generation is speaking out. the struggle is real. >> coming up, adulting these days is not quite what it used to be. the major hurdles preventing more people from becoming successful nowadays. it's been five years ago today since that fire that destroyed the town of paradise. the staggering increase in the cost of homeowner we are gro

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happy wednesday to you. the time is 5:46. let's get a look at dublin and what to expect today. it's a cold start but it does warm up quickly. we're still in jacket weather at 10:00, at 60 degrees, but a very nice and comfortable day. we reach into the upper 60s and low 70s. we'll get a look at changes ahead as we approach the weekend in a few minutes. hello, san jose. north 101 just now seeing all these folks converging on north 101 just north of 680 and 280. a smooth commute throughout the south bay. this typically happens at this time. we have a bigger concern in the east bay. we'll show you that for highway 24. moving you forward, out of the ashes of california's deadliest wildfire ever. today marks five years since the camp fire killed 85 people and destroyed the town of paradise. "today in the bay"'s bob redell joins us live this morning. bob, people that have been

rebuilding and returning to paradise, now they're encountering a new problem, how to pay for that homeowners insurance. >> reporter: correct. good morning to you, laura. this is a problem that many people are facing in the state of california, even here in the bay area. the california department of insurance tells the "associated press" that homeowner insurance premiums have risen roughly 35% between 2017 and 2022, because of the historic losses due to wildfires. premiums still lower, though, than other states with major climate risks like louisiana, texas, florida. those are areas, of course, that get hit by hurricanes. as you mentioned, a number of people have returned to paradise to rebuild their homes and lives in the five years since the camp fire destroyed that town and killed 85 people. but the financial cost of staying there has risen dramatically. the ap reports that homeowners are paying premiums close to or above near $10,000 a year, which

is thousands of dollars more than they used to pay. the personal insurance federation of california says insurance lost more than two decade worth of profits from the wildfires in 2017 and 2018. as we've been reporting, seven of the top home insurers in california, including farmers and allstate, have paused or restricted business in the state over the past few years, saying they can't afford to take on new clients. this is a statement from farmers to the ap, homeowners insurance rates are determined using a number of different variables, including historical loss data, loss trends, age and construction, type of structures, et cetera. these and other factors, combined with inflation adjustments, are reflected in the customers' rates. now, basic fire coverage through california's insurer of last resort, the california fair access to insurance requirements plan, it is quickly becoming the only option left for people in

places like paradise. the plan is averaging 1,000 new applications daily during the week from homeowners unable to find affordable homeowner insurance in the private markets. as of september, it had written more than 330,000 policies, up from nearly 273,000 plans last year and just 127,000 plans back in 2018. reporting live, bob redell, "today in the bay." >> making it tough to find insurance. bob, thank you. we are getting a new look at some new surveillance video of a man exchanging gunfire with a pair of would-be robbers outside of his home. this happened in los angeles on saturday. the man walking up to his home, trying to get the keys out of his pocket to open the front door. you see someone running up behind him, threatening him with a gun. he drops the coffee and pulls out his own gun. the man fires at the would-be

robbers. they did return fire. officers arrived at the home and could not find the potential intruders. no one was injured in that exchange. new data suggests younger generations really do have more obstacles to success than their parents. a new cnbc youth and money poll questioned hundreds of millennials and gen-zers. 55% say it's much harder to purchase a home, 44% say it's harder to find a job and 55% say it's harder to get promoted. at the same time, 40% say it's easier to find economic opportunities outside traditional employment. 65% say student loan debt is not causing them to delay major life decisions, however, like marriage, starting a family or buying a home. more than two-thirds have less than $20,000 in outstanding debt. if you've been to vegas recently, you know how cool the

sphere is. i want you to check this out right here. 366-foot high orb hovering over las vegas strip, broadcasting some cool visual effects. this is created by the auto desk company, a san francisco-based 3d effects software company. they're currently running a giant promotion for the upcoming marvel movie. it will be on the sphere through monday. i've seen a moon on it before and a basketball. it's pretty cool. >> when did you sneak away to vegas? >> i won't tell you. i can't even tell you where i went. i can tell you what's trending today. if you know, you know. a dream come true for fans of mcdreamy. >> what took them so long? >> i don't know. i'm just happy they made a decision and it was me this year. >> finally made the right decision. >> okay, america is waking up to the sexiest man alive. "people" naming long-time star

patrick dempsey, who played a brain surgeon, he created the dempsey center for cancer patients, picked up race car driving. in the upcoming film "ferrari" he'll play an italian race car driver. >> if they don't know him as patrick dempsey, they can call him mcdreamy. >> there was a movie he was in back in the '80s -- >> "can't buy love" as a lawnmower boy. >> he's really grown into himself. >> that's true. >> there you have it. >> there's hope for everyone. >> we've got next year. >> age gracefully. a look at that forecast today. how is it looking? >> it looks good, it's chilly. we're starting out with cooler temperatures this morning compared to yesterday morning. we're seeing some patches of fog here and there, especially in

the north bay. with the chilly start, it will be a mild afternoon with a lot of sunshine. tomorrow we'll see more clouds coming in. there will be a couple of spotty light showers between late tomorrow night into friday morning. storm systems will be arriving next week. so we're going to talk about that. let's get a look at today's high temperatures. it looks great, in the upper 60s and low 70s, cupertino hitting 71 degrees. then for the east bay, we're up to 70 in oakland and danville and 73 in antioch. and then near the coast we're in the mid-60s for half moon bay, and then 70 today in redwood city, san francisco in the upper 60s, and the mission district reaching 68 degrees, and north bay highs reaching 72 in napa, and about the same in santa rosa. looking ahead, we are going to see dry conditions today, but then we talk about the chance of spotty rain late tomorrow night into early friday morning. it's not looking like a whole

lot here, and the north bay will have the best chance of waking up to wet weather on friday morning. but then looking out ahead, looking at the climate prediction center's outlook for the next couple of weeks, they put a big highlight on the bay area as the potential of getting well above average rainfall, so let's talk about what's headed our way. we're going to start to see the storm systems cranking up early next week, and this is an early indication of how much rain we could see between next monday and thursday. it does show a lot of red here, which indicates 1 to 2 inches of rainfall. and while we get a lot of rain, the sierra will get a lot of snow. the possibility of getting at least 1 to 2 feet of snow, and this is just in time for a lot of the resorts to have their opening day. we are seeing those storm systems right on track. and then we're still going to enjoy a beautiful weekend, very nice for veterans day, reaching 71 degrees.

our morning temperatures in the low 40s. in san francisco, it will be in the upper 60s, we're looking nice and mostly sunny for the afternoons, with those storms arriving early next week. mike, you're tracking a crash. >> there's a backup getting to the bay bridge. it looks like the crash is still active, blocking at least one lane. this is critical. it's at the connecter from west 24 right out of oakland and off of highway 13 over to 580, which would connect you over to the maze and the bay bridge. i believe traffic is still flowing through, but the crash is impeding the traffic flow and that's a tough drive. again, from highway 13 over here toward 580 on westbound 24. that's restricting traffic to the bay bridge, a little lighter there. we have all this traffic feeding down the eastshore freeway. traditional slowing for highway 37. a slower drive for highway 4. we had slowing at 242, that did clear up from the interchange there. we're looking at a surface street crash around the area approaching 680 in concord.

the slowdown coming off the 880 over-crossing has gotten better just in time for the build to start in the next couple of minutes at the bay bridge. >> looks good now. thanks, mike. happening now, santa clara county's election office is taking steps ahead of next year's elections. today the registrar will kick off a two-day job fair with a plan to hire 2,000 temporary election workers. it starts at noon at the auditorium in san jose. top republican presidential candidates facing off in miami. ahead at 6:00, we're going to take you there live for a first look at tonight's gop presidential debate. the most pressing issues sure to be hit the hardest. a quick reminder, you can watch nbc bay area news whenever you like. we're on 24/7 on roku and other streaming platforms. you can watch live breaking news, news conferences and repeats of our newscasts. a lot more news ahead on this wednesday

right now at 6:00, a big day for republican presidential hopefuls. a live