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oh, look, it's in the tree. >> oh my gosh. >> an atmospheric river drenched the bay area and beyond. >> it seems a little worse than last time. >> where a house collapsed off a hillside and the spots that flooded on a very wet day. we'll show you the damage the storms left behind. plus -- >> it's the parent companies that should be bailing out state farm, not the public. >> who should be expected to pay more after a disaster? the insurance companies or their customers. from kpix, this is the late

news with sara donchey on cbs news bay area. >> hi, i'm sara donchey. it was pouring today all over the bay area and windy too. it was one of those storms where the rain was coming down sideways in some places, at least for a while. and unfortunately, it did cause a few problems around the bay. tonight we'll walk you through what we saw, and even though it stopped raining now, some streets are still shut down. this rock slide happened in san francisco earlier this evening. all that debris almost took out a car that was parked nearby. fortunately, it didn't. there were mudslides all across the bay area today. our crews went to two of the biggest. an entire house slid into the russian river in sonoma county. we'll have more on that in a moment. in marin county a mudslide slammed into an apartment building in fairfax. some neighbors told us it happened all of a sudden, and it could be a while before people can live there again. nobody was hurt, but the cleanup could take weeks. there are also evacuation orders to tell you about for low-lying areas along the

russian river tonight between unincorporated healdsburg and jenner and in forestville where that home slid into the river today. this is some drone video of where the house once stood. the river is expected to reach moderate flood stage around 7:00 tomorrow morning, which people there are used to. wilson walker was in forestville all day, here's what he heard from neighbors who were in disbelief about what happened to that house. >> reporter: the rain finally let up late this afternoon and not a moment too soon after downpours through most of the day. and we've been showing you the video from up here on the street, but really, the best way to get some perspective of what has happened here is from above. and you can see the scale of the slide and how it pulled the house towards it as it started moving down towards the river. fortunately, of course, nobody home. >> as we all know, russian river is a beautiful place, especially during the summer. but when we

get this heavy rain, you know, it's very unpredictable. >> reporter: about 12:30 when a highway patrol officer responded to a report of a hillside giving way. and that officer watched as the land and trees below westside road went sliding down towards the russian river and one home went right along with it. within minutes, rescue teams from across sonoma county had descended on this narrow street and eventually down to the debris below and for a time there were rescue teams patrolling the water. but eventually word came that the home was empty. >> no, we checked with the property owner, and there was nobody inside the house. >> i thought it was just like brush or a tree sliding down a hill. i didn't know it was a hole house. then the transformer popped, and that sounded like a gun going off. >> reporter: one neighbor a couple doors away said he did not realize exactly what had happened until someone told him to look at the hillside from the bridge. >> they said there was a mudslide, i didn't know there was a house in the river.

>> oh look, it's in the tree. >> oh my gosh. >> reporter: others watched in disbelief as a large portion of the home made its way down the river and the county is just now beginning to assess what comes next at the site of the slide. >> right now it's kind of one of those -- it's -- we're still trying to determine, trying to get all our resources up here. we did evacuate the people on this hillside because obviously there's a landslide, and we're predicting another to occur. we want to get people out of harm's way. >> reporter: late in the day, crews still getting trees out of power lines. and the county says it's really just getting started and trying to figure out what to do with the slide area itself. you can see just the amount of land that has been pulled away from beneath the roadway here. but you know, for a day that started with concerns about possibly minor flooding, what has happened here certainly a reminder that the slide, a very real threat in the russian

river area as well. >> amazing that nobody got hurt there. you know, all of the rain caused flooding in some trouble spots. kelsi thorud is here with a look at a few of those spots. and kelsi, things were a mess. even close to the station in san francisco, messy out there today. >> we were out for hours before coming back to the studio, and it was a mess. there was actually a fallen tree that jammed traffic in san francisco's golden gate park. now, citizen app video shows the tree blocked three lanes of traffic earlier on crossover drive. that is already a pretty slow going spot to begin with. no word yet, though, on any injuries with that tree fall. now, also in san francisco, one outdoor dining area completely crushed. a parklet on union street between laguna and buchanan was destroyed by another tree. up in santa rosa, severe flooding forced people at the sutter north bay health

plaza to evacuate patients. a total of five people, some in wheelchairs, had to be moved out. firefighters brought in a paratransit van to get them to safety. workers at the health center say flooding has been a repeat issue there, so they've had to get creative at times to deal with the rising water. >> these are our linen bags for soiled linens. i have two of them on my feet. and i also took a tourniquet which we use to start ivs. it seems to be holding up. >> sonoma county was hit pretty hard today. parts of highway 101 were mostly underwater. this year is north of windsor. stand still at arta lane. chp santa rosa says at one point all northbound and some southbound lanes were closed. they're back open, though, tonight. and also

in marin county around moour beach, roads were flooded just down the road. the national park service shut down muir woods as a precaution. >> coming from san francisco, we didn't know. it's kind of disappointing, but what can you do about it? >> those are just some of the issues around the bay. we saw the issues up in the north. we've seen issues as far south as san jose and santa cruz. so it was a big storm out here today. >> yeah, it was. it definitely -- i was prepared for it, so i wasn't surprised to see it. paul has been preparing us, but it was raining really hard. people in the point reyes neighborhood had to wade through up to three feet of water just to walk outside of their house along sir francis drake boulevard. and the storm drains put on a show in san francisco this morning. this is just outside the embarcadero b.a.r.t. station. water was launching out of at least three different drains there. you can see it getting higher than the truck in

certain moments there. the storm also caused a lot of power outages across the bay area. this is a look at pg&e's outage map. a little over 8,000 bay area customers are without power at this moment. the majority south of half moon bay or in the north bay. you see those orange spots are the bigger outages there tonight. after days of rain, many people are concerned about fallen trees. we showed you some of the issues people are already dealing with around here. one east bay tree trimming company says windy and rainy days like these usually mean an emergency call uptick, but things stayed pretty quiet for them. part of that was because more rain means trees are healthier and more dormant this time of year. >> a lot of the trees that were stressed or compromised have come down over the last couple years. and the ones that are left are in better shape. >> the owner of the company said that places like the north bay were more likely to see fallen trees since they've gotten more rain, and they certainly did

today. people in the santa cruz mountains were not spared either. we took a trip to see how they've been dealing with it. >> reporter: the storm system sent wave after wave of heavy rains and high winds through santa cruz mountain communities like boulder creek. it caused some people venturing out to stop in their tracks. although many who live in the area have been through this many times before, storms this powerful still make them worry. >> sometimes mudslides affect people, and sometimes, yeah, obviously, like falling limbs are really dangerous, and falling trees. but you know, we're used to it in some ways. the power goes out really frequently when we have storms like this. >> reporter: a tree-cuttingcrew was called out in the middle of the storm to clear a tree just on the outskirts of town. better to take it down when the experts are here who can place its

branches harmlessly on the ground. the gusty winds kept up all day and blew with even greater force on the ridge tops. this was the scene at skyline and bear creek road. further down the mountain, the foul weather made simple tasks like getting the mail an adventure for people who live here. this man says so far his neighborhood off highway 9 has been lucky. >> usually we expect kind of like trees and stuff to come down just after the rain. i guess it softens up the soil and then the trees start to fall. but yeah, right now it's actually not too bad. california's largest insurer wants another rate hike after the devastating fires down in l.a. >> the problem is that the industry in california is pretty much been upside down for about a decade. >> what they're asking for and how much it could cost you. after a wet and windy tuesday, the rain has finally moved out. we have earned a break after the torrential downpours and very strong winds rolled across the bay area, but there is another rain chance later this week. tracking that

coming up in the first alert forecast. >> all right, paul, we'll be paying attention to that. plus, the egg shortage in one state has police rushing to find $40,000 worth of eggs. how the egg heist happened.

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a stretch of the pacific coast highway is shut down again today. it re-opened yesterday for the first time since the palisades fire in los angeles county shut it down last month. that same stretch of pch is closed again until friday because of incoming rain. soft soil on the hill and the ocean sides could come down, blocking the road or causing major damage. which is a legitimate concern. crews have been shoring up the 12-mile stretch, bringing in truckloads of sandbags. they also spent time clearing drainage ditches and storm basins. some businesses that were finally able to open four weeks after the fire are also being forced to shut down again. >> get in my car and drive home. >> reporter: and you're going to be closed? >> closed probably at least until friday, maybe saturday. it's sad but i understand why

they have to do it. you certainly have to err on the side of caution in a situation like that. >> the palisades fire started burning nearly a month ago. now calfire says it is fully contained. the other major fire burning in the region, the eaton fire, is also now 100% contained. with thousands of homes and buildings destroyed and over $1 billion paid out. california's largest insurer is requesting another big rate hike. john ramos explains the latest blow for homeowners. >> reporter: it's been less than a month since wildfire decimated entire neighborhoods in pacific palisades and other communities in los angeles and now the losses are being tabulated. state farm general, california's largest insurer, says they have received more than 8,700 claims and already paid out more than $1 billion from its nearly depleted cash reserves. in a letter to california insurance commissioner ricardo lara, the

company said, quote, although reinsurance will assist us in paying what we owe to customers, the cost of these fires will further deplete capital from sfg. we are requesting that you take emergency action to help protect california's fragile insurance market by immediately approving interim rate increases on these filings with rates to be effective may 1, 2025. carl sussman, a broker and industry expert, explains the situation. >> the problem is that the industry in california has pretty much been upside down for a decade, and it's been slowly getting eroded because the prices have not been matching the exposure we've had. >> reporter: so now state farm is requesting an average rate hike of 22% for homeowners, 15% for renters and condo owners, and 58% for those owning rental properties, no matter where they are located. the company says it needs the money to refill its capital reserve and says its credit rating has taken such a hit that state farm insurance may no longer be accepted by some mortgage companies.

>> and this rate increase is really just the beginning of that. and i wouldn't say that it's so much that you're back filling premium to be able to have the ability to pay claims, but it's really bringing the rate to where it really should have been all along considering the exposures that we have here. and now we're going to start seeing all of the carriers starting to do that, so we're not in a situation when the next wildfire comes where companies are running out of money and having to look to see how are they going to pay their claims. >> reporter: but harvey rosen field, who wrote the insurance consumer protection initiative, says he doesn't buy the hysteria. he says state farm had a request into the state for a 30% increase in june, well before the l.a. fires. >> now that the wildfires have happened, they're trying to -- state farm is trying to take advantage of this tragedy to say they need an meet emergency rate increase of 22%, which could be like three quarters of a billion dollars. we don't know because

they haven't justified that. >> reporter: he says state farm general, the company that insures properties in california, is claiming to be broke while its parent company, state farm mutual, is worth hundreds of billions of dollars. >> but state farm wants to leverage with the threat that it's the biggest company in the state and its financial condition is terrible, wants to leverage a bailout. this is forcing the public to capitalize, to fund a private corporation that has actually -- actually has access to resources of its parent company. and it's the parent company that should be bailing out state farm, not the public. >> reporter: who should bear the cost of the l.a. wildfires is one question, but there is no question that the risk of fire in california has grown in general. and it seems clear that insurers won't resume writing policies in the state until they are sure they won't be losing d >> if the insurance commissioner approves the rate increases, they would go into effect when

policies are renewed or may 1st of this year. the approval from the commissioner could happen in the next few days. all right, to the sierra, where a winter storm warning is in place. snow is piling up on cars and homes. one woman said she spent her day shovelling around her house to try and keep up with all of it. >> it's a pain, but it's something you have to do up here. so it's not going to be forever, it's just a couple of days, so. >> the uc berkeley central sierra snow lab says they measured about 16 inches of new snow this morning. they were expecting another 8 to 16 inches through this evening. first alert weather powered by kia. learn more at kia.com. kia, movement that inspires. >> okay, so i know you're busy on days like this, aside from the problems that these storms cause, do you like these kinds of days? >> i mean, no, because we're focused on all the problems. >> right.

>> that the storms cause. really the almost interesting part of the job is the lead-up to it, trying to figure out exactly what's going to happen and how each storm is going to be exhibiting its own -- even a level above that in terms of the intensity of the wind and rain combining to cause problems across the area. we'll start by adding up the rain that fell over the past several days, because this marks the end of the this double peaked atmospheric river that we've been talking about since the end of last week. in kent field, you got close to a foot of rain, 10. 75.still almost two inches of rain in dublin and over an inch in san jose once the rain finally did make its way into the santa clara valley. but that rain has now moved out. but the amount that we saw, well, it's no wonder we still have flood warnings in effect for the north bay and flood advisories. in the brighter shade of green, the

flood warnings along the rivers of the north bay. just takes a little time for the water to make its way through the various watersheds into the main tributary. it's why the russian river isn't going to crest until tomorrow morning in all likelihood. there's more rain on the way after that. let's take a look at futurecast as we head through tonight and into tomorrow. not much to see as we look through the overnight hours, but a couple of pop-up showers are going to be possible, mainly over the north bay tomorrow afternoon. those are going to be very few and far between. they're not going to last too long in any particular spot. they're not going to amount to anything that's problematic. between those, temperatures still going to be on the cool side. let's take a look at the forecast high temperatures for tomorrow. bring those on to the map here. here we go, temperatures mostly in the 50s. mid-50s for the north bay with a chance of pop-up showers. mid to upper 50s east of the oakland hills. mostly mid to upper 50s around the bay. low to mid-50s along the coast. one spot hitting 60 degrees, exactly 60 for a high temperature in san

jose. -- tiny bit below what's normal this time of year -- as windy. as we head through the next four, five hours -- late afternoon and into the evening hours on thursday. but a level below where we were today. i think the strongest gusts along the coast, close to 70 to 80 miles an hour, going to be in the 50 to 60-mile-an-hour range. inland, gusts flirting with 30 to 35 miles an hour. we can handle that. in the sierra, more snow. again, the snow that's been falling throughout the day has added up to five to ten inches on top of what's accumulating. another foot or two is going to add up. another winter storm watch is in effect. it's going to get upgraded to a winter storm warning while we track the next wave of rain that is going to be heading into the

blare. so let's take a look at futurecast. we go back to the floor map here and talk about how the rain is going to approach us and start to move in. we'll start at 5:00 on thursday morning as the rain is just starting to edge towards the coast. these are mostly light to moderate rain showers as opposed to the torrential rain. thursday evening into thursday night, still light to moderate rain showers but once you add up all of this rain that falls through the day on thursday, it's not going to be the amount is that we had today. we're talking about amounts mostly ranging from just under 0.5 an inch in rain shadowed locations, mostly 1.5 inch to over one inch of rain on the high end of the spectrum. over an inch expected around san rafael. could have a couple of lingering showers friday morning. other than that 20% chance of a shower, that starts a period of dry weather into

early next week. on the cool side. temperatures running three to four degrees below normal. after this wet stretch of weather to begin the month of february, a lot of people are going to be happy to have a dry second weekend in february, vern? all right there, mr. hagen, still ahead in sports, it's not how you start, it's how you finish. san jose sharks. and whenever jerry rice makes an appearance, it's going to be lit, jovial, festive. today was no different.

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okay, so obviously everybody is talking about the trade of the century. >> wheeling and dealing, yeah. >> yeah. i think the focus now moves on to what else is to come. it may not be the luka/ad explosiveness, but a lot of people think the warriors need to make something happen here. >> it is my expectation -- i'm not saying it's going to happen -- but it's my expectation the warriors will do something by the end of the day tomorrow.

>> how about that? >> it's coming, we hope. >> well, we're about 36 hours away from the league's trade deadline, and the warriors are still looking for a place to put a player next to steph curry. golden state reportedly is interested in reuniting curry with kevin durant, regardless of what happens between now and the deadline, it's an uneasy time for the players. something head coach steve kerr knows well. he was traded five times during his career and spoke about the highs and lows. >> i got traded from san antonio to portland during the school year. kept my kids in san antonio. i went up to portland on my own. that was hard. and then as they were getting ready to move up to portland that next summer, i got traded back to san antonio. and so my kids were thrilled. and so was i, actually. so that was the easiest one. just got traded back home.

hockey night from inside the sharks locker room to the ice, hosting montreal. and boy did the sharks strike in the second. colin scored his first nhl goal. four minutes to play. san jose turned it over. had a man advantage too. and joel armia scored a break away. the canadiens won 4-3. the sharks couldn't finish again. they've lost eight of their last nine. starting as early as 5:00 a.m., there was a line out the door today at a santa clara safeway to see 49er legend jerry rice. an event for his energy drink goat fuel. we both admitted it felt a little weird not being a part of super bowl week, but he did offer his gut feel on who the nfl champion will be. >> philadelphia, they have the best chance they have had before with saquon barkley. and that defense just got to be on point,

man, because they supposed to be the number one defense. >> mm-hmm. >> they going to get tested by the greatest quarterback ever and also the greatest coach with andy reid. >> when you see that combination, it reminds you a little bit of the greatest coach ever, bill walsh, and joe montana. that's what you're seeing out there on the football field, but you've got to be able to knock the king off. >> mm-hmm. >> so it's up to philadelphia. >> at this moment, sara, the chiefs have a slight advantage. >> very interesting. all right, well, we'll ve to see what happens there. we'll see what happens with the warriors. we will be texting about it, i'm sure. >> tomorrow could be a busy day. >> it could be. vern, thank you. the search is on everywhere for eggs, but one town is looking for a few more than the standard dozen. why they're trying to track down 100,000 of them tonight.

there's one thing at the top of everybody's grocery list these days, and it seems to be the one thing that's impossible to find, eggs. they are sold out

everywhere. i have looked in multiple places. in pennsylvania it's about to get even harder to find them. state police are trying to find the people who stole, allegedly, around 100,000 eggs. >> that's a lot. >> mm-hmm. how do you do this without breaking them? they were taken from a local producer on saturday night. police say the organic eggs worth around $40,000 were in the back of a trailer. neighbors say it's concerning but more than anything it is confusing. >> that's pretty shocking to hear that someone could come and take 100,000 eggs. can't imagine they could use that many eggs, so. >> the producer is working with police to figure out who could have stolen them and how. it's not the only surprising egg-related news today. waffle house hit customers with an egg fee today. blaming the impacts of bird flu. people who order eggs at the chain now have to cover a 50-cent surcharge. they can't predict how long the shortage will last, so they don't know how long the extra

charge will be for. >> as a fan of the waffle house -- >> oh, absolutely. >> -- this has left me scrambling. >> and personally devastated. i don't know, maybe a black by hairclub. when it comes to fighting hair loss, one name stands above the rest, hairclub, the number-one trusted name in fighting hair loss. stay tuned to hear about film and tv star frankie muniz's personal hairclub experience, and other inspiring stories of the lives that have been changed by hairclub. including a few celebrity surprises. - there's nothing quite like driving with the top down. the feeling of the wind rushing through your hair is pretty exhilarating. and that's not something i could always say. hi, i'm frankie muniz. you may know me from film, tv, or even the racetrack, but what you might not know is that i faced my own battle with hair loss. i'd like to share with you my story of how i was losing my hair, and for years couldn't find the right solution until the day i found hairclub.