>> on this edition or saturday, november 23rd, from geneva switzerland, the latest efforts to contain iran's new clear program. lotteries that increase savings. >> when you first heard about this idea, what was your reaction? >> my reaction, yes, yes, yes, i want to play. >> difficulties for china. >> they know the government is watching and if they don't like it, there will be some price to pay. >> next on pbs "news hour weekend." pbs news hour weekend is made possible by, judy and josh west

ton, joyce b. hail, the wallack family in memory of wallack, bernard and i ryan schwartz, the city foundation, corporate funding is provided by mutual of america designing customized individual and group retire the products, that's why we're you're retirement company. additional support is provided by, and by the corporation for public broadcasting and by contributions to your pbs station from viewers like you, thank you. from, tish lincoln studios, harhari sreeivas sreeivasan. in search of a deal to curve iran's nucleeuclear programs. today's talks continued late

into the night with no agreement reported. margaret warner will join us from geneva with much more in a few minutes. in aftghanistan he will stik to the plan to finalize a security talk after elections there next april. the u.s. wanted the deal done before the end of this year. the new pact will determine if american groups remain in afghanistan beyond 2014 in a non-combat role and if americans were responsible for a raid. in pakistan an estimated 10 thousand people protested attacks. three militants were killed 234 one such attack. the protesters blocked a road used to ferry supplies to nato forces in afghanistan. in poland today, more than 190 nations attending the annual united nations climate talks agreed on vague language that keeps alive the possibility of a pact two years from now. much of the meeting was

dominated between disputes between the united states and countries on one side and china and india on another. a third of the world's population say they should not have to cut carbon emissions as much because they are still developing. in the western united states, at least five deaths are reported after a powerful storm uprooted trees, caused mudslides and blanketed parts of california with snow and the storm caused damage in nevada, arizona and new mexico. significant new snowfall is expected in new mexico this weekend. word tonight that aaron alexis who killed 12 people in washington d.c. last september briefly had his security clearance pulled after a si psychotic episode weeks before the attack. the private contractor revoked, restored the security clearance never relaid concerns in violation of rules requiring to report security concerns

detrimental to security. magnus charleston is being celebrat celebrated. the 22-year-old created chess hysteria and another called him a hero. the highest rated player of all time was tossed into a pool fully clothed after dethrowning the previous champion without losing a single game. it was watched on television but an estimated 100 million people each day. a similar number followed online. joining us now from geneva, switzerland is margaret warner. she's been covering the negotiations throughout the week. bring us up to speed. what happened today or didn't

happen today? >> well, hari, as you just said, even though the six foreign ministers, fluent, secretary kerry, british, french, chinese, germans, russians are here for talks. they spent a whole daily boring at this and unable to clench a deal and right at this moment, which is about 10:30 here in geneva, just the six are in yet another -- this time a post-dinner meeting. they had a three-hour meeting earlier and apparently, there is -- everybody is struggling over the actual language of this text. foreign ministers reef said earlier today, he said every word and expression has it's own meaning and requires caution. then his deputy foreign minister in the middle of the afternoon said at one point he called this breathe takingly difficult and again, he referred to words and text. and he said, you know, that we're making more progress he said than yesterday, but it is

not at all clear that we'll have this done tonight. >> so if both sides want a deal, why is this proving so difficult? >> you know, that's a very good question, hari, because i think it invites one to step back. in other words, yes, they are arguing about it's reported. what will happen with the plutonium heavy reactor, the one you can't bomb once operational because it will spread deadly radiation. there is still apparently some hassle about the wording of iran's enrichment activities, but those are just small relatively small specifics. what's really at stake here is each side wants to maintain leverage for the big deal they are supposed to negotiate in the next six months to a year. with all the attention we focus on this first phase deal, it's the tip of the iceberg and the idea was simply for each side to give enough to sort of freeze iran's program at least in

place, relief a few sanctions to buy time on the clock, which is what everyone says, so that iran won't achieve new clear breakout before they can negotiate a final, final deal. so each side wants to maintain a lot of painful leverage over the other. so for iran, that means, okay, maybe we'll freeze many parts or all of our program, but we don't want to not still look frankly like a threat, and the u.s. and the west are willing to ease some sanctions, but they don't want to relax the ones that iran really cares about, the oil, trading sanctions, the one that basically have kept them out of the global my national system because they are afraid that once -- if the u.s. does that and the west does that, iran won't have any incentive to continue with the second face of the negotiations. so there's -- it's really

tactical and strategic and political, as we know, both iranians and americans have headliners at home they have to satisfy. >> so if we see no deal reached here, we kind of saw it two weeks ago. there was a tremendous amount of energy, a buildup, if there is no deal reached here, what does that do to the me momeomentum o conversation? >> ha rrr, it makes it difficul. we're really there. we're almost there, bringing in the big guns and got so close but failed. this time was supposed to be the time and the ministers weren't supported to come in until it was really close and they were supposed to correct a final version. instead, after three days of talks, it didn't quite get far enough. they agreed to come in. it is hard -- i mean, it's not impossible to go to that well, a third time but each time you pull out your big card or your

big gun, it diminishes its cloud. at the same time, what is keeping the parties going is what's the alternative? so the west looks and says well, for iran, the alternative is to continue to uranium enrichment point to be basically nuclear weapons ready and for iran it would mean if there is no deal, the u.s. congress for one is going to impose tougher sanctions, senate majority leader harry reid is ready to let a bill move starting december 9th. so the alternative is really, really potentially ugly because there is the threat of potentially an israelly strike. that's what is keeping the parties on the table.

>> margaret warner joining us. thanks so much. >> my pleasure, hari. and now to our signature segment, making saving money fun. and potentially more lucrative. four states around the nation are experimenting with programs that have been tried successfully around countries in the world boosting savings but linking them to lotteries. the draw, you might not win but you can't lose a penny. special correspondent carla repor reports. >> reporter: it's a moment millions of americans wait for each week. >> let's see if we can make you a millionaire tonight. >> reporter: the chance to win a huge, life-changing amount of money. >> a check for $10,000. >> reporter: but now, some states are experimenting with a

different kind of lottery, one where you won't necessarily win but you can't lose. it's something called a price linked saving account and 27-year-old crystal rose huddle son was increased by a poster for one when she walked into a local credit union this year. >> it had a girl that was cute, cute clothes and hair and had this sign up, just need $25 and i thought, what is this? >> reporter: it was for a savings program called save to win. for every $25 put in their account, they could win prizes, one of $5,000 next spring. if you don't win, you get to keep the money, plus interest. the prize money is put up by the credit unions and the regional association as an incentive to get members to save. the idea is new to the u.s. but been around for decades all over

the world. at least 18 countries have prize link savings options, including the uk. >> 5,000 smackers and shout it's mine, no mine, no mine. by premium bonds win something really worth arguing about. >> reporter: back in washington state, crystal signed up for save to win. >> i'm not going to lose anything, so why not? i keep telling everybody it's my version of gambling. >> reporter: what crystal found in washington state is offered in three other states. in nebraska they are competing for an annual $25,000 grand price and atlanta they are vying for an annual $30,000 grand prize and in michigan where the program has been around since 2009, 12,500 savers are entering to win $10,000 each. it's meant to remedy the dismal

savings rate that declined by half over the last four decades. in fact, today, more than a quarter of americans have no savings at all but derrick kilmer has been working to change that. >> the problem with not saving, it can often mean you're a crisis away from, as we've seen in some cases, living in your car or losing your home or having your lights shut off. >> reporter: as a washington state senator, kilmer sponsors legislation in 2011 to allow credit unions, which are regulated by the state to offer save to win. why isn't just the reward of compounding interest enough to make people save? i mean, why do you actually need to prize to get people to save? >> why do people play the lottery or gamble period? you know, it's with the hope of winning something more. there's a sense that this actually makes savings fun. >> reporter: as a full-time student studying to become an

aircraft mechanic, saving isn't usually fun for crystal rose huddle son. she's paying for school on her own. >> the most i've ever had in my savings account now that i think about it is probably $500. >> reporter: cheryl hall is the ceo of express credit union. they are one of six unions offering save to win in washington state. when you heard about the idea, what was your reaction? >> yes, yes, yes, yes, i want to play. i want to play. >> reporter: since launching in april, express signed up dozens of save to win accounts. they are 12 months of cds. even though the accounts aren't profitable for the credit union, she's encouraged by the results so far. the save to win accounts average $573, which is more than four times the average savings balance at the credit union.

do you think this will change behavior or teach people the value of a savings account? >> it's forced behavior. i hate to say that. the reason they are cds is you have to keep it in there for 12 months. if you learned that you can live without that $25 for 12 months, it's a behavioral change. >> reporter: do the think the prizes are big enough to draw people in? >> the grand prize is and the more financial institutions that participate, the bigger the prize. it's not going to be a million dollars but it's enticing enough to draw new people into your financial institution. >> reporter: most members at express credit union are low income and melissa carney thinks that prize link savings accounts will particularly appeal to low income americans who spend a high share of their income playing lotteries. >> people are irrational when they play the lottery but i

would challenge that assumption. if you're a low income individual, how else can you potentially win enough money to buy a house or really change your life? >> reporter: carney is an economist at the university of maryland and director of the hamilton project. she thinks she's lottery-based accounts help people save by leveraging their desire to win big. >> if you have low savings deposits, which many low and moderate income individuals do, you're only accumulating a few dollars every month or even every year. and it will take some ten years to accumulate enough interest payments on a low deposit checking account to make a down payment or big purchase. >> reporter: does prize link savings help people save more money? carney helped design an experiment to find out. >> the results were quite striking. what we're able to say at the end of the day is that for a given amount of interest payments, they can actually entice a lot more deposits and more savings if they structure

the interest to have some lottery or prize link component to it. >> reporter: the results were consistent with what's been seen in michigan where the average amount saved with save to win has grown dramatically since being lunched in 2009. why aren't prize link savings sweeping the u.s.? turns out the biggest obstacle is federal law. unlike state regulated credit unions, it's illegal for banks to participate in lotteries. but a new bipartisan bill introduced in both the u.s. senate and house in october could make price link savings accounts much more widely available. >> the bill that we aumped is called the american savings promotion act. >> reporter: derrick is a democratic congressman, and he's a co-sponsor of the legislation in the house, along with republican tom cotton of arkansas. >> at the very least at the federal level, i would like to see us remove an impediment

offering this innovative product. >> reporter: at the end of the day is it teaching people to be better savers or teaching people to get a prize? >> it's intermittent positive reensourcement. as someone saves more money, they earn more chances and that's positive reinforcement to save more money, and i think that's a good thing. i mean, we've just gone through some of the most difficult financial years the nation can go through, and so i think there's an appreciation for the value of a tool like this to help people save. >> reporter: crystal rose huddle son is convinced save to win helped her save money, especially after she got surprising news last month. have you won anything yet? >> yes, i won $50. i was so excited about it. >> reporter: what did you do with the money that you won? >> i reinvested it back into the cd because every 25 dollar

increment you get your name put back in the drawing and i would be an idiot if i didn't put it back in to get my name put back in the drawing two more times, so it went straight back in. >> find out about other savings incentive programs from around the nation. visit news hour.pbs.org. a recent string of events raised questions about the freedom of the foreign press in china, a prominent journalist had been reporting there for years was denied a visa by the chinese government with no reason given. this after revelations bloomberg news held publication of a story for fear the news agency would be kicked out of the country. earlier i sat down with both de -- bob deets and i asked him if these events are business as usual or something more. >> i think this is business as

usual. china's long had a contentious atmosphere approach to media, and you come into periods of gets to be -- you come into periods of, you know, anger. you look at a new government coming in, authority and really set new rules for the media. the local media, chinese media, you know, grown accustomed to dealing with the government and the governments that have come before. i think what we're seeing now is a greater animosity towards foreign journalist. >> what is motivating that? >> the government took on a reform atmosphere itself and gone after corporation at certain levels within the government. what it doesn't like is for foreign journalists, or even local journalists to do that on their own. they want to control that process. >> so it's okay for their own journalist to expose the dirty

laundry -- >> not only their own journalist but the state media. they control who is the bad guy, who is the good guy and how it should be portrayed. what they don't like is when the local media, which can get ram bank shows at times runs with the story them sevens or discover other corporation that the government doesn't want revealed or isn't ready or when the foreign media do that. >> there was' recent report by foreign press in china and they really rattled off a list of concerns they have including intimidation not just to themselves, their sources and cyber attacks against them. >> yeah, it's the foreign correspondents club of china, f krrk ccc. they did a survey, report and brought it out and the vast majority of the respondents said things are getting worse or they stayed static and aren't improving in china. and you have the official

central government level where you get this bureaucratic harassment or called into the foreign ministry and lectured. when you do stories at the ground level, there you deal with a different sort of problem, and really a threat. you have cops, thugs, village officials who really have this over developed sense of entitlement and power. not ready to accommodate media, either chinese or foreign. local police can really get rough with demonstrators, and tremendous number of demonstrations in china, and very often you'll have journalists. >> so is the intimidations working? are they intimidated by working in china. >> i look at the old wireless services we see and i don't see them cutting corners, but i do

speak to journalists there. somehow they know the government is watching and if they don't ikle what they are writing, they will be some price to pay, whether a grand price of being kicked out or something smaller. journalists working in china assume at all times that their phones are bugged, and their e-mail traffic is being monitored, even if it isn't happening on a specific individual case, people are always operating with that assumption. >> bob, the committee to protect journalists, thanks so much. >> thanks, hari. finally tonight, a preview, front line and a joint investigation with the new york times exploits how police handle cases involving their own officers, especially when there is the possibility of domestic violence. the times story will run in the

next few days, in the documentary this tuesday. here is a look. the shadow that lay across michelle o'connell's death is how effectively law enforcement investigates cases involving it's own officers, especially when there is the possibility of domestic violence. >> in my 3 two years of law enforcement, i can probably count on these fingers the number of agencies that actually held officers accountable and terminated their employment. it is very rare that you see an officer even prosecuted because most prosecutors don't want to file criminal charges against an officer because they need them for their cases. >> reporter: dotty davis spent years on the indiana police force. she was in a violent marriage to a fellow officer. today, davis talks to departments around the country about the issue of officer

involved domestic violence. >> so many agencies when i walk in will say not our agency, not anybody here, and the fact of the matter is, it's estimated six to even incidents happen before they call the police, but if your abuser is the police, you're going to call his or her agency to the home to investigate? and in today's technology, a victim calls 911. guess what, their statement is right on the screen for every fellow officer and every friend of that officer to read and to make a call and let him know what she just told the dispatcher and that people are responding. join us tomorrow on air and online. from hawaii a novel program keeping more probationers out of prison. >> i thought of the way i was raised, the way my wife and i were trying to raise my son, you tell them the family rules and

if there is misbehavior, you do something immediately. that's it for this edition of pbs "news hour weekend." that's it for this edition of pbs "news hour weekend." i'm hari sreeivasan. -- captions by vitac -- www.vitac.com

man: native people came to cities looking for certain things that they needed, not to become like everybody else. ♪ woman: the relocation program, which sounded like, you know, a really great thing. they were going to give you money to travel, give you money to get there. once you get there, they were going to find you a home, they'd pay for your home, they'd give you money for food, you could find a job or do this job training, like schooling. sounds really great, especially if you didn't have any money on the reservation. what a bummer it turned out to be though. but they didn't make it sound like they were going to get us off the reservation so we won'be indian anymore, or take our culture away. of course, no one's going to say that --