it is just what annie would have wanted them to do. >> that's all for this edition of "dateline." i'm natalie morales. thanks for watching. good morning. i'm dara brown in new york at msnbc world headquarters. it's 6:00 in the east, 3:00 out west. here's what's happening. new details in the documents. what we've learned about rudy giuliani, the secretary of state and the firing of the ukraine ambassador. also what giuliani said in a new interview. are you afraid, mr. mayor, that you could be indicted? >> oh, wow. how long have you known me? >> i've known you several years. >> you think i'm afraid? >> turning up the heat of why california congressman devin nunes may face an ethics investigation. pushback. the threat from top military officials to the trump administration over a navy s.e.a.l. commando.

plus, breaking weathernews. a triple threat. three major storms threatening to up end thanksgiving travel. we start with day 62 of the impeachment inquiry. house democrats are weighing the next steps of their investigation into the president as the drama starts to shift to the judiciary committee. this comes as 100 pages of newly release documents from the state department show a clear paper trail from trump's personal attorney rudy giuliani to secretary of state mike pompeo. >> this new additional batch of documents, as you just reported from american oversight that further confirms that sondland said, that everybody knew what we were doing and why we were doing it and these documents show is that giuliani was not freelancing, he was essentially talking to secretary pom poe pay. he's prepared to tell congress that devin nunes met

with the former ukrainian prosecutor about the bidens in 2018. >> do you believe that this should be a matter for an ethics investigation regarding mr. nunes? >> quite likely without question. nunes denies it and so does giuliani who said in a wide ranging interview with fox he's not afraid of being indicted. >> i say things like he's going to throw me under the bus. >> when they say that. i say he isn't but i have insurance. >> giuliani later tweeted he was being sarcastic. jonathan allen is here. so good to have you here this morning. this is interesting from giuliani. we heard him say he has insurance if president trump throws him under the bus. he says he's being sarcastic. it's the second time he's said that. how do you interpret that? >> that's amazing sarcasm from rudy giuliani. that's as dry as it gets.

doesn't sound like sarcasm. he later came out and said that it was something to do with having more information on joe biden in a safe somewhere. the way that i interpret that, as everything i interpret that rudy giuliani says. it's a message from the president. >> republican congressman devin nunes chams that he met with former top ukrainian top attorney last year. but congressman adam smith says he's likely to face an ethical probe and what could happen to nunes if they find he did have that meeting? >> i'm not sure who devin nunes is meeting with outside of the united states. if there is a suggestion or some evidence that he was abusing funds for political purposes, you could see an ethics investigation if somebody comes

forward with an allegation, some complaint with the ethics committee, then you would see them open a probe into that and take a look to see if there's anything there. we know that congressman nunes was cleared of wrongdoing with a previous probe in his activities surrounding the russia investigation in 2017. but he's been somebody who has been out there in his political defense of the president and in his offense in favor of the president. >> you wrote about the impeachment inquiry that the house has a piled evidence towards quid pro quo. what was your take away from over 34 hours of testimony? >> dara, there's an amazing -- there's sort of an amazing fact pattern that these witnesses have testified to which is that the president put together an operation involving several cabinet secretaries.

other senior administration officials with the sole purpose essentially of forcing the ukrainians to open investigations into his potential future political opponent joe biden as he saw as the leading obstacle to his re-election and into this crowd strike issue from 2016 that fiona hill, the former national security council staffer, said was russian disinformation was perpetuated and propagated by vladimir putin. what you've got -- and in addition to that, some of them said, most of them said that they believed that there was a quid pro quo arrangement between those two things and for some of them it didn't dawn on them until they saw the transcript of the president's call with the ukrainian president volodymyr zelensky. and what went on over the course of the month of april to

september when it was making its way towards the white house. this is a really easy picture to see painted by all of these witnesses essentially and now it's going to move forward. >> jonathan, lawmakers are on recess for the thanksgiving holiday, but here's what a timeline of events could look like. what do you see happening next? will judiciary committee hearings include witnesses? what's your best guess? >> it's a huge question as to whether they'll include witnesses. when the judiciary committee comes back, when congress comes back into session after the thanksgiving break, what i'm told by sources on capitol hill is judiciary is likely to begin hearings. what those he is hearings about look like is another matter. the last i've heard is that that hasn't been decided. i think they would like to call witnesses. you'll hear them hear from witnesses on constitutional law who will try to put this together and explain to the american public exactly what they believe the president did

wrong and exactly why he may have abused his power or perhaps maybe guilty of bribery in terms of his use of his power. so we'll have to see what judiciary does. the other thing that i'm hearing is the third week of december is the time for people to be looking at in terms of an actual impeachment vote on the house floor. >> jonathan, too, that was a time frame since republicans control how long a senate trial would last. what's the conventional wisdom on the duration right now, longer or shorter trial? >> it's always hard to pre judge the length of a trial except for in the senate when they try to come to an agreement beforehand when -- there's a disagreement among the senators about that. in theory, they'd like to have an agreement between the republicans and democrats. that may be unlikely. at the very least, they're trying to get agreement among the republicans.

that's not there yet. i think some of the folks who are closest to trump want to see a two-week trial. they want to be able to vote on articles of impeachment and have what appears to be a trial but not drag it out for a particularly long time. of course, the other thing that they may be considering is the fact that if they do this for a month in january, they will be taking joe biden's opponents off of the campaign trail for the entire month of january, right before the iowa caucuses in february. if they can continue for a couple of weeks, they won't be helping joe biden as much, because that will allow elizabeth warren and others on -- >> to the biden factor, there what about witnesses? we've heard hunter biden and adam schiff. would they be likely witnesses or would that likely backfire on the gop? you've seen stranger things.

i'm not sure who will end up being a witness at any point. i think it's unlikely, obviously, that you see witnesses that republicans want that the democrats would be a sideshow. but the senate trial is another matter. certainly you're going to hear republicans talk about those witnesses. in some cases, they would rather have those at talking points to say hunter biden would not show up or adam schiff would not be able to be a witness. >> great to have you here. i'll check back with you after thanksgiving. >> thanks, dara. new concerns about a presidential tweet about an investigation into a navy s.e.a.l. hans nichols has the details. hans, good morning to you. >> yeah. >> can you tell us where things stand right now? >> so the initial cause for this was this court case, this court-martial case for edward gallon gar for -- gallagher for

killing an isis fighter. someone else admitted to killing the captured isis fighter. he was a teenager. there was a question, though on whether or not gallagher posed with the corpse. posed with the head. he ultimately was convicted of a charge related to that. president trump intervened at the time. he commuted the sentence. he also restored edward gallagher's rank. on thursday, after reports that gallagher was going to be killed out of seals, the president said he shouldn't be kicked out. the president intervening yet again. over the next couple days, you see the tweet that the navy will not be taking away his try tent seal pin. over the weekend, he's denied reports that he is threatening to resign over the president's intervention in military discipline.

nbc news reported that richard spencer was considering resigning, not threatening. "the new york times" said threatening. where we stand from here is that the latest from richard spencer, the navy secretary does not consider that tweet a lawful order. until he gets a lawful order from the president, he's essentially going to ignore that tweet. that potentially escalates and kicks it back to the president. if the president sends an order saying that edward gallagher should not be kicked out of the s.e.a.l.s and it's a lawful order and -- whether he can stay in his position as the secretary. >> lot of details in that. thank you, hans nichols. breaking weather news. a triple weather threat. the first hitting new england today with snow and ice. blayne alexander is in atlanta with the details. >> reporter: in the rockies, the

misery is mounting. colorado snow tying up traffic with wet and icy roads blamed for a 50-car pileup in denver this week. the storms are taking a deadly toll in the mud west. two people killed in separate crashes in kansas. dishing up more trouble as holiday travel approaches. a wet weather system barreling toward the northeast is dumping rain over nashville and soaking parts of georgia too. it doesn't take much for rain on the road to turn more treacherous. ice starts to form once temperatures start to plunge. a real danger for drivers and a real concern with more than 55 million people expected to travel this thanksgiving holiday. an estimated 49 million on the roads. at the airport, nearly 5 million more on the go. with storms forecast across the country through thanksgiving at the world's busiest airport in atlanta, the kay family is taking no chances, packing up

early to see grandma in san francisco. >> really nasty out there. super traffic, super rain. really ugly out there. >> that was nbc's blayne alexander reporting. let's head to laguardia airport and meteorologist gentleman necessary a webb. good sunday morning to you. what is the situation like there and tell us more about these storms. >> reporter: good morning, dara. we're seeing a coastal flash flood advisory put in place for new york city and portions of the northeast. right now we're kind of in this lull here as the airport at lga. it's definitely a busy morning as people are trying to get in and out of this airport fairly quickly before this next storm system. as you heard from blayne, storm number 1, the heat of the storm system is making its way in now. the great news, jfk, the major hubs, not seeing any delays this morning. that's going to be a completely

different story in the next 24 to 36 hours across the plains to the northeast. let's check out the forecast. by tuesday afternoon, if you're making travel plans from denver to portions of colorado, you're going to see the storm system make its way into the midwest. a major hub that we're really concerned about is chicago. that will make its way in tuesday. also some very icy conditions will start to make its way from the ohio valley to the northeast by wednesday afternoon. so this is going to cause very tremendous travel conditions on roadways. 55 million expect to be traveling this holiday season. that's going to set some records. we haven't seen that amount of travel since 2005. so airport officials, they're saying once again, you need to get here about two to three hours early. but this morning, as the system comes through, we're going to be

watching the possibilities of the delays really picking up in the next few hours. if you're heading out from jfk to lga. portions of the northeast. i haven't even touched on the snow, dara. we're talking about a half of foot that has fallen in northern new england. >> janessa, thank you for that. the articles of impeachment, what might they look like and which will have the strongest arguments behind them? legal analysis up next. so when a hailstorm hit, usaa reached out before he could even inspect the damage. that's how you do it right. usaa insurance is made just the way martin's family needs it - with hassle-free claims, he got paid before his neighbor even got started. because doing right by our members, that's what's right. usaa. what you're made of, we're made for. usaa

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after two weeks of public hearings from 12 former and current career official who is say they witnessed abuse of power from this administration, new questions emerged about what we can expect from articles of impeachment. to discuss, let me bring in legal contributor, katie phang and glenn tikirschner. what articles do you think will be drawn up and what will have the strongest evidence behind it. >> bribery being one and the quid pro quo with ukraine, but some of the strongest that can be made dara, hard for the white house to ignore and avoid are those involving contempt of congress, obstruction of congress. the fact that the white house ordered several key witnesses to

not come testify, obey congressional subpoenas and really the failure to turn over thousands of documents in and of itself is a very clear, objective example of it. i know that the white house claims immunity but interestingly, we're going to get a ruling tomorrow. no later than the end of today from a federal judge named kattan ji brown. she's been litigating the issue whether don mcgahn needed to be able to comply with a subpoena in the mueller investigation. her ruling as to whether or not the white house's claim of absolute immunity of john bolton, that ruling comes out tomorrow. will it be appealed, sure. we'll get a ruling from a federal judge who will say the attempt to obstruct justice and prevent the american public from hearing transparent honesty, whether or not that actually sounds true in a legal court of

law. >> we'll certainly bring that ruling as soon as we get that here. glenn, you joked that quote, we're going to need bigger articles of impeachment following these hearings. but do you really believe it's better to have more articles with an expansive scope or better to put articles that are more focused? how do democrats balance what they -- >> that's a great question, dara. i do believe as katie said, there should be one for bribery, one for obstructing congress by witnesses -- ordering them not to testify and then a third article at least for obstructing justice in the context of the mueller investigation. but let me circle back to bribery for one minute. i get so tired of hearing jim jordan's nonsensical arguments. he makes two. i'd like to take them down with one quick hypothetical.

he argues one that president zelensky felt no pressure. because the aid was ultimately released. if i want to build an extension on my house but my local zoning laws prohibit it and i go down to my local zoning office, i find the county zoning commissioner, mr. commissioner, i'm going to give you a thousand dollars if you will give me a fake permit to build an extension on my house, if the zoning commissioner says, mr. kirschner, one, get out of my office, two, you're not getting a fake permit, three, i'm reporting you to the authorities and by the way, i feel no pressure, dara, i have committed the offense of attempted bribery and it doesn't matter whether or not the victim, the person i'm attempting to bribe feels pressure. enough with the jim jordan gobbledygook. it doesn't matter if zelensky felt pressure. i'll bet he did because he was

trying to protect the lives of his people and the sovereignty of his country. it doesn't matter. it also doesn't matter if it was a successful bribery attempt if the aid was ultimately released. the president committed bribery and extortion, committed an impeachable offense. i wish the people would see through jim jordan's nonsense. >> that is pretty much the entire nugget summed up there. what did and didn't happen there. >> katie, my next colleague, alex witt spoke with the former counsel of the nixon committee, michael conway who argued while the ukraine scandal has -- it may not be the best way to get republicans to sign on. >> i think you should have more than one. i don't think the ukraine, even though the evidence is powerful, the ukraine episode itself, you're going to get an argument, you're going to impeach the president with one telephone call? are you going to impeach the

president when -- throwing everything against the wall is a big mistake. if you've got one good argument, you make it. if you don't have one good argument, you make ten arguments. >> katie, you're a trial lawyer. what's the best path for democrats moving forward? >> i think glenn will agree. you don't want to overcharge. when we've tried cases as prosecutors, glenn and i, we don't overcharge on an indictment because sometimes you lose it all. i think with respect to the comments made by alex's guest, the reality is, the impeachment concept has always been in place since the beginning of when it was put in our constitution for purposes of preventing an abuse of power by the president. what you're going to have is the house intel committee prepares a report. then the house judiciary committee prepares the actual articles of impeachment. but when the fact that you've got ten examples of obstruction of justice in the mueller report

and the fact that wepompeo, the reality is going to be the president going to be hard-pressed to prove that he did not commit crimes that merit conviction, let alone impeachment. >> glenn, an article on the hill details how the white house's efforts to block critical witnesses from testifying has given him a victory by creating successful stalemate. how crucial are there statements at this point? >> you know, the statements are important because right now, we still have something of a closed conspiracy. gordon sondland said everyone was in the loop. that everyone included people like pompeo, mulvaney. so i actually think the house should pause and decide whether they want to continue to pursue getting testimony from the pompeos and the mulvaneys. they have incriminating information about the president. the fact of the matter is, they

have incriminating information, according to sondland about their own participation which gets a little dicey because it raises the specter of these gentlemen having a fifth amendment right against self-incrimination. i think the house needs to continue to break this bribery conspiracy apart, not let the pompeos and the mulvaneys get away with it. >> thank you both so much for breaking the souis down for us. the impeachment hearings, plus new polls on where voters stand. guess who showed up on "saturday night live"? will ferrell, the alum played gordon sondland showing up at the white house shortly after president trump denied knowing him. it's so great to finally meet you for the first time, by the way. >> right, right, right. keep the quid pro quo on the low, low. got t. >> i just was leaving right now. >> i want to go on the record

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now for the morning headlines. one of the breaking news stories we're following this morning. three storms nationwide threaten to make a mess of the thanksgiving travel week. northern new mexico got a taste of it many will be dealing with in the days ahead. one storm will dump rain and snow on the days ahead. another fast-moving system will batter the west with rain in the south and snow in the north and a third storm will move through the west on wednesday. expect delays on the roads, train stations and at airports. supreme court justice ruth bader ginsburg is waking up in a hospital. she's expected to be released later today. she returned to the bench monday after missing a day of arguments the previous week. she was treated over the summer for a cancerous tumor on her pancreas when she underwent surgery for lung cancer. happening overnight, pope

francis landed in hir oeoshimhi. claudia la vania is traveling with the pope. claudia, what did he say? >> reporter: pope francis paid an emotional visit to nagasaki and hiroshima issuing a stark warning against nuclear weapons. he left tokyo for nagasaki and went to ground zero of the 1945 bombing. upon his arrival, he walked through a large crowd of locals who stood in somber silence broken only by the sound of heavy rain and even looked ghostly in their transparent plastic rain coats. at first pope francis prayed in silence and then he issued a loud comment on the use of the weapons and also on the stockpiling used as a deterrent, a practice that pope francis

said was perverse. he then came here to hiroshima, the first city obliterated by an atomic bomb. he then issued another warning and condemnation of nuclear weapons. he called them immoral. he also called them a crime against human dignity and a threat to the future of the world. nbc news, japan. as the impeachment inquiry heads out of of the intel committee and to the judiciary committee, a new poll suggests a sentiment to the american poll after hours of public hearings. joining me now is daniel strauss at politico. good morning to you. >> good morning. >> the first new poll from yahoo news. a majority of ee owe that he withheld military aid and abused his powers. how are the numbers surprising?

>> i mean, they're surprising in the sense that americans are still pretty split on impeachment. it seems from the top lines that you mentioned here that there's a sense that the president did something wrong in the discussions with ukraine. at the same time, we don't see a huge sea change one way or another on whether the president should be removed from office right now. >> we compare that to another survey of registered voters that shows 48% say he should be impeached or removed from office, daniel. 45 opposed. what's with those numbers? >> pretty much the same. they're pretty close numbers. i think the problems is that they're pretty confusing. lately the impeachment and what's happened has gotten down to a wonk i level. there are a lot of players and right now, it's very hard to tell what the bottom line is

with impeachment. >> kimberly atkins wrote this week about how can democrats feel the public hearings went with some expressing worry. do you feel that's why the public opinion polls are so close? >> absolutely. you have to understand that president trump's approval ratings among republicans remains high and to those republicans, the feeling is that the entire impeachment effort is a partisan move by democrats to remove the president from office and really has no legitimate basis. beyond that, though, the last time the country saw an impeachment effort, it blew up in the party's face that was moving towards that. there's a very faint skepticism or worry among democrats that this could blow up in their face. but it's not super strong. >> to your point, daniel, do you think that nancy pelosi feels that after these several weeks that it was worth it, the

inquiry was worth it? >> i mean, i can't get into the speaker's mind. but, you know, speaker pelosi is always looking at the numbers of her caucus. she's always worried about how much support she has for any particular move or effort. so the fact that she went forward with impeachment means that she knows those numbers are there. we're really at a no turning back moment in this impeachment effort, though. >> daniel, on the other side of the aisle, it looks like the gop support for the president is hardening. why do you think that is? >> i mean, like i said earlier, it's because president trump's approval rating remains high. we're seeing sort of a circling of the wagons here among republicans. nothing in this impeachment effort has really changed his approval ratings among republicans. we're talking independents and democrats who are really starting to, i guess, harden,

like you say on the other side. but right now, there is a strong level of support among republicans for president trump. >> daniel, do you think that the democrats might opt for censure instead of impeachment with these numbers? >> i don't know. i don't think they are decisive enough right now to move democrats or motivate them to change their strategy right now. crazier things have happened. >> certainly these are crazy times. daniel strauss, thank you so much for your input this morning. happy sunday to you. >> happy sunday. now to breaking news and a look at the streets of hong kong today. protesters have hit the pause button to vote in the chinese territory's local elections. local numbers are turning out o to vote as protest leaders run for office. bill neely joins us from hong kong. bill, this is local elections. but voters and candidates, do they see it as an opportunity as the rest of the world watches?

>> reporter: good morning, dara, yes, they do. a record turnout here today. this is the most important election in hong kong for decades and the first election since the protests began five months ago. it really is a referendum on the local government handling of those protests. pro-democracy candidates have adopted the five demands of the protesters as their policy platform and the pro-government or pro-beijing candidates blame the protesters for everything that has gone wrong over the last five months. it really is a bitter divide. because some of the candidates have been quite seriously injured in the protests over the last five months. so entirely peaceful today. no demonstrations. the riot police adopting a very, very low profile. normally, the pro-government candidates win these elections

pretty handily, usually by about 3 to 1. that's not going to happen this time. in a poll a couple of weeks ago, 83% of hong kongers said they blame the government and the police for what happened here over the last five months. so the protesters are hoping that this election will send a message to beijing and president xi that millions in hong kong support them. beijing, of course, will be watching very, very closely. they've been happy for the local government to take the heat on the protests, especially its very, very unpopular chief. president trump must decide in the next few days whether or not to sign a bill that came from congress supporting the protesters. he hinted this weekend he may not do that. actually, he wants the bigger prize, a trade deal with china. so the protesters may find they do well in these elections only to find effectively president

trump turning his back on them. but pretty calm here over the last few days. no one, however, expects that calm here in hong kong to continue for much longer. dara. >> nbc's bill neely live for us from hong kong. joe biden is number one among african american voters overall so far. what might it take to support one of his rivals. that's up next. at 5:00 eastern, kamala harris. you can watch cory booker tonight at 8:00 eastern on casey d.c. it's all on msnbc. n msnbc. on a scale of one to five? wait... one to five? when it comes to feelings, it's more like five million. there's everything from happy

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to the race for 2020. democrats now shifting their focus to african american voters as they compete for support on the campaign trail. quinnipiac poll from north carolina shows joe biden with a wide lead among african-americans with 44% support. bernie sanders with 10%. joining me now is rashad richie. what is behind his popularity? what are you hearing from your callers on your radio show about this? >> a lot of this has to do with what we call relational and trust equity politics. the bottom line, joe biden, the former vice president was vice president of the first african american president and that means a lot. now some people would push back on that analysis. but here's the truth.

when joe biden ran for president the last time, he was polling at less than 1% with black voters. what has really changed in his policy delivery? nothing. not much. the biggest change is the fact that he has served the first black president for eight years as his vp. that means a lot to a lot of african american voters. without president obama coming out and endorsing somebody else, joe biden will likely hold those numbers, especially in places like south carolina. >> let's talk about south carolina. because joe biden built a strong foundation there. the newest candidate in the race, deval patrick has been campaigning this week. he helped president obama in 2008 there. does he have a chance of building a coalition this late in the game there? >> no, not really. he will probably place within the top five in south carolina. remember, this is a delegate camp. at the end of it, you will have

joe biden coming in at number one. that's my prediction in south carolina. that means well over 60 delegates are up for grabs m four of them are pledge delegates, which means based on how you perform in that state. i don't think governor patrick has a route really to win this primary. it's still kind of early. he doesn't have a national lane yet. that will be reflected in the next three upcoming elections which happen roughly 100 days. >> elizabeth warren trying to court the black vote. didn't go quite as planned. let's take a look. >> as a white woman, i will never fully understand the discriminati discrimination, the pain, the harm that black americans have experienced just because of the color of their skin.

>> we are grateful for your activism and your voice and you are welcome here. but when these women have been ignored this long, this is their moment and we are going to hear the story. >> rashad, how do you interpret the way it played out for warren and what does it tell you that congresswoman iona presley had to mediate the situation. >> it's a volatile time in politics. what you saw -- big ups to clark. there's a lot of excitement for elizabeth warren but there's also a lot of issue with the black agenda not being on the front or center stage for this democratic primary. that's what you saw. you saw the frustration of that illuminated during her speech. that is going to continue as long as the black agenda is not part of the national

conversation, especially in the democratic primary. democrats need black voters in order to secure their nomination to move into the general election. it's time for these candidates, including senator warren to be more forceful as it relates to the policy of the black community. >> rashad richie, thanks so much for your insights. thanks for joining us. >> thank you. just in time for holiday shopping, a warning for your wallet. up next, how retailers will try to trick you into spending more money than you really want to. e- cut. liberty biberty- cut. we'll dub it. liberty mutual customizes your car insurance so you only pay for what you need. only pay for what you need. ♪ liberty. liberty. liberty. liberty. ♪ why fingerstick when you can scan? with the freestyle libre 14 day system just scan the sensor with your reader, iphone or android and manage your diabetes. with the freestyle libre 14 day system, a continuous glucose monitor, you can check your glucose levels any time,

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some retail tricks that might cause to you spend more than expected. joining me now is yahoo fns reporter sibile marcellus. so good to have you here. you're talking about three common retail tricks, the first one is how different online retailers have different prices for the same items. so what's going on there? >> that's right. so different prices for the exact same item online. when you go into a store you see a big sign 50% off, everybody gets that when you are in the store, but when you are online what the retailers are doing, they use cookies where they track your online shopping activity and figure out who you are. are you the type of person who looks fort best discounts? if you are when you go for black friday shopping online you will continue to see discounts. if you are the kind of consumer who doesn't shop online too often and tends to pay full price, when you're thinking, oh, i'm doing black friday shopping online you're actually seeing items at their full price or close to t the way to beat retailers at their game, is go on your web wrouser and use the

incognito mode and they will likely give you the discounts on black friday. >> so the second pitfall is called fomo or the fear of missing out. what can you tell us about that? >> so for the uninitiated fomo fear of missing out and basically they prey on your emotions, your feelings. you are often on a budget, many of us are, and you're trying to buy a lot of gifts for family, friends, your kids and you're trying to figure out what you can buy. when you are on these e-commerce sites often there is a countdown ticker on the site and they are also language there saying limited time offer, you've only got one hour left and they are trying to push to you buy the item as quickly as possible. take a step back, close the window if you need to and try to figure out when is the best time to buy that specific item. for example, if you want to buy a diamond necklace for your girlfriend, maybe after valentine's day is the best time or if you want to buy a 65 inch flat screen tv for your home, don't do it on black friday, wait for cyber monday to get the

lowest price. >> the third is retailers are dangling discounts with the items by having store credit cards available. is that a good choice? >> i've been in this situation so many times, you're waiting in line at a store and you're starting to tabulate in your head how much stuff did i buy, how much is it going to cost me and, bam, the cashier tells you you can get a 25% discount on your entire purchase if you open a store credit card. we tempting, we all want to save money but the fine print a lot of those store credit cards have very high annual percentage rates. so, for example, target they have a red card, the apr is about 25%, but according to fed data the average apr is 16%. so you want to be careful. and the way that affects you is, for example, if you're going to stick to making minimum monthly payments on your credit card, say you buy a pair of gloves this christmas, you could still be paying for that pair of gloves christmas next year. so if you are on a budget just use your debit card or cash, that way the money is taken out of your account and you know

exactly what your financial picture is going to be. >> good tips for everybody shopping for cyber monday and black friday. great to have you here this morning. >> my pleasure. well, if rudy giuliani is not worried about the president throwing him under the bus, why does he keep talking about insurance? the new claim he's made, that's up next. s up next. members like kate. a former army medic, made of the flexibility to handle whatever monday has in store and tackle four things at once. so when her car got hit, she didn't worry. she simply filed a claim on her usaa app and said... i got this. usaa insurance is made the way kate needs it - easy. she can even pick her payment plan so it's easy on her budget and her life. usaa. what you're made of, we're made for. usaa wayfair's biggest black fridis now on. ever yes! score unbelievable savings. like living room up to 70% off. storage solutions from $9.99.

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i am all out of time for this hour of "msnbc live." i'm dara brown.

we dump now to alex witt. >> you can stick around if you want to. lovely in pink, we watch up, it's all great. >> it's a good day. >> i think you're ready to go. >> thanks, alex. good day to all of you from msnbc world headquarters in new york, it is today, day 62 of the impeachment inquiry and new wrinkles in the past 24 hours that shed light previously missing aspects of the investigation. here is the very latest from what's happened right here on msnbc. >> the house is now heading towards the next phase of the impeachment inquiry as the public portion of the intelligence committee's investigation appears to have wrapped up. >> new reporting from several outlets including nbc news about devin nunes. lev parnas an associate of rudy giuliani who has been indicted is willing to tell lawmakers congressman nunes met with an ex-ukrainian official to get dirt on joe and hunter biden. >> they have only confirmed what we already knew, that trump did indeed want